Desktops
Rent to Own PC Computers – For Gaming, Working, or School
Find the perfect desktop with a rent to own plan at Finance My Cart. Choose from top brands like Dell, HP, Apple, ASUS, Alienware, MSI, Lenovo, and more. Get advanced features such as lightning-fast processors, expandable storage, and cutting-edge graphics—all with flexible payment plans and free shipping. Get the setup you need today without the big upfront payment!
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HP - OmniDesk Slim Desktop - Intel Core i3 - 8GB DDR5 Memory - 256GB SSD - Meteor Silver
HPWindows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsHP - OmniStudio 23.8" Full HD Touchscreen All-in-One w/ Adjustable Height - AMD Ryzen 5 40 - 16GB Memory - 1TB SSD - Denim Blue
HPAMD Ryzen 5 40 processorEveryday performance and speed to power through tasks. Multitask stream enjoy 1080p gaming and edit photos or videos smooth...
View full detailsLenovo - A100 23.8" Full HD All-In-One - Intel Processor N100 - 8GB Memory - 256GB SSD - Cloud Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsMinisforum - UM870 Slim Mini Desktop PC AMD Ryzen 7 8745H 16 GB RAM 512 GB SSD Storage - Silver
MinisforumZen 4 PerformanceAMD Ryzen 7 8745H (8C/16T up to 5.0GHz) delivers 21 faster performance than Ryzen 5 7640HS with lower power draw and superior mult...
View full detailsLenovo - Yoga Mini Desktop - Core Ultra 5 Processor 325 2026 - 16GB Memory - 512GB SSD - Seashell
LenovoWindows 11Windows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds and app...
View full detailsAcer - Aspire XC-1715_MDCR-UB32 Desktop - AMD Ryzen 5 40 Processor - 8GB LPDDR5 Memory - 512GB SSD - USB Keyboard and Mouse - Black
AcerWindows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...
View full detailsGEEKOM - A5 Pro Mini PC AMD Ryzen 5 7530U 16GB DDR4 RAM 512GB NVMe SSD Storage - Silver
GeekomPowerful AMD Ryzen 5 7530U ProcessorExperience exceptional performance with the AMD Ryzen 5 7530U processor delivering powerful multi-core performa...
View full detailsSkytech Gaming - King 95 Gaming PC - AMD Ryzen 7 9700X - 16GB Memory - NVIDIA GeForce RTX 5070 - 1TB NVMe SSD - White
Skytech GamingWindows 11 Home 64-bitWindows 11 Home 64-bit delivers the performance and security you expect now enhanced with a redesigned modern interface. Feat...
View full detailsGEEKOM - A8 Max Mini PC AMD Ryzen 7 8745HS 16GB DDR5 1TB SSD Storage Dual LAN Radeon 780M Mini PC Windows 11 Pro/USB4/8K - Silver
GeekomUnleash Power with AMD R7 8745HSPowered by the AMD Ryzen7 8745HS(Beats Ryzen 7 H255) processor with 8 cores 16 threads and a boost clock up to 4.9 ...
View full detailsAcer - Revo Box RB102-13N0U-UB30 Mini PC Desktop - Intel Processor N150 2025 - 8GB DDR4 Memory - 512GB Storage - White
AcerWindows 11 Home A New Era of ProductivityExperience the most secure and productive Windows yet. Windows 11 Home delivers a refined interface advanc...
View full detailsLenovo - A100 23.8" Full HD All-In-One - Intel Processor N100 - 8GB Memory - 512GB SSD - Cloud Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsDell - Desktop - Intel Core Ultra 7 265 2025 - 32GB Memory - 2TB Storage - Black
DellStylish space-saving designThis compact elegant ECT1250 desktop seamlessly fits into any home or office.Intel Core Ultra (Series 2)With power-effic...
View full detailsHP - OmniStudio X 27" QHD All-in-One w/ Adjustable Height - Intel Core Ultra 7 356H - 16GB Memory - 1TB SSD - Copilot+ PC - Eclipse Gray
HPIntel Core Ultra 7 356H processorDelivers what matters powerful performance built-in graphics and AI to revolutionize how you create game and work....
View full detailsGEEKOM - Mini PC A8 Max With AMD Ryzen 7 8745HS 16GB DDR5 1TB SSD Dual LAN Radeon 780M Mini PC Windows 11 Pro/USB4/8K - Silver
GeekomUnleash Power with AMD R7 8745HSPowered by the AMD Ryzen7 8745HS(Beats Ryzen 7 H255) processor with 8 cores 16 threads and a boost clock up to 4.9 ...
View full detailsGEEKOM - A5 Pro Mini PC with AMD Ryzen 5 7530U 16GB DDR4 RAM 512GB NVMe SSD - Silver
GeekomPowerful AMD Ryzen 5 7530U ProcessorExperience exceptional performance with the AMD Ryzen 5 7530U processor delivering powerful multi-core performa...
View full detailsHP - OmniDesk Slim Desktop - Intel Processor 300 - 8GB DDR5 Memory - 256GB SSD - Meteor Silver
HPIntel Processor 300Boost your productivity with an Intel Core Processor featuring a performance hybrid architecture that makes it easy to game stre...
View full detailsiBUYPOWER - Slate Gaming Desktop PC - Intel Core i7 14700F NVIDIA GeForce RTX 5060 8GB 16GB DDR4 Non-RGB 1TB NVMe SSD - Black
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsDell - Desktop - AMD Ryzen 5 150 2025 - 16GB Memory - AMD Radeon 660M - 512GB Storage - Black
DellFast performanceLaunch apps instantly switch tasks without slowdown and work efficiently with the responsive power of AMD Ryzen 100 Series Processo...
View full detailsAcer - Nitro 65 Gaming Desktop - AMD Ryzen 99900X 2024 - NVIDIA GeForce RTX 5070 - 32GB DDR5 Memory 1TB Storage - Black
AcerWindows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...
View full detailsiBUYPOWER - Trace Gaming Desktop PC Intel Core Ultra 7 265F 2025 NVIDIA GeForce RTX 5060 8GB 32GB DDR5 1TB SSD Storage - Black
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full details
HP - OmniStudio 23.8" Full HD All-in-One - AMD Athlon Silver 10 - 8GB Memory - 256GB SSD - Jet Black
HP - OmniStudio 23.8" Full HD All-in-One - AMD Athlon Silver 10 - 8GB Memory - 256GB SSD - Jet Black
HPAMD Athlon Silver 10 processorBasic performance starts here with smooth reliable power for everyday multitasking streaming and productivity from th...
View full detailsiBUYPOWER - Element Gaming Desktop PC AMD Ryzen 7 8700F 2024 NVIDIA GeForce RTX 5060 8GB 16GB DDR5 1TB NVMe SSD Storage - White
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsCyberPowerPC - Gaming Desktop - Intel Core Ultra 7 265F - NVIDIA GeForce RTX 5070 12GB - 16GB DDR5 - 1TB PCIe 4.0 SSD Storage - Black
CyberPowerPCGet a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...
View full detailsiBUYPOWER - Element Gaming Desktop PC-AMD Ryzen 5 8400F 2024 AMD Radeon RX 6500XT 4GB 16GB DDR5 RGB 1TB NVMe SSD Storage - White
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsiBUYPOWER - Trace Gaming Desktop PC Intel Core Ultra 7 265F 2025 NVIDIA GeForce RTX 5070 12GB 32GB DDR5 2TB SSD Storage - Black
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsMSI - Cubi NUC 1MG Mini Desktop - Intel Core 3-100U 2024 - 16GB Memory - Intel Graphics - 500GB Storage - Black
MSIWindows 11 operating systemEquipped with brand new Windows 11 with all its new features.Intel Core 3-100U processorPower through your day with the ...
View full detailsHP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black
HPIntel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Kingston FURY 16GB DD...
View full detailsHP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti - 1TB SSD - Shadow Black
HPIntel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Kingston FURY 32GB DD...
View full detailsASUS - VM441 24" FHD Touchscreen All-in-One - Copilot+ PC - Snapdragon X - 16GB Memory - 512GB SSD - White
ASUSSnapdragon X Performance — Fast Efficient AI-ReadyExperience smooth multitasking and next-gen AI features powered by Snapdragon X with built-in NPU...
View full detailsHP - OmniStudio 23.8" Full HD All-in-On - AMD Ryzen 3 - 8GB Memory - 512GB SSD - Jet Black
HPAMD Ryzen 3 30 processorEveryday performance you can count on. Multitask stream game casually and edit photos smoothly with responsive power and vi...
View full detailsMSI - Aegis R2 AI Gaming Desktop - Intel Ultra 7 265 2025 - 32GB Memory - NVIDIA GeForce RTX 5060Ti 16GB - 2TB Storage - Black
MSIIntel Ultra 7 265 processorThe Intel Ultra 7 265 processor offers enhanced multi-threaded performance providing a seamless multitasking experience ...
View full detailsHP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Shadow Black
HPIntel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Kingston FURY 16GB DD...
View full detailsHP - OmniStudio 23.8" Full HD Touchscreen All-in-One w/ Adjustable Height - AMD Ryzen AI 5 - 16GB RAM - 512GB SSD - Copilot+ - Jet Black
HPAMD Ryzen AI 5 430 processorUnlock powerful AI-driven experiences with Copilot+ PCs powered by an AMD Ryzen AI processor designed to enhance creati...
View full detailsMSI - Aegis ZS2 Gaming Desktop - AMD Ryzen R9-9900X 2024 - 32GB Memory - NVIDIA GeForce RTX 5070 - 2TB Storage - Black
MSIWindows 11 operating systemEquipped with brand new Windows 11 with all its new features.AMD Ryzen R9-9900XExperience blazing speed and exceptional ...
View full detailsULTRA 7 265/32GB/RTX
MSIULTRA 7 265/32GB/RTX 5060TI/2TBSSD
MSI - Aegis ZS2 Gaming Desktop - AMD Ryzen R9-9900X - 32GB Memory - NVIDIA GeForce RTX 5070 - 2TB SSD - Black
MSIWindows 11 operating systemEquipped with brand new Windows 11 with all its new features.AMD Ryzen R9-9900XExperience blazing speed and exceptional ...
View full detailsUpgrade to the latest computers with flexible rent-to-own financing from FinanceMyCart. Whether you need a powerful workstation desktop for business or your home office, an All-in-One system for the family, or a reliable PC for general use (we do offer gaming options too!) We've got top brands like Apple, Dell, ASUS, Lenovo, Acer, and Samsung. —all with easy lease-to-own payment plans and fast, free delivery.
Shop our gear and pick your new rig today. Terrace Finance has got a pathway to ownership for you - always without any surprises or hidden fees.
How Terrace Finance Works for Your PC Needs
Terrace Finance helps our customers connect to payment solution providers, so you can get the benefits of rent to own for the computers and electronics you need. The application process is quick, and qualified customers often receive a nearly instant decision (with no credit needed offers available!) Applying won't hurt your credit score, and you aren't required to proceed once you are approved. Read more about Terrace Finance's credit pull policy here.
Why Choose a Rent-to-Own Computer?
Get the perfect PC now without applying for a credit card or waiting and saving. Renting to own gives you another way to pay for the things you need without having to wait and save.
Spread payments for your merchandise over time with convenient payment plans that work within your budget, and align with your pay dates.
Is There a Credit Check?
We specialize in providing rent-to-own services with no credit needed offers and easy application processes. We have computer financing programs for customers across the lending spectrum - if you're over 18 and have a steady income, we will work to match you with a payment plan.
Applying won't hurt your score, our lenders utilize a soft credit check. Applying only takes a few minutes and you could be approved for up to $5000 in purchasing power for a new computer. Read more about Terrace Finance's credit pull policy here.
Can I Pay Off My Computer Early to Save Money?
Absolutely.
Most of our financing options include early purchase options or same-as-cash periods, giving you the flexibility to pay off your computer early and save. However, because offers vary, you should always review the specific terms with your lender prior to finalizing the agreement. Approval and offers may vary based on credit history, payment history, and other factors.
Getting a new PC is easy—we are here to connect you with the right payment opportunity for your budget.
How does the application and lease process work?
Start by browsing our gear and picking the desktop that fits your needs. You can build a complete workstation by adding accessories—like a new monitor or office furniture—right to your cart. When you are ready, simply proceed to checkout and select Checkout with Terrace Finance to begin your application.
Unlike traditional financing, our partners look at the big picture—not just your credit history—to help you qualify. Once approved, you’ll be able to review your specific lease offer, which clearly details your payments, early purchase options, and total cost of ownership. We focus on providing a transparent pathway to ownership, especially for customers who might not qualify for standard financing or credit cards.
Once your agreement is finalized, FinanceMyCart will get your item shipped directly out to you as fast as possible.