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Rent to Own Laptops – Affordable Financing for Work, Gaming & School

Upgrade to the latest laptops with flexible rent-to-own financing from Finance My Cart. Whether you need a powerful business laptop, a high-performance gaming laptop, or a lightweight notebook for school and travel, we’ve got top brands like Apple, Dell, HP, ASUS, Lenovo, Acer, Razer, MSI, and more. Enjoy premium features such as touchscreens, high-speed processors, OLED displays, and next-gen Wi-Fi—all with easy lease-to-own payment plans and fast shipping. No matter your credit history, our financing options make it simple to get the laptop you need today while staying within your budget.

Original price $2,186.99 - Original price $2,186.99
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Current price $2,186.99

Apple - MacBook Pro 14-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black

Apple

The 14-inch MacBook Pro with M4 Pro and M4 Max chips gives you outrageous performance in a powerhouse laptop built for Apple Intelligence. With up ...

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Original price $2,186.99 - Original price $2,186.99
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$2,186.99
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Current price $2,186.99
Original price $566.99 - Original price $566.99
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HP - 17.3" Full HD Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Natural Silver

HP

More screen less footprint. The HP 17.3" Laptop PC is about sustainability while blending performance and comfort.

Original price $566.99 - Original price $566.99
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Original price $2,838.99 - Original price $2,838.99
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Apple - MacBook Pro 16-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black

Apple

The 16-inch MacBook Pro with M4 Pro and M4 Max chips gives you outrageous performance in a powerhouse laptop built for Apple Intelligence. With up ...

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Original price $2,838.99 - Original price $2,838.99
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$2,838.99
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Original price $1,759.99 - Original price $1,759.99
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$1,759.99
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Current price $1,759.99

Apple - MacBook Pro 14-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Space Black

Apple

The 14-inch MacBook Pro with M4 chip gives you spectacular performance in a powerhouse laptop built for Apple Intelligence. With up to 24 hours of ...

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Original price $1,759.99 - Original price $1,759.99
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Original price $1,842.99 - Original price $1,842.99
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Apple - MacBook Pro 14" Laptop - M3 Pro chip Built for Apple Intelligence -

Apple

Space Black.

Original price $1,842.99 - Original price $1,842.99
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Original price $2,555.99 - Original price $2,555.99
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ASUS - ROG Zephyrus G16 16" OLED QHD 240Hz Gaming Laptop - Copilot+ PC - AMD Ryzen AI 9 HX - 32GB RAM - NVIDIA RTX 4070 - 2TB - Platinum White

ASUS

Power precision and elegance define the 2024 ROG Zephyrus G16. Featuring a premium aluminum chassis with customizable lighting this laptop merges s...

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Original price $2,555.99 - Original price $2,555.99
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Original price $792.99 - Original price $792.99
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$792.99
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HP - 15.6" Full HD Touch-Screen Laptop - Intel Core i7 - 16GB Memory - 512GB SSD - Natural Silver

HP

Power to do what matters most. The reliable processing power of an Intel processor plus ample storage powerful graphics and design with recycled ma...

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Original price $792.99 - Original price $792.99
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Original price $952.99 - Original price $952.99
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HP - Victus 15.6" Full HD Gaming Laptop - AMD Ryzen 5-7535HS - 8GB DDR5 Memory - AMD Radeon RX 6550M - 512GB SSD - Mica Silver

HP

Follow the Laptop. Fulfill Your Gaming Destiny. The Victus 15 is packed with the power of desktop to keep up with the biggest games and the best pl...

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Original price $952.99 - Original price $952.99
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Original price $365.99 - Original price $365.99
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Lenovo - IdeaPad Slim 3 Chromebook Laptop - 14" FHD Touchscreen Laptop - MediaTek Kompanio 520 - 4GB Memory - 64GB eMMC - Abyss Blue

Lenovo

Live animated live lively live balanced. When you’re packing the thin and light IdeaPad Slim 3 Chromebook laptop featuring WiFi 6 and 13.5 hours of...

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Original price $365.99 - Original price $365.99
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Original price $803.99 - Original price $803.99
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Samsung - Galaxy Book4 15.6" FHD Laptop - Intel Core 7- 16GB Memory - 512GB SSD - Silver

Samsung

Get a little more out of your everyday with Galaxy Book4. This laptop delivers on all the top features you need with the premium design you want. T...

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Original price $803.99 - Original price $803.99
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Original price $253.99 - Original price $253.99
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HP - 14" Chromebook Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Modern Gray

HP

Geared up and ready to roll Get the responsive performance you're looking for with an Intel processor and 64 GB eMMC storage. Stay productive with ...

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Original price $253.99 - Original price $253.99
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Original price $2,632.99 - Original price $2,632.99
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Current price $2,632.99

Apple - MacBook Pro 14-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Space Black

Apple

The 14-inch MacBook Pro with M4 Pro and M4 Max chips gives you outrageous performance in a powerhouse laptop built for Apple Intelligence. With up ...

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Original price $2,632.99 - Original price $2,632.99
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$2,632.99
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Original price $2,863.99 - Original price $2,863.99
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ASUS - ROG Strix 18" QHD 240Hz Gaming Laptop - Intel 14th Gen Core i9 with 32GB Memory - NVIDIA GeForce RTX 4080 - 2TB SSD - Eclipse Gray

ASUS

Draw more frames and win more games with the brand new Strix G18 and Windows 11 Home. Powered by a 14th Gen Intel Core i9-13980HX Processor and an ...

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Original price $2,863.99 - Original price $2,863.99
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Original price $2,215.99 - Original price $2,215.99
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Lenovo - Yoga Book 9i 2-in-1 13.3" 2.8K Dual Screen OLED Touchscreen Laptop - Intel Core Ultra 7 155U with 16GB Memory - 1TB SSD - Tidal Teal

Lenovo

From cover to cover the Yoga Book 9i inspires your creativity. Built for hybrid productivity and multitasking in the on-the-go spaces and corners o...

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Original price $2,215.99 - Original price $2,215.99
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Original price $1,246.99 - Original price $1,246.99
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Dell - G15 15.6" 120Hz Gaming Laptop FHD - Intel 13th Gen Core i7 with 16GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Dark Shadow Gray

Dell

Play your way no matter who you are or what you’re into. Enjoy a laptop with a modern retro aesthetic as you cruise to the top of the leaderboards....

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Original price $1,246.99 - Original price $1,246.99
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Original price $1,554.99 - Original price $1,554.99
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HP - Envy 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Glacier Silver

HP

Power your every passion. The HP ENVY Laptop is designed to help you power your passions with built-in AI technology that delivers hard-hitting pro...

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Original price $1,554.99 - Original price $1,554.99
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Original price $262.99 - Original price $262.99
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HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Willow Green

HP

Performance to do more. All-day long. Designed to keep you productive and entertained this HP 14-inch laptop PC features Copilot key for AI assista...

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Original price $262.99 - Original price $262.99
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Original price $665.99 - Original price $665.99
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Dell - Inspiron 15 15.6" IPS LED FHD Touch Screen Laptop - Intel Core i7 with 16GB Memory - 1TB SSD - Carbon Black

Dell

Experience responsive yet quiet performance featuring up to 12th generation Intel Core processors combined with PCIe SSD options.

Original price $665.99 - Original price $665.99
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Original price $1,157.99 - Original price $1,157.99
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ASUS - TUF Gaming A16 16" 165Hz Gaming Laptop FHD-AMD Ryzen 7 7735HS with 16GB DDR5 Memory- Radeon RX7700S 512GB PCIe SSD - Off Black

ASUS

ASUS TUF Gaming A16 Gaming Laptop gives you a durable and powerful yet budget friendly gaming experience on Windows 11. The TUF Gaming A16 packs an...

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Original price $1,157.99 - Original price $1,157.99
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Original price $242.99 - Original price $242.99
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$242.99
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Current price $242.99

HP - 14" Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Snowflake White

HP

Performance to do more. All-day long. Designed to keep you productive and entertained this HP 14-inch laptop PC features Copilot key for AI assista...

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Original price $242.99 - Original price $242.99
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$242.99
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Current price $242.99
Original price $924.99 - Original price $924.99
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Lenovo ThinkBook 16 G7 ARP - 16" - AMD Ryzen 7 - 7735HS - 16 GB RAM - 512 GB SSD - US

Lenovo

Lenovo ThinkBook 16 G7 ARP 21MW - 180-degree hinge design - AMD Ryzen 7 - 7735HS / up to 4.75 GHz - Win 11 Pro - Radeon 680M - 16 GB RAM - 512 GB S...

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Original price $924.99 - Original price $924.99
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Current price $924.99
Original price $2,047.99 - Original price $2,047.99
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Current price $2,047.99

Apple - MacBook Pro 14-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 1TB SSD - Silver

Apple

The 14-inch MacBook Pro with M4 chip gives you spectacular performance in a powerhouse laptop built for Apple Intelligence. With up to 24 hours of ...

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Original price $2,047.99 - Original price $2,047.99
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Current price $2,047.99
Original price $616.99 - Original price $616.99
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$616.99
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Current price $616.99

Dell - Inspiron 15 15.6" Touch Screen Laptop - Intel Core i5 with 8GB Memory - 512GB SSD - Carbon Black

Dell

Benefit from roomy keycaps and a spacious touchpad that makes it easier to navigate your content and ComfortView software which is a TUV Rheinland ...

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Original price $616.99 - Original price $616.99
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Current price $616.99
Original price $315.99 - Original price $315.99
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Current price $315.99

Lenovo - Duet 11 Chromebook - 11" 2K LCD Touchscreen 2-in-1 Tablet - MediaTek Kompanio 838 - 4GB RAM - 128GB - eMMC with keyboard - Luna Gray

Lenovo

Elevate your on-the-go experience with the Lenovo Chromebook Duet (11" 9). At 510g and 7.6mm it’s sleek as paperback. Shift from laptop to portrait...

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Original price $315.99 - Original price $315.99
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Current price $315.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.