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Rent To Own Audio – Premium Sound with Flexible Financing

Immerse yourself in high-quality sound with the latest audio equipment from Finance My Cart. Whether you're looking for Bluetooth speakers, soundbars, home theater systems, or headphones, we offer top brands like Bose, Sony, JBL, Beats, and more. Our rent-to-own and lease-to-own payment plans make it easy to bring premium audio into your home without the hefty upfront cost. With affordable monthly payments and free shipping, you can enjoy crystal-clear sound and deep bass right away. Get the audio gear you need and pay over time with our flexible financing solutions at Finance My Cart!

Aluratek - Apple CarPlay and Android Auto Combo Wireless Car Adapter - Black

Aluratek
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Wireless APP AccessAccess all your favorite CarPlay or Android Auto features like Maps Phone Music Messages Calendar and Voice Assistant on your ca...

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Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

PAC - 17’ Audio Integration T-Harness Speaker Extension - Multi

Pac
Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

Universal plug-and-play compatibilityDesigned for use with any vehicle-specific T-harness including PAC Audio Integration (sold separately).High-le...

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Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

PAC - AmpPRO SUB Subwoofer Amplifier Integration Interface for Select General Motors Vehicles - Multi

Pac
Original price $315.99 - Original price $315.99
Original price
$315.99
$315.99 - $315.99
Current price $315.99

Compatible with select Chevrolet GMC and Cadillac vehiclesIncluding 2015 ATS 2017 CT6 2015-2019 Escalade 2016-2018 Camaro 2015-2018 Colorado 2014-2...

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Original price $315.99 - Original price $315.99
Original price
$315.99
$315.99 - $315.99
Current price $315.99

PAC - AmpPRO SUB Subwoofer Amplifier Integration Interface for Select Chrysler Dodge Jeep and RAM Vehicles - Multi

Pac
Original price $267.99 - Original price $267.99
Original price
$267.99
$267.99 - $267.99
Current price $267.99

Compatible with select Chrysler Dodge Jeep and RAM vehicles with data-bus controlled factory amplified sound systemsIncluding 2008-2016 Town Count...

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Original price $267.99 - Original price $267.99
Original price
$267.99
$267.99 - $267.99
Current price $267.99

Metra - Speaker Adapter Plate for Select Toyota 2021-2024 Vehicles (2-Pack) - Black

Metra Electronics Co
Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Compatible select Toyota 2021-2024 vehiclesIncluding Toyota Highlander 2020-2024 Grand Highlander 2024 Sequoia 2023-2024 Sienna 2021-2024 and Tundr...

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Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Metra - Install Bay Crossover Capacitor for 3.5'' Speakers (2-Pack) - White

Metra Electronics Co
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

3.5'' speakers compatibleFor a precise fit.Universal vehicle compatibilityDesigned to work with a wide range of vehicles ensuring seamless integrat...

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Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Crunch - V-DRIVE 2125W 2-Channel Car Audio Amplifier - Black

Crunch
Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

2125W max power outputDelivers thunderous low-frequency impact for subwoofer-driven sound systems.Variable low-pass crossover (40300Hz)Lets you fin...

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Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

Metra - Speaker Harness for Select 2012-2023 Tesla Models Vehicles (2-Pack) - Multi

Metra Electronics Co
Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

Compatible with select 2012-2023 Tesla vehiclesIncluding Tesla Model 3 Model Y Model S and Model X vehicles for a customized fit.Speaker harnessAll...

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Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

Metra - Dash Kit for 2011-2017 Nissan Leaf (Non-NAV) Vehicles - Black

Metra Electronics Co
Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Compatible with 2011-2017 Nissan Leaf without factory navigationEnsures a seamless fit for these vehicles.Double DIN provisionAllows for the instal...

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Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

iDataStart - NI10 - Black

iDataStart
Original price $109.99 - Original price $109.99
Original price
$109.99
$109.99 - $109.99
Current price $109.99

Factory fit InsallationPlugs directly into vehicle factory connectors with little-to-no analog connections required.CompatibilityCompatible with se...

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Original price $109.99 - Original price $109.99
Original price
$109.99
$109.99 - $109.99
Current price $109.99

Compustar - Anti-Theft Integration Harness for All Push-to-Start Vehicles - Black

CompuStar
Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Push-to-Start LockoutPrevents engine start by disabling the vehicle’s push-to-start button while the security system is armed—even if the factory k...

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Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Metra - Speaker Harness for Select 2000-2022 Volvo Vehicles (2-Pack) - Multi

Metra Electronics Co
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Compatible with select 2000-2022 Volvo vehiclesFor a customized fit.Speaker harnessAllows you to easily connect a speaker to your vehicle.Plug-n-pl...

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Metra - Install Bay Dual 3' Female USB Type-A to Male USB Type-A Adapter - Black

Metra Electronics Co
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Universal plate included as well as plates for various Toyota Nissan Honda and Mitsubishi modelsFor use in your existing vehicle.Two USB Type-A por...

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Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Hifonics - COLOSSUS MINI 3000W Ultra-Compact Mono Block Car Audio Amplifier - Black

Hifonics
Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

Compact designSmall footprint is perfect for a wide range of applications such as motorcycles UTVs and automotive vehicles.Mass-loaded heat sinkThe...

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Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

Metra - Dash Kit for Select 2020-2021 Mitsubishi Outlander Vehicles - Gloss Black

Metra Electronics Co
Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

Compatible with 2020-2021 Mitsubishi Outlander vehicles (excluding ES models)For use with your existing model.Makes radio replacement simpleHelps y...

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Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

Kenwood - CMOS-230LP Rear View Camera with 1/3.6" CMOS Sensor Wide-Angle View and Waterproof Design - Multi

Kenwood
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Compatible with most vehiclesAlso compatible with most A/V head units with composite video rear-view camera inputs.1/3.6" color CMOS sensorProvides...

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Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

TL10 installation T-harness for iDataStart HC and other compatible products - Black

iDataStart
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Factory fit InsallationPlugs directly into vehicle factory connectors with little-to-no analog connections required.CompatibilityCompatible with se...

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Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Hifonics - COLOSSUS MINI 1200W Ultra-Compact Mono Block Car Audio Amplifier - Black

Hifonics
Original price $258.99 - Original price $258.99
Original price
$258.99
$258.99 - $258.99
Current price $258.99

Compact designSmall footprint is perfect for a wide range of applications such as motorcycles UTVs and automotive vehicles.Mass-loaded heat sinkThe...

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Original price $258.99 - Original price $258.99
Original price
$258.99
$258.99 - $258.99
Current price $258.99

AXXESS - 10-Ohm Universal Load Resistor Interface (2-Pack) - Multi

Metra Electronics Co
Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Load resistorsInstalled on the output side of your factory radio or amplifier the resistors allow you to add a line output converter (LOC) or feed ...

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Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

mophie - snap+ wireless car vent mount - Black

invisibleSHIELD
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Fastest Wireless ChargingGet up to 15W at the fastest wireless charging speed with Qi2 technology.Qi2 and MagSafe CompatibleThe magnetic surface is...

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Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Scosche - MagicMount Base MS for Mobile Phones - White

Scosche
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Magnetic mounting systemFeatures a powerful magnetic system to securely hold your device in place.360-Degree rotationOffers complete rotational fle...

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Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Metra - Axxess 6’ USB to USB 3.0 Charge-and-Sync Cable - Multi

Metra Electronics Co
Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Suitable for most devices with USB 3.0 connectivityFor wide-ranging compatibility.Durable constructionFor minimal signal loss.6' lengthEnsures flex...

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Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Metra - Speaker Adapter Plate for Select Mercedes 2000-2006 Vehicles (2-Pack) - Black

Metra Electronics Co
Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Compatible select Mercedes 2002-2014 vehiclesIncluding Mercedes S350 2006 S430 2000-2006 S500 2000-2006 S55 2001-2006 S600 2001-2006.2 adapter plat...

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Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Compustar - 2-Way Remote Start System - Installation Included - Black

CompuStar
Original price $526.99 - Original price $526.99
Original price
$526.99
$526.99 - $526.99
Current price $526.99

Compatible with most vehicles with automatic transmissionStart your engine from a distance before you get in.3000' rangeRemote transmitters let you...

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Original price $526.99 - Original price $526.99
Original price
$526.99
$526.99 - $526.99
Current price $526.99

Rexing - CPW-52 Wireless CarPlay Android Auto Adapter For iPhone (iOS 10+) Android (Android 11+) - Black

Rexing
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Convert Wired CarPlay Android Auto to WirelessSimply plug in the adapter to upgrade your factory wired system to wireless. No need to replace your...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Metra - Tweeter Speaker Harness for Select 2018-2024 Lincoln Vehicles (2-Pack) - Multi

Metra Electronics Co
Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

Compatible with select 2018-2024 Lincoln vehiclesFor a customized fit including Lincoln Aviator Lincoln Navigator and Lincoln Nautilus vehicles.Twe...

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Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

Sony - 6" x 9" 2-way Coaxial Speakers (Pair) - Black

Sony
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Composite polypropylene cone wooferOptimally designed polypropylene diaphragm gives deep bass while suppressed peaks and dips in the mid and high f...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Metra - Dash Kit for Select 2010-2023 Toyota 4Runner DIN DDIN - Silver

Metra Electronics Co
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Compatible with select Toyota 4Runner vehiclesIncluding 2010 and up Toyota 4Runner models.Two installation optionsInstall your existing aftermarket...

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Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Bracketron - TripGrip Extendable Mount - Black

Bracketron
Original price $39.99 - Original price $39.99
Original price
$39.99
$39.99 - $39.99
Current price $39.99

Bracketron TriGripThe Bracketron TripGrip holder is designed to be simple to operate and is extremely secure. 360 rotation enxtendable feet an ea...

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Original price $39.99 - Original price $39.99
Original price
$39.99
$39.99 - $39.99
Current price $39.99

Metra - Dash Kit for Select 2009-2014 Acura TSX DDIN - Charcoal Gray

Metra Electronics Co
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Compatible with 2009-2014 Acura TSX without NAVYou can use it with your existing model.Double-DIN mount styleAllows you to install an aftermarket r...

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Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Metra - Speaker Bracket for Select 2012-2021 Ford Mustang Expedition - Black

Metra Electronics Co
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Compatible with select Ford 2011-2020 vehiclesFor a proper fit.Speaker adapter platesAllows for a direct size replacment of the factory speakers an...

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Bracketron - MagAlign Pro Mount - Black

Bracketron
Original price $39.99 - Original price $39.99
Original price
$39.99
$39.99 - $39.99
Current price $39.99

Bracketron MagAlign ProThe MagAlign Pro mount is designe to work with any compatible Magsafe iPhone or Magsafe case. The iPhone will be held secur...

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Original price $39.99 - Original price $39.99
Original price
$39.99
$39.99 - $39.99
Current price $39.99

Metra - Speaker Bracket for Select 2016-2019 Buick Cascada - Black

Metra Electronics Co
Original price $38.99 - Original price $38.99
Original price
$38.99
$38.99 - $38.99
Current price $38.99

Compatible with most vehiclesFor a proper fit.Designed to be all-in-one adapterFeatures multiple makes and models built into one convenient speaker...

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Original price $38.99 - Original price $38.99
Original price
$38.99
$38.99 - $38.99
Current price $38.99

Metra - Dash Kit for Select 1999-2002 Chevrolet and GMC Vehicles - Textured Black

Metra Electronics Co
Original price $202.99 - Original price $202.99
Original price
$202.99
$202.99 - $202.99
Current price $202.99

Compatible with 1999-2002 Chevrolet vehiclesIncluding Avalanche (2002-2002) Silverado 1500 (1999-2002) Silverado 2500 (1999-2002) Silverado 3500 (2...

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Original price $202.99 - Original price $202.99
Original price
$202.99
$202.99 - $202.99
Current price $202.99

Metra - Speaker Bracket for Select 2014-2015 Nissan Altima - Black

Metra Electronics Co
Original price $30.99 - Original price $30.99
Original price
$30.99
$30.99 - $30.99
Current price $30.99

Compatible with select 2004 and up Nissan vehiclesFor use in your existing model.Two adapter platesAllow you to install a pair of aftermarket speak...

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Original price $30.99 - Original price $30.99
Original price
$30.99
$30.99 - $30.99
Current price $30.99

Metra - Speaker Harness for Select 2009-2021 Hyundai Elantra Santa Fe Accent Sportage Forte Tucson - Multi

Metra Electronics Co
Original price $26.99 - Original price $26.99
Original price
$26.99
$26.99 - $26.99
Current price $26.99

Compatible with 2014-2018 Kia Hyundai vehiclesFor use in your existing vehicle.Speaker wire adapterAllows you to retain the factory speaker connect...

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Original price $26.99 - Original price $26.99
Original price
$26.99
$26.99 - $26.99
Current price $26.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.