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Rent To Own Components – Upgrade Your Tech with Easy Financing

Enhance your system with top-quality components from Finance My Cart. From graphics cards and motherboards to CPUs and memory, we offer premium parts from leading brands like ASUS, Intel, NVIDIA, and more. With our rent-to-own and lease-to-own payment plans, you can upgrade your tech without the upfront cost. Enjoy affordable monthly payments and free shipping while building the perfect setup!

Original price $1,592.99 - Original price $1,592.99
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MSI - NVIDIA GeForce RTX 5080 16G GAMING TRIO OC 16GB GDDR7 PCI Express Gen 5 Graphics Card - Black

MSI

Graphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5080 graphics processing unit (GPU) with boost clock16GB GDDR716GB GDD...

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Original price $1,592.99 - Original price $1,592.99
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Current price $1,592.99
Original price $316.99 - Original price $316.99
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JBL - 2.1 Channel Soundbar with Wireless Subwoofer - Black

JBL

Bring the powerFill your whole room with sound. An impressive 300W of total system power puts you in control. Your movies and music have never soun...

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Original price $316.99 - Original price $316.99
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Original price $419.99 - Original price $419.99
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$419.99
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LG - 5.1-Channel S60TR Home Theater Soundbar with Wireless Subwoofer and Rear Speakers Dolby Audio - Black

LG

Bring Home Epic SoundExperience a new dimension of sound with our 5.1 channel Home Theater Soundbar. Transform your room into a dynamic home theate...

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Original price $419.99 - Original price $419.99
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$419.99
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Original price $256.99 - Original price $256.99
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$256.99
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ASUS ROG STRIX B650-A GAMING WIFI - motherboard - ATX - Socket AM5 - AMD B650

ASUS

AMD Socket AM5(LGA 1718)Ready for AMD Ryzen 7000 Series desktop processors.Robust Power Solution12 + 2 power stages with 8 + 4 pin ProCool power co...

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Original price $256.99 - Original price $256.99
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Original price $336.99 - Original price $336.99
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$336.99
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Bose - TV Speaker Bluetooth Soundbar - Black

Bose

Hear your TV betterThe Bose TV Speaker is a small soundbar that clarifies speech and improves overall TV sound. Inside there are two full-range dri...

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Original price $336.99 - Original price $336.99
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Original price $138.99 - Original price $138.99
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$138.99
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Eve - Room Indoor Air Quality Monitor - Silver

Eve

Air quality monitor sensorPurpose-built air quality monitor sensor is a perfect choice to fulfill your requirementsPacked withAccompanied by air qu...

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Original price $138.99 - Original price $138.99
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Original price $89.99 - Original price $89.99
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$89.99
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Philips - Hue 4" High Lumen Recessed Downlight - White and Color Ambiance

Philips

Create a personalized experienceInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entert...

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Original price $89.99 - Original price $89.99
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$89.99
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Original price $254.99 - Original price $254.99
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$254.99
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ASUS - TUF GAMING B650-PLUS WIFI (Socket AM5) AMD B650 ATX DDR5 Wi-Fi 6 Motherboard - Black

ASUS

Processor CompatibilityAMD Socket AM5 for AMD Ryzen 7000 SeriesSpeed (memory speed supported)4 x DIMM Max. 128GB DDR5 6400+(OC)/ 6200(OC)/ 6000(OC)...

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Original price $254.99 - Original price $254.99
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Original price $994.99 - Original price $994.99
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MSI - NVIDIA GeForce RTX 5070 Ti 16G GAMING TRIO OC 16GB GDDR7 PCI Express Gen 5 Graphics Card - Black

MSI

Graphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5070 Ti graphics processing unit (GPU) with boost clock.16GB GDDR716GB ...

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Original price $994.99 - Original price $994.99
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Original price $1,513.99 - Original price $1,513.99
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Marshall - Bromley 750 Portable Wireless Party Speaker with Bluetooth / 3.5 mm Auxiliary / RCA / Microphone Inputs and LED Lights - Black/Brass

Marshall

True Stereophonic 360 Sound360 True Stereophonic sound hits every corner of the room and finds its way through the crowd no matter where you're sta...

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Original price $1,513.99 - Original price $1,513.99
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Original price $94.99 - Original price $94.99
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$94.99
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Thermaltake - View 270 Plus TG ARGB Mid Tower E-ATX PC Case - Black

Thermaltake

Tempered glass front and sideThe View 270 Plus TG ARGB comes equipped with two tempered glass panels located on the front and side of teh case to p...

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Original price $94.99 - Original price $94.99
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Original price $263.99 - Original price $263.99
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$263.99
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LG - 2.1-Channel S40T Soundbar with Wireless Subwoofer Bluetooth Connectivity Dolby Audio and WOW Orchestra - Black

LG

Compact Yet MightyCome home to the cinematic sound you’ve always wanted and experience every heart-thumping thrill-inducing moment. With 3 channels...

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Original price $263.99 - Original price $263.99
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Original price $166.99 - Original price $166.99
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Apple - TV 4K 64GB Streaming Device (3rd generation) - Wi-Fi - Black

Apple

4K Dolby Vision and HDR10+ for vivid picture qualityDolby Atmos for three-dimensional theater-like soundIncredible power with the A15 Bionic chipSi...

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Original price $166.99 - Original price $166.99
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Original price $83.99 - Original price $83.99
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Apple - Siri Remote (3rd Generation) - Silver

Apple

Depth 0.36 inch (9.25 mm)Height 5.4 inches (136 mm)Weight 2.3 ounces (66 g)Width 1.4 inches (35 mm)Communication and Connections Microphone for Sir...

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Original price $83.99 - Original price $83.99
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Original price $258.99 - Original price $258.99
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Twinkly - Smart Light 400 RGB LED Light String and 60 Dots (Gen 2) - Multi

Twinkly

Premium home decorative lightsTwinkly Light Strings will add advanced technology to your home decor and festive year-round gatherings both inside a...

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Original price $258.99 - Original price $258.99
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Original price $176.99 - Original price $176.99
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$176.99
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NZXT - C 1000W ATX 3.1 80 Plus Gold Fully Modular Power Supply - Black

NZXT

The Future is hereNZXT ATX 3.1 Gold PSUs deliver up to 600 watts of power to NVIDIA RTX 40 GPUs with a 12V-2x6 cable.Premium Performance100 high-qu...

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Original price $176.99 - Original price $176.99
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Original price $360.99 - Original price $360.99
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$360.99
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TCL - Q65H Q Class 5.1 Channel Soundbar with Dolby Atmos Ray Danz Technology and Wireless Subwoofer - Black

TCL

5.1 Channel Q Series SoundbarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...

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Original price $360.99 - Original price $360.99
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Original price $189.99 - Original price $189.99
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Fractal Design - North XL Charcoal Black Chassis with Walnut Front and Dark Tinted G Side Panel Mid-Tower PC Case - Black

Fractal Design

Enhance the look of your gaming station with sleek wood and alloy detailsDesigned for E-ATX / ATX / mATX / mITX motherboardsEnjoy natural ventilati...

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Original price $189.99 - Original price $189.99
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Original price $230.99 - Original price $230.99
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Samsung - HW-S50B 3.0 Channel S-Series All-in-one Soundbar Dolby 5.1 / DTS VirtualX - Black

Samsung

All-in-oneEverything you need in a single soundbar for holistic sound. The all-in-one system has 2 woofers and 3 tweeters built into its slender fr...

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Original price $230.99 - Original price $230.99
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Original price $80.99 - Original price $80.99
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Philips - Hue A19 Bluetooth 75W Smart LED Bulb - White and Color Ambiance

Philips

Colorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...

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Original price $80.99 - Original price $80.99
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$80.99
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Current price $80.99
Original price $150.99 - Original price $150.99
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$150.99
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Current price $150.99

ecobee - Smart Thermostat Essential - Programmable Wi-Fi Thermostat - Works with Siri Alexa and Google Assistant - White

EcoBee

An energy-saving thermostat that pays for itselfSave up to 23 every year on heating and cooling costs. That’s about 250 a year in savings meaning t...

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Original price $150.99 - Original price $150.99
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$150.99
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Original price $634.99 - Original price $634.99
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$634.99
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ASUS - PRIME NVIDIA GeForce RTX 5070 12GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS

Powered byNVIDIA Blackwell architecture and DLSS 4SFF-Ready enthusiast GeForce cardCompatible with small-form-factor buildsAxial-tech fansFeature a...

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Original price $634.99 - Original price $634.99
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Original price $819.99 - Original price $819.99
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Sony - BRAVIA Theater Bar 6 3.1.2ch subwoofer Dolby Atmos/DTSX compatible - Black

Sony

Cinematic 3.1.2ch spatial soundAcoustically designed to deliver cinematic spatial sound with 3 front-firing speakers including a dedicated center s...

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Original price $819.99 - Original price $819.99
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Original price $934.99 - Original price $934.99
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Sony - BRAVIA Theater System 6 5.1ch with subwoofer Dolby Atmos/DTSX compatible - Black

Sony

Cinematic 5.1ch surround soundAcoustically designed for cinematic surround sound with 3 front-firing speakers including a dedicated center speaker ...

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Original price $934.99 - Original price $934.99
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Original price $1,184.99 - Original price $1,184.99
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Sony - ULT TOWER 9 Wireless Party Speaker SRSULT900 - Black

Sony

ULT Button for Enhanced BassPress the ULT button to boost your bass delivering deeper and more powerful sound for a richer audio experience.360 Par...

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Original price $1,184.99 - Original price $1,184.99
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Original price $589.99 - Original price $589.99
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$589.99
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Samsung - MX-ST40F/ZA Sound Tower 160W Portable Party Speaker with Built In Battery - Black

Samsung

Powerful Party SoundMassive sound for every party with two 5.25 inch woofers delivering deep rich bass while dual 3/4 inch tweeters provide crisp c...

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Original price $589.99 - Original price $589.99
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$589.99
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Original price $387.99 - Original price $387.99
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$387.99
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JBL - BAR300MK2 5.0 Soundbar with Dolby Atmos - Black

JBL

450W max output power and punchy bass without a separate subwooferGet a truly immersive sound experience from your music movies and games with 450 ...

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Original price $387.99 - Original price $387.99
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$387.99
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Original price $252.99 - Original price $252.99
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$252.99
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JBL - Cinema Soundbar 570 2.1-channel soundbar - Black

JBL

Dedicated center channel provides superior voice clarityA dedicated center channel delivers film and TV dialogue with amazing clarity. You won't ne...

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Original price $252.99 - Original price $252.99
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$252.99
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Original price $597.99 - Original price $597.99
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$597.99
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JBL - BAR500MK2 5.1 Soundbar with Dolby Atmos and Wireless Subwoofer - Black

JBL

750W max output power and a 10" wireless subwooferFeel every on-screen crash bang and boom right in your chest. Your movies music and games become ...

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Original price $597.99 - Original price $597.99
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$597.99
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Original price $117.99 - Original price $117.99
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$117.99
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Current price $117.99

NZXT - Kraken Core RGB 240mm Radiator Liquid Cooler (1 x 240mm Single-Frame Fan) with RGB Pump Cap - Black

NZXT

COOL AND QUIETA powerful 3100 RPM pump keeps your CPU cool during heavy gaming and multitasking while minimizing noise.SIMPLE CONNECTIVITYConnects ...

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Original price $117.99 - Original price $117.99
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$117.99
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Current price $117.99
Original price $1,513.99 - Original price $1,513.99
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Current price $1,513.99

Marshall - Bromley 750 Portable Wireless Party Speaker with Bluetooth / 3.5mm Aux / RCA / Microphone Inputs and LED Lights - Black/Brass

Marshall

True Stereophonic 360 Sound360 True Stereophonic sound hits every corner of the room and finds its way through the crowd no matter where you're sta...

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Original price $1,513.99 - Original price $1,513.99
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$1,513.99
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Current price $1,513.99
Original price $120.99 - Original price $120.99
Original price
$120.99
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Current price $120.99

Insignia - 2.1 Channel Soundbar with Wireless Subwoofer DTS VirtualX Bluetooth and Dialogue Enhancement - Black

Insignia

Dialogue EnhancementNever miss a word of your favorite show again. Our advanced dialogue enhancement technology isolates and amplifies voices ensur...

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Original price $120.99 - Original price $120.99
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$120.99
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Current price $120.99
Original price $819.99 - Original price $819.99
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$819.99
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Current price $819.99

Samsung - MX-ST50F/ZA Sound Tower 240W Portable Party Speaker with Built In Battery - Black

Samsung

Powerful Party SoundFrom the first drop to the final track feel every beat with deep thumping bass powered by two 6.5 inch built in woofers. The th...

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Original price $819.99 - Original price $819.99
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$819.99
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Current price $819.99
Original price $127.99 - Original price $127.99
Original price
$127.99
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Current price $127.99

TCL - S45H S Class 2.0 Channel Sound Bar with Dolby Atmos DTS VirtualX and Bluetooth Music Streaming - Black

TCL

2.0 Channel S Class Sound BarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...

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Original price $127.99 - Original price $127.99
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$127.99
$127.99 - $127.99
Current price $127.99
Original price $544.99 - Original price $544.99
Original price
$544.99
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Current price $544.99

TCL - Q75H Q Class 5.1.2 Channel Soundbar with Dolby Atmos Ray Danz Technology and Wireless Subwoofer - Black

TCL

5.1.2 Channel Q Class SoundbarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s ho...

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Original price $544.99 - Original price $544.99
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$544.99
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Current price $544.99
Original price $295.99 - Original price $295.99
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$295.99
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Current price $295.99

GIGABYTE - Z790 AORUS ELITE AX (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

Gigabyte Technology

Processor CompatibilitySupports 14th and 13th Gen Intel Core Series ProcessorsDDR5 Compatible4SMD DIMMs with XMP 3.0 Memory Module SupportNext Gen ...

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Original price $295.99 - Original price $295.99
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$295.99
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Current price $295.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.