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Computers & Gaming

Rent to Own Computers & Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got you covered with top brands like Alienware, ASUS, Dell, HP, Razer, MSI, and more. Enjoy cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting while managing your budget with easy financing and free shipping. With our rent-to-own and lease-to-own options, getting the best in computing and gaming has never been easier!

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Original price $531.99 - Original price $531.99
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Sony - PlayStation 5 Slim Console Digital Edition - White

Sony Computer Entertainment Am

Vertical stand not included. The PS5 Digital Edition unleashes new gaming possibilities that you never anticipated. PS5 Digital Edition is an all-d...

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Original price $531.99 - Original price $531.99
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Current price $531.99
Original price $952.99 - Original price $952.99
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Current price $952.99

HP - Victus 15.6" Full HD Gaming Laptop - AMD Ryzen 5-7535HS - 8GB DDR5 Memory - AMD Radeon RX 6550M - 512GB SSD - Mica Silver

HP

Follow the Laptop. Fulfill Your Gaming Destiny. The Victus 15 is packed with the power of desktop to keep up with the biggest games and the best pl...

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Original price $952.99 - Original price $952.99
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Original price $1,173.99 - Original price $1,173.99
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Current price $1,173.99

CyberPowerPC - Gamer Master Gaming Desktop - AMD Ryzen 7 8700F - 16GB Memory - NVIDIA GeForce RTX 4060 8GB - 2TB SSD - Black

CyberPowerPC

Dominate virtual battlefields with this CyberPowerPC Gamer Master gaming desktop computer. The octa-core AMD Ryzen 7 processor and 16GB of RAM supp...

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Original price $1,173.99 - Original price $1,173.99
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Original price $561.99 - Original price $561.99
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$561.99
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Current price $561.99

Meta Quest 3 512GB — The Most Powerful Quest — Ultimate Mixed Reality Experiences — Get Batman Arkham Shadow - White

Meta

Get ready for the most powerful Meta Quest yet. With mixed reality stream shows on giant vibrant screens that you can adjust to the perfect size — ...

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Original price $561.99 - Original price $561.99
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$561.99
$561.99 - $561.99
Current price $561.99
Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99

Nintendo - Switch 32GB Lite - Turquoise

Nintendo

Dedicated to portable play. The Nintendo Switch Lite system is a lightweight compact and designed exclusively for handheld play. Bring it along and...

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Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99
Original price $589.99 - Original price $589.99
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$589.99
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Current price $589.99

Microsoft - Xbox Series X 1TB Console - Carbon Black

Microsoft

Xbox Series X the fastest most powerful Xbox ever. Explore rich new worlds with 12 teraflops of raw graphic processing power DirectX ray tracing a ...

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Original price $589.99 - Original price $589.99
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Original price $391.99 - Original price $391.99
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$391.99
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Current price $391.99

Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi - 64GB - Pink

Apple

Colorfully reimagined and more versatile than ever. With an all-screen design10.9-inch Liquid Retina display¹ and four gorgeous colors. iPad delive...

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Original price $391.99 - Original price $391.99
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$391.99
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Current price $391.99
Original price $589.99 - Original price $589.99
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$589.99
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Current price $589.99

Sony - PlayStation 5 Slim Console - White

Sony Computer Entertainment Am

Vertical stand not included. The PS5 console unleashes new gaming possibilities that you never anticipated. Experience lightning fast loading with ...

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Original price $589.99 - Original price $589.99
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$589.99
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Current price $589.99
Original price $452.99 - Original price $452.99
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$452.99
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Current price $452.99

Meta Quest 3S 256GB — Get Batman Arkham Shadow and a 3-Month Trial of Meta Quest+ Included — All-In-One Headset - White

Meta

Discover the magic of Meta Quest 3S and get ready to experience your favorite apps in a totally new way. The possibilities are endless when you can...

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Original price $452.99 - Original price $452.99
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$452.99
$452.99 - $452.99
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Original price $50.99 - Original price $50.99
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$50.99
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Current price $50.99

Sony - PlayStation 5 - DualSense Charging Station - White

Sony

Keep your DualSense wireless controllers ready for gaming action with this Sony DualSense charging station. The click-in design supports proper pla...

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Original price $50.99 - Original price $50.99
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$50.99
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Current price $50.99
Original price $2,186.99 - Original price $2,186.99
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$2,186.99
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Current price $2,186.99

Apple - MacBook Pro 14-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black

Apple

The 14-inch MacBook Pro with M4 Pro and M4 Max chips gives you outrageous performance in a powerhouse laptop built for Apple Intelligence. With up ...

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Original price $2,186.99 - Original price $2,186.99
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$2,186.99
$2,186.99 - $2,186.99
Current price $2,186.99
Original price $165.99 - Original price $165.99
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$165.99
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Current price $165.99

Apple Pencil Pro - White

Apple

Apple Pencil Pro adds even more magical capabilities to help bring your ideas to life. New advanced features make marking up taking notes and creat...

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Original price $165.99 - Original price $165.99
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$165.99
$165.99 - $165.99
Current price $165.99
Original price $934.99 - Original price $934.99
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$934.99
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Current price $934.99

ASUS - ROG Ally X 7" 120Hz FHD 1080p Gaming Handheld - AMD Ryzen Z1 Extreme Processor - 24GB with 1TB SSD - Black

ASUS

Play your way with the ROG Ally X the ultimate Windows gaming handheld. Access all your games as the Ally X is fully compatible with Steam GOG Xbox...

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Original price $934.99 - Original price $934.99
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Current price $934.99
Original price $566.99 - Original price $566.99
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HP - 17.3" Full HD Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Natural Silver

HP

More screen less footprint. The HP 17.3" Laptop PC is about sustainability while blending performance and comfort.

Original price $566.99 - Original price $566.99
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Current price $566.99
Original price $104.99 - Original price $104.99
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$104.99
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Current price $104.99

Sony - PlayStation 5 - DualSense Wireless Controller - Gray Camouflage

Sony

Discover a deeper highly immersive gaming experience1 that brings the action to life in the palms of your hands. The DualSense wireless controller ...

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Original price $104.99 - Original price $104.99
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$104.99
$104.99 - $104.99
Current price $104.99
Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99

Sony - DualSense Edge Wireless Controller - Black White

Sony

Get an edge in gameplay by creating your own custom controls to fit your playstyle. Built with high performance and personalization in mind the Dua...

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Original price $254.99 - Original price $254.99
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$254.99
$254.99 - $254.99
Current price $254.99
Original price $761.99 - Original price $761.99
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$761.99
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Current price $761.99

ASUS - ROG Ally 7" 120Hz FHD 1080p Gaming Handheld - AMD Ryzen Z1 Extreme Processor - 512GB - White

ASUS

Play your way with the ROG Ally gaming handheld. Access any game that runs on Windows across all game platforms including Steam GOG Xbox Game Pass ...

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Original price $761.99 - Original price $761.99
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$761.99
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Original price $451.99 - Original price $451.99
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$451.99
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ASTRO Gaming A50 X LIGHTSPEED Wireless Gaming Headset + Base Station Black - headset

Logitech

ASTRO Gaming A50 X LIGHTSPEED Wireless Gaming Headset + Base Station Black - Headset - full size - Bluetooth / LIGHTSPEED - wireless - black

Original price $451.99 - Original price $451.99
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$451.99
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Current price $451.99
Original price $2,838.99 - Original price $2,838.99
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$2,838.99
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Current price $2,838.99

Apple - MacBook Pro 16-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black

Apple

The 16-inch MacBook Pro with M4 Pro and M4 Max chips gives you outrageous performance in a powerhouse laptop built for Apple Intelligence. With up ...

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Original price $2,838.99 - Original price $2,838.99
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$2,838.99
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Current price $2,838.99
Original price $442.99 - Original price $442.99
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$442.99
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Current price $442.99

Cricut - Maker 3 - Mist

Provocraft

Maker 3

Original price $442.99 - Original price $442.99
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$442.99
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Current price $442.99
Original price $110.99 - Original price $110.99
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$110.99
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Current price $110.99

Sony - PlayStation 5 - DualSense Wireless Controller - Cobalt Blue

Sony

Restyle your gaming setup with the alluring metallic Cobalt Blue DualSense wireless controller inspired by the powerful hues found in the depths of...

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Original price $110.99 - Original price $110.99
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$110.99
$110.99 - $110.99
Current price $110.99
Original price $581.99 - Original price $581.99
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$581.99
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Current price $581.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Starlight

Apple

iPad mini. Built for Apple Intelligence. It’s incredibly portable and powerful featuring the ultrafast A17 Pro chip an 8.3-inch Liquid Retina displ...

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Original price $581.99 - Original price $581.99
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Current price $581.99
Original price $359.99 - Original price $359.99
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$359.99
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Current price $359.99

Microsoft Xbox Series S - game console - 512 GB SSD - robot white

Microsoft

Microsoft Xbox Series S - Game console - QHD - HDR - 512 GB SSD - robot white

Original price $359.99 - Original price $359.99
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$359.99
$359.99 - $359.99
Current price $359.99
Original price $254.99 - Original price $254.99
Original price
$254.99
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Current price $254.99

Nintendo - Switch 32GB Lite - Blue

Nintendo

Dedicated to portable play. The Nintendo Switch Lite system is a lightweight compact and designed exclusively for handheld play. Bring it along and...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99
Original price $474.99 - Original price $474.99
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$474.99
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Current price $474.99

Sony - PlayStation VR2 Horizon Call of the Mountain bundle - White

Sony Computer Entertainment Am

Conquer colossal peaks overcome fearsome machines and uncover a hidden danger to the world of Horizon in the PlayStation VR2 Horizon Call of the Mo...

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Original price $474.99 - Original price $474.99
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$474.99
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Current price $474.99
Original price $82.99 - Original price $82.99
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$82.99
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Current price $82.99

Super Smash Bros. Ultimate - Nintendo Switch

Nintendo of America

Gaming icons clash in the ultimate brawl you can play anytime anywhere Smash rivals off the stage as new characters Simon Belmont and King K. Rool ...

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Original price $82.99 - Original price $82.99
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$82.99
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Current price $82.99
Original price $876.99 - Original price $876.99
Original price
$876.99
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Current price $876.99

Lenovo -Legion Go 8.8"144Hz WQXGA Handheld - AMD Ryzen Z1 Extreme-16GB with 1TB - Black

Lenovo

Experience true versatility with Legion Go handheld Gaming PC from Lenovo.

Original price $876.99 - Original price $876.99
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$876.99
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Current price $876.99
Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

Apple - Pencil (1st Generation) with USB-C to Pencil Adapter - White

Apple

Apple Pencil lets you easily take notes mark up and draw on iPad with pixel-perfect precision—as naturally as you do on paper. Apple Pencil 1 works...

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Original price $130.99 - Original price $130.99
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$130.99
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Current price $130.99
Original price $104.99 - Original price $104.99
Original price
$104.99
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Current price $104.99

Sony - PlayStation 5 - DualSense Wireless Controller - Starlight Blue

Sony

Mission Control… the Galaxy Collection has landed. Cosmic Red Midnight Black Starlight Blue and Nova Pink DualSense wireless controllers have all t...

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Original price $104.99 - Original price $104.99
Original price
$104.99
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Current price $104.99
Original price $42.99 - Original price $42.99
Original price
$42.99
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Current price $42.99

SpongeBob SquarePants Battle for Bikini Bottom - Rehydrated - Nintendo Switch

U and I Entertainment

Keep the pineapple under the sea safe when you play SpongeBob SquarePants Battle for Bikini Bottom - Rehydrated for Nintendo Switch. Evil Plankton ...

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Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99
Original price $212.99 - Original price $212.99
Original price
$212.99
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Current price $212.99

Samsung - Galaxy Tab A9+ 11" 64GB - Wi-Fi - Silver

Samsung

Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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Original price $212.99 - Original price $212.99
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$212.99
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Current price $212.99
Original price $914.99 - Original price $914.99
Original price
$914.99
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Current price $914.99

Apple - 13-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 128GB - Space Gray

Apple

Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

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Original price $914.99 - Original price $914.99
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$914.99
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Current price $914.99
Original price $1,842.99 - Original price $1,842.99
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$1,842.99
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Current price $1,842.99

Apple - MacBook Pro 14" Laptop - M3 Pro chip Built for Apple Intelligence -

Apple

Space Black.

Original price $1,842.99 - Original price $1,842.99
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$1,842.99
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Current price $1,842.99
Original price $531.99 - Original price $531.99
Original price
$531.99
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Current price $531.99

Microsoft Xbox Series X - All-Digital Edition - game console - 1 TB SSD - robot white

Microsoft

Microsoft Xbox Series X - All-Digital Edition - game console - 4K - HDR - 1 TB SSD - robot white

Original price $531.99 - Original price $531.99
Original price
$531.99
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Current price $531.99
Original price $271.99 - Original price $271.99
Original price
$271.99
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Current price $271.99

ViewSonic VX3218C-2K - LED monitor - curved - QHD - 32" - HDR

ViewSonic

ViewSonic VX3218C-2K - LED monitor - gaming - curved - 32" (31.5" viewable) - 2560 x 1440 QHD 180 Hz - MVA - 250 cd/m² - 35001 - HDR10 - 1 ms - 2x...

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Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99
Original price $1,759.99 - Original price $1,759.99
Original price
$1,759.99
$1,759.99 - $1,759.99
Current price $1,759.99

Apple - MacBook Pro 14-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Space Black

Apple

The 14-inch MacBook Pro with M4 chip gives you spectacular performance in a powerhouse laptop built for Apple Intelligence. With up to 24 hours of ...

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Original price $1,759.99 - Original price $1,759.99
Original price
$1,759.99
$1,759.99 - $1,759.99
Current price $1,759.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.