Skip to content
FREE SHIPPING!
FREE SHIPPING!

Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $646.99 - Original price $646.99
    Original price
    $646.99
    $646.99 - $646.99
    Current price $646.99

    Sony - PlayStation VR2 - Multi

    Sony Computer Entertainment Am

    Cutting-edge performance.4K HDR visuals.4110 field of view.Advanced graphical rendering.Single cable setup.New generation of genre-defining VR game...

    View full details
    Original price $646.99 - Original price $646.99
    Original price
    $646.99
    $646.99 - $646.99
    Current price $646.99
  • Original price $91.99 - Original price $91.99
    Original price
    $91.99
    $91.99 - $91.99
    Current price $91.99

    Turtle Beach - Stealth 600 Gen 2 USB PS Wireless Gaming Headset for PS5 PS4 - Black

    Turtle Beach

    24+ Hour Battery LifeAn upgraded battery provides 24+ hours of gaming per charge so your headset is ready to play when you are. Plus with quick-cha...

    View full details
    Original price $91.99 - Original price $91.99
    Original price
    $91.99
    $91.99 - $91.99
    Current price $91.99
  • Original price $190.99 - Original price $190.99
    Original price
    $190.99
    $190.99 - $190.99
    Current price $190.99

    Acer -AOPEN 27" LED Curved FHD 180Hz 1ms FreeSync Premium Gaming Monitor (DisplayPort HDMI) - Black

    Acer

    Vibrant ImagesThe AOPEN 27" Curved Display with Full HD (1920 x 1080) resolution offers the sharpest picture quality and provides a perfect picture...

    View full details
    Original price $190.99 - Original price $190.99
    Original price
    $190.99
    $190.99 - $190.99
    Current price $190.99
  • Original price $157.99 - Original price $157.99
    Original price
    $157.99
    $157.99 - $157.99
    Current price $157.99

    Acer - 23.8" LED FHD 180Hz 1ms FreeSync Monitor (DisplayPort HDMI) - Black

    Acer

    Vibrant ImagesThe AOPEN 23.8" Display with Full HD (1920 x 1080) resolution offers the sharpest picture quality and provides a perfect picture with...

    View full details
    Original price $157.99 - Original price $157.99
    Original price
    $157.99
    $157.99 - $157.99
    Current price $157.99
  • Original price $643.99 - Original price $643.99
    Original price
    $643.99
    $643.99 - $643.99
    Current price $643.99

    Walker Edison - Industrial Farmhouse TV Stand for TV's up to 80" - Grey Wash

    Walker Edison

    Display as a media stand credenza or sideboardWarp-resistant MDF wood core with a durable laminate finishPainted steel hardware lends an industrial...

    View full details
    Original price $643.99 - Original price $643.99
    Original price
    $643.99
    $643.99 - $643.99
    Current price $643.99
  • Original price $84.99 - Original price $84.99
    Original price
    $84.99
    $84.99 - $84.99
    Current price $84.99

    APC - Back-UPS 6 Outlets 425VA 120V - Black

    APC Products

    Standby UPSProtects computers and other electronic devices from harm caused by short power outagesLoad CapacityPrevent critical data loss by stayin...

    View full details
    Original price $84.99 - Original price $84.99
    Original price
    $84.99
    $84.99 - $84.99
    Current price $84.99
  • Original price $170.99 - Original price $170.99
    Original price
    $170.99
    $170.99 - $170.99
    Current price $170.99

    Amazon - Fire Max 11 tablet vivid 11" display octa-core processor 4 GB RAM

    AMAZON

    11" Screen11“ screen with 2.4 million pixels (2000 x 1200 resolution) lets you see every detail of your favorite movies TV shows and games. Certifi...

    View full details
    Original price $170.99 - Original price $170.99
    Original price
    $170.99
    $170.99 - $170.99
    Current price $170.99
  • Original price $1,129.99 - Original price $1,129.99
    Original price
    $1,129.99
    $1,129.99 - $1,129.99
    Current price $1,129.99

    LG - UltraGear 32" OLED Dual Mode (4K UHD 240HzFHD 480Hz) 0.03ms NVIDIA G-SYNC Compatible AMD Freesync Pro Gaming Monitor - White

    LG

    Dual Mode 4K UHD 240Hz or Full HD 480HzLG UltraGear OLED introduces the World’s First VESA Certified Dual Mode gaming monitor. This innovation allo...

    View full details
    Original price $1,129.99 - Original price $1,129.99
    Original price
    $1,129.99
    $1,129.99 - $1,129.99
    Current price $1,129.99
  • Original price $239.99 - Original price $239.99
    Original price
    $239.99
    $239.99 - $239.99
    Current price $239.99

    Thrustmaster - T150 RS Racing Wheel for PlayStation 4 and PC; Works with PS5 games - Black

    Guillemot

    Drive system with adjustable Force Feedback lets you feel every detail while you are racingRotation angle adjustable from 27 to 1080Mixed belt-pull...

    View full details
    Original price $239.99 - Original price $239.99
    Original price
    $239.99
    $239.99 - $239.99
    Current price $239.99
  • Original price $315.99 - Original price $315.99
    Original price
    $315.99
    $315.99 - $315.99
    Current price $315.99

    ViewSonic VG275 - LED monitor - Full HD (1080p) - 27"

    ViewSonic

    ViewSonic VG275 - LED monitor - 27" - 1920 x 1080 Full HD (1080p) 60 Hz - IPS - 300 cd/m² - 10001 - 5 ms - HDMI VGA DisplayPort USB-C - speakers

    Original price $315.99 - Original price $315.99
    Original price
    $315.99
    $315.99 - $315.99
    Current price $315.99
  • Original price $125.99 - Original price $125.99
    Original price
    $125.99
    $125.99 - $125.99
    Current price $125.99

    BACKBONE ONE (USB-C)

    Backbone

    BACKBONE ONE (USB-C) CODWZM EDITION

    Original price $125.99 - Original price $125.99
    Original price
    $125.99
    $125.99 - $125.99
    Current price $125.99
  • Original price $189.99 - Original price $189.99
    Original price
    $189.99
    $189.99 - $189.99
    Current price $189.99

    MAG 27C6F GAMING MONITOR

    MSI

    MAG 27C6F GAMING MONITOR

    Original price $189.99 - Original price $189.99
    Original price
    $189.99
    $189.99 - $189.99
    Current price $189.99
  • Original price $1,394.99 - Original price $1,394.99
    Original price
    $1,394.99
    $1,394.99 - $1,394.99
    Current price $1,394.99

    Samsung - Odyssey OLED G8 34" Curved Ultra-WQHD AMD FreeSync Prem Pro 175Hz 0.03ms Smart Glare Free Gaming Monitor - Silver

    Samsung

    OLED in Ultra-WQHDWith OLED technology enjoy a wider color spectrum and vibrant images that captivate you elevating your gaming experience to new h...

    View full details
    Original price $1,394.99 - Original price $1,394.99
    Original price
    $1,394.99
    $1,394.99 - $1,394.99
    Current price $1,394.99
  • Original price $1,229.99 - Original price $1,229.99
    Original price
    $1,229.99
    $1,229.99 - $1,229.99
    Current price $1,229.99

    ASUS - ProArt PZ13 13" 3K Detachable Laptop - Copilot+ PC - Qualcomm Snapdragon X Plus - 16GB Memory - 1TB SSD - Nano Black

    ASUS

    Intuitive Windows 11 Operating SystemPersonalize features faster performance and enhanced security. Windows 11 empowers productivity and creativity...

    View full details
    Original price $1,229.99 - Original price $1,229.99
    Original price
    $1,229.99
    $1,229.99 - $1,229.99
    Current price $1,229.99
  • Original price $2,556.99 - Original price $2,556.99
    Original price
    $2,556.99
    $2,556.99 - $2,556.99
    Current price $2,556.99

    ASUS - ProArt P16 16" 4K Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 HX 370 - 32GB Memory - RTX 4070 - 2TB SSD - Nano Black

    ASUS

    Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

    View full details
    Original price $2,556.99 - Original price $2,556.99
    Original price
    $2,556.99
    $2,556.99 - $2,556.99
    Current price $2,556.99
  • Original price $1,008.99 - Original price $1,008.99
    Original price
    $1,008.99
    $1,008.99 - $1,008.99
    Current price $1,008.99

    ASUS - Vivobook S 15 15" 3K OLED Laptop - Copilot+ PC - Qualcomm Snapdragon X Plus - 16GB Memory - 512GB SSD - Neutral Black

    ASUS

    Intuitive Windows 11 Operating SystemPersonalize features faster performance and enhanced security. Windows 11 empowers productivity and creativity...

    View full details
    Original price $1,008.99 - Original price $1,008.99
    Original price
    $1,008.99
    $1,008.99 - $1,008.99
    Current price $1,008.99
  • Original price $1,264.99 - Original price $1,264.99
    Original price
    $1,264.99
    $1,264.99 - $1,264.99
    Current price $1,264.99

    HP - OmniBook Ultra - Copilot+ PC - 14" 2.2K Touch-Screen Laptop - AMD Ryzen AI 9 365 - 32GB Memory - 1TB SSD - Meteor Silver

    HP

    Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

    View full details
    Original price $1,264.99 - Original price $1,264.99
    Original price
    $1,264.99
    $1,264.99 - $1,264.99
    Current price $1,264.99
  • Original price $336.99 - Original price $336.99
    Original price
    $336.99
    $336.99 - $336.99
    Current price $336.99

    Hisense - 50" Class U6 Series Quantum 4K ULED Fire TV (2023)

    HISENSE

    4K ULEDHisense’s proprietary ULED technologies boost color contrast brightness and motion. This suite of patented hardware and software technologie...

    View full details
    Original price $336.99 - Original price $336.99
    Original price
    $336.99
    $336.99 - $336.99
    Current price $336.99
  • Original price $254.99 - Original price $254.99
    Original price
    $254.99
    $254.99 - $254.99
    Current price $254.99

    Huntsman V3 Pro TKL Wired Analog Optical Esports Keyboard with Razer Snap Tap Rapid Trigger Adjustable Actuation - White

    Razer

    Chosen by Pro's for Advanced FPS MovementWith Rapid Trigger Adjustable Actuation and Razer Snap Tap the Huntsman V3 Pro offers lightning-fast preci...

    View full details
    Original price $254.99 - Original price $254.99
    Original price
    $254.99
    $254.99 - $254.99
    Current price $254.99
  • Original price $25.99 - Original price $25.99
    Original price
    $25.99
    $25.99 - $25.99
    Current price $25.99

    Lorcana - Disney Lorcana Card Sleeve (Tiana)

    Lorcana

    Play in StyleElevate your gaming experience with these stunning card sleeves.Ultimate Card ProtectionKeep your cards in pristine condition during i...

    View full details
    Original price $25.99 - Original price $25.99
    Original price
    $25.99
    $25.99 - $25.99
    Current price $25.99
  • Original price $589.99 - Original price $589.99
    Original price
    $589.99
    $589.99 - $589.99
    Current price $589.99

    LG - 50 Class 75 Series QNED 4K UHD Smart webOS TV (2023)

    LG

    Quantum Dot NanoCellLG QNED combines cutting-edge Quantum Dots with LG's NanoCell technology to create uniquely bright colorful images. Dimming Pro...

    View full details
    Original price $589.99 - Original price $589.99
    Original price
    $589.99
    $589.99 - $589.99
    Current price $589.99
  • Original price $1,628.99 - Original price $1,628.99
    Original price
    $1,628.99
    $1,628.99 - $1,628.99
    Current price $1,628.99

    ASUS - ProArt PX13 13 3K Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 HX 370 - 32GB Memory - RTX 4050 - 1TB SSD - Nano Black

    ASUS

    Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

    View full details
    Original price $1,628.99 - Original price $1,628.99
    Original price
    $1,628.99
    $1,628.99 - $1,628.99
    Current price $1,628.99
  • Original price $86.99 - Original price $86.99
    Original price
    $86.99
    $86.99 - $86.99
    Current price $86.99

    NETGEAR - Dual-band WiFi Range Extender - Essentials Edition 1.2Gbps Wall-plug External Antennas - White

    NETGEAR

    AC1200 Wi-Fi boostImproves the range of your existing AC1200 Wi-Fi network.Simultaneous dual-band Wi-FiExtends 2.4GHz and 5GHz Wi-Fi up to 1200 Mbp...

    View full details
    Original price $86.99 - Original price $86.99
    Original price
    $86.99
    $86.99 - $86.99
    Current price $86.99
  • Original price $2,118.99 - Original price $2,118.99
    Original price
    $2,118.99
    $2,118.99 - $2,118.99
    Current price $2,118.99

    ASUS - ProArt P16 16" 4K Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 HX 370 - 32GB Memory - RTX 4060 - 1TB SSD - Nano Black

    ASUS

    Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

    View full details
    Original price $2,118.99 - Original price $2,118.99
    Original price
    $2,118.99
    $2,118.99 - $2,118.99
    Current price $2,118.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.