Skip to content
FREE DELIVERY
FREE DELIVERY

Components

Rent To Own Components – Upgrade Your Tech with Easy Financing

Enhance your system with top-quality components from Finance My Cart. From graphics cards and motherboards to CPUs and memory, we offer premium parts from leading brands like ASUS, Intel, NVIDIA, and more. With our rent-to-own and lease-to-own payment plans, you can upgrade your tech without the upfront cost. Enjoy affordable monthly payments and free shipping while building the perfect setup!

Filters

Gigabyte Radeon RX 9070 XT GAMING OC 16G - graphics card - Radeon RX 9070 XT - 16 GB

GIGABYTE
Original price $1,149.99 - Original price $1,149.99
Original price
$1,149.99
$1,149.99 - $1,149.99
Current price $1,149.99

Graphics Processing Unit (Gpu)/Clock SpeedPowered by Radeon RX 9070 XTVideo Memory16gb gddr6Interface Compatibilitypci express 5.0Amd Radeon Techno...

View full details
Original price $1,149.99 - Original price $1,149.99
Original price
$1,149.99
$1,149.99 - $1,149.99
Current price $1,149.99

Gigabyte Gaming - OC Edition - graphics card - Radeon RX 9070 GRE - 12 GB

GIGABYTE
Original price $651.99 - Original price $651.99
Original price
$651.99
$651.99 - $651.99
Current price $651.99

AMD RDNA 4 ArchitecturePowered by Radeon RX 9070 GREVideo MemoryIntegrated with 12GB GDDR6 192-bit memory interfaceWINDFORCE Cooling SystemHawk Fan...

View full details
Original price $651.99 - Original price $651.99
Original price
$651.99
$651.99 - $651.99
Current price $651.99

Sony - BRAVIA Theater Bar 5 3.1ch with wireless subwoofer Dolby Atmos/DTSX - Black

Sony
Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

Sound straight from the cinemaGet the best streaming experience with support for Dolby Atmos and DTSX that brings movies to life.Wireless Bluetooth...

View full details
Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

JBL - 2.1 Channel Soundbar with Wireless Subwoofer - Black

JBL
Original price $279.99 - Original price $279.99
Original price
$279.99
$279.99 - $279.99
Current price $279.99

Bring the powerFill your whole room with sound. An impressive 300W of total system power puts you in control. Your movies and music have never soun...

View full details
Original price $279.99 - Original price $279.99
Original price
$279.99
$279.99 - $279.99
Current price $279.99

Yamaha - R200A 2-Ch.100W Stereo Receiver with Bluetooth Phono Input Subwoofer Output - Black

Yamaha
Original price $331.99 - Original price $331.99
Original price
$331.99
$331.99 - $331.99
Current price $331.99

Power behind every detailDesigned to bring out the best in your speakers this receiver delivers 100W x 2 channel (8¿) of clean dynamic power for a ...

View full details
Original price $331.99 - Original price $331.99
Original price
$331.99
$331.99 - $331.99
Current price $331.99

Linkind - 48ft Smart Outdoor String Lights Matter Compatible AI Effects IP67 Waterproof Works with Alexa Google Home - Black

Linkind
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Aurascape Lighting EffectsSet each LED light bulb to a different color making the light effects feel more comfortable. It can be used as daily and ...

View full details
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

First Alert - Z-Wave Smoke and Carbon Monoxide Detector - White

First Alert
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

First Alert Z-wave Smoke and Carbon Monoxide AlarmThe First Alert FSMCO410BX is a z-wave protocol wireless smoke and carbon monoxide alarm. This ba...

View full details
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Google - Nest Thermostat - Programmable Wi-Fi Smart Thermostat - Charcoal

GOOGLE
Original price $138.99 - Original price $138.99
Original price
$138.99
$138.99 - $138.99
Current price $138.99

So many ways to save.The Nest Thermostat helps you save energy. It can turn itself down when you leave the house so you don’t waste energy heating ...

View full details
Original price $138.99 - Original price $138.99
Original price
$138.99
$138.99 - $138.99
Current price $138.99

Sony - BRAVIA Theater Sub 8 Wireless Subwoofer - Black

Sony
Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

Bass that elevates every momentA 200 mm aluminum driver delivers deep impactful bass with extended low-frequency response adding richness and preci...

View full details
Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

Panasonic - SC-BMAX31 Portable Bluetooth Wireless Party Speaker with Vibrant Light Display 75W - Black

Panasonic
Original price $566.99 - Original price $566.99
Original price
$566.99
$566.99 - $566.99
Current price $566.99

Build party energy with vibrant lightsLight up the night with seven vibrant colors and 12 different lighting patterns that can even work with the b...

View full details
Original price $566.99 - Original price $566.99
Original price
$566.99
$566.99 - $566.99
Current price $566.99

CORSAIR - TM40 Performance Thermal Paste

Coral
Original price $22.99 - Original price $22.99
Original price
$22.99
$22.99 - $22.99
Current price $22.99

Excellent Cooling PerformanceTransfer heat efficiently to help lower CPU and GPU temperatures supporting stable performance under gaming and heavy ...

View full details
Original price $22.99 - Original price $22.99
Original price
$22.99
$22.99 - $22.99
Current price $22.99

Linkind - 48ft Smart Outdoor String Lights - Black

Linkind
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Aurascape Lighting EffectsSet each LED light bulb to a different color making the light effects feel more comfortable. It can be used as daily and ...

View full details
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Marshall - Bromley 150 Portable Wireless Party Speaker with Bluetooth / 3.5 mm Auxiliary / Microphone Inputs and LED Lights - Black/Brass

Marshall
Original price $539.99 - Original price $539.99
Original price
$539.99
$539.99 - $539.99
Current price $539.99

True Stereophonic 360 SoundUnleash the energy of live music with our exclusive True Stereophonic 360 technology. Inspired by the origins of stereo ...

View full details
Original price $539.99 - Original price $539.99
Original price
$539.99
$539.99 - $539.99
Current price $539.99

Linkind - Smart Solar Pathway Lights Outdoor APP Control Solar Wired Charging Color Changing 4 Pack - Black

Linkind
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Smart App Control at Your FingertipsEasily manage your solar lights via the AiDot app. Adjust color brightness and white temperature control groups...

View full details
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Linkind - 100ft Smart Permanent Outdoor Lights Pro with 72 LED Lights RGBTW Music Mode Matter IP67 Halloween Christmas - White

Linkind
Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99

AI-Generated Lighting at Your CommandOur permanent outdoor light features a ChatGPT AI algorithm that intelligently designs stunning light shows fo...

View full details
Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99

CORSAIR - NAUTILUS II 240 RS ARGB Liquid CPU Cooler Vibrant ARGB FlowDrive 2S Pump RS II ARGB Uni Frame Fans 240mm Radiator - Black

Corsair
Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

Quiet Efficient CPU CoolingStrong thermal performance keeps modern CPUs running smoothly with low noise levels suited to everyday gaming content cr...

View full details
Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

XFX - Swift AMD Radeon RX 9070GRE Triple Fan Gaming Graphics Card with 12GB GDDR6 PCI Express 5.0 HDMI 3xDP AMD RDNA 4 - Black

XFX
Original price $720.99 - Original price $720.99
Original price
$720.99
$720.99 - $720.99
Current price $720.99

Graphics Processing Unit (Gpu)/Clock SpeedPowered by AMD Radeon RX 9070GRE.GDDR6 Memory for advanced gamingEquipped with 12GB of advanced GDDR6 mem...

View full details
Original price $720.99 - Original price $720.99
Original price
$720.99
$720.99 - $720.99
Current price $720.99

XFX - Swift AMD Radeon RX 9060 Gaming Edition 8GB GDDR6 PCI Express 5.0 Gaming Graphics Card - Black

XFX
Original price $488.99 - Original price $488.99
Original price
$488.99
$488.99 - $488.99
Current price $488.99

GDDR6 Memory for advanced gamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for tod...

View full details
Original price $488.99 - Original price $488.99
Original price
$488.99
$488.99 - $488.99
Current price $488.99

CORSAIR - NAUTILUS II 360 RS ARGB Liquid CPU Cooler Vibrant ARGB FlowDrive 2S Pump RS II ARGB Uni Frame Fans 360mm Radiator - Black

Corsair
Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

Quiet Efficient CPU CoolingStrong thermal performance keeps modern CPUs running smoothly with low noise levels suited to everyday gaming content cr...

View full details
Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

Yamaha - R200A 2-Ch. Stereo Receiver with Bluetooth Phono Input Subwoofer Output - Black

Yamaha
Original price $331.99 - Original price $331.99
Original price
$331.99
$331.99 - $331.99
Current price $331.99

Power behind every detailDesigned to bring out the best in your speakers this receiver delivers 100W x 2 channel (8¿) of clean dynamic power for a ...

View full details
Original price $331.99 - Original price $331.99
Original price
$331.99
$331.99 - $331.99
Current price $331.99

JBL - EasySing Mics - 2026 - Black

JBL
Original price $227.99 - Original price $227.99
Original price
$227.99
$227.99 - $227.99
Current price $227.99

Real-time vocal removal on any songNo special mixes no setups needed. Just any of your favorite songs minus the vocals. Hit play press the button a...

View full details
Original price $227.99 - Original price $227.99
Original price
$227.99
$227.99 - $227.99
Current price $227.99

Lexar - THOR 2nd Gen DDR5 6000MT/s C38 2x16GB - Black

Lexar
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

Sleek Minimalist DesignTHOR 2nd Gen DDR5 Desktop Memory features an updated streamlined design that includes a solid aluminum heatsink that deliver...

View full details
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

Sylvox - Elf S3 Bluetooth 5.3 Waterproof Outdoor Soundbar - Black

Sylvox
Original price $1,061.99 - Original price $1,061.99
Original price
$1,061.99
$1,061.99 - $1,061.99
Current price $1,061.99

¿120W Peak Power Immersive Sound¿High-output performance delivers rich dynamic audio that fills outdoor spaces with clarity and impact.¿2.1 Channe...

View full details
Original price $1,061.99 - Original price $1,061.99
Original price
$1,061.99
$1,061.99 - $1,061.99
Current price $1,061.99

Technical Pro - Floor-Standing Bluetooth Entertainment Center Quad 10" LED Woofers with 4 Tweeters - Black

Technical Pro
Original price $586.99 - Original price $586.99
Original price
$586.99
$586.99 - $586.99
Current price $586.99

10000 Watts of Peak Audio PowerExplosive power with built in amplification to push those woofers and tweeters to the max for your next party or eve...

View full details
Original price $586.99 - Original price $586.99
Original price
$586.99
$586.99 - $586.99
Current price $586.99

JBL - BAR300MK2 5.0 Soundbar with Dolby Atmos - Black

JBL
Original price $482.99 - Original price $482.99
Original price
$482.99
$482.99 - $482.99
Current price $482.99

450W max output power and punchy bass without a separate subwooferGet a truly immersive sound experience from your music movies and games with 450 ...

View full details
Original price $482.99 - Original price $482.99
Original price
$482.99
$482.99 - $482.99
Current price $482.99

Sony - ULT POWER SOUND series ULT MIC Wireless Microphone - Black

Sony
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Perfect when paired with ULT POWER SOUND series. Add your voice to the mix.With simple wireless connectivity for selected ULT POWER SOUND Series sp...

View full details
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

LG - Sound Suite H7 9.1.6 Channel Soundbar with Dolby Atmos FlexConnect - Black

LG
Original price $1,063.99 - Original price $1,063.99
Original price
$1,063.99
$1,063.99 - $1,063.99
Current price $1,063.99

World's First Dolby Atmos FlexConnect SoundbarThe H7 Soundbar is our most advanced soundbar yet—powered by the Alpha 11 processor. Premium Peerless...

View full details
Original price $1,063.99 - Original price $1,063.99
Original price
$1,063.99
$1,063.99 - $1,063.99
Current price $1,063.99

Gigabyte Radeon RX 9060 XT GAMING OC 16G - graphics card - Radeon RX 9060 XT - 16 GB

GIGABYTE
Original price $839.99 - Original price $839.99
Original price
$839.99
$839.99 - $839.99
Current price $839.99

Graphics Processing Unit (GPU)/Clock SpeedPowered by Radeon RX 9060 XTVideo Memory16GB GDDR6Interface CompatibilityPCI Express 5.0AMD Radeon Techno...

View full details
Original price $839.99 - Original price $839.99
Original price
$839.99
$839.99 - $839.99
Current price $839.99

ASUS PRIME GeForce RTX 5060 Ti 16GB - graphics card - GeForce RTX 5060 Ti - 16 GB

ASUS
Original price $896.99 - Original price $896.99
Original price
$896.99
$896.99 - $896.99
Current price $896.99

AI Performance758 AI TOPS.Powered ByNVIDIA Blackwell architecture and DLSS 4.SFF-ReadyEnthusiast GeForce card.Axial-Tech FansFeatures a smaller fan...

View full details
Original price $896.99 - Original price $896.99
Original price
$896.99
$896.99 - $896.99
Current price $896.99

MSI GeForce RTX 5060 8G SHADOW 2X OC - graphics card - GeForce RTX 5060 - 8 GB

MSI
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

Graphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5060 graphics processing unit (GPU) with boost clock.8GB GDDR78GB GDDR7...

View full details
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

ASUS Dual GeForce RTX 5060 8GB - OC Edition - graphics card - GeForce RTX 5060 - 8 GB

ASUS
Original price $539.99 - Original price $539.99
Original price
$539.99
$539.99 - $539.99
Current price $539.99

AI Performance613 AI TOPSPowered byNVIDIA Blackwell architecture and DLSS 4SFF-ReadyEnthusiast GeForce CardAxial-tech FansFeatures a smaller fan hu...

View full details
Original price $539.99 - Original price $539.99
Original price
$539.99
$539.99 - $539.99
Current price $539.99

Govee - Wi-Fi RGBIC Outdoor Permanent String Lights 100ft - White

Govee
Original price $320.99 - Original price $320.99
Original price
$320.99
$320.99 - $320.99
Current price $320.99

Lighting effects for holidays75 scene modes can cover more than 10 holidays and 8 DIY lighting effects to satisfy your various lighting needsSimple...

View full details
Original price $320.99 - Original price $320.99
Original price
$320.99
$320.99 - $320.99
Current price $320.99

JBL - PartyBox Stage 320 Portable Wireless Party Speaker - 2024 - Black

JBL
Original price $550.99 - Original price $550.99
Original price
$550.99
$550.99 - $550.99
Current price $550.99

Powerful JBL Pro SoundRock out with powerful JBL Pro Sound from two 6.5" woofers that deliver clean precise deep bass even at top volume and a pair...

View full details
Original price $550.99 - Original price $550.99
Original price
$550.99
$550.99 - $550.99
Current price $550.99

Samsung HW-S50B - sound bar - wireless

Samsung
Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

Customizable DesignPump up the volume on your personality. Swap a different color bezel to match your space and showcase your personal artwork phot...

View full details
Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

JBL - PartyLight Beam bluetooth projection party light - 2024 - Black

JBL
Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

Take your party to the next levelThe JBL PartyLight Beam syncs automatically with JBL PartyBox lightshow or your music turning your party into an a...

View full details
Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

Klipsch - Flexus CORE 100 Soundbar - Black

Klipsch
Original price $315.99 - Original price $315.99
Original price
$315.99
$315.99 - $315.99
Current price $315.99

Powered By OnkyoWe’ve teamed up with Onkyo combining their decades of proven manufacturing and tech prowess with our classic Klipsch acoustics to e...

View full details
Original price $315.99 - Original price $315.99
Original price
$315.99
$315.99 - $315.99
Current price $315.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.