Furniture
Rent To Own Furniture – Furnish Your Home with Flexible Financing
Create the perfect living space with high-quality furniture from Finance My Cart. Whether you’re looking for sofas, bedroom sets, dining tables, or home office furniture, we offer top brands like Ashley Furniture, IKEA, and more. With our rent-to-own and buy now, pay later payment plans, you can furnish your home without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to your budget and credit situation. Make your house feel like a home today with flexible financing that fits your needs!
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X Rocker - Evo Elite 4.1 Gaming Chair with Built-in Audio Surround Sound System - Black
X RockerIntroducing the EVO Elite 4.1 Audio Gaming Chair Your Portal to Gaming Nirvana Unleash the true potential of your gaming experience with the EVO El...
View full detailsSauder - River Ranch 6 Drawer Dresser - Grand Walnut
SauderHave enough storage until the cows come home. This dresser from the River Ranch collection offers 6-drawer storage for any style of home dcor. This...
View full detailsArozzi - Mugello Special Edition Gaming Chair with Footrest - Red
ArozziGet an edge over the competition with this Arozzi Mugello series gaming chair. The ergonomic design and thick padded seat and backrest offer comfor...
View full detailsSerta - Fairbanks Bonded Leather Big and Tall Executive Office Chair - Black
SertaSupport your body with this Serta big and tall executive office chair. The dual-wheel casters make rolling around your workspace smooth while the f...
View full detailsInsignia - Computer Desk with Drawer 47" Wide - Dark Oak
InsigniaAdd storage to your workspace with a desk that compliments any dcor. With the Insignia NS-ODD3 Computer Desk with Drawer 47" Wide you’ll have suff...
View full detailsSerta - Upholstered Back in Motion Health Wellness Manager Office Chair - Bonded Leather - Black
SertaTake on the workday in comfort with this Serta Works ergonomic executive office chair. The Serta Claremont Office Chair delivers a smooth feel and ...
View full detailsOSP Home Furnishings - Papasan Chair - Pink
OSP Home FurnishingsCreate a laid back vibe in your home with our twist on the classic papasan chair design. Nest into the generously large Dacron-filled cushion. Enjo...
View full detailsOffice Star Products - Guest Chair - Grey/Black
Office Star ProductsOffer guests an exceptional welcome with our superior quality Visitor’s Chair. Soft padded seat and back support good posture for both spine and hi...
View full detailsAlamont Home - Lila Outdoor Round Contemporary 3 Piece Patio Set - Aluminum
Alamont HomeCreate an enjoyable dining experience with this table set that will enhance your bistro cafe restaurant hotel or home patio space. The designer sty...
View full detailsWalker Edison - 6-Piece Everest Acacia Wood Patio Dining Set - Brown
Walker Edison6-Piece Everest Acacia Wood Patio Dining Set
Walker Edison - Everest Acacia Wood Outdoor Dining Table - Brown
Walker EdisonCreate a simple yet inviting dining space on any deck or patio with this charming outdoor dining table. Constructed with a beautiful slatted surfac...
View full detailsOSP Home Furnishings - Country Meadows 36" Desk - Plantation Grey
OSP Home FurnishingsCreate a home office that is both functional and beautiful thanks to heirloom styling. A large full extending drawer provides ample space for all o...
View full detailsSimpli Home - Boyd Wooden Accent Table - White Wash
Simpli HomeBring sleek style to your space with the Boyd Wooden Accent Table. The unique shape and distinctive textured detail will bring a striking statement...
View full detailsWalker Edison - 7-Piece Everest Acacia Wood Patio Dining Set - Brown
Walker Edison7-Piece Everest Acacia Wood Patio Dining Set
Walker Edison - 3-Piece Cypress Acacia Wood Patio Dining Set - Brown
Walker EdisonMake your outdoor space more welcoming with this 3-piece simple patio dining set. Made from acacia wood this set is constructed with simple lines. ...
View full detailsWalker Edison - 6-Piece Windsor Acacia Wood Patio Dining Set - Brown
Walker EdisonRain or shine you’ll want to gather around this good-looking sturdy 6-piece outdoor dining set. The four comfortable patio chairs and bench feature...
View full detailsWalker Edison - 4-Piece Everest Acacia Wood Patio Dining Set - Brown
Walker EdisonWelcome in that summer fun feeling with this 4-piece outdoor living set It features one dining table two chairs with cushions and one bench. All of...
View full detailsOSP Home Furnishings - Sierra Mission End Table - Ash Finish
OSP Home FurnishingsImagine how impressed your friends will be when they see the new Sierra Mission End Table in your home. Certain to proclaim your taste for serious ...
View full detailsSauder - River Ranch Bookcase Full Queen Headboard - Sindoori Mango
SauderAdd storage and display space and make a statement with this full/queen headboard from the River Ranch collection. This queen bookcase headboard a...
View full detailsSerta - Garret Bonded Leather Executive Office Chair with Premium Cushioning - Space Black
SertaBring relaxation to your busy workday with the Serta Garret Executive Office Chair. Serta kept comfort in mind while designing this desk chair with...
View full details2PK BLACK OUTDOOR PA
Alamont Home2PK BLACK OUTDOOR PATIO CHAIRS
Simpli Home - Boyd Wooden Accent Table - Warm Dark Brown
Simpli HomeBring sleek style to your space with the Boyd Wooden Accent Table. The unique shape and distinctive textured detail will bring a striking statement...
View full detailsOSP Home Furnishings - Ace 8 Cube Bookcase/Storage - River Oak
OSP Home FurnishingsSolve your practical storage solution in style with our wood and metal storage bookshelf With 13" x 13" cube shelves this bookshelf is the perfect ...
View full detailsOffice Star Products - Mid Back Antimicrobial Fabric Chair - Dillon Snow
Office Star ProductsBring a well designed professional appearance to any office with our Mid-Back Antimicrobial Fabric Manager's Office Chair with padded contoured sea...
View full detailsWalker Edison - 5-Piece Windsor Acacia Wood Extendable Patio Dining Set - Dark Brown
Walker EdisonKeep it classy with this 5-piece outdoor dining set. Whether you’re looking for something to seat your family of four or entertain your close frien...
View full detailsWalker Edison - 7-Piece Windsor Extendable Patio Dining Set - Dark Brown
Walker EdisonRain or shine you’ll want to gather around this good-looking sturdy 7-piece outdoor dining set. The six comfortable patio chairs feature chevron de...
View full detailsRazer - Iskur V2 Gaming Chair - Black/Green
RazerUnlock the ergonomic edge you need for posture-perfect hardcore gaming with the Razer Iskur V2. Armed with an adaptive lumbar support system and a ...
View full detailsOSP Home Furnishings - Metal Bookcase - Purple
OSP Home FurnishingsProvide the perfect solution for keeping books files and binders neat and tidy with our 28" wide bookcase with adjustable shelf featuring one fixed...
View full detailsOSP Home Furnishings - Fletcher Spindle Chair - Charcoal
OSP Home FurnishingsCreate a designer feel to your dcor with the classic Fletcher Spindle Chair. Deep inviting cushions allow for cozy relaxation. Enjoy traditional st...
View full detailsSimpli Home - Dayton Wooden Accent Table - Light Cognac
Simpli HomeBring contemporary style to your space with the Dayton Wooden Accent Table. The unique shape and distinctive textured detail will bring a striking ...
View full detailsSauder - Palladia L-Shaped Desk - White/Black
SauderTackle your weekly to-do list your next big project or write your next book with this l-shaped desk from the Palladia collection. This home office ...
View full detailsOSP Home Furnishings - Gainsborough Rocker - Azure
OSP Home FurnishingsNo matter what your style you’ll love the timeless look of the Gainsborough Rocker from Avenue Six. Its low-slung silhouette gives a nod to Mid-Cen...
View full detailsOSP Home Furnishings - Wellington 46" Desk with Power - Toasted Wheat
OSP Home FurnishingsInspired by the classic elegance of vintage field desks this stylish writing desk brings traditional style to the modern home office. Whether you a...
View full detailsOSP Home Furnishings - ACE 60" Desk with Hutch Shelf - River Oak/Black
OSP Home FurnishingsYou can have it all with our beautiful 60" workstation with elevated hutch style monitor shelf. Premium features like USB and power port keeps you ...
View full detailsAlamont Home - Duncan Rectangle Modern Laminate Gaming Desk - Black
Alamont HomeWhether you're on a quest building cities from the ground up or taking out zombies a great gaming desk is a must have. This black gamer workstation...
View full detailsWalker Edison - 5-Piece Everest Acacia Wood Patio Dining Set - Brown
Walker EdisonPlan the perfect tea party birthday bash our backyard palooza with this 5-piece simple outdoor patio dining set. This solid wood modern dining set ...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.