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  • Original price $242.99 - Original price $242.99
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    VIZIO 5.1 Soundbar Wireless Subwoofer Surround Sound w/ Dolby Atmos and DTSX - Black

    Vizio

    Take control with your smartphoneAccess soundbar functionality and settings using your smartphone with our VIZIO mobile app (available for iPhone a...

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    Original price $242.99 - Original price $242.99
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  • Original price $704.99 - Original price $704.99
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    Samsung HW-QS730D - sound bar system - wireless

    Samsung

    Q SymphonyPair a Samsung TV with a Samsung Soundbar to unlock a new level of powerful audio. Experience content like never before only with Samsung...

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    Original price $704.99 - Original price $704.99
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    SAMSUNG SOUNDBAR 2.1

    Samsung

    SAMSUNG SOUNDBAR 2.1 CH

    Original price $158.99 - Original price $158.99
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  • Original price $1,089.99 - Original price $1,089.99
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    Sonos - Arc Ultra Soundbar - Black

    Sonos Inc

    Next-level immersionWith an all-new acoustic architecture powered by 14 Sonos-engineered drivers and advanced technologies like Sound Motion Arc Ul...

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    Original price $1,089.99 - Original price $1,089.99
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  • Original price $492.99 - Original price $492.99
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    JBL - PartyBox Stage 320 Portable Wireless Party Speaker - Black

    JBL

    Powerful JBL pro soundRock out with powerful JBL pro sound from two 6.5" woofers that deliver clean precise deep bass even at top volume and a pair...

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    Original price $492.99 - Original price $492.99
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    LG - 2.1 Channel Soundbar with Wireless Subwoofer and Bluetooth Connectivity - Black

    LG

    New Dimensional SoundCome home to the cinematic sound you’ve always wanted and experience every heart-thumping thrill-inducing moment. With 2 chan...

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    Original price $230.99 - Original price $230.99
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    Philips - Hue 75W A19 Smart LED Starter Kit - White and Color Ambiance

    Philips

    Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

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    Original price $236.99 - Original price $236.99
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  • Original price $254.99 - Original price $254.99
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    Bose - TV Speaker Bluetooth Soundbar - Black

    Bose

    Hear your TV betterThe Bose TV Speaker is a small soundbar that clarifies speech and improves overall TV sound. Inside there are two full-range dri...

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    Original price $254.99 - Original price $254.99
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  • Original price $87.99 - Original price $87.99
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    Govee - Aura Smart Table Lamp - Multi

    Govee

    Creative DIY modeOur intuitive DIY mode via the Govee Home app allows you to personalize light effects and save them for later. With Finger Sketch ...

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    Original price $87.99 - Original price $87.99
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  • Original price $149.99 - Original price $149.99
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    TCL - S55H 2.1 Channel S-Class Soundbar with Wireless Subwoofer Dolby Atmos - Black

    TCL

    Dolby AtmosSpatial sound that immerses you in movies music and games.DTS VirtualX Surround SoundAdds dimension to what you hear with virtual 3D sou...

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    Original price $149.99 - Original price $149.99
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  • Original price $439.99 - Original price $439.99
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    TCL - Q75H Q Class 5.1.2 Channel Soundbar with Dolby Atmos Ray Danz Technology and Wireless Subwoofer - Black

    TCL

    5.1.2 Channel Q Class SoundbarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s ho...

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    Original price $439.99 - Original price $439.99
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  • Original price $233.99 - Original price $233.99
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    LG - StanbyME Wireless Speaker - White

    LG

    StandbyME DisplayPacked with powerful sound the StanbyMe Speaker is the perfect companion to the StanbyMe DisplayPerfect HarmonyCreate the perfect ...

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    Original price $233.99 - Original price $233.99
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  • Original price $30.99 - Original price $30.99
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    CORSAIR - XTM60 High Performance Thermal Paste - Gray

    Corsair

    Superior Cooling PerformanceProvides exceptional thermal conductivity between your CPU or GPU and cooler resulting in improved heat dissipation and...

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    Original price $30.99 - Original price $30.99
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    JBL - Party Box 710 Portable Party Speaker - Black

    JBL

    800W RMS of powerful JBL original pro soundCreate an instant musical connection with 800 powerful watts of high-performance JBL original pro sound....

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    Original price $824.99 - Original price $824.99
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  • Original price $60.99 - Original price $60.99
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    GE - Cync A19 Smart LED Bulb (2 Pack) - Color Changing - Full Color

    General Electric

    Millions of Vibrant ColorsUse the Cync app Powered by Savant color wheel and TRUEImage technology to elevate the vibe and enhance your home decor; ...

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    Original price $60.99 - Original price $60.99
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  • Original price $236.99 - Original price $236.99
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    Philips - Hue A19 75W Smart LED Starter Kit - White and Color Ambiance

    Philips

    Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

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    Original price $236.99 - Original price $236.99
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  • Original price $114.99 - Original price $114.99
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    $114.99
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    Philips - Hue A19 Bluetooth 75W Smart LED Bulb (2-Pack) - White and Color Ambiance

    Philips

    Colorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...

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    Original price $114.99 - Original price $114.99
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  • Original price $142.99 - Original price $142.99
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    Philips - Hue Color A19 Smart LED Bulb Starter Kit - White and Color Ambiance

    Philips

    Create personalized experience with colorful smart lightTransform your home with over 16 million colors instantly creating the right atmosphere for...

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    Original price $142.99 - Original price $142.99
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  • Original price $117.99 - Original price $117.99
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    $117.99
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    NZXT - F120 RGB 120mm Computer Case Fan with RGB Controller and Fluid Dynamic Bearings (3-pack) - Black

    NZXT

    Lighting harmonyLight up your gaming setup with 18 individually customizable RGB LEDs for harmonized lighting effects.Whisper-quiet coolingThe fan ...

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    Original price $117.99 - Original price $117.99
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  • Original price $474.99 - Original price $474.99
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    Samsung HW-S700D - sound bar system - wireless

    Samsung

    Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package giving you exceptional sound while...

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    Original price $474.99 - Original price $474.99
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  • Original price $107.99 - Original price $107.99
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    Philips - Hue A19 Bluetooth 60W Smart LED Bulb (3-Pack) - White and Color Ambiance

    Philips

    Colorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance.Light recipesE...

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    Original price $107.99 - Original price $107.99
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  • Original price $819.99 - Original price $819.99
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    Samsung HW-S800D - sound bar system - wireless

    Samsung

    Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package.Q SymphonyPair a Samsung TV with a...

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    Original price $819.99 - Original price $819.99
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  • Original price $227.99 - Original price $227.99
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    Polk Audio - React Soundbar with Dolby DTS Virtual 3D Surround Sound - Black

    Polk Audio

    Big Detailed Home AudioThe Polk React Sound Bar works with virtually any TV and delivers impactful 3D virtual surround sound music all from a slim ...

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    Original price $227.99 - Original price $227.99
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  • Original price $81.99 - Original price $81.99
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    Govee - A19 1200 Lumens Wi-Fi Smart LED Bulb (4-Pack) - RGB

    Govee

    Reliable BrightnessWith over 1200 Lumens these smart bulbs can brighten your home than most bulbs currently on the market. These RGB 12W bulbs have...

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    Original price $81.99 - Original price $81.99
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  • Original price $190.99 - Original price $190.99
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    Philips - Hue A19 60W Smart LED Starter Kit - White and Color Ambiance

    Philips

    Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

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    Original price $190.99 - Original price $190.99
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  • Original price $386.99 - Original price $386.99
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    VIZIO MicMe 2.1 Karaoke Soundbar 2 Wireless Mics Wireless Subwoofer w/ Dolby Atmos - White

    Vizio

    MicMeMicMe transitions from a captivating television soundbar into an unforgettable karaoke experience as soon as you pick up a mic. The intelligen...

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    Original price $386.99 - Original price $386.99
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    Yamaha - 2.1-Channel Soundbar with Built-in Subwoofer - Black

    Yamaha

    Simple setupSetup with a simple connection via HDMI or optical inputs.Clear dynamic full-range soundEnhance the sound of the thinnest TVs with this...

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    Original price $178.99 - Original price $178.99
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  • Original price $81.99 - Original price $81.99
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    GE - Cync Reveal Smart LED Undercabinet Light Bar 12in - Color Changing - White

    GE

    Smart Undercabinet LightsAn ultra thin edge-lit design with diffused lighting offers beautifully vibrant adjustable lighting to brighten up the kit...

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    Original price $81.99 - Original price $81.99
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  • Original price $127.99 - Original price $127.99
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    Google - Nest Smart Programmable Wifi Thermostat - Fog

    GOOGLE

    Easy to install and use.Designed so you can install yourself. Installation usually takes 30 minutes or less. You can quickly create a schedule tha...

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    Original price $127.99 - Original price $127.99
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    Google - Nest Smart Programmable Wifi Thermostat - Charcoal

    GOOGLE

    Easy to install and use.Designed so you can install yourself. Installation usually takes 30 minutes or less. You can quickly create a schedule tha...

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    Original price $127.99 - Original price $127.99
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  • Original price $819.99 - Original price $819.99
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    Bose - Bass Module 700 Wireless Subwoofer - Black

    Bose

    Bose Bass Module 700 wireless home theater subwooferThis wireless compact subwoofer is designed to be paired with the Bose soundbars to bring music...

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    Original price $819.99 - Original price $819.99
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  • Original price $129.99 - Original price $129.99
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    Rachio - Smart Hose Wi-Fi Sprinkler Controller - Gray

    Rachio

    Save water and moneySkips when it rains waters when it's hot and informs you of freezes.WiFi connected and controlled from anywhereWater your yard ...

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    Original price $129.99 - Original price $129.99
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  • Original price $171.99 - Original price $171.99
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    Govee - RGBIC 32.8ft Icicle Lights - Multi

    Govee

    RGBIC lighting effectsChoose from 16 million colors with the ability to control each light individually for a customized experience.Outdoor reliabi...

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    Original price $171.99 - Original price $171.99
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  • Original price $92.99 - Original price $92.99
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    Philips - Hue Solo lightstrip 3m (10ft) - White and Color Ambiance

    Philips

    Includes one Hue Solo 3 meter lightstripSeamless blend of multicolor light in a single LED stripSet the mood instantly with Bluetooth and easily co...

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    Original price $92.99 - Original price $92.99
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  • Original price $149.99 - Original price $149.99
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    Samsung B series 2.1 ch. DTS VirtualX Soundbar - Black

    Samsung

    DTS VirtualXExpand your listening experience. DTS VirtualX creates spacious 3D sound putting you at the center of the action for an elevated and im...

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    Original price $149.99 - Original price $149.99
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  • Original price $394.99 - Original price $394.99
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    Philips Hue Play HDMI Sync Box 8K - Black

    Philips

    HDMI 2.1 CERTIFIED FOR THE HIGHEST QUALITY CONTENTWith an ultra-fast refresh rate you can sync your Hue lights to the highest quality video content...

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    Original price $394.99 - Original price $394.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.