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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $589.99 - Original price $589.99
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    Microsoft - Xbox Series X 1TB Console - Black

    Microsoft

    Power your dreamsExperience Xbox Series X the fastest most powerful Xbox ever. Explore rich new worlds with 12 teraflops of raw graphic processing ...

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    Original price $589.99 - Original price $589.99
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    Sony Interactive Entertainment - PlayStation 5 Slim Console - White

    Sony Computer Entertainment Am

    Slim DesignWith PS5 players get powerful gaming technology packed inside a sleek and compact console design.1TB of StorageKeep your favorite games ...

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    Original price $589.99 - Original price $589.99
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  • Original price $819.99 - Original price $819.99
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    Sony - PlayStation 5 Pro Console - White

    Sony

    PlayStation Spectral Super Resolution (PSSR)Get super sharp image clarity on your 4K TV using AI enhanced resolution for ultra-high definition play...

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    Original price $819.99 - Original price $819.99
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  • Original price $339.99 - Original price $339.99
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    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi - 64GB - Pink

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $339.99 - Original price $339.99
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  • Original price $445.99 - Original price $445.99
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    Sony - PlayStation 5 Slim Console Digital Edition - White

    Sony Computer Entertainment Am

    Slim DesignWith PS5 Digital Edition players get powerful gaming technology packed inside a sleek and compact console design.1TB of StorageKeep your...

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    Original price $445.99 - Original price $445.99
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  • Original price $416.99 - Original price $416.99
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    Nintendo - Switch OLED Model w/ White Joy-Con - White

    Nintendo

    Vivid 7 OLED screenThree play modes TV tabletop and handheldLocal co-op online and local wireless multiplayerDetachable Joy-Con controllers64 GB in...

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    Original price $416.99 - Original price $416.99
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  • Original price $359.99 - Original price $359.99
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    Nintendo - Switch with Neon Blue and Neon Red Joy-Con

    Nintendo

    6.2 LCD screenDetachable Joy-Con controllersThree play modesTV tabletop and handheldNintendo Switch is the home of Mario friendsLocal co-op online...

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    Original price $359.99 - Original price $359.99
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  • Original price $531.99 - Original price $531.99
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    Sony Interactive Entertainment - PlayStation 5 Slim Console Digital Edition - White

    Sony Computer Entertainment Am

    Slim DesignWith PS5 Digital Edition players get powerful gaming technology packed inside a sleek and compact console design.1TB of StorageKeep your...

    View full details
    Original price $531.99 - Original price $531.99
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  • Original price $445.99 - Original price $445.99
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    Sony - PS5 Digital Edition - Fortnite Cobalt Star Bundle - Black

    Sony

    Lightning SpeedHarness the power of a custom CPU GPU and SSD with Integrated I/O that rewrite the rules of what a PlayStation console can do.Stunni...

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    Original price $445.99 - Original price $445.99
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  • Original price $743.99 - Original price $743.99
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    iBUYPOWER - Scale Gaming Desktop PC - AMD Ryzen 5 5500- AMD Radeon RX 6400 4GB- 16GB DDR4 RGB RAM - 1TB NVMe SSD - Black

    iBuyPower

    Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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    Original price $743.99 - Original price $743.99
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  • Original price $503.99 - Original price $503.99
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    Sony - PlayStation 5 Slim Console - Fortnite Cobalt Star Bundle - White

    Sony

    Lightning SpeedHarness the power of a custom CPU GPU and SSD with Integrated I/O that rewrite the rules of what a PlayStation console can do.Stunni...

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    Original price $503.99 - Original price $503.99
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    $503.99
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    Sony - PlayStation 5 Slim Console - White

    Sony Computer Entertainment Am

    Slim DesignWith PS5 players get powerful gaming technology packed inside a sleek and compact console design.1TB of StorageKeep your favorite games ...

    View full details
    Original price $503.99 - Original price $503.99
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    $503.99
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  • Original price $2,332.99 - Original price $2,332.99
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    Alienware m16 R2 Laptop - Intel Core Ultra 9 - NVIDIA GeForce RTX 4070 - 32GB Memory - 1TB SSD - Dark Metallic Moon - Dark Metallic Moon

    Alienware

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $2,332.99 - Original price $2,332.99
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  • Original price $254.99 - Original price $254.99
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    Nintendo - Switch 32GB Lite - Turquoise

    Nintendo

    Compact lightweight handheld systemAvailable in a range of fun colorsOnline and local wireless multiplayerNintendo Switch is the home of Mario fri...

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    Original price $254.99 - Original price $254.99
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  • Original price $188.99 - Original price $188.99
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    ASUS 14" FHD Laptop - Intel Pentium N6000 with 4GB Memory - 64GB eMMC - Star Black

    ASUS

    Windows 11 Home in S Mode Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also com...

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    Original price $188.99 - Original price $188.99
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  • Original price $934.99 - Original price $934.99
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    ASUS - ROG Ally X 7" 120Hz FHD 1080p Gaming Handheld - AMD Ryzen Z1 Extreme Processor - 24GB with 1TB SSD - Black

    ASUS

    Easier to playMore games. Better graphics. Higher performance. Wherever the limit is with gaming you’re closer to it with Windows 11.Stunningly bea...

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    Original price $934.99 - Original price $934.99
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  • Original price $50.99 - Original price $50.99
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    Sony - PlayStation 5 - DualSense Charging Station - White

    Sony

    Charge two controllersYou can charge up to two DualSense wireless controllers at the same time without having to connect them to your PlayStation 5...

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    Original price $50.99 - Original price $50.99
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  • Original price $393.99 - Original price $393.99
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    ASTRO Gaming A50 X LIGHTSPEED Wireless Gaming Headset + Base Station Black - headset

    Logitech

    PRO-G GRAPHENE audio driversGroundbreaking clarity and response for precise audio separation location and timing accuracy (40 mm diameter).24-hours...

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    Original price $393.99 - Original price $393.99
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  • Original price $581.99 - Original price $581.99
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    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Starlight

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $581.99 - Original price $581.99
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  • Original price $1,535.99 - Original price $1,535.99
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    ASUS - TUF 15.6" Gaming Laptop - Intel Core i7 with 16GB Memory - NVIDIA GeForce RTX 4070 - 1TB SSD - Mecha Grey

    ASUS

    Windows 11 Operating SystemFamily friends passions music creations games Windows 11 is the one place for it all. With a fresh new feel and tools t...

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    Original price $1,535.99 - Original price $1,535.99
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  • Original price $110.99 - Original price $110.99
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    Sony - PlayStation 5 - DualSense Wireless Controller - Cobalt Blue

    Sony

    Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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    Original price $110.99 - Original price $110.99
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  • Original price $339.99 - Original price $339.99
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    $339.99
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    Current price $339.99

    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi - 64GB - Blue

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

    View full details
    Original price $339.99 - Original price $339.99
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    $339.99
    $339.99 - $339.99
    Current price $339.99
  • Original price $254.99 - Original price $254.99
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    $254.99
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    Current price $254.99

    Nintendo - Switch 32GB Lite - Coral

    Nintendo of America

    Compact lightweight handheld systemAvailable in a range of fun colorsOnline and local wireless multiplayerNintendo Switch is the home of Mario fri...

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    Original price $254.99 - Original price $254.99
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    $254.99
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    Current price $254.99
  • Original price $416.99 - Original price $416.99
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    Current price $416.99

    Nintendo Switch OLED Model Mario Kart 8 Deluxe Bundle - Multi

    Nintendo

    Vivid 7 OLED screenThree play modes TV tabletop and handheldDetachable Joy-Con controllersNintendo Switch Online unlocks online play classic games ...

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    Original price $416.99 - Original price $416.99
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    $416.99
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    Current price $416.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.