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Home Automation

Rent To Own Home Automation – Control Your Home with Flexible Financing

Take control of your home with advanced home automation solutions from Finance My Cart. From smart thermostats and lighting to automated security systems and voice-controlled devices, we offer top brands like Nest, Ecobee, Lutron, and more. With our rent-to-own and buy now, pay later payment plans, you can automate your home without the hefty upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to fit your budget and credit situation. Make your home smarter today with flexible financing that works for you!

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Skylight - Calendar Max 27 inch Touchscreen Smart Calendar and Family Organizer - Aluminum

Skylight
Original price $688.99 - Original price $688.99
Original price
$688.99
$688.99 - $688.99
Current price $688.99

Skylight all-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organzie the whole family with the touchscreen display for all your ca...

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Original price $688.99 - Original price $688.99
Original price
$688.99
$688.99 - $688.99
Current price $688.99

Cozyla - 15.6" Digital Calendar+2 AIO Family Hub Planner - White

Cozyla
Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

Family CalendarAuto sync your Apple Google Outlook and other calendars.Chores RoutinesCreate chores and routines with points repetition and remind...

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Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

Cozyla - Digital 24" Calendar Plus 3 - White

Cozyla
Original price $934.99 - Original price $934.99
Original price
$934.99
$934.99 - $934.99
Current price $934.99

Shared CalendarAuto sync each member's Apple Google Outlook and other calendars into one unified family view.Family ProfilesCreate up to 8 profiles...

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Original price $934.99 - Original price $934.99
Original price
$934.99
$934.99 - $934.99
Current price $934.99

Cozyla - Digital 32" Calendar Plus 3 4K - White

Cozyla
Original price $1,164.99 - Original price $1,164.99
Original price
$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

"Hey Cozyla" Family Voice AgentHands-free schedule and task management using a built-in 2-microphone array with noise reduction.Shared Family Calen...

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Original price $1,164.99 - Original price $1,164.99
Original price
$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

Cozyla - Routie 7" - White

Cozyla
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Kids Calendar ScheduleSchedules tasks and meals - all in one place so kids learn to manage their own day.Sunrise AlarmFull-spectrum LED light grad...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Linkind - 48ft Smart Outdoor String Lights Matter Compatible AI Effects IP67 Waterproof Works with Alexa Google Home - Black

Linkind
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Aurascape Lighting EffectsSet each LED light bulb to a different color making the light effects feel more comfortable. It can be used as daily and ...

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Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

First Alert - Z-Wave Smoke and Carbon Monoxide Detector - White

First Alert
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

First Alert Z-wave Smoke and Carbon Monoxide AlarmThe First Alert FSMCO410BX is a z-wave protocol wireless smoke and carbon monoxide alarm. This ba...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Google - Nest Thermostat - Programmable Wi-Fi Smart Thermostat - Charcoal

GOOGLE
Original price $138.99 - Original price $138.99
Original price
$138.99
$138.99 - $138.99
Current price $138.99

So many ways to save.The Nest Thermostat helps you save energy. It can turn itself down when you leave the house so you don’t waste energy heating ...

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Original price $138.99 - Original price $138.99
Original price
$138.99
$138.99 - $138.99
Current price $138.99

Linkind - 48ft Smart Outdoor String Lights - Black

Linkind
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Aurascape Lighting EffectsSet each LED light bulb to a different color making the light effects feel more comfortable. It can be used as daily and ...

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Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Linkind - Smart Solar Pathway Lights Outdoor APP Control Solar Wired Charging Color Changing 4 Pack - Black

Linkind
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Smart App Control at Your FingertipsEasily manage your solar lights via the AiDot app. Adjust color brightness and white temperature control groups...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Linkind - 100ft Smart Permanent Outdoor Lights Pro with 72 LED Lights RGBTW Music Mode Matter IP67 Halloween Christmas - White

Linkind
Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99

AI-Generated Lighting at Your CommandOur permanent outdoor light features a ChatGPT AI algorithm that intelligently designs stunning light shows fo...

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Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99

Govee - Wi-Fi RGBIC Outdoor Permanent String Lights 100ft - White

Govee
Original price $320.99 - Original price $320.99
Original price
$320.99
$320.99 - $320.99
Current price $320.99

Lighting effects for holidays75 scene modes can cover more than 10 holidays and 8 DIY lighting effects to satisfy your various lighting needsSimple...

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Original price $320.99 - Original price $320.99
Original price
$320.99
$320.99 - $320.99
Current price $320.99

Govee - Table Lamp Classic S - Black

Govee
Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

RGBICWW TechnologyEnjoy both tunable white and vivid color lighting in this small table lamp perfect for any mood any moment.Classic Design with 48...

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Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Skylight - Calendar 2 15 Inch Touchscreen Smart Calendar and Chore Chart - Wood Walnut

Skylight
Original price $392.99 - Original price $392.99
Original price
$392.99
$392.99 - $392.99
Current price $392.99

Skylight All-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organize the whole family with the touchscreen display for all your c...

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Original price $392.99 - Original price $392.99
Original price
$392.99
$392.99 - $392.99
Current price $392.99

Google Nest Learning - 4th Gen - thermostat - 802.11a/b/g/n - polished gold - with Nest Temperature Sensor (2nd gen)

GOOGLE
Original price $263.99 - Original price $263.99
Original price
$263.99
$263.99 - $263.99
Current price $263.99

Improved compatibility.It works with most 24V systems including gas electric oil forced air heat pump and radiant and no C wire is required for ins...

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Original price $263.99 - Original price $263.99
Original price
$263.99
$263.99 - $263.99
Current price $263.99

Skylight - Calendar 2 15 Inch Touchscreen Smart Calendar and Chore Chart - Charcoal

Skylight
Original price $380.99 - Original price $380.99
Original price
$380.99
$380.99 - $380.99
Current price $380.99

Skylight All-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organize the whole family with the touchscreen display for all your c...

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Original price $380.99 - Original price $380.99
Original price
$380.99
$380.99 - $380.99
Current price $380.99

Mysa - Smart Programmable WiFi Thermostat (3-Pack) - White

Mysa
Original price $495.99 - Original price $495.99
Original price
$495.99
$495.99 - $495.99
Current price $495.99

Smart deviceApp-controlled thermostat works with Android or iOS devices home's Wi-Fi and Alexa Google Assistant and Apple HomeKit voice assistantsP...

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Original price $495.99 - Original price $495.99
Original price
$495.99
$495.99 - $495.99
Current price $495.99

Philips - Hue Smart LED A19 Bulb 1 Pack - White and Color Ambiance

Philips
Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Natural Daylight at HomeThis smart bulb has a wider than average CCT range covering the full spectrum of daylight from deeper relaxing tones below ...

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Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Skylight - Calendar Max 27 inch Touchscreen Smart Calendar and Family Organizer - White

Skylight
Original price $657.99 - Original price $657.99
Original price
$657.99
$657.99 - $657.99
Current price $657.99

Skylight All-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organzie the whole family with the touchscreen display for all your c...

View full details
Original price $657.99 - Original price $657.99
Original price
$657.99
$657.99 - $657.99
Current price $657.99

Skylight - Calendar 2 15 Inch Touchscreen Smart Calendar and Chore Chart - White

Skylight
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Skylight All-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organize the whole family with the touchscreen display for all your c...

View full details
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Mysa - Smart Programmable Wi-Fi Thermostat - White

Mysa
Original price $193.99 - Original price $193.99
Original price
$193.99
$193.99 - $193.99
Current price $193.99

Smart deviceApp-controlled thermostat works with Android or iOS devices home's Wi-Fi and Alexa Google Assistant and Apple HomeKit voice assistantsP...

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Original price $193.99 - Original price $193.99
Original price
$193.99
$193.99 - $193.99
Current price $193.99

Skylight - 15" Calendar 2 - Charcoal

Skylight
Original price $360.99 - Original price $360.99
Original price
$360.99
$360.99 - $360.99
Current price $360.99

Skylight All-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organzie the whole family with the touchscreen display for all your c...

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Original price $360.99 - Original price $360.99
Original price
$360.99
$360.99 - $360.99
Current price $360.99

Philips - Hue OmniGlow Strip Light 10 feet - White

Philips
Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

Ultimate effortless controlWhether you want to set a beautiful light scene set mood-matching effects or simply control your strip lights — do it al...

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Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

Philips - Hue Bridge V3 PRO - Black

Philips
Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

More SpeedFeaturing the new Hue Chip Pro with ultra-fast processing speeds of 1.7 GHz and a quad-core Cortex-A35 CPU for super-fast response times ...

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Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

First Alert - Smoke and Carbon Monoxide Detector Hardwired - White

First Alert
Original price $159.99 - Original price $159.99
Original price
$159.99
$159.99 - $159.99
Current price $159.99

SC5 Hardwire Smart Smoke Carbon Monoxide AlarmThe fire safety you trust is now connected and compatible. Add smart fire safety alerts to your home...

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Original price $159.99 - Original price $159.99
Original price
$159.99
$159.99 - $159.99
Current price $159.99

Govee - Gaming Pixel Light - Multi

Govee
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Dynamic DisplaysEnjoy dynamic animations at 30fps and unleash your creativity with the freedom to upload and display your creations.AI-Powered Pixe...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

First Alert - Smoke and Carbon Monoxide Detector Battery Powered - White

First Alert
Original price $154.99 - Original price $154.99
Original price
$154.99
$154.99 - $154.99
Current price $154.99

SC5 Battery Smart Smoke Carbon Monoxide AlarmThe fire safety you trust is now connected and compatible. Add smart fire safety alerts to your home ...

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Original price $154.99 - Original price $154.99
Original price
$154.99
$154.99 - $154.99
Current price $154.99

Twinkly - Candies Star Shaped 200 RGB LED Smart Light String Green Wire USB-C - Multicolor

Twinkly
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Charming multicolor RGB LED light shapesDelight in the charming light shape of stars while adding a touch of wonder to your home decor 200 LED ligh...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Govee - RGBIC Neon Rope Light - 6.5 Ft - Multi

Govee
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Segmented RGBIC EffectsUse the Govee Home App to access a selection of lighting effects that best suits your personal aesthetic. Your light will gl...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

ecobee - Premium Smart Programmable Touch-Screen Thermostat with Siri Alexa Apple HomeKit and Google Assistant - Black

EcoBee
Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

Smart Sensor Included and Energy Star CertifiedSave up to 26 per year on heating and cooling costs. Included SmartSensor (50 value) adjusts the tem...

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Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

Skylight - Calendar 15 Inch Touchscreen Smart Calendar and Chore Chart - Silver

Skylight
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

FeaturesSkylight Calendar seamlessly auto-syncs family member's calendars so everyone's schedule is displayed in one place. With the free mobile ap...

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Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Google - Nest Thermostat - Programmable Wi-Fi Smart Thermostat - Snow

GOOGLE
Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

So many ways to save.The Nest Thermostat helps you save energy. It can turn itself down when you leave the house so you don’t waste energy heating ...

View full details
Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

Nanoleaf - Blocks Combo Smarter Kit - Smart LED Wall Light Panels - Multicolor

Nanoleaf
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Modular CustomizableBuild your own unique layout and customize with mix and match add-ons to make a display that's truly your own.Dynamic Lighting...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Govee - Smart Mini Panel Lights 10 Packs - RGBIC - Multi

Govee
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Unlimited DIY Modeling PossibilitiesThis square light can be freely spliced by pressing to the connecting pieces¿¿through four sides greatly enhanc...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Govee - RGBIC Smart Table Lamp 2S - Multi

Govee
Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

RGBIC 16 million colors16 million RGB colors and 60+ scenes offer dynamic lighting—controllable via 4 methods.3 Control optionsConvenience via Tou...

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Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Philips - Hue A21 Bluetooth 100W Smart LED Bulb - White and Color Ambiance

Philips
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Colorful smart lightingInstantly set the mood for any occasion with 16 million colors. Transform any room for an immersive entertainment experience...

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Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.