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TV & Home Theater

Rent To Own TV & Home Theater – Transform Your Entertainment with Flexible Financing

Upgrade your home entertainment system with top-quality TVs and home theater equipment from Finance My Cart. Whether you're looking for the latest 4K TV, a smart TV, soundbars, or a full surround sound system, we offer premium brands like Samsung, LG, Sony, and more. With our rent-to-own and buy now, pay later payment plans, you can bring the cinema experience home without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to your budget and credit situation. Create your perfect entertainment setup today with flexible financing that works for you!

Original price $549.99
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Current price $489.99
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Current price $489.99

Insignia - 65 Class F50 Series LED 4K UHD Smart Fire TV

Insignia

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $549.99
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Current price $489.99
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Original price $494.99 - Original price $494.99
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Current price $494.99

Insignia - 65" Class F50 Series LED 4K UHD Smart Fire TV

Insignia

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $494.99 - Original price $494.99
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Original price $75.99 - Original price $75.99
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Best Buy essentials - Full Motion TV Wall Mount for 4784" TVs - Black

Best Buy essentials

Tilt and swivel capabilitiesAdjust your TV’s viewing angle to reduce glare and suit wherever you are in the room.Keep cables concealedKeeps your ta...

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Original price $75.99 - Original price $75.99
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Original price $692.99 - Original price $692.99
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Skylight - Calendar Max 27 inch Touchscreen Smart Calendar and Family Organizer - Aluminum

Skylight

Skylight all-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organzie the whole family with the touchscreen display for all your ca...

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Original price $692.99 - Original price $692.99
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Original price $748.99 - Original price $748.99
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Samsung - 70 Class DU7200 Series Crystal UHD 4K Smart Tizen TV (2024)

Samsung

PurColorSee a wide spectrum of colors than traditional RGB models with PurColor . From green turf to an amazing sunset you’ll enjoy true to life pi...

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Original price $748.99 - Original price $748.99
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Original price $166.99 - Original price $166.99
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LG - 32" Class LR65 Series LED HD webOS TV (2024)

LG Electronics

High Definition TVEnjoy movies and TV shows upscaled to HD for a sharper image and more lifelike details.¿5 AI Processor Gen6Enhanced brightness im...

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Original price $166.99 - Original price $166.99
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Original price $299.99
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Current price $229.99
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Insignia - 50-inch Class F50 Series LED 4K UHD Smart Fire TV

Insignia

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $299.99
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Current price $229.99
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Original price $666.99 - Original price $666.99
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LG - 75 Class UA7000 Series LED AI 4K UHD Smart webOS TV (2025)

LG

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.Alpha 7 AI Processor Gen8Enhanced...

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Original price $666.99 - Original price $666.99
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Roku - 75" Class Select Series 4K LED Smart RokuTV (2025)

Roku

A treat for the eyesSharp 4K brings out rich detail on our 75" flat screen TV while colors pop off in lifelike clarity with HDR10. Roku Smart Pictu...

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Original price $673.99 - Original price $673.99
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Original price $448.99 - Original price $448.99
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Roku - 55" Class 4K HDR LED Smart RokuTV (2025)

Roku

A treat for the eyesSharp 4K brings out rich detail on our 55" flat screen TV while colors pop off in lifelike clarity with HDR10. Roku Smart Pictu...

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Original price $448.99 - Original price $448.99
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Original price $494.99 - Original price $494.99
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$494.99
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Insignia - 70 Class F50 Series LED 4K UHD Smart Fire TV

Insignia

4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

View full details
Original price $494.99 - Original price $494.99
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$494.99
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Original price $528.99 - Original price $528.99
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$528.99
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LG - 65 Class UA7050 Series LED AI 4K UHD Smart webOS TV (2025)

LG

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.Alpha 7 AI Processor Gen8Enhanced...

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Original price $528.99 - Original price $528.99
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Original price $781.99 - Original price $781.99
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LG - 65" Class 82A Series QNED AI 4K UHD Smart webOS TV (2025)

LG

Dynamic QNED ColorLG's Dynamic QNED color with 100 color volume and next-gen AI provides vivid color on your screen for a captivating visual experi...

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Original price $781.99 - Original price $781.99
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Original price $879.99
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Current price $829.99
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TCL 75" QM5K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $879.99
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Original price $879.99
Current price $829.99
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Original price $758.99 - Original price $758.99
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Samsung - 70 Class U8000F Series Crystal UHD 4K Smart Tizen TV (2025)

Samsung

Crystal Processor 4KImmerse yourself in colorful lifelike entertainment and catch every shade of color as it was meant to be seen in dazzling 4K re...

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Original price $758.99 - Original price $758.99
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Original price $279.99
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Current price $229.99
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SAMSUNG 32 Class Full HD F6000F 4K Smart TV (2025)

Samsung

HDRSee your content as it’s meant to be seen-from the subtle highlights in a dark moody alleyway to the deep shadows cast on a bright and sunny aft...

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Original price $279.99
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Current price $229.99
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Current price $229.99
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Original price $666.99 - Original price $666.99
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Insignia - 75" Class QF Series QLED 4K UHD Smart Fire TV

Insignia

4K UltraHD ResolutionExperience incredible detail with 4X resolution of 1080p Full HD TVs.QLEDQuantum Dot Technology enhances brightness and color ...

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Original price $666.99 - Original price $666.99
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Original price $342.99 - Original price $342.99
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SKYLIGHT CALENDAR 2

Skylight

SKYLIGHT CALENDAR 2 - 15" WHITE

Original price $342.99 - Original price $342.99
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Original price $1,351.99 - Original price $1,351.99
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Samsung - 55 Class QN90F Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung

NQ4 AI Gen3 ProcessorPowered by 128 neural networks our most powerful 4K AI processor leverages AI to deliver an mind blowing 4K TV experience. No ...

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Original price $1,351.99 - Original price $1,351.99
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Original price $2,765.99 - Original price $2,765.99
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Samsung - 83 Class S85F Series OLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung

NQ4 AI Gen2 ProcessorExperience the power of AI in your 4K TV. Powered by 20 neural networks it makes all the movies TV shows video games and sport...

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Original price $2,765.99 - Original price $2,765.99
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Samsung - 65 Class QN990F Series Neo QLED 8K Mini LED SamsungVision AI Smart Tizen TV (2025)

Samsung

NQ8 AI Gen3 ProcessorGet brilliant 8K picture quality delivered without compromise with the most advanced AI powered processor in a Samsung TV. Eve...

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Original price $4,308.99 - Original price $4,308.99
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Original price $147.99 - Original price $147.99
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Pioneer - 40" Class LED Full HD (1080p) Smart Roku TV

Pioneer

Endless entertainmentEnjoy over 500 channels with live news sports and more—totally free. You can also watch your favorite streaming apps such as N...

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Original price $147.99 - Original price $147.99
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Original price $161.99 - Original price $161.99
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$161.99
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Current price $161.99

Roku - 40" Class Select Series Full HD (1080p) LED Smart RokuTV

Roku

Seamless streamingWith fast Wi-Fi and apps that launch in a snap Roku Select Series TVs get you to your entertainment quickly. Our intuitive interf...

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Original price $161.99 - Original price $161.99
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Original price $318.99 - Original price $318.99
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$318.99
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Google - Nest Learning Thermostat (4th gen) with Nest Temperature Sensor (2nd gen) - Polished Gold

GOOGLE

Improved compatibility.It works with most 24V systems including gas electric oil forced air heat pump and radiant and no C wire is required for ins...

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Original price $318.99 - Original price $318.99
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$318.99
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Original price $781.99 - Original price $781.99
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$781.99
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Current price $781.99

TCL - 65" Class QM5K Series 4K UHD QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the new TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $781.99 - Original price $781.99
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$781.99
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Current price $781.99
Original price $1,481.99 - Original price $1,481.99
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LG - 65" Class B5 Series OLED AI 4K UHD Smart webOS TV (2025)

LG

Alpha 8 AI Processor Gen2Alpha 8 AI Processor Gen2 detects what you're watching and automatically improves the picture and sound qualityPerfect Bla...

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Original price $1,481.99 - Original price $1,481.99
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Original price $138.99 - Original price $138.99
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$138.99
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Eve - Room Indoor Air Quality Monitor - Silver

Eve

Air quality monitor sensorPurpose-built air quality monitor sensor is a perfect choice to fulfill your requirementsPacked withAccompanied by air qu...

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Original price $138.99 - Original price $138.99
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Original price $74.99 - Original price $74.99
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$74.99
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TP-Link - Tapo A19 Wi-Fi Smart LED Bulb (5-Pack) - Multicolor

TP Link

No Hub RequiredConnect directly to your home's secure Wi-Fi network—no need for a hub or extra equipment.1100 lumens -Extra Bright Smart Light Bulb...

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Original price $74.99 - Original price $74.99
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Original price $3,615.99 - Original price $3,615.99
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Sony - 83" Class BRAVIA XR A80L OLED 4K UHD Smart Google TV (2023)

Sony

Intelligent and powerful TV processingSee how real your entertainment can be with immersive depth and lifelike picture quality powered by Sony’s in...

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Original price $3,615.99 - Original price $3,615.99
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Original price $126.99 - Original price $126.99
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$126.99
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Philips - Hue Bridge V3 PRO - Black

Philips

More SpeedFeaturing the new Hue Chip Pro with ultra-fast processing speeds of 1.7 GHz and a quad-core Cortex-A35 CPU for super-fast response times ...

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Original price $126.99 - Original price $126.99
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$126.99
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Original price $364.99 - Original price $364.99
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$364.99
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Current price $364.99

Skylight - 15" Calendar 2 - Charcoal

Skylight

Skylight All-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organzie the whole family with the touchscreen display for all your c...

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Original price $364.99 - Original price $364.99
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$364.99
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Current price $364.99
Original price $290.99 - Original price $290.99
Original price
$290.99
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Current price $290.99

Roku - 40" Class Select Series Full HD (1080p) LED Smart RokuTV (2026)

Roku

Seamless streamingWith fast Wi-Fi and apps that launch in a snap Roku Select Series TVs get you to your entertainment quickly. You get excellent pi...

View full details
Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99
Original price $5,324.99 - Original price $5,324.99
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$5,324.99
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Current price $5,324.99

LG - 83" Class M3 Series OLED evo 4K UHD Smart webOS TV with Wireless Connectivity (2023)

LG

Wireless ConnectivityA wireless connectivity solution capable of real-time video and audio transmission removing the need to run cables and wires d...

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Original price $5,324.99 - Original price $5,324.99
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$5,324.99
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Current price $5,324.99
Original price $1,184.99 - Original price $1,184.99
Original price
$1,184.99
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Current price $1,184.99

TCL - 85" Class QM5K Series 4K UHD QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the new TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

View full details
Original price $1,184.99 - Original price $1,184.99
Original price
$1,184.99
$1,184.99 - $1,184.99
Current price $1,184.99
Original price $4,211.99 - Original price $4,211.99
Original price
$4,211.99
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Current price $4,211.99

TCL - 98" Class QM9K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...

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Original price $4,211.99 - Original price $4,211.99
Original price
$4,211.99
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Current price $4,211.99
Original price $954.99 - Original price $954.99
Original price
$954.99
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Current price $954.99

LG - 75" Class 70A Series QNED AI 4K UHD Smart webOS TV (2025)

LG

Dynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for an immersive visual experience.Alpha 7 AI Processo...

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Original price $954.99 - Original price $954.99
Original price
$954.99
$954.99 - $954.99
Current price $954.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.