Fitness Equipment & Tech
Rent To Own Fitness Equipment & Tech – Get Fit with Flexible Financing
Transform your fitness routine with premium equipment and tech from Finance My Cart. Whether you’re looking for a treadmill, stationary bike, smartwatches, or fitness trackers, we offer top brands like NordicTrack, Peloton, Fitbit, and more. With our rent-to-own and buy now, pay later payment plans, you can bring home the equipment you need without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to fit your budget and credit situation. Achieve your fitness goals today with flexible financing that works for you!
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WHOOP SportFlex Accessory Band - Compatible with One and Peak - Gravity
WhoopBUILT FOR HIGH PERFORMANCE SportFlex is designed with waterproof sweatproof and dirtproof silicone. It’s highly durable and designed to withstand y...
View full detailsSamsung Galaxy Watch8 - graphite - smart watch with sport band - graphite - 32 GB
SamsungWhy to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...
View full detailsSamsung Galaxy Watch8 Classic smart watch with hybrid band - 64 GB - black
SamsungWhy to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...
View full detailsSamsung - Sport Band for Galaxy Watch8 and Galaxy Watch9 M/L - Blue
SamsungMade to flex and move with youDesigned with soft rubber the Sport Band offers a comfortable and flexible fit. Featuring breathable ripples on the i...
View full detailsBowFlex - SelectTech 90 Single Dumbbell - Black
BowflexQUICK ADJUSTMENT DIALSSwitch between weight settings with a quick twist of the dials from 10 to 90 pounds per dumbbell.SPACE-SAVING DESIGNGet more ...
View full detailsCASETiFY - Bounce Band for Apple Watch 38mm 40mm 41mm and SE (All Series) - Sand
CasetifyDesigned for your Apple WatchFits the Apple Watch 38mm 40mm 40mm SE (1 and 2) and 41mm (all series).Durable breathable wearCrafted from high-quali...
View full detailsOura - Ring 5 Official Charging Case - Size 9 - Up to a month of battery life - USB-C Cord Compatible - Black
OuraMADE BY OURAUnauthorized Oura Ring chargers may permanently damage the ring batteryUP TO A MONTH OF BATTERYGet up to 30 days of battery life from a...
View full detailsGarmin - vívosmart 5 Smart Fitness Tracker + Heart Rate Large - Black - (2022)
GarminSimple easy-to-use designEasy-to-use comfortable smart fitness tracker once setup through the Garmin Connect app has a touchscreen and button inter...
View full detailsSamsung - Galaxy Watch7 Aluminum Smartwatch 40mm BT - Cream - (2024)
SamsungPush past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...
View full detailsSamsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Green - (2024)
SamsungPush past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...
View full detailsNordicTrack - T 6.5 S; Treadmill for Running and Walking with 5 Display and SpaceSaver Design - Black
NordictrackPowered by iFITWith the included 1-month iFIT Train Membership access over 10000 workouts on your smart treadmill. Just press start and your machin...
View full detailsAmazfit - Bip 6 Smartwatch 46mm Silicone - Black / Blue - (2025)
AmazfitUp to 14 Days of Battery LifeEnjoy extended usage with up to 14 days of typical use or up to 26 days in battery saver mode—keeping you powered thro...
View full detailsSamsung - Galaxy Watch8 Aluminum Smartwatch 40mm BT - Graphite - (2025)
SamsungWhy to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...
View full detailsProForm - Carbon TL Treadmill - Black
ProformPowered by iFITUnlock over 10000 workouts with the 1-month included iFIT Train Membership on your smart treadmill. Just hit start and your treadmil...
View full detailsApple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black/Charcoal Trail Loop - S/M - Black - (2025)
AppleRUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...
View full detailsApple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black Alpine Loop - Large - Black - (2025)
AppleRUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...
View full detailsApple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black/Charcoal Trail Loop - M/L - Black - (2025)
AppleRUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...
View full details
Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Anchor Blue Ocean Band - Natural - (2025)
Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Anchor Blue Ocean Band - Natural - (2025)
AppleRUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...
View full detailsApple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black Alpine Loop - Medium - Black - (2025)
AppleRUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...
View full detailsApple - 49mm Ocean Band - Titanium Finish - Black
AppleMaterialsTitanium fluoroelastomerCompatibilityDesigned for Apple Watch Ultra. The Titanium Milanese Loop Trail Loop Alpine Loop and Ocean Band are ...
View full detailsOura Ring 4 Charger - Size 11 - Charging Dock and USB-C Cable - Charges Oura Ring 4 up to 8 days - Grey
OuraChargers are size-specificYour Oura Ring 4 size can be found on the inside of your Oura Ring 4.Charging timeYour Oura Ring 4 typically charges full...
View full detailsAmazfit - Active 3 Premium 45mm Smartwatch - Atlas Blue - Blue - (2026)
AmazfitBuilt for RunnersFeatures a durable stainless steel frame sapphire glass and a lightweight build. The vibrant 1.32" AMOLED display ensures your dat...
View full detailsOura - Ring 5 Official Charging Case - Size 7 - Up to a month of battery life - USB-C Cord Compatible - Black
OuraMADE BY OURAUnauthorized Oura Ring chargers may permanently damage the ring batteryUP TO A MONTH OF BATTERYGet up to 30 days of battery life from a...
View full detailsAmazfit - Helio Strap - Fitness Recovery Tracker - 10-Day Battery 24/7 Health Tracking - No Subscription - Black - (2025)
AmazfitRECOVERY REDESIGNEDTrain sleep and rest with confidence thanks to accurate heart rate fatigue and recovery tracking. When worn together with an Ama...
View full detailsNomad - Sport Band for Apple Watch 38 40 41mm (Series 1-8) - Black
NomadCompatible with Apple WatchDesigned for Apple Watch 38mm Series 1 Series 2 Series 3 Apple Watch 40mm Series 4 Series 5 Series 6 Apple Watch 41mm ...
View full detailsNordicTrack - T Series 5 Starter Treadmill for Real Results - Black
NordictrackPowered by iFITWith the included 1-month iFIT Train Membership access over 10000 workouts on your smart treadmill. Just press start and your machin...
View full detailsOura - Ring 5 Official Charging Case - Size 10 - Up to a month of battery life - USB-C Cord Compatible - Black
OuraMADE BY OURAUnauthorized Oura Ring chargers may permanently damage the ring batteryUP TO A MONTH OF BATTERYGet up to 30 days of battery life from a...
View full detailsOura Ring 4 Charger - Size 12 - Charging Dock and USB-C Cable - Charges Oura Ring 4 up to 8 days - Grey
OuraChargers are size-specificYour Oura Ring 4 size can be found on the inside of your Oura Ring 4.Charging timeYour Oura Ring 4 typically charges full...
View full detailsApple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Titanium Milanese Loop - Medium - Black - (2025)
AppleRUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...
View full detailsAmazfit - Active 3 Premium 45mm Smartwatch - Apex Silver - Silver - (2026)
AmazfitBuilt for RunnersFeatures a durable stainless steel frame sapphire glass and a lightweight build. The vibrant 1.32" AMOLED display ensures your dat...
View full detailsGarmin - vívosmart 5 Smart Fitness Tracker + Heart Rate Small/Medium - Black - (2023)
GarminSimple easy-to-use designEasy-to-use comfortable smart fitness tracker once setup through the Garmin Connect app has a touchscreen and button inter...
View full detailsSamsung - Galaxy Watch8 Classic Stainless Steel Smartwatch 46mm BT - White - (2025)
SamsungWhy to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...
View full detailsSamsung - Galaxy Watch8 Aluminum Smartwatch 44mm BT - Silver - (2025)
SamsungWhy to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...
View full detailsSamsung - Galaxy Watch8 Aluminum Smartwatch 40mm BT - Silver - (2025)
SamsungWhy to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...
View full detailsApple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black Alpine Loop - Small - Black - (2025)
AppleRUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...
View full detailsApple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black Ocean Band - Black - (2025)
AppleRUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.