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  • Original price $116.99 - Original price $116.99
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    Aqara G4 Smart Video Doorbell -Battery Powered HomeKit Secure Doorbell Camera Local Face Recognition Automations - Black

    Aqara

    Local AI face recognitionThe built-in local face algorithm is the biggest advantage of the Aqara doorbell. It can help people quickly know the iden...

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    Original price $116.99 - Original price $116.99
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  • Original price $46.99 - Original price $46.99
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    Amazon - Echo Dot Kids (5th Gen 2022 Release) with Alexa - Owl

    AMAZON

    Echo Dot KidsSmart speaker with Alexa made for kids (not a toy). The improved speaker delivers clearer vocals and rich vibrant sound.Where learning...

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    Original price $46.99 - Original price $46.99
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  • Original price $649.99 - Original price $649.99
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    Night Owl - 12 Channel 6 Camera Wired 4K 2TB DVR Security System - White

    Night Owl

    Capture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 4K r...

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    Original price $649.99 - Original price $649.99
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  • Original price $294.99 - Original price $294.99
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    Amazon - Echo Show 10 (3rd Generation) 10-inch Smart Display with Alexa - Glacier White

    AMAZON

    Alexa can show you even moreWith a 10.1" HD screen that’s designed to move with you video calls recipes and shows are always in view. The speakers ...

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    Original price $294.99 - Original price $294.99
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  • Original price $46.99 - Original price $46.99
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    Amazon - Echo Dot Kids (5th Gen 2022 Release) with Alexa - Fire Dragon

    AMAZON

    Echo Dot KidsSmart speaker with Alexa made for kids (not a toy). The improved speaker delivers clearer vocals and rich vibrant sound.Where learning...

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    Original price $46.99 - Original price $46.99
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  • Original price $384.99 - Original price $384.99
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    Night Owl - 8-Channel 4-Camera Indoor/Outdoor Wire Free 2K 64GB Security System - White

    Night Owl

    Capture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 4K r...

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    Original price $384.99 - Original price $384.99
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    Amazon - Echo Show 21 HD smart kitchen TV for home organization with Alexa - Black

    AMAZON

    Our largest smart display yetA stunning 21" Full-HD (up to 1080p) smart display with built-in Fire TV and Alexa that's built to show you more.Custo...

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    Original price $445.99 - Original price $445.99
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  • Original price $59.99 - Original price $59.99
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    TP-Link - Tapo A19 Smart Wi-Fi LED Bulb (5-Pack) - Multicolor

    TP Link

    No Hub RequiredConnect directly to your home's secure Wi-Fi network—no need for a hub or extra equipment.1100 lumens -Extra Bright Smart Light Bulb...

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    Original price $59.99 - Original price $59.99
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  • Original price $236.99 - Original price $236.99
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    Philips - Hue 75W A19 Smart LED Starter Kit - White and Color Ambiance

    Philips

    Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

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    Original price $236.99 - Original price $236.99
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  • Original price $49.99 - Original price $49.99
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    Ring - Indoor Plug-In 1080p Security Camera (2nd - Generation) with Privacy cover - White

    Ring

    Ring AppSee hear and speak to people on camera in the Ring App with Live View and Two-Way Talk.Capture every momentCapture every moment nonstop wit...

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    Original price $49.99 - Original price $49.99
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  • Original price $81.99 - Original price $81.99
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    Arlo - Mounted Solar Panel Charger for Pro 5S 2K Pro 4 Pro 3 Floodlight Ultra 2 and Ultra Cameras - White

    Arlo

    Harness the power of the sunUses solar power to keep your Arlo wire-free camera powered.Continuous chargingYou can let your Arlo wire-free camera o...

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    Original price $81.99 - Original price $81.99
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  • Original price $87.99 - Original price $87.99
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    Govee - Aura Smart Table Lamp - Multi

    Govee

    Creative DIY modeOur intuitive DIY mode via the Govee Home app allows you to personalize light effects and save them for later. With Finger Sketch ...

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    Original price $87.99 - Original price $87.99
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  • Original price $183.99 - Original price $183.99
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    Google - Nest Wi-Fi Video Doorbell - Battery Operated - Ash

    GOOGLE

    Control with the Google Home app.View live HD video replay video recordings talk to visitors and more all from the Google Home app. The Nest Doorb...

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    Original price $183.99 - Original price $183.99
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  • Original price $417.99 - Original price $417.99
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    Google - Nest Cam 3 Pack Indoor/Outdoor Wire Free Security Cameras - Snow

    GOOGLE

    Control with the Google Home app.View live HD video replay video recordings talk to visitors and more all from the Google Home app. The Nest Cam (...

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    Original price $417.99 - Original price $417.99
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  • Original price $318.99 - Original price $318.99
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    Google - Nest Cam with Floodlight - Snow

    GOOGLE

    Control with the Google Home app.View live HD video replay video recordings control your floodlight and more all from the Google Home app. Nest Ca...

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    Original price $318.99 - Original price $318.99
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  • Original price $203.99 - Original price $203.99
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    Ring - Video Doorbell Pro Smart Wi-Fi - Wired - Satin Nickel

    Ring

    1080p HD VideoWith 1080p HD Video and Two-Way Talk see hear and speak to people from your phone tablet or select Alexa-enabled device.Motion ZonesC...

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    Original price $203.99 - Original price $203.99
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  • Original price $54.99 - Original price $54.99
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    $54.99
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    TP-Link - Tapo A19 Wi-Fi Smart LED Bulb (5-Pack) - Multicolor

    TP Link

    No Hub RequiredConnect directly to your home's secure Wi-Fi network—no need for a hub or extra equipment.1100 lumens -Extra Bright Smart Light Bulb...

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    Original price $54.99 - Original price $54.99
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    $54.99
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  • Original price $188.99 - Original price $188.99
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    eufy Security - E340 Outdoor Wired 3K PTZ Security Camera with Floodlights and Dual Lens - White

    Eufy

    Double the Cameras Double the PossibilitiesExperience 3K resolution with the telephoto and wide-angle lens dual cameras. Capture distant details cl...

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    Original price $188.99 - Original price $188.99
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  • Original price $169.99 - Original price $169.99
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    eufy Security - S340 Outdoor Solar Powered 3K PTZ Security Camera with Dual Lens - White

    Eufy

    Enhanced Dual-Camera Clarity at 50 FeetCapture every event around your home in stellar 3K resolution. See exactly who and what is around your home ...

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    Original price $169.99 - Original price $169.99
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  • Original price $113.99 - Original price $113.99
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    eufy Security - S350 Indoor Wired 4K PTZ Security Camera with Dual Lens - White

    Eufy

    See the Big Picture and Fine DetailsIndoorCam S350 offers simultaneous wide and zoomed-in views allowing you to monitor an entire room while also f...

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    Original price $113.99 - Original price $113.99
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  • Original price $161.99 - Original price $161.99
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    Reolink Argus Series B360 Outdoor 4K Security Camera with 64GB MicroSD Solar Panel charged Battery Color Night Vision - White

    Reolink

    High ResolutionThe B360 boasts an impressive 8-megapixel resolution (3840 x 2160 pixels) delivering excellent image quality even in night vision mo...

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    Original price $161.99 - Original price $161.99
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  • Original price $504.99 - Original price $504.99
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    eufy Security - eufyCam 3 3-Outdoor Wireless 4K Solar Powered Security Cameras with HomeBase 3 - White

    Eufy

    See 4K Detail Day and NightGain full color clarity of humans or animals on your property even at night. The Starlight photosensitive system enhance...

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    Original price $504.99 - Original price $504.99
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  • Original price $92.99 - Original price $92.99
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    eufy Security - Smart Lock C210 WiFi Replacement Deadbolt with eufy AppKeypadBiometric Access - White

    Eufy

    Control from Anywhere with Built-in Wi-FiNo bridge required Control your Smart Lock C210 from anywhere with remote access via the eufy Security mob...

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    Original price $92.99 - Original price $92.99
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  • Original price $60.99 - Original price $60.99
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    GE - Cync A19 Smart LED Bulb (2 Pack) - Color Changing - Full Color

    General Electric

    Millions of Vibrant ColorsUse the Cync app Powered by Savant color wheel and TRUEImage technology to elevate the vibe and enhance your home decor; ...

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    Original price $60.99 - Original price $60.99
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  • Original price $114.99 - Original price $114.99
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    Amazon - Echo Show 5 Kids (3rd Generation) 5.5 inch Smart Display with Alexa - Galaxy

    AMAZON

    Learn and play with AlexaKids can ask Alexa to play videos help with homework and make video calls to approved contacts.Bigger sound for big imagin...

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    Original price $114.99 - Original price $114.99
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  • Original price $236.99 - Original price $236.99
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    Philips - Hue A19 75W Smart LED Starter Kit - White and Color Ambiance

    Philips

    Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

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    Original price $236.99 - Original price $236.99
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  • Original price $147.99 - Original price $147.99
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    SimpliSafe - Smart Lock Series 2 - Black

    Simplisafe

    Your door is always secueLocks when you arm your system or automatically when you set a timer.Instant phone alerts and app controlKeep track of who...

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    Original price $147.99 - Original price $147.99
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  • Original price $114.99 - Original price $114.99
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    Philips - Hue A19 Bluetooth 75W Smart LED Bulb (2-Pack) - White and Color Ambiance

    Philips

    Colorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...

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    Original price $114.99 - Original price $114.99
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  • Original price $142.99 - Original price $142.99
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    Philips - Hue Color A19 Smart LED Bulb Starter Kit - White and Color Ambiance

    Philips

    Create personalized experience with colorful smart lightTransform your home with over 16 million colors instantly creating the right atmosphere for...

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    Original price $142.99 - Original price $142.99
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  • Original price $78.99 - Original price $78.99
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    Ring - Stick Up Indoor/Outdoor 1080p Wi-Fi Wired Security Camera - Black

    Ring

    Watch over your home in 1080p HD video and check in at anytime with Live View.Hear and speak to people on camera from your phone or tablet.Customiz...

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    Original price $78.99 - Original price $78.99
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    Philips - Hue A19 Bluetooth 60W Smart LED Bulb (3-Pack) - White and Color Ambiance

    Philips

    Colorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance.Light recipesE...

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    Original price $107.99 - Original price $107.99
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  • Original price $92.99 - Original price $92.99
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    SimpliSafe - Keypad - White

    Simplisafe

    Quickly arm and disarm your SimpliSafe Home Security system using Home Away or Off modesBacklit screen and keys wake with a touchBuilt-in panic but...

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    Original price $92.99 - Original price $92.99
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  • Original price $289.99 - Original price $289.99
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    eufy Security - S330 Outdoor Wired 2K PTZ Security Camera with Floodlights - White/Black

    Eufy

    360 pan and tilt camera coveragePan the lens 360 horizontally to get a complete view without the risk of blindspots.2K full HDCatch all the details...

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    Original price $289.99 - Original price $289.99
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  • Original price $81.99 - Original price $81.99
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    Govee - A19 1200 Lumens Wi-Fi Smart LED Bulb (4-Pack) - RGB

    Govee

    Reliable BrightnessWith over 1200 Lumens these smart bulbs can brighten your home than most bulbs currently on the market. These RGB 12W bulbs have...

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    Original price $81.99 - Original price $81.99
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  • Original price $190.99 - Original price $190.99
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    Current price $190.99

    Philips - Hue A19 60W Smart LED Starter Kit - White and Color Ambiance

    Philips

    Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

    View full details
    Original price $190.99 - Original price $190.99
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    $190.99
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    eufy Security - E30 Outdoor Wired 2K PTZ Security Camera with Floodlights - White

    Eufy

    360 SurveillanceEnjoy complete 360 coverage of your property. Set the camera to patrol automatically on a schedule or use manual control to view an...

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    Original price $147.99 - Original price $147.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.