Smart Watches
Rent To Own Smart Watches – Stay Connected with Flexible Financing
Take your fitness and tech game to the next level with premium smartwatches from Finance My Cart. Whether you need a fitness tracker, notifications on the go, or a smartwatch to complement your lifestyle, we offer top brands like Apple, Samsung, Fitbit, and more. With our rent-to-own and buy now, pay later options, you can enjoy the latest wearable technology without the upfront cost. Get affordable monthly payments, free shipping, and flexible financing that fits your budget and credit situation. Stay connected and start your smartwatch journey today!
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Samsung - Galaxy Watch8 Classic Stainless Steel Smartwatch 46mm BT - White - (2025)
SamsungWhy to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...
View full detailsSamsung - Galaxy Watch8 Aluminum Smartwatch 44mm BT - Silver - (2025)
SamsungWhy to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...
View full detailsSamsung - Galaxy Watch8 Classic Stainless Steel Smartwatch 46mm BT - Black - (2025)
SamsungWhy to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...
View full detailsSamsung - Galaxy Watch8 Aluminum Smartwatch 44mm BT - Graphite - (2025)
SamsungWhy to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...
View full detailsSamsung - Galaxy Watch9 Aluminum Smartwatch 44mm BT - Graphite - (2026)
SamsungTrack health patterns in your sleep with VitalsStay aware of the subtle changes in your body with Vitals it tracks health metrics while you sleep c...
View full detailsSamsung - Marine Band for Galaxy Watch Ultra and Galaxy Watch Ultra2 M/L - Mocha
SamsungElevate your performanceThe Marine Band is crafted to meet the performance standards of the new Galaxy Watch Ultra2. Its titanium buckle is light a...
View full detailsSamsung - Marine Band for Galaxy Watch Ultra and Galaxy Watch Ultra2 M/L - Black
SamsungElevate your performanceThe Marine Band is crafted to meet the performance standards of the new Galaxy Watch Ultra2. Its titanium buckle is light a...
View full detailsSamsung - Galaxy Watch9 Aluminum Smartwatch 40mm BT - Cream - (2026)
SamsungTrack health patterns in your sleep with VitalsStay aware of the subtle changes in your body with Vitals it tracks health metrics while you sleep c...
View full detailsSamsung - Misty Band for Galaxy Watch8 and Galaxy Watch9 S/M - Blue
SamsungSoft to the touch easy on the eyesExpress your unique style with the two tone Misty Band the refined dual tone finish and soothing color palette ma...
View full detailsSamsung - Galaxy Watch9 Aluminum Smartwatch 44mm BT - Silver - (2026)
SamsungTrack health patterns in your sleep with VitalsStay aware of the subtle changes in your body with Vitals it tracks health metrics while you sleep c...
View full detailsSamsung - Misty Band for Galaxy Watch8 and Galaxy Watch9 M/L - Black
SamsungSoft to the touch easy on the eyesExpress your unique style with the two tone Misty Band the refined dual tone finish and soothing color palette ma...
View full detailsSamsung - Galaxy Watch9 Aluminum Smartwatch 40mm BT - Graphite - (2026)
SamsungTrack health patterns in your sleep with VitalsStay aware of the subtle changes in your body with Vitals it tracks health metrics while you sleep c...
View full detailsGarmin Venu 4 - silver - smart watch with band - silver gray - 8 GB
Garmin24/7 Health monitoringMake improvements toward a healthier lifestyle with extensive health monitoring features such as Body Battery energy monitori...
View full detailsSamsung Galaxy Watch8 Classic smart watch with hybrid band - 64 GB - white
SamsungWhy to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...
View full detailsWHOOP SportFlex Accessory Band - Compatible with One and Peak - Gravity
WhoopBUILT FOR HIGH PERFORMANCE SportFlex is designed with waterproof sweatproof and dirtproof silicone. It’s highly durable and designed to withstand y...
View full detailsGarmin Venu 4 - slate - smart watch with band - black - 8 GB
Garmin24/7 Health monitoringMake improvements toward a healthier lifestyle with extensive health monitoring features such as Body Battery energy monitori...
View full detailsGarmin Venu 3S - pebble gray - smart watch with band - 8 GB
GarminBright AMOLED display and long battery lifeDesigned with a bright colorful display get a more complete picture of your health thanks to battery lif...
View full detailsGarmin Forerunner 965 - whitestone - smart watch with band - whitestone/powder gray - 32 GB
GarminAMOLED touchscreen display and titanium bezelBrilliant AMOLED touchscreen display with traditional button controls and lightweight titanium bezelBa...
View full detailsApple Watch Series 11 (GPS) 42mm Rose Gold Aluminum Case with Light Blush Sport Band - M/L - Rose Gold - (2025)
AppleHYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...
View full detailsOura - Ring 5 Official Charging Case - Size 11 - Up to a month of battery life - USB-C Cord Compatible - Black
OuraMADE BY OURAUnauthorized Oura Ring chargers may permanently damage the ring batteryUP TO A MONTH OF BATTERYGet up to 30 days of battery life from a...
View full detailsSamsung Galaxy Watch8 - graphite - smart watch with sport band - graphite - 32 GB
SamsungWhy to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...
View full detailsSamsung Galaxy Watch8 Classic smart watch with hybrid band - 64 GB - black
SamsungWhy to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...
View full detailsSamsung - Sport Band for Galaxy Watch8 and Galaxy Watch9 M/L - Blue
SamsungMade to flex and move with youDesigned with soft rubber the Sport Band offers a comfortable and flexible fit. Featuring breathable ripples on the i...
View full detailsSamsung - Galaxy Watch Ultra Marine Band - Green
SamsungCustomize your comfort and fitThe Marine Band for Galaxy Watch Ultra features a lugless design that seamlessly blends with the Watch body ensuring ...
View full detailsCASETiFY - Bounce Band for Apple Watch 38mm 40mm 41mm and SE (All Series) - Sand
CasetifyDesigned for your Apple WatchFits the Apple Watch 38mm 40mm 40mm SE (1 and 2) and 41mm (all series).Durable breathable wearCrafted from high-quali...
View full detailsOura - Ring 5 Official Charging Case - Size 8 - Up to a month of battery life - USB-C Cord Compatible - Black
OuraMADE BY OURAUnauthorized Oura Ring chargers may permanently damage the ring batteryUP TO A MONTH OF BATTERYGet up to 30 days of battery life from a...
View full detailsOura - Ring 5 Official Charging Case - Size 12 - Up to a month of battery life - USB-C Cord Compatible - Black
OuraMADE BY OURAUnauthorized Oura Ring chargers may permanently damage the ring batteryUP TO A MONTH OF BATTERYGet up to 30 days of battery life from a...
View full detailsOura - Ring 5 Official Charging Case - Size 9 - Up to a month of battery life - USB-C Cord Compatible - Black
OuraMADE BY OURAUnauthorized Oura Ring chargers may permanently damage the ring batteryUP TO A MONTH OF BATTERYGet up to 30 days of battery life from a...
View full detailsGarmin - vívosmart 5 Smart Fitness Tracker + Heart Rate Large - Black - (2022)
GarminSimple easy-to-use designEasy-to-use comfortable smart fitness tracker once setup through the Garmin Connect app has a touchscreen and button inter...
View full detailsSamsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Green - (2024)
SamsungPush past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...
View full detailsSamsung - Galaxy Watch7 Aluminum Smartwatch 40mm BT - Cream - (2024)
SamsungPush past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...
View full detailsAmazfit - Bip 6 Smartwatch 46mm Silicone - Black / Blue - (2025)
AmazfitUp to 14 Days of Battery LifeEnjoy extended usage with up to 14 days of typical use or up to 26 days in battery saver mode—keeping you powered thro...
View full detailsSamsung - Galaxy Watch8 Aluminum Smartwatch 40mm BT - Graphite - (2025)
SamsungWhy to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...
View full detailsAmazfit - Balance 2 XT Smartwatch 47mm Silicone - Gray / Black - (2025)
AmazfitUp to 21 Days of Battery LifeStay powered through long weeks and tough workouts with up to 21 days of typical usage or extend battery life even fur...
View full detailsApple Watch Series 11 (GPS) 46mm Rose Gold Aluminum Case with Light Blush Sport Band - S/M - Rose Gold - (2025)
AppleHYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...
View full detailsApple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black/Charcoal Trail Loop - S/M - Black - (2025)
AppleRUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.