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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

iOttie - iTap 3 MagSafe Compatible Air Vent Car Mount with Magnetic Adapter Ring for Mobile Phones - Carbon Black

iottie
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Universal CompatibilityWorks with Qi2 MagSafe and all other smartphones and cases via an included magnetic ring adapter that attaches to the back o...

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Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

iOttie - Easy One Touch 6 Universal Air Vent Flush Mount for Mobile Phones - Black

iottie
Original price $40.99 - Original price $40.99
Original price
$40.99
$40.99 - $40.99
Current price $40.99

Easy One Touch MechanismThe Easy One Touch mechanism allows you to lock and release your smartphone in seconds with a quick one-handed motion.Wide ...

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Original price $40.99 - Original price $40.99
Original price
$40.99
$40.99 - $40.99
Current price $40.99

Rexing - CPW-42 Wireless CarPlay Android Auto Adapter for iPhone (iOS 10+) and Android (Android 11+) - Black

Rexing
Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

Wireless CarPlay Android Auto Adapter Convert Wired Systems to Wireless Compatible with iPhone AndroidThis adapter is perfect for vehicles with ...

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Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

JLab - GO Air POP True Wireless In-Ear Headphones - Pink

Lenovo
Original price $28.99 - Original price $28.99
Original price
$28.99
$28.99 - $28.99
Current price $28.99

Long Battery LifeGO Air POP features 8+ hours of playtime in each earbud and 27+ extra hours from the charging case (35+ hours total). Return to th...

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Original price $28.99 - Original price $28.99
Original price
$28.99
$28.99 - $28.99
Current price $28.99

Soundcore - by Anker Liberty 5 Pro True Wireless Noise Cancelling Bluetooth In-Ear Earbuds - Black

Soundcore
Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

Clear calls even in noisy spacesMultiple sensors and the Thus AI Chip help isolate your voice so you sound clear in both busy and quiet environment...

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Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

Uniden - R3 RADAR DETECTOR

Uniden
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

gps built-inallows the unit to automatically mark and alert you to specific locationsred light camera alertalerts you to where the photo radar is l...

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Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Metra - Dash Kit for 2011-2016 Honda CR-Z (With NAV) Vehicles - Matte Black

Metra Electronics Co
Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

Compatible with 2011-2016 Honda CR-Z with factory navigation vehiclesEnsures a seamless fit.Double DIN provisionAllows for the installation of a Do...

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Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

KICKER - KS Series 6" x 9" 3-Way Car Speakers with Polypropylene Cones (Pair) - Black

Kicker
Original price $219.99 - Original price $219.99
Original price
$219.99
$219.99 - $219.99
Current price $219.99

30Hz - 21kHz frequency responseEnsures a wide range of accurately reproduced sound.Polypropylene woofer coneImproves sensitivity while reducing dis...

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Original price $219.99 - Original price $219.99
Original price
$219.99
$219.99 - $219.99
Current price $219.99

JBL - Tour Pro 3 True Wireless Noise Cancelling Earbuds - 2024 - Black

JBL
Original price $273.99 - Original price $273.99
Original price
$273.99
$273.99 - $273.99
Current price $273.99

A next-gen Smart Charging Case for a seamless listening experienceLeave your phone in your pocket. JBL Tour Pro 3’s newly redesigned Smart Charging...

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Original price $273.99 - Original price $273.99
Original price
$273.99
$273.99 - $273.99
Current price $273.99

KICKER - KS Series 6-1/2" 2-Way Car Speakers with Polypropylene Cones (Pair) - Black

Kicker
Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

43Hz - 21kHz frequency responseEnsures a wide range of accurately reproduced sound.Polypropylene woofer coneImproves sensitivity while reducing dis...

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Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

Metra - ''' - Black

Metra Electronics Co
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Compatible with most 2006 and up BMW and Mini vehiclesFor a proper fit.Two adapter platesAllow you to install a pair of 3.5" speakers into a design...

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Metra - Speaker Bracket for Select 2007-2017 Mitsubishi Lancer Outlander - Black

Metra Electronics Co
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Compatible with 2007 and up Mitsubishi vehiclesLets you install 6" to 6.75" aftermarket speakers.Two-packAllows you to install two speakers.Black f...

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Black

Apple
Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Deep Brown

Apple
Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

View full details
Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

JVC - 6.8" Bluetooth Digital Media (DM) Receiver with Rear Camera Input and Parking Guidelines - Black

JVC
Original price $225.99 - Original price $225.99
Original price
$225.99
$225.99 - $225.99
Current price $225.99

Made for SmartphonesA versatile car stereo that is compatible with both Apple and Android devices. With Bluetooth connectivity you can easily strea...

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Original price $225.99 - Original price $225.99
Original price
$225.99
$225.99 - $225.99
Current price $225.99

Metra - Axxess ANC Bypass Harness for Select 2016-2020 GM and Cadillac Vehicles - Multi

Metra Electronics Co
Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Compatible with select 2016-2020 GM and Cadillac vehiclesSolves common problems for installers adding subwoofers or aftermarket speakers to vehicle...

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Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

PAC - Audio Integration T-Harness for Select Toyota Vehicles - Multi

Pac
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Compatible with select Toyota vehiclesIncluding 2020-2021 4Runner 2019-2021 Avalon 2019-2021 C-HR 2018-2021 Camry 2019-2021 Corolla 2020-2021 Highl...

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Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Shokz - OpenFit 2 Open-Ear True Wireless Earbuds - Beige

Shokz
Original price $153.99 - Original price $153.99
Original price
$153.99
$153.99 - $153.99
Current price $153.99

DualBoostTM Technology for Dynamic AudioOpenFit 2 introduces Shokz’s groundbreaking DualBoostTM Technology to deliver larger-than-life audio that's...

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Original price $153.99 - Original price $153.99
Original price
$153.99
$153.99 - $153.99
Current price $153.99

KICKER - Hideaway 10" Compact Powered Subwoofer - Black

Kicker
Original price $368.99 - Original price $368.99
Original price
$368.99
$368.99 - $368.99
Current price $368.99

FIT PLUSKicker innovates once again with FIT+ (Fail-safe Integration Technology PLUS). Accepting input signals ranging from a mere 0.25 volt to as ...

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Original price $368.99 - Original price $368.99
Original price
$368.99
$368.99 - $368.99
Current price $368.99

JBL - Live Buds 3 True Wireless Noise Cancelling Earbuds - 2024 - Black

JBL
Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

Hi-Res Audio Wireless with JBL signature soundThe JBL Live Buds 3's 10mm dynamic drivers are powered by JBL Signature Sound. Each driver is perfect...

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Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

Metra - Speaker Mount Kit for Select 2007-2014 GM Vehicles - Black

Metra Electronics Co
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Compatible with select 2007-2014 GM vehiclesFor use in your existing vehicle.Two adapter plates and two speaker adapter harnessesAllow you to insta...

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

RØDE - Interview PRO Wireless Handheld Condenser Microphone

Rode
Original price $264.99 - Original price $264.99
Original price
$264.99
$264.99 - $264.99
Current price $264.99

MicrophoneWireless handheld condenser microphoneOmnidirectionalOmnidirectional polar patternTransmissionState-of-the-art 2.4GHz digital transmissio...

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Original price $264.99 - Original price $264.99
Original price
$264.99
$264.99 - $264.99
Current price $264.99

THINKWARE - Exterior Weatherproof Infrared Camera - Silver

THINKWARE
Original price $154.99 - Original price $154.99
Original price
$154.99
$154.99 - $154.99
Current price $154.99

Clear video recordingTWA-NIFRT captures footage in high-quality 1080p Full HD video resolutionWaterproof and dustproofTWA-NIFRT has a rugged IP68-r...

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Original price $154.99 - Original price $154.99
Original price
$154.99
$154.99 - $154.99
Current price $154.99

THINKWARE - CPL Filter - Black

THINKWARE
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Eliminate Windshield GlareReduce Light ReflectionsCorrect Overexposed FootageEnhance Colour Saturation and ClarityCompatibilityCompatible with ALL ...

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Beats by Dr. Dre - Beats Studio Buds + True Wireless Noise Cancelling Earbuds Ivory

Apple
Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

Feel the emotion of powerful balanced sound from Beats’ custom acoustic platformActive Noise Cancelling (ANC) adapts to your personal fit to keep y...

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Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

RØDE - NTH-100M Professional Over-the-Ear Headphones - Black

Rode
Original price $190.99 - Original price $190.99
Original price
$190.99
$190.99 - $190.99
Current price $190.99

HeadphoneProfessional over-ear headphones for critical listening and monitoringDriverCustom-matched drivers deliver an incredibly accurate frequenc...

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Original price $190.99 - Original price $190.99
Original price
$190.99
$190.99 - $190.99
Current price $190.99

Razer - BlackShark V2 X Wired Over-the-Ear Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - White

Razer
Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

Razer TriForce 50mm DriversOur new cutting-edge proprietary design divides the driver into 3 parts for the individual tuning of highs mids and lows...

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Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

KICKER - CompRT Down-Firing 12 Dual-Voice-Coil 2-Ohm Loaded Subwoofer Enclosure - Black

Kicker
Original price $376.99 - Original price $376.99
Original price
$376.99
$376.99 - $376.99
Current price $376.99

Big bass. Thin box.The down-firing enclosure effortlessly fits under the seat in your trunk or in your cargo area no grille needed.Ready to rockTh...

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Original price $376.99 - Original price $376.99
Original price
$376.99
$376.99 - $376.99
Current price $376.99

AudioControl - 2-Channel Active Line Output Converter with AccuBASS and Subwoofer Control - Black

AudioControl
Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

Compatible with most vehicles’ OEM audio systemsFor use when adding aftermarket amplifiers to car audio systems without RCA preamp outputs.2-channe...

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Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

Sennheiser - ACCENTUM Wireless Bluetooth Around-the-ear Headphones Hybrid Noise Cancelling (ANC) All-Day Comfort - Blue

Sennheiser
Original price $174.99 - Original price $174.99
Original price
$174.99
$174.99 - $174.99
Current price $174.99

50-hour Battery LifeEnjoy exceptional battery playtime that lasts up to 50 hours on a single charge with Bluetooth and ANC active.Sennheiser Signat...

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Original price $174.99 - Original price $174.99
Original price
$174.99
$174.99 - $174.99
Current price $174.99

Metra - Dash Kit for Select 2004-2009 Lexus RX 350 RX 330 RX DIN DDIN - Silver

Metra Electronics Co
Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Compatible with select Lexus RX series vehiclesFor use with your existing vehicle.Double DIN head unit provisionsWith an ISO DIN head unit provisio...

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Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

SteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for PS5 PS4 PC Switch ROG Ally Steam Deck - Black

Steel Series
Original price $205.99 - Original price $205.99
Original price
$205.99
$205.99 - $205.99
Current price $205.99

Quick-Switch WirelessHigh-speed 2.4GHz wireless for PlayStation PC Switch ROG Ally Steam Deck and more or switch to Bluetooth 5.3 for mobile.Active...

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Original price $205.99 - Original price $205.99
Original price
$205.99
$205.99 - $205.99
Current price $205.99

Soundcore - by Anker Sport X20 True Wireless Noise Cancelling Earbuds - Black

Soundcore
Original price $77.99 - Original price $77.99
Original price
$77.99
$77.99 - $77.99
Current price $77.99

Flexible FitSport X20 workout earbuds come equipped with adjustable ear hooks that can be extended and rotated for a comfortable and secure fit. Up...

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Original price $77.99 - Original price $77.99
Original price
$77.99
$77.99 - $77.99
Current price $77.99

Maestro - VW2 Installation T-Harness for Select Volkswagen and Audi Models 2016+ with Head Unit Connectors - Black

Maestro
Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

Head Unit connectorsWorks with iDatalink's "Head-unit Direct" harnesses (ACC-HU-xxxx) which eliminates the need for wire splicing.Retains factory f...

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Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

JLab - JBuds Lux ANC Wireless Bluetooth Over-Ear Headphones with Active Noise Cancelling Spatial Audio 70+ Hour Battery - Cloud White

JLab
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Lab Quality SoundPowered by advanced 40mm drivers these headphones deliver a level of depth and clarity to your music that will elevate your listen...

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Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Scosche - GravityGrip 3-in-1 Window Dash Vent Mount for Mobile Phones - Black

Scosche
Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

Safe and secureAttaches to any flat surface in your home or office with the StickGrip suction cup base or use the vent clips for securing to any ca...

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Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.