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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

Apple - AirPods Max 2 (USB-C) - Starlight

Apple
Original price $614.99 - Original price $614.99
Original price
$614.99
$614.99 - $614.99
Current price $614.99

ULTIMATE OVER-EAR LISTENING EXPERIENCE—Powered by the H2 chip AirPods Max 2 delivers improved high-fidelity audio with deep bass expansive mids and...

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Original price $614.99 - Original price $614.99
Original price
$614.99
$614.99 - $614.99
Current price $614.99

Razer - Kraken V4 X Wired Gaming Headset for PC Mac PS5 Nintendo Switch Steam Deck Mobile and Tablet - Minecraft Edition

Razer
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Creepin' it RealTruly live the block life with Razer’s officially licensed gaming headset for Minecraft.Razer TriForce 40 mm Drivers for powerful l...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

JLab - Epic Pods ANC True Wireless Earbuds - Black

JLab
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Lab Quality SoundHybrid Dual Drivers with Knowles BAHi Res AudioHi-Res Audio LDAC or AACAdaptive ANCAdaptive Noise cancelation up to 42dBBattery Li...

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Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Shokz - OpenRun Pro 2 Mini Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Silver

Shokz
Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

Dual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...

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Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

HYTE - Eclipse HG10 Wireless Gaming Headset for PC - Lunar Gray

HYTE
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Up to 30 Hour Long Battery LifeOur wireless headset is designed to give you high sound quality and ridiculously long battery life without any of th...

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Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

JLab - Epic Lux Lab Edition ANC Wireless Headphones Hi-Res Compatible Spatial Audio w/ Head Tracking 90+ Hour Battery Life - Black

JLab
Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

Immersive Lab Sound QualityEnjoy exceptional sound quality via high-fidelity 32mm dynamic drivers bringing depth and clarity to your music. With 90...

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Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

JVC - Fitness True Wireless In-Ear Bluetooth Headphones HAEC75TB - Black

JVC
Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Fitness Series True WirelessFlexible ear hooks with pivot motion for optimum fitNoise CancellingImmersive sound with active noise cancellingTouch S...

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Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Soundcore - by Anker AeroFit 2 Pro Dual-Form Wireless Earbuds with Open-Ear and Active Noise Cancellation Seamless Switch - Black

Soundcore
Original price $155.99 - Original price $155.99
Original price
$155.99
$155.99 - $155.99
Current price $155.99

One Switch Two FormsAdjust the ear hooks to seamlessly access Open-Ear and Active Noise Cancellation forms. Whether you're using it during workouts...

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Original price $155.99 - Original price $155.99
Original price
$155.99
$155.99 - $155.99
Current price $155.99

JBL - Sense Lite - TRUE Wireless Bluetooth Open-ear Headphones - 2025 - Purple

JBL
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

JBL OpenSound technologyEnjoy clear dynamic music while leaving your ear canal open so you've always got a sense of what's going on around you. The...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

JBL - Sense Lite - TRUE Wireless Bluetooth Open-ear Headphones - 2025 - White

JBL
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

JBL OpenSound technologyEnjoy clear dynamic music while leaving your ear canal open so you've always got a sense of what's going on around you. The...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

JBL - Endurance Peak 4 - TRUE Wireless Noise Cancelling Sport Earbuds - 2025 - Black / Grey

JBL
Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

Adaptive Noise Cancelling with Smart AmbientEnjoy the soundtrack of your life. Four noise-sensing mics minimize distractions and maximize audio qua...

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Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

JBL - Endurance Peak 4 - TRUE Wireless Noise Cancelling Sport Earbuds - 2025 - Purple

JBL
Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

Adaptive Noise Cancelling with Smart AmbientEnjoy the soundtrack of your life. Four noise-sensing mics minimize distractions and maximize audio qua...

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Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

Sony - WFC510 Truly Wireless Earbuds - White

Sony
Original price $62.99 - Original price $62.99
Original price
$62.99
$62.99 - $62.99
Current price $62.99

Compact. Lightweight. Comfortable.Light and compact to give you all-day comfort and designed for the ideal fit for an exceptional all-round listeni...

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Original price $62.99 - Original price $62.99
Original price
$62.99
$62.99 - $62.99
Current price $62.99

ASUS - ROG Cetra True Wireless SpeedNova In-Ear Gaming Earbuds - White

ASUS
Original price $226.99 - Original price $226.99
Original price
$226.99
$226.99 - $226.99
Current price $226.99

Dual-mode Wireless ConnectivityUnmatched versatility with Bluetooth and 2.4 GHz modes.ROG SpeedNova Wireless TechnologyExperiences ultra-low latenc...

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Original price $226.99 - Original price $226.99
Original price
$226.99
$226.99 - $226.99
Current price $226.99

JVC - Open-Ear Headphones HANP1TB - Black

JVC
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Open-Ear Cuff Style True WirelessNearphones fashionable lightweight ear cuff style headphonesEasy OperationSimple operation with touch control and ...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

JBL - Tune Flex 2 True Wireless Noise Cancelling Earbuds - 2025 - Black

JBL
Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

JBL Pure Bass Sound with Spatial SoundJBL Tune Flex 2 earbuds feature 12mm dynamic drivers that deliver powerful JBL Pure Bass sound. And whether y...

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Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Sony - WHCH720N Wireless Noise Cancelling Headphones - Pink

Sony
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Headphones that let you fully immerse yourself in the musicDual Noise Sensor Technology and an Integrated Processor V1 takes noise cancelling to th...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Samsung - Galaxy Buds4 Pro Wireless Earbud Headphones - Black

Samsung
Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99

Sound with exceptional detail and clarityHear the richness of the sounds you love most with Hi-Res Audio on Galaxy Buds4 Pro. Designed with a 24-bi...

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Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99

Samsung - Galaxy Buds4 Wireless Earbud Headphones - White

Samsung
Original price $216.99 - Original price $216.99
Original price
$216.99
$216.99 - $216.99
Current price $216.99

Sound with exceptional detail and clarityHear the richness of the sounds you love most with Hi-Res Audio on Galaxy Buds4. Designed with a 24-bit hi...

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Original price $216.99 - Original price $216.99
Original price
$216.99
$216.99 - $216.99
Current price $216.99

Samsung - Galaxy Buds4 Wireless Earbud Headphones - Black

Samsung
Original price $215.99 - Original price $215.99
Original price
$215.99
$215.99 - $215.99
Current price $215.99

Sound with exceptional detail and clarityHear the richness of the sounds you love most with Hi-Res Audio on Galaxy Buds4. Designed with a 24-bit hi...

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Original price $215.99 - Original price $215.99
Original price
$215.99
$215.99 - $215.99
Current price $215.99

Google - Pixel Buds 2a - Wireless Earbuds with Active Noise Cancellation - Bluetooth Headphones - Fog

GOOGLE
Original price $141.99 - Original price $141.99
Original price
$141.99
$141.99 - $141.99
Current price $141.99

Hear only what you want to hear.Active Noise Cancellation with Silent Seal 1.5 helps block external noise. Or switch to Transparency mode to hear t...

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Original price $141.99 - Original price $141.99
Original price
$141.99
$141.99 - $141.99
Current price $141.99

Alienware - Pro Wireless Over-the-Ear Gaming Headset for Windows PS5 PS4 Switch and Mobile - Dark Side of the Moon

Dell
Original price $235.99 - Original price $235.99
Original price
$235.99
$235.99 - $235.99
Current price $235.99

Tailor your soundAlienware Command Center allows you to customize your preferences and sound experience through the integration of Dolby Atmos tech...

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Original price $235.99 - Original price $235.99
Original price
$235.99
$235.99 - $235.99
Current price $235.99

Soundcore - by Anker P41i Wireless Bluetooth In Ear Earbuds with Portable USB-C Phone Charger - White

Soundcore
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

Portable Phone ChargingThe case charges an iPhone 16 Pro to 50 or a Samsung Galaxy S24 to 45 with 10W of power and 3000mAh of battery capacity.Ultr...

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Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

Shokz - OpenRun Pro 2 Mini Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Sky Blue

Shokz
Original price $161.99 - Original price $161.99
Original price
$161.99
$161.99 - $161.99
Current price $161.99

Dual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...

View full details
Original price $161.99 - Original price $161.99
Original price
$161.99
$161.99 - $161.99
Current price $161.99

Sony - WH-1000XM6- Best Wireless Noise Cancelling Headphones - Black

Sony
Original price $345.99 - Original price $345.99
Original price
$345.99
$345.99 - $345.99
Current price $345.99

The Best Noise CancellationPowered by advanced processors and an adaptive microphone system the WH-1000XM6 headphones deliver real-time noise cance...

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Original price $345.99 - Original price $345.99
Original price
$345.99
$345.99 - $345.99
Current price $345.99

Sony - WH-1000XM6- Best Wireless Noise Cancelling Headphones - Silver

Sony
Original price $344.99 - Original price $344.99
Original price
$344.99
$344.99 - $344.99
Current price $344.99

The Best Noise CancellationPowered by advanced processors and an adaptive microphone system the WH-1000XM6 headphones deliver real-time noise cance...

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Original price $344.99 - Original price $344.99
Original price
$344.99
$344.99 - $344.99
Current price $344.99

Sony - WH-1000XM6- Best Wireless Noise Cancelling Headphones - Midnight Blue

Sony
Original price $344.99 - Original price $344.99
Original price
$344.99
$344.99 - $344.99
Current price $344.99

The Best Noise CancellationPowered by advanced processors and an adaptive microphone system the WH-1000XM6 headphones deliver real-time noise cance...

View full details
Original price $344.99 - Original price $344.99
Original price
$344.99
$344.99 - $344.99
Current price $344.99

Sony - WH-1000XM6- Best Wireless Noise Cancelling Headphones - Sand Pink

Sony
Original price $345.99 - Original price $345.99
Original price
$345.99
$345.99 - $345.99
Current price $345.99

The Best Noise CancellationPowered by advanced processors and an adaptive microphone system the WH-1000XM6 headphones deliver real-time noise cance...

View full details
Original price $345.99 - Original price $345.99
Original price
$345.99
$345.99 - $345.99
Current price $345.99

Razer - Kraken Kitty V3 Pro Bluetooth Wireless Over-the-Ear Gaming Headset for PC Mac PlayStation Nintendo Switch Steam Deck - White

Razer
Original price $199.99 - Original price $199.99
Original price
$199.99
$199.99 - $199.99
Current price $199.99

Stream and Game Reactive Kitty EarsWith 16.8M colors and endless lighting effects show off your style with kitty ears and earcups that dynamically ...

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Original price $199.99 - Original price $199.99
Original price
$199.99
$199.99 - $199.99
Current price $199.99

Shure - MV7+ Podcast Microphone + Stand - USB-C XLR Outputs for Podcasting Live Streaming Music Recording Youtube Content - Black

Shure
Original price $325.99 - Original price $325.99
Original price
$325.99
$325.99 - $325.99
Current price $325.99

Dual USB/XLR outputs for digital or analog recordingHighly directional dynamic element with proven Voice Isolation TechnologyCustomizable LED touch...

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Original price $325.99 - Original price $325.99
Original price
$325.99
$325.99 - $325.99
Current price $325.99

Sony - INZONE Buds Truly Wireless Noise Canceling Gaming Earbuds Perfect for PS5 PC - Black

Sony
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Superior sound helps you stay on topSmall size big impact. The INZONE Buds use an 8.4 mm driver noise cancelling technology personalized spatial so...

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Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Sony - INZONE H9 Wireless Noise Canceling Gaming Headset Perfect for PS5 PS4 PC - White

Sony
Original price $276.99 - Original price $276.99
Original price
$276.99
$276.99 - $276.99
Current price $276.99

Personalized 360 Spatial Sound for Gaming provides precise rival detectionWith 360 Spatial Sound for Gaming and our proven hardware technology you ...

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Original price $276.99 - Original price $276.99
Original price
$276.99
$276.99 - $276.99
Current price $276.99

Shure - MV6 Gaming Streaming USB Microphone - Plug Play No drivers. No delays. Real-time Denoiser for Professional Sound - Black

Shure
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Easy SetupPlug-and-play with USB-C for laptops and computers. Start streaming or recording instantly without hassle.Auto Level ModeReal-time gain a...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Shokz - OpenRun Pro 2 Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Orange

Shokz
Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

Dual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...

View full details
Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

Shure - MV7+ USB-C/XLR Dynamic Podcast Microphone Bundle with Desktop Stand - Black

Shure
Original price $325.99 - Original price $325.99
Original price
$325.99
$325.99 - $325.99
Current price $325.99

Dual USB/XLR outputs for digital or analog recordingHighly directional dynamic element with proven Voice Isolation TechnologyCustomizable LED touch...

View full details
Original price $325.99 - Original price $325.99
Original price
$325.99
$325.99 - $325.99
Current price $325.99

Denon - PerL Pro True Wireless Adaptive Active Noise Cancelling In-Ear Earbuds - White

Denon
Original price $273.99 - Original price $273.99
Original price
$273.99
$273.99 - $273.99
Current price $273.99

Personalized SoundPerL Pro creates a sound profile for audio that is perfectly tuned to you. Masimo AAT measures your ear's otoacoustic emissions t...

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Original price $273.99 - Original price $273.99
Original price
$273.99
$273.99 - $273.99
Current price $273.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.