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Components

Rent To Own Components – Upgrade Your Tech with Easy Financing

Enhance your system with top-quality components from Finance My Cart. From graphics cards and motherboards to CPUs and memory, we offer premium parts from leading brands like ASUS, Intel, NVIDIA, and more. With our rent-to-own and lease-to-own payment plans, you can upgrade your tech without the upfront cost. Enjoy affordable monthly payments and free shipping while building the perfect setup!

Original price $1,592.99 - Original price $1,592.99
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Current price $1,592.99

MSI - NVIDIA GeForce RTX 5080 16G GAMING TRIO OC 16GB GDDR7 PCI Express Gen 5 Graphics Card - Black

MSI

Graphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5080 graphics processing unit (GPU) with boost clock16GB GDDR716GB GDD...

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Original price $1,592.99 - Original price $1,592.99
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Current price $1,592.99
Original price $983.99 - Original price $983.99
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$983.99
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Current price $983.99

MSI - NVIDIA GeForce RTX 5070 Ti 16G GAMING TRIO OC 16GB GDDR7 PCI Express Gen 5 Graphics Card - Black

MSI

Graphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5070 Ti graphics processing unit (GPU) with boost clock.16GB GDDR716GB ...

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Original price $983.99 - Original price $983.99
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$983.99
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Current price $983.99
Original price $256.99 - Original price $256.99
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$256.99
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Current price $256.99

ASUS ROG STRIX B650-A GAMING WIFI - motherboard - ATX - Socket AM5 - AMD B650

ASUS

AMD Socket AM5(LGA 1718)Ready for AMD Ryzen 7000 Series desktop processors.Robust Power Solution12 + 2 power stages with 8 + 4 pin ProCool power co...

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Original price $256.99 - Original price $256.99
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$256.99
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Current price $256.99
Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99

Bose - TV Speaker Bluetooth Soundbar - Black

Bose

Hear your TV betterThe Bose TV Speaker is a small soundbar that clarifies speech and improves overall TV sound. Inside there are two full-range dri...

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Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99
Original price $2,832.99 - Original price $2,832.99
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Current price $2,832.99

MSI - NVIDIA GeForce GeForce RTX 5090 32G GAMING TRIO OC 32GB GDDR7 PCI Express Gen 5 Graphics Card - Black

MSI

Graphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5090 graphics processing unit (GPU) with boost clock32GB GDDR732GB GDD...

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Original price $2,832.99 - Original price $2,832.99
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Original price $84.99 - Original price $84.99
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$84.99
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NZXT - H3 Flow Micro-ATX High-Airflow PC Case - White

NZXT

Space-Saving SizeA space-efficient micro-ATX chassis accommodates standard high-performance components without compromise.High-Airflow DesignUltra-...

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Original price $84.99 - Original price $84.99
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Original price $2,944.99 - Original price $2,944.99
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Current price $2,944.99

GIGABYTE - NVIDIA GeForce RTX 5090 GAMING OC 32G GDDR7 PCI Express 5.0 Graphics Card - Black

GIGABYTE

Graphics Processing Unit (Gpu)/Clock SpeedPowered by the NVIDIA geforce RTX 5090 graphics processing unit (GPU)Video Memory32gb gddr7Interface Comp...

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Original price $2,944.99 - Original price $2,944.99
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Current price $2,944.99
Original price $1,592.99 - Original price $1,592.99
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$1,592.99
$1,592.99 - $1,592.99
Current price $1,592.99

GIGABYTE - NVIDIA GeForce RTX 5080 GAMING OC 16G GDDR7 PCI Express 5.0 Graphics Card - Black

GIGABYTE

Graphics Processing Unit (Gpu)/Clock SpeedPowered by the NVIDIA geforce RTX 5080 graphics processing unit (GPU)Video Memory16gb gddr7Interface Comp...

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Original price $1,592.99 - Original price $1,592.99
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Original price $176.99 - Original price $176.99
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$176.99
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Current price $176.99

NZXT - C 1000W ATX 3.1 80 Plus Gold Fully Modular Power Supply - Black

NZXT

The Future is hereNZXT ATX 3.1 Gold PSUs deliver up to 600 watts of power to NVIDIA RTX 40 GPUs with a 12V-2x6 cable.Premium Performance100 high-qu...

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Original price $176.99 - Original price $176.99
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Original price $386.99 - Original price $386.99
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$386.99
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Current price $386.99

TCL - Q65H Q Class 5.1 Channel Soundbar with Dolby Atmos Ray Danz Technology and Wireless Subwoofer - Black

TCL

5.1 Channel Q Series SoundbarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...

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Original price $386.99 - Original price $386.99
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Original price $248.99 - Original price $248.99
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$248.99
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Current price $248.99

Fractal Design - North XL Charcoal Black Chassis with Walnut Front and Dark Tinted G Side Panel Mid-Tower PC Case - Black

Fractal Design

Enhance the look of your gaming station with sleek wood and alloy detailsDesigned for E-ATX / ATX / mATX / mITX motherboardsEnjoy natural ventilati...

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Original price $248.99 - Original price $248.99
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Original price $303.99 - Original price $303.99
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$303.99
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MSI - NVIDIA GeForce RTX 5050 8G SHADOW 2X OC 8GB GDDR6 PCI Express Gen 5 Graphics Card - Black

MSI

Graphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5050 graphics processing unit (GPU) with boost clock.8GB GDDR68GB GDDR6...

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Original price $303.99 - Original price $303.99
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Original price $89.99 - Original price $89.99
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$89.99
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Philips - Hue 4" High Lumen Recessed Downlight - White and Color Ambiance

Philips

Create a personalized experienceInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entert...

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Original price $89.99 - Original price $89.99
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$89.99
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Original price $2,392.99 - Original price $2,392.99
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Current price $2,392.99

ASUS - ROG Strix G16 (2025) 16" Nebula 2.5K 240Hz Gaming Laptop- Intel Core Ultra 9 275HX- 32GB DDR5- GeForce RTX 5070- 2TB SSD - Eclipse Gray

ASUS

Advanced Windows 11 ProGame create and boost your productivity—Windows 11 Pro is the place for it all. With advanced features powerful tools to enh...

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Original price $2,392.99 - Original price $2,392.99
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Original price $82.99 - Original price $82.99
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$82.99
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Current price $82.99

NZXT - H3 Flow Micro-ATX High-Airflow PC Case - Black

NZXT

Space-Saving SizeA space-efficient micro-ATX chassis accommodates standard high-performance components without compromise.High-Airflow DesignUltra-...

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Original price $82.99 - Original price $82.99
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$82.99
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Current price $82.99
Original price $156.99 - Original price $156.99
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$156.99
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Current price $156.99

Sony - ULT POWER SOUND series ULT MIC Wireless Microphone - Black

Sony

Perfect when paired with ULT POWER SOUND series. Add your voice to the mix.With simple wireless connectivity for selected ULT POWER SOUND Series sp...

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Original price $156.99 - Original price $156.99
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$156.99
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Original price $1,164.99 - Original price $1,164.99
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Current price $1,164.99

Bose - Smart Ultra Soundbar with Dolby Atmos and Voice Assistant - Arctic White

Bose

Immersion no matter what you’re watching.The Bose Smart Ultra Soundbar is equipped with Dolby Atmos and Bose TrueSpace which separates music dialog...

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Original price $1,164.99 - Original price $1,164.99
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Original price $314.99 - Original price $314.99
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Samsung - HW-S50B 3.0 Channel S-Series All-in-one Soundbar Dolby 5.1 / DTS VirtualX - Black

Samsung

All-in-oneEverything you need in a single soundbar for holistic sound. The all-in-one system has 2 woofers and 3 tweeters built into its slender fr...

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Original price $314.99 - Original price $314.99
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Original price $80.99 - Original price $80.99
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$80.99
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Philips - Hue A19 Bluetooth 75W Smart LED Bulb - White and Color Ambiance

Philips

Colorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...

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Original price $80.99 - Original price $80.99
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$80.99
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Current price $80.99
Original price $108.99 - Original price $108.99
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$108.99
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Philips - Hue White and Color Ambiance Lucca Wall Light - Black

Philips

Sophisticated modern design Illuminate your porch and patios with colorful light. The Lucca wall lantern with its round shape and black bands offer...

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Original price $108.99 - Original price $108.99
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$108.99
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Current price $108.99
Original price $172.99 - Original price $172.99
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$172.99
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Current price $172.99

ecobee - Smart Thermostat Essential - Programmable Wi-Fi Thermostat - Works with Siri Alexa and Google Assistant - White

EcoBee

An energy-saving thermostat that pays for itselfSave up to 23 every year on heating and cooling costs. That’s about 250 a year in savings meaning t...

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Original price $172.99 - Original price $172.99
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Original price $634.99 - Original price $634.99
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$634.99
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ASUS - PRIME NVIDIA GeForce RTX 5070 12GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS

Powered byNVIDIA Blackwell architecture and DLSS 4SFF-Ready enthusiast GeForce cardCompatible with small-form-factor buildsAxial-tech fansFeature a...

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Original price $634.99 - Original price $634.99
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Original price $589.99 - Original price $589.99
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$589.99
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Sony - BRAVIA Theater Bar 6 3.1.2ch subwoofer Dolby Atmos/DTSX compatible - Black

Sony

Cinematic 3.1.2ch spatial soundAcoustically designed to deliver cinematic spatial sound with 3 front-firing speakers including a dedicated center s...

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Original price $589.99 - Original price $589.99
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Current price $589.99
Original price $704.99 - Original price $704.99
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$704.99
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Current price $704.99

Sony - BRAVIA Theater System 6 5.1ch with subwoofer Dolby Atmos/DTSX compatible - Black

Sony

Cinematic 5.1ch surround soundAcoustically designed for cinematic surround sound with 3 front-firing speakers including a dedicated center speaker ...

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Original price $704.99 - Original price $704.99
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Original price $1,067.99 - Original price $1,067.99
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Sony - ULT TOWER 9 Wireless Party Speaker SRSULT900 - Black

Sony

ULT Button for Enhanced BassPress the ULT button to boost your bass delivering deeper and more powerful sound for a richer audio experience.360 Par...

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Original price $1,067.99 - Original price $1,067.99
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Original price $589.99 - Original price $589.99
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$589.99
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Current price $589.99

Samsung - MX-ST40F/ZA Sound Tower 160W Portable Party Speaker with Built In Battery - Black

Samsung

Powerful Party SoundMassive sound for every party with two 5.25 inch woofers delivering deep rich bass while dual 3/4 inch tweeters provide crisp c...

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Original price $589.99 - Original price $589.99
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$589.99
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Current price $589.99
Original price $387.99 - Original price $387.99
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$387.99
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Current price $387.99

JBL - BAR300MK2 5.0 Soundbar with Dolby Atmos - Black

JBL

450W max output power and punchy bass without a separate subwooferGet a truly immersive sound experience from your music movies and games with 450 ...

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Original price $387.99 - Original price $387.99
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$387.99
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Current price $387.99
Original price $234.99 - Original price $234.99
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$234.99
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JBL - Cinema Soundbar 570 2.1-channel soundbar - Black

JBL

Dedicated center channel provides superior voice clarityA dedicated center channel delivers film and TV dialogue with amazing clarity. You won't ne...

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Original price $234.99 - Original price $234.99
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$234.99
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Current price $234.99
Original price $508.99 - Original price $508.99
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$508.99
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Current price $508.99

JBL - BAR500MK2 5.1 Soundbar with Dolby Atmos and Wireless Subwoofer - Black

JBL

750W max output power and a 10" wireless subwooferFeel every on-screen crash bang and boom right in your chest. Your movies music and games become ...

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Original price $508.99 - Original price $508.99
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$508.99
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Original price $122.99 - Original price $122.99
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$122.99
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Current price $122.99

NZXT - Kraken Core RGB 240mm Radiator Liquid Cooler (1 x 240mm Single-Frame Fan) with RGB Pump Cap - Black

NZXT

COOL AND QUIETA powerful 3100 RPM pump keeps your CPU cool during heavy gaming and multitasking while minimizing noise.SIMPLE CONNECTIVITYConnects ...

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Original price $122.99 - Original price $122.99
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$122.99
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Current price $122.99
Original price $1,513.99 - Original price $1,513.99
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Marshall - Bromley 750 Portable Wireless Party Speaker with Bluetooth / 3.5mm Aux / RCA / Microphone Inputs and LED Lights - Black/Brass

Marshall

True Stereophonic 360 Sound360 True Stereophonic sound hits every corner of the room and finds its way through the crowd no matter where you're sta...

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Original price $1,513.99 - Original price $1,513.99
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Original price $111.99 - Original price $111.99
Original price
$111.99
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Current price $111.99

Insignia - 2.1 Channel Soundbar with Wireless Subwoofer DTS VirtualX Bluetooth and Dialogue Enhancement - Black

Insignia

Dialogue EnhancementNever miss a word of your favorite show again. Our advanced dialogue enhancement technology isolates and amplifies voices ensur...

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Original price $111.99 - Original price $111.99
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$111.99
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Current price $111.99
Original price $819.99 - Original price $819.99
Original price
$819.99
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Current price $819.99

Samsung - MX-ST50F/ZA Sound Tower 240W Portable Party Speaker with Built In Battery - Black

Samsung

Powerful Party SoundFrom the first drop to the final track feel every beat with deep thumping bass powered by two 6.5 inch built in woofers. The th...

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Original price $819.99 - Original price $819.99
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$819.99
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Current price $819.99
Original price $123.99 - Original price $123.99
Original price
$123.99
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Current price $123.99

TCL - S45H S Class 2.0 Channel Sound Bar with Dolby Atmos DTS VirtualX and Bluetooth Music Streaming - Black

TCL

2.0 Channel S Class Sound BarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...

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Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99
Original price $587.99 - Original price $587.99
Original price
$587.99
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Current price $587.99

TCL - Q75H Q Class 5.1.2 Channel Soundbar with Dolby Atmos Ray Danz Technology and Wireless Subwoofer - Black

TCL

5.1.2 Channel Q Class SoundbarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s ho...

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Original price $587.99 - Original price $587.99
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$587.99
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Current price $587.99
Original price $295.99 - Original price $295.99
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$295.99
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Current price $295.99

GIGABYTE - Z790 AORUS ELITE AX (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

Gigabyte Technology

Processor CompatibilitySupports 14th and 13th Gen Intel Core Series ProcessorsDDR5 Compatible4SMD DIMMs with XMP 3.0 Memory Module SupportNext Gen ...

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Original price $295.99 - Original price $295.99
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$295.99
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Current price $295.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.