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  • Original price $806.99 - Original price $806.99
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    $806.99
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    Current price $806.99

    Lenovo ThinkCentre neo 50s Gen 4 - SFF Core i5 13400 2.5 GHz - 8 GB - SSD 256 GB - English

    Lenovo

    Lenovo ThinkCentre neo 50s Gen 4 12JF - SFF - Core i5 13400 / up to 4.6 GHz - RAM 8 GB - SSD 256 GB - TCG Opal Encryption 2 NVMe - DVD-Writer - UHD...

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    Original price $806.99 - Original price $806.99
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    Current price $806.99
  • Original price $954.99 - Original price $954.99
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    Current price $954.99

    Lenovo ThinkPad E14 Gen 5 - 14" - Intel Core i5 - 1335U - 16 GB RAM - 512 GB SSD - English

    Lenovo

    Lenovo ThinkPad E14 Gen 5 21JK - Intel Core i5 - 1335U / up to 4.6 GHz - Win 11 Pro - Intel Iris Xe Graphics - 16 GB RAM - 512 GB SSD TCG Opal Encr...

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    Original price $954.99 - Original price $954.99
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    Current price $954.99
  • Original price $1,177.99 - Original price $1,177.99
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    $1,177.99
    $1,177.99 - $1,177.99
    Current price $1,177.99

    Lenovo ThinkPad E14 Gen 5 - 14" - Intel Core i7 - 1355U - 16 GB RAM - 512 GB SSD - US

    Lenovo

    Windows 11 Pro 64 EnglishExperience enhanced productivity and advanced security with Windows 11 Pro. Enjoy a sleek interface seamless multitasking ...

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    Original price $1,177.99 - Original price $1,177.99
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    $1,177.99
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    Current price $1,177.99
  • Original price $890.99 - Original price $890.99
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    Current price $890.99

    Lenovo ThinkPad E14 Gen 6 - 14" - AMD Ryzen 7 - 7735U - 16 GB RAM - 512 GB SSD - English

    Lenovo

    Lenovo ThinkPad E14 Gen 6 21M3 - 180-degree hinge design - AMD Ryzen 7 - 7735U / up to 4.75 GHz - Win 11 Pro - Radeon 680M - 16 GB RAM - 512 GB SSD...

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    Original price $890.99 - Original price $890.99
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    $890.99
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    Current price $890.99
  • Original price $1,011.99 - Original price $1,011.99
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    Current price $1,011.99

    Lenovo ThinkPad E16 Gen 1 - 16" - Intel Core i5 - 1335U - 16 GB RAM - 256 GB SSD - US

    Lenovo

    Windows 11 Pro 64 EnglishExperience enhanced productivity and advanced security with Windows 11 Pro. Enjoy a sleek interface seamless multitasking ...

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    Original price $1,011.99 - Original price $1,011.99
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    $1,011.99
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    Current price $1,011.99
  • Original price $1,003.99 - Original price $1,003.99
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    $1,003.99
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    Current price $1,003.99

    Lenovo ThinkPad E16 Gen 1 - 16" - Intel Core i5 - 1335U - 16 GB RAM - 512 GB SSD - English

    Lenovo

    Windows 11 Pro 64 EnglishExperience enhanced productivity and advanced security with Windows 11 Pro. Enjoy a sleek interface seamless multitasking ...

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    Original price $1,003.99 - Original price $1,003.99
    Original price
    $1,003.99
    $1,003.99 - $1,003.99
    Current price $1,003.99
  • Original price $1,177.99 - Original price $1,177.99
    Original price
    $1,177.99
    $1,177.99 - $1,177.99
    Current price $1,177.99

    Lenovo ThinkPad E16 Gen 1 - 16" - Intel Core i7 - 1355U - 16 GB RAM - 512 GB SSD - English

    Lenovo

    Windows 11 Pro 64 EnglishExperience enhanced productivity and advanced security with Windows 11 Pro. Enjoy a sleek interface seamless multitasking ...

    View full details
    Original price $1,177.99 - Original price $1,177.99
    Original price
    $1,177.99
    $1,177.99 - $1,177.99
    Current price $1,177.99
  • Original price $1,189.99 - Original price $1,189.99
    Original price
    $1,189.99
    $1,189.99 - $1,189.99
    Current price $1,189.99

    Lenovo ThinkPad E16 Gen 1 - 16" - Intel Core i7 1355U - 16 GB RAM - 512 GB SSD - English

    Lenovo

    Operating SystemWindows 11 Pro16" WUXGA displayIndulge in breathtaking visuals on a 16" WUXGA IPS display boasting a crisp 1920x1200 resolution and...

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    Original price $1,189.99 - Original price $1,189.99
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    $1,189.99
    $1,189.99 - $1,189.99
    Current price $1,189.99
  • Original price $753.99 - Original price $753.99
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    $753.99
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    Current price $753.99

    Lenovo ThinkPad E16 Gen 2 - 16" - AMD Ryzen 5 - 7535U - 8 GB RAM - 256 GB SSD - English

    Lenovo

    Lenovo ThinkPad E16 Gen 2 21M5 - 180-degree hinge design - AMD Ryzen 5 - 7535U / up to 4.55 GHz - Win 11 Pro - Radeon 660M - 8 GB RAM - 256 GB SSD ...

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    Original price $753.99 - Original price $753.99
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    $753.99
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    Current price $753.99
  • Original price $377.99 - Original price $377.99
    Original price
    $377.99
    $377.99 - $377.99
    Current price $377.99

    TAB PLUS 11.5" ANDRO

    Lenovo

    TAB PLUS 11.5" ANDROID TABLET

    Original price $377.99 - Original price $377.99
    Original price
    $377.99
    $377.99 - $377.99
    Current price $377.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.