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Microwaves

Rent to Own and Lease to Own Microwaves – Flexible Financing Options

Upgrade your kitchen with a high-quality microwave from Finance My Cart. Our selection features top brands offering advanced features such as convection cooking, sensor heating, and energy efficiency. With our flexible financing options—including rent-to-own, lease-to-own, and financing plans—you can enjoy a new microwave without a significant upfront cost. Plus, with fast shipping and no credit checks, enhancing your cooking experience has never been easier. Explore our collection today to find the perfect microwave that suits your needs and budget!

Original price $1,751.99 - Original price $1,751.99
Original price
$1,751.99
$1,751.99 - $1,751.99
Current price $1,751.99

ZLINE - 24" Built-in Convection Microwave Oven - Black

ZLINE

ConvectionConvection and Microwave Modes - Select from a variety of convection broil and microwave cooking settings to provide optimal dish results...

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Original price $1,751.99 - Original price $1,751.99
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$1,751.99
$1,751.99 - $1,751.99
Current price $1,751.99
Original price $1,246.99 - Original price $1,246.99
Original price
$1,246.99
$1,246.99 - $1,246.99
Current price $1,246.99

Bosch - 800 Series 1.8 Cu. Ft. Convection Over-the-Range Microwave with Sensor Cooking - Stainless Steel

Bosch

Large 1.9 Cu. Ft. CapacityAble to fit a variety of dishes.1000 Watts of Microwave PowerAnd 12 one-touch modes for cooking defrosting and reheating....

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Original price $1,246.99 - Original price $1,246.99
Original price
$1,246.99
$1,246.99 - $1,246.99
Current price $1,246.99
Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

GE - 0.7 Cu. Ft. Countertop Microwave with Convenience Cooking Controls - Stainless Steel

GE

0.7 Cu. Ft. Capacity700 Watts (IEC-705 test procedure).Convenience Cooking ControlsOperating made quick and easy.Auto and Time DefrostDefrosting ti...

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Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99
Original price $317.99 - Original price $317.99
Original price
$317.99
$317.99 - $317.99
Current price $317.99

GE - 1.7 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Defrost - White

GE

1.7 cu. ft. capacity1000 Watts (IEC-705 test procedure)Weight and time defrostSimply enter the weight of the food and the oven automatically sets t...

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Original price $317.99 - Original price $317.99
Original price
$317.99
$317.99 - $317.99
Current price $317.99
Original price $1,152.99 - Original price $1,152.99
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$1,152.99
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Current price $1,152.99

Caf - 1.7 Cu. Ft. Convection Over-the-Range Microwave with Air Fry - Stainless Steel

GE Cafe

Air FryMake your favorite “fried foods healthy thanks to a mode that crisps without using oil for fryingCreate a streamlined cooking experienceSimp...

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Original price $1,152.99 - Original price $1,152.99
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$1,152.99
$1,152.99 - $1,152.99
Current price $1,152.99
Original price $241.99 - Original price $241.99
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$241.99
$241.99 - $241.99
Current price $241.99

Insignia - 1.7 Cu. Ft. Over-the-Range Microwave with 2-Stage Cooking - Stainless Steel

Insignia

Spacious 1.7 cu. ft. interiorFits larger dishes allowing you to cook or reheat more food.Removes steam and odors from your stovetopThe 2-speed exha...

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Original price $241.99 - Original price $241.99
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$241.99
$241.99 - $241.99
Current price $241.99
Original price $425.99 - Original price $425.99
Original price
$425.99
$425.99 - $425.99
Current price $425.99

Samsung - 1.7 cu. ft. Over-the-Range Microwave - Matte Black Steel

Samsung

1.7 cu. ft. CapacityThe 1.7 cu. ft. capacity of this microwave accommodates a variety of snacks meal items and cookware sizes to let you prepare fo...

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Original price $425.99 - Original price $425.99
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$425.99
$425.99 - $425.99
Current price $425.99
Original price $706.99 - Original price $706.99
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$706.99
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Current price $706.99

LG - 2.1 Cu. Ft. Over The Range Smart Microwave with Sensor Cooking and EasyClean - Stainless Steel

LG

Premium Handle DesignThis new style takes your kitchen to the next level with a fresh contemporary look. Our new bar handle design is slightly cont...

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Original price $706.99 - Original price $706.99
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$706.99
$706.99 - $706.99
Current price $706.99
Original price $240.99 - Original price $240.99
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$240.99
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Current price $240.99

Sharp - 1.4 cu ft Countertop Microwave With Sensor Cooking - White

Sharp

1100 Watt1.4 cu. ft. 1100 Watt Microwave Oven by SharpSensor CookSensor Cook Menu for Precise Cooking and ReheatingConvenient KeysConvenient +30 Ke...

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Original price $240.99 - Original price $240.99
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$240.99
$240.99 - $240.99
Current price $240.99
Original price $488.99 - Original price $488.99
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$488.99
$488.99 - $488.99
Current price $488.99

LG - 1.8 Cu. Ft. Over The Range Smart Microwave with Sensor Cooking and EasyClean - Stainless Steel

LG

Premium Handle DesignThis new style takes your kitchen to the next level with a fresh contemporary look. Our new bar handle design is slightly cont...

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Original price $488.99 - Original price $488.99
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$488.99
$488.99 - $488.99
Current price $488.99
Original price $843.99 - Original price $843.99
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$843.99
$843.99 - $843.99
Current price $843.99

Bosch - 100 Series 1.7 Cu. Ft. Over-the-Range Microwave - Stainless Steel

Bosch

Large CapacityLarge 1.7 cu. ft. capacity fits a variety of dishes.Modes1000 watts of microwave power and 5 one-touch modes to cook defrost reheat a...

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Original price $843.99 - Original price $843.99
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$843.99
$843.99 - $843.99
Current price $843.99
Original price $509.99 - Original price $509.99
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$509.99
$509.99 - $509.99
Current price $509.99

GE Profile - 2.2 Cu. Ft. Built-In Microwave with Sensor Cooking and Glass Touch Controls - Black

GE Profile

Built-In MicrowaveThis countertop microwave oven is built-in capable with a sleek matching trim kit.Glass Touch ControlsFeatures a smooth glass des...

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Original price $509.99 - Original price $509.99
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$509.99
$509.99 - $509.99
Current price $509.99
Original price $128.99 - Original price $128.99
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$128.99
$128.99 - $128.99
Current price $128.99

Insignia - 1.1 Cu. Ft. Countertop Microwave - Black

Insignia

1000 wattsFor standard microwave cooking.2-step safety lockPrevents young children from accessing the microwave9 preset functionsChoose from Popcor...

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Original price $128.99 - Original price $128.99
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$128.99
$128.99 - $128.99
Current price $128.99
Original price $293.99 - Original price $293.99
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$293.99
$293.99 - $293.99
Current price $293.99

GE - 2.0 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - Stainless Steel

GE

2.0 Cu. Ft. Capacity1200 Watts (IEC-705 test procedure).Sensor Cooking ControlsAutomatically adjusts time and power for delicious cooking results.C...

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Original price $293.99 - Original price $293.99
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$293.99
$293.99 - $293.99
Current price $293.99
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Insignia - .9 Cu. Ft. Compact Countertop Microwave - Stainless Steel

Insignia

900 wattsCook or reheat meat vegetables pasta and more at the touch of a button.2-step safety lockPrevents young children from accessing the microw...

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Original price $117.99 - Original price $117.99
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$117.99
$117.99 - $117.99
Current price $117.99
Original price $305.99 - Original price $305.99
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$305.99
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Current price $305.99

LG - 2.0 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Stainless Steel

LG

Large CapacityWith the spacious 2.0 cu. ft. capacity there's plenty of room to heat up larger dishes.Smart InverterTry defrosting in an ordinary mi...

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Original price $305.99 - Original price $305.99
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$305.99
$305.99 - $305.99
Current price $305.99
Original price $271.99 - Original price $271.99
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$271.99
$271.99 - $271.99
Current price $271.99

GE - 1.0 Cu. Ft. Convection Countertop Microwave with Air Fry - Stainless Steel

GE

Air FryCook healthier crispier versions of your favorite foods in less time thanks to an air fryer built into your microwave.ConvectionAchieve cris...

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Original price $271.99 - Original price $271.99
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$271.99
$271.99 - $271.99
Current price $271.99
Original price $281.99 - Original price $281.99
Original price
$281.99
$281.99 - $281.99
Current price $281.99

LG - 1.5 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Stainless Steel

LG

Smart InverterTry defrosting in an ordinary microwave and you’ll get alternating blasts of full power followed by a periods of no power until the t...

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Original price $281.99 - Original price $281.99
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$281.99
$281.99 - $281.99
Current price $281.99
Original price $1,159.99 - Original price $1,159.99
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$1,159.99
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Current price $1,159.99

Maytag - 1.1 Cu. Ft. Flush Mount Over-the-Range Microwave with Sensor Cooking and Toaster Oven

Maytag

ToastToast up your favorites just the way you like them with toast settings from Light to Dark.BakeBake everything from dinner to dessert in a micr...

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Original price $1,159.99 - Original price $1,159.99
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$1,159.99
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Current price $1,159.99
Original price $865.99 - Original price $865.99
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$865.99
$865.99 - $865.99
Current price $865.99

Bosch - 300 Series 1.7 Cu. Ft. Over-the-Range Microwave

Bosch

Large 1.7 cu. ft. capacity fits a variety of dishes1000 watts of microwave power and 5 one-touch modes to cook defrost reheat and moreMulti-speed 3...

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Original price $865.99 - Original price $865.99
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$865.99
$865.99 - $865.99
Current price $865.99
Original price $681.99 - Original price $681.99
Original price
$681.99
$681.99 - $681.99
Current price $681.99

Whirlpool - 1.1 Cu. Ft. Over-the-Range Microwave with Flush Built-in Design - Stainless Steel

Whirlpool

Flush Built-In DesignElevate your kitchen with style that stands out and a microwave that fits in thanks to the Flush Built-In Design. When closed ...

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Original price $681.99 - Original price $681.99
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$681.99
$681.99 - $681.99
Current price $681.99
Original price $690.99 - Original price $690.99
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$690.99
$690.99 - $690.99
Current price $690.99

KitchenAid - 1.9 Cu. Ft. Microwave Hood Combination with Auto Functions - Stainless Steel

Kitchenaid

Auto FunctionsProvide convenient presets for popular cooking modes including popcorn defrost cook soften/melt reheat and keep warm taking the guess...

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Original price $690.99 - Original price $690.99
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$690.99
$690.99 - $690.99
Current price $690.99
Original price $834.99 - Original price $834.99
Original price
$834.99
$834.99 - $834.99
Current price $834.99

Bosch - 300 Series 2.1 Cu. Ft. Built-In Microwave with Sensor Cooking - Stainless Steel

Bosch

Large capacityLarge 2.1 cu. ft. capacity fits a variety of dishes.High power with multiple levels1000 watts of microwave power and 10 microwave pow...

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Original price $834.99 - Original price $834.99
Original price
$834.99
$834.99 - $834.99
Current price $834.99
Original price $509.99 - Original price $509.99
Original price
$509.99
$509.99 - $509.99
Current price $509.99

GE Profile - 2.2 Cu. Ft. Countertop Microwave with Sensor Cooking and Scan to Cook Technology - Stainless Steel

GE Profile

Scan to Cook TechnologyEffortlessly prepare your favorite frozen meals exactly as intended by the manufacturer—just scan the barcode and let your m...

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Original price $509.99 - Original price $509.99
Original price
$509.99
$509.99 - $509.99
Current price $509.99
Original price $815.99 - Original price $815.99
Original price
$815.99
$815.99 - $815.99
Current price $815.99

KitchenAid - 1.1 Cu. Ft. Low Profile Over-the-Range Smart Microwave with Sensor Cooking and Dual Fan Ventilation - Stainless Steel Fingerprint Resistant

Kitchenaid

Low Profile DesignProvides a small sleek microwave with finishing that blends into cabinetry and strong features that are powerful enough to replac...

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Original price $815.99 - Original price $815.99
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$815.99
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Current price $815.99
Original price $599.99 - Original price $599.99
Original price
$599.99
$599.99 - $599.99
Current price $599.99

Samsung - Bespoke 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Edge to Edge Glass Display - Matte Black Steel

Samsung

Auto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...

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Original price $599.99 - Original price $599.99
Original price
$599.99
$599.99 - $599.99
Current price $599.99
Original price $550.99 - Original price $550.99
Original price
$550.99
$550.99 - $550.99
Current price $550.99

Samsung - Bespoke 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Wi-Fi Connectivity - White Glass

Samsung

Auto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...

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Original price $550.99 - Original price $550.99
Original price
$550.99
$550.99 - $550.99
Current price $550.99
Original price $549.99 - Original price $549.99
Original price
$549.99
$549.99 - $549.99
Current price $549.99

Samsung - 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Wi-Fi Connectivity - Matte Black Steel

Samsung

Auto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...

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Original price $549.99 - Original price $549.99
Original price
$549.99
$549.99 - $549.99
Current price $549.99
Original price $751.99 - Original price $751.99
Original price
$751.99
$751.99 - $751.99
Current price $751.99

Whirlpool - 1.1 Cu. Ft. Over the Range Microwave with Sensor Cooking and 1800-Watts Cooking Power - Stainless Steel

Whirlpool

Our Best VentilationHelps quickly and quietly clear smoke grease and odor from the air without disrupting your kitchen routine with Our Most Powerf...

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Original price $751.99 - Original price $751.99
Original price
$751.99
$751.99 - $751.99
Current price $751.99
Original price $204.99 - Original price $204.99
Original price
$204.99
$204.99 - $204.99
Current price $204.99

GE - 0.9 Cu. Ft. Countertop Microwave with Scan-to-Cook Technology - Stainless Steel

GE

Scan-to-Cook TechnologyTake the guesswork out of microwaving frozen foods and prepare your favorites exactly how the manufacturer intended with jus...

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Original price $204.99 - Original price $204.99
Original price
$204.99
$204.99 - $204.99
Current price $204.99
Original price $525.99 - Original price $525.99
Original price
$525.99
$525.99 - $525.99
Current price $525.99

Samsung - Bespoke 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Edge to Edge Glass Display - Stainless Steel

Samsung

Auto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...

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Original price $525.99 - Original price $525.99
Original price
$525.99
$525.99 - $525.99
Current price $525.99
Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99

LG - 1.7 Cu. Ft. Over-The-Range Microwave with Sensor Cook and EasyClean - Stainless Steel

LG

Stylish DesignElevate your kitchen with this sleek over-the-range microwave that delivers on style and practicality. The classic handlebar design o...

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Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99
Original price $703.99 - Original price $703.99
Original price
$703.99
$703.99 - $703.99
Current price $703.99

LG - 1.3 Cu. Ft. Low-Profile Over-The-Range Microwave with Sensor Cook and Zero Clearance Door - Black

LG

ThinQ Smart TechnologyThe ThinQ app offers control and convenience to help you simplify life and enjoy the comforts of home. Sync the microwave wit...

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Original price $703.99 - Original price $703.99
Original price
$703.99
$703.99 - $703.99
Current price $703.99
Original price $600.99 - Original price $600.99
Original price
$600.99
$600.99 - $600.99
Current price $600.99

Samsung - Bespoke 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Edge to Edge Glass Display - White Glass

Samsung

Auto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...

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Original price $600.99 - Original price $600.99
Original price
$600.99
$600.99 - $600.99
Current price $600.99
Original price $284.99 - Original price $284.99
Original price
$284.99
$284.99 - $284.99
Current price $284.99

Sharp - 1.4 cu. ft. 1100W Smart Countertop Microwave with Inverter Cooking and Works with Alexa - Stainless - Stainless

Sharp

1.4 cu. ft. 1100 Watt Microwave Oven with Inverter Technology by SharpFamily-Size Microwave Oven with Inverter Technology in Stainless Steel is lig...

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Original price $284.99 - Original price $284.99
Original price
$284.99
$284.99 - $284.99
Current price $284.99
Original price $840.99 - Original price $840.99
Original price
$840.99
$840.99 - $840.99
Current price $840.99

KitchenAid - 1.1 Cu. Ft. Over-the-Range Microwave with Flush Built-in Design and PrintShield Finish - Stainless Steel

Maytag

Turntable-Free DesignMaximize your cooking space for large or multiple dishes with the turntable-free design that eliminates the need for a turntab...

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Original price $840.99 - Original price $840.99
Original price
$840.99
$840.99 - $840.99
Current price $840.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.