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Rent To Own Audio – Premium Sound with Flexible Financing

Immerse yourself in high-quality sound with the latest audio equipment from Finance My Cart. Whether you're looking for Bluetooth speakers, soundbars, home theater systems, or headphones, we offer top brands like Bose, Sony, JBL, Beats, and more. Our rent-to-own and lease-to-own payment plans make it easy to bring premium audio into your home without the hefty upfront cost. With affordable monthly payments and free shipping, you can enjoy crystal-clear sound and deep bass right away. Get the audio gear you need and pay over time with our flexible financing solutions at Finance My Cart!

Bracketron - TripGrip Window Vent Mount for Most Cell Phones - Black

Bracketron
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

"• Sturdy windshield mount with 9.5 ¿ flexible gooseneck allows viewing angle adjustment ""• Includes vent clip for additional mounting options—wor...

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Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

PAC - Radio Replacement and Steering Wheel Control Interface for Select Ford Lincoln and Mercury Vehicles - Blue

Pac
Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Compatible with select Ford Lincoln and Mercury vehiclesIncluding 2007-2010 Edge 2008-2012 Escape 2007-2014 Expedition 2006-2010 Explorer 2007-2010...

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Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Pioneer - 6.8" Apple CarPlay/Android Auto Bluetooth Digital Media (DM) Receiver with backup camera input - Black

Pioneer
Original price $293.99 - Original price $293.99
Original price
$293.99
$293.99 - $293.99
Current price $293.99

6.8 Inch WVGA Touchscreen (Capacitive)Upgrade your ride with a capacitive WVGA touchscreen display with built-in LED backlight color customization ...

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Original price $293.99 - Original price $293.99
Original price
$293.99
$293.99 - $293.99
Current price $293.99

Metra - Speaker Adapter Plate for Mitsubishi 1999-2012 (2-Pack) - Black

Metra Electronics Co
Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

Speaker size compatibilityAllows installation of 6" and most 6.5" aftermarket speakers in the original factory location in the front and rear doors...

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Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

BACtrack - C8 Personal Breathalyzer - White/Black/Blue

BACtrack
Original price $143.99 - Original price $143.99
Original price
$143.99
$143.99 - $143.99
Current price $143.99

Advanced BluFire fuel cell sensorFeatures the same police-grade technology trusted by hospitals clinics and law enforcement and offers a high level...

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Original price $143.99 - Original price $143.99
Original price
$143.99
$143.99 - $143.99
Current price $143.99

PAC - Dash Kit for Select 2006-2011 Honda Civic Vehicles - Gun Metallic Taupe

Pac
Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Compatible with select 2006-2011 Honda Civic vehiclesFor a customized fit.Versatile mounting styleWorks with double DIN radios or single ISO radios...

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Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Compustar - 2-Way LCD Upgrade Kit for Remote Start System with LTE Module - Black

CompuStar
Original price $324.99 - Original price $324.99
Original price
$324.99
$324.99 - $324.99
Current price $324.99

Compatible with all Compustar remote startersRemote start almost any vehicle to warm up the inside in winter or cool it down in summer.Two-way LED ...

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Original price $324.99 - Original price $324.99
Original price
$324.99
$324.99 - $324.99
Current price $324.99

Stinger - Replacement Trim Plate for Most 3" Marine Radios - Black

Stinger
Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

Universal compatibilityAdd or convert to a 3 round gauge-style marine aftermarket radio in boats with single-DIN rectangle double-DIN or oversized ...

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Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

THINKWARE - OBD-II Power Cable - Black

THINKWARE
Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

CompatibilityNot Compatible with F790 and F550 Thinkware Dashcams. Compatible with select electric and hybrid vehicles and select Stop-and-Start Sy...

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Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

Pioneer - 6-1/2" Component Car Speakers Aramid Fiber-reinforced IMPP cone (Pair) - Black

Pioneer
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

CarSoundfitPioneer’s Car Sound Fit app is a car sound simulator for experiencing in-car sound with your own smartphone. Hear the difference between...

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Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

iBEAM - 5" Widescreen TFT Monitor with Suction Cup Mounting Bracket - Black

iBeam
Original price $89.99 - Original price $89.99
Original price
$89.99
$89.99 - $89.99
Current price $89.99

5-inch widescreen LCD monitorDesigned for a variety of vehicles.480 x 272 resolution with 169 aspect ratioProvides sharp and crystal clear images.T...

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Original price $89.99 - Original price $89.99
Original price
$89.99
$89.99 - $89.99
Current price $89.99

Metra - Dash Kit for Select 2015-2018 Chevrolet Colorado DDIN - Gunmetal Gray

Metra Electronics Co
Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

Designed for 2015 and later Chevrolet Colorado and GMC Canyon vehiclesFor a precise fit.ISO double DIN radio provisionOffers simple installation.Pa...

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Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

SiriusXM - SXV300 Vehicle Tuner - Black

Sirius
Original price $88.99 - Original price $88.99
Original price
$88.99
$88.99 - $88.99
Current price $88.99

Works with SiriusXM-Ready Receivers from Leading ManufacturersCompatible with any stereo receiver with the SiriusXM-Ready logo from leading manufac...

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Original price $88.99 - Original price $88.99
Original price
$88.99
$88.99 - $88.99
Current price $88.99

Metra - Dash Kit for Select 2008-2009 Saturn Astra DDIN - Silver

Metra Electronics Co
Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

From our expanded online assortment; not available in all Best Buy storesCompatible with 2008 and later Saturn Astra vehiclesAllows you to install ...

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Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Metra - Dash Kit for Select 1982-2005 GM Vehicles - Black

Metra Electronics Co
Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

Compatible with select GM vehiclesIncluding 1982-2005 GM models. Also for vehicles equipped with J-2000 panel style.Accommodates single-DIN radiosY...

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Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

THINKWARE - Hardwire Kit for all Dash Cameras - Black

Mondo
Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

Compatible with all THINKWARE dash camerasSo you can wire your compatible camera directly to your vehicle's fusebox freeing the power outlet.Enable...

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Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

Metra - Dash Kit for Select 2010-2012 Hyundai Santa DDIN - Silver

Metra Electronics Co
Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

Compatible with 2010-2012 Hyundai Santa Fe models with factory navigationFor a customized fit.Works with most aftermarket stereosEnabling flexible ...

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Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

Metra - Dash Kit for Select 2009-2014 Nissan Murano DIN DDIN - Charcoal

Metra Electronics Co
Original price $31.99 - Original price $31.99
Original price
$31.99
$31.99 - $31.99
Current price $31.99

Compatible with most 2009-2014 Nissan Murano modelsFor a customized fit.Stacked ISO mount units provisionTo allow installation of a double DIN radi...

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Original price $31.99 - Original price $31.99
Original price
$31.99
$31.99 - $31.99
Current price $31.99

Samsung - Q-Series Soundbar HW-Q800H/ZA 5.1.2 ch with Subwoofer (2026) - Black

Samsung
Original price $934.99 - Original price $934.99
Original price
$934.99
$934.99 - $934.99
Current price $934.99

True 5.1.2 Ch SoundFeel more fully immersed with sound that comes from all around you powered by 5.1.2 channels of sound including side and top fir...

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Original price $934.99 - Original price $934.99
Original price
$934.99
$934.99 - $934.99
Current price $934.99

Sony - BRAVIA Theater Bar 7 with 9 speakers Dolby Atmos/DTSX compatible - Black

Sony
Original price $899.99 - Original price $899.99
Original price
$899.99
$899.99 - $899.99
Current price $899.99

Ultimate surround sound with 360 Spatial Sound MappingExperience the ultimate in home surround sound with technology that creates 5 phantom speaker...

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Original price $899.99 - Original price $899.99
Original price
$899.99
$899.99 - $899.99
Current price $899.99

JBL - PartyBox On-the-Go 2 Plus - 2026 - Black

JBL
Original price $449.99 - Original price $449.99
Original price
$449.99
$449.99 - $449.99
Current price $449.99

Instant karaoke with EasySing AI vocal removalWith EasySing built into the JBL PartyBox On-The-Go 2 Plus we can strip the lead vocals from any song...

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Original price $449.99 - Original price $449.99
Original price
$449.99
$449.99 - $449.99
Current price $449.99

Samsung - Music Studio 7 Smart Speaker 3.1.1 ch Wireless Dolby Atmos Q-Symphony WiFi and Bluetooth (2026) - Black

Samsung
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

True 3.1.1 Ch SoundExperience rich room filling 3D sound from a 3.1.1 channel Wi-Fi speaker with front -- side and up firing channels plus a built ...

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Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

Denon - AVR-S980H 7.2 Channel AV Receiver - Black

Denon
Original price $1,105.99 - Original price $1,105.99
Original price
$1,105.99
$1,105.99 - $1,105.99
Current price $1,105.99

Crystal clear dialogue and precise soundClarity matters—especially when the story gets loud. With 90 watts of clean power the AVR-S980H drives spea...

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Original price $1,105.99 - Original price $1,105.99
Original price
$1,105.99
$1,105.99 - $1,105.99
Current price $1,105.99

Samsung - Q-Series 7.1.2 ch Soundbar with Built-In Woofers - Graphite Black

Samsung
Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99

True 7.1.2 Ch All-In-One SoundExperience powerful sound that spreads throughout your space. This standalone top tier soundbar features 13 built in ...

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Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99

Samsung - MX-ST50F/ZA Sound Tower 240W Portable Party Speaker with Built In Battery - Black

Samsung
Original price $587.99 - Original price $587.99
Original price
$587.99
$587.99 - $587.99
Current price $587.99

Powerful Party SoundFrom the first drop to the final track feel every beat with deep thumping bass powered by two 6.5 inch built in woofers. The th...

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Original price $587.99 - Original price $587.99
Original price
$587.99
$587.99 - $587.99
Current price $587.99

JBL - Stage2 260F 2.5-Way Dual 6.5-inch (165mm) Floorstanding Loudspeaker -Espresso

JBL
Original price $465.99 - Original price $465.99
Original price
$465.99
$465.99 - $465.99
Current price $465.99

Dual 6.5-inch (165mm) Polycellulose Ribbed Cone WoofersThe 260F features Polycellulose ribbed cone woofers. This pure pulp cone has a proprietary m...

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Original price $465.99 - Original price $465.99
Original price
$465.99
$465.99 - $465.99
Current price $465.99

Polk Audio - Monitor XT20 Bookshelf Speaker Pair - Midnight Black

Polk Audio
Original price $311.99 - Original price $311.99
Original price
$311.99
$311.99 - $311.99
Current price $311.99

Compact Bookshelf/Surround Speaker PairFeaturing a 1" Tweeter and a 6.5" Dynamically Balanced Woofer the Monitor XT20 delivers rich clear audio an ...

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Original price $311.99 - Original price $311.99
Original price
$311.99
$311.99 - $311.99
Current price $311.99

Polk Audio - Atrium Series 4-1/2" Outdoor Loudspeakers (Pair) - Black

Polk Audio
Original price $282.99 - Original price $282.99
Original price
$282.99
$282.99 - $282.99
Current price $282.99

Designed for Outdoor EntertainmentGet outstanding sound quality by installing the Polk Audio Atrium 4 Speakers in various open settings such as bes...

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Original price $282.99 - Original price $282.99
Original price
$282.99
$282.99 - $282.99
Current price $282.99

PARTYBOX OTG2PL WIRE

JBL
Original price $449.99 - Original price $449.99
Original price
$449.99
$449.99 - $449.99
Current price $449.99

PARTYBOX OTG2PL WIRELESS SPEAKER

Original price $449.99 - Original price $449.99
Original price
$449.99
$449.99 - $449.99
Current price $449.99

Sony - BRAVIA Theater Bar 5 3.1ch with wireless subwoofer Dolby Atmos/DTSX - Black

Sony
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Sound straight from the cinemaGet the best streaming experience with support for Dolby Atmos and DTSX that brings movies to life.Wireless Bluetooth...

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Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Q SERIES SAMSUNG 5.1

Samsung
Original price $1,279.99 - Original price $1,279.99
Original price
$1,279.99
$1,279.99 - $1,279.99
Current price $1,279.99

Q SERIES SAMSUNG 5.1.2 CHANNEL ATMOS

Original price $1,279.99 - Original price $1,279.99
Original price
$1,279.99
$1,279.99 - $1,279.99
Current price $1,279.99

LG - Sound Suite W7 Wireless Subwoofer - Black

LG
Original price $599.99 - Original price $599.99
Original price
$599.99
$599.99 - $599.99
Current price $599.99

Give Your Content an Extra BoostBuild your Sound Suite with ultra-rich powerful bass that surrounds you from every direction. Get set up in minutes...

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Original price $599.99 - Original price $599.99
Original price
$599.99
$599.99 - $599.99
Current price $599.99

Samsung - B Series 2.0 Ch Soundbar with Built In Woofer HW-B400F/ZA 2025 - Black

Samsung
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

2.0 Ch SoundImmerse yourself in your favorite content with perfectly balanced sound and rich bass. Feel every thunderclap explosion and beat with t...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Hisense - AX5140Q 5.1.4 Channel Soundbar with Wireless Subwoofer and Rear Speakers Hi-Concerto Dolby Atmos and DTS X - Black

HISENSE
Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

5.1.4 ChannelExperience immersive 5.1.4 channel surround sound with Dolby Atmos and DTS X. Four up-firing speakers create a captivating audio exper...

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Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

Denon - AVR-S970H 90W 7.2-Ch. Bluetooth Capable HDR Compatible with HEOS and Dolby Atmos 8K Ultra HD AV Home Theater Receiver - Black

Denon
Original price $797.99 - Original price $797.99
Original price
$797.99
$797.99 - $797.99
Current price $797.99

Unmatched Cinematic ExperienceThe Denon AVR-S970H (90W X 7) delivers immersive surround sound pristine video quality and smooth animations with Dol...

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Original price $797.99 - Original price $797.99
Original price
$797.99
$797.99 - $797.99
Current price $797.99

Marshall - Heston Sub 200 Subwoofer with Deep Bass and Bluetooth LE Connectivity for TV / Movies / Music - Black

Marshall
Original price $626.99 - Original price $626.99
Original price
$626.99
$626.99 - $626.99
Current price $626.99

DEEP BASSThis subwoofer delivers a bass performance that moves you transforming movie night into a main stage experience.WIRELESS CONNECTIONEffortl...

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Original price $626.99 - Original price $626.99
Original price
$626.99
$626.99 - $626.99
Current price $626.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.