Skip to content
FREE SHIPPING!
FREE SHIPPING!
SHOP

Got approved? Fill your cart and submit!

FINALIZE

Complete the ID verification, then review and eSign your contract.

ENJOY!

Receive your items via free shipping or in-store pickup.

Lease-to-Own Grills & Smokers – Fire Up Your BBQs with Affordable Payments

Get your perfect grill or smoker today without the upfront cost! Choose from top brands like Weber, Traeger, Char-Broil, and Pit Boss. With Finance My Cart, you can take advantage of our lease-to-own and buy now, pay later options, making it easy to start grilling with flexible monthly payments. Upgrade your outdoor cooking setup and enjoy delicious BBQs all season long.

Early Bird Sale on Grills & Smokers

SHOP Grills and Smokers See more
SHOP Grills and Smokers See more
Traeger Grills - Pro Series 22 Pellet Grill and Smoker - Bronze
Save 13% Save %
WAS $792.34
$792.34 - $792.34
$792.34
$688.99
$688.99 - $688.99
$688.99

Traeger Grills - Pro Series 22 Pellet Grill and Smoker - Bronze

Traeger Grills

Digital pro controllerDigital pro controller lets you set temperature in 25-degree increments.Porcelain-coated grill gratesPorcelain-coated grill g...

View full details
WAS $792.34
$792.34 - $792.34
$792.34
$688.99
$688.99 - $688.99
$688.99
Save 13% Save %
Pit Boss - Ultimate Outdoor Gas 5-Burner Griddle - Black
Pit Boss - Ultimate Outdoor Gas 5-Burner Griddle - Black
Save 20% Save %
WAS $1,183.74
$1,183.74 - $1,183.74
$1,183.74
$946.99
$946.99 - $946.99
$946.99

Pit Boss - Ultimate Outdoor Gas 5-Burner Griddle - Black

Pit Boss

Total cooking area647 sq. in Griddle size 35.65 x 18.15LED Lighted Knob Bezels50000 BTUFive stainless steel gas burnersChrome handles and knobsRemo...

View full details
WAS $1,183.74
$1,183.74 - $1,183.74
$1,183.74
$946.99
$946.99 - $946.99
$946.99
Save 20% Save %
Traeger Grills - Woodridge - Black
Save 20% Save %
WAS $1,292.49
$1,292.49 - $1,292.49
$1,292.49
$1,033.99
$1,033.99 - $1,033.99
$1,033.99

Traeger Grills - Woodridge - Black

Traeger Grills

WiFireControl your grill from anywhere with WiFire.EZ-CleanNo-hassle clean up with the EZ-Clean Grease and Ash Keg.P.A.L. CompatibleMake it yours w...

View full details
WAS $1,292.49
$1,292.49 - $1,292.49
$1,292.49
$1,033.99
$1,033.99 - $1,033.99
$1,033.99
Save 20% Save %
Blackstone - 28-in. Outdoor Griddle - Black
Blackstone - 28-in. Outdoor Griddle - Black
Save 20% Save %
WAS $1,019.99
$1,019.99 - $1,019.99
$1,019.99
$815.99
$815.99 - $815.99
$815.99

Blackstone - 28-in. Outdoor Griddle - Black

Blackstone

Identity28-in. griddle with 3 independently controlled cooking zones with 48000 BTUs.Convenience613 sq. inches of cooking space.IngenuityEquipped w...

View full details
WAS $1,019.99
$1,019.99 - $1,019.99
$1,019.99
$815.99
$815.99 - $815.99
$815.99
Save 20% Save %
Shop Grills & Smokers

Lease-to-Own Outdoor Furniture, Power Tools, Pizza Ovens & More with Flexible Payment Plans

Up your outdoor entertaining game with Finance My Cart! From electric outdoor power tools to wood-fired pizza ovens, smokers, and portable speakers, we have everything to help you enjoy the season. Gather around a fire pit, cook delicious meals, or set up an outdoor movie night—without the upfront cost. With our lease-to-own and buy now, pay later options, you can get everything you need today with affordable payments.

Shop Now and Create Your Perfect Outdoor Space!

Outdoor Oasis

Start Shopping

Lease to Own Gaming PCs – Get the Power You Need with Flexible Payments

Upgrade your gaming setup with high-performance PCs from brands like Alienware, MSI, and ASUS. With our lease-to-own and buy now, pay later options, enjoy powerful gameplay and next-gen performance with affordable payments—no matter your credit.

Shop Now and Power Up Your Play!

Gaming PC Shop

SHOP TVs See more
SHOP TVs See more
CyberPowerPC - Gamer Supreme Gaming Desktop - AMD Ryzen 7 9800X3D - 32GB Memory - NVIDIA GeForce RTX 5070 12GB - 2TB PCIe 4.0 SSD - White
CyberPowerPC - Gamer Supreme Gaming Desktop - AMD Ryzen 7 9800X3D - 32GB Memory - NVIDIA GeForce RTX 5070 12GB - 2TB PCIe 4.0 SSD - White
$2,047.99 - $2,047.99
$2,047.99
$2,047.99 - $2,047.99
$2,047.99

CyberPowerPC - Gamer Supreme Gaming Desktop - AMD Ryzen 7 9800X3D - 32GB Memory - NVIDIA GeForce RTX 5070 12GB - 2TB PCIe 4.0 SSD - White

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

View full details
$2,047.99 - $2,047.99
$2,047.99
$2,047.99 - $2,047.99
$2,047.99
iBUYPOWER - Scale Gaming Desktop PC - AMD Ryzen 5 8400F- NVIDIA GeForce RTX 4060 8GB- 16GB DDR5 RGB RAM - 1TB NVMe SSD - Black
$1,050.99 - $1,050.99
$1,050.99
$1,050.99 - $1,050.99
$1,050.99

iBUYPOWER - Scale Gaming Desktop PC - AMD Ryzen 5 8400F- NVIDIA GeForce RTX 4060 8GB- 16GB DDR5 RGB RAM - 1TB NVMe SSD - Black

iBuyPower

Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

View full details
$1,050.99 - $1,050.99
$1,050.99
$1,050.99 - $1,050.99
$1,050.99
Skytech Gaming - Archangel 4 Gaming Desktop PC AMD Ryzen 5 7600X 32GB Memory AMD Radeon 7600 1TB NVMe SSD - White
Skytech Gaming - Archangel 4 Gaming Desktop PC AMD Ryzen 5 7600X 32GB Memory AMD Radeon 7600 1TB NVMe SSD - White
$1,449.99 - $1,449.99
$1,449.99
$1,449.99 - $1,449.99
$1,449.99

Skytech Gaming - Archangel 4 Gaming Desktop PC AMD Ryzen 5 7600X 32GB Memory AMD Radeon 7600 1TB NVMe SSD - White

Skytech Gaming

Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

View full details
$1,449.99 - $1,449.99
$1,449.99
$1,449.99 - $1,449.99
$1,449.99
HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White
HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White
$1,203.99 - $1,203.99
$1,203.99
$1,203.99 - $1,203.99
$1,203.99

HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
$1,203.99 - $1,203.99
$1,203.99
$1,203.99 - $1,203.99
$1,203.99
Shop Gaming

Lease to Own Laptops – Get the Perfect Laptop with Easy Payments

Need a reliable laptop for work, school, or gaming? We’ve got you covered! Choose from top brands like Apple, Dell, HP, and ASUS—without worrying about a big upfront cost. With lease-to-own and buy now, pay later options, you can bring home the latest MacBooks, gaming laptops, and business laptops with affordable monthly payments. No matter your credit, we offer flexible financing solutions so you can stay connected and productive.

Find Your Perfect Laptop Today – Shop Now!

Laptop Shop

SHOP Laptops See more
SHOP Laptops See more
Apple - MacBook Pro 14-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black
$2,196.99 - $2,196.99
$2,196.99
$2,196.99 - $2,196.99
$2,196.99

Apple - MacBook Pro 14-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

View full details
$2,196.99 - $2,196.99
$2,196.99
$2,196.99 - $2,196.99
$2,196.99
Apple - MacBook Pro 16-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black
$2,741.99 - $2,741.99
$2,741.99
$2,741.99 - $2,741.99
$2,741.99

Apple - MacBook Pro 16-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

View full details
$2,741.99 - $2,741.99
$2,741.99
$2,741.99 - $2,741.99
$2,741.99
Apple - MacBook Pro 14-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Space Black
$1,821.99 - $1,821.99
$1,821.99
$1,821.99 - $1,821.99
$1,821.99

Apple - MacBook Pro 14-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Space Black

Apple

SUPERCHARGED BY M4—The M4 chip brings spectacular speed and capability to blaze through everyday activities and multitask across multiple productiv...

View full details
$1,821.99 - $1,821.99
$1,821.99
$1,821.99 - $1,821.99
$1,821.99
HP - Victus 15.6" Full HD Gaming Laptop - AMD Ryzen 5-7535HS - 8GB DDR5 Memory - AMD Radeon RX 6550M - 512GB SSD - Mica Silver
HP - Victus 15.6" Full HD Gaming Laptop - AMD Ryzen 5-7535HS - 8GB DDR5 Memory - AMD Radeon RX 6550M - 512GB SSD - Mica Silver
$633.99 - $633.99
$633.99
$633.99 - $633.99
$633.99

HP - Victus 15.6" Full HD Gaming Laptop - AMD Ryzen 5-7535HS - 8GB DDR5 Memory - AMD Radeon RX 6550M - 512GB SSD - Mica Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
$633.99 - $633.99
$633.99
$633.99 - $633.99
$633.99
Shop Laptops

Lease to Own Cameras & Drones – Capture Every Moment with Easy Financing

Ready to capture stunning photos and breathtaking aerial shots? Get the latest DSLRs, mirrorless cameras, action cams, and drones from brands like Canon, Nikon, Sony, and DJI with lease-to-own and buy now, pay later options. No matter your credit, we offer flexible financing solutions to help you start creating today.

Start Capturing Like a Pro – Shop Now!

Camera & Camera Drone Shop

SHOP Cameras & Drones See more
SHOP Cameras & Drones See more
Contixo - F19 Brushless Motor GPS Drone with Remote Controller - Silver
Contixo - F19 Brushless Motor GPS Drone with Remote Controller - Silver
$81.99 - $81.99
$81.99
$81.99 - $81.99
$81.99

Contixo - F19 Brushless Motor GPS Drone with Remote Controller - Silver

Contixo

Contixo - F19 Brushless Motor GPS Drone with Remote Controller - SilverContixo F19 is equipped with 360-degree environmental perception and laser o...

View full details
$81.99 - $81.99
$81.99
$81.99 - $81.99
$81.99
Canon - EOS Rebel T7 DSLR Video Two Lens Kit with EF-S 18-55mm and EF 75-300mm Lenses
$678.99 - $678.99
$678.99
$678.99 - $678.99
$678.99

Canon - EOS Rebel T7 DSLR Video Two Lens Kit with EF-S 18-55mm and EF 75-300mm Lenses

Canon

EF-S 18-55mm f/3.5-5.6 standard zoom provides versatilityDesigned with Canon's optical image stabilizer technology. Expands picture-taking possibil...

View full details
$678.99 - $678.99
$678.99
$678.99 - $678.99
$678.99
Nikon - Z 7 II 4k Video Mirrorless Camera (Body only) - Black
$2,084.99 - $2,084.99
$2,084.99
$2,084.99 - $2,084.99
$2,084.99

Nikon - Z 7 II 4k Video Mirrorless Camera (Body only) - Black

Nikon

45.7-megapixel CMOS sensor delivers incredible detail and gorgeous enlargementsCreate enlargements all the way up to poster-sized prints or crop ag...

View full details
$2,084.99 - $2,084.99
$2,084.99
$2,084.99 - $2,084.99
$2,084.99
Sony - Alpha 7S III Full-frame Mirrorless Camera (Body Only) - Black
$4,039.99 - $4,039.99
$4,039.99
$4,039.99 - $4,039.99
$4,039.99

Sony - Alpha 7S III Full-frame Mirrorless Camera (Body Only) - Black

Sony

12.1MP Backside-illuminated Full Frame CMOS Senor12.1MP Exmor R sensor optimized for 4K sensitivity and speedIncredible ISO Range and PerformanceLo...

View full details
$4,039.99 - $4,039.99
$4,039.99
$4,039.99 - $4,039.99
$4,039.99
Shop TVs

Lease to Own TVs – Get the Big Screen Experience with Easy Payments

Bring home the ultimate entertainment with a brand-new Smart TV from top brands like Samsung, LG, Sony, and Vizio—without the upfront cost! Choose from 4K UHD, OLED, or QLED TVs with our lease-to-own and buy now, pay later options. Upgrade your home theater with affordable monthly payments, flexible financing, and free shipping—no matter your credit!

Shop Now and Start Streaming in Stunning Clarity!

TV shop

SHOP TVs See more
SHOP TVs See more
Samsung BE75D-H BED-H Series - 75" LED-backlit LCD TV - Crystal UHD - 4K - for digital signage
Samsung BE75D-H BED-H Series - 75" LED-backlit LCD TV - Crystal UHD - 4K - for digital signage
$1,105.99 - $1,105.99
$1,105.99
$1,105.99 - $1,105.99
$1,105.99

Samsung BE75D-H BED-H Series - 75" LED-backlit LCD TV - Crystal UHD - 4K - for digital signage

Samsung

Samsung BE75D-H - 75" Diagonal Class BED-H Series LED-backlit LCD TV - Crystal UHD - digital signage - Smart TV - Tizen OS - 4K UHD (2160p) 3840 x ...

View full details
$1,105.99 - $1,105.99
$1,105.99
$1,105.99 - $1,105.99
$1,105.99
Roku - 55" Class Select Series 4K Smart RokuTV
Roku - 55" Class Select Series 4K Smart RokuTV
$455.99 - $455.99
$455.99
$455.99 - $455.99
$455.99

Roku - 55" Class Select Series 4K Smart RokuTV

Roku

Made by RokuFrom the brand you trust to make streaming easier comes a thoughtfully designed smart TV powered by the delightfully simple Roku experi...

View full details
$455.99 - $455.99
$455.99
$455.99 - $455.99
$455.99
Insignia - 43" Class F30 Series LED 4K UHD Smart Fire TV
$230.99 - $230.99
$230.99
$230.99 - $230.99
$230.99

Insignia - 43" Class F30 Series LED 4K UHD Smart Fire TV

Insignia

4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

View full details
$230.99 - $230.99
$230.99
$230.99 - $230.99
$230.99
LG - 75 Class UT70 Series LED 4K UHD Smart webOS TV (2024)
$724.99 - $724.99
$724.99
$724.99 - $724.99
$724.99

LG - 75 Class UT70 Series LED 4K UHD Smart webOS TV (2024)

LG

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.¿5 AI Processor Gen7Enhanced brig...

View full details
$724.99 - $724.99
$724.99
$724.99 - $724.99
$724.99
Shop TVs

Fitness Shop

SHOP Fitness Equipment & Tech See more
SHOP Fitness Equipment & Tech See more
$3,329.25 - $3,329.25
$3,329.25
$3,329.25 - $3,329.25
$3,329.25

SportsArt - C535U FOUNDATION UPRIGHT CYCLE

SportsArt

SportsArt cycles are self-generating; no-outside power source required. Users will enjoy the built in wireless Polar® HR receiver and multiple lang...

View full details
$3,329.25 - $3,329.25
$3,329.25
$3,329.25 - $3,329.25
$3,329.25
BowFlex - SelectTech 552 Adjustable Dumbbells - Black
$576.99 - $576.99
$576.99
$576.99 - $576.99
$576.99

BowFlex - SelectTech 552 Adjustable Dumbbells - Black

Bowflex

Space EfficientSay goodbye to 30 sets of dumbbells cluttering your workout space.Wider Weight RangeEach dumbbell adjust from 5 to 52.5 lb. in 2.5 l...

View full details
$576.99 - $576.99
$576.99
$576.99 - $576.99
$576.99
$5,859.25 - $5,859.25
$5,859.25
$5,859.25 - $5,859.25
$5,859.25

SportsArt - T615 FOUNDATION TREADMILL WITH ECO-GLIDE/CONTACT HEART RATE

SportsArt

SportsArt Foundation Series light commercial cardio line continues to set industry standards in both unique design and biomechanic excellence. Our ...

View full details
$5,859.25 - $5,859.25
$5,859.25
$5,859.25 - $5,859.25
$5,859.25
$5,744.25 - $5,744.25
$5,744.25
$5,744.25 - $5,744.25
$5,744.25

SportsArt - E835 FOUNDATION SELF GENERATING ELLIPTICAL

SportsArt

SportsArt ellipticals are the perfect option for exercisers looking for a total-body, low-impact workout. Users will enjoy the built in wireless Po...

View full details
$5,744.25 - $5,744.25
$5,744.25
$5,744.25 - $5,744.25
$5,744.25
Shop Fitness

Inform U Blog

See more

What is Finance My Cart?

Finance My Cart is your destination for thousands of lease-to-own electronics, appliances, tech, audio, and gaming must-haves. We serve the full credit spectrum with finance options for bad credit, good credit, and everything in-between. Pay as little as $1 down to get the name brand lease-to-own electronics you need for home, school, work, or play.

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease-to-own/rent-to-own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the electronics and other essentials you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Can I shop at Finance My Cart even if I have bad credit?

Yes! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Instead of bad credit, can we just call it “less than perfect" credit?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.