Air Conditioners
Stay Cool with a Lease-to-Own Air Conditioner
Air conditioners have come a long way! Time to upgrade to a modern, energy-efficient a/c unit with smarthome features. Whether you need a window air conditioner, dehumidifier, or portable air conditioning unit, we have a variety of options from trusted brands like LG, Honeywell, Frigidaire, and more. With our lease-to-own payment plans, you can keep your home comfortable without the large upfront cost. Our selection the latest in energy-efficient technology, and enjoy the flexibility of affordable monthly payments, plus FREE SHIPPING.
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TCL - 250 Sq. Ft. 6000 BTU Window Air Conditioner - White
TCLPowerful PerformanceThe 6000 BTU window air conditioner is powerful enough to cool rooms up to 250-sq. ft. and features multiple fan speeds that al...
View full detailsTCL - 450 Sq. Ft. 10000 BTU 3-in-1 Smart Portable Air Conditioner - White
TCLCompact Design. Powerful Performance.Powerfully cools up to 450 sq. ft. with a compact footprint that is only 14.1in x 16.5in perfect for living ro...
View full detailsGE Profile - 450 Sq. Ft. 10000 BTU Smart Portable Air Conditioner with Inverter Technology for Energy Savings - White
GE ProfileEnhanced Cooling EfficiencyUpgrade to a dual-hose system for faster more efficient cooling allowing it to cool rooms more effectively and consisten...
View full detailsGE - 350 Sq. Ft. 8000 BTU Smart Window Air Conditioner - White
GECools Medium Rooms8000 BTU cooling capacity offers maximum comfort in rooms up to 350 square feet.Built-In WiFiUse the SmartHQ app to control and m...
View full detailsGE - 550 Sq. Ft. 12000 BTU Smart Window Air Conditioner - White
GECools Large Rooms12000 BTU cooling capacity offers maximum comfort in rooms up to 550 square feet.Built-In WiFiUse the SmartHQ app to control and m...
View full detailsGE - 450 Sq. Ft. 10100 BTU Smart Window Air Conditioner - White
GECools Medium Rooms10000 BTU cooling capacity offers maximum comfort in rooms up to 450 square feet.Built-In WiFiUse the SmartHQ app to control and ...
View full detailsGE - 150 Sq. Ft 5000 BTU Window Air Conditioner - White
GECools Small Rooms5000 BTU cooling capacity offers maximum comfort in rooms up to 150 square feet.Maximum Comfort CoolKeep home comfortable and maxi...
View full detailsGE - 350 Sq. Ft. 8500 BTU Smart Portable Air Conditioner - White
GECools Medium Rooms8000 BTU class cooling capacity offers maximum comfort in rooms up to 350 square feet (8100 BTU DOE).3-in-1 Portable Air Conditio...
View full detailsGE - 300 Sq. Ft. 7500 BTU Smart Portable Air Conditioner - White
GECools Small Rooms7000 BTU class cooling capacity offers maximum comfort in rooms up to 300 square feet (7550 BTU DOE).3-in-1 Portable Air Condition...
View full detailsGE - 250 Sq. Ft. 6000 BTU Window Air Conditioner - White
GECools Small Rooms6000 BTU cooling capacity offers maximum comfort in rooms up to 250 square feet.Maximum Comfort CoolKeep home comfortable and maxi...
View full detailsAeric - 400 Sq. Ft Portable Air Conditioner - White
Aeric3-in-1 UnitThis AC not only cools at 5500 BTU SACC Standard (9000 BTU ASHRAE) but has 2 fan speeds and dehumidifies up to 50 pints per day to remov...
View full detailsLG - 450 Sq. Ft. 10000 BTU Smart Window Air Conditioner - White
LGSmartThinQ technologyUse the LG SmartThinQ app to control key features from anywhere so you can start or stop cooling change the mode or set the te...
View full detailsLG - Air Conditioner Wall Sleeve - Aluminum
LG ElectronicsCompatible Accessoryaccessory for most 26" through-the-wall air conditionersPrecise Fit GuaranteeDesigned for a precise fit this accessory ensures ...
View full detailsLG LW1016ER - air conditioner
LGLG LW1016ER - Air conditioner - window mounted - 12 EER - white
LG - 450 Sq. Ft. Smart Portable Air Conditioner - Black
LGThinQ TechnologyControl Your Cool From Anywhere with LG ThinQ Technology in this portable air conditioner allowing you to turn on/off change modes ...
View full detailsTCL - 300 Sq. Ft. 7000 BTU 3-in-1 Smart Portable Air Conditioner - White
TCLUltra-Compact Design. Same Powerful Performance.Powerfully cools up to 300 sq. ft. with an ultra-compact footprint that is only 15.3 x 14.0 x 24.8 ...
View full detailsLG - 14000 BTU 700 Sq. Ft. 230V In Wall Air Conditioner with Remote - White
LGCustomizable Cooling with Three Fan SpeedsAdjust your cooling experience with three cooling and fan speeds including the convenience of Auto Cool a...
View full detailsLG - 330 Sq. Ft. 8000 BTU In Wall Air Conditioner with Remote - White
LGEnergy Efficient R-32 RefrigerantWith an energy efficiency ratio (EER) of 10.7 this wall mounted ac unit employs the most efficient refrigerant cur...
View full detailsDanby - DAC080B5WDB 350 Sq. Ft. 8000 BTU Window Air Conditioner - White
Danby8000 BTU window air conditionerQuickly cools spaces up to 350 square feet.R32 RefrigerantR32 ‘s GWP (Global Warming Potential) is 3x lower than R41...
View full detailsDanby - DPA050E2BDB-6 150 Sq. Ft. 3-in-1 Portable Air Conditioner 7500 BTU - Black
Danby7500 BTU (5000 SACC) Portable air conditionerCools spaces up to 150 square feet.Convenient 3-in-1 designAir conditioner fan and dehumidifier.R32 Re...
View full detailsAfford That Air Conditioner Now with a Lease-to-Own Plan
When a heatwave hits, you want to get that A/C unit without delay. You can get a modern and effective window or wall air conditioner, portable air conditioner, or dehumidifier NOW with a little help from Finance My cart. Our assortment includes top brands like GE, Danby, LG, Newair, TCL, and more. Enjoy premium smarthome capabilities like Alexa integration and remote control—all with easy lease-to-own payment plans and free shipping. No matter your credit history, our financing options make it simple to get the air conditioner you need today while staying within your monthly budget.
How Terrace Finance Works for Your Air Conditioning Needs
Terrace Finance connects you to payment solution providers offering lease-to-own plans for air conditioners and other appliances. Many applicants receive easy approval (with no credit needed offers available!) Apply at checkout, and our agents will help finalize your contract for the air conditioner of your choice.
Why Choose a Lease-to-Own Air Conditioner?
Get the air conditioner you need now without applying for a traditional credit card requiring a hard credit pull. Leasing-to-own gives you another way to pay for the air conditioner or dehumidifier you need without having to wait and save. Spread payments over time with flexible monthly payment plans that work within your budget.
Do I Need Good Credit to Shop at Finance My Cart for an Air Conditioner?
No! We specialize in providing lease-to-own air conditioners with average and no credit needed offers. Our easy approval processes does not affect your credit. We have LTO air conditioner programs for customers of all credit profiles, including those with bad credit or no credit history.
Can I Pay Off My Air Conditioner Early to Save Money?
Yes! We offer early buyout options and same-as-cash periods that allow you to affordably purchase your airconditioner before the agreement term is complete, potentially saving you money.