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Rent To Own Audio – Premium Sound with Flexible Financing

Immerse yourself in high-quality sound with the latest audio equipment from Finance My Cart. Whether you're looking for Bluetooth speakers, soundbars, home theater systems, or headphones, we offer top brands like Bose, Sony, JBL, Beats, and more. Our rent-to-own and lease-to-own payment plans make it easy to bring premium audio into your home without the hefty upfront cost. With affordable monthly payments and free shipping, you can enjoy crystal-clear sound and deep bass right away. Get the audio gear you need and pay over time with our flexible financing solutions at Finance My Cart!

Metra - Speaker Harness for Select 2018-2023 Toyota Camry Corolla Tacoma RAV4 - Multi

Metra Electronics Co
Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Compatible with 2020 Toyota vehiclesFor use in your existing vehicle.Speaker wire adapterAllows you to retain the factory speaker connectors while ...

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Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Metra - Speaker Bracket for Select 2009-2023 Nissan Frontier Titan Pathfinder - Black

Metra Electronics Co
Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

Compatible with 2016 and up Nissan Titan vehiclesAdapts a 6" x 9" speaker to the front speaker location.Two-packAllows you to install two speakers....

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Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

Sony - 6.5" 2-way Coaxial Speakers (Pair) - Black

Sony
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Composite polypropylene cone wooferA durable polypropylene diaphragm delivers deep bass while suppressed peaks and dips in the mid and high frequen...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

KICKER - KS Series 6" x 8" 2-Way Car Speakers with Polypropylene Cones (Pair) - Black

Kicker
Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

45Hz - 21kHz frequency responseEnsures a wide range of accurately reproduced sound.Polypropylene woofer coneImproves sensitivity while reducing dis...

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Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

Kenwood - 6" x 8" 2-Way Car Speaker - Black

Kenwood
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Handles up to 360W peak power (81W nominal)Provides rich sound.58Hz - 24kHz frequency responseEnsures a wide range of accurately reproduced sound.P...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

PAC - Audio Integration T-Harness for Select Buick Cadillac Chevrolet and GMC Vehicles - Multi

Pac
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Compatible with select Buick Cadillac Chevrolet and GMC vehicles with IOB/IO5/IO6 RPO codesIncluding 2017 Envision 2016 Lacrosse 2014-2015 Regal 20...

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Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

KICKER - CompC 10" Single-Voice-Coil 4-Ohm Loaded Subwoofer Enclosure - Black

Kicker
Original price $248.99 - Original price $248.99
Original price
$248.99
$248.99 - $248.99
Current price $248.99

Handles up to 500W peak power (250W RMS)For rich sound.91dB sensitivityPicks up the highs and lows for faithful sound reproduction.10" passive subw...

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Original price $248.99 - Original price $248.99
Original price
$248.99
$248.99 - $248.99
Current price $248.99

Metra - Speaker Harness for Select Mazda 2016 and Up Vehicles - Multi

Metra Electronics Co
Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

Compatible with select Mazda 2016 and later vehiclesFor use in your existing vehicle.Speaker harnessAllows you to easily connect an aftermarket rad...

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Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

PAC - Audio Integration T-Harness for Select Toyota Subaru and Scion Vehicles - Multi

Pac
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Compatible with select Toyota Subaru and Scion vehiclesIncluding 2007-2017 Yaris 2009-2015 Venza 2000-2019 Tundra 1995-2019 Tacoma 1986-1998 Supra ...

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Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Metra - Dash Kit for Select 1999-2002 Chevrolet and GMC Vehicles - Gray

Metra Electronics Co
Original price $202.99 - Original price $202.99
Original price
$202.99
$202.99 - $202.99
Current price $202.99

Compatible with 1999-2002 Chevrolet vehiclesIncluding Avalanche (2002-2002) Silverado 1500 (1999-2002) Silverado 2500 (1999-2002) Silverado 3500 (2...

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Original price $202.99 - Original price $202.99
Original price
$202.99
$202.99 - $202.99
Current price $202.99

AXXESS - USB Adapter Cable Interface for Select 2012-Up Toyota Vehicles - Multi

Metra Electronics Co
Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

Compatible with select 2012 and later Toyota vehiclesIncluding Toyota 4-Runner 2010-2013 Avalon 2011-2012 Camry 2010 Camry (JBL only) 2011 Highland...

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Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

Metra - Axxess AXDSP-X Subwoofer Control Bass Knob Interface - Black

Metra Electronics Co
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Bass knobFor use with your existing AXDSP-X subwoofer control.Easy installationConnect the orange wire on the AXBK-1 to the orange wire of your AXD...

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Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Pioneer - 12" Subwoofer with IMPP Cone with 1400 Watts Max. Power - Black

Pioneer
Original price $119.99 - Original price $119.99
Original price
$119.99
$119.99 - $119.99
Current price $119.99

A-Series SubwooferUpgrade to high performance with the Pioneer A-series sound design which acoustically matches the subwoofer and full-range loudsp...

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Original price $119.99 - Original price $119.99
Original price
$119.99
$119.99 - $119.99
Current price $119.99

Metra - Axxess USB Retention Harness for Select 2015-Up Subaru Vehicles - Multi

Metra Electronics Co
Original price $39.99 - Original price $39.99
Original price
$39.99
$39.99 - $39.99
Current price $39.99

Compatible with select 2015 and newer Subaru vehiclesIncluding Subaru Forester (2016 and newer) Impreza (2015 and up) Legacy (2015 and newer) Outba...

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Original price $39.99 - Original price $39.99
Original price
$39.99
$39.99 - $39.99
Current price $39.99

Metra - Axxess Camera Retention Interface for Select 2012-2015 Toyota Vehicles - Multi

Metra Electronics Co
Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Compatible with select 2012-2015 Toyota vehiclesFor a customized fit.Connects factory backup camera to aftermarket radioAllows adding an aftermarke...

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Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

AXXESS - USB to Mini B Adapter Cable Interface for Select 2010-Up GM and Buick Vehicles - Multi

Metra Electronics Co
Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Compatible with select GM and Buick vehiclesIncluding Buick Enclave 2010-2014; Cadillac Escalade 2010-2014; Chevrolet Avalanche 2010-2013 Cheyenne ...

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Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Cobra - RAD 700i Radar Detector works with Apple CarPlay/Android Auto - Black

Cobra
Original price $301.99 - Original price $301.99
Original price
$301.99
$301.99 - $301.99
Current price $301.99

Advanced Detection with AutoLearn IntelligenceThe Cobra RAD 700i makes your driver smarter and safer with a connected radar detector providing prem...

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Original price $301.99 - Original price $301.99
Original price
$301.99
$301.99 - $301.99
Current price $301.99

Alpine - S-Series 6.5" Hi-Resolution Component Car Speakers with Glass Fiber Reinforced Cone (Pair) - Black

Alpine Electronic
Original price $201.99 - Original price $201.99
Original price
$201.99
$201.99 - $201.99
Current price $201.99

2-way component speakerThe S2-S65C is the next generation in the S-Series 2-way speaker line-up. They feature 6.5" woofers and 1" tweeters with up...

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Original price $201.99 - Original price $201.99
Original price
$201.99
$201.99 - $201.99
Current price $201.99

PAC - Audio Integration T-Harness for Select Chevrolet and GMC Vehicles - Multi

Pac
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Compatible with select Chevrolet and GMC vehicles and IOR RPO codesIncluding 2020-2021 Blazer 2019-2021 Camaro 2019-2021 Colorado 2019-2021 Cruze 2...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Scosche - 4 ft USB-C to 3.5mm AUX Braided Audio Cable HookUp Premium - Space Gray

Scosche
Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

Connect USB-C to AUX DevicesCable features a USB-C connector and a 3.5mm AUX connector to connect phones and tablets to your home or vehicle AUX in...

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Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

Kenwood - DMX129BT 6.8" Bluetooth Digital Media (DM) Receiver with rear camera input USB mirroring for Android - Black

Kenwood
Original price $235.99 - Original price $235.99
Original price
$235.99
$235.99 - $235.99
Current price $235.99

MPEG-1 MPEG-2 JPEG WAV WMA AAC and other playback formatsOffers versatile listening options.Tap into your device's music libraryBluetooth connectiv...

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Original price $235.99 - Original price $235.99
Original price
$235.99
$235.99 - $235.99
Current price $235.99

Metra - Wiring Harness for Select 1984-2005 Chrysler Dodge Jeep and Plymouth Vehicles - Multi

Metra Electronics Co
Original price $31.99 - Original price $31.99
Original price
$31.99
$31.99 - $31.99
Current price $31.99

Compatible with select 1984-2005 Chrysler Dodge Jeep and Plymouth vehiclesFor use in your existing vehicle.Speaker wire adapterUsed when replacing ...

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Original price $31.99 - Original price $31.99
Original price
$31.99
$31.99 - $31.99
Current price $31.99

Kenwood - DDX5707S 6.8" Apple CarPlay/ Android AutoBluetooth DVD and Digital Media (DM) Receiver - Black

Kenwood
Original price $423.99 - Original price $423.99
Original price
$423.99
$423.99 - $423.99
Current price $423.99

Enjoy Apple CarPlay iPhone IntegrationApple CarPlay is a safer way to use your iPhone in the car. Simply talk to Siri or touch the receiver’s displ...

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Original price $423.99 - Original price $423.99
Original price
$423.99
$423.99 - $423.99
Current price $423.99

AudioControl - 2-Channel Active Line Output Converter and Line Driver - Black

AudioControl
Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

Compatible with most vehicles’ OEM audio systemsFor use when adding aftermarket amplifiers to car audio systems without RCA preamp outputs or when ...

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Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

JVC - Bluetooth CD/DM Receiver with Voice Assistant Built in and Satellite Radio Ready - Black

JVC
Original price $197.99 - Original price $197.99
Original price
$197.99
$197.99 - $197.99
Current price $197.99

WAV WMA AAC and other playback formatsOffer versatile listening options.Tap into your device's music libraryBluetooth connectivity and USB port all...

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Original price $197.99 - Original price $197.99
Original price
$197.99
$197.99 - $197.99
Current price $197.99

Compustar - 1-Way Remote Start System - Installation Included - Black

CompuStar
Original price $389.99 - Original price $389.99
Original price
$389.99
$389.99 - $389.99
Current price $389.99

RemoteIncludes two 1 way remotes with up to 1500' of range.Vehicle compatibilityDiscreetly connects to factory-installed components with virtually ...

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Original price $389.99 - Original price $389.99
Original price
$389.99
$389.99 - $389.99
Current price $389.99

Best Buy essentials - 7.5W Magnetic Wireless Vehicle Charger for iPhone 15/14/13/12 series - Black

Best Buy essentials
Original price $30.99 - Original price $30.99
Original price
$30.99
$30.99 - $30.99
Current price $30.99

Designed for iPhone 12 Series iPhone 13 Series and iPhone 14 Series with official MagSafe casesWorks with iPhone 15 series iPhone 14 series iPhone ...

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Original price $30.99 - Original price $30.99
Original price
$30.99
$30.99 - $30.99
Current price $30.99

Rexing - V2 Pro 1080p 3-Channel AI Car Dash Cam with Wi-Fi Built-in GPS and Adhesive Mount - Black

Rexing
Original price $324.99 - Original price $324.99
Original price
$324.99
$324.99 - $324.99
Current price $324.99

3-Channel RecordingCompletely cover the front inside cabin and rear of your vehicle with a wide angle 170 lens that each records 1080p Full HD at 3...

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Original price $324.99 - Original price $324.99
Original price
$324.99
$324.99 - $324.99
Current price $324.99

Rexing - 120W Vehicle Quick Charger with 2 USB-C 1 USB Port Compatible with iPhone and Samsung Note - Gray

Rexing
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Quick charge120W has the fastest charging rate. One 2.4A 18W USB-A port one PD100W USB-C1 and one PD20W USB-C2 port to provide high speed.Overcharg...

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Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Insignia - 2-Way Indoor/Outdoor Speakers (Pair) - Black

Insignia
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Indoor and outdoor useEnables flexible placement options both inside and outside.Weather resistantIP54 rating grants a reliably weather-resistant c...

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Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Metra - Steering Wheel Control Interface - Black

Metra Electronics Co
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Compatible with select Alpine Audiovox JVC Kenwood Pioneer or Sony car radio modelsFor a customized fit.Steering wheel interfaceRetains steering wh...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Metra - Steering Wheel Control Add-On Harness with Aux-In for Select 2002-2015 Toyota Lexus Scion - Multi

Metra Electronics Co
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Compatible with select 2002-2015 Toyota Lexus and Scion vehicles.For a customized fit (ASCW required not included).SWC harnessAllows you to wire an...

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Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

JVC - 6.8" Wireless Android Auto and Apple CarPlay Bluetooth Receiver with High Resolution Screen - Black

JVC
Original price $414.99 - Original price $414.99
Original price
$414.99
$414.99 - $414.99
Current price $414.99

50W peak power x 4 channelsBuilt-in 50W x 4 high-power amplifier delivers exceptional clarity and volume providing dynamic sound for an enhanced in...

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Original price $414.99 - Original price $414.99
Original price
$414.99
$414.99 - $414.99
Current price $414.99

Bracketron - PwrUp MagAlign WindowDash Vent Mount for most cell phones - Black

Bracketron
Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

MagSafe CompatibleUltra powerful N52 magnetsVent MountIncludes vent clip for additional mounting options—works on vertical horizontal and round ven...

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Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

Metra - Dash Kit for Select 2008-2012 Ford Mazda Escape Tribute DIN DDIN - Black

Metra Electronics Co
Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

From our expanded online assortment; not available in all Best Buy storesCompatible with select 2008-2011 Mazda Tribute/Mercury Mariner vehiclesFor...

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Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

Victrola - Automatic Turntable - Black

Victrola
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Fully automatic playbackFully automatic playback with intuitive controls and one-touch operation for an effortless listening experienceContinuous r...

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Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.