Audio
Rent To Own Audio – Premium Sound with Flexible Financing
Immerse yourself in high-quality sound with the latest audio equipment from Finance My Cart. Whether you're looking for Bluetooth speakers, soundbars, home theater systems, or headphones, we offer top brands like Bose, Sony, JBL, Beats, and more. Our rent-to-own and lease-to-own payment plans make it easy to bring premium audio into your home without the hefty upfront cost. With affordable monthly payments and free shipping, you can enjoy crystal-clear sound and deep bass right away. Get the audio gear you need and pay over time with our flexible financing solutions at Finance My Cart!
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- Audio-Technica (2)
- Bose (5)
- Denon (6)
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- Hifonics (2)
- HISENSE (2)
- Innovative Technology (1)
- Insignia (5)
- JBL (13)
- JBL Professional (1)
- Klipsch (12)
- LG (6)
- Marshall (3)
- MB Quart (6)
- Onkyo (3)
- Owl Lab (1)
- Polk Audio (11)
- Samsung (24)
- Sanus (2)
- Sonos Inc (15)
- Sony (21)
- TCL (5)
- TEAC (1)
- Victrola (2)
- Yamaha (5)
JBL - 2.1 Channel Soundbar with Wireless Subwoofer - Black
JBLBring the powerFill your whole room with sound. An impressive 300W of total system power puts you in control. Your movies and music have never soun...
View full detailsLG - 5.1-Channel S60TR Home Theater Soundbar with Wireless Subwoofer and Rear Speakers Dolby Audio - Black
LGBring Home Epic SoundExperience a new dimension of sound with our 5.1 channel Home Theater Soundbar. Transform your room into a dynamic home theate...
View full detailsMB Quart - Premium 6-1/2" 2-Way Car Speakers with Aerated Paper Cones (Pair) - Black
MB QuartHandles up to 110W max power (55W nominal)Provides rich sound.Aerated paper woofer cone with mica blendImproves sensitivity while reducing distorti...
View full detailsKlipsch - Reference Series 10" 150W Powered Subwoofer - Black
KlipschSpun-copper thermoformed crystalline polymer (TCP) woofersAll-new 10 spun-copper thermoformed crystalline polymer woofers (TCP) make the latest Ref...
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MB Quart - Premium 6" x 9" 2-Way Car Speakers with Aerated Paper Cones (Pair) - Black
MB Quart - Premium 6" x 9" 2-Way Car Speakers with Aerated Paper Cones (Pair) - Black
MB QuartHandles up to 110W max power (55W nominal)Provides rich sound.Aerated paper woofer cone with mica blendImproves sensitivity while reducing distorti...
View full detailsKlipsch - Reference Series 12" 400W Powered Subwoofer - black
KlipschNew technology and cleaner bassRevamped 12 spun-copper thermoformed crystalline polymer woofers make the latest Reference subwoofers exceptionally ...
View full detailsBose - TV Speaker Bluetooth Soundbar - Black
BoseHear your TV betterThe Bose TV Speaker is a small soundbar that clarifies speech and improves overall TV sound. Inside there are two full-range dri...
View full detailsKlipsch - Reference Series 5-1/4" 340-Watt Passive 2-Way Bookshelf Speakers (Pair) - black
KlipschHandles up to 300W peak power (75W continuous)For robust and controlled audio that is crisp and clear.5-1/4" spun copper injection molded graphite ...
View full detailsSAMSUNG Wireless Rear Speaker Kit - Black
SamsungWireless SolutionEnjoy surround sound that doesn't clutter your room. The wireless rear speakers connect to your soundbar without the need for sepa...
View full detailsJBL - Party Box 710 Portable Party Speaker - 2024 - Black
JBL800W RMS of powerful JBL original pro soundCreate an instant musical connection with 800 powerful watts of high-performance JBL original pro sound....
View full detailsSony - HTS100F 2.0 Channel Soundbar with Bass Reflex Speaker - Black
TEAC2 channelsThe two speaker setup delivers front surround sound from a compact unit.Bass Reflex speakerA speaker that delivers punchy bass without co...
View full detailsSamsung - SWA-9500S/ZA 2.0.2 Channel Wireless Rear Speaker Kit Dolby Atmos/DTSX - Black
SamsungSimple space-saving setupSync up to a surround sound experience that doesn't clutter your space. Link the wireless SWA-9500S Rear Speaker Kit to yo...
View full detailsMB Quart - Jeep JT Gladiator Tuned 8" Dual-Voice-Coil 2-Ohm Subwoofer with Integrated 400W Amp - Black
MB QuartUnderseat subwoofer system upgrade for select Jeep vehiclesIncluding Jeep Gladiator (JT) 2020-current models.Two 8" subwoofersProvide rich sound.40...
View full detailsBose - Bass Module 700 Wireless Subwoofer - Black
BoseBose Bass Module 700 wireless home theater subwooferThis wireless compact subwoofer is designed to be paired with the Bose soundbars to bring music...
View full detailsKlipsch CDT-5800-C II - Black
KlipschTHE UPDATE FOR YOUR EYES THE NEW SLIMTRIM GRILLEWith an all new grille the visible frame size is reduced by 90 and grille depth is reduced by 80 ov...
View full detailsMarshall - Heston 60 Soundbar with Dolby Atmos Immersive Sound for TV / Movies / Music - Black
MarshallIMMERSIVE SOUND FOR MOVIES MUSICFrom movie marathons to your favourite songs on repeat this soundbar makes every note hit deeper. Featuring Dolby ...
View full detailsJBL - Partybox 520 Portable Wireless Party Speaker - 2025 - Black
JBLElectrifying sound with AI Sound BoostPowerful sound to make your playlist shine. This sound is made to match your energy so you feel like you're h...
View full detailsSony - BRAVIA Theater Rear 8 wireless rear speakers 2025 - Black
Sony360 spatial sound with compatible soundbarsPair BRAVIA Theater Rear 8 with compatible Sony soundbars BRAVIA Theater Bar 9 BRAVIA Theater Bar 8 HT-A...
View full detailsHisense - 5.1 Channel 540W Soundbar with Wireless 6.5" Subwoofer and 2 Rear Speakers (HS5100) - Black
HISENSECrank up the powerHold on to your socks. 8 speakers deliver total 540w max output power. Fill the room with sound and fall deeper into the experien...
View full detailsHisense - 3.1 Channel 480W Soundbar with Wireless 6.5" Subwoofer (HS3100) - Black
HISENSECrank up the power480W Max Audio Power Let's get loud Upgrade your TV sound instantly with the 6 powerful speakers (including 3 full-range speakers...
View full detailsPolk Audio - Monitor XT35 Center Channel Speaker - Midnight Black
Polk AudioSlim Center Channel SpeakerFeaturing a 1" Tweeter and (4) 3" Dynamically Balanced Woofer the Monitor XT35 delivers rich clear dialogues a smooth mi...
View full detailsKlipsch - R-800F Reference Series Dual 8" 600-Watt Passive 2-Way Floor Standing Speaker (Each) - Black
KlipschHandles up to 600W peak power (150W continuous)For robust and controlled audio that is crisp and clear.Two 8" spun-copper TCP WoofersUtlizing trick...
View full detailsYamaha - RX-V385BL 5.1-Ch. 4K Ultra HD A/V Home Theater Receiver - Black
Yamaha4K Ultra HD video technologyAllows high-quality 4K video through the receiver straight to your media device.145W RMS powerFor powerful sound.Surrou...
View full detailsInsignia - 2.0-Channel Soundbar - Black
InsigniaPowerful audio driversEnjoy louder more dynamic sound with a physical impact thanks to four high-quality drivers.Equalizer customizationFine-tune s...
View full detailsPolk Audio - Monitor XT60 Tower Speaker - Midnight Black
Polk AudioHigh Performance Tower SpeakerFeaturing a 1" Tweeter a 6.5" Dynamically Balanced Woofer and (2) 6.5" Passive Radiators the Monitor XT60 offers smoo...
View full detailsOwl Labs - Expansion Mic - Charcoal
Owl LabExtended Audio RangeExtends the audio pick-up range of the Meeting Owl 3 from 18ft to 26ft in the direction of the mic to ensure that the Meeting O...
View full detailsJBL - PartyBox Digital Wireless Microphones - Black
JBLClear Voice Crisp SoundThe cardioid pickup pattern of these mics deliver a warm clear and crisp vocal sound that's designed to make everyone sound ...
View full detailsPolk Audio - Monitor XT12 12" 100W Class A/B Amplifier Subwoofer - Midnight Black
Polk AudioA Powerful Upgraded SubwooferFeaturing a long-throw high excursion 12" Dynamically Balanced Woofer powered by a 100W Class A/B Amplifier the Monito...
View full detailsPolk Audio - Atrium Series 4-1/2" Outdoor Loudspeakers (Pair) - Black
Polk AudioDesigned for Outdoor EntertainmentGet outstanding sound quality by installing the Polk Audio Atrium 4 Speakers in various open settings such as bes...
View full detailsOnkyo - 6-Disc CD Player - Black
OnkyoPlays CD formatSo you can enjoy your favorite albums.6 repeat modes and 40-track programmingAs well as shuffle and random play allow versatile play...
View full detailsMarshall - Bromley 750 Portable Wireless Party Speaker with Bluetooth / 3.5 mm Auxiliary / RCA / Microphone Inputs and LED Lights - Black/Brass
MarshallTrue Stereophonic 360 Sound360 True Stereophonic sound hits every corner of the room and finds its way through the crowd no matter where you're sta...
View full detailsLG - 2.1-Channel S40T Soundbar with Wireless Subwoofer Bluetooth Connectivity Dolby Audio and WOW Orchestra - Black
LGCompact Yet MightyCome home to the cinematic sound you’ve always wanted and experience every heart-thumping thrill-inducing moment. With 3 channels...
View full detailsTCL - Q65H Q Class 5.1 Channel Soundbar with Dolby Atmos Ray Danz Technology and Wireless Subwoofer - Black
TCL5.1 Channel Q Series SoundbarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...
View full detailsSamsung - HW-S50B 3.0 Channel S-Series All-in-one Soundbar Dolby 5.1 / DTS VirtualX - Black
SamsungAll-in-oneEverything you need in a single soundbar for holistic sound. The all-in-one system has 2 woofers and 3 tweeters built into its slender fr...
View full detailsSony - BRAVIA Theater Bar 6 3.1.2ch subwoofer Dolby Atmos/DTSX compatible - Black
SonyCinematic 3.1.2ch spatial soundAcoustically designed to deliver cinematic spatial sound with 3 front-firing speakers including a dedicated center s...
View full detailsSony - BRAVIA Theater System 6 5.1ch with subwoofer Dolby Atmos/DTSX compatible - Black
SonyCinematic 5.1ch surround soundAcoustically designed for cinematic surround sound with 3 front-firing speakers including a dedicated center speaker ...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.