Audio
Rent To Own Audio – Premium Sound with Flexible Financing
Immerse yourself in high-quality sound with the latest audio equipment from Finance My Cart. Whether you're looking for Bluetooth speakers, soundbars, home theater systems, or headphones, we offer top brands like Bose, Sony, JBL, Beats, and more. Our rent-to-own and lease-to-own payment plans make it easy to bring premium audio into your home without the hefty upfront cost. With affordable monthly payments and free shipping, you can enjoy crystal-clear sound and deep bass right away. Get the audio gear you need and pay over time with our flexible financing solutions at Finance My Cart!
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- Audio-Technica (2)
- Bose (5)
- Cloud Microphones (1)
- Denon (6)
- DPI Inc (1)
- Furrion (1)
- HISENSE (2)
- Innovative Technology (1)
- Insignia (3)
- JBL (18)
- Klipsch (11)
- LG (6)
- LG Electronics (3)
- MB Quart (3)
- Onkyo (3)
- Polk Audio (3)
- Samsung (14)
- Sanus (1)
- Sharp (1)
- Sonos Inc (12)
- Sony (17)
- Stinger (1)
- TCL (4)
- TEAC (1)
- Vizio (2)
- Yamaha (8)
Samsung HW-QS730D - sound bar system - wireless
SamsungSamsung HW-QS730D - Q Series - sound bar system - 3.1.2-channel - wireless - Wi-Fi Bluetooth - 320 Watt (total) - titan black
Sonos - Arc Ultra Soundbar - Black
Sonos IncArc Ultra brings your entertainment to life like no other soundbar. Experience unprecedentedly clear deep and balanced sound that precisely surroun...
View full detailsJBL - PartyBox Stage 320 Portable Wireless Party Speaker - Black
JBLPowerful JBL pro soundRock out with powerful JBL pro sound from two 6.5" woofers that deliver clean precise deep bass even at top volume and a pair...
View full detailsKlipsch - Reference Series 10" 150W Powered Subwoofer - Black
KlipschSpun-copper thermoformed crystalline polymer (TCP) woofersAll-new 10 spun-copper thermoformed crystalline polymer woofers (TCP) make the latest Ref...
View full detailsKlipsch - Reference Series 12" 400W Powered Subwoofer - black
KlipschNew technology and cleaner bassRevamped 12 spun-copper thermoformed crystalline polymer woofers make the latest Reference subwoofers exceptionally ...
View full detailsBose - TV Speaker Bluetooth Soundbar - Black
BoseHear your TV betterThe Bose TV Speaker is a small soundbar that clarifies speech and improves overall TV sound. Inside there are two full-range dri...
View full detailsKlipsch - Reference Series 5-1/4" 340-Watt Passive 2-Way Bookshelf Speakers (Pair) - black
KlipschHandles up to 300W peak power (75W continuous)For robust and controlled audio that is crisp and clear.5-1/4" spun copper injection molded graphite ...
View full detailsPOLK RESERVE R350 LC
Polk AudioPOLK RESERVE R350 LCR LOUDSPEAKER
Sonos - Arc Ultra Soundbar - White
Sonos IncArc Ultra brings your entertainment to life like no other soundbar. Experience unprecedentedly clear deep and balanced sound that precisely surroun...
View full detailsOnkyo TX-NR696 7.2-Ch. with Dolby Atmos 4K Ultra HD HDR Compatible A/V Home Theater Receiver - Black
OnkyoImmerse yourself to an exciting sound experience with this Onkyo 7.2-channel network A/V receiver. The DTS Play-Fi feature is compatible with any a...
View full detailsDenon - Home Wireless Subwoofer with Built-in HEOS - Black
DenonAn Extraordinary Upgrade to Denon DSW-1 SubFeaturing HEOS built-in the Denon Home Subwoofer wirelessly connects to all Denon products with HEOS bui...
View full detailsLG - 3.1.3 Channel SC9S Soundbar with Wireless Subwoofer Dolby Atmos DTSX and WOW Orchestra - Black
LGMeet the perfect match for LG OLED evo C Series TVs. Level up to the most immersive listening experience. The LG Sound Bar C features triple up-fir...
View full detailsVictrola - Powered Wireless Outdoor Speakers (Pair) - Gray
Innovative Technology5W nominal power handlingHelps ensure rich dynamic sound.Built-in BluetoothOffers easy connectivity to your compatible device.Water-resistantTo ena...
View full detailsJBL - PartyBox 310 Portable Party Speaker - Black
JBLPowerful JBL Pro SoundAround the block or across the beach make your party heard with 240 watts of big JBL Pro Sound. Sing rap strum — then turn up...
View full detailsJBL - Stage2 240B 2-Way 4.5-inch (114mm) Bookshelf Loudspeaker - Pair - Latte
JBL4.5-inch (114mm) Polycellulose Ribbed Cone WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This pure pulp cone...
View full detailsJBL - Stage 200P 10-Inch Powered Subwoofer - Latte
JBL10-inch (250mm) Polycellulose Ribbed Cone Low-Frequency WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This p...
View full detailsJBL - Stage2 250B 2-Way 5.25-inch (130mm) Bookshelf Loudspeaker - Pair - Latte
JBL5.25-inch (130mm) Polycellulose Ribbed Cone WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This pure pulp con...
View full detailsJBL - Stage2 240B 2-Way 4.5-inch (114mm) Bookshelf Loudspeaker - Pair - Espresso
JBL4.5-inch (114mm) Polycellulose Ribbed Cone WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This pure pulp cone...
View full detailsJBL - Stage 220P 12-Inch Powered Subwoofer - Espresso
JBL12-inch (300mm) Polycellulose Ribbed Cone Low-Frequency WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This p...
View full detailsJBL - Stage2 250B 2-Way 5.25-inch (130mm) Bookshelf Loudspeaker - Pair - Espresso
JBL5.25-inch (130mm) Polycellulose Ribbed Cone WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This pure pulp con...
View full detailsVIZIO - 2.1 Soundbar Wireless Subwoofer w/ Dolby Atmos DTSX - Black
VizioExperience the thrill of Dolby Atmos DTSX sensational audio with a low-profile soundbar and wireless subwoofer that deliver driving sound to your ...
View full detailsVIZIO - 5.1 Soundbar Wireless Subwoofer Surround Sound w/ Dolby Atmos and DTSX - Black
VizioExperience immersive sound all around with Dolby Atmos 3D audio a wireless subwoofer and two surround speakers that deliver true 360-degree immersi...
View full detailsSony HT-S100F - sound bar - for home theater - wireless
TEACSony HT-S100F - Sound bar - for home theater - 2.0-channel - wireless - Bluetooth
Onkyo - TX-NR6100 7.2 Channel THX Certified Network A/V Receiver - Black
OnkyoBuilding key noise-reduction refinements into 100 W/Ch THX Certified Select high-current amplification the Onkyo TX-NR6100 sets the bar for refere...
View full detailsSamsung - SWA-9500S/ZA 2.0.2 Channel Wireless Rear Speaker Kit Dolby Atmos/DTSX - Black
SamsungWrapped in sound not wires
MB Quart - Jeep JL Wrangler Tuned 12" Single-Voice-Coil 2-Ohm Loaded Subwoofer Enclosure with Integrated 400W Amp - Black
MB QuartUpgrade the bass in your 2018-up Jeep JL Wrangler with this MB Quart loaded subwoofer enclosure. It includes a subwoofer paired with a 400W amplifi...
View full detailsDenon - 2.1-Channel DHT Soundbar with Built-in Subwoofers Surround Sound Supported - Black
DenonDolby Atmos Sound BarImmerse yourself in 3D cinematic audio with Dolby Atmos technology through the Denon DHT-S218 Soundbar enhanced by its two pow...
View full details26" Tall AV Rack 15U Stackable Skeleton Rack
SanusSANUS 26" Tall AV Rack 15U Stackable Skeleton Rack
Audio-Technica - ATH-M40x Monitor Headphones - Black
Audio-Technica40mm neodymium driversDeliver faithful sound reproduction.Flat tuningProvides accurate monitoring across an extended frequency range.90 swiveling e...
View full detailsJBL - Party Box 710 Portable Party Speaker - Black
JBL800W RMS of powerful JBL original pro soundCreate an instant musical connection with 800 powerful watts of high-performance JBL original pro sound....
View full detailsJBL - PartyBox Digital Wireless Microphones
JBLClear voice crisp soundThe cardioid pickup pattern of these mics deliver a warm clear and crisp vocal sound that's designed to make everyone sound ...
View full detailsJBL - Partybox Encore Essential Portable Wireless Party Speaker - Black
JBLAmazing JBL original pro soundExperience amazing JBL original pro sound with deep bass.A light show that syncs to the beatThe dynamic light show de...
View full detailsPolk Audio - React 7" Wireless Subwoofer - Black
Polk AudioThe Polk React Subwoofer a 7 long-reach wireless subwoofer with a low-profile seamless design that blend into the room but its heart-thumping bass ...
View full detailsPolk Audio - Atrium5 5" Outdoor Speakers (Pair) - Black
Polk Audio5" long-throw mineral-filled polypropylene cone driverWith butyl rubber surrounds pumps out surprising bass response from a compact design.3/4" ano...
View full detailsInsignia - 2.1-Channel Soundbar with Wireless Subwoofer and DTSVirtual X - Black
Insignia2.1-channel soundbarDelivers a superior listening experience with four 2-inch speaker drivers.Wireless subwooferProvides a deep powerful bass with ...
View full detailsSamsung HW-B750D - sound bar system - wireless
SamsungSamsung HW-B750D - B-Series - sound bar system - 5.1-channel - wireless - Bluetooth - 400 Watt (total) - black
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.