Smart Home
Rent To Own Smart Home – Make Your Home Smarter with Flexible Financing
Transform your home into a smart home with cutting-edge technology from Finance My Cart. Whether you're looking for smart thermostats, lighting, security cameras, voice assistants, or smart appliances, we offer top brands like Nest, Ring, Amazon Echo, and more. With our rent-to-own and buy now, pay later payment plans, you can start building your smart home without the hefty upfront cost. Enjoy affordable monthly payments, free shipping, and financing options designed to fit your budget and credit situation. Create a connected and convenient home today with flexible financing that works for you!
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- AMAZON (16)
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- Eufy (24)
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- Twinkly (3)
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- Wasserstein (8)
- Wyze (2)
- Yale (15)
Amazon - Echo Dot Kids (5th Gen 2022 Release) with Alexa - Owl
AMAZONEcho Dot KidsSmart speaker with Alexa made for kids (not a toy). The improved speaker delivers clearer vocals and rich vibrant sound.Where learning...
View full detailsTP-Link - Tapo Wire-Free Dual Band Indoor/Outdoor 4K Smart Security Cameras 24/7 Always Monitoring Magnetic Base (3-pack) No Fees - White
TP Link24/7 Continuous Capture. Always On Always MonitoringDitch battery limitations and experience 24/7 continuous capture. With automatic capture inter...
View full detailsGoogle - Nest Wi-Fi Video Doorbell - Battery Operated - Ash
GOOGLEControl with the Google Home app.View live HD video replay video recordings talk to visitors and more all from the Google Home app. The Nest Doorb...
View full detailsReolink - Argus Series B340 1 Outdoor Camera with Battery and Solar-powered 5MP 64GB - White
ReolinkGet better Day Night views with 5MP Super HDThe detailed views you see define the value of 5MP (2560x1920) 2K+ Super HD. Clear and uncompromising ...
View full detailsEve - Room Indoor Air Quality Monitor - Silver
EveAir quality monitor sensorPurpose-built air quality monitor sensor is a perfect choice to fulfill your requirementsPacked withAccompanied by air qu...
View full detailsReolink - Advantage 16-Channel 8 - Bullet Camera Indoor/Outdoor 4K 8MP PoE 4TB NVR Security Surveillance System - Black
Reolink4K Ultra HD Clarity + Color Night Vision8-megapixel resolution IP cameras will snap crisp un-pixelated shots of faces and license plates (even when...
View full detailsWasserstein - Solar Panel for Google Nest Cam Outdoor or Indoor Battery - 2.5W Solar Power - Made for Google Nest (2 Pack) - White
WassersteinNon-Stop Solar PowerMade of high-efficiency solar cells the Wasserstein Solar Panel can quickly charge your Nest Cam with just a few hours of sunli...
View full detailsWasserstein - Google Nest Cam Premium Solar Panel - White
WassersteinNon Stop Solar PowerMade of premium US-engineered solar cells the Wasserstein Premium Solar Panel quickly charges your Nest Cam with just a few hou...
View full detailsPhilips - Hue 4" High Lumen Recessed Downlight - White and Color Ambiance
PhilipsCreate a personalized experienceInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entert...
View full detailsRing - Spotlight Cam Plus 2-pack Camera Indoor/Outdoor Wireless 1080p Security Cameras - Black
RingLook in anytimeWatch over your home day or night in wide-angle 1080p HD video with Color Night Vision and check in at anytime with Live View.Stop i...
View full detailsArlo - Ultra 2 Spotlight 3-Camera Security Bundle Indoor/Outdoor Wireless 4K Security System - White
ArloExclusive Best Buy bundle -- a 1100 value if purchased separately185;Includes (3) Ultra 2 Cameras (1) Base Station (4) rechargeable batteries (1) d...
View full detailsWasserstein - PoE Adapter for Google Nest Cam Battery - White
WassersteinLED indicatorsAt a glance show you that the adapter is operational.Weather-resistant cableOffers a durable construction along with high-grade mater...
View full detailsReolink - Argus 4 advanced Series B740X 4K/8MP Dual Lens Battery Camera with 6W Solar Panel 64GB microSD Card - Black
ReolinkColor Vision Day and NightExperience full-color night vision with Reolink ColorX technology. Featuring an F/1.0 aperture lens and a 1/1.8" CMOS sen...
View full detailsWasserstein - Solar Panel for SimpliSafe Wireless Outdoor Security Camera (1 pack) - White
WassersteinNonstop solar powerPowers your SimpliSafe outdoor camera battery with 2W and 5V worth of efficient solar power.Versatile mounting optionsUnique 360...
View full details4W Solar Panel for Select Ring Security Cameras - Black
RingWithstands temperatures ranging from -5F to 120FDesigned for year-round use.Easy installationYou can set up everything in just a few minutes.Adjust...
View full detailsTwinkly - Smart Light 400 RGB LED Light String and 60 Dots (Gen 2) - Multi
TwinklyPremium home decorative lightsTwinkly Light Strings will add advanced technology to your home decor and festive year-round gatherings both inside a...
View full details4W Solar Panel for Select Ring Security Cameras - White
RingWithstands temperatures ranging from -5F to 120FDesigned for year-round use.Easy installationYou can set up everything in just a few minutes.Adjust...
View full detailsFloodlight Cam Pro with 2K Video and Ring Vision 2 LED Lights Dual Band Wi-Fi and 3D Motion Detection - Black
RingWatch over your property in 2K Video and check in at anytime with Live View.Get precise motion-activated alerts and hear and speak to people on cam...
View full detailsWasserstein - Mountable Solar Kit for Ring Video Doorbell 3 and 3 Plus - Black
WassersteinCompatible with Ring Video Doorbell 3 and 3 PlusFor use with your existing device.5V solar chargerFeatures a mounting bracket with built-in solar p...
View full detailsArlo - Essential XL Outdoor Security Camera 2K (3rd Gen 2025 Release) - Wireless 4x Longer Battery Life 1-Cam - White
ArloSimple Reliable Home MonitoringA wireless rechargeable camera with clear 2K video dependable Dual-Band Wi-Fi that provides critical alerts. Keep w...
View full detailsArlo - Pro Outdoor Security Camera 2K HDR (6th Gen 2025 Release) - Wireless Rechargeable Battery 1-Cam - White
ArloPremium Protection for Busy FamiliesA 2K HDR security camera with Smart Detections to reduce false alerts Auto Zoom Tracking to keep your home sa...
View full detailsReolink - Argus Series B440 4K 8MP Solar Home Security Camera Outdoor Wireless Wi - Fi with Auto-Tracking Pan Tilt and 64GB SD - White
ReolinkAuto-Tracking Pan and Tilt - Full-RangeWhen enabled camera will automatically track and follow people animals or vehicles that come into view. You ...
View full detailsReolink - Altas Series B630 2K 4MP Battery Security Camera Wireless WiFi with Pre-Record ColorX Long Batt. Life and 64GB SD Card - White
ReolinkPre-Record Never Miss A MomentCapture footage of critical events BEFORE the camera triggers recording When Pre-Record is enabled camera will save ...
View full detailsArlo - Essential Outdoor Security Camera 2K (3rd Gen 2025 Release) - Wireless Rechargeable Camera 1-Cam - White
ArloSimple Reliable Home MonitoringA wireless rechargeable camera with clear 2K video dependable Dual-B Wi-Fi that provides critical alerts. Perfect f...
View full detailsReolink - Go Series G440 4K 8MP Solar Outdoor Wireless 4G LTE Pan Tilt Security Camera with 32GB SD Card - Gray
Reolink3G/4G LTE Network Forever Solar PowerOutdoor camera uses 3G or 4G LTE cellular connectivity to stream footage. Ideal for locations with spotty / n...
View full detailsRing - Outdoor Cam (Stick Up Cam) Indoor/Outdoor Wire Free 1080p Security Camera - White
RingWatch over your home in 1080p HD video and check in at anytime with Live View.Capture every moment nonstop with 24/7 Recording. Your 24/7 footage i...
View full detailsTP-Link - Tapo Smart Home Security Kit - Motion Detector Contact Sensors x2 and Smart Hub w/ adjustable chime/siren Included - White
TP LinkWindow Door SafeguardStay informed of every moment. Monitor doors windows cabinets refrigerators and mailboxes for suspicious activity and receive...
View full detailsChamberlain - MyQ Smart Garage Video Keypad Battery Operated - White
ChamberlainBuilt-in cameraWith 1080p HD video and 160 degree wide angle view that helps busy homeowners know exactly who came in and whenSmartphone ControlLet...
View full detailsRing - Alarm Motion Detector (2nd Gen) (2-Pack) - White
RingRequires Ring Alarm or Ring Alarm Pro sold separately.Get alerts on your phone and tablet when motion is detected at homeMonitor your home from any...
View full detailsSpotlight Cam Pro Battery with 2K Video and Ring Vision LED Lights Dual-Band Wifi and 3D Motion Detection - Black
RingHelp protect your home with the advanced features of Spotlight Cam Pro including 2K Video with Ring Vision advanced 3D Motion Detection Bird's Eye ...
View full detailsRing - Pan-Tilt Indoor Security Cam with 360 Horizontal Pan Coverage Live View Two-Way Talk and HD Video - White
Ring360 Horizontal Pan CoveragePan 360 around your home and tilt up and down from your phone.Live ViewSee and respond to activity with Live View.Two-Wa...
View full detailsBlink - Video Doorbell - Head-to-toe HD view two-year battery simple setup Required Sync Module Not included - Black
BlinkSecond GenerationVideo Doorbell is our second-generation smart security doorbell with up to two years of battery life an expanded field of view and...
View full detailsNight Owl - Solar Powered Wire Free 2K Security Camera with Spotlight and 2-Way Audio - White
Night OwlCrystal-clear 2K resolutionCapture essential details with vivid 2K resolution ensuring you never miss a moment around your home or business.Solar-p...
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Smart Lock C210 WiFi Replacement Deadbolt with eufy AppKeypadBiometric Access - White
Smart Lock C210 WiFi Replacement Deadbolt with eufy AppKeypadBiometric Access - White
EufyControl from Anywhere with Built-in Wi-FiNo bridge required Control your Smart Lock C210 from anywhere with remote access via the eufy Security mob...
View full detailsSimpliSafe - Smart Lock Series 2 - Black
SimplisafeYour door is always secueLocks when you arm your system or automatically when you set a timer.Instant phone alerts and app controlKeep track of who...
View full detailsPhilips - Hue A19 Bluetooth 75W Smart LED Bulb - White and Color Ambiance
PhilipsColorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.