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Cooling

Rent To Own Cooling – Stay Cool with Affordable Financing

Beat the heat with top-quality cooling solutions from Finance My Cart! Whether you need an air conditioner, dehumidifier, or portable cooling unit, we have a variety of options from trusted brands like LG, Honeywell, Frigidaire, and more. With our rent-to-own and lease-to-own payment plans, you can keep your home comfortable without the large upfront cost. Stay cool all year long with the latest in energy-efficient technology, and enjoy the flexibility of affordable monthly payments, plus free shipping. Keep your space at the perfect temperature with the convenience of flexible financing from Finance My Cart!

Original price $310.99 - Original price $310.99
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Danby - DAC080EB6WDB 350 Sq. Ft. Window Air Condtioner - White

Danby

This 8000 BTU window air conditioner by Danby is perfect for living spaces up to 350 square feet. This air conditioner is Energy Star rated and wit...

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Original price $310.99 - Original price $310.99
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$310.99
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Original price $132.99 - Original price $132.99
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$132.99
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Current price $132.99

LG - Air Conditioner Wall Sleeve - Aluminum

LG Electronics

Ensure the longevity and protection of your 26" through-the-wall air conditioner with the LG AXSVA1 wall sleeve. Crafted with an all-metal insulate...

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Original price $132.99 - Original price $132.99
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$132.99
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Current price $132.99
Original price $761.99 - Original price $761.99
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$761.99
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GE Profile - 450 Sq. Ft. 10000 BTU Smart Portable Air Conditioner with Inverter Technology for Energy Savings - White

GE Profile

Experience Superior Cooling with GE’s 10000 BTU Dual-Hose Portable Air Conditioner. Upgrade your home’s comfort with GE’s 10000 BTU Dual-Hose Porta...

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Original price $761.99 - Original price $761.99
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Original price $330.99 - Original price $330.99
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$330.99
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GE - 150 Sq. Ft. 5000 BTU Portable Air Conditioner with Auto Evaporation Technology - White

GE

GE 5000 BTU Portable Air Conditioner Compact Powerful Cooling for Small Rooms. Stay cool and comfortable with GE’s 5000 BTU Portable Air Condition...

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Original price $330.99 - Original price $330.99
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$330.99
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Original price $649.99 - Original price $649.99
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$649.99
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GE Profile - ClearView 350 Sq. Ft. 8300 BTU Smart Ultra Quiet Window Air Conditioner - White

GE Profile

GE Profile is dedicated to providing the right solutions for rooms of various sizes. Our window air conditioners are designed to offer exceptional ...

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Original price $649.99 - Original price $649.99
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$649.99
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Original price $891.99 - Original price $891.99
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$891.99
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GE - 550 Sq. Ft. 12000 BTU Smart Window Air Conditioner and 10800 BTU Heater - White

GE

GE Appliances is dedicated to providing the right solutions for rooms of any size. Our window air conditioners are designed to offer exceptional co...

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Original price $891.99 - Original price $891.99
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Original price $716.99 - Original price $716.99
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$716.99
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GE - 700 Sq. Ft. 14000 BTU Smart Window Air Conditioner - White

GE

GE Appliances is dedicated to providing the right solutions for rooms of any size. Our window air conditioners are designed to offer exceptional co...

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Original price $716.99 - Original price $716.99
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$716.99
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Original price $109.99 - Original price $109.99
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$109.99
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Current price $109.99

GE - Dual Hose Conversion Kit for Select Portable Air Conditioners - White

GE

The GE dual hose kit converts your portable AC to keep warm air out and cool air in to ensure balanced air circulation inside your room. Provides u...

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Original price $109.99 - Original price $109.99
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Original price $929.99 - Original price $929.99
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LG - 14000 BTU 700 Sq. Ft. 230V In Wall Air Conditioner with Remote - White

LG

Transform your living space with our 14000 BTU Through the wall Air Conditioner specifically designed for medium to large-sized rooms up to 700 sq....

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Original price $929.99 - Original price $929.99
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Original price $368.99 - Original price $368.99
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5-500 BTU SACC (9-000 BTU ASHRAE) Portable Air Con

Aeric

5500 BTU Portable AC Remote White R32

Original price $368.99 - Original price $368.99
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Original price $727.99 - Original price $727.99
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$727.99
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Current price $727.99

GE Profile - ClearView 450 Sq. Ft. 10300 BTU Smart Ultra Quiet Window Air Conditioner - White

GE Profile

As the Quietest Window Air Conditioner Brand in the United States GE Profile is dedicated to providing the right solutions for rooms of various siz...

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Original price $727.99 - Original price $727.99
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$727.99
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Original price $542.99 - Original price $542.99
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$542.99
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Insignia - 350 Sq. Ft. Portable Air Conditioner - White

Insignia

Stay comfortable with the Insignia 350 Sq. Ft. Portable Air Conditioner. The three-in-one design offers three different modes air conditioner fan ...

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Original price $542.99 - Original price $542.99
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$542.99
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Original price $674.99 - Original price $674.99
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$674.99
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LG - 330 Sq. Ft. 8000 BTU In Wall Air Conditioner with Remote - White

LG

Our 8000 BTU through-the-wall air conditioner is perfect for cooling rooms up to 330 sq. ft. It offers 3 cooling/fan speeds and 4-way air deflectio...

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Original price $674.99 - Original price $674.99
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Original price $602.99 - Original price $602.99
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$602.99
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AuxAC - 250 Sq. Ft Portable Air Conditioner - White

AuxAC

The Aux 8000 BTU portable air conditioner offers a convenient solution for cooling smaller rooms up to 250 square feet such as home offices bedroom...

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Original price $602.99 - Original price $602.99
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$602.99
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Original price $772.99 - Original price $772.99
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$772.99
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Profile - 700 Sq. Ft. 14000 BTU Smart Window Air Conditioner - White

Profile

GE Profile is dedicated to providing the right solutions for rooms of various sizes. Our Energy Star certified window air conditioners are designed...

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Original price $772.99 - Original price $772.99
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$772.99
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Original price $746.99 - Original price $746.99
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Whynter - 500 Sq. Ft. Portable Air Conditioner - Platinum/Black

Whynter

Whynter ARC-14S 14000 BTU Portable Air Conditioner Keep a pleasant temperature in any room with this portable air conditioner. With its variety of ...

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Original price $746.99 - Original price $746.99
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Original price $500.99 - Original price $500.99
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Profile - 450 Sq. Ft. 10000 BTU Smart Window Air Conditioner - White

Profile

Profile is dedicated to providing the right solutions for rooms of various sizes. Our Energy Star certified window air conditioners are designed to...

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Original price $500.99 - Original price $500.99
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$500.99
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Original price $476.99 - Original price $476.99
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$476.99
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Current price $476.99

Profile - 350 Sq. Ft. 8000 BTU Smart Window Air Conditioner - White

Profile

GE Profile is dedicated to providing the right solutions for rooms of various sizes. Our Energy Star certified window air conditioners are designed...

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Original price $476.99 - Original price $476.99
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$476.99
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Original price $718.99 - Original price $718.99
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Profile - 550 Sq. Ft. 12000 BTU Smart Window Air Conditioner - White

Profile

GE Profile is dedicated to providing the right solutions for rooms of various sizes. Our Energy Star certified window air conditioners are designed...

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Original price $718.99 - Original price $718.99
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$718.99
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Original price $778.99 - Original price $778.99
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$778.99
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GE Profile - ClearView 550 Sq. Ft. 12200 BTU Smart Ultra Quiet Window Air Conditioner - White

GE Profile

As the Quietest Window Air Conditioner Brand in the United States GE Profile is dedicated to providing the right solutions for rooms of various siz...

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Original price $778.99 - Original price $778.99
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$778.99
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Original price $617.99 - Original price $617.99
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Frigidaire - 3in-1 Portable Room Air Conditioner - White

Frigidaire

The Frigidaire 12000 BTU 3-in-1 Portable Air Conditioner keeps your home cool and comfortable when and where you need it. Enjoy more cooling flexib...

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Original price $617.99 - Original price $617.99
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Original price $470.99 - Original price $470.99
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$470.99
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Current price $470.99

Insignia - 250 Sq. Ft. Portable Air Conditioner - White

Insignia

Stay comfortable with the Insignia NS-AC06PWH1 250 Sq. Ft. Portable Air Conditioner. The three-in-one design offers three different modes air cond...

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Original price $470.99 - Original price $470.99
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Current price $470.99
Original price $594.99 - Original price $594.99
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$594.99
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Current price $594.99

LG - 8000 BTU Dual Inverter Smart Window Air Conditioner - White

LG

Designed to cool spaces up to 340 square feet this LG window air conditioner is ideal for creating a comfortably cool environment in your kitchen o...

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Original price $594.99 - Original price $594.99
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Original price $846.99 - Original price $846.99
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GE - 450 Sq. Ft. 10400 BTU Smart Portable Air Conditioner - White

GE

GE Appliances is dedicated to providing the right solutions for rooms of any size. Our portable air conditioners are designed to offer exceptional ...

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Original price $846.99 - Original price $846.99
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$846.99
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Original price $416.99 - Original price $416.99
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$416.99
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Keystone - 350 Sq. Ft 8000 BTU Window Mounted Inverter Air Conditioner - White

Keystone

0

Original price $416.99 - Original price $416.99
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Original price $574.99 - Original price $574.99
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LG LW1016ER - air conditioner

LG

LG LW1016ER - Air conditioner - window mounted - 12 EER - white

Original price $574.99 - Original price $574.99
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$574.99
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Current price $574.99
Original price $267.99 - Original price $267.99
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$267.99
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Current price $267.99

GE - 150 Sq. Ft 5000 BTU Window Air Conditioner - White

GE

GE Appliances is dedicated to providing the right solutions for rooms of any size. Our window air conditioners are designed to offer exceptional co...

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Original price $267.99 - Original price $267.99
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$267.99
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Current price $267.99
Original price $567.99 - Original price $567.99
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$567.99
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GE - 450 Sq. Ft. 10100 BTU Smart Window Air Conditioner - White

GE

GE Appliances is dedicated to providing the right solutions for rooms of any size. Our window air conditioners are designed to offer exceptional co...

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Original price $567.99 - Original price $567.99
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$567.99
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Original price $361.99 - Original price $361.99
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$361.99
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Current price $361.99

GE - 350 Sq. Ft. 8000 BTU Smart Window Air Conditioner - White

GE

GE Appliances is dedicated to providing the right solutions for rooms of any size. Our window air conditioners are designed to offer exceptional co...

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Original price $361.99 - Original price $361.99
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$361.99
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Current price $361.99
Original price $639.99 - Original price $639.99
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$639.99
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Current price $639.99

GE - 550 Sq. Ft. 12000 BTU Smart Window Air Conditioner - White

GE

GE Appliances is dedicated to providing the right solutions for rooms of any size. Our window air conditioners are designed to offer exceptional co...

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Original price $639.99 - Original price $639.99
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$639.99
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Current price $639.99
Original price $665.99 - Original price $665.99
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$665.99
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Current price $665.99

Whynter - 400 Sq. Ft. Portable Air Conditioner and Heater - Frost White

Whynter

Up to 400 sq. ft. cooling/heating capacityKeeps your living area comfortable.96-pts./day dehumidificationReduces moisture to create refreshing brea...

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Original price $665.99 - Original price $665.99
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$665.99
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Current price $665.99
Original price $637.99 - Original price $637.99
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$637.99
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Current price $637.99

GE - 300 Sq. Ft. 7500 BTU Smart Portable Air Conditioner - White

GE

GE Appliances is dedicated to providing the right solutions for rooms of any size. Our portable air conditioners are designed to offer exceptional ...

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Original price $637.99 - Original price $637.99
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$637.99
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Current price $637.99
Original price $782.99 - Original price $782.99
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$782.99
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Current price $782.99

GE - 350 Sq. Ft. 8500 BTU Smart Portable Air Conditioner - White

GE

GE Appliances is dedicated to providing the right solutions for rooms of any size. Our portable air conditioners are designed to offer exceptional ...

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Original price $782.99 - Original price $782.99
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$782.99
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Current price $782.99
Original price $377.99 - Original price $377.99
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$377.99
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Current price $377.99

NewAir - 1600 CFM Evaporative Cooler - White

Newair

Looking for an evaporative cooler with the power to cover a whole room The Newair Portable Evaporative Air Cooler with CycloneCirculation provides ...

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Original price $377.99 - Original price $377.99
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$377.99
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Current price $377.99
Original price $502.99 - Original price $502.99
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$502.99
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Current price $502.99

Insignia - 300 Sq. Ft. Portable Air Conditioner - White

Insignia

Stay comfortable with the Insignia NS-AC07PWH1 300 Sq. Ft. Portable Air Conditioner. The three-in-one design offers three different modes air cond...

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Original price $502.99 - Original price $502.99
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$502.99
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Current price $502.99
Original price $289.99 - Original price $289.99
Original price
$289.99
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Current price $289.99

GE - 250 Sq. Ft. 6000 BTU Window Air Conditioner - White

GE

GE Appliances is dedicated to providing the right solutions for rooms of any size. Our window air conditioners are designed to offer exceptional co...

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Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.