Home Automation
Rent To Own Home Automation – Control Your Home with Flexible Financing
Take control of your home with advanced home automation solutions from Finance My Cart. From smart thermostats and lighting to automated security systems and voice-controlled devices, we offer top brands like Nest, Ecobee, Lutron, and more. With our rent-to-own and buy now, pay later payment plans, you can automate your home without the hefty upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to fit your budget and credit situation. Make your home smarter today with flexible financing that works for you!
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Skylight - Calendar Max 27 inch Touchscreen Smart Calendar and Family Organizer - Aluminum
SkylightSkylight all-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organzie the whole family with the touchscreen display for all your ca...
View full detailsCozyla - 15.6" Digital Calendar+2 AIO Family Hub Planner - White
CozylaFamily CalendarAuto sync your Apple Google Outlook and other calendars.Chores RoutinesCreate chores and routines with points repetition and remind...
View full detailsCozyla - Digital 24" Calendar Plus 3 - White
CozylaShared CalendarAuto sync each member's Apple Google Outlook and other calendars into one unified family view.Family ProfilesCreate up to 8 profiles...
View full detailsCozyla - Digital 32" Calendar Plus 3 4K - White
Cozyla"Hey Cozyla" Family Voice AgentHands-free schedule and task management using a built-in 2-microphone array with noise reduction.Shared Family Calen...
View full detailsCozyla - Routie 7" - White
CozylaKids Calendar ScheduleSchedules tasks and meals - all in one place so kids learn to manage their own day.Sunrise AlarmFull-spectrum LED light grad...
View full detailsLinkind - 48ft Smart Outdoor String Lights Matter Compatible AI Effects IP67 Waterproof Works with Alexa Google Home - Black
LinkindAurascape Lighting EffectsSet each LED light bulb to a different color making the light effects feel more comfortable. It can be used as daily and ...
View full detailsFirst Alert - Z-Wave Smoke and Carbon Monoxide Detector - White
First AlertFirst Alert Z-wave Smoke and Carbon Monoxide AlarmThe First Alert FSMCO410BX is a z-wave protocol wireless smoke and carbon monoxide alarm. This ba...
View full detailsGoogle - Nest Thermostat - Programmable Wi-Fi Smart Thermostat - Charcoal
GOOGLESo many ways to save.The Nest Thermostat helps you save energy. It can turn itself down when you leave the house so you don’t waste energy heating ...
View full detailsLinkind - 48ft Smart Outdoor String Lights - Black
LinkindAurascape Lighting EffectsSet each LED light bulb to a different color making the light effects feel more comfortable. It can be used as daily and ...
View full detailsLinkind - Smart Solar Pathway Lights Outdoor APP Control Solar Wired Charging Color Changing 4 Pack - Black
LinkindSmart App Control at Your FingertipsEasily manage your solar lights via the AiDot app. Adjust color brightness and white temperature control groups...
View full detailsLinkind - 100ft Smart Permanent Outdoor Lights Pro with 72 LED Lights RGBTW Music Mode Matter IP67 Halloween Christmas - White
LinkindAI-Generated Lighting at Your CommandOur permanent outdoor light features a ChatGPT AI algorithm that intelligently designs stunning light shows fo...
View full detailsGovee - Wi-Fi RGBIC Outdoor Permanent String Lights 100ft - White
GoveeLighting effects for holidays75 scene modes can cover more than 10 holidays and 8 DIY lighting effects to satisfy your various lighting needsSimple...
View full detailsGovee - Table Lamp Classic S - Black
GoveeRGBICWW TechnologyEnjoy both tunable white and vivid color lighting in this small table lamp perfect for any mood any moment.Classic Design with 48...
View full detailsSkylight - Calendar 2 15 Inch Touchscreen Smart Calendar and Chore Chart - Wood Walnut
SkylightSkylight All-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organize the whole family with the touchscreen display for all your c...
View full detailsGoogle Nest Learning - 4th Gen - thermostat - 802.11a/b/g/n - polished gold - with Nest Temperature Sensor (2nd gen)
GOOGLEImproved compatibility.It works with most 24V systems including gas electric oil forced air heat pump and radiant and no C wire is required for ins...
View full detailsSkylight - Calendar 2 15 Inch Touchscreen Smart Calendar and Chore Chart - Charcoal
SkylightSkylight All-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organize the whole family with the touchscreen display for all your c...
View full detailsMysa - Smart Programmable WiFi Thermostat (3-Pack) - White
MysaSmart deviceApp-controlled thermostat works with Android or iOS devices home's Wi-Fi and Alexa Google Assistant and Apple HomeKit voice assistantsP...
View full detailsPhilips - Hue Smart LED A19 Bulb 1 Pack - White and Color Ambiance
PhilipsNatural Daylight at HomeThis smart bulb has a wider than average CCT range covering the full spectrum of daylight from deeper relaxing tones below ...
View full detailsSkylight - Calendar Max 27 inch Touchscreen Smart Calendar and Family Organizer - White
SkylightSkylight All-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organzie the whole family with the touchscreen display for all your c...
View full detailsSkylight - Calendar 2 15 Inch Touchscreen Smart Calendar and Chore Chart - White
SkylightSkylight All-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organize the whole family with the touchscreen display for all your c...
View full detailsMysa - Smart Programmable Wi-Fi Thermostat - White
MysaSmart deviceApp-controlled thermostat works with Android or iOS devices home's Wi-Fi and Alexa Google Assistant and Apple HomeKit voice assistantsP...
View full detailsSkylight - 15" Calendar 2 - Charcoal
SkylightSkylight All-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organzie the whole family with the touchscreen display for all your c...
View full detailsPhilips - Hue OmniGlow Strip Light 10 feet - White
PhilipsUltimate effortless controlWhether you want to set a beautiful light scene set mood-matching effects or simply control your strip lights — do it al...
View full detailsPhilips - Hue Bridge V3 PRO - Black
PhilipsMore SpeedFeaturing the new Hue Chip Pro with ultra-fast processing speeds of 1.7 GHz and a quad-core Cortex-A35 CPU for super-fast response times ...
View full detailsFirst Alert - Smoke and Carbon Monoxide Detector Hardwired - White
First AlertSC5 Hardwire Smart Smoke Carbon Monoxide AlarmThe fire safety you trust is now connected and compatible. Add smart fire safety alerts to your home...
View full detailsGovee - Gaming Pixel Light - Multi
GoveeDynamic DisplaysEnjoy dynamic animations at 30fps and unleash your creativity with the freedom to upload and display your creations.AI-Powered Pixe...
View full detailsFirst Alert - Smoke and Carbon Monoxide Detector Battery Powered - White
First AlertSC5 Battery Smart Smoke Carbon Monoxide AlarmThe fire safety you trust is now connected and compatible. Add smart fire safety alerts to your home ...
View full detailsTwinkly - Candies Star Shaped 200 RGB LED Smart Light String Green Wire USB-C - Multicolor
TwinklyCharming multicolor RGB LED light shapesDelight in the charming light shape of stars while adding a touch of wonder to your home decor 200 LED ligh...
View full detailsGovee - RGBIC Neon Rope Light - 6.5 Ft - Multi
GoveeSegmented RGBIC EffectsUse the Govee Home App to access a selection of lighting effects that best suits your personal aesthetic. Your light will gl...
View full detailsecobee - Premium Smart Programmable Touch-Screen Thermostat with Siri Alexa Apple HomeKit and Google Assistant - Black
EcoBeeSmart Sensor Included and Energy Star CertifiedSave up to 26 per year on heating and cooling costs. Included SmartSensor (50 value) adjusts the tem...
View full detailsSkylight - Calendar 15 Inch Touchscreen Smart Calendar and Chore Chart - Silver
SkylightFeaturesSkylight Calendar seamlessly auto-syncs family member's calendars so everyone's schedule is displayed in one place. With the free mobile ap...
View full detailsGoogle - Nest Thermostat - Programmable Wi-Fi Smart Thermostat - Snow
GOOGLESo many ways to save.The Nest Thermostat helps you save energy. It can turn itself down when you leave the house so you don’t waste energy heating ...
View full detailsNanoleaf - Blocks Combo Smarter Kit - Smart LED Wall Light Panels - Multicolor
NanoleafModular CustomizableBuild your own unique layout and customize with mix and match add-ons to make a display that's truly your own.Dynamic Lighting...
View full detailsGovee - Smart Mini Panel Lights 10 Packs - RGBIC - Multi
GoveeUnlimited DIY Modeling PossibilitiesThis square light can be freely spliced by pressing to the connecting pieces¿¿through four sides greatly enhanc...
View full detailsGovee - RGBIC Smart Table Lamp 2S - Multi
GoveeRGBIC 16 million colors16 million RGB colors and 60+ scenes offer dynamic lighting—controllable via 4 methods.3 Control optionsConvenience via Tou...
View full detailsPhilips - Hue A21 Bluetooth 100W Smart LED Bulb - White and Color Ambiance
PhilipsColorful smart lightingInstantly set the mood for any occasion with 16 million colors. Transform any room for an immersive entertainment experience...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.