Audio
Rent To Own Audio – Premium Sound with Flexible Financing
Immerse yourself in high-quality sound with the latest audio equipment from Finance My Cart. Whether you're looking for Bluetooth speakers, soundbars, home theater systems, or headphones, we offer top brands like Bose, Sony, JBL, Beats, and more. Our rent-to-own and lease-to-own payment plans make it easy to bring premium audio into your home without the hefty upfront cost. With affordable monthly payments and free shipping, you can enjoy crystal-clear sound and deep bass right away. Get the audio gear you need and pay over time with our flexible financing solutions at Finance My Cart!
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- JBL Professional (1)
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- Polk Audio (23)
- Samsung (27)
- Sanus (3)
- Sonos Inc (16)
- Sony (22)
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- Yamaha (8)
Klipsch - Reference 4" 35W 2-Way Powered Speakers (Pair) - Black
KlipschFrequency Response60Hz - 20kHzPlays well with othersConnect via Bluetooth for muisc streaming phono (with ground screw terminal) for turntables plu...
View full detailsLG - 3.1.3 Channel SC9S Soundbar with Wireless Subwoofer Dolby Atmos WOW Orchestra - Black
LGWOW InterfaceNow convenience is in your hand. Control your soundbar and your LG TV with one remote179;. Adjust the volume and audio settings check ...
View full detailsSonos - Arc Ultra Soundbar - White
Sonos IncNext-level immersionWith an all-new acoustic architecture powered by 14 Sonos-engineered drivers and advanced technologies like Sound Motion Arc Ul...
View full detailsSonos - Sub 4 Wireless Subwoofer - White
Sonos IncPulse-pounding bassDual Sonos-engineered drivers generate deep dynamic low frequencies. The ported enclosure enhances the bass response so you feel...
View full detailsLG - 5.1.3-Channel S90TY Soundbar with Wireless Subwoofer Dolby Atmos WOW Orchestra - Black
LGSound that Wraps Around YouGive yourself the home audio setup you’ve always dreamed about with rich immersive sound exceptional clarity and intense...
View full detailsLG - 2.0-Channel S20A Soundbar with Built-in Woofer DTS Digital Surround Bluetooth Connectivity - Black
LGSmall in Size Big on BassUpgrade your TV sound with an all-in-one soundbar featuring enhanced LG TV connectivity. Step up your TV sound with a pass...
View full detailsSonos - Arc Ultra Soundbar - Black
Sonos IncNext-level immersionWith an all-new acoustic architecture powered by 14 Sonos-engineered drivers and advanced technologies like Sound Motion Arc Ul...
View full detailsSony - STR-AN1000 7.2 Channel Dolby Atmos Dolby Vision 8K HDR Network A/V Receiver - Black
SonyStep up your soundWith 165W the STR-AN1000 delivers cinema-like surround sound and crystal-clear music reproduction with powerful amplification.8K ...
View full detailsTCL - Q85H Q Class 7.1.4 Channel Sound Bar with Dolby Atmos Wireless Subwoofer and Wireless Surround Speakers - Black
TCL7.1.4 Channel Q Class Sound BarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s h...
View full detailsAudioControl - 12 Single-Voice-Coil 2-Ohm Loaded Subwoofer Enclosure - Black
StingerCompatible with select 2007-2021+ Jeep Wrangler vehiclesIncluding 2-door and 4-door JK/JKU and JL/JLU models for a customized fit.12 loaded swing g...
View full detailsPolk Audio - Atrium 6 Outdoor All-Weather Speakers with Bass Reflex Enclosure Speed-Lock Mounting System (Pair) - Black
Polk AudioExceptional Sound Indoors OutdoorsGet room-filling high-quality audio whether you set up the Atrium 6 by a pool in the patio the sunroom or office...
View full detailsOwl Labs - Expansion Mic - Charcoal
Owl LabExtended Audio RangeExtends the audio pick-up range of the Meeting Owl 3 from 18ft to 26ft in the direction of the mic to ensure that the Meeting O...
View full detailsPolk Audio - Signature Elite Series 10 200W Powered Subwoofer - Black
Polk AudioBalanced Bass for Midsize RoomsThe Polk Audio Signature Elite ES10 Subwoofer with its high-excursion 10 woofer is designed to enhance your medium t...
View full detailsSamsung - Q-series HW-Q600F ATMOS 3.1.2 Ch Soundbar with Subwoofer - Titan Black
SamsungTrue 3.1.2 Ch SoundLet the sound wash over you and dive into vivid soundscapes with theater like sound that fills the room. Bring your favorite con...
View full detailsSamsung - B-series HW-B750F 5.1 Ch DTS VirtualX Soundbar with Subwoofer - Black
Samsung5.1 Ch SoundPut yourself in the heart of the action and get lost in immersive sound. With five front and side firing channels and a wireless subwoo...
View full detailsSamsung - B-Series HW-B550F 2.1Ch DTS VirtualX Soundbar with Subwoofer - Titan Black
Samsung2.1 Ch SoundHear every beat rumble and roar with deep and rich bass that fills any space. With the included wireless subwoofer you'll experience po...
View full detailsJBL - Party Box 710 Portable Party Speaker - 2024 - Black
JBL800W RMS of powerful JBL original pro soundCreate an instant musical connection with 800 powerful watts of high-performance JBL original pro sound....
View full detailsSamsung - HW-S801D 3.1.2 Channel Q-Series Ultra Slim Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - White
SamsungUltra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package.Q SymphonyPair a Samsung TV with a...
View full detailsSamsung - HW-S60D 5.0 Channel S-Series All-in-one Soundbar Dolby Atmos and Q-Symphony - Black
SamsungAll In One DesignUnlock audio all around you with this compact soundbar’s powerful 5 channel sound with built in woofers.Q SymphonyPair a Samsung T...
View full detailsPolk Audio - Polk Reserve R100 Bookshelf Speaker 1" Pinnacle Ring Tweeter 5.25" Turbine Cone Woofer (Pair) - Black
Polk AudioSolid Versatile Bookshelf LoudspeakerFeaturing the new 1" Pinnacle Ring Radiator Tweeter a 5.25" Turbine Cone Woofer the technologically advanced ...
View full detailsPolk Audio - Polk Reserve R350 Left/Right/Center Surround Speaker New 1" Pinnacle Ring Tweeter Four 4" Turbine Cone Woofers - Black
Polk AudioModern Slim Center Channel SpeakerFeaturing the new 1" Pinnacle Ring Radiator Tweeter four 4" Turbine Cone Woofer the technologically advanced Pol...
View full detailsPolk Audio - Polk Reserve Series R600 Floorstanding Tower Speaker New 1" Pinnacle Ring Tweeter Dual 6.5" Turbine Cone Woofers - Black
Polk AudioPowerful Versatile Floorstanding SpeakerFeaturing a 1" Pinnacle Ring Radiator Tweeter dual 6.5" Turbine Cone Woofer the technologically advanced P...
View full detailsSamsung - HW-S700D 3.1 Channel S-Series Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - Titan Black
SamsungUltra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package giving you exceptional sound while...
View full detailsYamaha - R-S202BL 200W 2-Ch. Stereo Receiver - Black
Yamaha200W total powerRMS Rating of 100W x 2 8 ohms 40Hz - 20kHz 0.2 THD for robust audio.Speaker A/B switchingLets you easily switch between 2 sets of ...
View full detailsBose - Bass Module 700 Wireless Subwoofer - Black
BoseBose Bass Module 700 wireless home theater subwooferThis wireless compact subwoofer is designed to be paired with the Bose soundbars to bring music...
View full detailsYamaha - RX-V385BL 5.1-Ch. 4K Ultra HD A/V Home Theater Receiver - Black
Yamaha4K Ultra HD video technologyAllows high-quality 4K video through the receiver straight to your media device.145W RMS powerFor powerful sound.Surrou...
View full detailsPolk Audio - Atrium6 5-1/4" Outdoor Speakers (Pair) - White
Polk Audio5-1/4" long-throw aerated polypropylene cone driverWith butyl rubber surrounds pumps out surprising bass response from a compact design.1" anodized...
View full detailsYamaha - 6-1/2" 2-Way In-Ceiling Speakers (Pair) - White
YamahaHandles up to 110 watts maximum input powerFor robust and controlled audio that is crisp and clear.6-1/2" woofer coneAlong with a 1" fluid-cooled s...
View full detailsHifonics - ELITE 12" 600W Dual-Voice Subwoofer - Blue
HifonicsSecure Stainless Push Insert TerminalsFor a high-end connection with corrosion-resistant nickel-plated design for easier installation.Compact roun...
View full detailsPolk Audio - Monitor XT70 Tower Speaker - Midnight Black
Polk AudioHigh Performance Tower SpeakerFeaturing a 1" Tweeter a 6.5" Dynamically Balanced Woofer and (2) 6.5" Passive Radiators the Monitor XT70 offers smoo...
View full detailsJBL LCT 81C/T - speaker
JBL ProfessionalJBL LCT 81C/T - Speaker - 40 Watt (grille color - white)
Owl Labs Universal Expansion Mic for Meeting Owl 3 and 4+ (Charcoal) - Charcoal
Owl LabEXTENDED AUDIO RANGEExtends the audio pick-up range of the Meeting Owl 3 from 18ft to 26ft in the direction of the mic to ensure that the Meeting O...
View full detailsMB Quart - Discus 8" 500W Dual-Voice Subwoofer - Red
MB QuartSecure Stainless Push Insert TerminalsFor a high-end connection with corrosion-resistant nickel-plated design for easier installation.Compact roun...
View full detailsPolk Audio - Polk Reserve R900 Height Module Speaker for 3D Immersive Sound 1" Pinnacle Ring Tweeter 4" Turbine Cone Woofer - White
Polk AudioHeight Module for Multidimensional SoundFeaturing the new 1" Pinnacle Ring Radiator Tweeter and a 4" Turbine Cone Woofers the R900 Height Module de...
View full detailsPolk Audio - Polk Reserve R700 Tower Speaker 1" Pinnacle Ring Tweeter Dual 6.5" Turbine Cone Woofers Dual 8" Long-Throw Drivers - Brown
Polk AudioPowerful Premium Stereo Floorstanding SpeakerFeaturing the new 1" Pinnacle Ring Radiator Tweeter dual 6.5" Turbine Cone Woofer the technologically...
View full detailsPolk Audio - Polk Reserve R900 Height Module Speaker for 3D Immersive Sound 1" Pinnacle Ring Tweeter 4" Turbine Cone Woofer - Brown
Polk AudioHeight Module for Multidimensional SoundFeaturing the new 1" Pinnacle Ring Radiator Tweeter and a 4" Turbine Cone Woofers the R900 Height Module de...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.