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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

Original price $138.99 - Original price $138.99
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$138.99
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Current price $138.99

Apple - AirPods 4 - White

Apple

AirPods 4-a totally transformed audio experience with Voice Isolation Siri Interactions and Personalized Spatial Audio. Featuring an updated fit fo...

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Original price $138.99 - Original price $138.99
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$138.99
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Current price $138.99
Original price $616.99 - Original price $616.99
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$616.99
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Current price $616.99

Apple - AirPods Max (USB-C) - Midnight

Apple

ULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...

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Original price $616.99 - Original price $616.99
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$616.99
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Current price $616.99
Original price $616.99 - Original price $616.99
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$616.99
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Current price $616.99

Apple - AirPods Max (USB-C) - Blue

Apple

AirPods Max the ultimate listening experience. Now in five new colors. An Apple-designed driver provides high-fidelity audio. Every detail from can...

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Original price $616.99 - Original price $616.99
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$616.99
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Original price $194.99 - Original price $194.99
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$194.99
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Current price $194.99

Apple - AirPods 4 with Active Noise Cancellation - White

Apple

AirPods 4 with Active Noise Cancellation-featuring a totally transformed audio experience with Adaptive Audio and Transparency mode and an updated ...

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Original price $194.99 - Original price $194.99
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$194.99
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Current price $194.99
Original price $274.99 - Original price $274.99
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$274.99
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Current price $274.99

Apple - AirPods Pro 2 Wireless Active Noise Cancelling Earbuds with Hearing Aid Feature - White

Apple

PIONEERING HEARING—AirPods Pro 2 unlock the world’s first all-in-one hearing health experience a scientifically validated Hearing Test4 clinical-gr...

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Original price $274.99 - Original price $274.99
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$274.99
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Original price $616.99 - Original price $616.99
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Current price $616.99

Apple AirPods Max 2nd generation - headphones with mic

Apple

Apple AirPods Max - 2nd generation - headphones with mic - full size - Bluetooth - wireless - active noise canceling - purple

Original price $616.99 - Original price $616.99
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$616.99
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Current price $616.99
Original price $310.99 - Original price $310.99
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Bose - Ultra Open-Ear True Wireless Open Earbuds - Moonstone Blue

Bose

To the music lovers with a playlist for every mood and moment meet your new obsession. Bose designed earbuds with OpenAudio technology that combine...

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Original price $310.99 - Original price $310.99
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$310.99
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Current price $310.99
Original price $264.99 - Original price $264.99
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$264.99
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Current price $264.99

Bose - QuietComfort Ultra True Wireless Noise Cancelling In-Ear Earbuds - Lunar Blue

Bose

Feel your music more. With the Bose QuietComfort Ultra True Wireless Noise Cancelling Headphones you get breakthrough spatial audio for more natura...

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Original price $264.99 - Original price $264.99
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$264.99
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Original price $264.99 - Original price $264.99
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Sony - WF1000XM5 True Wireless Noise Cancelling Earbuds - Smoky Pink

Sony

The WF-1000XM5 features cutting-edge technology to deliver premium sound quality and the best truly wireless noise-cancelling performance on the ma...

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Original price $264.99 - Original price $264.99
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$264.99
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Original price $616.99 - Original price $616.99
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$616.99
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Apple - AirPods Max (USB-C) - Starlight

Apple

AirPods Max the ultimate listening experience. Now in five new colors. An Apple-designed driver provides high-fidelity audio. Every detail from can...

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Original price $616.99 - Original price $616.99
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$616.99
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Current price $616.99
Original price $265.99 - Original price $265.99
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$265.99
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Samsung - Galaxy Buds3 Pro Wireless Earbud Headphones - White

Samsung

Meet the new shape of sound — Galaxy Buds3 Pro — now completely redesigned with improved hardware to bring you deeper into your audio.² With Galaxy...

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Original price $265.99 - Original price $265.99
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$265.99
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Original price $252.99 - Original price $252.99
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$252.99
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Beats Studio Pro - headphones with mic

Apple

Beats Studio Pro - Headphones with mic - full size - Bluetooth - wireless wired - active noise canceling - 3.5 mm jack USB-C - deep brown

Original price $252.99 - Original price $252.99
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$252.99
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Original price $75.99 - Original price $75.99
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$75.99
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CORSAIR - HS55 SURROUND v2 Wired Gaming Headset for PC Mac PS5 PS4 Xbox Switch and Mobile - Carbon

Corsair

The CORSAIR HS55 SURROUND v2 multiplatform gaming headset delivers essential all-day comfort and sound plus immersive Dolby Atmos spatial audio on ...

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Original price $75.99 - Original price $75.99
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Original price $160.99 - Original price $160.99
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Sony - ULT WEAR Wireless Noise Canceling Headphones - Forest Gray

Sony

Press ULT and feel the incredible power of sound and bass. ULT1 delivers deep low frequency and ULT2 brings ultra-bass. Set the vibe with 360 Reali...

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Original price $160.99 - Original price $160.99
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Original price $96.99 - Original price $96.99
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$96.99
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Razer - Kraken V4 X Wired Gaming Headset with Chroma RGB For PC Mac PS5 Nintendo Switch Steam Deck Smartphone - Black

Razer

Dive into a vivid spectrum of sound with the Razer Kraken V4 X—a wired gaming headset powered by Razer Chroma RGB. Now upgraded with USB C and USB ...

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Original price $96.99 - Original price $96.99
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Original price $305.99 - Original price $305.99
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Shure - MV7+ USB-C/XLR Dynamic Podcast Microphone Bundle w/Desktop Stand

Shure

MV7+ Podcast Microphone is a hybrid output USB-C XLR dynamic microphone for podcasting streaming and home recording.

Original price $305.99 - Original price $305.99
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Original price $174.99 - Original price $174.99
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$174.99
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Current price $174.99

MB Quart - Premium 6-1/2" 2-Way Car Speakers with Aerated Paper Cones (Pair) - Black

MB Quart

Modify your vehicle's audio system with this MB Quart two-way component speaker system. The 6.5-inch driver has a curvilinear cone that offers stre...

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Original price $174.99 - Original price $174.99
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Original price $362.99 - Original price $362.99
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Current price $362.99

DJI - Mic 2 Wireless Omnidirectional Microphone System

DJI

Capture authentic sounds with the upgraded ready-to-use DJI Mic 2. With its premium features including high-quality audio recording intelligent noi...

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Original price $362.99 - Original price $362.99
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Original price $60.99 - Original price $60.99
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Razer - BlackShark V2 X Wired Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Quartz

Razer

Embrace the sound of esports with the Razer BlackShark V2 X—a triple threat of amazing audio superior mic clarity and supreme sound isolation. With...

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Original price $60.99 - Original price $60.99
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Original price $242.99 - Original price $242.99
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RØDE - WIRELESS GO II Dual Channel Wireless Microphone System

Rode

The world’s smallest and first truly wireless microphone has been reborn. The RØDE Wireless GO II is an ultra-compact and extremely versatile wirel...

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Original price $242.99 - Original price $242.99
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Original price $356.99 - Original price $356.99
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SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PC PS5 PS4 Switch - Black

Steel Series

The Arctis Nova Pro Wireless gaming headphones raises the bar with the Nova Pro Acoustic System immersive 360 Spatial Audio Sonar Software Active N...

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Original price $356.99 - Original price $356.99
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Original price $110.99 - Original price $110.99
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$110.99
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Sony - WF-C700N Truly Wireless Noise Canceling In-Ear Headphones - Sage

Sony

Block out the world with the WF-C700N noise canceling truly wireless earbuds. Indulge in exceptional sound quality for a superior audio experience....

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Original price $110.99 - Original price $110.99
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Original price $271.99 - Original price $271.99
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$271.99
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Technics - Reference Class AZ100 True Wireless Noise Cancelling In-Ear Headphones - Silver

Technics

When you're at the top of your game and don't have time for sub-standard audio or missed connections the EAH-AZ100 True Wireless earbuds are packed...

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Original price $271.99 - Original price $271.99
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Current price $271.99
Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99

Beats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Electric Orange

Apple

Powerbeats Pro 2 feature incredibly big sound packed into the tiniest case we’ve ever made. Designed for music first their cleanly balanced tuning ...

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Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99
Original price $310.99 - Original price $310.99
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$310.99
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Current price $310.99

Bose - Ultra Open-Ear True Wireless Open Earbuds - Chilled Lilac

Bose

To the music lovers with a playlist for every mood and moment meet your new obsession. Bose designed earbuds with OpenAudio technology that combine...

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Original price $310.99 - Original price $310.99
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$310.99
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Current price $310.99
Original price $116.99 - Original price $116.99
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$116.99
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Current price $116.99

RØDE - VIDEOMIC GO II On-Camera Shotgun Microphone

Rode

The VideoMic GO II is a compact lightweight on-camera shotgun microphone that makes capturing incredible audio incredibly easy. It features both an...

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Original price $116.99 - Original price $116.99
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$116.99
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Current price $116.99
Original price $30.99 - Original price $30.99
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$30.99
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Soundcore - by Anker P25i True Wireless In-Ear Headphones - Black

Soundcore

Experience performance and value with soundcore P25i true wireless earbuds. The lightweight design and 10mm drivers mean that you can listen to tun...

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Original price $30.99 - Original price $30.99
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Original price $1,217.99 - Original price $1,217.99
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Bose - ProFlight Series 2 Bluetooth Noise-Cancelling In-Ear Aviation Headset with Dual Plug - Black

Bose

Tailored for jet pilots the ProFlight Series 2 combines cutting-edge features with exceptional comfort setting a new standard for in-flight communi...

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Original price $1,217.99 - Original price $1,217.99
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Original price $310.99 - Original price $310.99
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$310.99
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Current price $310.99

Bose - Ultra Open-Ear True Wireless Open Earbuds - Sunset Iridescent

Bose

To the music lovers with a playlist for every mood and moment meet your new obsession. Bose designed earbuds with OpenAudio technology that combine...

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Original price $310.99 - Original price $310.99
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$310.99
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Current price $310.99
Original price $316.99 - Original price $316.99
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$316.99
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Current price $316.99

RØDE - WIRELESS GO (GEN 3) Compact Wireless Microphone System

Rode

The Wireless GO is a powerful compact wireless microphone system ideal for a wide range of content creation applications. It offers a plethora of f...

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Original price $316.99 - Original price $316.99
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$316.99
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Current price $316.99
Original price $53.99 - Original price $53.99
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$53.99
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Current price $53.99

HyperX - Cloud Stinger 2 Wired Gaming Headset for PC - Black

HP

With a new design the Cloud Stinger 2’s a refined version of the Cloud Stinger. Still weighing in at under 300g the Cloud Stinger 2 is lightweight ...

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Original price $53.99 - Original price $53.99
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$53.99
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Current price $53.99
Original price $74.99 - Original price $74.99
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$74.99
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Current price $74.99

Logitech - G435 Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mobile - Black

Logitech

Play doesn’t end when the game does. You play games play music and play with friends. It’s who you are. All the time. That’s why we designed the G4...

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Original price $74.99 - Original price $74.99
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$74.99
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Current price $74.99
Original price $117.99 - Original price $117.99
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$117.99
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Current price $117.99

HyperX - Cloud II Core Wireless Headset for PC - Black

HP

For gamers looking for a comfortable 2.4GHz wireless headset at a great price the HyperX Cloud II Core Wireless headset is a standout performer. Wi...

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Original price $117.99 - Original price $117.99
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$117.99
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Current price $117.99
Original price $170.99 - Original price $170.99
Original price
$170.99
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Current price $170.99

Turtle Beach - Atlas Air Wireless Open Back Gaming Headset for PC PS5 PS4 Mobile with Floating Earcup - Black

Turtle Beach

A new standard in PC gaming audio has been set with the Turtle Beach Atlas Air the first wireless open back gaming headset for PC. Atlas Air is equ...

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Original price $170.99 - Original price $170.99
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$170.99
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Current price $170.99
Original price $218.99 - Original price $218.99
Original price
$218.99
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Current price $218.99

Sony - INZONE Buds Truly Wireless Noise Canceling Gaming Earbuds for PC and PS5 - Black

Sony

Experience a world of unparalleled sound precision. The INZONE Buds are meticulously crafted for gamers with superior sound clarity and long batter...

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Original price $218.99 - Original price $218.99
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$218.99
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Current price $218.99
Original price $315.99 - Original price $315.99
Original price
$315.99
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Current price $315.99

Bowers Wilkins - Px7 S2e Wireless Noise Cancelling Over-the-Ear Headphones - Ocean Blue

B&W North America

Elevate your auditory journey with the Bowers Wilkins Px7 S2E Over-Ear Headphones that seamlessly merge 24-bit processing high-res DSP custom 40mm...

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Original price $315.99 - Original price $315.99
Original price
$315.99
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Current price $315.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.