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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

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Beats - 360 Over-the-Ear Headphones - with Performance Knit Cushions - Black

Beats
Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

Beats 360 over-ear noise-cancelling headphones are built for active lifestyles and all-day comfort.Our first-ever sweat and water resistant over-ea...

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Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

Anker - Soundcore Space 2 Pro Wireless Adaptive Noise Cancelling Over-the-Ear Headphones - Black

Anker
Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

Crystal-clear callsSix microphones with the ANKER Thus AI Chip separate your voice from background noise so you're heard clearly even in a busy off...

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Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

Sennheiser - MOMENTUM 5 Bluetooth Wireless Adaptive Noise-Canceling Over-The-Ear Headphones - Lavender

Sennheiser
Original price $364.99 - Original price $364.99
Original price
$364.99
$364.99 - $364.99
Current price $364.99

Truth In Sound Engineered In GermanyThrough the craft and precision of German Engineering we create remarkable audio experiences that you don’t ju...

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Original price $364.99 - Original price $364.99
Original price
$364.99
$364.99 - $364.99
Current price $364.99

Nothing - Headphone (1) Pro Wireless Over-Ear Bluetooth Headphones - Black

Nothing
Original price $413.99 - Original price $413.99
Original price
$413.99
$413.99 - $413.99
Current price $413.99

Hi-Res Audio certified with LDACThe 40 mm dynamic driver precision dynamic driver and treble xMEMs driver work together to boost bass vocals and in...

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Original price $413.99 - Original price $413.99
Original price
$413.99
$413.99 - $413.99
Current price $413.99

Logitech - G PRO X3 LIGHTSPEED Wireless Gaming Headset with Bluetooth/USB/3.5 mm Aux for PC PS5 PS4 - Black

Logitech
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Designed with Pros. Engineered to WinDeveloped with global pros PRO X3 LIGHTSPEED was refined to meet the exacting needs of high-performance equipm...

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Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Bose - QuietComfort Headphones (2nd Gen) - Wireless Over Ear Active Noise Cancelling Immersive Audio USB-C Charging - Hazelnut Taupe

Bose
Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

Modern updated designA sleek streamlined take on the original noise cancelling headphones. All-new pill-shaped earcups and an adjustable sliding he...

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Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

Skullcandy - Crusher ANC 2 Over-the-Ear Noise Canceling Wireless Bluetooth Headphones - Bone

Maclocks
Original price $167.99 - Original price $167.99
Original price
$167.99
$167.99 - $167.99
Current price $167.99

Skull-IQ Voice ControlCrusher ANC 2 is built with Skull-iQ a powerful technology that runs innovative voice features and enables new upgrades via t...

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Original price $167.99 - Original price $167.99
Original price
$167.99
$167.99 - $167.99
Current price $167.99

Bose - Ultra Open Earbuds (2nd Gen) - Wireless Bluetooth Open Ear Earbuds with Immersive Audio and Wireless Charging - Black

Bose
Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Astonishing sound qualityUpdated drivers deliver deeper bass and true-to-source sound. Spatialized audio utilizes TrueSpatial Tech and head trackin...

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Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Logitech - G PRO X3 LIGHTSPEED Wireless Gaming Headset with Bluetooth/USB/3.5 mm Aux for PC PS5 PS5 - White

Logitech
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Designed with Pros. Engineered to WinDeveloped with global pros PRO X3 LIGHTSPEED was refined to meet the exacting needs of high-performance equipm...

View full details
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Apple - AirPods 5 True Wireless Active Noise Cancelling Earbuds with Wireless Charging Case - White

Apple
Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

ACTIVE NOISE CANCELLATION—AirPods 5 offer improved Active Noise Cancellation to help reduce outside noise.HEAR THE WORLD AROUND YOU—Adaptive Audio ...

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Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

Sony - WH-CH530 Wireless Headphone with Microphone - Black

Sony
Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Long-lasting battery quick chargingWith up to 55 hours of battery life the WH-CH530 headphones are built for long listening sessions daily commute...

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Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Logitech - G PRO X3 LIGHTSPEED Wireless Gaming Headset with Bluetooth/USB/3.5 mm Aux for PC PS5 PS6 - Pink Magenta

Logitech
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Designed with Pros. Engineered to WinDeveloped with global pros PRO X3 LIGHTSPEED was refined to meet the exacting needs of high-performance equipm...

View full details
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Beats - 360 Over-the-Ear Headphones - with Performance Knit Cushions - Cloud

Beats
Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

Beats 360 over-ear noise-cancelling headphones are built for active lifestyles and all-day comfort.Our first-ever sweat and water resistant over-ea...

View full details
Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

Bose - Ultra Open Earbuds (2nd Gen) - Wireless Bluetooth Open Ear Earbuds with Immersive Audio and Wireless Charging - White Smoke

Bose
Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Astonishing sound qualityUpdated drivers deliver deeper bass and true-to-source sound. Spatialized audio utilizes TrueSpatial Tech and head trackin...

View full details
Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

HyperX - Cloud III S Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac and Mobile - Black/Sci-Fi Blue (Special Edition)

HP
Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Up to 120 Hours of Uninterrupted Gaming on a Single ChargeAchieve up to 120 hours of gameplay on 2.4GHz. Push the limits even further with up to 20...

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Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Apple - AirPods 5 True Wireless Active Noise Cancelling Earbuds - White

Apple
Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

ACTIVE NOISE CANCELLATION—AirPods 5 offer improved Active Noise Cancellation to help reduce outside noise at their best value yet.HEAR THE WORLD AR...

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Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

Shure - MV6 USB Gaming Microphone Gen 2 - Black

Shure
Original price $185.99 - Original price $185.99
Original price
$185.99
$185.99 - $185.99
Current price $185.99

Adjustable Auto Level ModeCalibrate gain with selectable threshold and response time keeps your vocal level consistent through volume swings in rea...

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Original price $185.99 - Original price $185.99
Original price
$185.99
$185.99 - $185.99
Current price $185.99

JLab - JBuds Open Wireless Open-Ear Headphones - Black

JLab
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Open DesignFeaturing dual coaxial 35mm + 12mm drivers in a true open-back open-ear design with removable earcup grilles for personalization and eas...

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Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Sony - WH-CH530 Wireless Headphone with Microphone - Cobalt

Sony
Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Long-lasting battery quick chargingWith up to 55 hours of battery life the WH-CH530 headphones are built for long listening sessions daily commute...

View full details
Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

JLab - GO LUX ANC Wireless On-Ear Headphones - Mauve

JLab
Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

Immersive Lab Quality SoundBringing deep bass and clarity to your music. With 70+ hours of playtime (40+ hours with ANC on) enjoy uninterrupted mus...

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Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

JLab - Go Lux ANC Wireless Bluetooth On-Ear Headphones - White

JLab
Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

Hybrid ANCHybrid Active Noise Cancelation leverages mics on the exterior and interior of the headphone for optimal noise cancelation performance ac...

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Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

Samsung - Galaxy Buds3 Wireless Earbud Headphones - White

Samsung
Original price $14.99 - Original price $14.99
Original price
$14.99
$14.99 - $14.99
Current price $14.99

All new open-type designStay aware of your surroundings while listening from work to play with Galaxy Buds3 brand-new open-type fit without ear tip...

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Original price $14.99 - Original price $14.99
Original price
$14.99
$14.99 - $14.99
Current price $14.99

Nothing - Ear (a) Wireless Bluetooth In-Ear Earbuds - White

Nothing
Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Powerful 11mm driver with deep bass performanceCompact high-performance driver delivers rich sound enhanced bass and improved clarity for music mov...

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Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Shokz - OpenRun Pro 2 Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Sky Blue

Shokz
Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

Dual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...

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Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

JBL - Tune 670NC Adaptive Noise Cancelling Wireless On-Ear Headphone -2024 - Black

JBL
Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Adaptive noise cancelling with Smart AmbientAdaptive noise cancelling means zero distractions when it’s time to focus on your studies—or get your g...

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Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Bowers Wilkins - Px7S3 Bluetooth Noise Cancelling Over-the-Ear Headphones - Frost Blue

Bowers & Wilkins
Original price $395.99 - Original price $395.99
Original price
$395.99
$395.99 - $395.99
Current price $395.99

Px7 Series Elevated in Form FunctionGroove and get closer to your music with the Bower Wilkins Px7 S3 over-ear headphones featuring our most comf...

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Original price $395.99 - Original price $395.99
Original price
$395.99
$395.99 - $395.99
Current price $395.99

Sennheiser - HDB 630 Over-the-ear Bluetooth Wireless Headphones - Black

Sennheiser
Original price $429.99 - Original price $429.99
Original price
$429.99
$429.99 - $429.99
Current price $429.99

Audiophile tuningSennheiser’s in-house 42 mm transducer and refined acoustic design deliver a neutral audiophile sound with lifelike mids stunning ...

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Original price $429.99 - Original price $429.99
Original price
$429.99
$429.99 - $429.99
Current price $429.99

HyperX - Cloud III Wired Gaming Headset for PC PS5 PS4 Xbox Series XS Xbox One Nintendo Switch and Mobile - White/Pink

HyperX
Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Comfort is KingComfort’s in the Cloud III’s DNA. HyperX signature memory foam in the headband and ear cushions wrapped in soft premium leatherette ...

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Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Marshall - Mode USB-C In-ear Wired Earbuds with Built-in Microphone Customizable Fit Tangle-resistant Cord and Dynamic Drivers - Black

Marshall
Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

Dynamic DriversDynamic drivers deliver your powerful daily soundtrack. With rich bass clear vocals and crisp details Mode USB-C’s dynamic drivers e...

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Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

ASUS - ROG Cetra Open Wireless SpeedNova Open-Ear Gaming Earbuds for PC iOS Android Switch - Black

ASUS
Original price $257.99 - Original price $257.99
Original price
$257.99
$257.99 - $257.99
Current price $257.99

Dual-Mode ConnectivityWith Bluetooth and low-latency ROG SpeedNova 2.4GHz connectivity plus USB-C passthrough charging that powers your phone witho...

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Original price $257.99 - Original price $257.99
Original price
$257.99
$257.99 - $257.99
Current price $257.99

Sony - WFC510 Truly Wireless Earbuds - Yellow

Sony
Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

Compact. Lightweight. Comfortable.Light and compact to give you all-day comfort and designed for the ideal fit for an exceptional all-round listeni...

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Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

JLab - JBuds Lux ANC Wireless Bluetooth Over-Ear Headphones with Active Noise Cancelling Spatial Audio 70+ Hour Battery - Mauve

JLab
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Lab Quality SoundPowered by advanced 40mm drivers these headphones deliver a level of depth and clarity to your music that will elevate your listen...

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Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Bose - QuietComfort Wireless Noise Cancelling Over-the-Ear Bluetooth Headphones - Cypress Green

Bose
Original price $223.99 - Original price $223.99
Original price
$223.99
$223.99 - $223.99
Current price $223.99

Take over the tempo.Chin up shoulders back music blasting. Press play and take charge of the music with Bose QuietComfort noise cancelling headphon...

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Original price $223.99 - Original price $223.99
Original price
$223.99
$223.99 - $223.99
Current price $223.99

RØDE - Wireless PRO Dual-Channel Wireless Microphone System

Rode
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Dual ChannelDual-channel compact wireless microphone systemCrystal Clear AudioRDE’s state-of-the-art Series IV 2.4 GHz digital transmission with 12...

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Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Marshall - Motif II A.N.C. True Wireless Active Noise Cancelling Bluetooth Earbuds with Transparency Mode and Microphone for Calls - Black

Marshall
Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

Marshall Signature SoundDon’t leave great music behind. With Motif II A.N.C. you can take Marshall signature sound with you wherever you go. Precis...

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Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

CORSAIR Gaming Virtuoso PRO - headset

Corsair
Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

Hear what mattersOpen your world to a new audio experience tailor-made for streamers gamers and creators. VIRTUOSO PRO reproduces sound with incred...

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Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.