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Audio

Rent To Own Audio – Premium Sound with Flexible Financing

Immerse yourself in high-quality sound with the latest audio equipment from Finance My Cart. Whether you're looking for Bluetooth speakers, soundbars, home theater systems, or headphones, we offer top brands like Bose, Sony, JBL, Beats, and more. Our rent-to-own and lease-to-own payment plans make it easy to bring premium audio into your home without the hefty upfront cost. With affordable monthly payments and free shipping, you can enjoy crystal-clear sound and deep bass right away. Get the audio gear you need and pay over time with our flexible financing solutions at Finance My Cart!

Insignia - 53W Universal AC Power Adapter for Devices with Round-Pin Connections - 5 ft. Cable - Black

Insignia
Original price $39.99 - Original price $39.99
Original price
$39.99
$39.99 - $39.99
Current price $39.99

7 round-pin sizesIncludes seven interchangeable adapter tips to support devices that use round-pin barrel connectors up to 53W maximum (not compati...

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Original price $39.99 - Original price $39.99
Original price
$39.99
$39.99 - $39.99
Current price $39.99

Audio-Technica - AT-LP70X-BZ Fully Automatic Belt-Drive Turntable - Black/bronze

Audio-Technica
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Fully automatic belt-drive turntableFully automatic belt-drive turntable operation with two speeds 33-1/3 45 RPMAT-VM95C Integral Dual Moving Magne...

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Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Metra - Amplifier Mounting Bracket for Select Harley-Davidson Road Glide Motorcycles (Pair) - Black

Metra Electronics Co
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Compatible with Harley-Davidson Road Glide motorcycles 2015 and upFor a precise fit.Predrilled for Metra PowerSports amplifiersIncluding MPS-AMP60x...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

JVC - 7" Wireless Android Auto and Apple CarPlay Bluetooth with High Definition Screen - Black

JVC
Original price $540.99 - Original price $540.99
Original price
$540.99
$540.99 - $540.99
Current price $540.99

Sharp 7" HD TouchscreenEnjoy a bright clear 1280 720 display that’s easy to see even in sunlight with a smooth responsive touch surface.Fits Most ...

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Original price $540.99 - Original price $540.99
Original price
$540.99
$540.99 - $540.99
Current price $540.99

HOCO - Universal Foldable Travel Airplane Mount for Cell Phones - Black

HOCO
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Universal FitCompatible with most smartphones and cases ensuring a snug and secure hold.Multi-Surface ClampAttaches to tray tables suitcase handles...

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Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Insignia - 20W Travel Adapter with 2 AC Outlets 2 USB-C Ports 1 USB Port - Black

Insignia
Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

International designUniversal design utilizes United States European Union United Kingdom and Australian plugs for compatibility with outlets in mo...

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Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Pioneer - 6-1/2" - 3-way 300 W Max Power Coaxial Speakers (pair) - Black

Pioneer
Original price $95.99 - Original price $95.99
Original price
$95.99
$95.99 - $95.99
Current price $95.99

R SeriesR-Series speakers are built to impress delivering bold dynamic sound with outstanding clarity and efficiency. Every note comes through cris...

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Original price $95.99 - Original price $95.99
Original price
$95.99
$95.99 - $95.99
Current price $95.99

Maxxlink - 12" Single Ported Subwoofer Enclosure - Black

Maxxlink
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Designed for use with most 12" subwoofers (not included)Universal fitment for most vehicles accommodating subwoofers with a maximum depth of 11.25 ...

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Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Sony - 6.95" Android Auto and Apple CarPlay Bluetooth Digital Media Receiver - Black

Sony
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Apple CarPlayConnect your compatible Apple smartphone to get directions stream music and more via Apple CarPlay.Android AutoConnect your compatible...

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Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Kenwood - Bluetooth Digital Media Receiver with Alexa Built-In and Satellite Radio Ready - Black

Kenwood
Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

Alexa built-In with voice triggerControl Alexa built-in with the sound of your voice. Simply speak a command to control a wide array of compatible ...

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Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

Uniden - R4W RADAR DETECTOR

Uniden
Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

wi-fi for free software updatesallows you to update the firmware in your radar detector wirelessly through wi-fibluetooth app capabilityfree app do...

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Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

Metra - 4 AWG Complete Amp Kit - Multi

Metra Electronics Co
Original price $153.99 - Original price $153.99
Original price
$153.99
$153.99 - $153.99
Current price $153.99

Compatible with most vehiclesFused distribution and stand-alone fuse holder designed for the installation of a 4 AWG amplifier under the hood.RCA p...

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Original price $153.99 - Original price $153.99
Original price
$153.99
$153.99 - $153.99
Current price $153.99

Metra - 60- and 100-amp AFS Fuse (4-Count) - Gray

Metra Electronics Co
Original price $22.99 - Original price $22.99
Original price
$22.99
$22.99 - $22.99
Current price $22.99

Compatible with AFS-style fuse holdersFor a precise fit.Plastic and metal materialsProvide durability.Four-count setYou will have a spare fuse on h...

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Original price $22.99 - Original price $22.99
Original price
$22.99
$22.99 - $22.99
Current price $22.99

Bluetooth CD Receiver with Alexa Built-in when Paired with Pioneer Smart Sync app - Black

Pioneer
Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

As a proud owner of a collection of audio discs (CDs) this Pioneer receiver is the perfect solution for you.Stream music podcasts audiobooks and mo...

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Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

iOttie - Easy One Touch 2 Wireless Fast Charge Universal Dash/Windshield Mount for Mobile Phones - Black

iottie
Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

Compatible with Qi-enabled smartphonesIncluding Google Pixel Android and iPhone devices.Wireless fast chargingQi Wireless Charging made for Google ...

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Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

Uniden R7 - radar detector

Uniden
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

Works with most vehiclesGet real-time alerts in your existing vehicle.Color OLED displayThe easy-to-see information display provides a clear view.L...

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Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

Insignia - Travel Adapter and Converter - Black

Insignia
Original price $38.99 - Original price $38.99
Original price
$38.99
$38.99 - $38.99
Current price $38.99

Five international plugs includedDesigned for sockets in UK EU Australia China and North America.Converter ModeTransforms 220-240Vac to 110-120Vac ...

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Original price $38.99 - Original price $38.99
Original price
$38.99
$38.99 - $38.99
Current price $38.99

Smart Hardwire Kit Mini-USB Port for All Rexing Supercapacitor Models - Black

Rexing
Original price $30.99 - Original price $30.99
Original price
$30.99
$30.99 - $30.99
Current price $30.99

CompatibilityCompatible with Rexing V1-4K V1P-4K V3 Basic V3 V2 Pro AI V1P-3 V1P Pro V1 Max V1P Max S1 Series and V5 Dash Cams. To keep your device...

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Original price $30.99 - Original price $30.99
Original price
$30.99
$30.99 - $30.99
Current price $30.99

Insignia - All-in-One Travel Adapter and Converter with 2 USB Ports - Black

Insignia
Original price $43.99 - Original price $43.99
Original price
$43.99
$43.99 - $43.99
Current price $43.99

All-in-one plugDesigned for sockets in UK EU Australia China and North America.Converter ModeTransforms 220-240Vac to 110-120Vac (converter mode) t...

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Original price $43.99 - Original price $43.99
Original price
$43.99
$43.99 - $43.99
Current price $43.99

Metra - Soundbar Speaker Kit for Select Jeep Vehicles - Black

Metra Electronics Co
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Compatible with select Jeep Wrangler JL 2018/Gladiator JT 2020 and later vehiclesFor use in your existing vehicle.Two speaker coversLet you install...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Sony - 7" Wireless Apple CarPlay and Android Auto Digital Media Receiver Maestro Compatible - Black

Sony
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

Anti-glare sleek touchscreenThe anti-glare 17.6cm (6.95") touchscreen and clean interface design ensure a stylish and efficient user experience.iDa...

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Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

Compustar - Q9 2-Way LCD RFX Bundle with LTE Module Remote Upgrade Kit - Black

CompuStar
Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

InstallationProfessional installation is required for this product. Additional parts and labor are usually required. NOTE cost of additional parts ...

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Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

Maestro - Radio Wiring T-Harness for Select 2006+ BM Vehicles with Speaker and HU Connectors - Black

Maestro
Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Retains factory featuresretains steering wheel controls OnStar safety warning chimes and factory amp.Seemless installationallows seemless installat...

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Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Metra - Speaker Bracket for Select 2011-2019 Ford Explorer - Black

Metra Electronics Co
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Aftermarket speakersVehicle specific spacer designed for installation of 6x9 inch aftermarket speakersApplicationsCompatible with Ford Explorer 201...

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Metra - Dash Kit for Select 2013-2019 Nissan Sentra DDIN - Gray

Metra Electronics Co
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Compatible with most 2013-2019 Nissan Sentra vehiclesFor a customized fit.Double-DIN head unit provisionAllows installation of an aftermarket radio...

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Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

iDataStart - T’-harness for select GM ‘Push-to-start’ 2010 and up - Black

iDataStart
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Factory fit InsallationPlugs directly into vehicle factory connectors with little-to-no analog connections required.CompatibilityCompatible with se...

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Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

iOttie - Auto Sense 2 Wireless Dashboard Windshield Car Mount - Black

iottie
Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

Automatic Mounting SystemMount your phone in seconds thanks to the proximity sensor. Simply place your device near the mount cradle to engage the s...

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Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

Maestro - Installation T-Harness for Select 2006-2011 Honda and Acura Vehicles with Head Unit Connectors - Black

Maestro
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Head Unit connectorsWorks with iDatalink's "Head-unit Direct" harnesses (ACC-HU-xxxx) which eliminates the need for wire splicing.Steering Wheel Co...

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Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

PAC - Radio Replacement and Steering Wheel Control Interface with BOSE and OnStar Retention for Select GM Vehicles - Blue/Black

Pac
Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99

Compatible with select 2014-2019 Chevrolet and GMC vehiclesIncluding 2016-2018 Camaro 2015-2018 Colorado 2014-2016 Impala Non-Classic 2017-2019 Imp...

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Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99

iOttie - iTap 3 MagSafe Compatible Dashboard Windshield Car Mount with Magnetic Adapter Ring - Black

iottie
Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

Universal CompatibilityWorks with Qi2 MagSafe and all other smartphones and cases via an included magnetic ring adapter that attaches to the back o...

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Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

Metra - Wiring Harness for Select 2001-Up Mazda - Multi

Metra Electronics Co
Original price $22.99 - Original price $22.99
Original price
$22.99
$22.99 - $22.99
Current price $22.99

Compatible with most 2001 and later Mazda vehiclesFor wide-ranging use.Radio harness adapterLets you install an aftermarket radio to your vehicle's...

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Original price $22.99 - Original price $22.99
Original price
$22.99
$22.99 - $22.99
Current price $22.99

JVC - Bluetooth Digital Media (DM) Receiver with Detachable Faceplate and USB Rapid Charge - Black

JVC
Original price $136.99 - Original price $136.99
Original price
$136.99
$136.99 - $136.99
Current price $136.99

Built in BluetoothAllows you to make wireless hands-free calls when paired with a Bluetooth equipped Smartphone. Communicate via the included high ...

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Original price $136.99 - Original price $136.99
Original price
$136.99
$136.99 - $136.99
Current price $136.99

Cobra - POWER 500 Watt Power Inverter with Fast Charge USB - Black

Cobra
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

500W Continuous / 1000W Peak PowerWith 500 Watts of Modified Sine Wave power you'll be able to charge and power your smartphones laptops entertainm...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Audio-Technica - ATLP120XBT Bluetooth Stereo Turntable - Black

Audio-Technica
Original price $486.99 - Original price $486.99
Original price
$486.99
$486.99 - $486.99
Current price $486.99

Direct-drive motorFeel confident that your turntable will last thanks to the rugged direct drive system.Stereo soundEnjoy sound as it was meant to ...

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Original price $486.99 - Original price $486.99
Original price
$486.99
$486.99 - $486.99
Current price $486.99

Stinger - Micro 5-Channel 1000W Marine and Powersports Amplifier - Silver

Stinger
Original price $740.99 - Original price $740.99
Original price
$740.99
$740.99 - $740.99
Current price $740.99

Compact 5-channel full range Class D amplifierLow-profile design fits easily in motorcycles ATVs marine and mobile applications with limited space....

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Original price $740.99 - Original price $740.99
Original price
$740.99
$740.99 - $740.99
Current price $740.99

Scosche - BTFREQ Bluetooth FM Transmitter Hands Free Car Kit w/ Dual USB ports V5.0 - Black

Scosche
Original price $38.99 - Original price $38.99
Original price
$38.99
$38.99 - $38.99
Current price $38.99

Built-In ChargerCharge your devices with the Dual 2.4 AMP USB ports on the 12V car charge and has a 3.5m Aux PortHands Free CallingMake hands-free ...

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Original price $38.99 - Original price $38.99
Original price
$38.99
$38.99 - $38.99
Current price $38.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.