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Appliances

Rent to Own Appliances – Upgrade Your Home with Flexible Financing

Transform your home with high-quality appliances from Finance My Cart. Choose from top brands for refrigerators, washers, dryers, ovens, and smart home essentials. Enjoy modern features, energy efficiency, and fast shipping—all with easy rent-to-own financing and no credit hassles. Upgrade your living space today!

Original price $143.99 - Original price $143.99
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$143.99
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Current price $143.99

BISSELL - TurboClean PowerBrush Pet Cord Upright Carpet Deep Cleaner - Electric Green

Bissell

Don’t let the sleek and lightweight design of the BISSELL TurboClean PowerBrush Pet fool you — this machine is tough on pet messes that happen on c...

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Original price $143.99 - Original price $143.99
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$143.99
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Current price $143.99
Original price $155.99 - Original price $155.99
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$155.99
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Current price $155.99

Ninja - Professional Plus Blender DUO with Auto-IQ - Black/Stainless Steel

Ninja

The Ninja Professional Plus Blender DUO with Auto-iQ features a new modern design and a more powerful motor than Ninja's original Professional Blen...

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Original price $155.99 - Original price $155.99
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$155.99
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Current price $155.99
Original price $616.99 - Original price $616.99
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$616.99
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Current price $616.99

Insignia - 3.7 Cu. Ft. High Efficiency 12-Cycle Top-Loading Washer - White

Insignia

Make laundry simple with the Insignia NS-TWM35W1 3.7 Cu. Ft. high efficiency 12-Cycle Top-Loading Washer. With 12 wash cycles and four temperature ...

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Original price $616.99 - Original price $616.99
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$616.99
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Current price $616.99
Original price $142.99 - Original price $142.99
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$142.99
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Current price $142.99

bella PRO - 12.6-qt. Touchscreen Air Fryer Pizza Oven with Rotisserie - Stainless Steel

Bella Pro Series

Experience versatile cooking with the bella PRO 12.6-qt. Touchscreen Air Fryer Pizza Oven with Rotisserie. Air Fry Dehydrate Rotisserie Grill Roast...

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Original price $142.99 - Original price $142.99
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$142.99
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Current price $142.99
Original price $469.99 - Original price $469.99
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$469.99
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iRobot Roomba Combo i5+ Self-Emptying Robot Vacuum Mop - Woven Neutral

iRobot

Whether your mess is wet or dry the Roomba Combo i5+ robot vacuum and mop can double up on cleaning tasks with one machine. From spilled crackers t...

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Original price $469.99 - Original price $469.99
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$469.99
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Original price $1,606.99 - Original price $1,606.99
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Samsung - 27 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with Dual Auto Ice Maker - Fingerprint Resistant Stainless Look

Samsung

Samsung Mega Capacity 3-Door French Door Counter Depth refrigerator features 27 cu. ft. capacity Dual Auto Ice Maker and a modern design with a Sta...

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Original price $1,606.99 - Original price $1,606.99
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Original price $774.99 - Original price $774.99
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$774.99
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Samsung - 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with Storm Wash 48 dBA - Stainless Steel

Samsung

Thoughtfully designed with features that include the powerful StormWash cleaning system and an AutoRelease Door that automatically opens to circula...

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Original price $774.99 - Original price $774.99
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$774.99
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Current price $774.99
Original price $1,066.99 - Original price $1,066.99
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Dyson - V15s Detect Submarine Cordless Vacuum with 10 accessories - Yellow/Nickel

Dyson

The Dyson V15s Detect Submarine is engineered with the power intelligence versatility and run time to deep clean your whole home. Now with three cl...

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Original price $1,066.99 - Original price $1,066.99
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Original price $303.99 - Original price $303.99
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$303.99
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Ninja - CREAMi Deluxe 11-in-1 Ice Cream and Frozen Treat Maker - Silver

Ninja

The Ninja CREAMi Deluxe turns almost anything into ice cream sorbet gelato and much more. Go beyond ice cream with 5 new programs including Italian...

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Original price $303.99 - Original price $303.99
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Original price $1,989.99 - Original price $1,989.99
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Electrolux - Laundry Tower Single Unit Front Load 4.4 Cu. Ft. Washer 8 Cu. Ft. Electric Dryer - White

Electrolux

The Laundry Tower Single Unit Front Load 4.4 Cu. Ft. Washer 8 Cu. Ft. Electric Dryer is a full-size and fully integrated front load Laundry Tower ...

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Original price $1,989.99 - Original price $1,989.99
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Original price $382.99 - Original price $382.99
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$382.99
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Samsung - Jet 60 Pet Cordless Stick Vacuum - Rose Gold

Samsung

The Samsung Jet 60 Pet Cordless Stick Vacuum features a lightweight and maneuverable design plus a removable battery for extended cleaning time up ...

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Original price $382.99 - Original price $382.99
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Original price $117.99 - Original price $117.99
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$117.99
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Current price $117.99

Ninja - Blast Max Portable Blender with 22oz Twist Go Vessel - Cool Gray

Ninja

Meet the Ninja Blast Max - the performance of a corded blender now cord free. Blend Twist Go with a XL 22.oz vessel that detaches from the motor ...

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Original price $117.99 - Original price $117.99
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$117.99
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Original price $244.99 - Original price $244.99
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$244.99
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Current price $244.99

Keurig K-Brew + Chill Iced or Hot K-Cup Coffee Maker with MultiStream and QuickChill Technology - Black

Keurig

The first at-home coffee maker to make iced coffee as cold as the coffee shop the Keurig K-Brew+Chill. Enjoy full-flavored perfectly chilled iced b...

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Original price $244.99 - Original price $244.99
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$244.99
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Current price $244.99
Original price $2,263.99 - Original price $2,263.99
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Current price $2,263.99

Whirlpool - 24.5 Cu. Ft. French Door Refrigerator with Two-Tier Freezer Storage - Stainless Steel

Whirlpool

Get the storage you need in this refrigerator with water dispenser. An exterior refrigerated drawer keeps frequently used items within easy reach. ...

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Original price $2,263.99 - Original price $2,263.99
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$2,263.99
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Original price $125.99 - Original price $125.99
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$125.99
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Current price $125.99

Solo Stove - Mesa XL Firepit - Gunmetal Metallic

Solo Stove

Bring warmth to the table. Mesa XL is the tabletop fire pit made to elevate your space’s aesthetic. With Dual Fuel capability and Signature 360 Air...

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Original price $125.99 - Original price $125.99
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$125.99
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Current price $125.99
Original price $1,832.99 - Original price $1,832.99
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GE - 27.0 Cu. Ft. French Door Refrigerator with Internal Water Dispenser - Stainless Steel

GE

Enjoy having ample space to store large grocery loads with this GE French door bottom-mount freezer refrigerator. The spill-proof shelves keep spil...

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Original price $1,832.99 - Original price $1,832.99
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Original price $1,106.99 - Original price $1,106.99
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Current price $1,106.99

Shark - Robot Vacuum Mop PowerDetect NeverTouch Pro Combo Self-Emptying Self-Refilling with Self-Clean Pad Wash Dry - Black

Shark

The PowerDetect NeverTouch Pro robot vacuum and mop system is designed to capture more reach farther and need you less (vs. Shark Matrix 2-in-1). I...

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Original price $1,106.99 - Original price $1,106.99
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$1,106.99
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Current price $1,106.99
Original price $932.99 - Original price $932.99
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$932.99
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Current price $932.99

Whirlpool - 4.5 Cu. Ft. High Efficiency Front Load Washer with Tumble Fresh Option - White

Whirlpool

Keep clothes fresh until they're ready for the dryer using the Tumble Fresh Option on this ENERGY STAR Certified front load washer. Choose from 12 ...

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Original price $932.99 - Original price $932.99
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Original price $425.99 - Original price $425.99
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Shark - CarpetXpert HairPro Pet with StainStriker Corded Upright Deep Carpet Rug Upholstery Cleaner Pet Stain Remover - Gray

Shark

The Shark CarpetXpert HairPro with StainStriker 2-in-1 upright deep carpet cleaner with built-in spot stain remover provides unbeatable deep carpe...

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Original price $425.99 - Original price $425.99
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$425.99
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Current price $425.99
Original price $166.99 - Original price $166.99
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$166.99
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Current price $166.99

Shark - Steam Scrub with Steam Blaster Technology Hard Floor Steam Mop - White

Shark

The Shark Steam Scrub with Steam Blaster Technology scrubbing and sanitizing steam mop gently scrubs and sanitizes all at once. The combination of...

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Original price $166.99 - Original price $166.99
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$166.99
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Current price $166.99
Original price $643.99 - Original price $643.99
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$643.99
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Current price $643.99

Insignia - 24 Top Control Built-In Dishwasher with 3rd Rack Sensor Wash Stainless Steel Tub 49 Dba ENERGY STAR Certification - Stainless Steel

Insignia

No matter how often you do them there are always more dishes to wash. Make cleanup easier with the Insignia 24 Top Control Built-In Dishwasher with...

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Original price $643.99 - Original price $643.99
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Original price $467.99 - Original price $467.99
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Shark - PowerDetect Upright Vacuum with DuoClean Detect Technology Self-Cleaning Brushroll and XL Dustcup - Eggplant

Shark

The SharkPOWERDETECT upright vacuum has the most powerful suction and the most advanced cleaning technology to deliver the best overall cleaning of...

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Original price $467.99 - Original price $467.99
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$467.99
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Current price $467.99
Original price $911.99 - Original price $911.99
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$911.99
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Current price $911.99

Samsung - 7.4 Cu. Ft. Smart Electric Dryer with Sensor Dry - Black

Samsung

Samsung’s new Smart Dryer has integrated Wi-Fi that allows you to remotely start or stop your cycle schedule laundry on your time receive end-of-cy...

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Original price $911.99 - Original price $911.99
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$911.99
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Current price $911.99
Original price $937.99 - Original price $937.99
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$937.99
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Current price $937.99

Whirlpool - 5.3 Cu. Ft. High Efficiency Top Load Washer with Deep Water Wash Option - White

Whirlpool

Give clothes a thorough yet gentle clean in this ENERGY STAR Certified 5.2 cu. ft. Whirlpool Top Load Washer with a Smooth Impeller. Use the Deep W...

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Original price $937.99 - Original price $937.99
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Original price $311.99 - Original price $311.99
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$311.99
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Current price $311.99

BISSELL - Crosswave Hydrosteam Corded Wet Dry Vac - Titanium/Cooper Harbor

Bissell

Tackle tough pet spills and stains - like muddy paw prints and dropped food - with the power of HydroSteam Technology. Proven to clean sticky messe...

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Original price $311.99 - Original price $311.99
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$311.99
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Current price $311.99
Original price $562.99 - Original price $562.99
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$562.99
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Current price $562.99

Insignia - 6.7 Cu. Ft. Electric Dryer with Sensor Dry - White

Insignia

Doing laundry might be an unwelcome chore but the Insignia NS-TDRE67W1 12-Cycle Electric Dryer makes it easier than ever before. A 6.7 cu. ft. capa...

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Original price $562.99 - Original price $562.99
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Original price $1,142.99 - Original price $1,142.99
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Current price $1,142.99

LG - 7.4 Cu. Ft. Electric Dryer with Wrinkle Care - Middle Black

LG

Forget pulling still-damp loads from the dryer—With Sensor Dry the dryer can detect moisture and automatically adjust drying time for loads of all ...

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Original price $1,142.99 - Original price $1,142.99
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Original price $52.99 - Original price $52.99
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$52.99
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Current price $52.99

Smart Choice - 6' Stainless-Steel Washing Machine Fill Hose (2-Pack) - Silver

Smart Choice

2-pack allows complete installation6' length allows various washer placementsBraided stainless-steel construction is much more durable than rubber ...

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Original price $52.99 - Original price $52.99
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$52.99
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Current price $52.99
Original price $746.99 - Original price $746.99
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$746.99
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Current price $746.99

Dyson - V15 Detect Extra Cordless Vacuum with 10 accessories - Yellow/Nickel

Dyson

The Dyson V15 Detect Extra is engineered with the power intelligence versatility and run time to deep clean your whole home. Dyson illumination rev...

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Original price $746.99 - Original price $746.99
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$746.99
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Current price $746.99
Original price $312.99 - Original price $312.99
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$312.99
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Current price $312.99

Insignia - 3.5 Cu. Ft. Garage-Ready Chest Freezer - White

Insignia

The Insignia 3.5 Cu. Ft. Chest Freezer has one removable wire basket allowing you to keep bulky foods at the bottom and smaller foods organized on ...

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Original price $312.99 - Original price $312.99
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$312.99
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Current price $312.99
Original price $1,018.99 - Original price $1,018.99
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$1,018.99
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Current price $1,018.99

Samsung - 6.3 cu. ft. Freestanding Electric Range with WiFi No-Preheat Air Fry Convection - Stainless Steel

Samsung

Elevate the look of your kitchen with Samsung’s Smart Freestanding Electric Range. Our Stainless Steel design elegantly wraps around cooktop sides ...

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Original price $1,018.99 - Original price $1,018.99
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$1,018.99
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Current price $1,018.99
Original price $822.99 - Original price $822.99
Original price
$822.99
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Current price $822.99

Samsung - 4.5 Cu. Ft. High-Efficiency Top Load Washer with Vibration Reduction Technology+ - White

Samsung

Samsung’s Large 4.5 cu. ft. Capacity Top Load washer fits more in every load and cuts down on laundry time. It is equipped with Vibration Reduction...

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Original price $822.99 - Original price $822.99
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$822.99
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Current price $822.99
Original price $997.99 - Original price $997.99
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$997.99
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Current price $997.99

Samsung - 5.5 Cu. Ft. High-Efficiency Smart Top Load Washer with Super Speed Wash - White

Samsung

Samsung's 5.5 cu. ft. Extra-Large Capacity Top Load Washing Machine is equipped with Super Speed Wash which powerfully cleans a full load of laundr...

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Original price $997.99 - Original price $997.99
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$997.99
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Current price $997.99
Original price $862.99 - Original price $862.99
Original price
$862.99
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Current price $862.99

Maytag - 4.8 Cu. Ft. High Efficiency Top Load Washer with Extra Power Button - White

Maytag

The Maytag 4.8 cu. ft. capacity washer with Extra Power delivers boosted stain fighting on any wash cycle while the Power Impeller helps dissolve s...

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Original price $862.99 - Original price $862.99
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$862.99
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Current price $862.99
Original price $347.99 - Original price $347.99
Original price
$347.99
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Current price $347.99

Shark - CarpetXpert with Stainstriker Technology Corded Upright Deep Carpet and Upholstery Cleaner with Built-in Spot Remover - White

Shark

Shark CarpetXpert with Stainstriker 2-in-1 deep carpet cleaner and handheld spot stain eliminator combines Shark's powerful suction PowerSpray hi...

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Original price $347.99 - Original price $347.99
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$347.99
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Current price $347.99
Original price $308.99 - Original price $308.99
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$308.99
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Current price $308.99

Breville - the Smart Oven Pro Convection Toaster Oven - Brushed Stainless Steel

Breville

The Smart Oven Pro With Element IQ is for the cook who desires a countertop oven that bakes the perfect pizza crispy yet chewy cookies toasts evenl...

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Original price $308.99 - Original price $308.99
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$308.99
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Current price $308.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.