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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

Bose - QuietComfort Ultra Headphones (2nd Gen) - Driftwood Sand

Bose
Original price $407.99 - Original price $407.99
Original price
$407.99
$407.99 - $407.99
Current price $407.99

Awaken your sound.Bose’s best noise cancellation for headphones with spatialized audio for more immersive listening — no matter the content or sour...

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Original price $407.99 - Original price $407.99
Original price
$407.99
$407.99 - $407.99
Current price $407.99

Soundcore - by Anker AeroFit 2 Open-Ear Headphones with Adjustable Ear Hooks - Black

Soundcore
Original price $77.99 - Original price $77.99
Original price
$77.99
$77.99 - $77.99
Current price $77.99

All-Day ComfortExperience unrivaled breathability and comfort with our open-ear headphones. Boast a non-intrusive design with air conduction techno...

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Original price $77.99 - Original price $77.99
Original price
$77.99
$77.99 - $77.99
Current price $77.99

Sony - WH-1000XM6- Best Wireless Noise Canceling Headphones - Midnight Blue

Sony
Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

The Best Noise CancellationPowered by advanced processors and an adaptive microphone system the WH-1000XM6 headphones deliver real-time noise cance...

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Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

Poly EncorePro HW520 - headset

Plantronics
Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

Poly EncorePro HW520 - 500 Series - headset - on-ear - wired - Quick Disconnect - black - Certified for Skype for Business

Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

Shokz - OpenDots 2 Open-Ear Clip-On True Wireless Bluetooth Earbuds - Pearl White

Shokz
Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

Larger-than-life soundOpenDots 2 packs powerful audio into a compact design with Shokz Bassphere 2.0. Paired with MirrorPitch Technology sound is p...

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Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

UGREEN - Qi2 25W MagSafe Car Mount Charger Magnetic Wireless Car Charger for iPhone 17-12 Series (Cable Included No AC Adapter) - Blue

UGREEN
Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

Qi2.2 Certified 25W Fast Wireless ChargingQi2.2 certified with 25W output for iPhone 16 and 17 series (iOS 26+ required). Backward compatible with ...

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Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

Apple - AirPods Max 2 (USB-C) - Midnight

Apple
Original price $571.99 - Original price $571.99
Original price
$571.99
$571.99 - $571.99
Current price $571.99

ULTIMATE OVER-EAR LISTENING EXPERIENCE—Powered by the H2 chip AirPods Max 2 delivers improved high-fidelity audio with deep bass expansive mids and...

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Original price $571.99 - Original price $571.99
Original price
$571.99
$571.99 - $571.99
Current price $571.99

JBL - Live 680NC On Ear Noise Cancelling Wireless Headphones - Black

JBL
Original price $135.99 - Original price $135.99
Original price
$135.99
$135.99 - $135.99
Current price $135.99

Premium Audio Video EquipmentJBL Spatial Sound immerses you in 3D sound from any stereo contentTrue Adaptive Noise Cancelling 2.0 real time calibr...

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Original price $135.99 - Original price $135.99
Original price
$135.99
$135.99 - $135.99
Current price $135.99

Euhomy - 21 QT Portable Car Refrigerator - Black

Euhomy
Original price $196.99 - Original price $196.99
Original price
$196.99
$196.99 - $196.99
Current price $196.99

Professional-Grade Fast Cooling Deep FreezeThis Feelfunn electric cooler goes from room temperature (77F) to fridge-cold (32F) in just 15 minutes ...

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Original price $196.99 - Original price $196.99
Original price
$196.99
$196.99 - $196.99
Current price $196.99

JLab - GO LUX ANC Wireless On-Ear Headphones - Mauve

JLab
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Immersive Lab Quality SoundBringing deep bass and clarity to your music. With 70+ hours of playtime (40+ hours with ANC on) enjoy uninterrupted mus...

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Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Sony - WF-C710N Truly Wireless Noise-Canceling Earbuds - Glass Blue

Sony
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Noise-cancelingWF-C710N Wireless Noise Canceling Earbuds are the ultimate everyday audio essential with optimal noise canceling a longer battery li...

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Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Beats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Electric Orange

Apple
Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99

Powerbeats Pro 2 has secure-fit earhooks that stay locked in as you train. With over 1500 hours of athlete testing to help ensure a secure comforta...

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Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99

PAC - AmpPRO SUB Subwoofer Amplifier Integration Interface for Select Ford Vehicles - Multi

Pac
Original price $267.99 - Original price $267.99
Original price
$267.99
$267.99 - $267.99
Current price $267.99

Compatible with select Ford vehicles with data-bus controlled factory amplified sound systemsIncluding 2015-2017 Edge 2016 Escape 2015-2017 Expedit...

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Original price $267.99 - Original price $267.99
Original price
$267.99
$267.99 - $267.99
Current price $267.99

Sony - Professional Studio Headphones - Black

Sony
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Folding ConstructionCompactness in storage40mm Driver UnitFor clear high quality sound reproductionClosed-Ear DesignComfort and reduction of exter...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

PAC - AmpPRO Speaker Connection Harness for Select Toyota Vehicles - Multi

Pac
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Compatible with select Toyota vehiclesIncluding 2005-2010 Avalon 2007-2011 Camry 2009-2011 Corolla 2008-2013 Highlander 2006-2011 Prius 2006-2011 R...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Bowers Wilkins - Px7S3 Bluetooth Noise Cancelling Over-the-Ear Headphones - Frost Blue

Bowers & Wilkins
Original price $395.99 - Original price $395.99
Original price
$395.99
$395.99 - $395.99
Current price $395.99

Px7 Series Elevated in Form FunctionGroove and get closer to your music with the Bower Wilkins Px7 S3 over-ear headphones featuring our most comf...

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Original price $395.99 - Original price $395.99
Original price
$395.99
$395.99 - $395.99
Current price $395.99

Metra - Install Bay Dual 3' Female USB Type-A to Male USB Type-A Adapter - Black

Metra Electronics Co
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Universal plate included as well as plates for various Toyota Nissan Honda and Mitsubishi modelsFor use in your existing vehicle.Two USB Type-A por...

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Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Rexing - GPS Charger Type-C Port for R4 V1P Flex X4 - Black

Rexing
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Specific compatibilityDesigned exclusively for use with Rexing R4 and V1P Flex X4 dash cameras.Enhanced recording metricsCapture essential details ...

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Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Skullcandy - Icon 180 On-Ear Wireless Bluetooth Headphones - Black

Maclocks
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Battery UseUp to 50 Hours of Battery LifeWater resistanceIPX4 Water and Sweat ResistanceSupreme SoundPreset and Custom EQ ModesSupreme SoundClear V...

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Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

iOttie - iTap 3 MagSafe Compatible Air Vent Car Mount with Magnetic Adapter Ring for Mobile Phones - Carbon Black

iottie
Original price $28.99 - Original price $28.99
Original price
$28.99
$28.99 - $28.99
Current price $28.99

Universal CompatibilityWorks with Qi2 MagSafe and all other smartphones and cases via an included magnetic ring adapter that attaches to the back o...

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Original price $28.99 - Original price $28.99
Original price
$28.99
$28.99 - $28.99
Current price $28.99

Samsung - Galaxy Buds4 Pro Wireless Earbud Headphones - Black

Samsung
Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99

Sound with exceptional detail and clarityHear the richness of the sounds you love most with Hi-Res Audio on Galaxy Buds4 Pro. Designed with a 24-bi...

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Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99

iOttie - Easy One Touch 6 Universal CD Slot Mount for Mobile Phones - Black

iottie
Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Easy One Touch MechanismThe Easy One Touch mechanism allows you to lock and release your smartphone in seconds with a quick one-handed motion.Wide ...

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Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

JBL - Tune Buds 2 True Wireless Noise Cancelling Earbuds - 2025 - Black

JBL
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

JBL Pure Bass Sound with Spatial SoundJBL Tune Buds 2 earbuds feature 10mm dynamic drivers that deliver powerful JBL Pure Bass sound. And whether y...

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Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Hifonics - COLOSSUS MINI 1200W Ultra-Compact Mono Block Car Audio Amplifier - Black

Hifonics
Original price $258.99 - Original price $258.99
Original price
$258.99
$258.99 - $258.99
Current price $258.99

Compact designSmall footprint is perfect for a wide range of applications such as motorcycles UTVs and automotive vehicles.Mass-loaded heat sinkThe...

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Original price $258.99 - Original price $258.99
Original price
$258.99
$258.99 - $258.99
Current price $258.99

Metra - Dash Kit for 2022-Up Nissan Frontier Vehicles - Matte Black

Metra Electronics Co
Original price $49.99 - Original price $49.99
Original price
$49.99
$49.99 - $49.99
Current price $49.99

Compatible with 2022 and newer Nissan Frontier vehiclesFor use with your existing model.Makes radio replacement simpleHelps you install a shallow-m...

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Original price $49.99 - Original price $49.99
Original price
$49.99
$49.99 - $49.99
Current price $49.99

MB Quart - Discus 4" x 6" 2-Way Car Speakers with Polypropylene Cones (Pair) - Black

MB Quart
Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

Aluminum inverted dome tweetersDeliver great sound with increased reliability.Lightweight thermal-formed polypropylene conesEnable a faster midrang...

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Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

Metra - Speaker Adapter Plate for Select Mercedes 2000-2006 Vehicles (2-Pack) - Black

Metra Electronics Co
Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Compatible select Mercedes 2002-2014 vehiclesIncluding Mercedes S350 2006 S430 2000-2006 S500 2000-2006 S55 2001-2006 S600 2001-2006.2 adapter plat...

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Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

HyperX - Cloud Jet Dual Wireless Gaming Headset for PC Mac PS5 PS4 and Mobile - Jet Blue

HyperX
Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Dual Wireless for Multiplatform CompatibilityEffortlessly switch between 2.4GHz and Bluetooth for seamless compatibility with PC console and mobile...

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Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Logitech - G522 LIGHTSPEED Wireless Bluetooth Over-the-Ear Gaming Headset for Windows - Black

Logitech
Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Own your lookExperience the bold sleek design of this RGB gaming headset featuring customizable side-facing lighting powered by LIGHTSYNC RGB in up...

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Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

CORSAIR - VOID v2 Max Wireless Gaming Headset for PC Playstation Switch and Mobile - Black

Corsair
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Simultaneous low-latency 2.4GHz wireless and BluetoothUltra-clear ultra-reliable 2.4GHz wireless offers high-fidelity game audio on PC PlayStation ...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Sony - WF1000XM6 Best Truly Wireless Noise Cancelling Earbuds - Platinum Silver

Sony
Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

The Best Noise CancellationExperience powerful adaptive noise cancelling that keeps distractions out and your music front and center. Powered by du...

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Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

Metra - Dash Kit for 2011-2016 Honda CR-Z (With NAV) Vehicles - Matte Black

Metra Electronics Co
Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Compatible with 2011-2016 Honda CR-Z with factory navigation vehiclesEnsures a seamless fit.Double DIN provisionAllows for the installation of a Do...

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Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Soundcore - by Anker Liberty 5 Pro True Wireless Noise Cancelling Bluetooth In-Ear Earbuds - Black

Soundcore
Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

Clear calls even in noisy spacesMultiple sensors and the Thus AI Chip help isolate your voice so you sound clear in both busy and quiet environment...

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Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

Sony - INZONE Buds Truly Wireless Noise Canceling Gaming Earbuds Perfect for PS5 PC - Black

Sony
Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

Superior sound helps you stay on topSmall size big impact. The INZONE Buds use an 8.4 mm driver noise cancelling technology personalized spatial so...

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Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

Sennheiser - MOMEMTUM 4 Wireless Adaptive Noise-Canceling Over-The-Ear Headphones - Denim

Sennheiser
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Maximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...

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Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

RØDE - Wireless PRO Dual-Channel Wireless Microphone System

Rode
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Dual ChannelDual-channel compact wireless microphone systemCrystal Clear AudioRDE’s state-of-the-art Series IV 2.4 GHz digital transmission with 12...

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Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.