
Lease-to-Own Electronics up to $7,500
Free shipping, competitive pricing, and flexible payment plans await you on thousands of lease-to-own electronics, appliances, tech, audio, and gaming must-haves. We serve the full credit spectrum with finance options for bad credit, good credit, and everything in-between. Pay as little as $1 down to get the name brand lease-to-own electronics you need for home, school, work, or play.
Roku - 50" Class Select Series 4K Smart RokuTV
RokuMade by RokuFrom the brand you trust to make streaming easier comes a thoughtfully designed smart TV powered by the delightfully simple Roku experi...
View full detailsHisense - 65" Class A7 Series LED 4K UHD HDR WCG Google TV
HISENSEWide Color GamutDive into a world of dazzling color. Special phosphor technology expands the range and depth of each hue that you’re able to percei...
View full detailsTCL - 40" Class S3 S-Class 1080p FHD HDR LED Smart TV with Google TV
TCL1080P Full HD ResolutionExperience your favorite movies and TV shows in stunning high-definition picture quality for enhanced clarity and detail.HD...
View full detailsRoku - 55" Class Select Series 4K Smart RokuTV
RokuMade by RokuFrom the brand you trust to make streaming easier comes a thoughtfully designed smart TV powered by the delightfully simple Roku experi...
View full detailsSamsung BE75D-H BED-H Series - 75" LED-backlit LCD TV - Crystal UHD - 4K - for digital signage
SamsungSamsung BE75D-H - 75" Diagonal Class BED-H Series LED-backlit LCD TV - Crystal UHD - digital signage - Smart TV - Tizen OS - 4K UHD (2160p) 3840 x ...
View full detailsInsignia - 43" Class F30 Series LED 4K UHD Smart Fire TV
Insignia4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...
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Computers
Upgrade your tech for school, work, or home with a lease-to-own laptop or desktop.

TV & Home Theater
Upgrade to a bigger, better TV, surround sound, or projector with a loan or lease-to-own payment plan.

Gaming
Level up your battlestation with lease-to-own gaming PCs, gaming consoles, and other tech.

Drones
Get a lease-to-own camera drone today for work or play.

Smartwatches
Lease-to-own the latest in smartwatches with a flexible payment plan.

Appliances
Pay over time for the appliances you need today with a flexible loan or lease-to-own payment plan.

Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 512GB SSD - Midnight
SportsArt - C535U FOUNDATION UPRIGHT CYCLE
SportsArtSportsArt cycles are self-generating; no-outside power source required. Users will enjoy the built in wireless Polar® HR receiver and multiple lang...
View full detailsBowFlex - SelectTech 552 Adjustable Dumbbells - Black
BowflexSpace EfficientSay goodbye to 30 sets of dumbbells cluttering your workout space.Wider Weight RangeEach dumbbell adjust from 5 to 52.5 lb. in 2.5 l...
View full detailsSportsArt - T615 FOUNDATION TREADMILL WITH ECO-GLIDE/CONTACT HEART RATE
SportsArtSportsArt Foundation Series light commercial cardio line continues to set industry standards in both unique design and biomechanic excellence. Our ...
View full detailsSportsArt - E835 FOUNDATION SELF GENERATING ELLIPTICAL
SportsArtSportsArt ellipticals are the perfect option for exercisers looking for a total-body, low-impact workout. Users will enjoy the built in wireless Po...
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SportsArt - T615 FOUNDATION TREADMILL WITH ECO-GLIDE/CONTACT HEART RATE
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease-to-own/rent-to-own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.