Lease To Own E-Bikes & Rideables
Rent To Own E-Bikes & Rideables – Ride into the Future with Flexible Financing
Experience the freedom and thrill of electric bikes and rideables with Finance My Cart. Whether you're commuting, exploring, or just having fun, we offer top-quality e-bikes, electric scooters, and other rideables from leading brands like Razor, Segway, and more. With our e-bike payment plans, you can get the latest in personal transportation without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to your needs, no matter your credit situation. Ride smarter and start your adventure today!
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NIU - KQi 300X Foldable Electric Kick Scooter w/ 50 mi Max Range 24 mph Max Speed - Space Gray
NIUTop Speed 24mphPowered by a 500W (1000W Max Power) motor KQi300X lets you fly through traffic with ease.New Dual-Tube Hydraulic SuspensionAerospace...
View full details5th Wheel - V10MAX Foldable Electric Scooter w/ 12 mi Max Range and 18 mph Max Speed - Black
5th WheelApp CompatibleEasily lock your scooter monitor charge level and more using the app.Powerful 300W (500W Peak) Rated Motor and 36V BatteryThe V10MAX ...
View full detailsGoTrax - XR ADVANCE Lightweight Electric Scooter w/14mi Max Operating Range 15.5mph Max Speed - Black
GoTraxDigital displayClear and easy readouts on speed cruise control and your headlight. Our Digital display gives you the necessary information on your ...
View full detailsNIU - KQi 300X Foldable Electric Kick Scooter W/ 37 mi Max Range 23.7 mph Max Speed - Space Gray
NIUTop Speed 24mphPowered by a 500W (1000W Max Power) motor KQi300X lets you fly through traffic with ease.New Dual-Tube Hydraulic SuspensionAerospace...
View full detailsSegway - Ninebot Max G3 Electric Scooter 28 mph Max Speed w/ 50 miles Max Range - Black
SegwaySpeed and performanceExperience speeds of up to 28 mph and with our powerful 2000W motor conquer inclines of 30 . Activate Boost Mode to accelerate...
View full details5th Wheel - AURAPRO Foldable Electric Scooter w/ 20 mi Max Range and 18 mph Max Speed - Black
5th WheelDynamic Urban Illumination System270 degree surround ambient deck lighting engineered to enhance side-profile visibility and improve rider safety b...
View full detailsSegway - Max G3 Plus Electric Scooter - Commuter Scooter w/ 28 mph Max Speed 50 Mile Range Apple Find My Integration - Black
SegwayPower That DeliversHit speeds up to 28 mph tackle inclines up to 30 and feel the rush of 0-15 mph in just 2.4 seconds powered by a robust 2200W mot...
View full detailsHiBoy - MAX Pro Electric Scooter 650W Peak Motor 22 MPH 46.6 Miles Long Range Foldable Commuter Electric Scooter - Black
HiBoyExtended Range for All-Day RidingPowered by a 48V 14.5Ah battery the MAX Pro e-scooter delivers an impressive 46.6-mile range on a single charge en...
View full detailsHiBoy - S2R Plus Foldable Electric Scooter w/ 22 mi Max Operating Range 19 mph Max Speed - Black
HiBoyUpgraded VersionHiboy S2R Plus includes more stylish appearance design max range up to 22 miles battery capacity is 313 Wh 9’’ Pneumatic tire from...
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Segway - S2 Ninebot Self- Balancing Scooter w/21.7 mi Max Operating Range 11.2 mph Max Speed - Black
Segway - S2 Ninebot Self- Balancing Scooter w/21.7 mi Max Operating Range 11.2 mph Max Speed - Black
SegwayPower and efficiencyNinebot S2’s larger battery capacity allows for a ride of up to 21.7 miles on a single charge.Dual motorsCapable of reaching sp...
View full detailsLectric eBikes - XP4 750 Step-Thru Foldable Long-Range eBike (Max 85mi/28mph) + LevelUp Rack/Comfort Seat/Seat Post/Elite Headlight/Lock - Tempest Grey
Lectric eBikes365 of Accessories IncludedThis Foldable XP4 750 Step-Thru Long-Range comes with the LevelUp Rack (79 value) Comfort Seat + Suspension Seat Post (1...
View full detailsGoTrax - Scout 2.0 Electric Scooter w/ 3mi Max Operating Range 6mph Max Speed - Blue
GoTraxTwo Button SystemSimple to ride and simple to activate. The front button is the intial activation and the rear button controls the motor. Once your...
View full detailsNIU - KQi 100F Foldable Electric Kick Scooter w/ 22 mi Max operating Range 18 mph Max Speed - Gray
NIUDual Folding MechanismOur patented folding mechanism is quick easy and safer than the competition Quick release mechanism allows handlebars to also...
View full details5th Wheel - SUPERX Foldable Electric Scooter w/ 25 mi Max Range and 20 mph Max Speed - Black
5th WheelEngineered for Strength and StabilityThe SUPERX is inspired by automotive engineering featuring an optimized 50/50 weight distribution design that ...
View full detailsJetson - Shield Ultra-Lock Electric Scooter - Navy Blue
JetsonIntegrated Ultra-Lock Security SystemBuilt-in locking mechanism helps secure the scooter when not in use adding an extra layer of protection agains...
View full detailsHiBoy - S3 Electric Scooter with 8.5" Pneumatic Solid Tires 17-Mile Max Range 19 MPH 350W Motor Foldable for Adults - Black
HiBoySmooth Stable Ride with Dual 8.5-Inch TiresExperience balanced comfort and control with an 8.5" solid front tire and an 8.5" pneumatic rear tire th...
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NIU - KQi1 Pro Foldable Electric Kick Scooter w/ 18 mi Max Range 15.5 mph Max Speed - Midnight Black
NIU - KQi1 Pro Foldable Electric Kick Scooter w/ 18 mi Max Range 15.5 mph Max Speed - Midnight Black
NIUQuick and Easy FoldingOur patented folding mechanism is quick easy and safer than the competitionLightweight and FunAt just 34 pounds the KQi1 Pro ...
View full detailsHyper - SKUTE KIDS LITHIUM FOLDING E-SCOOTER - Black
HyperBatteryLithium 25.2V2.5AMax SpeedUP TO 10 MPHDisplayLCD DisplayFeaturesFoldable for easy storage and transportFeaturesAdjustable handlebar to suit ...
View full detailsSegway - ZT3 Pro Kick Scooter w/43.5 Max Operating Range 24.9mph Max Speed - Black
SegwaySturdy dual suspension systemDiscover a new era of suspension-riding. Built with a dual front telescopic suspension and rear spring suspension ever...
View full detailsRazor - Dirt Rocket MX350 for Kids w/ 7 miles Max Operating Range and 14 mph Max Speed - Small - Teal/Black
RazorPowerHigh-torque rear-wheel chain-drive delivers increased power and tractionTop speedPowers riders at speeds of up to 14 mph with up to 30 minutes...
View full detailsSegway - E2 Pro Electric Scooter w/21.7 miles Max Operating Range 18.6 mph Max Speed - Black
SegwayEasy-to-read easy-to-operateThe E2 Pro’s functional handlebar features a 2.8-inch large dashboard a power and riding mode switch and direction ind...
View full detailsGoTrax - XR LITE Commuting Electric Scooter w/5mi Max Operating Range 12mph Max Speed - Black
GoTraxDigital displayClear and easy readouts on speed cruise control and your headlight. Our Digital display gives you the necessary information on your ...
View full detailsHiBoy - KS4 Pro Foldable Electric Scooter w/ 25 mi Max Operating Range 19 mph Max Speed - Black
11 bit studiosPowerful Motor BatteryKS4 Pro electric scooter equipped with a 500W(Peak 750W) motor and high capacity battery. With a top speed of 19mph the scoo...
View full detailsSegway - Ninebot E2 Plus II Electric Scooter 15 mph Max Speed w/ 16 miles Max Range - Black
SegwaySee and Be SeenRide confidently day or night with the bright 2W headlight and tail light.Dual Brake SystemHosted in a single brake lever you'll hav...
View full detailsSegway - C2 Lite Kids Electric Kick Scooter w/8.7 mi Max Operating Range 9.9 mph Max Speed - Blue
SegwayThe perfect first scooterDesigned for kids as young as six the C2 Lite delivers a taste of independence like nothing else. They’ll love the feeling...
View full detailsGoTrax - G6 Commute Electric Scooter w/32mi Max Operating Range 20 Max Speed - Gray
GoTraxPerformanceTaking the ultimate commuter further. The G6 Commute features an incredible 48V 15aH battery for a max range up to 32 miles per charge. ...
View full detailsGoTrax - FLEX VOYAGER Electric Scooter w/16mi Operating Range 15.5mph Max Speed - Gray
GoTraxCushioned SeatComfort at its finest. Let the electric scooter do the work as you sit back and just enjoy the ride.Storage basketEnjoy extra room fo...
View full detailsRazor - MX125 Dirt Rocket eBike for Kids w/ 5.3 Miles Max Operating Range and 8 mph Max Speed - Teal/Black
RazorMade for off-road funPneumatic knobby tires handle all types of terrain and provide maximum support and comfortBuild confidence for young ridersRea...
View full detailsNIU - KQi 300P Foldable Electric Kick Scooter w/ 40 mi Max Range 20 mph Max Speed - Black
NIUTop Speed 20mphPowered by a 450W (900W Max Power) motor KQi300P lets you soar through your cityNew Dual-Tube Hydraulic SuspensionAerospace-grade al...
View full detailsSegway - Max G2 Electric Kick Scooter Foldable w/ 43 Mile Range and 22 MPH Max Speed - Black
SegwayComfortability stability confidenceMax G2's front rear suspension absorb road bumps. Self-sealing tires Traction Control System (TCS) ensure smoo...
View full detailsHyper - 26" Mountain Electric Bike eBike 20mph Speed 20 Mile Operating Range - Class 1 Pedal Assist - UL Approved Certified - Blue
HyperMotor350W Rear Hub MotorBattery36v Electric Pedal Assist BatteryFrameLightweigth Aluminum FrameTireRugged Mtb TiresSuspensionFront ShockTop Speed20...
View full detailsHyper - Kids ATV 6V Ride On - 2MPH Max Speed - Foot Accelerator - 40 min Run Time - Rugged Wheels - UL Approved Certified - Blue
HyperBattery6V 4AH Lead AcidMax Speed1.6 MPHAge18-36 MONTHSFeaturesEasy single button operationFeaturesNo assembly required
Apollo - Go Premium Dual-Motor Electric Scooter w/40 mi Max Operating Range 28 mph Max Speed - Space Gray
ApolloDouble the Power Double the FunFeaturing dual 350W motors with peak output of 750W per motor the Go reaches a top speed of 28 MPH (44 KMH) and clim...
View full detailsHyper - Toyota Hilux 12V 2 Seat Off Road Ride-on 4mph Max Speed - Front Rear Lights - Front Rear Trunk Space - Truck Sounds - Black/Grey
HyperBattery12V10AH Lead Acid BatterySeatstwo seaterDoorsTwo Opening DoorsSuspension4 Wheel SuspensionSpeedMax Speed 4.0MPHRun TimeRun Time 60 minsLight...
View full detailsApollo - Explore 2025 Premium Electric Scooter w/37 mi Max Range 25 mph Max Speed - Space Gray
ApolloExplore With PowerThe Apollo Cruiser packs a punch with its 1600W motor and 648Wh battery more performance than most scooters at this price point.E...
View full detailsHyper - Ripper Kids Electric Scooter with 10mph Max Speed - 6.5 Mile Range - Pressure Throttle - 120LB Weight Limit - 90W Motor - Blue
HyperAge8 years+Max weight120 LBSSpeed10MPHMotor90W MotorBatteryComplete with 12 Volt battery and chargerBattery Life40 minute battery lifeThrottleProgr...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.