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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

JBL - Live 670NC Wireless On-Ear Headphones with True Adaptive Noise Cancelling - 2024 - White

JBL

JBL signature sound and surround soundAlong with powerful JBL signature sound the 40mm drivers offer immersive JBL Spatial Sound that turns any ste...

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Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99
Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99

Shokz - OpenRun Pro 2 Mini Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Orange

Shokz

Dual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...

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Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99
Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

JBL - Tune 670NC Adaptive Noise Cancelling Wireless On-Ear Headphone -2024 - White

JBL

Adaptive noise cancelling with Smart AmbientAdaptive noise cancelling means zero distractions when it’s time to focus on your studies—or get your g...

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Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99
Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99

Shure - MV7+ USB-C/XLR Dynamic Podcast Microphone - White

Shure

Dual USB/XLR outputs for digital or analog recordingHighly directional dynamic element with proven Voice Isolation TechnologyCustomizable LED touch...

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Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

Soundcore - by Anker Q20i Over-Ear Headphones with Active Noise Cancelling Deep Bass and 40-Hour Playtime - Black

Soundcore

Hybrid Active Noise Cancelling2 internal and 2 external mics work in tandem to detect external noise and effectively reduce up to 90 of it such as ...

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Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99
Original price $246.99 - Original price $246.99
Original price
$246.99
$246.99 - $246.99
Current price $246.99

Sennheiser - MOMEMTUM 4 Wireless Adaptive Noise-Canceling Over-The-Ear Headphones - Denim

Sennheiser

Maximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...

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Original price $246.99 - Original price $246.99
Original price
$246.99
$246.99 - $246.99
Current price $246.99
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

Soundcore - by Anker Q20i Over-Ear Headphones with Active Noise Cancelling Deep Bass and 40-Hour Playtime - Blue

Soundcore

Hybrid Active Noise Cancelling2 internal and 2 external microphones work in tandem to detect external noise and effectively reduce it by up to 90 i...

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Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99
Original price $153.99 - Original price $153.99
Original price
$153.99
$153.99 - $153.99
Current price $153.99

RØDE - WIRELESS ME Ultra-Compact Wireless Microphone System - Black

Rode

Single-channel compact wireless microphone systemSimple plug-and-play operation for creators of all typesAuto-paired out of the boxIntelligent Gain...

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Original price $153.99 - Original price $153.99
Original price
$153.99
$153.99 - $153.99
Current price $153.99
Original price $178.99 - Original price $178.99
Original price
$178.99
$178.99 - $178.99
Current price $178.99

SteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for PS5 PS4 PC Switch - Black

Steel Series

Quick-Switch WirelessHigh-speed 2.4GHz wireless for PS5/PC/Switch and more or switch to Bluetooth 5.3 for mobile.Active Noise Cancellation4-mic hyb...

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Original price $178.99 - Original price $178.99
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$178.99
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Current price $178.99
Original price $531.99 - Original price $531.99
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$531.99
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Current price $531.99

Apple - AirPods Max (USB-C) - Orange

Apple

ULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...

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Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99
Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99

Shure - MV7+ USB-C/XLR Dynamic Podcast Microphone - Black

Shure

Dual USB/XLR outputs for digital or analog recordingHighly directional dynamic element with proven Voice Isolation TechnologyCustomizable LED touch...

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Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99
Original price $196.99 - Original price $196.99
Original price
$196.99
$196.99 - $196.99
Current price $196.99

Sennheiser - MOMENTUM 4 Wireless Adaptive Noise-Canceling Over-The-Ear Headphones - White

Sennheiser

Maximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...

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Original price $196.99 - Original price $196.99
Original price
$196.99
$196.99 - $196.99
Current price $196.99
Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

JBL - Junior 470NC Wireless Noise Cancelling Kids Over-Ear Headphones - 2025 - White

JBL

JBL Safe Sound <85dBJBL Junior 470NC headphones are designed to never exceed 85dB. This way your kids can enjoy the same great sound that made J...

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Original price $76.99 - Original price $76.99
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$76.99
$76.99 - $76.99
Current price $76.99
Original price $215.99 - Original price $215.99
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$215.99
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Current price $215.99

Google - Pixel Buds Pro 2 - Wireless Earbuds with Active Noise Cancellation Bluetooth Headphones - Moonstone

GOOGLE

Made to stay putPixel Buds 2 are small light and comfortable. Use the twist-to-adjust stabilizer to lock your earbuds in during workouts or adjust ...

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Original price $215.99 - Original price $215.99
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$215.99
$215.99 - $215.99
Current price $215.99
Original price $303.99 - Original price $303.99
Original price
$303.99
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Current price $303.99

RØDE - VIDEOMIC PRO+ Premium On-Camera Microphone - Black

Rode

MicrophonePremium on-camera condenser microphoneDirectional AudioSupercardioid polar pattern and extended frequency response for capturing warm dir...

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Original price $303.99 - Original price $303.99
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$303.99
$303.99 - $303.99
Current price $303.99
Original price $67.99 - Original price $67.99
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$67.99
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Current price $67.99

JBL - Endurance Race 2 Waterproof True Wireless Sport Earbuds - 2025 - Black

JBL

Waterproof and dustproofThe JBL Endurance Race 2 is made for your toughest workout. Their IP68 rating means they're fully dustproof and waterproof ...

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Original price $67.99 - Original price $67.99
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$67.99
$67.99 - $67.99
Current price $67.99
Original price $247.99 - Original price $247.99
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$247.99
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Current price $247.99

Beats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Quick Sand

Apple

Powerbeats Pro 2 has secure-fit earhooks that stay locked in as you train. With over 1500 hours of athlete testing to help ensure a secure comforta...

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Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Sennheiser - ACCENTUM Open Wireless Earbuds - Ear Buds with Open Design Dynamic Sound and Bluetooth 5.3 - Cream

Sennheiser

Sennheiser tuned soundTuned by acoustic experts for a superior open sound they deliver rich detailed sound that’s finely tuned for clarity and dept...

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Original price $100.99 - Original price $100.99
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$100.99
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Current price $100.99
Original price $150.99 - Original price $150.99
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$150.99
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Current price $150.99

HyperX - Cloud III S Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac and Mobile - White

HP

Up to 120 Hours178; of Uninterrupted Gaming on a Single ChargeAchieve up to 120 hours of gameplay on 2.4GHz. Push the limits even further with up t...

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Original price $150.99 - Original price $150.99
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$150.99
$150.99 - $150.99
Current price $150.99
Original price $51.99 - Original price $51.99
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$51.99
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Current price $51.99

Soundcore - by Anker C40i Open-Ear Cip-On Earbud Headphones - Graphite Gray

Soundcore

Breathable ComfortExperience unmatched comfort with soundcore C40i open-ear earbuds. Designed with a stable yet airy clip-on style they provide ult...

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Original price $51.99 - Original price $51.99
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$51.99
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Current price $51.99
Original price $244.99 - Original price $244.99
Original price
$244.99
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Current price $244.99

Beats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Hyper Purple

Apple

Powerbeats Pro 2 has secure-fit earhooks that stay locked in as you train. With over 1500 hours of athlete testing to help ensure a secure comforta...

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Original price $244.99 - Original price $244.99
Original price
$244.99
$244.99 - $244.99
Current price $244.99
Original price $245.99 - Original price $245.99
Original price
$245.99
$245.99 - $245.99
Current price $245.99

Beats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Electric Orange

Apple

Powerbeats Pro 2 has secure-fit earhooks that stay locked in as you train. With over 1500 hours of athlete testing to help ensure a secure comforta...

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Original price $245.99 - Original price $245.99
Original price
$245.99
$245.99 - $245.99
Current price $245.99
Original price $95.99 - Original price $95.99
Original price
$95.99
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Current price $95.99

Sony - WF-C710N Truly Wireless Noise-Canceling Earbuds - White

Sony

Noise-cancelingWF-C710N Wireless Noise Canceling Earbuds are the ultimate everyday audio essential with optimal noise canceling a longer battery li...

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Original price $95.99 - Original price $95.99
Original price
$95.99
$95.99 - $95.99
Current price $95.99
Original price $247.99 - Original price $247.99
Original price
$247.99
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Current price $247.99

Beats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Jet Black

Apple

Powerbeats Pro 2 has secure-fit earhooks that stay locked in as you train. With over 1500 hours of athlete testing to help ensure a secure comforta...

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Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99
Original price $101.99 - Original price $101.99
Original price
$101.99
$101.99 - $101.99
Current price $101.99

Sony - WF-C710N Truly Wireless Noise-Canceling Earbuds - Glass Blue

Sony

Noise-cancelingWF-C710N Wireless Noise Canceling Earbuds are the ultimate everyday audio essential with optimal noise canceling a longer battery li...

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Original price $101.99 - Original price $101.99
Original price
$101.99
$101.99 - $101.99
Current price $101.99
Original price $101.99 - Original price $101.99
Original price
$101.99
$101.99 - $101.99
Current price $101.99

Sony - WF-C710N Truly Wireless Noise-Canceling Earbuds - Black

Sony

Noise-cancelingWF-C710N Wireless Noise Canceling Earbuds are the ultimate everyday audio essential with optimal noise canceling a longer battery li...

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Original price $101.99 - Original price $101.99
Original price
$101.99
$101.99 - $101.99
Current price $101.99
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Razer - Barracuda X Chroma Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile - Phantom White

Razer

Razer SmartSwitch Dual Wireless to quick-toggle between Razer HyperSpeed and BluetoothSwitch connection from your PC or console to your phone with ...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99
Original price $229.99 - Original price $229.99
Original price
$229.99
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Current price $229.99

Bose - QuietComfort Wireless Noise Cancelling Over-the-Ear Bluetooth Headphones - Ice Blue

Bose

Take over the tempo.Chin up shoulders back music blasting. Press play and take charge of the music with Bose QuietComfort noise cancelling headphon...

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Original price $229.99 - Original price $229.99
Original price
$229.99
$229.99 - $229.99
Current price $229.99
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

JBL - Live 770NC Wireless Over-Ear Headphones with True Adaptive Noise Cancelling - 2024 - Black

JBL

JBL Signature Sound And Surround SoundAlong with powerful JBL signature sound the 40mm drivers offer immersive JBL Spatial Sound that turns any ste...

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Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99
Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

JBL - Live 670NC Wireless On-Ear Headphones with True Adaptive Noise Cancelling - 2024 - Black

JBL

JBL Signature Sound And Surround SoundAlong with powerful JBL signature sound the 40mm drivers offer immersive JBL Spatial Sound that turns any ste...

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Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Razer - Kraken V4 X Wired Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile and Tablet - Black

Razer

Razer TriForce 40 mm Drivers for powerful lifelike audioOur patented 3-part driver design pushes out exceptional highs mids and lows that doesn’t m...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99
Original price $184.99 - Original price $184.99
Original price
$184.99
$184.99 - $184.99
Current price $184.99

Razer - Kraken V4 Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile and Tablet - Black

Razer

3 Modes of Connectivity Razer HyperSpeed Wireless Bluetooth USBFrom your PC to console to phone enjoy full audio immersion no matter the scenario...

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Original price $184.99 - Original price $184.99
Original price
$184.99
$184.99 - $184.99
Current price $184.99
Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Soundcore - by Anker P40i Noise Canceling True Wireless Earbud Headphones - Black

Soundcore

Smart Noise Cancellingsoundcore P40i noise cancelling earbuds feature adaptive ANC that automatically detects ambient noise and utilizes advanced a...

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Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

JBL - Tune 770NC Adaptive Noise Cancelling Wireless Over-Ear Headphone - 2024 - Black

JBL

Adaptive noise cancelling with Smart AmbientAdaptive noise cancelling means zero distractions when it’s time to focus on your studies—or get your g...

View full details
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99
Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99

Sennheiser - ACCENTUM Plus Wireless Bluetooth Headphones Adaptive Hybrid ANC Smart Adaptive Features - Black

Sennheiser

Ultra-Fast ChargingJust 10 minutes of charging provides 5 hours of playtime to efficiently get back to outstanding on-the-go audio.50-Hour Battery ...

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Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99
Original price $215.99 - Original price $215.99
Original price
$215.99
$215.99 - $215.99
Current price $215.99

Turtle Beach - Stealth 700 Gen 3 Wireless Over-Ear Multiplatform Gaming Headset for PC PS5 PS4 Mobile with 80-Hr Battery - Black

Turtle Beach

CrossPlay Multiplatform Wireless Audio SystemDual USB wireless transmitters and a single button on the headset allow you to quickly switch between ...

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Original price $215.99 - Original price $215.99
Original price
$215.99
$215.99 - $215.99
Current price $215.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.