Speakers
Rent To Own Speakers – Immersive Sound with Affordable Financing
Elevate your audio experience with premium speakers from Finance My Cart. Whether you're looking for portable Bluetooth speakers, powerful home theater systems, or high-fidelity audio setups, we have options from top brands like JBL, Bose, Sony, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy exceptional sound without the upfront cost. Get flexible financing with affordable monthly payments and free shipping to bring home the perfect speakers today!
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Klipsch - Reference Series 10" 150W Powered Subwoofer - Black
KlipschSpun-copper thermoformed crystalline polymer (TCP) woofersAll-new 10 spun-copper thermoformed crystalline polymer woofers (TCP) make the latest Ref...
View full detailsKlipsch - Reference Series 12" 400W Powered Subwoofer - black
KlipschNew technology and cleaner bassRevamped 12 spun-copper thermoformed crystalline polymer woofers make the latest Reference subwoofers exceptionally ...
View full detailsKlipsch - Reference Series 5-1/4" 340-Watt Passive 2-Way Bookshelf Speakers (Pair) - black
KlipschHandles up to 300W peak power (75W continuous)For robust and controlled audio that is crisp and clear.5-1/4" spun copper injection molded graphite ...
View full detailsSony - HTS100F 2.0 Channel Soundbar with Bass Reflex Speaker - Black
TEAC2 channelsThe two speaker setup delivers front surround sound from a compact unit.Bass Reflex speakerA speaker that delivers punchy bass without co...
View full detailsMB Quart - Jeep JT Gladiator Tuned 8" Dual-Voice-Coil 2-Ohm Subwoofer with Integrated 400W Amp - Black
MB QuartUnderseat subwoofer system upgrade for select Jeep vehiclesIncluding Jeep Gladiator (JT) 2020-current models.Two 8" subwoofersProvide rich sound.40...
View full detailsKlipsch CDT-5800-C II - Black
KlipschTHE UPDATE FOR YOUR EYES THE NEW SLIMTRIM GRILLEWith an all new grille the visible frame size is reduced by 90 and grille depth is reduced by 80 ov...
View full detailsPolk Audio - Monitor XT35 Center Channel Speaker - Midnight Black
Polk AudioSlim Center Channel SpeakerFeaturing a 1" Tweeter and (4) 3" Dynamically Balanced Woofer the Monitor XT35 delivers rich clear dialogues a smooth mi...
View full detailsKlipsch - R-800F Reference Series Dual 8" 600-Watt Passive 2-Way Floor Standing Speaker (Each) - Black
KlipschHandles up to 600W peak power (150W continuous)For robust and controlled audio that is crisp and clear.Two 8" spun-copper TCP WoofersUtlizing trick...
View full detailsPolk Audio - Monitor XT60 Tower Speaker - Midnight Black
Polk AudioHigh Performance Tower SpeakerFeaturing a 1" Tweeter a 6.5" Dynamically Balanced Woofer and (2) 6.5" Passive Radiators the Monitor XT60 offers smoo...
View full detailsPolk Audio - Monitor XT12 12" 100W Class A/B Amplifier Subwoofer - Midnight Black
Polk AudioA Powerful Upgraded SubwooferFeaturing a long-throw high excursion 12" Dynamically Balanced Woofer powered by a 100W Class A/B Amplifier the Monito...
View full detailsPolk Audio - Atrium Series 4-1/2" Outdoor Loudspeakers (Pair) - Black
Polk AudioDesigned for Outdoor EntertainmentGet outstanding sound quality by installing the Polk Audio Atrium 4 Speakers in various open settings such as bes...
View full detailsSony - CS Speaker - 2-way 3-driver Center Channel Speaker (2025) each - Black
Sony3-Way 2-Drive Center-Channel speaker systemHear natural depth and total clarity in all your audio. This 3-driver center-channel speaker includes tw...
View full detailsSony - CS Speakers - 3-way 3-driver hi-res Bookshelf speakers (2025) pair - Black
Sony3-Way 3-Drive bookshelf speaker systemHear natural depth and total clarity in all your audio. These 3-driver bookshelf speakers include a rigid 5.1...
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Sony - CS Speakers - Dolby Atmos enabled upfiring height Speakers (2025) pair - Black
Sony - CS Speakers - Dolby Atmos enabled upfiring height Speakers (2025) pair - Black
Sony1 3.94 in full-range speakerRaise your home theater to new heights with premium sound quality.Perfect match with SSCS5M2 SSCS3M2 CS SpeakersDesign...
View full detailsSony - CS Speaker 3-way 4-driver hi-res Floor-Standing speaker (2025) each - Black
Sony3-Way 4-Drive floorstanding speaker systemHear natural depth and total clarity in all your audio. This 4-driver floorstanding speaker includes two ...
View full detailsKlipsch - Reference 4" 35W 2-Way Powered Speakers (Pair) - Black
KlipschFrequency Response60Hz - 20kHzPlays well with othersConnect via Bluetooth for muisc streaming phono (with ground screw terminal) for turntables plu...
View full detailsPolk Audio - Signature Elite Series 10 200W Powered Subwoofer - Black
Polk AudioBalanced Bass for Midsize RoomsThe Polk Audio Signature Elite ES10 Subwoofer with its high-excursion 10 woofer is designed to enhance your medium t...
View full detailsPolk Audio - Polk Reserve R100 Bookshelf Speaker 1" Pinnacle Ring Tweeter 5.25" Turbine Cone Woofer (Pair) - Black
Polk AudioSolid Versatile Bookshelf LoudspeakerFeaturing the new 1" Pinnacle Ring Radiator Tweeter a 5.25" Turbine Cone Woofer the technologically advanced ...
View full detailsHifonics - ELITE 12" 600W Dual-Voice Subwoofer - Blue
HifonicsSecure Stainless Push Insert TerminalsFor a high-end connection with corrosion-resistant nickel-plated design for easier installation.Compact roun...
View full detailsPolk Audio - Monitor XT70 Tower Speaker - Midnight Black
Polk AudioHigh Performance Tower SpeakerFeaturing a 1" Tweeter a 6.5" Dynamically Balanced Woofer and (2) 6.5" Passive Radiators the Monitor XT70 offers smoo...
View full detailsPolk Audio - Polk Reserve R700 Tower Speaker 1" Pinnacle Ring Tweeter Dual 6.5" Turbine Cone Woofers Dual 8" Long-Throw Drivers - Brown
Polk AudioPowerful Premium Stereo Floorstanding SpeakerFeaturing the new 1" Pinnacle Ring Radiator Tweeter dual 6.5" Turbine Cone Woofer the technologically...
View full detailsVictrola - Pair of Solar Charging Bluetooth Outdoor Rock Speakers - Sand
VictrolaSolar chargingOutdoor solar charging rock speakers with 5 Watts of powerful stereo sound and a waterproof level of IPX4.Wireless Bluetooth connecti...
View full detailsMB Quart - Can-Am Defender Tuned 10" Single-Voice-Coil 4-Ohm Subwoofer with Integrated 400W Amp - Black
MB QuartUnderseat subwoofer system upgrade for Can-Am Defender 2017-2025 UTVFits perfectly no modifications needed.Two 10" subwoofersProvide rich sound.400...
View full detailsHifonics - ELITE 8" 500W Dual-Voice Subwoofer - Blue
HifonicsSecure Stainless Push Insert TerminalsFor a high-end connection with corrosion-resistant nickel-plated design for easier installation.Compact roun...
View full detailsMB Quart - Discus 12" 600W Dual-Voice Subwoofer - Red
MB QuartSecure Stainless Push Insert TerminalsFor a high-end connection with corrosion-resistant nickel-plated design for easier installation.Compact roun...
View full detailsPolk Audio - Monitor XT15 Bookshelf Speaker Pair - Midnight Black
Polk AudioCompact Bookshelf/Surround Speaker PairFeaturing a 1" Tweeter and a 5.25" Dynamically Balanced Woofer the Monitor XT15 delivers rich clear audio an...
View full detailsMB Quart - Jeep JL Wrangler Tuned 10" Single-Voice-Coil 2-Ohm Subwoofer with Integrated 400W Amp - Black
MB QuartDesigned to directly replace/upgrade the OEM subwoofer of select Jeep vehiclesIncluding Jeep Wrangler (JL) 2018-up models. Uses OEM premium subwoof...
View full detailsPOLK SIGNATURE ELITE
Polk AudioPOLK SIGNATURE ELITE ES10 SUBWOOFER
Polk Audio - Signature Elite Series 8 100W Powered Subwoofer - Black
Polk AudioPowerful Bass Small FootprintThe Polk Audio Signature Elite ES8 Subwoofer with its high-excursion 8 woofer is designed to enhance compact home thea...
View full detailsDenon - 2.1-Channel DHT Soundbar with Built-in Subwoofers Surround Sound Supported - Black
DenonDolby Atmos Sound BarImmerse yourself in 3D cinematic audio with Dolby Atmos technology through the Denon DHT-S218 Soundbar enhanced by its two pow...
View full detailsDenon - Home Wireless Subwoofer with Built-in HEOS - Black
DenonAn Extraordinary Upgrade to Denon DSW-1 SubFeaturing HEOS built-in the Denon Home Subwoofer wirelessly connects to all Denon products with HEOS bui...
View full detailsVictrola - Willow 3W Bluetooth Radio with Speakers - Natural
VictrolaAnalog AM/FM RadioAnalog AM/FM radio with traditional bass and treble controls.Wireless Bluetooth ConnectivityWireless Bluetooth connectivity lets ...
View full detailsVictrola - Powered Wireless Outdoor Speakers (Pair) - Gray
Innovative Technology5W nominal power handlingHelps ensure rich dynamic sound.Built-in BluetoothOffers easy connectivity to your compatible device.Water-resistantTo ena...
View full detailsInsignia - 25w (per speaker 50w total) Bluetooth Bookshelf Speakers - Black
InsigniaNear Field Communication (NFC) and Bluetooth technologyOffers easy connectivity to your compatible device.Side panel dialsEffortlessly adjust the b...
View full detailsKlipsch - Reference Series 4" 100-Watt Passive 2-Way Height Channel Speakers (Pair) - Black
KlipschHandles up to 100W peak power (50W continuous)For robust and controlled audio that is crisp and clear.4" spun copper thermoformed crystalline polym...
View full detailsKlipsch - Reference 800 Series Dual 8" 600-Watt Passive 2-Way Floor Standing Speaker (Each) - black
KlipschHandles up to 600W peak power (150W continuous)For robust and controlled audio that is crisp and clear.Two 8" spun-copper TCP WoofersUtlizing trick...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.