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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Logitech - G305 LIGHTSPEED Wireless Optical 6 Programmable Button Gaming Mouse with 12000 DPI HERO Sensor - Wireless - Black

Logitech
Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

HERO SensorThe next-generation optical HERO sensor delivers incredible performance and up to 10x the power efficiency over previous generations wit...

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Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

CORSAIR - ThermalProtect PCIe 5.1 600W 12V-2x6 Cable - Black

Corsair
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Over Temperature Protection (OTP)The cable features built-in hardware to monitor for extreme temperatures and will shut off power to the GPU if a t...

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Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Apple - Magic Keyboard full size with Numeric Keypad (Lightning Port) - Silver/White

Apple
Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

Magic Keyboard with Numeric Keypad features an extended layout with document navigation controls for quick scrolling and full-size arrow keys for g...

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Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

UNDERTALE - Nintendo Switch

U and I Entertainment
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Killing is unnecessary Negotiate out of danger using a unique battle systemEach adversary has unique bullet patterns that you must dodge as wellEmp...

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Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Five Nights at Freddy's Core Collection - Nintendo Switch

Maximum Games
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Two Years of FreddyThe Core Collection includes the first five mainline titles in the FNAF universe that started it all Five Nights at Freddy’s Fiv...

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Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

CORSAIR - VENGEANCE Series 16GB (1x16GB) DDR4 3200MHz C22 SODIMM Laptop Memory - Black

Corsair
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

One 16GB DDR4 SODIMM DRAM memory moduleFor 16GB total memory.Up to 3200MHz operating speedFor excellent multitasking capability.Upgrade Your DDR4 L...

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Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

Gran Turismo 7 - PlayStation 5

Sony Computer Entertainment Am
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Stunning visualsCatch sight of the driver in your rear-view mirror and watch the sun glint against the curves of your car’s body with support for 4...

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Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Insignia - 6' DisplayPort Cable - Black

Insignia
Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

Compatible with most DisplayPort devicesConnects a DisplayPort video source to a display or monitor.20-pin DisplayPort connectorPromotes reliable s...

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Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

Logitech - MeetUp TV Mount XL for most TV's up to 90" - Black

Logitech
Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

Compatibility with TV types and sizesCompatible with most TV's up to 90" for sturdy support.Construction Materials/ FinishGalvanized steel material...

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Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

ASUS - ProArt P16 16" 3K OLED Touchscreen Laptop - AMD Ryzen AI 9 465 (2026) - 32GB RAM - 512GB SSD - Copilot+ PC - Nano Black

ASUS
Original price $2,997.99 - Original price $2,997.99
Original price
$2,997.99
$2,997.99 - $2,997.99
Current price $2,997.99

Create Faster on a Windows 11 Home Copilot+ PCCreate faster on a Windows 11 Home Copilot+ PC powered by on-device AI that helps turn ideas into res...

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Original price $2,997.99 - Original price $2,997.99
Original price
$2,997.99
$2,997.99 - $2,997.99
Current price $2,997.99

The Legend of Zelda Link's Awakening - Nintendo Switch

Nintendo
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

As Link explore a reimagined Koholint Island and collect instruments to awaken the Wind Fish to find a way homeExplore numerous dungeons riddled wi...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

PowerA - Advantage Wireless Controller for Nintendo Switch 2 - Decayed Master Sword

PowerA
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Hall Effect Modules Say goodbye to stick drift with contact-free magnetic sensors in the thumbsticks giving you smoother control enhanced precision...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

PowerA - Play Charge Kit for Xbox Series XS and Xbox One - Green USB-C

PowerA
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Two ways to charge while you play or direct to the battery packUniversal Battery Solution Compatible with all PowerA Charging Stands and StationsOf...

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Thrustmaster - T-Flight Hotas One Joystick for Xbox Series XS Xbox One Windows - Black

Thrustmaster
Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

The first official joystick for Xbox Series XS Xbox One and PC with the official Buttons for the Xbox One Console.Detachable full-size throttle fo...

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Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

Starfield Standard Edition - PlayStation 5

Microsoft
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Pre-order now and receive “Old Mars Skin Pack in-game bonus skins Laser Cutter Deep Mining Helmet and the Deep Mining Pack.Standard Edition include...

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Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Logitech - G920 Driving Force Racing Wheel and Pedals for Xbox Series XS Xbox One Windows Mac - Black

Logitech
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Immersive gaming experiencePerfect for Xbox and PC gaming titles the Driving Force simulates the feeling of driving a real car with precision steer...

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Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

LG - UltraGear 45" WQHD OLED 240Hz 0.03ms G-SYNC FreeSync Premium Pro Gaming Monitor with DisplayHDR400 TRUE - Black

LG
Original price $1,969.99 - Original price $1,969.99
Original price
$1,969.99
$1,969.99 - $1,969.99
Current price $1,969.99

OLED Gaming Just Went SmartThe UltraGear 45 OLED gaming monitor combines ultra-wide scale 240Hz speed and 0.03ms response time for sharp fluid game...

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Original price $1,969.99 - Original price $1,969.99
Original price
$1,969.99
$1,969.99 - $1,969.99
Current price $1,969.99

GameSir - T7 Pro Wired Controller Xbox Series XSOne Windows 10/11 Steam Hall Effect Sticks Triggers 2 Back Buttons RGB - Green

GameSir
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Versatile CompatibilityWorks with Xbox Series XS Xbox One Windows 10/11 and Steam the T7 Pro Floral delivers an ultra-smooth low-latency gaming exp...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

SCUF - VALOR Wired TMR Performance Controller for Xbox Series XS Xbox One and PC - Steel Gray

SCUF
Original price $136.99 - Original price $136.99
Original price
$136.99
$136.99 - $136.99
Current price $136.99

Faster GameplayFeatures four embedded rear paddles you can configure up to 16 functions and with our Instant Triggers that eliminate trigger pull s...

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Original price $136.99 - Original price $136.99
Original price
$136.99
$136.99 - $136.99
Current price $136.99

ASUS - ProArt PZ14 14" 3K OLED Touchscreen Laptop - Snapdragon X2 Elite (2026) - 16GB RAM - 512GB SSD - Copilot+ PC - Nano Black

ASUS
Original price $2,067.99 - Original price $2,067.99
Original price
$2,067.99
$2,067.99 - $2,067.99
Current price $2,067.99

Create Faster on a Windows 11 Home Copilot+ PCCreate faster on a Windows 11 Home Copilot+ PC powered by on-device AI that helps turn ideas into res...

View full details
Original price $2,067.99 - Original price $2,067.99
Original price
$2,067.99
$2,067.99 - $2,067.99
Current price $2,067.99

ASUS TUF GAMING X870-PRO WIFI7W NEO AMD ATX MB 16+2+1 POWER

ASUS
Original price $417.99 - Original price $417.99
Original price
$417.99
$417.99 - $417.99
Current price $417.99

ASUS TUF GAMING X870-PRO WIFI7W NEO AMD ATX MB 16+2+1 POWER

Original price $417.99 - Original price $417.99
Original price
$417.99
$417.99 - $417.99
Current price $417.99

GameSir - G7 Pro Wireless Controller for Xbox Series XSOne PC Android TMR Sticks Hall Effect Triggers 1000Hz Polling Rate - Fallen Feathers

GameSir
Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

GameSir x WUCHANG Fallen Feathers Official CollaborationIn official collaboration with Wuchang Fallen Feathers this controller draws deeply from th...

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Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

Keychron - V5 Ultra 8k 96 Custom Red Switch Mechanical Gaming Keyboard with Programmable ZMK Launcher Software - Black

Keychron
Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

Fully Programmable with Keychron Launcher SoftwareWith the Keychron Launcher web app you can effortlessly remap key customize any macro command sho...

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Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

GameSir - G7 Pro Controller for Xbox Series XSOne PC Android TMR Sticks Hall Effect Triggers 1000Hz Polling RateAudio Jack - Metallic Silver

GameSir
Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

Tri-mode connectivity - Wired for Xbox Wireless for PC and Bluetooth for AndroidThe G7 Pro supports seamless connectivity across Xbox PC and Androi...

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Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.