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  • Original price $2,646.99 - Original price $2,646.99
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    Dell - XPS 16 - 16.3" FHD+ Laptop - Intel Core Ultra 9 - Evo Edition - 32GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Platinum

    Dell

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $2,646.99 - Original price $2,646.99
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  • Original price $3,365.99 - Original price $3,365.99
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    Dell - XPS 16 - 16.3" OLED UHD+ Touch Laptop - Intel Evo Edition Core Ultra 9 -32GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Platinum

    Dell

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $3,365.99 - Original price $3,365.99
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  • Original price $1,837.99 - Original price $1,837.99
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    Dell - XPS 16 16.3 FHD+ Laptop Intel Core Ultra 7 Evo Edition - 16GB Memory NVIDIA GeForce RTX 4050 - 1TB SSD - Platinum

    Dell

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,837.99 - Original price $1,837.99
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  • Original price $2,429.99 - Original price $2,429.99
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    Dell - XPS 8960 Desktop - Intel Core i7 Processor (14 gen) - 32GB Memory - NVIDIA GeForce RTX 4070 - 2TB SSD - Silver

    Dell

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $2,429.99 - Original price $2,429.99
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  • Original price $1,450.99 - Original price $1,450.99
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    Dell - XPS 8960 Desktop -Intel Core i7 processor (14 gen) - 16GB Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Black

    Dell

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,450.99 - Original price $1,450.99
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  • Original price $1,290.99 - Original price $1,290.99
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    Dell G15 15.6" FHD 120Hz Gaming Laptop - Intel Core i7 16GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Dark Shadow Gray w/ Black Thermal Shelf

    Dell

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,290.99 - Original price $1,290.99
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  • Original price $303.99 - Original price $303.99
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    Dell G2524H 24.5" Full HD (1920x1080) Monitor Gaming 280Hz (OC) Fast IPS 0.5ms AMD FreeSync Premium NVIDIA G-SYNC - Ascent Gray

    Dell

    24.5 inch FHD Display with 1920 x 1080 resolutionFHD screen with 99 sRGB color gamut and always-on ComfortView Plus to reduce eye strain while main...

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    Original price $303.99 - Original price $303.99
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  • Original price $489.99 - Original price $489.99
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    Dell Inspiron 15 Touch Laptop Intel Core i5 8GB 512GB SSD Black - Carbon Black

    Dell

    Windows 11 Home (S mode)Experience the most secure Windows ever built with fast boot times increased responsiveness and added protection against ph...

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    Original price $489.99 - Original price $489.99
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  • Original price $486.99 - Original price $486.99
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    Dell Inspiron 15 Touch Screen Laptop Intel Core i5 8GB 512GB SSD - Carbon Black

    Dell

    Windows 11 Home (S mode)Experience the most secure Windows ever built with fast boot times increased responsiveness and added protection against ph...

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    Original price $486.99 - Original price $486.99
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  • Original price $1,240.99 - Original price $1,240.99
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    Dell Inspiron 27" Touch All In One Desktop - Intel Core 7 processor - 16GB Memory - 1TB SSD - White

    Dell

    Level up with Premium Support PlusFor Windows Home OS upgrade to Premium Support Plus for anytime anywhere expert support AI-powered issue detectio...

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    Original price $1,240.99 - Original price $1,240.99
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  • Original price $834.99 - Original price $834.99
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    Dell Latitude 3450 (version 2024) - 14" - Intel Core i5 - 1335U - 8 GB RAM - 256 GB SSD

    Dell

    Dell Latitude 3450 (version 2024) - Intel Core i5 - 1335U / up to 4.6 GHz - Win 11 Pro - Intel Iris Xe Graphics - 8 GB RAM - 256 GB SSD NVMe TLC Cl...

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    Original price $834.99 - Original price $834.99
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  • Original price $817.99 - Original price $817.99
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    Dell Latitude 3450 - 13.97" - Intel Core i5 - 1335U - 8 GB RAM - 256 GB SSD

    Dell

    Dell Latitude 3450 - Intel Core i5 - 1335U / up to 4.6 GHz - Win 11 Pro - Intel Iris Xe Graphics - 8 GB RAM - 256 GB SSD NVMe TLC Class 35 - 13.97"...

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    Original price $817.99 - Original price $817.99
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  • Original price $913.99 - Original price $913.99
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    Dell Latitude 3550 (version 2024) - 15.6" - Intel Core i5 - 1345U - 8 GB RAM - 256 GB SSD

    Dell

    Dell Latitude 3550 (version 2024) - Intel Core i5 - 1345U / up to 4.7 GHz - Win 11 Pro - Intel Iris Xe Graphics - 8 GB RAM - 256 GB SSD NVMe TLC Cl...

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    Original price $913.99 - Original price $913.99
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  • Original price $1,252.99 - Original price $1,252.99
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    Dell Latitude 3550 (version 2024) - 15.6" - Intel Core i7 - 1355U - 16 GB RAM - 512 GB SSD

    Dell

    Dell Latitude 3550 (version 2024) - Intel Core i7 - 1355U / up to 5 GHz - Win 11 Pro - Intel Iris Xe Graphics - 16 GB RAM - 512 GB SSD NVMe QLC Cla...

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    Original price $1,252.99 - Original price $1,252.99
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    $1,252.99
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  • Original price $822.99 - Original price $822.99
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    $822.99
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    Dell Latitude 3550 - 15.54" - Intel Core i5 - 1345U - 8 GB RAM - 256 GB SSD

    Dell

    Dell Latitude 3550 - Intel Core i5 - 1345U / up to 4.7 GHz - Win 11 Pro - Intel Iris Xe Graphics - 8 GB RAM - 256 GB SSD NVMe TLC Class 35 - 15.54"...

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    Original price $822.99 - Original price $822.99
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    $822.99
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  • Original price $77.99 - Original price $77.99
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    Current price $77.99

    Dell MS5320W - mouse - 2.4 GHz Bluetooth 5.0 - titan gray

    Dell

    Connect seamlesslyThe two Bluetooth 5.0 and 2.4GHz wireless connection methods allow you to switch easily across your laptop desktop or 2-in-1 with...

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    Original price $77.99 - Original price $77.99
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    $77.99
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  • Original price $578.99 - Original price $578.99
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    Dell P3223QE - LED monitor - 4K - 31.5"

    Dell

    Dell P3223QE - LED monitor - 31.5" - 3840 x 2160 4K 60 Hz - IPS - 350 cd/m² - 10001 - 5 ms - HDMI DisplayPort USB-C - with 3 years Advanced Exchan...

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    Original price $578.99 - Original price $578.99
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  • Original price $109.99 - Original price $109.99
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    Dell Premier Multi-Device KM7321W - keyboard and mouse set - QWERTY - English - titan gray

    Dell

    Flexible Multi-taskingThe dual mode RF 2.4 GHz and Bluetooth 5.0 connectivity lets you effortlessly switch across devices with the connection-mode ...

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    Original price $109.99 - Original price $109.99
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    $109.99
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  • Original price $109.99 - Original price $109.99
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    Current price $109.99

    Dell Premier Multi-Device KM7321W - keyboard and mouse set - QWERTY - English - titan gray Input Device

    Dell

    Flexible Multi-taskingThe dual mode RF 2.4 GHz and Bluetooth 5.0 connectivity lets you effortlessly switch across devices with the connection-mode ...

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    Original price $109.99 - Original price $109.99
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    $109.99
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  • Original price $1,580.99 - Original price $1,580.99
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    Current price $1,580.99

    Dell-XPS 13Copilot+ PC13.4 FHD+ LaptopIntel Core Ultra 716GBMemory512GB SSD-Graphite

    Dell

    Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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    Original price $1,580.99 - Original price $1,580.99
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  • Original price $902.99 - Original price $902.99
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    Current price $902.99

    I5441-SX8027GRY-PUS

    Dell

    I5441-SX8027GRY-PUS

    Original price $902.99 - Original price $902.99
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  • Original price $1,313.99 - Original price $1,313.99
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    Current price $1,313.99

    INSP 16 2IN1 - ULTRA

    Dell

    INSP 16 2IN1 - ULTRA 7 - 16GB - 1TB SSD

    Original price $1,313.99 - Original price $1,313.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.