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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

Original price $136.99 - Original price $136.99
Original price
$136.99
$136.99 - $136.99
Current price $136.99

Apple - AirPods 4 - White

Apple

REBUILT FOR COMFORT—AirPods 4 have been redesigned for exceptional all-day comfort and greater stability. With a refined contour shorter stem and q...

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Original price $136.99 - Original price $136.99
Original price
$136.99
$136.99 - $136.99
Current price $136.99
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Apple - AirPods 4 with Active Noise Cancellation - White

Apple

REBUILT FOR COMFORT—AirPods 4 have been redesigned for exceptional all-day comfort and greater stability. With a refined contour shorter stem and q...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Samsung - Galaxy Buds3 Pro Wireless Earbud Headphones - White

Samsung

Redesigned with the best sound in mindListen in long-lasting comfort with an improved shape that delivers a snugt fit. Enjoy a completely new immer...

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Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Beats Studio Pro - headphones with mic

Apple

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Soundcore - by Anker AeroFit 2 Open-Ear Headphones with Adjustable Ear Hooks - Black

Soundcore

All-Day ComfortExperience unrivaled breathability and comfort with our open-ear headphones. Boast a non-intrusive design with air conduction techno...

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Original price $93.99 - Original price $93.99
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$93.99
$93.99 - $93.99
Current price $93.99
Original price $132.99 - Original price $132.99
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$132.99
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Current price $132.99

Soundcore - by Anker AeroClip Open-Ear Clip-On Earbud Headphones - Black

Soundcore

Adaptive Ultra-ComfortDesigned to relieve in-ear discomfort soundcore AeroClip open-ear clip-on earbuds let you enjoy music pressure-free for every...

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Original price $132.99 - Original price $132.99
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$132.99
$132.99 - $132.99
Current price $132.99
Original price $107.99 - Original price $107.99
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$107.99
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Current price $107.99

Turtle Beach - Stealth 500 Wireless Over-Ear Gaming Headset for PC PS5 PS4 Mobile - Black

Turtle Beach

Step up to Wireless FreedomPlay your favorite games on PC PS5 PS4 mobile devices with low-latency 2.4GHz wireless and Bluetooth 5.2 connectivity....

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Original price $107.99 - Original price $107.99
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$107.99
$107.99 - $107.99
Current price $107.99
Original price $359.99 - Original price $359.99
Original price
$359.99
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Current price $359.99

Sony - WH-1000XM6- Best Wireless Noise Canceling Headphones - Midnight Blue

Sony

The Best Noise CancellationPowered by advanced processors and an adaptive microphone system the WH-1000XM6 headphones deliver real-time noise cance...

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Original price $359.99 - Original price $359.99
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$359.99
$359.99 - $359.99
Current price $359.99
Original price $354.99 - Original price $354.99
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$354.99
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Current price $354.99

Bose - QuietComfort Wireless Noise Cancelling Over-the-Ear Bluetooth Headphones - White Smoke

Bose

Take over the tempo.Chin up shoulders back music blasting. Press play and take charge of the music with Bose QuietComfort noise cancelling headphon...

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Original price $354.99 - Original price $354.99
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$354.99
$354.99 - $354.99
Current price $354.99
Original price $306.99 - Original price $306.99
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$306.99
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Current price $306.99

Bose - QuietComfort Wireless Noise Cancelling Over-the-Ear Bluetooth Headphones - Moonlight Gray

Bose

Take over the tempo.Chin up shoulders back music blasting. Press play and take charge of the music with Bose QuietComfort noise cancelling headphon...

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Original price $306.99 - Original price $306.99
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$306.99
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Current price $306.99
Original price $310.99 - Original price $310.99
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$310.99
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Current price $310.99

Bose - Ultra Open-Ear True Wireless Open Earbuds - Desert Gold

Bose

Open your ears to the worldNow with smoother ear-to-ear syncing and a more refined experience when not playing content. Hear all of what’s around y...

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Original price $310.99 - Original price $310.99
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$310.99
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Current price $310.99
Original price $185.99 - Original price $185.99
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$185.99
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Current price $185.99

MB Quart - Premium 6-1/2" 2-Way Car Speakers with Aerated Paper Cones (Pair) - Black

MB Quart

Handles up to 110W max power (55W nominal)Provides rich sound.Aerated paper woofer cone with mica blendImproves sensitivity while reducing distorti...

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Original price $185.99 - Original price $185.99
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$185.99
$185.99 - $185.99
Current price $185.99
Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99

Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Navy

Apple

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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Original price $242.99 - Original price $242.99
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$242.99
$242.99 - $242.99
Current price $242.99
Original price $75.99 - Original price $75.99
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$75.99
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Current price $75.99

CORSAIR - HS55 SURROUND v2 Wired Gaming Headset for PC Mac PS5 PS4 Xbox Switch and Mobile - Carbon

Corsair

Dolby Atmos Spatial Audio on PCThe included USB adapter unlocks the incredibly immersive Dolby Atmos audio experience putting the sounds of the gam...

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Original price $75.99 - Original price $75.99
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$75.99
$75.99 - $75.99
Current price $75.99
Original price $230.99 - Original price $230.99
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$230.99
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Current price $230.99

Samsung - Galaxy Buds3 Pro Wireless Earbud Headphones - Silver

Samsung

Redesigned with the best sound in mindListen in long-lasting comfort with an improved shape that delivers a snugt fit. Enjoy a completely new immer...

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Original price $230.99 - Original price $230.99
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$230.99
$230.99 - $230.99
Current price $230.99
Original price $190.99 - Original price $190.99
Original price
$190.99
$190.99 - $190.99
Current price $190.99

Beats Solo 4 True Wireless On-Ear Headphones - Cloud Pink

Beats

Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.Ultralight ergonomi...

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Original price $190.99 - Original price $190.99
Original price
$190.99
$190.99 - $190.99
Current price $190.99
Original price $190.99 - Original price $190.99
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$190.99
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Current price $190.99

Beats Solo 4 True Wireless On-Ear Headphones - Slate Blue

Beats

Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.Ultralight ergonomi...

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Original price $190.99 - Original price $190.99
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$190.99
$190.99 - $190.99
Current price $190.99
Original price $211.99 - Original price $211.99
Original price
$211.99
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Current price $211.99

MB Quart - Premium 6" x 9" 2-Way Car Speakers with Aerated Paper Cones (Pair) - Black

MB Quart

Handles up to 110W max power (55W nominal)Provides rich sound.Aerated paper woofer cone with mica blendImproves sensitivity while reducing distorti...

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Original price $211.99 - Original price $211.99
Original price
$211.99
$211.99 - $211.99
Current price $211.99
Original price $350.99 - Original price $350.99
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$350.99
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Current price $350.99

SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PC PS5 PS4 Switch - Black

Steel Series

Worn By ChampionsFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.Active ...

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Original price $350.99 - Original price $350.99
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$350.99
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Current price $350.99
Original price $73.99 - Original price $73.99
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$73.99
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Current price $73.99

HyperX - Cloud Jet Dual Wireless Gaming Headset for PC Mac PS5 PS4 and Mobile - Black

HP

Dual Wireless for Multiplatform CompatibilityEffortlessly switch between 2.4GHz and Bluetooth for seamless compatibility with PC console and mobile...

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Original price $73.99 - Original price $73.99
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$73.99
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Current price $73.99
Original price $603.99 - Original price $603.99
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$603.99
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Current price $603.99

Bowers Wilkins - Px8 Over-Ear Wireless Noise Cancelling Headphones - Dark Forest

B&W North America

Industry-Leading Audio PerformanceThe Bowers Wilkins Px8 over-ear wireless headphones feature a redesigned and optimized acoustic system an all-ne...

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Original price $603.99 - Original price $603.99
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$603.99
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Current price $603.99
Original price $644.99 - Original price $644.99
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$644.99
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Current price $644.99

Bowers Wilkins - BW Px8 S2 Over-Ear BluetoothHeadphones - Onyx Black

Bowers & Wilkins

Ultimate sound qualityWith Px8 S2 your music sounds better than ever. Unrivalled high-resolution audio optimised drive units and superior wireless ...

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Original price $644.99 - Original price $644.99
Original price
$644.99
$644.99 - $644.99
Current price $644.99
Original price $644.99 - Original price $644.99
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$644.99
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Current price $644.99

Bowers Wilkins - BW Px8 S2 Over-Ear BluetoothHeadphones - Warm Stone

Bowers & Wilkins

Ultimate sound qualityWith Px8 S2 your music sounds better than ever. Unrivalled high-resolution audio optimised drive units and superior wireless ...

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Original price $644.99 - Original price $644.99
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$644.99
$644.99 - $644.99
Current price $644.99
Original price $87.99 - Original price $87.99
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$87.99
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Current price $87.99

HyperX - Cloud III Wired Gaming Headset for PC PS5 PS4 Xbox Series XS Xbox One Nintendo Switch and Mobile - Black

HyperX

Comfort is KingComfort’s in the Cloud III’s DNA. HyperX signature memory foam in the headband and ear cushions wrapped in soft premium leatherette ...

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Original price $87.99 - Original price $87.99
Original price
$87.99
$87.99 - $87.99
Current price $87.99
Original price $87.99 - Original price $87.99
Original price
$87.99
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Current price $87.99

HyperX - Cloud III Wired Gaming Headset for PC PS5 PS4 Xbox Series XS Xbox One Nintendo Switch and Mobile - White/Pink

HyperX

Comfort is KingComfort’s in the Cloud III’s DNA. HyperX signature memory foam in the headband and ear cushions wrapped in soft premium leatherette ...

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Original price $87.99 - Original price $87.99
Original price
$87.99
$87.99 - $87.99
Current price $87.99
Original price $84.99 - Original price $84.99
Original price
$84.99
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Current price $84.99

JBL - Endurance Peak 3 Dust and Waterproof True Wireless Active Earbuds - 2023 - White

JBL

JBL pure bass soundGet the most out of your favorite workout playlist with rich bass from a 10mm dynamic driver that delivers bold sound when you n...

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Original price $84.99 - Original price $84.99
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$84.99
$84.99 - $84.99
Current price $84.99
Original price $68.99 - Original price $68.99
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$68.99
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Current price $68.99

Razer - BlackShark V2 X Wired Over-the-Ear Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Quartz

Razer

Razer TriForce 50mm Drivers for high-end audio performanceOur new cutting-edge proprietary design divides the driver into 3 parts for the individua...

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Original price $68.99 - Original price $68.99
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$68.99
$68.99 - $68.99
Current price $68.99
Original price $395.99 - Original price $395.99
Original price
$395.99
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Current price $395.99

Bowers Wilkins - Px7S3 Bluetooth Noise Cancelling Over-the-Ear Headphones - Canvas White

Bowers & Wilkins

Px7 Series Elevated in Form FunctionGroove and get closer to your music with the Bower Wilkins Px7 S3 over-ear headphones featuring our most comf...

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Original price $395.99 - Original price $395.99
Original price
$395.99
$395.99 - $395.99
Current price $395.99
Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

Sony - WH-CH520 Wireless Headphone with Microphone - Cappuccino

Sony

Listen longer with up to 50-hour battery life and Quick ChargingKeep your music playing all day with a battery life that delivers up to 50 hours of...

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Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99
Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

ASUS - ROG Delta II Wireless RGB Gaming Headset for PC/Mac Xbox PS5 PS4 and Switch - Black

ASUS

Versatile Tri-Mode ConnectivityFeatures Bluetooth 2.4 GHz and a wired 3.5 mm connection for extensive compatibility with PCs consoles and mobile de...

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Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99
Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Sony - WH-CH520 Wireless Headphone with Microphone - Blue

Sony

Listen longer with up to 50-hour battery life and Quick ChargingKeep your music playing all day with a battery life that delivers up to 50 hours of...

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Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99
Original price $302.99 - Original price $302.99
Original price
$302.99
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Current price $302.99

RØDE - VIDEOMIC PRO Compact Shotgun Microphone - Black

Rode

Shock MountingRycote Lyre shock mounting onboardLow NoiseAll new capsule with lower noise and higher sensitivityBroadcast QualityBroadcast recordin...

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Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99
Original price $204.99 - Original price $204.99
Original price
$204.99
$204.99 - $204.99
Current price $204.99

SteelSeries - Arctis Nova 7 Gen 2 Wireless Over-The-Ear Multi Gaming Headset for PC PS5 Switch Handheld - Magneta

Steel Series

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

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Original price $204.99 - Original price $204.99
Original price
$204.99
$204.99 - $204.99
Current price $204.99
Original price $232.99 - Original price $232.99
Original price
$232.99
$232.99 - $232.99
Current price $232.99

Oladance - OWS Pro Wearable Stereo True Wireless Open Ear Headphones - Vivid Green

Oladance

A new definition of listeningOWS Pro lets you feel that the sound is coming from everywhere outside in a natural way a totally different listening ...

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Original price $232.99 - Original price $232.99
Original price
$232.99
$232.99 - $232.99
Current price $232.99
Original price $312.99 - Original price $312.99
Original price
$312.99
$312.99 - $312.99
Current price $312.99

SteelSeries - Arctis Pro Wireless DTS HeadphoneX v2.0 Surround Sound Gaming Headset for PS4 and PC - Black

Steel Series

Dual-Wireless TechnologyProvides rock solid lag-free 2.4G wireless lossless audio for gaming combined with Bluetooth connectivity for mobile device...

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Original price $312.99 - Original price $312.99
Original price
$312.99
$312.99 - $312.99
Current price $312.99
Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

DJI - Mic Mini Wireless Omnidirectional Microphone System - Black

DJI

Small but MightyThe DJI Mic Mini Transmitter is small and ultralight weighing only 10 g making it comfortable to wear discreet and aesthetically pl...

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Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.