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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

Original price $309.99 - Original price $309.99
Original price
$309.99
$309.99 - $309.99
Current price $309.99

Shure - MV7+ USB-C/XLR Dynamic Podcast Microphone Bundle w/Desktop Stand - Black

Shure

Dual USB/XLR outputs for digital or analog recordingHighly directional dynamic element with proven Voice Isolation TechnologyCustomizable LED touch...

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Original price $309.99 - Original price $309.99
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$309.99
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Current price $309.99
Original price $142.99 - Original price $142.99
Original price
$142.99
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Current price $142.99

CORSAIR - HS80 MAX Wireless Gaming Headset for PC PS5 PS4 - Steel Gray

Corsair

Low-latency 2.4Ghz wireless plus bluetoothEnjoy low-latency 2.4Ghz wireless audio with an amazing range of up to 50ft and high-fidelity 24bit/96kHz...

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Original price $142.99 - Original price $142.99
Original price
$142.99
$142.99 - $142.99
Current price $142.99
Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99

Blue Microphones - Blue Yeti Professional Multi-Pattern USB Condenser Microphone

BLUE MICROPHONES

Blue’s legendary broadcast-quality soundMakes the professional difference for gaming and streaming.Custom three-capsule arrayThis professional USB ...

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Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99
Original price $230.99 - Original price $230.99
Original price
$230.99
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Current price $230.99

ASUS - ROG Delta II Wireless Gaming Headset for PC Xbox PS5 and Switch - Black

ASUS

Versatile tri-mode connectivityFeatures Bluetooth 2.4 GHz and a wired 3.5 mm connection for extensive compatibility with PCs consoles and mobile de...

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Original price $230.99 - Original price $230.99
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$230.99
$230.99 - $230.99
Current price $230.99
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Astro Gaming - A10 Gen 2 Wired Gaming Headset for Windows MacOS - Mint

Astro Gaming

Enhanced sound qualityASTRO Gaming A10 Gen 2 Headset for PC features custom-tuned 32mm dynamic drivers so you can always hear your game and teammat...

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Original price $82.99 - Original price $82.99
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$82.99
$82.99 - $82.99
Current price $82.99
Original price $69.99 - Original price $69.99
Original price
$69.99
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Current price $69.99

Astro Gaming - A10 Gen 2 Wired Gaming Headset for Windows MacOS - Gray

Astro Gaming

Enhanced sound qualityASTRO Gaming A10 Gen 2 Headset for PC features custom-tuned 32mm dynamic drivers so you can always hear your game and teammat...

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Original price $69.99 - Original price $69.99
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$69.99
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Current price $69.99
Original price $292.99 - Original price $292.99
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$292.99
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Current price $292.99

Apple AirPods Pro 2nd generation - true wireless earphones with mic

Apple

PIONEERING HEARING—AirPods Pro 2 unlock the world’s first all-in-one hearing health experience a scientifically validated Hearing Test4 clinical-gr...

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Original price $292.99 - Original price $292.99
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$292.99
$292.99 - $292.99
Current price $292.99
Original price $165.99 - Original price $165.99
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$165.99
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Current price $165.99

Beats - Solo 4 True Wireless On-Ear Headphones - Matte Black

Apple

Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.185;Ultralight ergo...

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Original price $165.99 - Original price $165.99
Original price
$165.99
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Current price $165.99
Original price $165.99 - Original price $165.99
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$165.99
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Current price $165.99

Beats - Solo 4 True Wireless On-Ear Headphones - Cloud Pink

Apple

Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.185;Ultralight ergo...

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Original price $165.99 - Original price $165.99
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$165.99
$165.99 - $165.99
Current price $165.99
Original price $165.99 - Original price $165.99
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$165.99
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Current price $165.99

Beats - Solo 4 True Wireless On-Ear Headphones - Slate Blue

Apple

Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.185;Ultralight ergo...

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Original price $165.99 - Original price $165.99
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$165.99
$165.99 - $165.99
Current price $165.99
Original price $265.99 - Original price $265.99
Original price
$265.99
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Current price $265.99

Logitech - PRO X 2 LIGHTSPEED Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch - White

Logitech

Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

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Original price $265.99 - Original price $265.99
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$265.99
$265.99 - $265.99
Current price $265.99
Original price $87.99 - Original price $87.99
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$87.99
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Current price $87.99

HyperX - Cloud III Wired Gaming Headset for PC PS5 PS4 Xbox Series XS Xbox One Nintendo Switch and Mobile - Black/Red

HyperX

Comfort is KingComfort’s in the Cloud III’s DNA. HyperX signature memory foam in the headband and ear cushions wrapped in soft premium leatherette ...

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Original price $87.99 - Original price $87.99
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$87.99
$87.99 - $87.99
Current price $87.99
Original price $14.99 - Original price $14.99
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$14.99
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Current price $14.99

Samsung - Galaxy Buds3 Wireless Earbud Headphones - White

Samsung

All new open-type designStay aware of your surroundings while listening from work to play with Galaxy Buds3 brand-new open-type fit without ear tip...

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Original price $14.99 - Original price $14.99
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$14.99
$14.99 - $14.99
Current price $14.99
Original price $266.99 - Original price $266.99
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$266.99
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Current price $266.99

Logitech - PRO X 2 LIGHTSPEED Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch - Black

Logitech

Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

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Original price $266.99 - Original price $266.99
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$266.99
$266.99 - $266.99
Current price $266.99
Original price $230.99 - Original price $230.99
Original price
$230.99
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Current price $230.99

Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Black

Apple

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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Original price $230.99 - Original price $230.99
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$230.99
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Current price $230.99
Original price $230.99 - Original price $230.99
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$230.99
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Current price $230.99

Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Sandstone

Apple

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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Original price $230.99 - Original price $230.99
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$230.99
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Current price $230.99
Original price $153.99 - Original price $153.99
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$153.99
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Current price $153.99

Shokz - OpenFit 2 Open-Ear True Wireless Earbuds - Beige

Shokz

DualBoostTM Technology for Dynamic AudioOpenFit 2 introduces Shokz’s groundbreaking DualBoostTM Technology to deliver larger-than-life audio that's...

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Original price $153.99 - Original price $153.99
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$153.99
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Current price $153.99
Original price $188.99 - Original price $188.99
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$188.99
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Current price $188.99

Sennheiser - HD 560S Wired Open Aire Over-the-Ear Audiophile Headphones - Black

Sennheiser

Audiophile SoundReference-grade headphones for analytical listening sessions with natural and accurate reference soundOptimal ListeningAngled trans...

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Original price $188.99 - Original price $188.99
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$188.99
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Current price $188.99
Original price $110.99 - Original price $110.99
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$110.99
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Current price $110.99

Blue Microphones - Blue Yeti Nano Premium Wired Multi-Pattern USB Condenser Microphone

Logitech

Legendary Blue broadcast soundYeti Nano features 2 custom mic capsules to give your voice exceptional presence and detail for professional-level re...

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Original price $110.99 - Original price $110.99
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$110.99
$110.99 - $110.99
Current price $110.99
Original price $134.99 - Original price $134.99
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$134.99
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Current price $134.99

Logitech - G733 LIGHTSPEED Wireless DTS HeadphoneX v2.0 Over-the-Ear Gaming Headset for PC and PlayStation - Black

Logitech

Immersive soundThis headset's PRO-G drivers are designed to significantly reduce distortion and reproduce precise consistent rich sound quality.Com...

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Original price $134.99 - Original price $134.99
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$134.99
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Current price $134.99
Original price $92.99 - Original price $92.99
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$92.99
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Current price $92.99

JLab - Epic Sport ANC 3 True Wireless Earbuds - Black

JLab

Hybrid Dual DriversThe Epic Lab Edition boasts hybrid dual drivers a dynamic driver for rich bass and low frequencies and a Knowles balanced armat...

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Original price $92.99 - Original price $92.99
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$92.99
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Current price $92.99
Original price $48.99 - Original price $48.99
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$48.99
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Current price $48.99

JLab - JBuds Lux ANC Headphones - Graphite

JLab

Lab Quality SoundPowered by advanced 40mm drivers these headphones deliver a level of depth and clarity to your music that will elevate your listen...

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Original price $48.99 - Original price $48.99
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$48.99
$48.99 - $48.99
Current price $48.99
Original price $198.99 - Original price $198.99
Original price
$198.99
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Current price $198.99

CORSAIR Gaming HS80 MAX WIRELESS - headset

Corsair

Low-latency 2.4Ghz wireless plus bluetoothEnjoy low-latency 2.4Ghz wireless audio with an amazing range of up to 50ft and high-fidelity 24bit/96kHz...

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Original price $198.99 - Original price $198.99
Original price
$198.99
$198.99 - $198.99
Current price $198.99
Original price $135.99 - Original price $135.99
Original price
$135.99
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Current price $135.99

SteelSeries Arctis Nova 5 - headset

Steel Series

100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

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Original price $135.99 - Original price $135.99
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$135.99
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Current price $135.99
Original price $194.99 - Original price $194.99
Original price
$194.99
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Current price $194.99

Shure - MV6 USB Gaming Microphone

Shure

Easy SetupPlug-and-play with USB-C for laptops and computers. Start streaming or recording instantly without hassle.Auto Level ModeReal-time gain a...

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Original price $194.99 - Original price $194.99
Original price
$194.99
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Current price $194.99
Original price $225.99 - Original price $225.99
Original price
$225.99
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Current price $225.99

CORSAIR - VIRTUOSO MAX Wireless Gaming Headset for PC Mac PS5 PS4 and Mobile - Carbon

Corsair

Sounds So Good. Sounds like VIRTUOSO MAXUnrivaled immersion. Cutting-edge technology. Crisp clear communication across multiple platforms. VIRTUOSO...

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Original price $225.99 - Original price $225.99
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$225.99
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Current price $225.99
Original price $91.99 - Original price $91.99
Original price
$91.99
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Current price $91.99

Beats - Solo Buds True Wireless Earbuds - Transparent Red

Apple

Custom acoustic architecture for big Beats sound with full range and clarity.The smallest case we’ve ever made making these powerful earbuds the pe...

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Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99
Original price $317.99 - Original price $317.99
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$317.99
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Current price $317.99

RØDE - VIDEOMIC PRO+ Premium On-Camera Microphone

Rode

MicrophonePremium on-camera condenser microphoneDirectional AudioSupercardioid polar pattern and extended frequency response for capturing warm dir...

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Original price $317.99 - Original price $317.99
Original price
$317.99
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Current price $317.99
Original price $193.99 - Original price $193.99
Original price
$193.99
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Current price $193.99

Beats Fit Pro True Wireless Noise Cancelling In-Ear Earbuds - Sage Gray

Apple

Surrounds You in SoundBeats Fit Pro is engineered to deliver powerful balanced sound via a custom acoustic platform that stays with you through you...

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Original price $193.99 - Original price $193.99
Original price
$193.99
$193.99 - $193.99
Current price $193.99
Original price $14.99 - Original price $14.99
Original price
$14.99
$14.99 - $14.99
Current price $14.99

Samsung - Galaxy Buds3 Wireless Earbud Headphones - Silver

Samsung

All new open-type designStay aware of your surroundings while listening from work to play with Galaxy Buds3 brand-new open-type fit without ear tip...

View full details
Original price $14.99 - Original price $14.99
Original price
$14.99
$14.99 - $14.99
Current price $14.99
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

Beats - Solo Buds True Wireless Earbuds - Matte Black

Apple

Custom acoustic architecture for big Beats sound with full range and clarity.The smallest case we’ve ever made making these powerful earbuds the pe...

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Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Marshall - Major IV Wireless On-Ear Headphones - Black

Marshall

MARSHALL SIGNATURE SOUNDMajor IV delivers the signature Marshall sound that you’ve come to expect. Custom-tuned dynamic drivers deliver roaring bas...

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Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99
Original price $190.99 - Original price $190.99
Original price
$190.99
$190.99 - $190.99
Current price $190.99

Beats Solo 4 True Wireless On-Ear Headphones - Matte Black

Beats

Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.Ultralight ergonomi...

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Original price $190.99 - Original price $190.99
Original price
$190.99
$190.99 - $190.99
Current price $190.99
Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

SteelSeries - Arctis Nova 1 Wired Gaming Headset for PC PS5 and PS4 - Black

Steel Series

Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99
Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

SteelSeries - Arctis Nova 3 Wired Gaming Headset for PC PS5 and PS4 - Black

Steel Series

Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99
Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Razer - BlackShark V2 X Wired Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - White

Razer

Razer TriForce 50mm DriversOur new cutting-edge proprietary design divides the driver into 3 parts for the individual tuning of highs mids and lows...

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Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.