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  • Original price $241.99 - Original price $241.99
    Original price
    $241.99
    $241.99 - $241.99
    Current price $241.99

    43" UHD (4K) 60HZ LE

    Insignia

    43" UHD (4K) 60HZ LED TV FIRE

    Original price $241.99 - Original price $241.99
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    $241.99
    $241.99 - $241.99
    Current price $241.99
  • Original price $470.99 - Original price $470.99
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    $470.99
    $470.99 - $470.99
    Current price $470.99

    55" UHD 4K 60HZ LED

    Insignia

    55" UHD 4K 60HZ LED TV FIRE F30 SERIES

    Original price $470.99 - Original price $470.99
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    $470.99
    $470.99 - $470.99
    Current price $470.99
  • Original price $103.99 - Original price $103.99
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    $103.99
    $103.99 - $103.99
    Current price $103.99

    Insignia - .7 Cu. Ft. Compact Microwave - Black

    Insignia

    9 preset functionsChoose from Popcorn Potato Pizza Frozen Vegetable Beverage Dinner Plate Express Cook (1-6) Add 30s and Defrost options.Compact .7...

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    Original price $103.99 - Original price $103.99
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    $103.99
    $103.99 - $103.99
    Current price $103.99
  • Original price $93.99 - Original price $93.99
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    $93.99
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    Current price $93.99

    Insignia - .7 Cu. Ft. Compact Microwave - White

    Insignia

    9 preset functionsChoose from Popcorn Potato Pizza Frozen Vegetable Beverage Dinner Plate Express Cook (1-6) Add 30s and Defrost options.Compact .7...

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    Original price $93.99 - Original price $93.99
    Original price
    $93.99
    $93.99 - $93.99
    Current price $93.99
  • Original price $104.99 - Original price $104.99
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    $104.99
    $104.99 - $104.99
    Current price $104.99

    Insignia - .7 Cu. Ft. Retro Compact Microwave - Cream

    Insignia

    700 wattsCook or reheat meat vegetables pasta and more at the touch of a button.Retro designCream color round viewing window and chrome details pro...

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    Original price $104.99 - Original price $104.99
    Original price
    $104.99
    $104.99 - $104.99
    Current price $104.99
  • Original price $104.99 - Original price $104.99
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    $104.99
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    Current price $104.99

    Insignia - .7 Cu. Ft. Retro Compact Microwave - Mint

    Insignia

    700 wattsCook or reheat meat vegetables pasta and more at the touch of a button.Retro designMint color round viewing window and chrome details prov...

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    Original price $104.99 - Original price $104.99
    Original price
    $104.99
    $104.99 - $104.99
    Current price $104.99
  • Original price $104.99 - Original price $104.99
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    $104.99
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    Current price $104.99

    Insignia - .7 Cu. Ft. Retro Compact Microwave - Red

    Insignia

    700 wattsCook or reheat meat vegetables pasta and more at the touch of a button.Retro designRed color round viewing window and chrome details provi...

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    Original price $104.99 - Original price $104.99
    Original price
    $104.99
    $104.99 - $104.99
    Current price $104.99
  • Original price $115.99 - Original price $115.99
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    $115.99
    $115.99 - $115.99
    Current price $115.99

    Insignia - .9 Cu. Ft. Compact Countertop Microwave - Stainless Steel

    Insignia

    900 wattsCook or reheat meat vegetables pasta and more at the touch of a button.2-step safety lockPrevents young children from accessing the microw...

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    Original price $115.99 - Original price $115.99
    Original price
    $115.99
    $115.99 - $115.99
    Current price $115.99
  • Original price $116.99 - Original price $116.99
    Original price
    $116.99
    $116.99 - $116.99
    Current price $116.99

    Insignia - 1.1 Cu. Ft. Countertop Microwave - Black

    Insignia

    1000 wattsFor standard microwave cooking.2-step safety lockPrevents young children from accessing the microwave9 preset functionsChoose from Popcor...

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    Original price $116.99 - Original price $116.99
    Original price
    $116.99
    $116.99 - $116.99
    Current price $116.99
  • Original price $208.99 - Original price $208.99
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    $208.99
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    Current price $208.99

    Insignia - 1.6 Cu. Ft. Over-the-Range Microwave - Stainless Steel

    Insignia

    1.6 cu. ft. interiorCook or reheat large meals with a spacious interior.Over-the-range designSaves you countertop space and adds a modern look to y...

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    Original price $208.99 - Original price $208.99
    Original price
    $208.99
    $208.99 - $208.99
    Current price $208.99
  • Original price $138.99 - Original price $138.99
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    Current price $138.99

    Insignia - 1.7 Cu. Ft. Mini Fridge - Black

    Insignia

    1.7 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsLet you quickly and easily set your cooling options.Singl...

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    Original price $138.99 - Original price $138.99
    Original price
    $138.99
    $138.99 - $138.99
    Current price $138.99
  • Original price $107.99 - Original price $107.99
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    $107.99
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    Current price $107.99

    Insignia - 1.7 Cu. Ft. Mini Fridge with ENERGY STAR Certification - Black

    Insignia

    1.7 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsLet you quickly and easily set your cooling options.Singl...

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    Original price $107.99 - Original price $107.99
    Original price
    $107.99
    $107.99 - $107.99
    Current price $107.99
  • Original price $365.99 - Original price $365.99
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    $365.99
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    Current price $365.99

    Insignia - 1.7 Cu. Ft. Over-the-Range Microwave - Stainless Steel

    Insignia

    1.7 cu. ft. interiorCook or reheat large meals with a spacious interior.Over-the-range designSaves you countertop space and adds a modern look to y...

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    Original price $365.99 - Original price $365.99
    Original price
    $365.99
    $365.99 - $365.99
    Current price $365.99
  • Original price $557.99 - Original price $557.99
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    $557.99
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    Current price $557.99

    Insignia - 10 Cu. Ft. Top-Freezer Refrigerator with Reversible Door - White

    Insignia

    10 cu. ft. capacityIdeal for smaller spaces store a selection of foods all in one place.Optimal fridge storageTwo spill-safe adjustable glass shelv...

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    Original price $557.99 - Original price $557.99
    Original price
    $557.99
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    Current price $557.99
  • Original price $580.99 - Original price $580.99
    Original price
    $580.99
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    Current price $580.99

    Insignia - 10 Cu. Ft. Top-Freezer Refrigerator with Reversible Door and ENERGY STAR Certification - Stainless Steel Look

    Insignia

    10 cu. ft. capacityIdeal for smaller spaces store a selection of foods all in one place.Optimal fridge storageTwo spill-safe adjustable glass shelv...

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    Original price $580.99 - Original price $580.99
    Original price
    $580.99
    $580.99 - $580.99
    Current price $580.99
  • Original price $555.99 - Original price $555.99
    Original price
    $555.99
    $555.99 - $555.99
    Current price $555.99

    Insignia - 10 Cu. Ft. Top-Freezer Refrigerator with Reversible Door and ENERGY STAR Certification - White

    Insignia

    10 cu. ft. capacityIdeal for smaller spaces store a selection of foods all in one place.Optimal fridge storageTwo spill-safe adjustable glass shelv...

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    Original price $555.99 - Original price $555.99
    Original price
    $555.99
    $555.99 - $555.99
    Current price $555.99
  • Original price $43.99 - Original price $43.99
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    $43.99
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    Current price $43.99

    Insignia - 10' DisplayPort Cable - Black

    Insignia

    Compatible with most DisplayPort devicesConnects a DisplayPort video source to a display or monitor.20-pin DisplayPort connectorPromotes reliable s...

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    Original price $43.99 - Original price $43.99
    Original price
    $43.99
    $43.99 - $43.99
    Current price $43.99
  • Original price $477.99 - Original price $477.99
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    $477.99
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    Current price $477.99

    Insignia - 10.2 Cu. Ft. Garage-Ready Chest Freezer - White

    Insignia

    10.2 cu. ft. storage capacityGives you plenty of storage space.Garage-readyWorks in temperatures from 0 to 110 F (-17.8 to 43.3 C).Counter-balanced...

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    Original price $477.99 - Original price $477.99
    Original price
    $477.99
    $477.99 - $477.99
    Current price $477.99
  • Original price $691.99 - Original price $691.99
    Original price
    $691.99
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    Current price $691.99

    Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator - Stainless Steel

    Insignia

    11.5 Cu. Ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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    Original price $691.99 - Original price $691.99
    Original price
    $691.99
    $691.99 - $691.99
    Current price $691.99
  • Original price $669.99 - Original price $669.99
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    $669.99
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    Current price $669.99

    Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator - White

    Insignia

    11.5 Cu. Ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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    Original price $669.99 - Original price $669.99
    Original price
    $669.99
    $669.99 - $669.99
    Current price $669.99
  • Original price $698.99 - Original price $698.99
    Original price
    $698.99
    $698.99 - $698.99
    Current price $698.99

    Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - Stainless Steel

    Insignia

    11.5 Cu. Ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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    Original price $698.99 - Original price $698.99
    Original price
    $698.99
    $698.99 - $698.99
    Current price $698.99
  • Original price $726.99 - Original price $726.99
    Original price
    $726.99
    $726.99 - $726.99
    Current price $726.99

    Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - White

    Insignia

    11.5 Cu. Ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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    Original price $726.99 - Original price $726.99
    Original price
    $726.99
    $726.99 - $726.99
    Current price $726.99
  • Original price $170.99 - Original price $170.99
    Original price
    $170.99
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    Current price $170.99

    Insignia - 114" Outdoor Projector Screen - White

    Insignia

    Compatible with most home and business projectorsFor versatile use.114" diagonal screenEveryone in the room can easily see the movie or presentatio...

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    Original price $170.99 - Original price $170.99
    Original price
    $170.99
    $170.99 - $170.99
    Current price $170.99
  • Original price $410.99 - Original price $410.99
    Original price
    $410.99
    $410.99 - $410.99
    Current price $410.99

    Insignia - 115-Can Beverage Cooler - Stainless Steel

    Insignia

    3.2 cu. ft. storage capacityCompact 115 12-ounce can capacity provides plenty of space for cans bottles and more.Touch controls and LED displayMake...

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    Original price $410.99 - Original price $410.99
    Original price
    $410.99
    $410.99 - $410.99
    Current price $410.99
  • Original price $51.99 - Original price $51.99
    Original price
    $51.99
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    Current price $51.99

    Insignia - 12' 4K Ultra HD HDMI Cable - Black

    Insignia

    Supports 4K ultra HD contentWorks with 4K resolutions at 60 FPS to reduce blurring during fast-motion scenes.18 Gbps bandwidthSupports high-speed d...

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    Original price $51.99 - Original price $51.99
    Original price
    $51.99
    $51.99 - $51.99
    Current price $51.99
  • Original price $76.99 - Original price $76.99
    Original price
    $76.99
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    Current price $76.99

    Insignia - 12-Piece GoPro Accessory Kit for Most GoPro Cameras

    Insignia

    GoPro compatibilityWorks with your existing GoPro camera.12-piece kitContains everything you need to document your adventure.2-in-1 handheld tripod...

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    Original price $76.99 - Original price $76.99
    Original price
    $76.99
    $76.99 - $76.99
    Current price $76.99
  • Original price $735.99 - Original price $735.99
    Original price
    $735.99
    $735.99 - $735.99
    Current price $735.99

    Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer - Stainless Steel

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $735.99 - Original price $735.99
    Original price
    $735.99
    $735.99 - $735.99
    Current price $735.99
  • Original price $683.99 - Original price $683.99
    Original price
    $683.99
    $683.99 - $683.99
    Current price $683.99

    Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer - White

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $683.99 - Original price $683.99
    Original price
    $683.99
    $683.99 - $683.99
    Current price $683.99
  • Original price $683.99 - Original price $683.99
    Original price
    $683.99
    $683.99 - $683.99
    Current price $683.99

    Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - Stainless Steel

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $683.99 - Original price $683.99
    Original price
    $683.99
    $683.99 - $683.99
    Current price $683.99
  • Original price $650.99 - Original price $650.99
    Original price
    $650.99
    $650.99 - $650.99
    Current price $650.99

    Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $650.99 - Original price $650.99
    Original price
    $650.99
    $650.99 - $650.99
    Current price $650.99
  • Original price $467.99 - Original price $467.99
    Original price
    $467.99
    $467.99 - $467.99
    Current price $467.99

    Insignia - 130-Can Beverage Cooler - Silver

    Insignia

    4.6 cu. ft. storage capacityCompact 130 12-ounce can capacity provides plenty of space for cans bottles and more.Touch controls and LED displayMake...

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    Original price $467.99 - Original price $467.99
    Original price
    $467.99
    $467.99 - $467.99
    Current price $467.99
  • Original price $203.99 - Original price $203.99
    Original price
    $203.99
    $203.99 - $203.99
    Current price $203.99

    Insignia - 14-Bottle Wine Cooler - Stainless Steel

    Insignia

    1.5 cu. ft. (0.4 cu. m) capacityStores up to 14 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine a...

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    Original price $203.99 - Original price $203.99
    Original price
    $203.99
    $203.99 - $203.99
    Current price $203.99
  • Original price $162.99 - Original price $162.99
    Original price
    $162.99
    $162.99 - $162.99
    Current price $162.99

    Insignia - 14-Bottle Wine Cooler with ENERGY STAR Certification - Stainless Steel

    Insignia

    1.5 cu. ft. (0.4 cu. m) capacityStores up to 14 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine a...

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    Original price $162.99 - Original price $162.99
    Original price
    $162.99
    $162.99 - $162.99
    Current price $162.99
  • Original price $591.99 - Original price $591.99
    Original price
    $591.99
    $591.99 - $591.99
    Current price $591.99

    Insignia - 14.0 Cu. Ft. Garage Ready Chest Freezer - White

    Insignia

    Spacious designA 14.0 cu. ft. capacity provides sufficient space to store your frozen foods.Garage readyWorks in temperatures from 0 to 110F (-17.8...

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    Original price $591.99 - Original price $591.99
    Original price
    $591.99
    $591.99 - $591.99
    Current price $591.99
  • Original price $538.99 - Original price $538.99
    Original price
    $538.99
    $538.99 - $538.99
    Current price $538.99

    Insignia - 14.0 Cu. Ft. Garage-Ready Chest Freezer - White

    Insignia

    Spacious designA 14.0 cu. ft. capacity provides sufficient space to store your frozen foods.Garage readyWorks in temperatures from 0 to 110 F (-17....

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    Original price $538.99 - Original price $538.99
    Original price
    $538.99
    $538.99 - $538.99
    Current price $538.99
  • Original price $667.99 - Original price $667.99
    Original price
    $667.99
    $667.99 - $667.99
    Current price $667.99

    Insignia - 14.2 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

    Insignia

    14.2 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors pro...

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    Original price $667.99 - Original price $667.99
    Original price
    $667.99
    $667.99 - $667.99
    Current price $667.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.