Skip to content
FREE DELIVERY
FREE DELIVERY
Desktops

Desktops

Rent to Own PC Computers – For Gaming, Working, or School

Find the perfect desktop with a rent to own plan at Finance My Cart. Choose from top brands like Dell, HP, Apple, ASUS, Alienware, MSI, Lenovo, and more. Get advanced features such as lightning-fast processors, expandable storage, and cutting-edge graphics—all with flexible payment plans and free shipping. Get the setup you need today without the big upfront payment!

Filters

Acer - Nitro 65 Gaming Desktop - AMD Ryzen 7 8700F 2024 - NVIDIA GeForce RTX 5060 - 16GB DDR5 Memory 1TB Storage - Black

Acer
Original price $1,631.99 - Original price $1,631.99
Original price
$1,631.99
$1,631.99 - $1,631.99
Current price $1,631.99

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

View full details
Original price $1,631.99 - Original price $1,631.99
Original price
$1,631.99
$1,631.99 - $1,631.99
Current price $1,631.99

iBUYPOWER - Slate Gaming Desktop PC - AMD Ryzen 5 8400F 2024 NVIDIA GeForce RTX 5060 8GB 16GB DDR5 1TB NVMe SSD Storage - Black

iBuyPower
Original price $1,525.99 - Original price $1,525.99
Original price
$1,525.99
$1,525.99 - $1,525.99
Current price $1,525.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $1,525.99 - Original price $1,525.99
Original price
$1,525.99
$1,525.99 - $1,525.99
Current price $1,525.99

Apple Mac mini M5 Pro - 24 GB - SSD 512 GB

Apple
Original price $1,908.99 - Original price $1,908.99
Original price
$1,908.99
$1,908.99 - $1,908.99
Current price $1,908.99

M5 PRO CHIP—The M5 Pro chip brings extra power to take on demanding projects with a next-generation CPU and faster unified memory. It’s a mighty fo...

View full details
Original price $1,908.99 - Original price $1,908.99
Original price
$1,908.99
$1,908.99 - $1,908.99
Current price $1,908.99

Acer - Nitro 65 Gaming Desktop - AMD Ryzen 7 8700F 2024 - AMD Radeon RX 9060 XT - 16GB DDR5 Memory 1TB Storage - Black

Acer
Original price $1,704.99 - Original price $1,704.99
Original price
$1,704.99
$1,704.99 - $1,704.99
Current price $1,704.99

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

View full details
Original price $1,704.99 - Original price $1,704.99
Original price
$1,704.99
$1,704.99 - $1,704.99
Current price $1,704.99

Skytech Gaming - KING95 Gaming Desktop PC - AMD Ryzen 7 9700X (2024) - 16GB Memory - NVIDIA GeForce RTX 5060 Ti 16GB - 1TB NVMe Storage - White

Skytech Gaming
Original price $2,143.99 - Original price $2,143.99
Original price
$2,143.99
$2,143.99 - $2,143.99
Current price $2,143.99

Windows 11 Home 64-bitWindows 11 Home 64-bit has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ...

View full details
Original price $2,143.99 - Original price $2,143.99
Original price
$2,143.99
$2,143.99 - $2,143.99
Current price $2,143.99

ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 5 225F - 16GB Memory - NVIDIA GeForce RTX 5060 8GB - 1TB SSD - Black

ASUS
Original price $1,569.99 - Original price $1,569.99
Original price
$1,569.99
$1,569.99 - $1,569.99
Current price $1,569.99

Game and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

View full details
Original price $1,569.99 - Original price $1,569.99
Original price
$1,569.99
$1,569.99 - $1,569.99
Current price $1,569.99

ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 265KF - 32GB Memory - NVIDIA GeForce RTX 5070 12GB - 2TB SSD - Black

ASUS
Original price $2,576.99 - Original price $2,576.99
Original price
$2,576.99
$2,576.99 - $2,576.99
Current price $2,576.99

Game and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

View full details
Original price $2,576.99 - Original price $2,576.99
Original price
$2,576.99
$2,576.99 - $2,576.99
Current price $2,576.99

MSI - Aegis Z2 Gaming Desktop - AMD Ryzen R7-8700F 2024 - 16GB Memory - NVIDIA GeForce RTX 5060 - 2TB Storage - Black

MSI
Original price $1,933.99 - Original price $1,933.99
Original price
$1,933.99
$1,933.99 - $1,933.99
Current price $1,933.99

Windows 11 Operating SystemEquipped with brand new Windows 11 with all its new features.AMD R7-8700FThe AMD R7-8700F processor delivers enhanced mu...

View full details
Original price $1,933.99 - Original price $1,933.99
Original price
$1,933.99
$1,933.99 - $1,933.99
Current price $1,933.99

iBUYPOWER - Trace Gaming Desktop PC AMD Ryzen 7 9800X3D 2025 AMD Radeon RX 9070XT 16GB 32GB DDR5 RGB 2TB NVMe SSD Storage - White

iBuyPower
Original price $2,756.99 - Original price $2,756.99
Original price
$2,756.99
$2,756.99 - $2,756.99
Current price $2,756.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $2,756.99 - Original price $2,756.99
Original price
$2,756.99
$2,756.99 - $2,756.99
Current price $2,756.99

Dell - Slim Desktop - Intel Core Ultra 7 265 2025 - 16GB Memory - 1TB Storage - Black

Dell
Original price $1,653.99 - Original price $1,653.99
Original price
$1,653.99
$1,653.99 - $1,653.99
Current price $1,653.99

Stylish space-saving designOptimize your space with this elegant space-saving ECS1250 desktop.Intel Core Ultra (Series 2)With power-efficient Intel...

View full details
Original price $1,653.99 - Original price $1,653.99
Original price
$1,653.99
$1,653.99 - $1,653.99
Current price $1,653.99

iBUYPOWER - Trace Gaming Desktop PC AMD Ryzen 7 9800X3D 2025 NVIDIA GeForce RTX 5070Ti 16GB 32GB DDR5 2TB SSD Storage - White

iBuyPower
Original price $3,188.99 - Original price $3,188.99
Original price
$3,188.99
$3,188.99 - $3,188.99
Current price $3,188.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $3,188.99 - Original price $3,188.99
Original price
$3,188.99
$3,188.99 - $3,188.99
Current price $3,188.99

Skytech Gaming - King 95 Gaming PC - AMD Ryzen 7 9700X - 16GB Memory - NVIDIA GeForce RTX 5060 Ti 8G - 1TB NVMe SSD - White

Skytech Gaming
Original price $1,944.99 - Original price $1,944.99
Original price
$1,944.99
$1,944.99 - $1,944.99
Current price $1,944.99

Windows 11 Home 64-bitWindows 11 Home 64-bit delivers the performance and security you expect now enhanced with a redesigned modern interface. Feat...

View full details
Original price $1,944.99 - Original price $1,944.99
Original price
$1,944.99
$1,944.99 - $1,944.99
Current price $1,944.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 9 9900X 2024 - NVIDIA GeForce RTX 5080 16GB - 32GB DDR5 Memory - 2TB SSD Storage - Black

CyberPowerPC
Original price $3,426.99 - Original price $3,426.99
Original price
$3,426.99
$3,426.99 - $3,426.99
Current price $3,426.99

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

View full details
Original price $3,426.99 - Original price $3,426.99
Original price
$3,426.99
$3,426.99 - $3,426.99
Current price $3,426.99

GEEKOM - A5 Pro Mini PC with AMD Ryzen 3 7330U 16GB DDR4 RAM(Not LPDDR) 256GB NVMe SSD - Silver

Geekom
Original price $511.99 - Original price $511.99
Original price
$511.99
$511.99 - $511.99
Current price $511.99

Powered by AMD Ryzen 3 7330U ProcessorBuilt on 7nm Zen3 architecture 4 Cores 8 Threads with max boost up to 4.3GHz integrated Radeon Vega 6 Graphic...

View full details
Original price $511.99 - Original price $511.99
Original price
$511.99
$511.99 - $511.99
Current price $511.99

ASUS - VM501 Desktop - AMD Ryzen 7 260 - 16GB Memory - 512GB Storage - Black

ASUS
Original price $1,060.99 - Original price $1,060.99
Original price
$1,060.99
$1,060.99 - $1,060.99
Current price $1,060.99

Windows 11 Home — Modern Productivity Made SimpleEnjoy a clean intuitive experience designed for productivity entertainment and seamless everyday u...

View full details
Original price $1,060.99 - Original price $1,060.99
Original price
$1,060.99
$1,060.99 - $1,060.99
Current price $1,060.99

ASUS - V701 Desktop - Intel Core Ultra 9 275HX - 16GB Memory - 1TB Storage - Black

ASUS
Original price $1,548.99 - Original price $1,548.99
Original price
$1,548.99
$1,548.99 - $1,548.99
Current price $1,548.99

Intel Core Ultra 9 Power for Heavy MultitaskingThe ASUS V700 is powered by the Intel Core Ultra 9 275HX CPU on Windows 11. Keep dozens of browser t...

View full details
Original price $1,548.99 - Original price $1,548.99
Original price
$1,548.99
$1,548.99 - $1,548.99
Current price $1,548.99

Acer - Nitro 65 Gaming Desktop - AMD Ryzen 99900X 2024 - AMD Radeon RX 9070 XT - 32GB DDR5 Memory 1TB Storage - Black

Acer
Original price $2,424.99 - Original price $2,424.99
Original price
$2,424.99
$2,424.99 - $2,424.99
Current price $2,424.99

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

View full details
Original price $2,424.99 - Original price $2,424.99
Original price
$2,424.99
$2,424.99 - $2,424.99
Current price $2,424.99

iBUYPOWER - Slate Gaming Desktop PC - AMD Ryzen 9 9900X3D 2025 NVIDIA GeForce RTX 5070 12GB 32GB DDR5 1TB NVMe SSD Storage - Black

iBuyPower
Original price $2,732.99 - Original price $2,732.99
Original price
$2,732.99
$2,732.99 - $2,732.99
Current price $2,732.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $2,732.99 - Original price $2,732.99
Original price
$2,732.99
$2,732.99 - $2,732.99
Current price $2,732.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 5 5500 - AMD Radeon RX 9050 4GB - 8GB DDR5 - 500GB PCIe 4.0 SSD Storage - Black

CyberPowerPC
Original price $952.99 - Original price $952.99
Original price
$952.99
$952.99 - $952.99
Current price $952.99

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

View full details
Original price $952.99 - Original price $952.99
Original price
$952.99
$952.99 - $952.99
Current price $952.99

iBUYPOWER - Slate Gaming Desktop PC - AMD Ryzen 7 7700X3D 2026 NVIDIA GeForce RTX 5070 12GB 32GB DDR5 1TB NVMe SSD Storage - Black

iBuyPower
Original price $2,484.99 - Original price $2,484.99
Original price
$2,484.99
$2,484.99 - $2,484.99
Current price $2,484.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $2,484.99 - Original price $2,484.99
Original price
$2,484.99
$2,484.99 - $2,484.99
Current price $2,484.99

MSI - Codex Z2 Gaming Desktop - AMD Ryzen R7-8700F 2024 - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB Storage - Black

MSI
Original price $2,343.99 - Original price $2,343.99
Original price
$2,343.99
$2,343.99 - $2,343.99
Current price $2,343.99

Windows 11 Operating SystemEquipped with brand new Windows 11 with all its new featuresAMD R7-8700FThis Codex Z2 is equipped with an AMD Ryzen 7 87...

View full details
Original price $2,343.99 - Original price $2,343.99
Original price
$2,343.99
$2,343.99 - $2,343.99
Current price $2,343.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 5 8400F - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP
Original price $1,817.99 - Original price $1,817.99
Original price
$1,817.99
$1,817.99 - $1,817.99
Current price $1,817.99

AMD Ryzen 5 8400F ProcessorUnleash immense performance and graphic capabilities from the AMD Ryzen 5 8400F processor. Designed for efficiency and o...

View full details
Original price $1,817.99 - Original price $1,817.99
Original price
$1,817.99
$1,817.99 - $1,817.99
Current price $1,817.99

Apple Mac mini M6 - 16 GB - SSD 256 GB

Apple
Original price $1,016.99 - Original price $1,016.99
Original price
$1,016.99
$1,016.99 - $1,016.99
Current price $1,016.99

M6 CHIP—Everything you do on Mac mini feels more responsive with the M6 chip and its next-generation CPU. Fly through AI workflows with up to 4.8x ...

View full details
Original price $1,016.99 - Original price $1,016.99
Original price
$1,016.99
$1,016.99 - $1,016.99
Current price $1,016.99

ASUS - ROG GM700 Gaming Desktop - AMD Ryzen 7 7800X3D (2023) - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB Storage - Black

ASUS
Original price $2,912.99 - Original price $2,912.99
Original price
$2,912.99
$2,912.99 - $2,912.99
Current price $2,912.99

Powered by Windows 11 for Next-Level GamingGet a full-featured game-ready operating system built for smooth multitasking so you can jump between ga...

View full details
Original price $2,912.99 - Original price $2,912.99
Original price
$2,912.99
$2,912.99 - $2,912.99
Current price $2,912.99

ASUS - ROG GM700 Gaming Desktop - AMD Ryzen 7 9800X3D (2024) - 32GB Memory - NVIDIA GeForce RTX 5070Ti - 2TB Storage - Black

ASUS
Original price $3,562.99 - Original price $3,562.99
Original price
$3,562.99
$3,562.99 - $3,562.99
Current price $3,562.99

Powered by Windows 11 for Next-Level GamingGet a full-featured game-ready operating system built for smooth multitasking so you can jump between ga...

View full details
Original price $3,562.99 - Original price $3,562.99
Original price
$3,562.99
$3,562.99 - $3,562.99
Current price $3,562.99

Lenovo - IdeaCentre AIO 23.8" 2K IPS All-In-One Desktop - Core Ultra 5 Processor 226V 2024 - 16GB Memory - 512GB Storage - Luna Grey

Lenovo
Original price $1,054.99 - Original price $1,054.99
Original price
$1,054.99
$1,054.99 - $1,054.99
Current price $1,054.99

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

View full details
Original price $1,054.99 - Original price $1,054.99
Original price
$1,054.99
$1,054.99 - $1,054.99
Current price $1,054.99

iBUYPOWER - Slate Gaming Desktop PC Intel Core Ultra 5 225F 2025 INTEL Arc B570 10GB 16GB DDR5 1TB NVMe SSD Storage - White

iBuyPower
Original price $1,339.99 - Original price $1,339.99
Original price
$1,339.99
$1,339.99 - $1,339.99
Current price $1,339.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $1,339.99 - Original price $1,339.99
Original price
$1,339.99
$1,339.99 - $1,339.99
Current price $1,339.99

HP - OmniStudio 23.8" WLED Touchscreen All-in-One with Adjustable Height - Intel Core 5 315 (2026) - 8GB Memory - 512GB SSD - Cotton White

HP
Original price $1,022.99 - Original price $1,022.99
Original price
$1,022.99
$1,022.99 - $1,022.99
Current price $1,022.99

Intel Core 5 315 processorReady right out of the box for your favorite apps with enhanced graphics for epic streaming and behind-the-scenes AI. Thi...

View full details
Original price $1,022.99 - Original price $1,022.99
Original price
$1,022.99
$1,022.99 - $1,022.99
Current price $1,022.99

Apple Mac mini M6 - 24 GB - SSD 512 GB

Apple
Original price $1,462.99 - Original price $1,462.99
Original price
$1,462.99
$1,462.99 - $1,462.99
Current price $1,462.99

M6 CHIP—Everything you do on Mac mini feels more responsive with the M6 chip and its next-generation CPU. Fly through AI workflows with up to 4.8x ...

View full details
Original price $1,462.99 - Original price $1,462.99
Original price
$1,462.99
$1,462.99 - $1,462.99
Current price $1,462.99

ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 270K (2026) - 32GB Memory - NVIDIA GeForce RTX 5080 - 2TB Storage - Black

ASUS
Original price $4,192.99 - Original price $4,192.99
Original price
$4,192.99
$4,192.99 - $4,192.99
Current price $4,192.99

Powered by Windows 11 for Next-Level GamingGet a full-featured game-ready operating system built for smooth multitasking so you can jump between ga...

View full details
Original price $4,192.99 - Original price $4,192.99
Original price
$4,192.99
$4,192.99 - $4,192.99
Current price $4,192.99

HP - OmniDesk Mini PC - Intel Core 5 315 - 8GB Memory - 512GB SSD - Cashmere White

HP
Original price $864.99 - Original price $864.99
Original price
$864.99
$864.99 - $864.99
Current price $864.99

Intel Core 5 315 processorReady right out of the box for your favorite apps with enhanced graphics for epic streaming and behind-the-scenes AI. Thi...

View full details
Original price $864.99 - Original price $864.99
Original price
$864.99
$864.99 - $864.99
Current price $864.99

ASUS - TUF TM700 Gaming Desktop - AMD Ryzen 7 8700F (2024) - 16GB Memory - NVIDIA GeForce RTX 5060Ti 16GB - 1TB Storage - Solar Eclipse Gray

ASUS
Original price $2,222.99 - Original price $2,222.99
Original price
$2,222.99
$2,222.99 - $2,222.99
Current price $2,222.99

Ready to Game on Windows 11The TM700 runs Windows 11 out of the box giving you a smooth ready-to-game foundation with full support for the latest d...

View full details
Original price $2,222.99 - Original price $2,222.99
Original price
$2,222.99
$2,222.99 - $2,222.99
Current price $2,222.99

ASUS - TUF TM700 Gaming Desktop - AMD Ryzen 5 8400F (2024) - 16GB Memory - NVIDIA GeForce RTX 5060 Dual 8GB - 1TB Storage - Solar Eclipse Gray

ASUS
Original price $1,799.99 - Original price $1,799.99
Original price
$1,799.99
$1,799.99 - $1,799.99
Current price $1,799.99

Ready to Game on Windows 11The TM700 runs Windows 11 out of the box giving you a smooth ready-to-game foundation with full support for the latest d...

View full details
Original price $1,799.99 - Original price $1,799.99
Original price
$1,799.99
$1,799.99 - $1,799.99
Current price $1,799.99

Apple Mac mini M6 - 16 GB - SSD 512 GB

Apple
Original price $1,239.99 - Original price $1,239.99
Original price
$1,239.99
$1,239.99 - $1,239.99
Current price $1,239.99

M6 CHIP—Everything you do on Mac mini feels more responsive with the M6 chip and its next-generation CPU. Fly through AI workflows with up to 4.8x ...

View full details
Original price $1,239.99 - Original price $1,239.99
Original price
$1,239.99
$1,239.99 - $1,239.99
Current price $1,239.99

HP - OmniStudio 23.8" WLED Touchscreen All-in-One with Adjustable Height - Intel Core 3 304 (2026) - 8GB Memory - 512GB SSD - Cotton White

HP
Original price $1,085.99 - Original price $1,085.99
Original price
$1,085.99
$1,085.99 - $1,085.99
Current price $1,085.99

Intel Core 3 304 processorReady right out of the box for your favorite apps with enhanced graphics for epic streaming and behind-the-scenes AI. Thi...

View full details
Original price $1,085.99 - Original price $1,085.99
Original price
$1,085.99
$1,085.99 - $1,085.99
Current price $1,085.99

Apple Mac Studio - USFF M5 Max - 36 GB - SSD 512 GB

Apple
Original price $2,852.99 - Original price $2,852.99
Original price
$2,852.99
$2,852.99 - $2,852.99
Current price $2,852.99

M5 MAX CHIP—Tap into breakthrough performance with a next-generation CPU a more powerful GPU with third-generation ray tracing and a Neural Acceler...

View full details
Original price $2,852.99 - Original price $2,852.99
Original price
$2,852.99
$2,852.99 - $2,852.99
Current price $2,852.99

Upgrade to the latest computers with flexible rent-to-own financing from FinanceMyCart. Whether you need a powerful workstation desktop for business or your home office, an All-in-One system for the family, or a reliable PC for general use (we do offer gaming options too!) We've got top brands like Apple, Dell, ASUS, Lenovo, Acer, and Samsung. —all with easy lease-to-own payment plans and fast, free delivery.

Shop our gear and pick your new rig today. Terrace Finance has got a pathway to ownership for you - always without any surprises or hidden fees.

How Terrace Finance Works for Your PC Needs

Terrace Finance helps our customers connect to payment solution providers, so you can get the benefits of rent to own for the computers and electronics you need. The application process is quick, and qualified customers often receive a nearly instant decision (with no credit needed offers available!) Applying won't hurt your credit score, and you aren't required to proceed once you are approved. Read more about Terrace Finance's credit pull policy here.

Why Choose a Rent-to-Own Computer?

Get the perfect PC now without applying for a credit card or waiting and saving. Renting to own gives you another way to pay for the things you need without having to wait and save.

Spread payments for your merchandise over time with convenient payment plans that work within your budget, and align with your pay dates.

Is There a Credit Check?

We specialize in providing rent-to-own services with no credit needed offers and easy application processes. We have computer financing programs for customers across the lending spectrum - if you're over 18 and have a steady income, we will work to match you with a payment plan.

Applying won't hurt your score, our lenders utilize a soft credit check. Applying only takes a few minutes and you could be approved for up to $5000 in purchasing power for a new computer. Read more about Terrace Finance's credit pull policy here.

Can I Pay Off My Computer Early to Save Money?

Absolutely.

Most of our financing options include early purchase options or same-as-cash periods, giving you the flexibility to pay off your computer early and save. However, because offers vary, you should always review the specific terms with your lender prior to finalizing the agreement. Approval and offers may vary based on credit history, payment history, and other factors.

Getting a new PC is easy—we are here to connect you with the right payment opportunity for your budget.

How does the application and lease process work?

Start by browsing our gear and picking the desktop that fits your needs. You can build a complete workstation by adding accessories—like a new monitor or office furniture—right to your cart. When you are ready, simply proceed to checkout and select Checkout with Terrace Finance to begin your application.

Unlike traditional financing, our partners look at the big picture—not just your credit history—to help you qualify. Once approved, you’ll be able to review your specific lease offer, which clearly details your payments, early purchase options, and total cost of ownership. We focus on providing a transparent pathway to ownership, especially for customers who might not qualify for standard financing or credit cards.

Once your agreement is finalized, FinanceMyCart will get your item shipped directly out to you as fast as possible.