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Fitness Equipment & Tech

Rent To Own Fitness Equipment & Tech – Get Fit with Flexible Financing

Transform your fitness routine with premium equipment and tech from Finance My Cart. Whether you’re looking for a treadmill, stationary bike, smartwatches, or fitness trackers, we offer top brands like NordicTrack, Peloton, Fitbit, and more. With our rent-to-own and buy now, pay later payment plans, you can bring home the equipment you need without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to fit your budget and credit situation. Achieve your fitness goals today with flexible financing that works for you!

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NordicTrack T Series 5 Starter Treadmill for Real Results - Black
$625.99 - $625.99
$625.99
$625.99 - $625.99
$625.99

NordicTrack T Series 5 Starter Treadmill for Real Results - Black

Nordictrack

Powered by iFITGet more out of NordicTrack with iFIT — access over 10000 workouts and features for a personalized experience. Get coaching by exper...

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$625.99 - $625.99
$625.99
$625.99 - $625.99
$625.99
Garmin - vívosmart 5 Smart Fitness Tracker + Heart Rate Small/Medium - Black
$194.99 - $194.99
$194.99
$194.99 - $194.99
$194.99

Garmin - vívosmart 5 Smart Fitness Tracker + Heart Rate Small/Medium - Black

Garmin

Simple easy-to-use designEasy-to-use comfortable smart fitness tracker once setup through the Garmin Connect app has a touchscreen and button inter...

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$194.99 - $194.99
$194.99
$194.99 - $194.99
$194.99
NordicTrack - T 6.5 S; Treadmill for Running and Walking with 5 Display and SpaceSaver Design - Black
NordicTrack - T 6.5 S; Treadmill for Running and Walking with 5 Display and SpaceSaver Design - Black
$1,008.99 - $1,008.99
$1,008.99
$1,008.99 - $1,008.99
$1,008.99

NordicTrack - T 6.5 S; Treadmill for Running and Walking with 5 Display and SpaceSaver Design - Black

Nordictrack

Powered by iFITWith the included 1-month iFIT Train Membership access over 10000 workouts on your smart treadmill. Just press start and your machin...

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$1,008.99 - $1,008.99
$1,008.99
$1,008.99 - $1,008.99
$1,008.99
NordicTrack - T Series 5 Starter Treadmill for Real Results - Black
NordicTrack - T Series 5 Starter Treadmill for Real Results - Black
$776.99 - $776.99
$776.99
$776.99 - $776.99
$776.99

NordicTrack - T Series 5 Starter Treadmill for Real Results - Black

Nordictrack

Powered by iFITWith the included 1-month iFIT Train Membership access over 10000 workouts on your smart treadmill. Just press start and your machin...

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$776.99 - $776.99
$776.99
$776.99 - $776.99
$776.99
ProForm - Carbon TL Treadmill - Black
$793.99 - $793.99
$793.99
$793.99 - $793.99
$793.99

ProForm - Carbon TL Treadmill - Black

Proform

Powered by iFITUnlock over 10000 workouts with the 1-month included iFIT Train Membership on your smart treadmill. Just hit start and your treadmil...

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$793.99 - $793.99
$793.99
$793.99 - $793.99
$793.99
Garmin - Venu Sq 2 GPS Smartwatch 40mm Fiber-reinforced polymer - Slate
$194.99 - $194.99
$194.99
$194.99 - $194.99
$194.99

Garmin - Venu Sq 2 GPS Smartwatch 40mm Fiber-reinforced polymer - Slate

Garmin

CompatibilityCompatible with iPhone and Android devicesCharge lessWith up to 11 days of battery life in smartwatch mode and up to 26 hours in GPS m...

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$194.99 - $194.99
$194.99
$194.99 - $194.99
$194.99
Urevo - Foldi Mini Folding Treadmill - Black
$432.99 - $432.99
$432.99
$432.99 - $432.99
$432.99

Urevo - Foldi Mini Folding Treadmill - Black

Urevo

Effective workout modesHIIT is internationally recognized as the most effective method of reducing fat. To burn calories more effectively we specia...

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$432.99 - $432.99
$432.99
$432.99 - $432.99
$432.99
$9,648.00 - $9,648.00
$9,648.00
$9,648.00 - $9,648.00
$9,648.00

SportsArt - DS972 + A991 ADJUSTABLE FID

SportsArt

Trainer: The SportsArt DS972 Dual Stack Functional Trainer offers a unique adjustable pulley ratio (2:1 and 4:1) giving users more workout options ...

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$9,648.00 - $9,648.00
$9,648.00
$9,648.00 - $9,648.00
$9,648.00
$8,159.25 - $8,159.25
$8,159.25
$8,159.25 - $8,159.25
$8,159.25

SportsArt - DS972 STATUS DUAL STACK FUNCTIONAL TRAINER

SportsArt

The SportsArt DS972 Dual Stack Functional Trainer offers a unique adjustable pulley ratio (2:1 and 4:1) giving users more workout options and incre...

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$8,159.25 - $8,159.25
$8,159.25
$8,159.25 - $8,159.25
$8,159.25
$2,984.25 - $2,984.25
$2,984.25
$2,984.25 - $2,984.25
$2,984.25

SportsArt - C55R RESIDENTIAL RECUMBENT BIKE

SportsArt

SportsArt’s residential cardio line embodies a strict adherence to producing durable and reliable products that incorporate excellent biomechanics....

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$2,984.25 - $2,984.25
$2,984.25
$2,984.25 - $2,984.25
$2,984.25
$2,524.25 - $2,524.25
$2,524.25
$2,524.25 - $2,524.25
$2,524.25

SportsArt - C55U RESIDENTIAL UPRIGHT BIKE

SportsArt

SportsArt’s residential cardio line embodies a strict adherence to producing durable and reliable products that incorporate excellent biomechanics....

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$2,524.25 - $2,524.25
$2,524.25
$2,524.25 - $2,524.25
$2,524.25
$5,514.25 - $5,514.25
$5,514.25
$5,514.25 - $5,514.25
$5,514.25

SportsArt - G516 STATUS ECO-POWR INDOOR CYCLING BIKE

SportsArt

SportsArt’s ECO-POWR™ Status line is the embodiment of design, technology, sustainability, and cardiovascular excellence. The sleek angles and prem...

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$5,514.25 - $5,514.25
$5,514.25
$5,514.25 - $5,514.25
$5,514.25
$6,319.25 - $6,319.25
$6,319.25
$6,319.25 - $6,319.25
$6,319.25

SportsArt - G574R ELITE ECO-POWR RECUMBENT CYCLE

SportsArt

SportsArt ECO-POWR™ line is the embodiment of design, technology, sustainability, and cardiovascular excellence. The sleek angles and practical fea...

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$6,319.25 - $6,319.25
$6,319.25
$6,319.25 - $6,319.25
$6,319.25
$5,629.25 - $5,629.25
$5,629.25
$5,629.25 - $5,629.25
$5,629.25

SportsArt - G574U ELITE ECO-POWR UPRIGHT CYCLE

SportsArt

SportsArt ECO-POWR™ line is the embodiment of design, technology, sustainability, and cardiovascular excellence. The sleek angles and practical fea...

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$5,629.25 - $5,629.25
$5,629.25
$5,629.25 - $5,629.25
$5,629.25
$4,134.25 - $4,134.25
$4,134.25
$4,134.25 - $4,134.25
$4,134.25

SportsArt - C535R FOUNDATION RECUMBENT CYCLE

SportsArt

SportsArt cycles are self-generating; no-outside power source required. Users will enjoy the built in wireless Polar® HR receiver and multiple lang...

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$4,134.25 - $4,134.25
$4,134.25
$4,134.25 - $4,134.25
$4,134.25
$3,329.25 - $3,329.25
$3,329.25
$3,329.25 - $3,329.25
$3,329.25

SportsArt - C535U FOUNDATION UPRIGHT CYCLE

SportsArt

SportsArt cycles are self-generating; no-outside power source required. Users will enjoy the built in wireless Polar® HR receiver and multiple lang...

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$3,329.25 - $3,329.25
$3,329.25
$3,329.25 - $3,329.25
$3,329.25
$5,744.25 - $5,744.25
$5,744.25
$5,744.25 - $5,744.25
$5,744.25

SportsArt - E835 FOUNDATION SELF GENERATING ELLIPTICAL

SportsArt

SportsArt ellipticals are the perfect option for exercisers looking for a total-body, low-impact workout. Users will enjoy the built in wireless Po...

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$5,744.25 - $5,744.25
$5,744.25
$5,744.25 - $5,744.25
$5,744.25
$7,354.25 - $7,354.25
$7,354.25
$7,354.25 - $7,354.25
$7,354.25

SportsArt - E863 PRIME FRONT-DRIVE ELLIPTICAL

SportsArt

SportsArt’s ECO-NATURAL™ Prime Line exemplifies design, quality, and reliability. The sleek angles and practical features produce an engaging and e...

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$7,354.25 - $7,354.25
$7,354.25
$7,354.25 - $7,354.25
$7,354.25
$5,859.25 - $5,859.25
$5,859.25
$5,859.25 - $5,859.25
$5,859.25

SportsArt - T615 FOUNDATION TREADMILL WITH ECO-GLIDE/CONTACT HEART RATE

SportsArt

SportsArt Foundation Series light commercial cardio line continues to set industry standards in both unique design and biomechanic excellence. Our ...

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$5,859.25 - $5,859.25
$5,859.25
$5,859.25 - $5,859.25
$5,859.25
Nomad - Active Leather Strap 44mm - Black
$85.99 - $85.99
$85.99
$85.99 - $85.99
$85.99

Nomad - Active Leather Strap 44mm - Black

Nomad

Heinen leather from GermanyWaterproof and RuggedCustom HardwareStanless Steel Lugs and BuckleDesigned for Apple Watch 42mm and 44mmWorks with all A...

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$85.99 - $85.99
$85.99
$85.99 - $85.99
$85.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.