Home Automation
Rent To Own Home Automation – Control Your Home with Flexible Financing
Take control of your home with advanced home automation solutions from Finance My Cart. From smart thermostats and lighting to automated security systems and voice-controlled devices, we offer top brands like Nest, Ecobee, Lutron, and more. With our rent-to-own and buy now, pay later payment plans, you can automate your home without the hefty upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to fit your budget and credit situation. Make your home smarter today with flexible financing that works for you!
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Philips - Hue 4" High Lumen Recessed Downlight - White and Color Ambiance
PhilipsCreate a personalized experienceInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entert...
View full detailsPhilips - Hue A19 Bluetooth 75W Smart LED Bulb - White and Color Ambiance
PhilipsColorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...
View full detailsPhilips - Hue White and Color Ambiance Lucca Wall Light - Black
PhilipsSophisticated modern design Illuminate your porch and patios with colorful light. The Lucca wall lantern with its round shape and black bands offer...
View full detailsSkylight - Calendar Max 27 inch Touchscreen Smart Calendar and Family Organizer - White
SkylightSkylight All-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organzie the whole family with the touchscreen display for all your c...
View full detailsecobee - Smart Thermostat Essential - Programmable Wi-Fi Thermostat - Works with Siri Alexa and Google Assistant - White
EcoBeeAn energy-saving thermostat that pays for itselfSave up to 23 every year on heating and cooling costs. That’s about 250 a year in savings meaning t...
View full detailsGovee - Spotlights 4 Packs - Multi
GoveeColor-changing RGBIncludes 35 scene modes to adorn your garden.IP65 WaterproofEnjoy year-round outdoor lights no matter the weather.Stronger lighti...
View full detailsSkylight - Calendar Max 27 inch Touchscreen Smart Calendar and Family Organizer - Aluminum
SkylightSkylight all-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organzie the whole family with the touchscreen display for all your ca...
View full detailsGoogle - Nest Learning Thermostat (4th gen) with Nest Temperature Sensor (2nd gen) - Polished Gold
GOOGLEImproved compatibility.It works with most 24V systems including gas electric oil forced air heat pump and radiant and no C wire is required for ins...
View full detailsGoogle - Nest Learning Thermostat (4th gen) with Nest Temperature Sensor (2nd gen) - Polished Silver
GOOGLEImproved compatibility.It works with most 24V systems including gas electric oil forced air heat pump and radiant and no C wire is required for ins...
View full detailsGoogle - Nest Learning Thermostat (4th gen) with Nest Temperature Sensor (2nd gen) - Polished Obsidian
GOOGLEImproved compatibility.It works with most 24V systems including gas electric oil forced air heat pump and radiant and no C wire is required for ins...
View full detailsSkylight - Calendar 15 Inch Touchscreen Smart Calendar and Chore Chart - White
SkylightFeaturesSkylight Calendar seamlessly auto-syncs family member's calendars so everyone's schedule is displayed in one place. With the free mobile ap...
View full detailsTP-Link - Tapo P316M Smart Power Strip with 6 Individually Controlled Smart Outlets 3 USB Ports with Surge Protection - White
TP LinkPower Up to 9 Devices at OnceFeatures 6 smart outlets with individual control and 3 always-on USB ports for simultaneous charging providing a high-...
View full detailsGovee - Gaming Pixel Light - Multi
GoveeDynamic DisplaysEnjoy dynamic animations at 30fps and unleash your creativity with the freedom to upload and display your creations.AI-Powered Pixe...
View full detailsFirst Alert - Smoke and Carbon Monoxide Detector Battery Powered - White
First AlertSC5 Battery Smart Smoke Carbon Monoxide AlarmThe fire safety you trust is now connected and compatible. Add smart fire safety alerts to your home ...
View full detailsTP-Link - Tapo A19 Wi-Fi Smart LED Bulb (5-Pack) - Multicolor
TP LinkNo Hub RequiredConnect directly to your home's secure Wi-Fi network—no need for a hub or extra equipment.1100 lumens -Extra Bright Smart Light Bulb...
View full detailsGovee - RGBIC Floor Lamp - Multi
Govee64+ Alluring Lighting EffectsSelect a moving lighting effect with just one tap and instantly transform your space for any occasion or vibe no matte...
View full detailsGovee - Wi-Fi Bluetooth Smart Outdoor LED Strip Light 32ft - Multi
GoveeSmart voice controlGovee outdoor LED strip light supports Alexa Google Assistant intelligent control. Enjoy hands-free control of your lights using...
View full detailsGovee - Smart Recessed Downlight 6inch-4pk - Multi
GoveeFlexible connectivitySupports direct Wi-Fi and Bluetooth control.Multiple lighting options16 million colors and 1-100 dimmable brightness.Multiple ...
View full detailsPhilips - Hue Play HDMI Sync Box 8K - Black
PhilipsHDMI 2.1 CERTIFIED FOR THE HIGHEST QUALITY CONTENTWith an ultra-fast refresh rate you can sync your Hue lights to the highest quality video content...
View full detailsGovee - RGBIC 32.8ft Icicle Lights - Multi
GoveeRGBIC lighting effectsChoose from 16 million colors with the ability to control each light individually for a customized experience.Outdoor reliabi...
View full detailsPhilips - Hue Solo lightstrip 3m (10ft) - White and Color Ambiance
PhilipsIncludes one Hue Solo 3 meter lightstripSeamless blend of multicolor light in a single LED stripSet the mood instantly with Bluetooth and easily co...
View full detailsGovee - Wi-Fi RGBIC Outdoor Permanent String Lights 100ft - White
GoveeLighting effects for holidays75 scene modes can cover more than 10 holidays and 8 DIY lighting effects to satisfy your various lighting needsSimple...
View full detailsNanoleaf - Essentials Matter Smart Multicolor HD Lightstrip 16.4ft (5m) - Flexible and Trimmable - White and Colors
NanoleafIndividually Addressable LEDsWatch multiple colors appear all at once along your addressable lightstrip for a stunning gradient effect with 60 colo...
View full detailsTP-Link - Tapo Smart Wi-Fi Light Dimmer Switch with Matter (4-Pack) - Replaces Most Traditional Switches - White
TP LinkReplaces Most Traditional Light SwitchesUpgrade your home by raplacing your traditional light switches with TP-Link Tapo Smart Switches. Works in t...
View full detailsGovee - RGBIC Curtain Lights - Multi
GoveePattern display abilityContain 520 teardrop-shaped light beads allowing for a higher pixel densityDIY modeBring your creativity to the forefront wi...
View full detailsGovee - Dreamview TV Strip Lights for 55- 65 TVs - Multi
Govee1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...
View full detailsGE - Cync 10 Foot Dynamic Effects Smart LED Neon Shape Light - Color Changing - Full Color
General ElectricBendable LED Strip LightsBend the flexible LED strip to create shapes designs and words; Control each segment separately with “independent control ...
View full detailsPhilips - Hue Solo Lightstrip 5m (16ft) - White and Color Ambiance
PhilipsIncludes one Hue Solo 5 meter lightstripSeamless blend of multicolor light in a single LED stripSet the mood instantly with Bluetooth and easily co...
View full detailsGovee - Wi-Fi RGBIC Outdoor Permanent String Lights 100ft - Black
GoveeLighting effects for holidays75 scene modes can cover more than 10 holidays and 8 DIY lighting effects to satisfy your various lighting needsSimple...
View full detailsGovee - 24.6' RGBIC Strip Light with Smart LED Bulb - Multi
GoveeReliable brightnessWith over 1200 Lumens these smart bulbs can brighten your home than most bulbs currently on the market. These RGB 12W bulbs have...
View full detailsGovee - Outdoor 500 Lumens Wi-Fi Smart LED Wall Light - Multi
GoveeCharming lighting effectsGovee Outdoor Wall Light can simultaneously display 3 colors horizontally providing an immersive DIY experience with 45 sc...
View full detailsSkylight - Calendar 15 Inch Touchscreen Smart Calendar and Chore Chart - Silver
SkylightFeaturesSkylight Calendar seamlessly auto-syncs family member's calendars so everyone's schedule is displayed in one place. With the free mobile ap...
View full detailsGovee - RGBIC LED Neon Rope Light for Desks 6.5ft - Multi
GoveeSegmented RGBIC color control42 controllable segments customize RGBIC lighting effects. 14 zones per meter 16.8 million colors and 64+ scene modesG...
View full detailsPhilips - Hue Solo Lightstrip 10m (33ft) - White and Color Ambiance
PhilipsIncludes one Hue Solo 10 meter or 32 feet lightstripSeamless blend of multicolor light in a single LED stripSet the mood instantly with Bluetooth a...
View full detailsGovee - Dreamview TV Strip Lights for 75- 85 TVs - Multi
Govee1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...
View full detailsPhilips - Hue Bluetooth Slim Downlight 6" - White and Color Ambiance
PhilipsCanless designThe slim downlight installs easily into any ceiling thanks to its slim profile. Place them in spaces such as narrow hallways or rooms...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.