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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

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ASUS - ROG Delta II Wireless RGB Gaming Headset for PC/Mac Xbox PS5 PS4 and Switch - Black

ASUS
Original price $233.99 - Original price $233.99
Original price
$233.99
$233.99 - $233.99
Current price $233.99

Versatile Tri-Mode ConnectivityFeatures Bluetooth 2.4 GHz and a wired 3.5 mm connection for extensive compatibility with PCs consoles and mobile de...

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Original price $233.99 - Original price $233.99
Original price
$233.99
$233.99 - $233.99
Current price $233.99

JVC - Over-the-Ear Headphones HAS75NB - Black

JVC
Original price $87.99 - Original price $87.99
Original price
$87.99
$87.99 - $87.99
Current price $87.99

JVC Noise Cancelling Wireless Over EarImmersive Sound Experience with Active Noise CancellingLong Battery Life35-hour long-lasting Battery (50 hour...

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Original price $87.99 - Original price $87.99
Original price
$87.99
$87.99 - $87.99
Current price $87.99

Shure - MV7X Podcast Microphone with Stand XLR Outputs for Podcasting Live Streaming Music Recording Youtube Content - Black

Shure
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

XLR output allows digital or analog recordingHighly directional dynamic element and Voice Isolation TechnologyOptimized frequency response for rich...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Sennheiser - MOMENTUM 5 Bluetooth Wireless Adaptive Noise-Canceling Over-The-Ear Headphones - Black

Sennheiser
Original price $364.99 - Original price $364.99
Original price
$364.99
$364.99 - $364.99
Current price $364.99

Truth In Sound Engineered In GermanyThrough the craft and precision of German Engineering we create remarkable audio experiences that you don’t ju...

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Original price $364.99 - Original price $364.99
Original price
$364.99
$364.99 - $364.99
Current price $364.99

Insta360 - Mic Pro (2TX+1RX)

Insta360
Original price $348.99 - Original price $348.99
Original price
$348.99
$348.99 - $348.99
Current price $348.99

Customizable E-Ink DisplayInsta360 Mic Pro features an innovative customizable e-ink display. Upload images logos or graphics directly through the ...

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Original price $348.99 - Original price $348.99
Original price
$348.99
$348.99 - $348.99
Current price $348.99

Sennheiser - HDB 630 Closed-back Wireless Headphones - Black

Sennheiser
Original price $429.99 - Original price $429.99
Original price
$429.99
$429.99 - $429.99
Current price $429.99

Audiophile tuningSennheiser’s in-house 42 mm transducer and refined acoustic design deliver a neutral audiophile sound with lifelike mids stunning ...

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Original price $429.99 - Original price $429.99
Original price
$429.99
$429.99 - $429.99
Current price $429.99

Beats - Powerbeats Fit True Wireless Active Noise Canceling Earbuds - Jet Black

Beats
Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

High-performance earbuds for working out with universal secure-fit wingtips that gently tuck in your ear for exceptional stability and all-day comf...

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Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

HyperX - Cloud III Wired Gaming Headset for PC PS5 PS4 Xbox Series XS Xbox One Nintendo Switch and Mobile - Black

HyperX
Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Comfort is KingComfort’s in the Cloud III’s DNA. HyperX signature memory foam in the headband and ear cushions wrapped in soft premium leatherette ...

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Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Marshall - Major V Wireless On-Ear Bluetooth Headphones with Lightweight Foldable Design and Microphone for Calls - Black

Marshall
Original price $97.99 - Original price $97.99
Original price
$97.99
$97.99 - $97.99
Current price $97.99

Marshall Signature SoundThunderous bass smooth mids and crisp treble. Major V delivers the Marshall signature sound you know and love. We also redu...

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Original price $97.99 - Original price $97.99
Original price
$97.99
$97.99 - $97.99
Current price $97.99

Glorious - GHS Eternal Over-Ear Wired Gaming Headset for PC PS5 PS4 Xbox Switch and Mobile - Black

Glorious
Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Truly glorious audioGHS Eternal brings your truly glorious audio and unbeatable immersion with custom tuned high-fidelity drivers that deliver clea...

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Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Razer - Barracuda X 2022 Edition Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - Black

Razer
Original price $89.99 - Original price $89.99
Original price
$89.99
$89.99 - $89.99
Current price $89.99

Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

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Original price $89.99 - Original price $89.99
Original price
$89.99
$89.99 - $89.99
Current price $89.99

Shokz - OpenMove Bone Conduction Open Ear Lifestyle/Sport Headphones - Gray

Aftershokz
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Entry-Level PriceNew to the world of open-ear listening OpenMove headphones offer a great introduction to all Shokz patented bone conduction techno...

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Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

RØDE - DS2 Microphone Stand

Rode
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Sturdy BaseHeavy base for perfect balance on a desk or other flat surface. Ideal for devices up to 900gPivot PointsTwo pivot points for ultra-flexi...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

JBL - SoundGear Sense Hybrid Open-Ear headphones with detachable neckband - 2024 - Black

JBL
Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

JBL OpenSound TechnologyOpenSound technology in the JBL Soundgear Sense earbuds provides a natural sound experience with almost zero sound leakage....

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Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

HyperX - Cloud Flight 2 Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac Mobile and Bluetooth - Black

HyperX
Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

HyperX Signature Comfort and DurabilityMemory foam ear pads 90 rotating earcups and steel sliders provide comfort during marathon sessions and with...

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Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

Bose - QuietComfort Ultra Headphones (2nd Gen) - Desert Gold

Bose
Original price $443.99 - Original price $443.99
Original price
$443.99
$443.99 - $443.99
Current price $443.99

Awaken your sound.Bose’s best noise cancellation for headphones with spatialized audio for more immersive listening — no matter the content or sour...

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Original price $443.99 - Original price $443.99
Original price
$443.99
$443.99 - $443.99
Current price $443.99

Samsung - Galaxy Buds3 FE Wireless Earbud Headphones - Black

Samsung
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Outside noise Not your problem.Cut out unwanted noise with Galaxy Buds3 FE. With Active Noise Cancellation (ANC) you can experience the sounds you ...

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Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Shokz - OpenFit Pro Open-Ear True Wireless Bluetooth Active Noise Reduction Earbuds - White

Shokz
Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

Superior Sound with Rich DetailPowered by Shokz SuperBoost and Shokz OpenBass 2.0 OpenFit Pro delivers sound that’s dynamic and distortion-free. Th...

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Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

Sony - WH-CH520 Wireless Headphone with Microphone - White

Sony
Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

Listen longer with up to 50-hour battery life and Quick ChargingKeep your music playing all day with a battery life that delivers up to 50 hours of...

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Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

RØDE - WIRELESS MICRO - Ultra Compact Wireless Microphone for USB-C Smartphones - Black

Rode
Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

Ultra-CompactUltra-compact wireless microphone for smartphones with a USB-C connectionEasy to UseIn-built microphones and automatic pairing incred...

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Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

RØDE - VIDEOMIC PRO+ Premium On-Camera Microphone - Black

Rode
Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

MicrophonePremium on-camera condenser microphoneDirectional AudioSupercardioid polar pattern and extended frequency response for capturing warm dir...

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Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Razer - BlackShark V2 X Wired Over-the-Ear Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Black

Razer
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Razer TriForce 50mm Drivers for high-end audio performanceOur new cutting-edge proprietary design divides the driver into 3 parts for the individua...

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Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

HyperX - Cloud Alpha Wireless Gaming Headset for PC PS5 and PS4 - Black/Red

HyperX
Original price $139.99 - Original price $139.99
Original price
$139.99
$139.99 - $139.99
Current price $139.99

Up to 300 Hours of Battery Life178;Play knowing you’ll get weeks of gaming out of a single charge. The fast 2.4GHz connection provides wireless fre...

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Original price $139.99 - Original price $139.99
Original price
$139.99
$139.99 - $139.99
Current price $139.99

RØDE - VIDEOMIC PRO Compact Shotgun Microphone - Black

Rode
Original price $249.99 - Original price $249.99
Original price
$249.99
$249.99 - $249.99
Current price $249.99

Shock MountingRycote Lyre shock mounting onboardLow NoiseAll new capsule with lower noise and higher sensitivityBroadcast QualityBroadcast recordin...

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Original price $249.99 - Original price $249.99
Original price
$249.99
$249.99 - $249.99
Current price $249.99

JBL - Tune 780NC - Bluetooth wireless over-the-ear Noise Cancelling headphones - 2026 - Black

JBL
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Hi-Res JBL Pure Bass Sound plus Spatial SoundJBL Pure Bass Sound adds depth power and punch to everything you hear. Custom 40mm drivers deliver ric...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

JBL - Tune 530BT - Bluetooth Wireless on-ear headphones - 2026 - Black

JBL
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

JBL Pure Bass SoundJBL Pure Bass Sound adds depth power and punch to everything you hear. Custom 33mm drivers deliver rich dynamic audio—whether yo...

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Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Shokz - OpenDots 2 Open-Ear Clip-On True Wireless Bluetooth Earbuds - Black

Shokz
Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

Larger-than-life soundOpenDots 2 packs powerful audio into a compact design with Shokz Bassphere 2.0. Paired with MirrorPitch Technology sound is p...

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Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

JVC - In-Ear True Wireless Noise Canceling Headphones - Black

JVC
Original price $72.99 - Original price $72.99
Original price
$72.99
$72.99 - $72.99
Current price $72.99

Active Noise CancellingImproved noise cancelling performance with wind noise reduction and newly designed earpiecesLow LatencyTurn on the low laten...

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Original price $72.99 - Original price $72.99
Original price
$72.99
$72.99 - $72.99
Current price $72.99

JBL - Tour Pro 3 True Wireless Noise Cancelling Earbuds - 2024 - Black

JBL
Original price $274.99 - Original price $274.99
Original price
$274.99
$274.99 - $274.99
Current price $274.99

A next-gen Smart Charging Case for a seamless listening experienceLeave your phone in your pocket. JBL Tour Pro 3’s newly redesigned Smart Charging...

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Original price $274.99 - Original price $274.99
Original price
$274.99
$274.99 - $274.99
Current price $274.99

Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Deep Brown

Apple
Original price $245.99 - Original price $245.99
Original price
$245.99
$245.99 - $245.99
Current price $245.99

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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Original price $245.99 - Original price $245.99
Original price
$245.99
$245.99 - $245.99
Current price $245.99

RØDE - Interview PRO Wireless Handheld Condenser Microphone

Rode
Original price $266.99 - Original price $266.99
Original price
$266.99
$266.99 - $266.99
Current price $266.99

MicrophoneWireless handheld condenser microphoneOmnidirectionalOmnidirectional polar patternTransmissionState-of-the-art 2.4GHz digital transmissio...

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Original price $266.99 - Original price $266.99
Original price
$266.99
$266.99 - $266.99
Current price $266.99

Sennheiser - ACCENTUM Wireless Bluetooth Around-the-ear Headphones Hybrid Noise Cancelling (ANC) All-Day Comfort - Blue

Sennheiser
Original price $174.99 - Original price $174.99
Original price
$174.99
$174.99 - $174.99
Current price $174.99

50-hour Battery LifeEnjoy exceptional battery playtime that lasts up to 50 hours on a single charge with Bluetooth and ANC active.Sennheiser Signat...

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Original price $174.99 - Original price $174.99
Original price
$174.99
$174.99 - $174.99
Current price $174.99

SteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for PS5 PS4 PC Switch ROG Ally Steam Deck - Black

Steel Series
Original price $197.99 - Original price $197.99
Original price
$197.99
$197.99 - $197.99
Current price $197.99

Quick-Switch WirelessHigh-speed 2.4GHz wireless for PlayStation PC Switch ROG Ally Steam Deck and more or switch to Bluetooth 5.3 for mobile.Active...

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Original price $197.99 - Original price $197.99
Original price
$197.99
$197.99 - $197.99
Current price $197.99

JLab - JBuds Lux ANC Wireless Bluetooth Over-Ear Headphones with Active Noise Cancelling Spatial Audio 70+ Hour Battery - Cloud White

JLab
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Lab Quality SoundPowered by advanced 40mm drivers these headphones deliver a level of depth and clarity to your music that will elevate your listen...

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Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Razer - Blackshark V2 Hyperspeed Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - White

Razer
Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99

280g Ultra-Lightweight DesignFeaturing optimized weight reductions and an improved clamping force the headset provides seamless comfort that keeps ...

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Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99

SteelSeries - Arctis Nova Pro Wired Multi Gaming Headset for PC PS5 PS4 Switch - Black

Steel Series
Original price $259.99 - Original price $259.99
Original price
$259.99
$259.99 - $259.99
Current price $259.99

Almighty AudioExperience ultimate clarity and sound quality with Premium High Fidelity Drivers. Fully customize the sound experience with the Sonar...

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Original price $259.99 - Original price $259.99
Original price
$259.99
$259.99 - $259.99
Current price $259.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.