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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $69.99 - Original price $69.99
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    Razer - Firefly V2 Hard Surface Gaming Mouse Pad with Chroma RGB Lighting - Black

    Razer

    Powered By Razer Chroma RGBWith 16.8 million colors countless patterns dynamic in-game lighting effects—experience full RGB customization and deepe...

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    Original price $69.99 - Original price $69.99
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    Backbone One (USB-C) x Call of Duty Warzone Mobile Ed. [30 min. 2XP Token Incl.] - Mobile Gaming Controller - 2nd Gen - Black

    Backbone

    Receive up to two 30 minute double XP tokens and exclusive in-game content in Call of Duty Warzone MobileAs a Best Buy exclusive SKU each unit come...

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    Original price $125.99 - Original price $125.99
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  • Original price $751.99 - Original price $751.99
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    Samsung - Galaxy S24 FE 128GB (Unlocked) - Mint

    Samsung

    Move it. Remove it. Improve it.Take a great pic then make it better using Photo Assist with Galaxy AI. It gives you suggestions for improving your ...

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    LG - 55" Class NanoCell 75UQA Series LED 4K UHD Smart webOS TV (2022)

    LG

    NanoCell DisplayClearly experience a vivid world of color with deep black.A Billion Rich ColorsColor your world with over a billion colors for a li...

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    Original price $586.99 - Original price $586.99
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  • Original price $751.99 - Original price $751.99
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    Samsung - Galaxy S24 FE 128GB (Unlocked) - Blue

    Samsung

    Move it. Remove it. Improve it.Take a great pic then make it better using Photo Assist with Galaxy AI. It gives you suggestions for improving your ...

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    SteelSeries - Arctis Nova 5X Wireless Gaming Headset for Xbox Series XS Xbox One - white

    Steel Series

    100+ GAME AUDIO PRESETSUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-HO...

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    Original price $157.99 - Original price $157.99
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  • Original price $284.99 - Original price $284.99
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    Govee - AI Gaming TV Sync Box Kit for 55-65 inch TVs

    Govee

    Advanced technologySupports HDMI 2.0 2K-144FPS/4K-60FPS Dolby Horizon HDR 10+ ARC CEC Alexa and Google AssistantMore HDMI-output portsThree HDMI-in...

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    Original price $284.99 - Original price $284.99
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  • Original price $751.99 - Original price $751.99
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    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 128GB - Blue (Unlocked)

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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  • Original price $138.99 - Original price $138.99
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    MSI - MAG Core Liquid I240 - AIO ARGB CPU Liquid Cooler - 240mm Radiator - 2x 120mm ARGB Gen 2 PWM Fans - Black

    MSI

    FAN DIMENSIONS120 x 120 x 25 mm / 4.7 x 4.7 x 0.98 inchesFAN SPEED235010RPMFAN POWER CONSUMPTION2.4WFAN BEARINGLoop Dynamic Bearing(LDB)FAN AIR PRE...

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    Original price $138.99 - Original price $138.99
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  • Original price $1,449.99 - Original price $1,449.99
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    HP OMEN - 35L Gaming Desktop - AMD Ryzen 5 8500G - 16GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - White/Black

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,449.99 - Original price $1,449.99
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  • Original price $96.99 - Original price $96.99
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    Digiland - Android 10.1" Tablet 32GB - Gray

    Digiland

    Power your day with GoogleWork play and connect right out of the box with Google+ Search Gmail YouTube and Hangouts. Save files in the cloud with G...

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    Original price $96.99 - Original price $96.99
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  • Original price $387.99 - Original price $387.99
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    NETGEAR - Orbi 660 Series AX3800 Tri-Band Mesh Wi-Fi 6 System (3-pack) - White - White

    NETGEAR

    AX3800 Tri-band Mesh Wi-Fi systemCoverage up to 6600 square feet and for up to 75 devices. System includes a Wi-Fi router and two satellites. Exten...

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    Original price $387.99 - Original price $387.99
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  • Original price $147.99 - Original price $147.99
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    SteelSeries - Arctis Nova 5 Wireless Gaming Headset for PC PS5 and PS4 - White

    Steel Series

    100+ GAME AUDIO PRESETSUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-HO...

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  • Original price $364.99 - Original price $364.99
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    Insignia - 3-in-1 TV Stand for Most TVs Up to 70 - Charcoal Gray

    Insignia

    Supports TVs up to 70Sturdy mount and top shelf support most flat screen TVs up to 70 in. (177.8 cm) and 100 lbs. (45.4 kg).3-in-1 designChoose how...

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  • Original price $2,222.99 - Original price $2,222.99
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    MSI - Stealth A16 AI+ -Copilot+PC- 16"240Hz QHD Ultra Thin Gaming Laptop- AMD Ryzen AI 9-365 with 32GB Memory-RTX 4070-1TB SSD - Core Black

    MSI

    Copilot+ PCsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you need. Understand new l...

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  • Original price $120.99 - Original price $120.99
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    Thrustmaster - T.Flight Hotas 4 for PlayStation 4 PlayStation 5 and PC - Black

    Thrustmaster

    T.Flight Hotas 4 has a full-size detachable throttle which you can use to easily control the acceleration of your aircraftThe joystick features a r...

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    8BitDo - SN30 Pro Bluetooth Gamepad - Gray

    8BitDo

    Fully featured retro controller to play 30 years of video gamesMade with extra attention to the most critical characteristics such as the D-pad to ...

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    Original price $60.99 - Original price $60.99
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    ViewSonic - VX3276-2K-MHD 32" IPS LCD UHD Monitor (DisplayPort and HDMI) - Silver

    ViewSonic

    Viewable Screen Size and Panel Type32in screen size with LED backlight that enhances the display performance to deliver an outstanding color range ...

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    Elgato - Key Light - Black

    Corsair

    Studio LED panel with 2500-lumen outputProvides quality lighting for clear image for your viewers and subscribers.80 premium LEDsEnsure extra-brigh...

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    Samsung - 980 PRO 2TB Internal Gaming SSD PCIe Gen 4 x4 NVMe

    Samsung

    Maximum speed980 PRO is raising the bar for NVMe SSDs delivering read speeds up to 7000 MB/s. With a PCIe 4.0 interface it is 2x faster than PCIe 3...

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  • Original price $428.99 - Original price $428.99
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    ViewSonic - TD2455 24" IPS LED FHD Touch Screen Monitor (DisplayPort HDMI USB) - Black

    ViewSonic

    1920 x 1080 resolution with 169 aspect ratioOffers solid gaming or video experience without undue strain on your graphics card.6 ms GTG with OD res...

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  • Original price $56.99 - Original price $56.99
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    Logitech Gaming Mouse G403 HERO - mouse - USB - black

    Logitech

    HERO 25K sensorLets you find the perfect sensitivity between 100 and 25600 dpi.LIGHTSYNC RGBCustomize lighting effects from 16.8M colors with G HUB...

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    Walker Edison - Contemporary 2-Drawer TV Stand for Most TVs up to 60 - Dark Walnut

    Walker Edison

    Sturdy yet stylish constructionMade with warp-resistant MDF and durable laminateAmple storageKeep your tech tidy with two open cubbies and two draw...

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    Lenovo - IdeaPad Duet 5 Chromebook 2-in1 Laptop - 13.3" FHD Touchscreen - Snapdragon 7cG2 - 8GB - 128GB eMMC - with Keyboard - Abyss Blue

    Lenovo

    Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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    Original price $456.99 - Original price $456.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.