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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

Bose - QuietComfort Ultra Headphones (2nd Gen) - Driftwood Sand

Bose
Original price $443.99 - Original price $443.99
Original price
$443.99
$443.99 - $443.99
Current price $443.99

Awaken your sound.Bose’s best noise cancellation for headphones with spatialized audio for more immersive listening — no matter the content or sour...

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Original price $443.99 - Original price $443.99
Original price
$443.99
$443.99 - $443.99
Current price $443.99

Samsung - Galaxy Buds3 Pro Wireless Earbud Headphones - White

Samsung
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Redesigned with the best sound in mindListen in long-lasting comfort with an improved shape that delivers a snugt fit. Enjoy a completely new immer...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Soundcore - by Anker AeroFit 2 Open-Ear Headphones with Adjustable Ear Hooks - Black

Soundcore
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

All-Day ComfortExperience unrivaled breathability and comfort with our open-ear headphones. Boast a non-intrusive design with air conduction techno...

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Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Soundcore - by Anker AeroClip Open-Ear Clip-On Earbud Headphones - Black

Soundcore
Original price $132.99 - Original price $132.99
Original price
$132.99
$132.99 - $132.99
Current price $132.99

Adaptive Ultra-ComfortDesigned to relieve in-ear discomfort soundcore AeroClip open-ear clip-on earbuds let you enjoy music pressure-free for every...

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Original price $132.99 - Original price $132.99
Original price
$132.99
$132.99 - $132.99
Current price $132.99

Sony - WH-1000XM6- Best Wireless Noise Canceling Headphones - Midnight Blue

Sony
Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

The Best Noise CancellationPowered by advanced processors and an adaptive microphone system the WH-1000XM6 headphones deliver real-time noise cance...

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Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

Bose - Ultra Open-Ear True Wireless Open Earbuds - Desert Gold

Bose
Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Open your ears to the worldNow with smoother ear-to-ear syncing and a more refined experience when not playing content. Hear all of what’s around y...

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Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Navy

Apple
Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PC PS5 PS4 Switch - Black

Steel Series
Original price $386.99 - Original price $386.99
Original price
$386.99
$386.99 - $386.99
Current price $386.99

Worn By ChampionsFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.Active ...

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Original price $386.99 - Original price $386.99
Original price
$386.99
$386.99 - $386.99
Current price $386.99

Shokz - OpenDots 2 Open-Ear Clip-On True Wireless Bluetooth Earbuds - Gray

Shokz
Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

Larger-than-life soundOpenDots 2 packs powerful audio into a compact design with Shokz Bassphere 2.0. Paired with MirrorPitch Technology sound is p...

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Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

JBL - Tune 530BT - Bluetooth Wireless on-ear headphones - 2026 - Black

JBL
Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

JBL Pure Bass SoundJBL Pure Bass Sound adds depth power and punch to everything you hear. Custom 33mm drivers deliver rich dynamic audio—whether yo...

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Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Insignia - Universal 3.5 mm to Bluetooth Audio Adapter - White

Insignia
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Bluetooth 5.3Switch between transmitting and receiving Bluetooth signals with the TX to RX switch.TX modeTransmit from 3.5 mm sources to Bluetooth ...

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Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Saramonic - Air-SE 2-Person Ultra-Mini Wireless Mic System w/ USB-C Receiver Output - Black

Saramonic
Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

Dual Wireless and USB-C ReadyDual-channel wireless mic system with USB-C output—ideal for mobile and social creators capturing everything from TikT...

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Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

Apple - AirPods Max 2 (USB-C) - Blue

Apple
Original price $614.99 - Original price $614.99
Original price
$614.99
$614.99 - $614.99
Current price $614.99

ULTIMATE OVER-EAR LISTENING EXPERIENCE—Powered by the H2 chip AirPods Max 2 delivers improved high-fidelity audio with deep bass expansive mids and...

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Original price $614.99 - Original price $614.99
Original price
$614.99
$614.99 - $614.99
Current price $614.99

Metra - Speaker Harness for Select Toyota Models 2022-2025 (Non JBL) - Multi

Metra Electronics Co
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Upper dashboard speaker harnessDesigned for installing an aftermarket speaker in the upper dashboard location.Compatible with non-JBL systemsDesign...

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Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

USB-C to RJ11 Cable 4 feet Power Cord for Escort Radar Detectors - Black

Escort Inc
Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Modern Power IntegrationThis radar detector power cord offers USB-C power integration for newer vehicles with the appropriate port eliminating the ...

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Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Shokz - OpenDots 2 Open-Ear Clip-On True Wireless Bluetooth Earbuds - Black

Shokz
Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

Larger-than-life soundOpenDots 2 packs powerful audio into a compact design with Shokz Bassphere 2.0. Paired with MirrorPitch Technology sound is p...

View full details
Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

Bose - QuietComfort Wireless Noise Cancelling Over-the-Ear Headphones - Twilight Blue

Bose
Original price $353.99 - Original price $353.99
Original price
$353.99
$353.99 - $353.99
Current price $353.99

Take over the tempo.Chin up shoulders back music blasting. Press play and take charge of the music with Bose QuietComfort noise cancelling headphon...

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Original price $353.99 - Original price $353.99
Original price
$353.99
$353.99 - $353.99
Current price $353.99

Bowers Wilkins - Px7S3 Bluetooth Noise Cancelling Over-the-Ear Headphones - Frost Blue

Bowers & Wilkins
Original price $395.99 - Original price $395.99
Original price
$395.99
$395.99 - $395.99
Current price $395.99

Px7 Series Elevated in Form FunctionGroove and get closer to your music with the Bower Wilkins Px7 S3 over-ear headphones featuring our most comf...

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Original price $395.99 - Original price $395.99
Original price
$395.99
$395.99 - $395.99
Current price $395.99

Sony - LinkBuds Clip Truly Wireless Open Earbuds - Greige

Sony
Original price $213.99 - Original price $213.99
Original price
$213.99
$213.99 - $213.99
Current price $213.99

Open Ear DesignEnjoy true open ear listening that keeps you connected to your surroundings while immersing you in your favorite music or podcast. W...

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Original price $213.99 - Original price $213.99
Original price
$213.99
$213.99 - $213.99
Current price $213.99

SteelSeries - Arctis Nova Pro Omni 2.4 GHz Wireless Over-The-Ear Gaming Headset for PC PS5/PS4 Xbox One Xbox X/S Switch/Switch 2 - Blue

Steel Series
Original price $410.99 - Original price $410.99
Original price
$410.99
$410.99 - $410.99
Current price $410.99

Hi-Res Certified Wireless 96 kHz / 24-bit AudioOfficially certified to meet the highest standards for wireless audio. Get high-fidelity with less c...

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Original price $410.99 - Original price $410.99
Original price
$410.99
$410.99 - $410.99
Current price $410.99

JBL - Live 680NC On Ear Noise Cancelling Wireless Headphones - Black

JBL
Original price $135.99 - Original price $135.99
Original price
$135.99
$135.99 - $135.99
Current price $135.99

Premium Audio Video EquipmentJBL Spatial Sound immerses you in 3D sound from any stereo contentTrue Adaptive Noise Cancelling 2.0 real time calibr...

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Original price $135.99 - Original price $135.99
Original price
$135.99
$135.99 - $135.99
Current price $135.99

Metra - Speaker Harness for Select 2020-2024 Toyota Vehicles (2-Pack) - Multi

Metra Electronics Co
Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

Compatible with select 2020-2024 Toyota vehiclesIncluding Toyota 2020-2024 Camry Amplified (rear) 2020-2024 Highlander Rear and 2021-2024 Rav4 Prim...

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Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

PAC - AmpPRO Speaker Connection Harness for Select Ford Vehicles - Multi

Pac
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Compatible with select Ford vehiclesIncluding 2018-2020 Escape 2018-2020 Expedition 2020 Explorer 2018-2020 F-150 2020 F-250 2020 F-350 2020 F-550 ...

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Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Kenwood - KAC-334 Class D Bridgeable Multichannel Amplifier with Variable Crossovers - Silver

Kenwood
Original price $279.99 - Original price $279.99
Original price
$279.99
$279.99 - $279.99
Current price $279.99

300W total powerRMS rating of 75W x 4 2 ohms 4 channels driven for robust audio.Variable high- and low-pass crossoversEnsure flexible operation.4 ...

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Original price $279.99 - Original price $279.99
Original price
$279.99
$279.99 - $279.99
Current price $279.99

Stinger - 6000 Series 4GA Power Amplifier Wiring Kit for Car Audio Systems up to 1750W/175A - Blue

Stinger
Original price $155.99 - Original price $155.99
Original price
$155.99
$155.99 - $155.99
Current price $155.99

Designed for most vehiclesOffers a customized fit. Supports car audio systems up to 1750W or 175A.Tru-Spec oxygen-free copper wiresProvide pure uni...

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Original price $155.99 - Original price $155.99
Original price
$155.99
$155.99 - $155.99
Current price $155.99

PAC - AmpPRO Speaker Connection Harness for Select Alfa Romeo Chrysler Dodge Jeep Maserati and RAM Vehicles - Multi

Pac
Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Compatible with select Alfa Romeo Chrysler Dodge Jeep Maserati and RAM vehicles185;Including 2017-2019 Giulia 2018-2019 Stelvio 2017-2023 300 2017-...

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Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Momento - OBD8 USB-C to OBD-II Port Installation Adapter - Black

Momento
Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

Provides Power to Dash CamSupplies power to the dash cam whether the car is on or offSimplifies InstallationEliminates the need to splice wires cre...

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Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

Metra - Stereo Installation Kit for 2005-2011 Toyota Tacoma Vehicles - Matte Black

Metra Electronics Co
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Designed for 2005-2011 Toyota Tacoma vehiclesEnsures a perfect fit and integration with the factory dashboard.Versatile radio compatibilityAccommod...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Metra - Speaker Harness for Select 2017-2023 Tesla Model 3 and Model Y Vehicles (2-Pack) - Multi

Metra Electronics Co
Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

Compatible with select 2017-2023 Tesla Model 3 and Model Y vehiclesFor a customized fit.Speaker harnessAllows you to easily connect a speaker to yo...

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Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

Metra - Speaker Adapter Plate for Select Toyota 2022-2024 Vehicles (2-Pack) - Black

Metra Electronics Co
Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Compatible select Toyota 2022-2024 vehiclesIncluding Toyota Sequoia 2023-2024 and Tundra 2022-2024.2 adapter platesAllow you to install an aftermar...

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Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Kenwood - DMX8710S 7" Wireless Carplay/ Android Auto Bluetooth HD Radio Sirius/XM HDMI 2 Camera inputs Maestro - Black

Kenwood
Original price $543.99 - Original price $543.99
Original price
$543.99
$543.99 - $543.99
Current price $543.99

7" HD TouchscreenEnjoy a bright clear 1280 720 display that’s easy to see even in sunlight with a smooth responsive touch surface.Single DIN Chass...

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Original price $543.99 - Original price $543.99
Original price
$543.99
$543.99 - $543.99
Current price $543.99

JVC - In-Ear True Wireless Noise Canceling Headphones - Black

JVC
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Active Noise CancellingImproved noise cancelling performance with wind noise reduction and newly designed earpiecesLow LatencyTurn on the low laten...

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Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

JBL - Vibe Beam 2 Noise Cancelling Earbuds - 2025 - Black

JBL
Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

JBL Pure Bass soundJBL Vibe Beam 2 earbuds feature 8mm dynamic drivers that deliver exciting JBL Pure Bass sound.Active Noise Cancelling with Smart...

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Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

Logitech - G522 LIGHTSPEED Wireless Bluetooth Over-the-Ear Gaming Headset for Windows - Black

Logitech
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Own your lookExperience the bold sleek design of this RGB gaming headset featuring customizable side-facing lighting powered by LIGHTSYNC RGB in up...

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Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

JBL - Endurance Peak 4 - TRUE Wireless Noise Cancelling Sport Earbuds - 2025 - White / Orange

JBL
Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

Adaptive Noise Cancelling with Smart AmbientEnjoy the soundtrack of your life. Four noise-sensing mics minimize distractions and maximize audio qua...

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Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

MB Quart - Discus 4" x 6" 2-Way Car Speakers with Polypropylene Cones (Pair) - Black

MB Quart
Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

Aluminum inverted dome tweetersDeliver great sound with increased reliability.Lightweight thermal-formed polypropylene conesEnable a faster midrang...

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Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.