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Personal Care

Rent To Own Personal Care – Enhance Your Self-Care Routine with Flexible Financing

Treat yourself to premium personal care products with Finance My Cart. Whether you're looking for electric toothbrushes, grooming kits, skincare devices, or hair care tools, we offer top brands like Philips, Braun, Foreo, and more. With our rent-to-own and buy now, pay later payment plans, you can enjoy high-quality personal care products without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options that fit your budget and credit situation. Elevate your self-care routine today with flexible financing made just for you!

Original price $331.99 - Original price $331.99
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Therabody - ThermBack LED 4-in-1 back wrap with heat far infrared vibration and LED light therapies - Black

Therabody

ThermBack LED transforms how you manage lower back pain. With a science-backed combination of heat with infrared vibration and LED light this weara...

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Original price $331.99 - Original price $331.99
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Original price $237.99 - Original price $237.99
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Therabody - SmartGoggles Heated Eye Temple Massager (2nd Generation) - Black

Therabody

Introducing the new improved SmartGoggles 100 blackout lighter and more comfortable than ever. Designed for every face shape the SmartGoggles prov...

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Therabody - Theragun Mini Massage Gun 3 - Black

Theragun

The redesigned Theragun Mini is smaller lighter and more portable than ever yet just as effective. Scientifically proven to relieve aches and pains...

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Original price $247.99 - Original price $247.99
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Original price $186.99 - Original price $186.99
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Therabody - TheraFace Depuffing Wand - Indigo

Therabody

The TheraFace Depuffing Wand is a skincare device with science-backed clinically-proven cold and heat treatments to help you depuff and glow anytim...

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Original price $186.99 - Original price $186.99
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Original price $90.99 - Original price $90.99
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$90.99
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Beurer - Digital EMS + TENS Device - White

Beurer

EM49 is a 2-in-1 TENS unit and EMS device. TENS treatment provides comfortable drug-free pain relief and there are 15 preset programs to choose fro...

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Original price $90.99 - Original price $90.99
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Original price $159.99 - Original price $159.99
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Hyperice - Hypervolt Go 2 - USBC - Arctic Gray

Hyperice

The next generation of portable percussion the ultra-light Hypervolt Go 2 was designed to move with you. The Go 2 features exceptional ergonomics s...

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Original price $159.99 - Original price $159.99
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Original price $104.99 - Original price $104.99
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Philips Sonicare - ProtectiveClean 5100 Rechargeable Toothbrush - Black

Philips Sonicare

Improve daily oral hygiene routines with this Philips Sonicare electric toothbrush. An internal sensor regulates applied pressure to prevent sorene...

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$111.99
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Homedics - 3-in-1 Shiatsu Foot Body Massager - Gray

Homedics

The 3-in-1 Foot Body Massager Plus Footrest features a micro-bead filling creating a cushy footrest to elevate tired feet. Its versatile design ca...

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Original price $111.99 - Original price $111.99
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Hyperice - Normatec Go - Black

Hyperice

The Normatec Go by Hyperice delivers targeted massage for fresh legs on-the-go. Backed by the same science that powers the original Normatec system...

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Hyperice - Hypersphere Go - Black

Hyperice

Perfect for travel the TSA carry-on approved Hypersphere Mini targets your tightest areas with precision to help you move better wherever you roam.

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Original price $271.99 - Original price $271.99
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Philips Sonicare - DiamondClean Smart Electric Rechargeable Toothbrush for Complete Oral Care - 9300 Series - Rose Gold

Philips Sonicare

Get the ultimate and most complete care with DiamondClean Smart. Eliminate guesswork with real time feedback and personalized coaching so you can i...

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Original price $271.99 - Original price $271.99
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$271.99
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Original price $271.99 - Original price $271.99
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Philips Sonicare - DiamondClean Smart Electric Rechargeable Toothbrush for Complete Oral Care 9300 Series - Black

Philips Sonicare

Get the ultimate and most complete care with DiamondClean Smart. Eliminate guesswork with real time feedback and personalized coaching so you can i...

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Original price $271.99 - Original price $271.99
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Original price $379.99 - Original price $379.99
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Philips Sonicare - DiamondClean Smart Electric Rechargeable toothbrush with Charging Travel Case and 8 Brush Heads - Lunar Blue

Philips Sonicare

Get the ultimate and most complete care with DiamondClean Smart. Eliminate guesswork with real time feedback and personalized coaching so you can i...

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Original price $379.99 - Original price $379.99
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Therabody - RecoveryTherm Cube Hot Cold Contrast Therapy - Black

Therabody

Say goodbye to messy melting ice bags and scalding heating pads. Introducing RecoveryTherm Cube — one compact reusable device that delivers instant...

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Chirp - Rolling Percussion Massager - Black

Chirp

The RPM is an innovative product that seamlessly combines rolling (foam rollers) and percussive (massage guns) massage techniques into a single dev...

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Original price $255.99 - Original price $255.99
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Philips Sonicare - Cordless Power Flosser 3000 - Black

Philips Sonicare

Philips Sonicare Cordless Power Flosser 3000 - Black

Original price $102.99 - Original price $102.99
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Original price $341.99 - Original price $341.99
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Therabody - TheraFace Pro Multi-Use Skincare Device - White

Therabody

TheraFace PRO is an FDA cleared all-in-one skincare device clinically proven treatments to lift firm reduce fine lines and wrinkles improve skin te...

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Original price $341.99 - Original price $341.99
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Original price $125.99 - Original price $125.99
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Therabody - Wave Duo Vibrating Massage Device - Black

Therabody

Theragun Wave Duo vibrating massager

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Sharper Image - Realtouch Shiatsu Plus Cordless Neck Massager - Gray

Sharper Image

Relax with the Sharper Image RealTouch Shiatsu Plus Cordless Neck Massager designed with authentic shiatsu rollers for a realistic neck and shoulde...

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Original price $100.99 - Original price $100.99
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Original price $113.99 - Original price $113.99
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Waterpik - ION Cordless Countertop Water Flosser - White

Waterpik

The Waterpik White ION cordless water flosser WF-11 provides maximum performance with cordless convenience. You can place ION anywhere on your coun...

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Original price $113.99 - Original price $113.99
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Original price $160.99 - Original price $160.99
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Chirp - RPM Mini - Black

Chirp

The Chirp RPM mini combines two excellent relief and recovery methods percussion and rolling massage like the original RPM but in a mini travel-siz...

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Original price $160.99 - Original price $160.99
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Original price $181.99 - Original price $181.99
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Therabody - Wave Roller Vibration Massage Device - Black

Theragun

Perform self-massage before and after training with this 12" Theragun Wave Roller smart vibrating foam roller. Bluetooth connectivity enables easy ...

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Original price $181.99 - Original price $181.99
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Oral-B - iO Series 7 Connected Rechargeable Electric Toothbrush - Onyx Black

Oral-B

Get clean healthy teeth with this Black Onyx Oral-B iO7 electric toothbrush. The rechargeable LiIon battery offers portable use while the micro-vib...

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Original price $237.99 - Original price $237.99
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Homedics - Cordless Shiatsu Massage Pillow with Soothing Heat - Grey

Homedics

Cordless Shiatsu Massage Pillow with Soothing Heat

Original price $110.99 - Original price $110.99
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Original price $181.99 - Original price $181.99
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Therabody - TheraFace Depuffing Wand - White

Therabody

The TheraFace Depuffing Wand is a skincare device with science-backed clinically-proven cold and heat treatments to help you depuff and glow anytim...

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Original price $181.99 - Original price $181.99
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$181.99
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Original price $335.99 - Original price $335.99
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Therabody - Theragun Prime G5 - Black

Therabody

Refresh and repair your body with Theragun Prime — our powerful 16mm percussive massage therapy device made simple for hardworking lifestyles. Ther...

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Original price $335.99 - Original price $335.99
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Original price $122.99 - Original price $122.99
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Homedics - Shiatsu + air 3.0 foot massager with heat - White

Homedics

This foot massage provides a full- coverage deep-kneading shiatsu massage experience from heel to toe and top to bottom. With customized controls a...

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Original price $122.99 - Original price $122.99
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Sharper Image - PowerBoost Pro Hot and Cold Compact - Black

Sharper Image

Sharper Image Powerboost Pro+ Compact delivers an unrivaled deep tissue massage experience effectively targeting sore muscles and tension for outst...

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Original price $126.99 - Original price $126.99
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Sharper Image - RealTouch Eye Mask Hot + Cold Massager - Gray

Sharper Image

Discover unparalleled relaxation with the Sharper Image RealTouch Eye Mask featuring air compression massage technology to relieve tension and revi...

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Original price $178.99 - Original price $178.99
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Sharper Image - Shiatsu Foot Massager - White

Sharper Image

Long day spent on your feet Soothe tense and sore toes with the Heated Foot Massager from Sharper Image Steady vibration and cozy warmth come toget...

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Original price $173.99 - Original price $173.99
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Original price $82.99 - Original price $82.99
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Waterpik - Ultra Water Flosser - White

Waterpik

Water flosserCleans between teeth and below the gumline and helps prevent gingivitis and gum disease.Proven safe on teeth and gumsRemoves up to 99....

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Original price $82.99 - Original price $82.99
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Original price $285.99 - Original price $285.99
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PMD Beauty - Clean Pro Gold Facial Cleansing Device - Rose

PMD Beauty

PMD Beauty - Clean Pro Gold Facial Cleansing Device - Rose

Original price $285.99 - Original price $285.99
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Original price $121.99 - Original price $121.99
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PMD Beauty - Clean Facial Cleansing Device - Blush

PMD Beauty

SonicGlow TechnologyWith 7000 vibrations per minute Clean deeply removes the skin’s impurities by breaking down dirt and oil from within the pores....

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Original price $121.99 - Original price $121.99
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Original price $209.99 - Original price $209.99
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PMD Beauty - Clean Pro Jade Facial Cleansing Device - Cream

PMD Beauty

SonicGlow TechnologyWith 7000 vibrations per minute Clean deeply removes the skin’s impurities by breaking down dirt and oil from within the pores....

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Original price $209.99 - Original price $209.99
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Original price $326.99 - Original price $326.99
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$326.99
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PMD Beauty - Personal Microderm Elite Pro Device - London Fog Grey

PMD Beauty

Power of ExfoliationPatented Spinning Discs embedded with aluminum oxide crystals exfoliate away dead dull cells from the surface of the skin. By r...

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Original price $326.99 - Original price $326.99
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Original price $78.99 - Original price $78.99
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$78.99
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PMD Beauty - PMD silversilk Sleep Mask - Black

PMD Beauty

SilverSilver is anti-bacterial and anti-microbial. SilverSilk is created with pure silver to keep your pillowcase bacteria-free.SilkSilk texture re...

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Original price $78.99 - Original price $78.99
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$78.99
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Current price $78.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.