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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Insignia - .7 Cu. Ft. Compact Microwave - Black

Insignia

Heat food quickly and efficiently with this Insignia .7 Cu. Ft. Compact Countertop Microwave. Nine preset functions take the guesswork out of cooki...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Insignia - .7 Cu. Ft. Compact Microwave - White

Insignia

Heat food quickly and efficiently with this Insignia .7 Cu. Ft. Compact Countertop Microwave. Nine preset functions take the guesswork out of cooki...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99
Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99

Insignia - .7 Cu. Ft. Retro Compact Microwave - Cream

Insignia

Appliances shouldn’t be boring. The Insignia .7 Cu. Ft. Retro Compact Microwave adds a retro touch to your space with a cream color everyone will n...

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Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99
Original price $84.99 - Original price $84.99
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$84.99
$84.99 - $84.99
Current price $84.99

Insignia - .7 Cu. Ft. Retro Compact Microwave - Mint

Insignia

Appliances shouldn’t be boring. The Insignia .7 Cu. Ft. Retro Compact Microwave adds a retro touch to your space with a pop of mint color everyone ...

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Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99
Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99

Insignia - .7 Cu. Ft. Retro Compact Microwave - Red

Insignia

Appliances shouldn’t be boring. The Insignia .7 Cu. Ft. Retro Compact Microwave adds a retro touch to your space with a pop of red color everyone w...

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Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99
Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Insignia - .9 Cu. Ft. Compact Countertop Microwave - Stainless Steel

Insignia

Don’t sacrifice space for function. You can have it all with the Insignia .9 Cu. Ft. Compact Countertop Microwave. This compact microwave cooks or ...

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Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99
Original price $198.99 - Original price $198.99
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$198.99
$198.99 - $198.99
Current price $198.99

Insignia - 1.6 Cu. Ft. Over-the-Range Microwave - Stainless Steel

Insignia

Give your kitchen the upgrade it needs with the appliances you deserve. The Insignia 1.6 Cu. Ft. Over-the-Range Microwave has 1000W of power and a ...

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Original price $198.99 - Original price $198.99
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$198.99
$198.99 - $198.99
Current price $198.99
Original price $138.99 - Original price $138.99
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$138.99
$138.99 - $138.99
Current price $138.99

Insignia - 1.7 Cu. Ft. Mini Fridge with ENERGY STAR Certification - Black

Insignia

1.7 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsLet you quickly and easily set your cooling options.Singl...

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Original price $138.99 - Original price $138.99
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$138.99
$138.99 - $138.99
Current price $138.99
Original price $355.99 - Original price $355.99
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$355.99
$355.99 - $355.99
Current price $355.99

Insignia - 1.7 Cu. Ft. Over-the-Range Microwave - Stainless Steel

Insignia

Give your kitchen the upgrade it needs with the appliances it deserves. The Insignia 1.7 Cu. Ft. Over-the-Range Microwave has 1000W of power and a ...

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Original price $355.99 - Original price $355.99
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$355.99
$355.99 - $355.99
Current price $355.99
Original price $555.99 - Original price $555.99
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$555.99
$555.99 - $555.99
Current price $555.99

Insignia - 10 Cu. Ft. Top-Freezer Refrigerator with Reversible Door and ENERGY STAR Certification - White

Insignia

When it comes to your kitchen sometimes you just need simplicity. This Insignia 10 cu. ft. refrigerator is perfect for small kitchens offices dorms...

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Original price $555.99 - Original price $555.99
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$555.99
$555.99 - $555.99
Current price $555.99
Original price $477.99 - Original price $477.99
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$477.99
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Current price $477.99

Insignia - 10.2 Cu. Ft. Garage-Ready Chest Freezer - White

Insignia

10.2 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage-readyWorks in temperatures from 0 to 11...

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Original price $477.99 - Original price $477.99
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$477.99
$477.99 - $477.99
Current price $477.99
Original price $697.99 - Original price $697.99
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$697.99
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Current price $697.99

Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - Stainless Steel

Insignia

The Insignia 11.5 Cu. Ft. Bottom Mount Refrigerator has a separate bottom freezer compartment to store your frozen treats and keep them organized o...

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Original price $697.99 - Original price $697.99
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$697.99
$697.99 - $697.99
Current price $697.99
Original price $676.99 - Original price $676.99
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$676.99
$676.99 - $676.99
Current price $676.99

Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - White

Insignia

The Insignia 11.5 Cu. Ft. Bottom Mount Refrigerator has a separate bottom freezer compartment to store your frozen treats and keep them organized o...

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Original price $676.99 - Original price $676.99
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$676.99
$676.99 - $676.99
Current price $676.99
Original price $147.99 - Original price $147.99
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$147.99
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Current price $147.99

Insignia - 114" Outdoor Projector Screen - White

Insignia

Captivate your audience with this Insignia 114-inch inflatable outdoor projection screen. The audience viewing area is maximized at an easily-viewe...

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Original price $147.99 - Original price $147.99
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$147.99
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Current price $147.99
Original price $405.99 - Original price $405.99
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$405.99
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Current price $405.99

Insignia - 115-Can Beverage Cooler - Stainless Steel

Insignia

Whether you love entertaining friends and family or just like to keep your favorite drinks chilled and ready to go this 115 12-ounce can capacity b...

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Original price $405.99 - Original price $405.99
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$405.99
$405.99 - $405.99
Current price $405.99
Original price $51.99 - Original price $51.99
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$51.99
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Current price $51.99

Insignia - 12' 4K Ultra HD HDMI Cable - Black

Insignia

Don’t settle for less than high-quality images and sound. With Insignia NS-HG12L22 12' 4K Ultra HD HDMI Cable give your TV computer or other HDMI-e...

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Original price $51.99 - Original price $51.99
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$51.99
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Current price $51.99
Original price $76.99 - Original price $76.99
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$76.99
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Current price $76.99

Insignia - 12-Piece GoPro Accessory Kit for Most GoPro Cameras

Insignia

Whether you manage a travel vlog or enjoy sharing important moments with friends and family amp up your video’s production quality with the NS-GPK2...

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Original price $76.99 - Original price $76.99
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$76.99
$76.99 - $76.99
Current price $76.99
Original price $702.99 - Original price $702.99
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$702.99
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Current price $702.99

Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - Stainless Steel

Insignia

Expand your cold storage space with this 13.8- cu. ft. Insignia upright stainless steel convertible freezer/refrigerator. The four glass shelves gi...

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Original price $702.99 - Original price $702.99
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$702.99
$702.99 - $702.99
Current price $702.99
Original price $650.99 - Original price $650.99
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$650.99
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Current price $650.99

Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White

Insignia

Keep perishable foods fresh for extended periods of time with this Insignia white upright convertible freezer/refrigerator. The 13.8-cu. ft. interi...

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Original price $650.99 - Original price $650.99
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$650.99
$650.99 - $650.99
Current price $650.99
Original price $480.99 - Original price $480.99
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$480.99
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Current price $480.99

Insignia - 130-Can Beverage Cooler - Silver

Insignia

Chill up to 130 12-ounce cans in this 4.6-cu. ft. Insignia beverage cooler. Three chrome wire shelves provide ample storage while a digital thermos...

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Original price $480.99 - Original price $480.99
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$480.99
$480.99 - $480.99
Current price $480.99
Original price $204.99 - Original price $204.99
Original price
$204.99
$204.99 - $204.99
Current price $204.99

Insignia - 14-Bottle Wine Cooler with ENERGY STAR Certification - Stainless Steel

Insignia

The Insignia 14-Bottle Wine Cooler allows you to store your wine and other drinks at an ideal temperature so they are always ready to drink. Perfec...

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Original price $204.99 - Original price $204.99
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$204.99
$204.99 - $204.99
Current price $204.99
Original price $538.99 - Original price $538.99
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$538.99
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Current price $538.99

Insignia - 14.0 Cu. Ft. Garage-Ready Chest Freezer - White

Insignia

The Insignia 14.0 Cu. Ft. Garage-Ready Chest Freezer has three removable wire baskets allowing you to keep plenty of bulky foods at the bottom and ...

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Original price $538.99 - Original price $538.99
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$538.99
$538.99 - $538.99
Current price $538.99
Original price $624.99 - Original price $624.99
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$624.99
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Current price $624.99

Insignia - 14.2 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

Insignia

Who says your fridge can’t hold all your favorite foods and snacks With the Insignia NS-RTM14SS5 14.2 Cu. Ft. Top-Freezer Refrigerator keep your de...

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Original price $624.99 - Original price $624.99
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$624.99
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Current price $624.99
Original price $592.99 - Original price $592.99
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$592.99
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Current price $592.99

Insignia - 14.2 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - White

Insignia

Are you looking for a fridge large enough to store your family’s groceries but small enough to fit in your space The Insignia NS-RTM14WH5 14.2 Cu. ...

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Original price $592.99 - Original price $592.99
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$592.99
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Current price $592.99
Original price $69.99 - Original price $69.99
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$69.99
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Current price $69.99

Insignia - 16.4' USB-C Virtual Reality Headset Cable for Meta Quest 2 and 3 - Black

Insignia

A whole new virtual world is waiting for you Do you have the right equipment to get started The Insignia NS-VR5MCC 16.4' USB-C Virtual Reality Head...

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Original price $69.99 - Original price $69.99
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$69.99
$69.99 - $69.99
Current price $69.99
Original price $731.99 - Original price $731.99
Original price
$731.99
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Current price $731.99

Insignia - 165-Can Built-In Beverage Cooler - Stainless Steel

Insignia

Chill up to 165 12-ounce cans in this 5.3 cu. ft. Insignia beverage cooler. Three adjustable wire shelves provide flexible storage and the auto-def...

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Original price $731.99 - Original price $731.99
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$731.99
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Current price $731.99
Original price $809.99 - Original price $809.99
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$809.99
$809.99 - $809.99
Current price $809.99

Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - Stainless Steel

Insignia

Store drinks and food under ideal conditions with this Insignia upright convertible freezer/refrigerator. Intuitive touch pad controls simplify ope...

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Original price $809.99 - Original price $809.99
Original price
$809.99
$809.99 - $809.99
Current price $809.99
Original price $759.99 - Original price $759.99
Original price
$759.99
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Current price $759.99

Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White

Insignia

Preserve a wide variety of foods with this Insignia upright freezer. The plastic drawers door trays and glass shelves provide separate storage spac...

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Original price $759.99 - Original price $759.99
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$759.99
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Current price $759.99
Original price $699.99 - Original price $699.99
Original price
$699.99
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Current price $699.99

Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

Insignia

The Insignia NS-RTM18SS2 18 Cu. Ft. Top-Freezer Refrigerator has a separate top freezer compartment to store your frozen treats and keep them organ...

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Original price $699.99 - Original price $699.99
Original price
$699.99
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Current price $699.99
Original price $649.99 - Original price $649.99
Original price
$649.99
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Current price $649.99

Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - White

Insignia

The Insignia 18 Cu. Ft. Top-Freezer Refrigerator has a separate top freezer compartment to store your frozen treats and keep them organized on shel...

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Original price $649.99 - Original price $649.99
Original price
$649.99
$649.99 - $649.99
Current price $649.99
Original price $818.99 - Original price $818.99
Original price
$818.99
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Current price $818.99

Insignia - 18.6 Cu. Ft. Bottom Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

Insignia

Who says your fridge can’t hold all your favorite foods and snacks With the Insignia NS-RBM18SS0 18.6 Cu. Ft. Bottom Freezer Refrigerator keep your...

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Original price $818.99 - Original price $818.99
Original price
$818.99
$818.99 - $818.99
Current price $818.99
Original price $77.99 - Original price $77.99
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$77.99
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Current price $77.99

Insignia - 2.0-Channel Soundbar - Black

Insignia

Insignia - 2.0-Channel Soundbar - Black

Original price $77.99 - Original price $77.99
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$77.99
$77.99 - $77.99
Current price $77.99
Original price $124.99 - Original price $124.99
Original price
$124.99
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Current price $124.99

Insignia - 2.1-Channel Soundbar with Wireless Subwoofer and DTSVirtual X - Black

Insignia

Experience high-quality stereo sound like never before with this impressive Insignia 2.1- Channel Soundbar with Wireless Subwoofer. Theater News an...

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Original price $124.99 - Original price $124.99
Original price
$124.99
$124.99 - $124.99
Current price $124.99
Original price $155.99 - Original price $155.99
Original price
$155.99
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Current price $155.99

Insignia - 2.5 Cu. Ft. Mini Fridge with Reversible Door and ENERGY STAR Certification - Black

Insignia

Chill your personal favorites in the Insignia 2.5 Cu. Ft. Mini Fridge with Reversible Door and ENERGY STAR Certification. An adjustable thermostat ...

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Original price $155.99 - Original price $155.99
Original price
$155.99
$155.99 - $155.99
Current price $155.99
Original price $155.99 - Original price $155.99
Original price
$155.99
$155.99 - $155.99
Current price $155.99

Insignia - 2.5 Cu. Ft. Mini Fridge with Reversible Door and ENERGY STAR Certification - White

Insignia

Chill your personal favorites in the Insignia 2.5 Cu. Ft. Mini Fridge with Reversible Door and ENERGY STAR Certification. An adjustable thermostat ...

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Original price $155.99 - Original price $155.99
Original price
$155.99
$155.99 - $155.99
Current price $155.99
Original price $856.99 - Original price $856.99
Original price
$856.99
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Current price $856.99

Insignia - 2.7 Cu. Ft. High Efficiency Stackable Front Load Washer with ENERGY STAR Certification - White

Insignia

Make laundry simple with the Insignia NS-FWM27W1 2.7 Cu. Ft. 16-Cycle High Efficiency Front-Loading Washer. With 16 wash cycles 5 temperature level...

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Original price $856.99 - Original price $856.99
Original price
$856.99
$856.99 - $856.99
Current price $856.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.