Components
Rent To Own Components – Upgrade Your Tech with Easy Financing
Enhance your system with top-quality components from Finance My Cart. From graphics cards and motherboards to CPUs and memory, we offer premium parts from leading brands like ASUS, Intel, NVIDIA, and more. With our rent-to-own and lease-to-own payment plans, you can upgrade your tech without the upfront cost. Enjoy affordable monthly payments and free shipping while building the perfect setup!
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Samsung HW-QS730D - sound bar system - wireless
SamsungSamsung HW-QS730D - Q Series - sound bar system - 3.1.2-channel - wireless - Wi-Fi Bluetooth - 320 Watt (total) - titan black
Sonos - Arc Ultra Soundbar - Black
Sonos IncArc Ultra brings your entertainment to life like no other soundbar. Experience unprecedentedly clear deep and balanced sound that precisely surroun...
View full detailsJBL - PartyBox Stage 320 Portable Wireless Party Speaker - Black
JBLWith the JBL PartyBox Stage 320 you can get the party started anytime anywhere. Transform any space inside or outdoors into a dance floor. Powerful...
View full detailsBose - TV Speaker Bluetooth Soundbar - Black
BoseThe Bose TV Speaker is a small soundbar that clarifies speech and improves overall TV sound. Inside there are two full-range drivers angled to deli...
View full detailsGovee - Aura Smart Table Lamp - Multi
GoveeThis smart bedside lamp is your solution to a brighter life. Like unwinding after a long day Choose from 20 mood-boosting light effects or customiz...
View full detailsThermaltake - SMART 700W ATX 80 Plus Power Supply - Black
Thermal TakePower up gaming desktops with this Thermaltake Smart power supply. A continuous 700W power output keeps demanding computer setups energized while t...
View full detailsSonos - Arc Ultra Soundbar - White
Sonos IncArc Ultra brings your entertainment to life like no other soundbar. Experience unprecedentedly clear deep and balanced sound that precisely surroun...
View full detailsOnkyo TX-NR696 7.2-Ch. with Dolby Atmos 4K Ultra HD HDR Compatible A/V Home Theater Receiver - Black
OnkyoImmerse yourself to an exciting sound experience with this Onkyo 7.2-channel network A/V receiver. The DTS Play-Fi feature is compatible with any a...
View full detailsGoogle - Nest Learning Thermostat (4th gen) with Nest Temperature Sensor (2nd gen) - Polished Gold
GOOGLEMeet the next-gen Nest Learning Thermostat. It’s a brilliant way to save energy and keep your home comfortable. It learns the temperatures you like...
View full detailsSamsung - SWA-9200S/ZA 2.0 Channel Wireless Rear Speaker Kit - Black
SamsungConnect easily and wirelessly to Samsung speakers for room-filling sound.
LG - 3.1.3 Channel SC9S Soundbar with Wireless Subwoofer Dolby Atmos DTSX and WOW Orchestra - Black
LGMeet the perfect match for LG OLED evo C Series TVs. Level up to the most immersive listening experience. The LG Sound Bar C features triple up-fir...
View full detailsGovee - AI Gaming TV Sync Box Kit for 55-65 inch TVs - Multi
GoveeImmerse in Next-Gen entertainment. Elevate your gaming setup with Govee AI Gaming TV Sync Box Kit 2 now equipped with HDMI 2.1 for seamless 8K vis...
View full detailsPolk Audio - Signa S4 3.1.2 Ch Ultra-Slim TV Sound Bar with Dolby Atmos and VoiceAdjust - Black
Polk AudioThe low-profile Signa S4 certified with Dolby Atmos 3.1.2 sound bar comes with a 5.9" wireless subwoofer that delivers powerful crystal-clear cinem...
View full detailsJBL - PartyBox 310 Portable Party Speaker - Black
JBLHuge sound dazzling lights and unbelievable power set this speaker apart from the crowd. The JBL PartyBox 310 packs a full party into a transportab...
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GE - Cync A19 Smart LED Bulb (2 Pack) Matter Compatible - Color Changing - Full Color
GEThe GE Cync Smart Bulb Color Changing Indoor LED Lights that are Matter compatible make it easy to enhance your room light or to celebrate the holi...
View full detailsGovee - Smart Recessed Downlight 6inch-4pk - Multi
GoveeCreate a fun and relaxing ambiance with this set of RGBWW recessed lights. Brighten up your space and control the lights without lifting a finger.
Cync - A19 Smart LED Light Bulbs (4 Pack) - Color Changing - Full Color
C by GEThe GE Cync Smart Bulb Color Changing Lights make it easy to enhance your room light or to celebrate the holidays. Use millions of colors to decora...
View full detailsFractal Design - North Charcoal Black Chassis with Walnut Front and Dark Tinted TG Side Panel Mid-Tower PC Case - Black
Fractal DesignNorth reimagines the gaming PC introducing natural materials and bespoke details to make gaming a stylish addition to the living space. Fusing desi...
View full detailsCync A19 Smart LED Light Bulbs (2 Pack) - Color Changing - Full Color
C by GEThe GE Cync Smart Bulb Color Changing Lights make it easy to enhance your room light or to celebrate the holidays. Use millions of colors to decora...
View full detailsHoneywell Home - T9 Smart Programmable Touch-Screen
HoneywellAdjust the temperature of almost any room in your home with just a few simple taps on your smartphone with this Honeywell Home T9 smart thermostat ...
View full detailsMSI - B850 GAMING PLUS WIFI (Socket AM5) AMD B850 ATX DDR5 Wi-Fi 7 Motherboard - Black
MSIThe B850 GAMING PLUS WIFI is crafted to offer extensive connectivity versatile tools and a premium Wi-Fi solution for gamers seeking a comprehensiv...
View full detailsMSI - X870 GAMING PLUS WIFI (Socket AM5) AMD X870 ATX DDR5 Wi-Fi 7 Motherboard - Black
MSIX870 GAMING PLUS WIFI is designed with durable components to provide great gaming experience.
Nanoleaf - Blocks Combo XL Smarter Kit - Smart LED Wall Light Panels - Multicolor
NanoleafBuild your lighting display YOUR way with Nanoleaf Blocks Create your one-of-a-kind illuminated display with different panel styles and add-ons. Cu...
View full detailsMSI - MAG A850GL PCIE5 850W ATX 3.1 PCIe 5.1 Ready Full Modular 80 Plus Gold Gaming Power Supply - Black
MSIThe MAG A850GL PCIE 5 power supply overflows with potency a hallmark of the MAG series that aligns with gamers' pursuit of excellence. Infused wit...
View full detailsVIZIO - Elevate SE 5.1.2 Soundbar Wireless Subwoofer Surround Sound w/ Dolby Atmos and DTSX - Black
VizioReach the summit of 360-degree sound powered with Dolby Atmos through two auto-rotating speakers. Combined with two surround speakers and a wireles...
View full detailsGIGABYTE - NVIDIA GeForce RTX 3050 WINDFORCE OC V2 6GB GDDR6 PCI Express 4.0 Graphics Card - Black
GIGABYTEGet the ultimate gaming performance with GIGABYTE RTX 3050 Graphics Cards. Powered by NVIDIA's 2nd gen RTX architecture and refined with WINDFORCE ...
View full detailsGovee - Wi-Fi RGBIC Outdoor Permanent String Lights 100ft - White
GoveeAdorn your home with a set of decorative permanent outdoor lights designed for any occasion. The festive RGBIC lighting effects are inspired by nat...
View full detailsPhilips - Hue Play HDMI Sync Box 8K - Black
PhilipsThe Hue Play HDMI sync box 8K adds premium surround lighting to your home theater by syncing your Hue smart lights with video games movies and musi...
View full detailsVIZIO - 2.1 Soundbar Wireless Subwoofer w/ Dolby Atmos DTSX - Black
VizioExperience the thrill of Dolby Atmos DTSX sensational audio with a low-profile soundbar and wireless subwoofer that deliver driving sound to your ...
View full detailsVIZIO - 5.1 Soundbar Wireless Subwoofer Surround Sound w/ Dolby Atmos and DTSX - Black
VizioExperience immersive sound all around with Dolby Atmos 3D audio a wireless subwoofer and two surround speakers that deliver true 360-degree immersi...
View full detailsNanoleaf - Essentials Matter Smart Multicolor HD Lightstrip 16.4ft (5m) - Flexible and Trimmable - White and Colors
NanoleafAdd a brilliant blend of color to your space with this smart HD Matter-enabled Multicolor LED Lightstrip. Create stunning backlit illumination with...
View full detailsVIZIO - MicMe 2.1 Karaoke Soundbar 2 Wireless Mics Wireless Subwoofer w/ Dolby Atmos - White
VizioHome entertainment takes center stage when integrating a quality 2.1 soundbar with karaoke technology. Hear the difference in your movie nights wit...
View full detailsOnkyo - TX-NR6100 7.2 Channel THX Certified Network A/V Receiver - Black
OnkyoBuilding key noise-reduction refinements into 100 W/Ch THX Certified Select high-current amplification the Onkyo TX-NR6100 sets the bar for refere...
View full detailsHoneywell Home - 7-Day Programmable Thermostat with Wi-Fi Capability - White
HoneywellHoneywell Home RTH6580WF 7-Day Programmable Thermostat with Wi-Fi Capability Control your indoor temperature settings with the touch of a button wh...
View full detailsGovee - Wi-Fi Bluetooth Smart Outdoor LED Strip Light 32ft - Multi
GoveeTake any outdoor space to the next level with our outdoor RGBIC strip lights. Create stunning effects and select from millions of colors for a more...
View full detailsSamsung - SWA-9500S/ZA 2.0.2 Channel Wireless Rear Speaker Kit Dolby Atmos/DTSX - Black
SamsungWrapped in sound not wires
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.