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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

SanDisk - Optimus GX 7100 1TB Internal SSD NVMe

SanDisk
Original price $348.99 - Original price $348.99
Original price
$348.99
$348.99 - $348.99
Current price $348.99

An SSD that doesn’t back downExperience an exhilarating boost with level-conquering Sequential Read/Write speeds up to 7250/6900MB/s (1TB and 2TB m...

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Original price $348.99 - Original price $348.99
Original price
$348.99
$348.99 - $348.99
Current price $348.99

Mega Man Star Force Legacy Collection - Nintendo Switch

Capcom
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Art and audio archivesBrowse over 1000 pieces of official artwork including rare concept illustrations. You can also rock out to music from all thr...

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Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Star Wars Dark Forces Remaster - Nintendo Switch

Atari
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Access to the vaultEnjoy a thoughtfully curated collection of various types of development material and in-game assets showcasing the rich history ...

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Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

SteelSeries - Aerox 3 Wireless Gen 2 RGB 26K Optical Gaming Mouse with AquaBarrier Protection - Dual 2.4GHz/Bluetooth for PC/Mac - Wireless - Shadow

Steel Series
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Quantum 4K WirelessSeamlessly switch between ultra-fast 2.4GHz gaming wireless and Bluetooth 5.0 giving you low-latency performance for competitive...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Razer - DeathAdder V3 HyperSpeed Lightweight Bluetooth Optical Gaming Mouse for PC with 100 Hour Battery - Wireless - Black

Razer
Original price $109.99 - Original price $109.99
Original price
$109.99
$109.99 - $109.99
Current price $109.99

55 g Ultra-Lightweight Design Zero deadweight. Maximum control.Get the perfect mix of speed and control with one of our lightest esports mouse test...

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Original price $109.99 - Original price $109.99
Original price
$109.99
$109.99 - $109.99
Current price $109.99

MSI - Aegis Z2 Gaming Desktop - AMD Ryzen R7-8700F 2024 - 16GB Memory - NVIDIA GeForce RTX 5060 - 2TB Storage - Black

MSI
Original price $1,826.99 - Original price $1,826.99
Original price
$1,826.99
$1,826.99 - $1,826.99
Current price $1,826.99

Windows 11 Operating SystemEquipped with brand new Windows 11 with all its new features.AMD R7-8700FThe AMD R7-8700F processor delivers enhanced mu...

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Original price $1,826.99 - Original price $1,826.99
Original price
$1,826.99
$1,826.99 - $1,826.99
Current price $1,826.99

SCUF - Universal Controller Protection Case for PS5 PS4 Xbox Series XS and Xbox One Controller for Travel and Storage - Light Gray

SCUF
Original price $30.99 - Original price $30.99
Original price
$30.99
$30.99 - $30.99
Current price $30.99

Impact ResistantThe case’s exterior is sturdy and durable to protect your controller.Soft InteriorDesigned to prevent scratches even while travelin...

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Original price $30.99 - Original price $30.99
Original price
$30.99
$30.99 - $30.99
Current price $30.99

Turtle Beach - Recon 70 Wired Over-Ear Multiplatform Gaming Headset for PS5 PS4 Xbox Series XS Xbox One PC Mobile - Black

Turtle Beach
Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Lightweight ComfortA lightweight headset design ensures complete comfort during those hours-long gaming sessions featuring a padded headband and ea...

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Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

DROP - CSTM80 TKL Wired Mechanical Gaming Keyboard with RGB Backlighting - White

Corsair
Original price $232.99 - Original price $232.99
Original price
$232.99
$232.99 - $232.99
Current price $232.99

Mechanical KeyboardTenkeyless (TKL) layout with 88 keys.N-key rolloverEvery single key you press is registered as a separate input.SwitchGateron Ye...

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Original price $232.99 - Original price $232.99
Original price
$232.99
$232.99 - $232.99
Current price $232.99

Stellar Blade - PlayStation 5

Sony Computer Entertainment Am
Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Haptic feedbackFeel the thrill of combat as your blade slashes its way to victory with sensations enriched by the DualSense wireless controller’s r...

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Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Chicken Run - Eggstraction - PlayStation 4

Outright Games
Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Stealth with a Silly TwistHide in bins disguise yourself as a traffic cone or leg it in a full-blown panic. Whatever works.High-Octane EscapesRelea...

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Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Razer - Joro Portable 75 Wireless Scissor Gaming Keyboard With Chroma RGB Backlighting - Black

Razer
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Hyper-Thin Hyper-Light Hyper-CompactThe Razer Joro packs a function row and full-sized arrow keys into a hyper-slim ultra-portable design. At just ...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Nintendo - amiibo - Donkey Kong and Pauline Donkey Kong Bananza Series - Multi

Nintendo
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Get cool in-game extras with amiibo accessories and compatible gamesJust tap an amiibo accessory to the NFC touchpoint to enjoy fun in-game extra f...

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Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Disney Afternoon Collection - Nintendo Switch 2

Atari
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Ducktails and Ducktails 2DuckTales for NES (1989) was one of Capcom’s biggest hits. Play as Scrooge McDuck with a cane that doubles as a weapon and...

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Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Samsung - 55 Class U8000H Series Crystal UHD 4K Smart Tizen TV (2026)

Samsung
Original price $530.99 - Original price $530.99
Original price
$530.99
$530.99 - $530.99
Current price $530.99

Crystal Processor 4KImmerse yourself in lifelike visuals. See every shade of color as the creators intended in brilliant 4K resolution and experien...

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Original price $530.99 - Original price $530.99
Original price
$530.99
$530.99 - $530.99
Current price $530.99

CORSAIR - RS120 ARGB 120mm PWM Fans (3-pack) - White

Corsair
Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Streamlined Fan ConnectionsDaisy-chain multiple fans together and control them all through just one 4-pin PWM connector and one +5V ARGB connector....

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Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Hisense - 3.1 Channel 480W Soundbar with Wireless 6.5" Subwoofer (HS3100) - Black

HISENSE
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

Crank up the power480W Max Audio Power Let's get loud Upgrade your TV sound instantly with the 6 powerful speakers (including 3 full-range speakers...

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Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

eero - Max 7 Tri-band Mesh Wi-Fi 7 Router (1-pack) - White

Eero
Original price $647.99 - Original price $647.99
Original price
$647.99
$647.99 - $647.99
Current price $647.99

Twice the speed of Wi-Fi 6An eero Max 7 (1-pack) covers up to 2500 sq. ft. with wifi delivers wifi speeds up to 9.4 Gbps and wireless network speed...

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Original price $647.99 - Original price $647.99
Original price
$647.99
$647.99 - $647.99
Current price $647.99

Miraculous Paris Under Siege - Nintendo Switch

GameMill Entertainment
Original price $49.99 - Original price $49.99
Original price
$49.99
$49.99 - $49.99
Current price $49.99

All-new original storyExplore a thrilling new narrative as Stormy Weather harnesses ancient Egyptian powers in an attempt to dominate Paris Encount...

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Original price $49.99 - Original price $49.99
Original price
$49.99
$49.99 - $49.99
Current price $49.99

Little Nightmares III - Nintendo Switch

BANDAI NAMCO Entertainment
Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

CharactersChoose from two brand-new characters each equipped with their own iconic items. Play solo with an ai or with a friend in online co-op.Nav...

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Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

Undisputed - PlayStation 5

PLAION
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Career modePlay through the epic journey from amateur boxing tournaments all the way to becoming Undisputed Champion in the true-to-life Career Mod...

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Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Seagate - Game Drive for PlayStation Consoles 5TB External USB 3.2 Gen 1 Portable Hard Drive with Blue LED Lighting - White

Seagate
Original price $260.99 - Original price $260.99
Original price
$260.99
$260.99 - $260.99
Current price $260.99

Build your game vault5TB of capacity means no more sacrificing deleting or redownloading games.Totally portableLightweight design makes it easy to ...

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Original price $260.99 - Original price $260.99
Original price
$260.99
$260.99 - $260.99
Current price $260.99

Amazon - Fire HD 10 - 10.1" Tablet (2023 Release) - 64GB with Wi-Fi - Ocean

AMAZON
Original price $217.99 - Original price $217.99
Original price
$217.99
$217.99 - $217.99
Current price $217.99

Do what you love uninterrupted25 faster performance than the previous generation and 3 GB RAM are ideal for seamless streaming reading and gaming.H...

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Original price $217.99 - Original price $217.99
Original price
$217.99
$217.99 - $217.99
Current price $217.99

ASUS - ROG Zephyrus G16 16" 2.5K OLED 240Hz Gaming Laptop - Intel Core Ultra 9 285H - 16GB RAM - NVIDIA RTX 5070 - 1TB SSD - Eclipse Gray

ASUS
Original price $1,839.99 - Original price $1,839.99
Original price
$1,839.99
$1,839.99 - $1,839.99
Current price $1,839.99

Make gaming and creating easier with Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $1,839.99 - Original price $1,839.99
Original price
$1,839.99
$1,839.99 - $1,839.99
Current price $1,839.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.