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  • Original price $310.99 - Original price $310.99
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    Danby - DAC080EB6WDB 350 Sq. Ft. Window Air Condtioner - White

    Danby

    8000 BTUCools space up to 350 square feet.Energy Star compliantElectronic controlsWith LED display and remote control.Powerful 3 speed fanCirculate...

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    Original price $310.99 - Original price $310.99
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  • Original price $543.99 - Original price $543.99
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    Insignia - 350 Sq. Ft. Portable Air Conditioner - White

    Insignia

    Up to 350 sq. ft. cooling capacityAllows you to keep a medium-sized room cool.3-in-1 climate controlGet high power cooling dehumidifying and fan mo...

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    Original price $543.99 - Original price $543.99
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  • Original price $737.99 - Original price $737.99
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    LG - 330 Sq. Ft. 8000 BTU In Wall Air Conditioner with Remote - White

    LG

    Energy Efficient R-32 RefrigerantWith an energy efficiency ratio (EER) of 10.7 this wall mounted ac unit employs the most efficient refrigerant cur...

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    Original price $737.99 - Original price $737.99
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  • Original price $602.99 - Original price $602.99
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    AuxAC - 250 Sq. Ft Portable Air Conditioner - White

    AuxAC

    Convenient Cooling SolutionExperience efficient cooling with this compact portable air conditioner rated at 8000 BTUs by ASHRAE and 5000 BTUs by DO...

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    Original price $602.99 - Original price $602.99
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  • Original price $772.99 - Original price $772.99
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    Profile - 700 Sq. Ft. 14000 BTU Smart Window Air Conditioner - White

    Profile

    Inverter TechnologyAdaptive air conditioner inverter technology operates at smooth varying levels reducing noise and maximizing energy efficiency.U...

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    Original price $772.99 - Original price $772.99
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  • Original price $746.99 - Original price $746.99
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    Whynter - 500 Sq. Ft. Portable Air Conditioner - Platinum/Black

    Whynter

    Portable air conditioner fan and dehumidifier with 222 CFM air flowMove it from room to room on 4 caster wheels. Includes easy-to-install window ve...

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    Original price $746.99 - Original price $746.99
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  • Original price $500.99 - Original price $500.99
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    Profile - 450 Sq. Ft. 10000 BTU Smart Window Air Conditioner - White

    Profile

    Inverter TechnologyAdaptive air conditioner inverter technology operates at smooth varying levels reducing noise and maximizing energy efficiency.U...

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    Original price $500.99 - Original price $500.99
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  • Original price $476.99 - Original price $476.99
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    Profile - 350 Sq. Ft. 8000 BTU Smart Window Air Conditioner - White

    Profile

    Inverter TechnologyAdaptive air conditioner inverter technology operates at smooth varying levels reducing noise and maximizing energy efficiency.U...

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    Original price $476.99 - Original price $476.99
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  • Original price $718.99 - Original price $718.99
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    Profile - 550 Sq. Ft. 12000 BTU Smart Window Air Conditioner - White

    Profile

    Inverter TechnologyAdaptive air conditioner inverter technology operates at smooth varying levels reducing noise and maximizing energy efficiency.U...

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    Original price $718.99 - Original price $718.99
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  • Original price $947.99 - Original price $947.99
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    GE - 450 Sq. Ft. 10300 BTU Smart Portable Air Conditioner and 10300 BTU Heater - White

    GE

    Cools Heats Medium Rooms10000 BTU class cooling / 11500 BTU heating capacity offers maximum comfort in rooms up to 450 square feet (10300 BTU DOE)...

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    Original price $947.99 - Original price $947.99
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  • Original price $778.99 - Original price $778.99
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    GE Profile - ClearView 550 Sq. Ft. 12200 BTU Smart Ultra Quiet Window Air Conditioner - White

    GE Profile

    Full window viewThis GE Profile window air conditioner sits over the windowsill and is designed to maintain the full view through the window allowi...

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    Original price $778.99 - Original price $778.99
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  • Original price $724.99 - Original price $724.99
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    GE - 700 Sq. Ft. 14000 BTU Smart Window Air Conditioner - White

    GE

    Cools Large Rooms14000 BTU cooling capacity offers maximum comfort in rooms up to 700 square feet.Built-In WiFiUse the SmartHQ app to control and m...

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    Original price $724.99 - Original price $724.99
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    Frigidaire - 3in-1 Portable Room Air Conditioner - White

    Frigidaire

    3-in-1 with Multi-Speed Fan + Dehumidifying Dry ModeEnjoy more cooling flexibility with two different fan speeds plus dehumidifying Dry Mode to kee...

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    Original price $721.99 - Original price $721.99
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  • Original price $471.99 - Original price $471.99
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    Insignia - 250 Sq. Ft. Portable Air Conditioner - White

    Insignia

    Up to 250 sq. ft. cooling capacityAllows you to keep a medium-sized room cool.6000 BTUs of cooling powerHelp keep your space at a comfortable tempe...

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    Original price $471.99 - Original price $471.99
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  • Original price $947.99 - Original price $947.99
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    10000 BTU SMART HEAT

    GE

    10000 BTU SMART HEAT/COOL PORTABLE AC

    Original price $947.99 - Original price $947.99
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  • Original price $772.99 - Original price $772.99
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    14000 BTU SMART INVE

    Profile

    14000 BTU SMART INVERTER WINDOW AC

    Original price $772.99 - Original price $772.99
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  • Original price $718.99 - Original price $718.99
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    12000 BTU SMART INVE

    Profile

    12000 BTU SMART INVERTER WINDOW AC

    Original price $718.99 - Original price $718.99
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    10000 BTU SMART INVE

    Profile

    10000 BTU SMART INVERTER WINDOW AC

    Original price $500.99 - Original price $500.99
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  • Original price $476.99 - Original price $476.99
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    8000 BTU SMART INVER

    Profile

    8000 BTU SMART INVERTER WINDOW AC

    Original price $476.99 - Original price $476.99
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  • Original price $746.99 - Original price $746.99
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    WHYNTER ECO-FRIENDLY

    Whynter

    WHYNTER ECO-FRIENDLY 14000 BTU DUAL HOS

    Original price $746.99 - Original price $746.99
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  • Original price $594.99 - Original price $594.99
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    LG - 8000 BTU Dual Inverter Smart Window Air Conditioner - White

    LG

    Ultra Quiet OperationRevolutionary DUAL Inverter technology gives powerful yet silent performance operating at sound levels as low as 44dB in sleep...

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    Original price $594.99 - Original price $594.99
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  • Original price $846.99 - Original price $846.99
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    GE - 450 Sq. Ft. 10400 BTU Smart Portable Air Conditioner - White

    GE

    Cools Medium Rooms10000 BTU class cooling capacity offers maximum comfort in rooms up to 450 square feet (10400 BTU DOE).3-in-1 Portable Air Condit...

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    Original price $846.99 - Original price $846.99
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  • Original price $423.99 - Original price $423.99
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    Keystone - 350 Sq. Ft 8000 BTU Window Mounted Inverter Air Conditioner - White

    Keystone

    Enhanced Cooling PerformanceBoasting 8000 BTUs of cooling power this window AC unit effectively dehumidifies rooms up to 350 sq. ft. removing up to...

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    Original price $423.99 - Original price $423.99
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  • Original price $210.99 - Original price $210.99
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    Danby - DAC050ME1WDB 150 Sq. Ft. Window Air Conditioner - White

    Danby

    5000 BTU window air conditionerQuickly cools spaces up to 150 square feet.R32 RefrigerantR32’s GWP (Global Warming Potential) is 3x lower than R410...

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    Original price $210.99 - Original price $210.99
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  • Original price $737.99 - Original price $737.99
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    LG - 8000 BTU 115V Through-the-Wall Air Conditioner with Remote Control - White

    LG

    Energy Efficient R-32 RefrigerantWith an energy efficiency ratio (EER) of 10.7 this wall mounted ac unit employs the most efficient refrigerant cur...

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    Original price $737.99 - Original price $737.99
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  • Original price $574.99 - Original price $574.99
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    LG LW1016ER - air conditioner

    LG

    LG LW1016ER - Air conditioner - window mounted - 12 EER - white

    Original price $574.99 - Original price $574.99
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  • Original price $778.99 - Original price $778.99
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    GE - 450 Sq. Ft. 10800 BTU Smart Portable Air Conditioner - White

    GE

    Cools Medium Rooms10000 BTU class cooling capacity offers maximum comfort in rooms up to 450 square feet (10400 BTU DOE).3-in-1 Portable Air Condit...

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    Original price $778.99 - Original price $778.99
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  • Original price $269.99 - Original price $269.99
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    GE - 150 Sq. Ft 5000 BTU Window Air Conditioner - White

    GE

    Cools Small Rooms5000 BTU cooling capacity offers maximum comfort in rooms up to 150 square feet.Maximum Comfort CoolKeep home comfortable and maxi...

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    Original price $269.99 - Original price $269.99
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  • Original price $570.99 - Original price $570.99
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    GE - 450 Sq. Ft. 10100 BTU Smart Window Air Conditioner - White

    GE

    Cools Medium Rooms10000 BTU cooling capacity offers maximum comfort in rooms up to 450 square feet.Built-In WiFiUse the SmartHQ app to control and ...

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    Original price $570.99 - Original price $570.99
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  • Original price $362.99 - Original price $362.99
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    GE - 350 Sq. Ft. 8000 BTU Smart Window Air Conditioner - White

    GE

    Cools Medium Rooms8000 BTU cooling capacity offers maximum comfort in rooms up to 350 square feet.Built-In WiFiUse the SmartHQ app to control and m...

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    Original price $362.99 - Original price $362.99
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  • Original price $641.99 - Original price $641.99
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    GE - 550 Sq. Ft. 12000 BTU Smart Window Air Conditioner - White

    GE

    Cools Large Rooms12000 BTU cooling capacity offers maximum comfort in rooms up to 550 square feet.Built-In WiFiUse the SmartHQ app to control and m...

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    Original price $641.99 - Original price $641.99
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  • Original price $665.99 - Original price $665.99
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    Whynter - 400 Sq. Ft. Portable Air Conditioner and Heater - Frost White

    Whynter

    Up to 400 sq. ft. cooling/heating capacityKeeps your living area comfortable.96-pts./day dehumidificationReduces moisture to create refreshing brea...

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    Original price $665.99 - Original price $665.99
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  • Original price $638.99 - Original price $638.99
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    GE - 300 Sq. Ft. 7500 BTU Smart Portable Air Conditioner - White

    GE

    Cools Small Rooms7000 BTU class cooling capacity offers maximum comfort in rooms up to 300 square feet (7550 BTU DOE).3-in-1 Portable Air Condition...

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    Original price $638.99 - Original price $638.99
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  • Original price $781.99 - Original price $781.99
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    GE - 350 Sq. Ft. 8500 BTU Smart Portable Air Conditioner - White

    GE

    Cools Medium Rooms8000 BTU class cooling capacity offers maximum comfort in rooms up to 350 square feet (8100 BTU DOE).3-in-1 Portable Air Conditio...

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    Original price $781.99 - Original price $781.99
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  • Original price $377.99 - Original price $377.99
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    NewAir - 1600 CFM Evaporative Cooler - White

    Newair

    LED Display PanelLets you know the current settings and modes. You can also turn this off during product use.CycloneCirculationGuides the airflow t...

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    Original price $377.99 - Original price $377.99
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  • Original price $132.99 - Original price $132.99
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    $132.99
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    Current price $132.99

    LG - Air Conditioner Wall Sleeve - Aluminum

    LG Electronics

    Compatible Accessoryaccessory for most 26" through-the-wall air conditionersPrecise Fit GuaranteeDesigned for a precise fit this accessory ensures ...

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    Original price $132.99 - Original price $132.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.