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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Logitech - G502 X PLUS LIGHTSPEED Wireless Optical Gaming Mouse with HERO 25K Sensor - Wireless - White

Logitech
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Icon ReinventedFrom the legacy of Logitech’s most popular G502 design G502 X PLUS is reimagined and redesigned with the latest innovations in gamin...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

God of War Ragnarök Standard Edition - PlayStation 5

Sega
Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

Those Who Break FateAtreus hungers for knowledge to help him understand the prophecy of “Loki and the role he is to play in Ragnarok. Kratos must d...

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Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One PCs and Cloud-Enabled Devices - Carbon Black

Microsoft
Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Carbon Black featuring sculpted surfaces and refined geometry ...

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Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

CORSAIR - VOID v2 Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch and Mobile - Carbon

Corsair
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Dolby Atmos Spatial AudioExperience dynamic and directional audio that lets you pinpoint every footstep explosion and movement with incredible dire...

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Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Razer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - White

Razer
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Razer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...

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Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

High on Life 2 for Playstation 5 - PlayStation 5

Solutions 2 Go
Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

BLAST your way through enemies with an arsenal of charismatic alien firepower in high-octane hyperactive combat.Kickflip alien cops in the face and...

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Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

ASUS - NUC 15 Pro Mini Desktop - Intel Core 5 210H - 16GB Memory - 512GB SSD - Black

ASUS
Original price $836.99 - Original price $836.99
Original price
$836.99
$836.99 - $836.99
Current price $836.99

Fully ConfiguredPowered by the latest Series 2 Intel Core 5 210H processor with integrated Intel Graphics 16GB DDR5 RAM 512GB PCIe 4.0 SSD and Win ...

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Original price $836.99 - Original price $836.99
Original price
$836.99
$836.99 - $836.99
Current price $836.99

Pulsar - X2H Mini Wireless Gaming Mouse - Wireless - Clear Black

Pulsar
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Higher Hump Narrower WaistThis configuration offers improved stability for those who adopt a more aggressive claw grip as well as enhanced support ...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Hot Wheels Let’s Race Ultimate Speed for PS5 - PlayStation 5

GameMill Entertainment
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

ICONIC HOT WHEELS VEHICLES TRACKSChoose from a full garage of iconic Hot Wheels vehicles like the GT-Scorcher Super Twin Mill Roger Dodger and Duc...

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Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

LG - 24" IPS FHD 120Hz Monitor with HDR10 (HDMI) - Black

LG
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Vivid Color with Full HD ResolutionThe LG 24" IPS monitor with Full HD (1920 x 1080) resolution delivers sharp vibrant visuals from virtually any a...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

LEGO Party - Nintendo Switch

Iam8bit
Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

Play your wayBring your friends and enjoy the mayhem in couch multiplayer or with cross-platform online multiplayer for up to 4 players. Whether it...

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Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

Trails in the Sky 1st Chapter - Nintendo Switch

GungHo Online Entertainment America
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Take flightTake flight into the 1st Chapter of the legendary series from Falcom. This stunning JRPG reimagines the beloved classic with new breatht...

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Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Cronos The New Dawn - Nintendo Switch 2

Skybound
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Survive the future salvage the pastSet in a grim world where Eastern European brutalism meets retro-futurist technology Cronos The New Dawn lets yo...

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Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Legion Go 2 - 8.8" 144Hz 2K OLED Gaming Handheld - AMD Ryzen Z2 - 16GB - 1TB - Windows

Lenovo
Original price $1,739.99 - Original price $1,739.99
Original price
$1,739.99
$1,739.99 - $1,739.99
Current price $1,739.99

Detachable Legion TrueStrike controllersSwitch between handheld tabletop console or FPS mode with mouse-like accuracy and customizable inputs.AMD R...

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Original price $1,739.99 - Original price $1,739.99
Original price
$1,739.99
$1,739.99 - $1,739.99
Current price $1,739.99

Turtle Beach - Atlas 200 Wired Over-Ear Gaming Headset for PC Xbox PlayStation - Black

Turtle Beach
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

50mm Nanoclear DriversUnlock gaming audio detail like you’ve never heard before with precision-tuned 50mm Nanoclear drivers.Immersive PC Audio Enha...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Hisense - AX3120Q 3.1.2 Channel Soundbar with Wireless Subwoofer Hi-Concerto Dolby Atmos DTS X and AI EQ Mode - Black

HISENSE
Original price $312.99 - Original price $312.99
Original price
$312.99
$312.99 - $312.99
Current price $312.99

3.1.2 ChannelExperience 3.1.2 channel surround sound with Dolby Atmos and DTS X where immersive audio surrounds you from all directions transformin...

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Original price $312.99 - Original price $312.99
Original price
$312.99
$312.99 - $312.99
Current price $312.99

NETGEAR - Orbi 370 Series BE5000 Dual-Band Mesh Wi-Fi 7 System (4-pack) - White

NETGEAR
Original price $494.99 - Original price $494.99
Original price
$494.99
$494.99 - $494.99
Current price $494.99

BE5000 dual-band mesh Wi-Fi router and satellitesOrbi 370 Series with Wi-Fi 7 delivers speeds up to 5 Gbps for consistent performance across up to ...

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Original price $494.99 - Original price $494.99
Original price
$494.99
$494.99 - $494.99
Current price $494.99

Toshiba - 43" Class V35 Series FHD 1080p Smart Fire TV (2025)

Toshiba
Original price $198.99 - Original price $198.99
Original price
$198.99
$198.99 - $198.99
Current price $198.99

REGZA EngineREGZA Engine High Grade optimizes picture quality beyond Full HD capability no matter what content you watch letting you get great pict...

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Original price $198.99 - Original price $198.99
Original price
$198.99
$198.99 - $198.99
Current price $198.99

Razer - Kraken Kitty V3 X Wired Over-the-Ear Gaming Headset for PC Mac PlayStation Nintendo Switch Steam Deck Mobile - Quartz

Razer
Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Iconic Kitty EarsLet your personality shine with a headset featuring iconic kitty ears a design that’s captured global attention. Play in style exp...

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Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Acer - Nitro KGB271U 27" WQHD IPS Up to 200Hz 0.5ms FreeSync Premium Gaming Monitor with HDR10 (DisplayPort HDMI) - Black

Acer
Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Quality VisualsThe KGB271U 27" IPS monitor with 2560 x 1440 WQHD resolution in a 169 aspect ratio presents stunning high quality images with excell...

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Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Logitech - G515 RAPID TKL Wired Mechanical Analog Low-Profile Switch Gaming Keyboard with LIGHTSYNC RGB - Black

Logitech
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Low Profile Analog SwitchesPrecise and responsive the analog switches on this low-profile TKL gaming keyboard offer a fast 2.5 mm travel smooth and...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Epson - Lifestudio Pop Plus 4K PRO-UHD Portable Lifestyle Smart Projector with Sound by Bose Technology 3LCD HDR Wireless - Navy

Epson
Original price $795.99 - Original price $795.99
Original price
$795.99
$795.99 - $795.99
Current price $795.99

Big. Bright. Beautiful.4K PRO-UHD with 700 Lumens of Color Brightness (IDMS Rated) and 700 Lumens of White Brightness (ISO Rated) up to 150''Except...

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Original price $795.99 - Original price $795.99
Original price
$795.99
$795.99 - $795.99
Current price $795.99

Turtle Beach - VelocityOne Race KD3 Direct Drive Force Feedback Racing System for Xbox Series XS Xbox One Windows - Black

Turtle Beach
Original price $493.99 - Original price $493.99
Original price
$493.99
$493.99 - $493.99
Current price $493.99

Authentic Complete SetupThe VelocityOne Race KD3 race system comes with everything you need to win including a direct-drive force feedback wheel an...

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Original price $493.99 - Original price $493.99
Original price
$493.99
$493.99 - $493.99
Current price $493.99

DRAGON QUEST VII Reimagined - Nintendo Switch 2

Square Enix
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

A diorama brought to lifeDRAGON QUEST VII Reimagined blends a beautiful diorama art style with Akira Toriyama's iconic character designs to make ev...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.