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Rent To Own Audio – Premium Sound with Flexible Financing

Immerse yourself in high-quality sound with the latest audio equipment from Finance My Cart. Whether you're looking for Bluetooth speakers, soundbars, home theater systems, or headphones, we offer top brands like Bose, Sony, JBL, Beats, and more. Our rent-to-own and lease-to-own payment plans make it easy to bring premium audio into your home without the hefty upfront cost. With affordable monthly payments and free shipping, you can enjoy crystal-clear sound and deep bass right away. Get the audio gear you need and pay over time with our flexible financing solutions at Finance My Cart!

JBL - 2.1 Channel Soundbar with Wireless Subwoofer - Black

JBL
Original price $412.99 - Original price $412.99
Original price
$412.99
$412.99 - $412.99
Current price $412.99

Bring the powerFill your whole room with sound. An impressive 300W of total system power puts you in control. Your movies and music have never soun...

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Original price $412.99 - Original price $412.99
Original price
$412.99
$412.99 - $412.99
Current price $412.99

Klipsch - Reference Series 12" 400W Powered Subwoofer - black

Klipsch
Original price $761.99 - Original price $761.99
Original price
$761.99
$761.99 - $761.99
Current price $761.99

New technology and cleaner bassRevamped 12 spun-copper thermoformed crystalline polymer woofers make the latest Reference subwoofers exceptionally ...

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Original price $761.99 - Original price $761.99
Original price
$761.99
$761.99 - $761.99
Current price $761.99

Sony - BRAVIA Theater Bar 5 3.1ch with wireless subwoofer Dolby Atmos/DTSX - Black

Sony
Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

Sound straight from the cinemaGet the best streaming experience with support for Dolby Atmos and DTSX that brings movies to life.Wireless Bluetooth...

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Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

Metra - Dash Kit for 2008-2012 Toyota Highlander (with NAV) Vehicles - Black

Metra Electronics Co
Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

Versatile radio compatibilityAccommodates standard 4" tall Double-DIN radios and ISO Single-DIN radios with a pocket offering flexibility in your c...

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Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

Sony - PS-LX5BT Full Auto Playback Premium Turntable with Bluetooth Connectivity - Black

Sony
Original price $530.99 - Original price $530.99
Original price
$530.99
$530.99 - $530.99
Current price $530.99

1-Step Bluetooth ConnectionEffortlessly connect wirelessly to Bluetooth devices like headphones soundbars and wireless speakers.Uncompromising conn...

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Original price $530.99 - Original price $530.99
Original price
$530.99
$530.99 - $530.99
Current price $530.99

Kenwood - 6" x 9" 5-Way Car Speaker - Black

Kenwood
Original price $109.99 - Original price $109.99
Original price
$109.99
$109.99 - $109.99
Current price $109.99

Handles up to 650W peak power (150W nominal)Provides rich sound.58Hz - 22kHz frequency responseEnsures a wide range of accurately reproduced sound....

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Original price $109.99 - Original price $109.99
Original price
$109.99
$109.99 - $109.99
Current price $109.99

Sony - ULT TOWER 9 Wireless Party Speaker SRSULT900 - Black

Sony
Original price $1,009.99 - Original price $1,009.99
Original price
$1,009.99
$1,009.99 - $1,009.99
Current price $1,009.99

ULT Button for Enhanced BassPress the ULT button to boost your bass delivering deeper and more powerful sound for a richer audio experience.360 Par...

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Original price $1,009.99 - Original price $1,009.99
Original price
$1,009.99
$1,009.99 - $1,009.99
Current price $1,009.99

Samsung - Q-series Soundbar HW-Q800F 5.1.2 ch w/ Subwoofer - Black

Samsung
Original price $934.99 - Original price $934.99
Original price
$934.99
$934.99 - $934.99
Current price $934.99

True 5.1.2 Ch. SoundFeel more fully immersed with sound that comes from all around you powered by 5.1.2 channels of sound including side and top fi...

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Original price $934.99 - Original price $934.99
Original price
$934.99
$934.99 - $934.99
Current price $934.99

Metra - Dash Kit for 2018-2024 GMC Terrain Vehicles - Matte Black

Metra Electronics Co
Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Compatible with 2018-2024 GMC Terrain vehiclesFor a customized fit.Double DIN provisionDesigned to fit any standard 4" tall aftermarket Double DIN ...

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Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Marshall - Bromley 750 Portable Wireless Party Speaker with Bluetooth / 3.5 mm Auxiliary / RCA / Microphone Inputs and LED Lights - Black/Brass

Marshall
Original price $1,420.99 - Original price $1,420.99
Original price
$1,420.99
$1,420.99 - $1,420.99
Current price $1,420.99

True Stereophonic 360 Sound360 True Stereophonic sound hits every corner of the room and finds its way through the crowd no matter where you're sta...

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Original price $1,420.99 - Original price $1,420.99
Original price
$1,420.99
$1,420.99 - $1,420.99
Current price $1,420.99

JBL - PartyBox 720 Portable Party Speaker - 2025 - Black

JBL
Original price $1,280.99 - Original price $1,280.99
Original price
$1,280.99
$1,280.99 - $1,280.99
Current price $1,280.99

Superior JBL Pro SoundWe’re cranking out 800 watts of JBL Pro Sound—loud clean and full of deep bass from those two massive 9 woofers. The tweeters...

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Original price $1,280.99 - Original price $1,280.99
Original price
$1,280.99
$1,280.99 - $1,280.99
Current price $1,280.99

Crunch - V-DRIVE 2125W 2-Channel Car Audio Amplifier - Black

Crunch
Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

2125W max power outputDelivers thunderous low-frequency impact for subwoofer-driven sound systems.Variable low-pass crossover (40300Hz)Lets you fin...

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Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

Compustar - Anti-Theft Integration Harness for All Push-to-Start Vehicles - Black

CompuStar
Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Push-to-Start LockoutPrevents engine start by disabling the vehicle’s push-to-start button while the security system is armed—even if the factory k...

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Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Metra - Speaker Harness for Select 2000-2022 Volvo Vehicles (2-Pack) - Multi

Metra Electronics Co
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Compatible with select 2000-2022 Volvo vehiclesFor a customized fit.Speaker harnessAllows you to easily connect a speaker to your vehicle.Plug-n-pl...

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Metra - Speaker Adapter Plate for Select Toyota 2021-2024 Vehicles (2-Pack) - Black

Metra Electronics Co
Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Compatible select Toyota 2021-2024 vehiclesIncluding Toyota Highlander 2020-2024 Grand Highlander 2024 Sequoia 2023-2024 Sienna 2021-2024 and Tundr...

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Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Scosche - MagicMount Pro Charge with Qi2 - Black

Scosche
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

Qi2 the latest in wireless charging technologyQi2 is the newest wireless charging standard from the Wireless Power Consortium (WPC). Qi2 certified ...

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Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

MB Quart - Q Series 6-1/2" 2-Way Car Speakers with Mica Filled Polypropylene Cones (Pair) - Black

MB Quart
Original price $1,050.99 - Original price $1,050.99
Original price
$1,050.99
$1,050.99 - $1,050.99
Current price $1,050.99

1" Military A-Specification titanium dome tweeter with butyl rubber surround in cast aluminum housingMade to dissipate heat for peak performance. S...

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Original price $1,050.99 - Original price $1,050.99
Original price
$1,050.99
$1,050.99 - $1,050.99
Current price $1,050.99

Insignia - 5.1.2 Channel Home Theater Soundbar with Wireless Subwoofer and Rear Speakers Dolby Atmos DTSX Bluetooth - Black

Insignia
Original price $221.99 - Original price $221.99
Original price
$221.99
$221.99 - $221.99
Current price $221.99

No Cords Just PowerDitch the clutter of audio cables. With wireless satellite surround speakers and wireless subwoofer connections just plug into p...

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Original price $221.99 - Original price $221.99
Original price
$221.99
$221.99 - $221.99
Current price $221.99

Sony - XV500 X-Series Wireless Party Speaker - Black

Sony
Original price $357.99 - Original price $357.99
Original price
$357.99
$357.99 - $357.99
Current price $357.99

Powerful Party SoundThe SRS-XV500 uses woofers and front tweeters to deliver a deep punchy bass and clear vocals. With even more sound pressure you...

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Original price $357.99 - Original price $357.99
Original price
$357.99
$357.99 - $357.99
Current price $357.99

MB Quart - Discus 3-1/2" 2-Way Car Speakers with Polypropylene Cones (Pair) - Black

MB Quart
Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

Aluminum inverted dome tweetersDeliver great sound with increased reliability.Lightweight thermal-formed polypropylene conesEnable a faster midrang...

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Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

JVC - 6.8" Android Auto and Apple CarPlay Bluetooth Digital Media (DM) Receiver with Rear Camera input - Black

JVC
Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

50W peak power x 4 channelsApple CarPlayA smarter safer way to use your iPhone while you drive. You can get directions make calls send and receive ...

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Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

MB Quart - Dash Kit for Select 2020-Present Polaris Slingshot - Black

MB Quart
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Custom-fit dash panelDesigned for 2020-present Polaris Slingshot S SL and R models.Plug-and-play vehicle-specific power harnessWith pre-measured wi...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Metra - Dash Kit for Select 2008-2014 Audi TT DIN DDIN - Matte Black

Metra Electronics Co
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Compatible with select Audi TT vehiclesIncluding 2008-2015 Audi TT models.Accommodates double-DIN radiosFits double-DIN receivers.Cut-to-fit front ...

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Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Metra - Speaker Bracket for Select 2018-2023 Mitsubishi Outlander - Black

Metra Electronics Co
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Compatible with select Toyota vehiclesIncluding Camry (amplified) 2018-2020; C-HR 2018-2020; RAV4 2001-2018. Also compatible with Lexus RX Series 1...

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Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Bracketron - MagAlign Pro Mount - Black

Bracketron
Original price $44.99 - Original price $44.99
Original price
$44.99
$44.99 - $44.99
Current price $44.99

Bracketron MagAlign ProThe MagAlign Pro mount is designe to work with any compatible Magsafe iPhone or Magsafe case. The iPhone will be held secur...

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Original price $44.99 - Original price $44.99
Original price
$44.99
$44.99 - $44.99
Current price $44.99

Metra - Dash Kit for Select 2003-2008 Mercedes-Benz SL DIN DDIN - Matte Black

Metra Electronics Co
Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

Compatible with 2003-2008 Mercedes SL class vehiclesYou can use it with your existing model.Double-DIN mount styleAllows you to install an aftermar...

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Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

Rexing - CPW-52 Wireless CarPlay Android Auto Adapter For iPhone (iOS 10+) Android (Android 11+) - Black

Rexing
Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

Convert Wired CarPlay Android Auto to WirelessSimply plug in the adapter to upgrade your factory wired system to wireless. No need to replace your...

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Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

Sony - PS-LX3BT Full Auto Playback Turntable with Bluetooth Connectivity - Black

Sony
Original price $392.99 - Original price $392.99
Original price
$392.99
$392.99 - $392.99
Current price $392.99

1-Step Bluetooth ConnectionEffortlessly connect wirelessly to Bluetooth devices like headphones soundbars and wireless speakers.Wired ConnectionEnj...

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Original price $392.99 - Original price $392.99
Original price
$392.99
$392.99 - $392.99
Current price $392.99

Metra - Speaker Harness for Select 2012-2021 Tesla Model S and Model X Vehicles (2-Pack) - Multi

Metra Electronics Co
Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

Compatible with select 2012-2021 Tesla vehiclesIncluding 2015-2021 Tesla Model X and 2012-2021 Model S vehicles for a customized fit.Speaker harnes...

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Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

Compustar - 2-Way Remote Start System - Installation Included - Black

CompuStar
Original price $526.99 - Original price $526.99
Original price
$526.99
$526.99 - $526.99
Current price $526.99

Compatible with most vehicles with automatic transmissionStart your engine from a distance before you get in.3000' rangeRemote transmitters let you...

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Original price $526.99 - Original price $526.99
Original price
$526.99
$526.99 - $526.99
Current price $526.99

Denon - AVR-S670H (75W X 5) 5.2-Ch. with HEOS 8K Ultra HD and HDR Compatible AV Home Theater Receiver with Alexa - Black

Denon
Original price $701.99 - Original price $701.99
Original price
$701.99
$701.99 - $701.99
Current price $701.99

Elevated Home EntertainmentThe Denon AVR-S670H 5.2 Receiver supports 8K/60Hz 4K/120 pass-through for pristine video quality. With Dolby TrueHD Dol...

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Original price $701.99 - Original price $701.99
Original price
$701.99
$701.99 - $701.99
Current price $701.99

Metra - Radio Harness for Select 2001-2007 Ford Escape Expedition - Multi

Metra Electronics Co
Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Compatible with select 2003-2006 Ford Lincoln and Mercury vehiclesIncluding Ford Escape Hybrid Ford Expedition Mercury Mariner Hybrid vehicles with...

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Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Metra - Dash Kit for Select 2014-2021 Toyota Tundra - Black

Metra Electronics Co
Original price $40.99 - Original price $40.99
Original price
$40.99
$40.99 - $40.99
Current price $40.99

Device Supported RadioColor High Gloss BlackCompatibility Double DIN RadioLimited Warranty 1 Year

Original price $40.99 - Original price $40.99
Original price
$40.99
$40.99 - $40.99
Current price $40.99

Metra - Speaker Harness for Select 2009-2021 Hyundai Elantra Santa Fe Accent Sportage Forte Tucson - Multi

Metra Electronics Co
Original price $26.99 - Original price $26.99
Original price
$26.99
$26.99 - $26.99
Current price $26.99

Compatible with 2014-2018 Kia Hyundai vehiclesFor use in your existing vehicle.Speaker wire adapterAllows you to retain the factory speaker connect...

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Original price $26.99 - Original price $26.99
Original price
$26.99
$26.99 - $26.99
Current price $26.99

Metra - Dash Kit for Select 2000-2011 Toyota Yaris DIN - Black

Metra Electronics Co
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Compatible with 2000 and up Toyota vehiclesYou can use it with your existing model.Accommodates double-DIN radiosFor use with your existing model.C...

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Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Sony - 10.1" Wireless Apple CarPlay and Android Auto Digital Media Receiver Maestro Compatible - Black

Sony
Original price $934.99 - Original price $934.99
Original price
$934.99
$934.99 - $934.99
Current price $934.99

Big screen with updated flexibilityThe XAV-AX8500 digital multimedia receiver features a 25.7 cm (10.1 inch) capacitive HD touchscreen with an upda...

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Original price $934.99 - Original price $934.99
Original price
$934.99
$934.99 - $934.99
Current price $934.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.