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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

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Samsung - Galaxy Buds3 Wireless Earbud Headphones - Silver

Samsung
Original price $14.99 - Original price $14.99
Original price
$14.99
$14.99 - $14.99
Current price $14.99

All new open-type designStay aware of your surroundings while listening from work to play with Galaxy Buds3 brand-new open-type fit without ear tip...

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Original price $14.99 - Original price $14.99
Original price
$14.99
$14.99 - $14.99
Current price $14.99

Apple - AirPods Pro 3 Wireless Active Noise Cancelling Earbuds with Heart Rate Sensing Feature - White

Apple
Original price $303.99 - Original price $303.99
Original price
$303.99
$303.99 - $303.99
Current price $303.99

WORLD’S BEST IN-EAR ACTIVE NOISE CANCELLATION—Reduces up to 2x more unwanted noise than AirPods Pro 2 so you can stay fully immersed in the moment....

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Original price $303.99 - Original price $303.99
Original price
$303.99
$303.99 - $303.99
Current price $303.99

Bose - QuietComfort Ultra Headphones (2nd Gen) - Driftwood Sand

Bose
Original price $443.99 - Original price $443.99
Original price
$443.99
$443.99 - $443.99
Current price $443.99

Awaken your sound.Bose’s best noise cancellation for headphones with spatialized audio for more immersive listening — no matter the content or sour...

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Original price $443.99 - Original price $443.99
Original price
$443.99
$443.99 - $443.99
Current price $443.99

JBL - Endurance Peak 4 - TRUE Wireless Bluetooth Noise Cancelling Sport In-Ear Earbuds - 2025 - Black / Grey

JBL
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Adaptive Noise Cancelling with Smart AmbientEnjoy the soundtrack of your life. Four noise-sensing mics minimize distractions and maximize audio qua...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

JBL - Endurance Peak 4 - TRUE Wireless Noise Cancelling Sport Earbuds - 2025 - Black / Grey

JBL
Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

Adaptive Noise Cancelling with Smart AmbientEnjoy the soundtrack of your life. Four noise-sensing mics minimize distractions and maximize audio qua...

View full details
Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

Soundcore - by Anker AeroFit 2 Open-Ear Headphones with Adjustable Ear Hooks - Black

Soundcore
Original price $77.99 - Original price $77.99
Original price
$77.99
$77.99 - $77.99
Current price $77.99

All-Day ComfortExperience unrivaled breathability and comfort with our open-ear headphones. Boast a non-intrusive design with air conduction techno...

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Original price $77.99 - Original price $77.99
Original price
$77.99
$77.99 - $77.99
Current price $77.99

Sony - WH-1000XM6- Best Wireless Noise Canceling Headphones - Midnight Blue

Sony
Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

The Best Noise CancellationPowered by advanced processors and an adaptive microphone system the WH-1000XM6 headphones deliver real-time noise cance...

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Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

Sony - INZONE E9 Wired In-Ear Monitor for Gaming - Glass Purple

Sony
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Superior sound for FPS accuracyThe custom acoustic design combined with 5mm drivers sharpens spatial detail. Hear footsteps shots and movement with...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Nothing - Headphone (1) Pro Wireless Over-Ear Bluetooth Headphones - White

Nothing
Original price $413.99 - Original price $413.99
Original price
$413.99
$413.99 - $413.99
Current price $413.99

Hi-Res Audio certified with LDACThe 40 mm dynamic driver precision dynamic driver and treble xMEMs driver work together to boost bass vocals and in...

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Original price $413.99 - Original price $413.99
Original price
$413.99
$413.99 - $413.99
Current price $413.99

Nothing - Headphone (1) Wireless Over-Ear Bluetooth Headphones - Black

Nothing
Original price $226.99 - Original price $226.99
Original price
$226.99
$226.99 - $226.99
Current price $226.99

KEF-tuned high-fidelity soundCo-engineered with KEF and equipped with custom 40mm dynamic drivers to deliver deep bass detailed mids and crisp high...

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Original price $226.99 - Original price $226.99
Original price
$226.99
$226.99 - $226.99
Current price $226.99

Shokz - OpenRun Pro 2 Mini Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Sky Blue

Shokz
Original price $161.99 - Original price $161.99
Original price
$161.99
$161.99 - $161.99
Current price $161.99

Dual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...

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Original price $161.99 - Original price $161.99
Original price
$161.99
$161.99 - $161.99
Current price $161.99

JBL - Endurance Peak 4 - TRUE Wireless Bluetooth Noise Cancelling Sport In-Ear Earbuds - 2027 - White / Orange

JBL
Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

Adaptive Noise Cancelling with Smart AmbientEnjoy the soundtrack of your life. Four noise-sensing mics minimize distractions and maximize audio qua...

View full details
Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

Google - Pixel Buds 2a - Wireless Earbuds with Active Noise Cancellation - Bluetooth Headphones - Berry

GOOGLE
Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

Hear only what you want to hear.Active Noise Cancellation with Silent Seal 1.5 helps block external noise. Or switch to Transparency mode to hear t...

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Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

Shokz - OpenFit 2+ Open-Ear True Wireless Bluetooth Earbuds - Purple

Shokz
Original price $176.99 - Original price $176.99
Original price
$176.99
$176.99 - $176.99
Current price $176.99

Dynamic Sound with Dolby AudioHear the power of deep bass vibrant mids and crystal-clear highs. Dolby Audio creates a rich expansive soundstage tha...

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Original price $176.99 - Original price $176.99
Original price
$176.99
$176.99 - $176.99
Current price $176.99

SteelSeries - Arctis Nova Pro Wired Multi Gaming Headset for Xbox - Black

Steel Series
Original price $221.99 - Original price $221.99
Original price
$221.99
$221.99 - $221.99
Current price $221.99

Almighty AudioExperience ultimate clarity and sound quality with Premium High Fidelity Drivers. Fully customize gaming headset sound experience wit...

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Original price $221.99 - Original price $221.99
Original price
$221.99
$221.99 - $221.99
Current price $221.99

Apple - AirPods 4 with Active Noise Cancellation - White

Apple
Original price $211.99 - Original price $211.99
Original price
$211.99
$211.99 - $211.99
Current price $211.99

REBUILT FOR COMFORT—AirPods 4 have been redesigned for exceptional all-day comfort and greater stability. With a refined contour shorter stem and q...

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Original price $211.99 - Original price $211.99
Original price
$211.99
$211.99 - $211.99
Current price $211.99

JLab - Nightfall Wireless Bluetooth Gaming Over the Ear Headset - Black

Lenovo
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

DUAL WIRELESS CONNECTIONSDual Wireless Connections via Bluetooth or USB-C DongleLONG BLUETOOTH PLAYTIME70+ Hours Wireless Playtime Compatible with ...

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Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Shokz - OpenDots 2 Open-Ear Clip On True Wireless Bluetooth Earbuds - Navy Blue

Shokz
Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

Larger-than-life soundOpenDots 2 packs powerful audio into a compact design with Shokz Bassphere 2.0. Paired with MirrorPitch Technology sound is p...

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Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

Shokz - OpenDots ONE Open-Ear Clip On True Wireless Bluetooth Earbuds - Midnight Blue

Shokz
Original price $161.99 - Original price $161.99
Original price
$161.99
$161.99 - $161.99
Current price $161.99

Stay Locked-in and SecureWith a durable nickel-titanium plate and a soft silicone grip OpenDots ONE stays put through your most intense workouts. N...

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Original price $161.99 - Original price $161.99
Original price
$161.99
$161.99 - $161.99
Current price $161.99

Bose - QuietComfort Headphones (2nd Gen) - Wireless Over Ear Active Noise Cancelling Immersive Audio USB-C Charging - Rosewood Mauve

Bose
Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

Modern updated designA sleek streamlined take on the original noise cancelling headphones. All-new pill-shaped earcups and an adjustable sliding he...

View full details
Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

Shokz - OpenRun Pro 2 Mini Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Steel Blue

Shokz
Original price $163.99 - Original price $163.99
Original price
$163.99
$163.99 - $163.99
Current price $163.99

Dual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...

View full details
Original price $163.99 - Original price $163.99
Original price
$163.99
$163.99 - $163.99
Current price $163.99

Nothing - Ear (3a) - Black

Nothing
Original price $97.99 - Original price $97.99
Original price
$97.99
$97.99 - $97.99
Current price $97.99

Sound + Active Noise CancellationEar (3a) delivers stronger sound with a bigger 12 mm driver. Improved wideband Active Noise Cancellation at up to ...

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Original price $97.99 - Original price $97.99
Original price
$97.99
$97.99 - $97.99
Current price $97.99

Nothing - Ear (3a) - Yellow

Nothing
Original price $97.99 - Original price $97.99
Original price
$97.99
$97.99 - $97.99
Current price $97.99

Sound + Active Noise CancellationEar (3a) delivers stronger sound with a bigger 12 mm driver. Improved wideband Active Noise Cancellation at up to ...

View full details
Original price $97.99 - Original price $97.99
Original price
$97.99
$97.99 - $97.99
Current price $97.99

Baseus - Bowie MC2 Air Open-Ear Clip-On Earbuds4.9 g Fit40-Hour PlaytimeIP67Bluetooth 6.0 - White

Baseus
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

4.9 g Lightweight Open-Ear FitEach earbud weighs 4.9 g and uses a flexible C-ringCloudComfort air cushionand four support points for a secure fit a...

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Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

Shokz - OpenFit Air 2 Open-Ear True Wireless Bluetooth Earbuds - Black

Shokz
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Even lighter. All-day comfort.Just 7.2g. That's it. OpenFit Air 2 is 17.2 lighter than the previous generation. Made with soft skin-friendly materi...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Bose - QuietComfort Headphones (2nd Gen) - Wireless Over Ear Active Noise Cancelling Immersive Audio USB-C Charging - Black

Bose
Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

Modern updated designA sleek streamlined take on the original noise cancelling headphones. All-new pill-shaped earcups and an adjustable sliding he...

View full details
Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

Shokz - OpenRun Air 2 Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Ice Blue

Shokz
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Classic bone conduction open-ear design.Powered by Shokz Bone Conduction Technology OpenRun Air 2 delivers open-ear listening that helps you stay a...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Nothing - Headphone (a) Wireless Over-Ear Bluetooth Headphones - White

Nothing
Original price $152.99 - Original price $152.99
Original price
$152.99
$152.99 - $152.99
Current price $152.99

Adaptive hybrid active noise cancellationBlock out distractions with advanced ANC powered by adaptive microphones and smart processing featuring mu...

View full details
Original price $152.99 - Original price $152.99
Original price
$152.99
$152.99 - $152.99
Current price $152.99

Shokz - OpenFit Air 2 Open-Ear True Wireless Bluetooth Earbuds - Ice Blue

Shokz
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Even lighter. All-day comfort.Just 7.2g. That's it. OpenFit Air 2 is 17.2 lighter than the previous generation. Made with soft skin-friendly materi...

View full details
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Nothing - Ear (a) Wireless Bluetooth In-Ear Earbuds - Yellow

Nothing
Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Powerful 11mm driver with deep bass performanceCompact high-performance driver delivers rich sound enhanced bass and improved clarity for music mov...

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Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Shokz - OpenRun Air 2 Mini Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Black

Shokz
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Classic bone conduction open-ear design.Powered by Shokz Bone Conduction Technology OpenRun Air 2 delivers open-ear listening that helps you stay a...

View full details
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Shokz - OpenFit Air 2 Open-Ear True Wireless Bluetooth Earbuds - White

Shokz
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Even lighter. All-day comfort.Just 7.2g. That's it. OpenFit Air 2 is 17.2 lighter than the previous generation. Made with soft skin-friendly materi...

View full details
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Anker - Soundcore AeroClip 2 Open-Ear Clip-On Earbuds - with Guinness World Records-Certified Call Quality - Black

Anker
Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

Crystal-clear calls anywhereFour microphones with the ANKER Thus AI Chip isolate your voice so you come through clearly in noisy places - even when...

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Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

CORSAIR - HS80 v2 Max Wireless Gaming Headset with 2.4GHz + Bluetooth Simultaneous for PC PS5 PS4 Switch Mobile - Steel Gray

Corsair
Original price $220.99 - Original price $220.99
Original price
$220.99
$220.99 - $220.99
Current price $220.99

50mm non-Newtonian laminate driversThe upgraded 50mm non-Newtonian laminate drivers deliver powerful bass crisp highs and absorb residual vibration...

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Original price $220.99 - Original price $220.99
Original price
$220.99
$220.99 - $220.99
Current price $220.99

Beats - 360 Over-the-Ear Headphones - with Performance Knit Cushions - Sky

Beats
Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

Beats 360 over-ear noise-cancelling headphones are built for active lifestyles and all-day comfort.Our first-ever sweat and water resistant over-ea...

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Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

Bose - Ultra Open Earbuds (2nd Gen) - Wireless Bluetooth Open Ear Earbuds with Immersive Audio and Wireless Charging - Cherry Chocolate

Bose
Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Astonishing sound qualityUpdated drivers deliver deeper bass and true-to-source sound. Spatialized audio utilizes TrueSpatial Tech and head trackin...

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Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.