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TV & Home Theater

Rent To Own TV & Home Theater – Transform Your Entertainment with Flexible Financing

Upgrade your home entertainment system with top-quality TVs and home theater equipment from Finance My Cart. Whether you're looking for the latest 4K TV, a smart TV, soundbars, or a full surround sound system, we offer premium brands like Samsung, LG, Sony, and more. With our rent-to-own and buy now, pay later payment plans, you can bring the cinema experience home without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to your budget and credit situation. Create your perfect entertainment setup today with flexible financing that works for you!

Original price $549.99
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Current price $489.99
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Current price $489.99

Insignia - 65 Class F50 Series LED 4K UHD Smart Fire TV

Insignia

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $549.99
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Current price $489.99
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Original price $499.99
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Current price $469.99
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Insignia - 65" Class F50 Series LED 4K UHD Smart Fire TV

Insignia

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $499.99
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Current price $469.99
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Best Buy essentials - Full Motion TV Wall Mount for 4784" TVs - Black

Best Buy essentials

Tilt and swivel capabilitiesAdjust your TV’s viewing angle to reduce glare and suit wherever you are in the room.Keep cables concealedKeeps your ta...

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Original price $75.99 - Original price $75.99
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Original price $799.99
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Current price $749.99
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Samsung - 70 Class DU7200 Series Crystal UHD 4K Smart Tizen TV (2024)

Samsung

PurColorSee a wide spectrum of colors than traditional RGB models with PurColor . From green turf to an amazing sunset you’ll enjoy true to life pi...

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Original price $799.99
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Current price $749.99
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Original price $299.99
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Current price $229.99
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Insignia - 50-inch Class F50 Series LED 4K UHD Smart Fire TV

Insignia

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $299.99
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Current price $229.99
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Original price $717.99 - Original price $717.99
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Roku - 75" Class Select Series 4K LED Smart RokuTV (2025)

Roku

A treat for the eyesSharp 4K brings out rich detail on our 75" flat screen TV while colors pop off in lifelike clarity with HDR10. Roku Smart Pictu...

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Original price $717.99 - Original price $717.99
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Original price $499.99
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Current price $429.99
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Roku - 55" Class 4K HDR LED Smart RokuTV (2025)

Roku

A treat for the eyesSharp 4K brings out rich detail on our 55" flat screen TV while colors pop off in lifelike clarity with HDR10. Roku Smart Pictu...

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Original price $499.99
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Current price $429.99
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LG - 65" Class 82A Series QNED AI 4K UHD Smart webOS TV (2025)

LG

Dynamic QNED ColorLG's Dynamic QNED color with 100 color volume and next-gen AI provides vivid color on your screen for a captivating visual experi...

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Original price $799.99
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Original price $879.99
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Current price $829.99
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TCL 75" QM5K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $879.99
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Current price $829.99
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Original price $279.99
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Current price $229.99
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SAMSUNG 32 Class Full HD F6000F 4K Smart TV (2025)

Samsung

HDRSee your content as it’s meant to be seen-from the subtle highlights in a dark moody alleyway to the deep shadows cast on a bright and sunny aft...

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Original price $279.99
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Current price $229.99
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Original price $617.99 - Original price $617.99
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Insignia - 75" Class QF Series QLED 4K UHD Smart Fire TV

Insignia

4K UltraHD ResolutionExperience incredible detail with 4X resolution of 1080p Full HD TVs.QLEDQuantum Dot Technology enhances brightness and color ...

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Original price $617.99 - Original price $617.99
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Original price $699.99
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Samsung BE55D-H BED-H Series - 55" LED-backlit LCD TV - Crystal UHD - 4K

Samsung

Samsung BE55D-H - 55" Diagonal Class BED-H Series LED-backlit LCD TV - Crystal UHD - digital signage - Smart TV - Tizen OS - 4K UHD (2160p) 3840 x ...

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Original price $699.99
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Current price $629.99
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TCL - 75" Class F35-Series 4K UHD HDR LED Smart Fire TV (2025)

TCL

4K UltraHD ResolutionExperience incredible detail with 4x the resolution of 1080p Full HDTVs.Direct LED BacklightEnjoy better brightness uniformity...

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Original price $677.99 - Original price $677.99
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Insignia - 32" Class F40 Series LED Full HD (1080p) Smart Fire TV

Insignia

Full HD (1080p) resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easi...

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Original price $146.99 - Original price $146.99
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$89.99
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Philips - Hue 4" High Lumen Recessed Downlight - White and Color Ambiance

Philips

Create a personalized experienceInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entert...

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Original price $89.99 - Original price $89.99
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$89.99
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Original price $2,999.99
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Samsung - 98 Class Q7F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung

Supersize Picture EnhancerBigger screens mean bigger pixels. With groundbreaking enhancements exclusively on our largest screens get improved clari...

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Original price $2,999.99
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Pioneer - 43" Class LED 4K UHD Smart Roku TV

Pioneer

Endless entertainmentEnjoy over 500 channels with live news sports and more—totally free. You can also watch your favorite streaming apps such as N...

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Original price $215.99 - Original price $215.99
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Original price $1,749.99
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Current price $1,679.99
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Current price $1,679.99

TCL - 65" Class QM8K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...

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Original price $1,749.99
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Current price $1,679.99
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Original price $268.99 - Original price $268.99
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Peerless SmartMount Universal Tilt Wall Mount ST660 - mounting kit

Peerless Industries

Peerless SmartMount Universal Tilt Wall Mount ST660 - Mounting kit (bracket tilt wall plate security fasteners) - for flat panel - black - screen s...

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Original price $268.99 - Original price $268.99
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Original price $1,199.99
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Current price $1,079.99
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TCL - 75" Class QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

View full details
Original price $1,199.99
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Original price $1,199.99
Current price $1,079.99
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Original price $862.99 - Original price $862.99
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TCL - 65" Class QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $862.99 - Original price $862.99
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$862.99
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Original price $2,149.99
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Current price $1,999.99
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Current price $1,999.99

TCL - 85" Class QM7K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $2,149.99
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Original price $2,149.99
Current price $1,999.99
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Original price $253.99 - Original price $253.99
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$253.99
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Sanus - Steel Foundations Series Bookshelf Speaker Stands (Pair) - Black

Sanus

From our expanded online assortment; not available in all Best Buy storesDesigned for use with small-to-medium bookshelf speakers up to 25 lbs.To m...

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Original price $253.99 - Original price $253.99
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TCL - 40" Class Q35F Series 1080P FHD QLED Smart TV with Fire TV (2025)

TCL

1080P Full HD ResolutionExperience 1080p Full HD resolution.QLED Quantum Dot TechnologyRich vibrant colors bringing images to life.Direct LED Back...

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Original price $185.99 - Original price $185.99
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$185.99
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Original price $1,699.99
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Current price $1,579.99
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Current price $1,579.99

TCL - 98" Class Q55K Series 4K UHD HDR QLED Smart TV with Google TV (2025)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot TechnologyRich vibrant colors coveri...

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Original price $1,699.99
Original price $1,699.99 - Original price $1,699.99
Original price $1,699.99
Current price $1,579.99
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Original price $2,789.00
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Current price $2,659.99
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Current price $2,659.99

TCL - 85" Class QM8K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...

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Original price $2,789.00
Original price $2,789.00 - Original price $2,789.00
Original price $2,789.00
Current price $2,659.99
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Current price $2,659.99
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Original price $704.99 - Original price $704.99
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$704.99
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Sony - 50" Class BRAVIA 3 LED 4K UHD Smart Google TV (2024)

Sony

Intelligent TV processing4K HDR Processor X1 intelligently enhances every scene in real-time boosting color contrast and clarity.Real-world colorsW...

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Original price $704.99 - Original price $704.99
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Original price $309.99 - Original price $309.99
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$309.99
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Current price $309.99

Sonos - ERA 300 Stand (Pair) - Black

Sonos Inc

Elegant designColor and finish perfectly matched to Sonos Era 300 to feel like a seamless extension of the speaker and complement your home.Purer s...

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Original price $309.99 - Original price $309.99
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$309.99
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Original price $80.99 - Original price $80.99
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$80.99
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Current price $80.99

Philips - Hue A19 Bluetooth 75W Smart LED Bulb - White and Color Ambiance

Philips

Colorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...

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Original price $80.99 - Original price $80.99
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$80.99
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Current price $80.99
Original price $108.99 - Original price $108.99
Original price
$108.99
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Current price $108.99

Philips - Hue White and Color Ambiance Lucca Wall Light - Black

Philips

Sophisticated modern design Illuminate your porch and patios with colorful light. The Lucca wall lantern with its round shape and black bands offer...

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Original price $108.99 - Original price $108.99
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$108.99
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Current price $108.99
Original price $453.99 - Original price $453.99
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$453.99
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Roku - 55" Class Plus Series 4K QLED Mini-LED Smart RokuTV (2025)

Roku

Breathtaking pictureMini-LED backlighting brings out the rich detail on this 55" flat screen 4K TV while the QLED screen and Dolby Vision technolog...

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Original price $453.99 - Original price $453.99
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$453.99
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Current price $453.99
Original price $77.99 - Original price $77.99
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$77.99
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Rocketfish - Universal Soundbar Mounting System - Black

Rocketfish

Compatible with most TVsWorks with TVs up to 70" and many TVs 70" 90" with VESA mounting patterns on the bottom half of the TV back panel. For add...

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Original price $77.99 - Original price $77.99
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$77.99
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Original price $662.99 - Original price $662.99
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$662.99
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Current price $662.99

Skylight - Calendar Max 27 inch Touchscreen Smart Calendar and Family Organizer - White

Skylight

Skylight All-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organzie the whole family with the touchscreen display for all your c...

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Original price $662.99 - Original price $662.99
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$662.99
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Original price $172.99 - Original price $172.99
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$172.99
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Current price $172.99

ecobee - Smart Thermostat Essential - Programmable Wi-Fi Thermostat - Works with Siri Alexa and Google Assistant - White

EcoBee

An energy-saving thermostat that pays for itselfSave up to 23 every year on heating and cooling costs. That’s about 250 a year in savings meaning t...

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Original price $172.99 - Original price $172.99
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Original price $182.99 - Original price $182.99
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$182.99
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TCL - 32" Class Q3K Series 1080P FHD QLED Smart TV with Google TV (2025)

TCL

1080P FHD ResolutionExperience your favorite movies and TV shows in stunning 1080P high-definition picture quality for enhanced clarity and detail....

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Original price $182.99 - Original price $182.99
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$182.99
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Original price $2,502.99 - Original price $2,502.99
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Current price $2,502.99

TCL - 98" Class QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

View full details
Original price $2,502.99 - Original price $2,502.99
Original price
$2,502.99
$2,502.99 - $2,502.99
Current price $2,502.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.