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Smart Watches

Rent To Own Smart Watches – Stay Connected with Flexible Financing

Take your fitness and tech game to the next level with premium smartwatches from Finance My Cart. Whether you need a fitness tracker, notifications on the go, or a smartwatch to complement your lifestyle, we offer top brands like Apple, Samsung, Fitbit, and more. With our rent-to-own and buy now, pay later options, you can enjoy the latest wearable technology without the upfront cost. Get affordable monthly payments, free shipping, and flexible financing that fits your budget and credit situation. Stay connected and start your smartwatch journey today!

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Samsung - Galaxy Watch7 Aluminum Smartwatch 40mm BT - Cream
$304.99 - $304.99
$304.99
$304.99 - $304.99
$304.99

Samsung - Galaxy Watch7 Aluminum Smartwatch 40mm BT - Cream

Samsung

Your favorite new health and wellness companion is here — Galaxy Watch7. Enhanced with Galaxy AI¹ this Watch has everything you need to keep you mo...

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$304.99 - $304.99
$304.99
$304.99 - $304.99
$304.99
Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Green
$337.99 - $337.99
$337.99
$337.99 - $337.99
$337.99

Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Green

Samsung

Your favorite new health and wellness companion is here — Galaxy Watch7. Enhanced with Galaxy AI¹ this Watch has everything you need to keep you mo...

View full details
$337.99 - $337.99
$337.99
$337.99 - $337.99
$337.99
Apple Watch SE 2nd Generation (GPS+Cellular) 40mm Aluminum Case with Starlight Sport Band - S/M - Starlight - (2024)
$285.99 - $285.99
$285.99
$285.99 - $285.99
$285.99

Apple Watch SE 2nd Generation (GPS+Cellular) 40mm Aluminum Case with Starlight Sport Band - S/M - Starlight - (2024)

Apple

Essential features to help you stay connected active healthy and safe.

$285.99 - $285.99
$285.99
$285.99 - $285.99
$285.99
Nomad - Metal Watch Band for Apple Watch 42mm and 44mm - Black
$137.99 - $137.99
$137.99
$137.99 - $137.99
$137.99

Nomad - Metal Watch Band for Apple Watch 42mm and 44mm - Black

Nomad

Modify the appearance of your Apple Watch with this black Nomad band. The steel links and buckle provide a secure fit while the custom stainless st...

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$137.99 - $137.99
$137.99
$137.99 - $137.99
$137.99
Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Silver
$337.99 - $337.99
$337.99
$337.99 - $337.99
$337.99

Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Silver

Samsung

Your favorite new health and wellness companion is here — Galaxy Watch7. Enhanced with Galaxy AI¹ this Watch has everything you need to keep you mo...

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$337.99 - $337.99
$337.99
$337.99 - $337.99
$337.99
Apple Watch Series 10 (GPS) 42mm Aluminum Case with Black Sport Band - M/L - Jet Black - (2024)
$372.99 - $372.99
$372.99
$372.99 - $372.99
$372.99

Apple Watch Series 10 (GPS) 42mm Aluminum Case with Black Sport Band - M/L - Jet Black - (2024)

Apple

Meet Apple Watch Series 10. A bigger display with more screen area and a thinner lighter design. Get advanced fitness and health features with Slee...

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$372.99 - $372.99
$372.99
$372.99 - $372.99
$372.99
Samsung - Bespoke Galaxy Watch7 Aluminum Smartwatch 40mm BT - Cream
$304.99 - $304.99
$304.99
$304.99 - $304.99
$304.99

Samsung - Bespoke Galaxy Watch7 Aluminum Smartwatch 40mm BT - Cream

Samsung

Your favorite new health and wellness companion is here — Galaxy Watch7. Enhanced with Galaxy AI¹ this Watch has everything you need to keep you mo...

View full details
$304.99 - $304.99
$304.99
$304.99 - $304.99
$304.99
Apple Watch Series 10 (GPS+Cellular) 46mm Titanium Case with Starlight Sport Band - M/L - Gold
$747.99 - $747.99
$747.99
$747.99 - $747.99
$747.99

Apple Watch Series 10 (GPS+Cellular) 46mm Titanium Case with Starlight Sport Band - M/L - Gold

Apple

Meet Apple Watch Series 10. A bigger display with more screen area and a thinner lighter design. Get advanced fitness and health features with Slee...

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$747.99 - $747.99
$747.99
$747.99 - $747.99
$747.99
Samsung - Bespoke Galaxy Watch7 Aluminum Smartwatch 44mm BT - Silver
$338.99 - $338.99
$338.99
$338.99 - $338.99
$338.99

Samsung - Bespoke Galaxy Watch7 Aluminum Smartwatch 44mm BT - Silver

Samsung

Your favorite new health and wellness companion is here — Galaxy Watch7. Enhanced with Galaxy AI¹ this Watch has everything you need to keep you mo...

View full details
$338.99 - $338.99
$338.99
$338.99 - $338.99
$338.99
Apple Watch Series 10 (GPS) 46mm Aluminum Case with Blue Cloud Sport Loop - Silver - (2024)
$405.99 - $405.99
$405.99
$405.99 - $405.99
$405.99

Apple Watch Series 10 (GPS) 46mm Aluminum Case with Blue Cloud Sport Loop - Silver - (2024)

Apple

Meet Apple Watch Series 10. A bigger display with more screen area and a thinner lighter design. Get advanced fitness and health features with Slee...

View full details
$405.99 - $405.99
$405.99
$405.99 - $405.99
$405.99
Apple Watch SE 2nd Generation (GPS) 44mm Aluminum Case with Starlight Sport Band - S/M - Starlight - (2024)
$261.99 - $261.99
$261.99
$261.99 - $261.99
$261.99

Apple Watch SE 2nd Generation (GPS) 44mm Aluminum Case with Starlight Sport Band - S/M - Starlight - (2024)

Apple

Essential features to help you stay connected active healthy and safe.

$261.99 - $261.99
$261.99
$261.99 - $261.99
$261.99
Apple Watch Series 10 (GPS) 46mm Aluminum Case with Plum Sport Loop - Rose Gold - (2024)
$405.99 - $405.99
$405.99
$405.99 - $405.99
$405.99

Apple Watch Series 10 (GPS) 46mm Aluminum Case with Plum Sport Loop - Rose Gold - (2024)

Apple

Meet Apple Watch Series 10. A bigger display with more screen area and a thinner lighter design. Get advanced fitness and health features with Slee...

View full details
$405.99 - $405.99
$405.99
$405.99 - $405.99
$405.99
Apple Watch Series 10 (GPS) 42mm Aluminum Case with Denim Sport Band - M/L - Silver - (2024)
$372.99 - $372.99
$372.99
$372.99 - $372.99
$372.99

Apple Watch Series 10 (GPS) 42mm Aluminum Case with Denim Sport Band - M/L - Silver - (2024)

Apple

Meet Apple Watch Series 10. A bigger display with more screen area and a thinner lighter design. Get advanced fitness and health features with Slee...

View full details
$372.99 - $372.99
$372.99
$372.99 - $372.99
$372.99
Samsung - Galaxy Watch FE Smartwatch 40mm BT with Blue Band - Silver
$246.99 - $246.99
$246.99
$246.99 - $246.99
$246.99

Samsung - Galaxy Watch FE Smartwatch 40mm BT with Blue Band - Silver

Samsung

Start your journey toward a healthier happier you with Galaxy Watch FE the Watch that knows you best. Get more out of every movement and work towar...

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$246.99 - $246.99
$246.99
$246.99 - $246.99
$246.99
Google - Pixel Watch 2 Woven Band - Bay
$68.99 - $68.99
$68.99
$68.99 - $68.99
$68.99

Google - Pixel Watch 2 Woven Band - Bay

GOOGLE

Pixel Watch 2 Woven Band

$68.99 - $68.99
$68.99
$68.99 - $68.99
$68.99
Samsung - Galaxy Watch FE Smartwatch 40mm BT with Pink Band - Pink Gold
$246.99 - $246.99
$246.99
$246.99 - $246.99
$246.99

Samsung - Galaxy Watch FE Smartwatch 40mm BT with Pink Band - Pink Gold

Samsung

Start your journey toward a healthier happier you with Galaxy Watch FE the Watch that knows you best. Get more out of every movement and work towar...

View full details
$246.99 - $246.99
$246.99
$246.99 - $246.99
$246.99
Apple Watch Series 10 (GPS) 42mm Aluminum Case with Light Blush Sport Band - M/L - Rose Gold - (2024)
$372.99 - $372.99
$372.99
$372.99 - $372.99
$372.99

Apple Watch Series 10 (GPS) 42mm Aluminum Case with Light Blush Sport Band - M/L - Rose Gold - (2024)

Apple

Meet Apple Watch Series 10. A bigger display with more screen area and a thinner lighter design. Get advanced fitness and health features with Slee...

View full details
$372.99 - $372.99
$372.99
$372.99 - $372.99
$372.99
Apple Watch Series 10 (GPS) 42mm Aluminum Case with Blue Cloud Sport Loop - Silver - (2024)
$372.99 - $372.99
$372.99
$372.99 - $372.99
$372.99

Apple Watch Series 10 (GPS) 42mm Aluminum Case with Blue Cloud Sport Loop - Silver - (2024)

Apple

Meet Apple Watch Series 10. A bigger display with more screen area and a thinner lighter design. Get advanced fitness and health features with Slee...

View full details
$372.99 - $372.99
$372.99
$372.99 - $372.99
$372.99
Samsung - Galaxy Fit3 Aluminum Smartwatch 40mm BT - Dark Gray
$84.99 - $84.99
$84.99
$84.99 - $84.99
$84.99

Samsung - Galaxy Fit3 Aluminum Smartwatch 40mm BT - Dark Gray

Samsung

Get a little help with your wellness using Galaxy Fit3. With a slim sporty design Fit3 provides you the basics to help you track your wellness jour...

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$84.99 - $84.99
$84.99
$84.99 - $84.99
$84.99
Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Starlight Sport Band - M/L - Starlight - (2024)
$227.99 - $227.99
$227.99
$227.99 - $227.99
$227.99

Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Starlight Sport Band - M/L - Starlight - (2024)

Apple

Essential features to help you stay connected active healthy and safe.

$227.99 - $227.99
$227.99
$227.99 - $227.99
$227.99
Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Lake Green Sport Loop - Starlight - (2024)
$227.99 - $227.99
$227.99
$227.99 - $227.99
$227.99

Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Lake Green Sport Loop - Starlight - (2024)

Apple

Essential features to help you stay connected active healthy and safe.

$227.99 - $227.99
$227.99
$227.99 - $227.99
$227.99
Apple Watch SE 2nd Generation (GPS) 44mm Aluminum Case with Midnight Sport Band - S/M - Midnight - (2024)
$261.99 - $261.99
$261.99
$261.99 - $261.99
$261.99

Apple Watch SE 2nd Generation (GPS) 44mm Aluminum Case with Midnight Sport Band - S/M - Midnight - (2024)

Apple

Essential features to help you stay connected active healthy and safe.

$261.99 - $261.99
$261.99
$261.99 - $261.99
$261.99
Apple Watch SE 2nd Generation (GPS) 44mm Aluminum Case with Lake Green Sport Loop - Starlight - (2024)
$261.99 - $261.99
$261.99
$261.99 - $261.99
$261.99

Apple Watch SE 2nd Generation (GPS) 44mm Aluminum Case with Lake Green Sport Loop - Starlight - (2024)

Apple

Essential features to help you stay connected active healthy and safe.

$261.99 - $261.99
$261.99
$261.99 - $261.99
$261.99
Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Starlight Sport Band - S/M - Starlight - (2024)
$227.99 - $227.99
$227.99
$227.99 - $227.99
$227.99

Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Starlight Sport Band - S/M - Starlight - (2024)

Apple

Essential features to help you stay connected active healthy and safe.

$227.99 - $227.99
$227.99
$227.99 - $227.99
$227.99
Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Ink Sport Loop - Midnight - (2024)
$227.99 - $227.99
$227.99
$227.99 - $227.99
$227.99

Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Ink Sport Loop - Midnight - (2024)

Apple

Essential features to help you stay connected active healthy and safe.

$227.99 - $227.99
$227.99
$227.99 - $227.99
$227.99
Apple Watch Series 10 (GPS) 46mm Aluminum Case with Denim Sport Band - M/L - Silver - (2024)
$405.99 - $405.99
$405.99
$405.99 - $405.99
$405.99

Apple Watch Series 10 (GPS) 46mm Aluminum Case with Denim Sport Band - M/L - Silver - (2024)

Apple

Meet Apple Watch Series 10. A bigger display with more screen area and a thinner lighter design. Get advanced fitness and health features with Slee...

View full details
$405.99 - $405.99
$405.99
$405.99 - $405.99
$405.99
Apple Watch Series 10 (GPS) 46mm Aluminum Case with Denim Sport Band - S/M - Silver
$405.99 - $405.99
$405.99
$405.99 - $405.99
$405.99

Apple Watch Series 10 (GPS) 46mm Aluminum Case with Denim Sport Band - S/M - Silver

Apple

Meet Apple Watch Series 10. A bigger display with more screen area and a thinner lighter design. Get advanced fitness and health features with Slee...

View full details
$405.99 - $405.99
$405.99
$405.99 - $405.99
$405.99
Samsung - Galaxy Watch Ultra Trail Band - Dark Gray
$99.99 - $99.99
$99.99
$99.99 - $99.99
$99.99

Samsung - Galaxy Watch Ultra Trail Band - Dark Gray

Samsung

The Trail Band for Galaxy Watch Ultra features a lightweight fabric and Triangle Latch and Hook that fit comfortably around your wrist.¹ Suited for...

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$99.99 - $99.99
$99.99
$99.99 - $99.99
$99.99
Apple Watch Series 10 (GPS+Cellular) 42mm Aluminum Case with Light Blush Sport Band - S/M - Rose Gold - (2024)
$482.99 - $482.99
$482.99
$482.99 - $482.99
$482.99

Apple Watch Series 10 (GPS+Cellular) 42mm Aluminum Case with Light Blush Sport Band - S/M - Rose Gold - (2024)

Apple

Meet Apple Watch Series 10. A bigger display with more screen area and a thinner lighter design. Get advanced fitness and health features with Slee...

View full details
$482.99 - $482.99
$482.99
$482.99 - $482.99
$482.99
Apple Watch Series 10 (GPS+Cellular) 42mm Aluminum Case with Black Sport Band - S/M - Jet Black
$482.99 - $482.99
$482.99
$482.99 - $482.99
$482.99

Apple Watch Series 10 (GPS+Cellular) 42mm Aluminum Case with Black Sport Band - S/M - Jet Black

Apple

Meet Apple Watch Series 10. A bigger display with more screen area and a thinner lighter design. Get advanced fitness and health features with Slee...

View full details
$482.99 - $482.99
$482.99
$482.99 - $482.99
$482.99
Apple Watch Series 10 (GPS+Cellular) 42mm Aluminum Case with Plum Sport Loop - Rose Gold
$482.99 - $482.99
$482.99
$482.99 - $482.99
$482.99

Apple Watch Series 10 (GPS+Cellular) 42mm Aluminum Case with Plum Sport Loop - Rose Gold

Apple

Meet Apple Watch Series 10. A bigger display with more screen area and a thinner lighter design. Get advanced fitness and health features with Slee...

View full details
$482.99 - $482.99
$482.99
$482.99 - $482.99
$482.99
Samsung - Galaxy Watch7 Aluminum Smartwatch 40mm BT - Green
$304.99 - $304.99
$304.99
$304.99 - $304.99
$304.99

Samsung - Galaxy Watch7 Aluminum Smartwatch 40mm BT - Green

Samsung

Your favorite new health and wellness companion is here — Galaxy Watch7. Enhanced with Galaxy AI¹ this Watch has everything you need to keep you mo...

View full details
$304.99 - $304.99
$304.99
$304.99 - $304.99
$304.99
Garmin - Venu Sq 2 GPS Smartwatch 40mm Fiber-reinforced polymer - Slate
$314.99 - $314.99
$314.99
$314.99 - $314.99
$314.99

Garmin - Venu Sq 2 GPS Smartwatch 40mm Fiber-reinforced polymer - Slate

Garmin

Let’s find a new way to move with the Venu Sq 2 smartwatch. Featuring a bright AMOLED display this GPS smartwatch combines daily style with health ...

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$314.99 - $314.99
$314.99
$314.99 - $314.99
$314.99
Amazfit - Bip 5 Smartwatch 49mm Polycarbonate Plastic - Pink
$81.99 - $81.99
$81.99
$81.99 - $81.99
$81.99

Amazfit - Bip 5 Smartwatch 49mm Polycarbonate Plastic - Pink

Amazfit

Go bigger and smarter with the new Amazfit Bip 5 smart watch. From fitness outdoor sports to fun apps and games this digital watch is great for ad...

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$81.99 - $81.99
$81.99
$81.99 - $81.99
$81.99
Oura Ring 4 Charger - Size 6 - Charging Dock and USB-C Cable - Charges Oura Ring 4 up to 8 days - Grey
$79.99 - $79.99
$79.99
$79.99 - $79.99
$79.99

Oura Ring 4 Charger - Size 6 - Charging Dock and USB-C Cable - Charges Oura Ring 4 up to 8 days - Grey

Oura

The Oura Ring 4 Charger is the only way to charge your Oura Ring 4. Your Oura Ring 4 typically charges fully in 20-80 minutes depending on its curr...

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$79.99 - $79.99
$79.99
$79.99 - $79.99
$79.99
Oura Ring 4 Charger - Size 10 - Charging Dock and USB-C Cable - Charges Oura Ring 4 up to 8 days - Grey
$79.99 - $79.99
$79.99
$79.99 - $79.99
$79.99

Oura Ring 4 Charger - Size 10 - Charging Dock and USB-C Cable - Charges Oura Ring 4 up to 8 days - Grey

Oura

The Oura Ring 4 Charger is the only way to charge your Oura Ring 4. Your Oura Ring 4 typically charges fully in 20-80 minutes depending on its curr...

View full details
$79.99 - $79.99
$79.99
$79.99 - $79.99
$79.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.