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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.
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ROG Xbox Ally 7" FHD 120Hz Gaming Handheld - AMD Ryzen Z2 A Processor - 16GB with 512GB SSD - Windows
ASUSEasier to PlayMore games. Better graphics. Higher performance. Wherever the limit is with gaming you’re closer to it with Windows 11.Full Xbox Expe...
View full detailsASTRO Gaming A50 X LIGHTSPEED Wireless Gaming Headset + Base Station Black - headset
LogitechPRO-G GRAPHENE audio driversGroundbreaking clarity and response for precise audio separation location and timing accuracy (40 mm diameter).24-hours...
View full detailsNintendo Switch 2 System - Multi
NintendoIncludesNintendo Switch 2 Console Joy-Con 2 (L) in Light Blue Joy-Con 2 (R) in Light Red Nintendo Switch 2 AC Adapter USB-C Charging Cable Nintendo...
View full detailsSony - PlayStation 5 - DualSense Wireless Controller - Starlight Blue
SonyHaptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors.Adaptive tri...
View full detailsInsignia - 3.7 Cu. Ft. High Efficiency 12-Cycle Top-Loading Washer - White
Insignia3.7 cu. ft. capacityReduces the number of loads to cut your laundry time.Top loadThis white top-load design lets you load from standing position ra...
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Heybike - Mars 2.0 Foldable E-bike w/ 45mi Max Operating Range 28 mph Max Speed-UL Certified - Black
Heybike - Mars 2.0 Foldable E-bike w/ 45mi Max Operating Range 28 mph Max Speed-UL Certified - Black
Heybike750W Hub Motor1400W peak brushless geared hub motor propels you forward at fast speed even on the hills.5 Level Pedal Assist ThrottleEffortlessly ...
View full detailsBose - QuietComfort Ultra Headphones (2nd Gen) - Driftwood Sand
BoseAwaken your sound.Bose’s best noise cancellation for headphones with spatialized audio for more immersive listening — no matter the content or sour...
View full detailsGreenworks - 80 Volt 21-Inch Self-Propelled Lawn Mower (1 x 4.0Ah Battery and 1 x Charger) - Green
GreenworksCoverageCuts up to 1/2 acre on a single chargeRuntimeUp to 45 minutes of runtime a single chargeCharge timeRecharges in 60 minutesConstant blade sp...
View full detailsInsta360 - X3 360 Degree Action Camera - Black
Insta360Insta360 has made some of the most fun and interesting cameras of the past few years and the new Insta360 X3 is no different. The X3 is a 360-degre...
View full detailsMicrosoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Robot White
MicrosoftElevate your gameExperience the modernized design of the Xbox Wireless Controller in Robot White featuring sculpted surfaces and refined geometry f...
View full details13-inch MacBook Neo Apple A18 Pro chip with 6-core CPU and 5-core GPU - 8GB Memory - 256GB SSD - Indigo
AppleTHE MOST COLORFUL MACBOOK LINEUP EVER—Choose from Silver Blush Citrus or Indigo—each with a color-coordinated keyboard to complete the look. And wi...
View full details15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 512GB SSD - Midnight
AppleSUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...
View full details13-inch MacBook Air - Apple M5 chip with 10-core CPU and 8-core GPU - 16GB Memory - 512GB SSD - Sky Blue
AppleSUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...
View full detailsSamsung - Galaxy Tab S11 Ultra - 14.6" 256GB - Wi-Fi -with S-Pen - Silver
SamsungSlim design. Serious power.At 5.1mm thin Galaxy Tab S11 Ultra packs exceptional performance with effortless portability. Enjoy an immersive viewing...
View full details14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Silver
AppleSUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...
View full detailsMeta Quest 3 512GB — Dive into Mixed Reality — White
MetaThe ultimate Meta QuestEnjoy the Infinite Display for the widest and expansive field of view of any Quest 4K + Infinite Display more storage and pr...
View full detailsASUS - ROG Strix G16 16" FHD 165Hz Gaming Laptop - AMD Ryzen 9 HX - 16GB RAM - NVIDIA GeForce RTX 5070 Ti - 1TB SSD - Eclipse Gray
ASUSIntuitive Windows 11 HomeGame create and connect with family and friends - Windows 11 Home is the place for it all. With a fresh new feel and tools...
View full detailsInsignia - 65 Class F50 Series LED 4K UHD Smart Fire TV
Insignia4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...
View full detailsInsignia - 65" Class F50 Series LED 4K UHD Smart Fire TV
Insignia4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...
View full detailsSamsung - Galaxy Buds3 Pro Wireless Earbud Headphones - White
SamsungRedesigned with the best sound in mindListen in long-lasting comfort with an improved shape that delivers a snugt fit. Enjoy a completely new immer...
View full detailsSamsung - 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with Storm Wash 48 dBA - Stainless Steel
SamsungStormWash SystemPowerful rotating jets let you skip the pre-rinse delivering heavy-duty cleaning from every angle even tough-to-reach spots.AutoRel...
View full detailsSony - PlayStation 5 - DualSense Wireless Controller - White
SonyHaptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...
View full detailsMicrosoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Shock Blue
MicrosoftElevate your gameExperience the modernized design of the Xbox Wireless Controller in Shock Blue featuring sculpted surfaces and refined geometry fo...
View full detailsMicrosoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Pulse Red
MicrosoftElevate your gameExperience the modernized design of the Xbox Wireless Controller in Pulse Red featuring sculpted surfaces and refined geometry for...
View full detailsShark - Vertex DuoClean PowerFin Upright Vacuum with Powered Lift-Away and Self-Cleaning Brushroll - Rose Gold
SharkDuoClean PowerFinsA PowerFin roller and a soft roller combine on all floors. Continuous cleaning contact to dig deep into carpets directly engage f...
View full detailsSeagate - Game Drive for Xbox 2TB External USB 3.2 Gen 1 Portable Hard Drive Xbox Certified with Green LED Bar - Black
Seagate2TB storage capacityCapacity to build the ultimate Game Vault without sacrificing titles.USB 3.2 Gen 1 interfaceBus-powered for quick and easy inst...
View full details14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 24GB Memory - 1TB SSD - Silver
AppleSUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...
View full detailsAcer - Nitro 65 Gaming Desktop - AMD Ryzen 7 8700F 2024 - NVIDIA GeForce RTX 5060 - 16GB DDR5 Memory 1TB Storage - Black
AcerWindows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...
View full detailsiBUYPOWER - Trace Gaming Desktop PC AMD Ryzen 7 9800X3D 2025 AMD Radeon RX 9070XT 16GB 32GB DDR5 RGB 2TB NVMe SSD Storage - White
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsGoTrax - Z4 SWIFT Foldable eBike w/ 25mi Max Operating Range and 15.5mph Max Speed - Black
GoTraxSuitable for Leisure RidingExperience reliable power with this foldable electric bike featuring a 36V 7.8Ah lithium battery. With a range of 25KM/1...
View full detailsContixo - F28 Stratus 2K GPS Drone with Intelligent Flight Modes 26-Min Flight Brushless Motors Carrying Case - Silver
ContixoExceptional Camera QualityF28 Foldable GPS Drone comes equipped with a 2K Full HD Camera offering a FOV of 85 degrees and adjustable angles ranging...
View full detailsAmazon - Kindle Scribe Colorsoft 64GB (newest model) 11 paper-like color display with front light Thin light powerful - 2025 - Graphite
AMAZONNew Colorsoft displayA custom-built oxide-based display delivers high-contrast paper-like color that’s easy on the eyes without distracting flashes...
View full detailsSamsung - 24" AutoRelease Dry Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack Washing System 38dBA - Stainless Steel
Samsung3rd Rack Washing SystemThe upgraded 3rd Rack Washing System is a dedicated area for drinkware and cutlery with a detachable tray for large cooking ...
View full detailsLectric eBikes - XP4 750 Step-Thru Foldable Long-Range eBike (Max 85mi/28mph) + LevelUp Rack/Comfort Seat/Seat Post/Elite Headlight/Lock - Tempest Grey
Lectric eBikes365 of Accessories IncludedThis Foldable XP4 750 Step-Thru Long-Range comes with the LevelUp Rack (79 value) Comfort Seat + Suspension Seat Post (1...
View full details14-inch MacBook Pro - Apple M5 Max chip with 18-core CPU and 32-core GPU - 36GB Memory - 2TB SSD - Space Black
AppleBUCKLE UP-Along with a next-generation CPU faster unified memory and up to 2x faster SSD storage178; M5 Pro and M5 Max feature a more powerful GPU ...
View full detailsBambu Lab - A1 Combo 3D Printer - Silver
Bambu LabFull-auto CalibrationActive Flow Rate Compensation1-Clip Quick Swap NozzleActive Motor Noise Cancelling256256256 mm Build Volume
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.