Lease To Own E-Bikes & Rideables
Rent To Own E-Bikes & Rideables – Ride into the Future with Flexible Financing
Experience the freedom and thrill of electric bikes and rideables with Finance My Cart. Whether you're commuting, exploring, or just having fun, we offer top-quality e-bikes, electric scooters, and other rideables from leading brands like Razor, Segway, and more. With our e-bike payment plans, you can get the latest in personal transportation without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to your needs, no matter your credit situation. Ride smarter and start your adventure today!
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GoTrax - Z4 SWIFT Foldable eBike w/ 25mi Max Operating Range and 15.5mph Max Speed - Black
GoTraxSuitable for Leisure RidingExperience reliable power with this foldable electric bike featuring a 36V 7.8Ah lithium battery. With a range of 25KM/1...
View full detailsNIU - KQi 300X Foldable Electric Kick Scooter w/ 50 mi Max Range 24 mph Max Speed - Space Gray
NIUTop Speed 24mphPowered by a 500W (1000W Max Power) motor KQi300X lets you fly through traffic with ease.New Dual-Tube Hydraulic SuspensionAerospace...
View full detailsLectric eBikes - XP4 750 Step-Thru Foldable Long-Range eBike (Max 85mi/28mph) + LevelUp Rack/Comfort Seat/Seat Post/Elite Headlight/Lock - Tempest Grey
Lectric eBikes365 of Accessories IncludedThis Foldable XP4 750 Step-Thru Long-Range comes with the LevelUp Rack (79 value) Comfort Seat + Suspension Seat Post (1...
View full detailsGoTrax - XR ADVANCE Lightweight Electric Scooter w/14mi Max Operating Range 15.5mph Max Speed - Black
GoTraxDigital displayClear and easy readouts on speed cruise control and your headlight. Our Digital display gives you the necessary information on your ...
View full detailsNIU - KQi 300X Foldable Electric Kick Scooter W/ 37 mi Max Range 23.7 mph Max Speed - Space Gray
NIUTop Speed 24mphPowered by a 500W (1000W Max Power) motor KQi300X lets you fly through traffic with ease.New Dual-Tube Hydraulic SuspensionAerospace...
View full detailsSegway - Ninebot Max G3 Electric Scooter 28 mph Max Speed w/ 50 miles Max Range - Black
SegwaySpeed and performanceExperience speeds of up to 28 mph and with our powerful 2000W motor conquer inclines of 30 . Activate Boost Mode to accelerate...
View full detailsHyper - Kids ATV 6V Ride On - 2MPH Max Speed - Foot Accelerator - 40 min Run Time - Rugged Wheels - UL Approved Certified - Blue
HyperBattery6V 4AH Lead AcidMax Speed1.6 MPHAge18-36 MONTHSFeaturesEasy single button operationFeaturesNo assembly required
Apollo - Go Premium Dual-Motor Electric Scooter w/40 mi Max Operating Range 28 mph Max Speed - Space Gray
ApolloDouble the Power Double the FunFeaturing dual 350W motors with peak output of 750W per motor the Go reaches a top speed of 28 MPH (44 KMH) and clim...
View full detailsGoTrax - Scout 2.0 Electric Scooter w/ 3mi Max Operating Range 6mph Max Speed - Blue
GoTraxTwo Button SystemSimple to ride and simple to activate. The front button is the intial activation and the rear button controls the motor. Once your...
View full detailsHyper - Toyota Hilux 12V 2 Seat Off Road Ride-on 4mph Max Speed - Front Rear Lights - Front Rear Trunk Space - Truck Sounds - Black/Grey
HyperBattery12V10AH Lead Acid BatterySeatstwo seaterDoorsTwo Opening DoorsSuspension4 Wheel SuspensionSpeedMax Speed 4.0MPHRun TimeRun Time 60 minsLight...
View full detailsNIU - KQi 100P Foldable Electric Kick Scooter w/ 22 mi Max Range 18 mph Max Speed - Gray
NIUFrom City to Off-RoadWith 36mm dual-stroke suspension KQi 100P offers exceptional shock-absorption capabilities perfect for varied terrain. Whether...
View full detailsApollo - Explore 2025 Premium Electric Scooter w/37 mi Max Range 25 mph Max Speed - Space Gray
ApolloExplore With PowerThe Apollo Cruiser packs a punch with its 1600W motor and 648Wh battery more performance than most scooters at this price point.E...
View full detailsHyper - Ripper Kids Electric Scooter with 10mph Max Speed - 6.5 Mile Range - Pressure Throttle - 120LB Weight Limit - 90W Motor - Blue
HyperAge8 years+Max weight120 LBSSpeed10MPHMotor90W MotorBatteryComplete with 12 Volt battery and chargerBattery Life40 minute battery lifeThrottleProgr...
View full detailsSegway - E3 Pro Electric Scooter with 20 mph Max Speed and 34 miles Max Range Dual Suspension - Black
SegwaySmooth by designGlide over bumps and uneven terrain with front and rear elastomer suspension. Whether you're on the way to your next class or commu...
View full detailsGoTrax - Z4 LITE Folding eBike w/ 25mi Max Operating Range and 20mph Max Speed - White
GoTraxDigital displayQuick readouts on speed battery life pedal assist headlight control and more.Folding frameThe easy folding frame makes your e-bike t...
View full detailsGoTrax - XR PRO Commuting Electric Scooter w/18mi Max Operating Range 18mph Max Speed - Black
GoTraxDigital displayClear and easy readouts on speed cruise control and your headlight. Our Digital display gives you the necessary information on your ...
View full detailsHyper - 26IN ELECTRIC MOUNTAIN BIKE CLASS 2 - Gray
HyperThrottle IncludedThrottle included for full electric drive up to 20MPHMotor350W rear hub motor for max speedBattery36v electric batteryFrameLightwe...
View full detailsRazor - MX650 Dirt Rocket Off-Road Motocross Electric Ride-On Bike w/ 10 miles Max Operating Range and 17 mph Max Speed - Black/Teal
RazorReady to rumbleDesigned to conquer the great outdoors theMX650 Dirt Rocket packs a high-torque variable-speed electric motor that hits speeds up to...
View full detailsRazor - MX650 Dirt Rocket eBike w/ 10 miles Max Operating Range and 17 mph Max Speed - Black/Teal
RazorReady to rumbleDesigned to conquer the great outdoors theMX650 Dirt Rocket packs a high-torque variable-speed electric motor that hits speeds up to...
View full detailsSegway - F3 Electric Scooter w/ 44 miles Max Range 20 mph Max Speed w/ 10-Inch Self-Sealing Tubeless Tires - Black
SegwaySpeed and performanceComfortably cruise up to 20 mph and with an efficient 1000W motor and conquer inclines up to 20.SegRangeOur advanced SegRange¿...
View full details5th Wheel - V10MAX Foldable Electric Scooter w/ 12 mi Max Range and 18 mph Max Speed - Black
5th WheelApp CompatibleEasily lock your scooter monitor charge level and more using the app.Powerful 300W (500W Peak) Rated Motor and 36V BatteryThe V10MAX ...
View full detailsHyper - 26" Mountain Electric Bike eBike 20mph Max Speed - 35 Mile Operating Range - Class 2 Throttle - UL Approved Certified - Gray
HyperThrottle IncludedThrottle included for full electric drive up to 20MPHMotor350W rear hub motor for max speedBattery36v electric batteryFrameLightwe...
View full detailsSegway - C2 Pro Kids Electric Scooter w/7.5 mi Max operating Range 12.4mph Max Speed - Black
SegwayAdjustable handlebarsNo need to worry about your kids growing up too fast. Thanks to the adjustable handlebar design the new C2 Pro can be used for...
View full detailsGoTrax - RAPTOR Electric Scooter w/28 mi Max Operating Range 30mph Max Speed - Gray
GoTraxPerformanceGOTRAX's performance series is here. Introducing the RAPTOR. Our first performance level electric scooter and the first to feature dual ...
View full detailsGoTrax - Scout 2.0 Electric Scooter w/ 3mi Max Operating Range 6mph Max Speed - Gray
GoTraxTwo Button SystemSimple to ride and simple to activate. The front button is the intial activation and the rear button controls the motor. Once your...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.