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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

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Shokz - OpenRun Pro Mini Premium Bone Conduction Open-Ear Sport Headphones - Black

Shokz
Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Open-ear comfortFeaturing a compact size for your best fit yet while still featuring Shokz’ signature open-ear design and delivering all-day comfor...

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Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Shokz - OpenRun Pro Premium Bone Conduction Open-Ear Sport Headphones - Black

Aftershokz
Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Open-ear comfortFeaturing a compact size for your best fit yet while still featuring Shokz’ signature open-ear design and delivering all-day comfor...

View full details
Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Razer - Barracuda Wireless Stereo Over-the-Ear Gaming Headset for PC PS5 PS4 Switch and Mobile - Black

Razer
Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99

Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

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Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99

Sony - WHCH720N Wireless Noise Cancelling Headphones - Black

Sony
Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Headphones that let you fully immerse yourself in the musicDual Noise Sensor Technology and an Integrated Processor V1 takes noise cancelling to th...

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Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Marshall - Monitor III A.N.C. Wireless Active Noise Cancelling Over-the-Ear Bluetooth Headphones with Microphone for Calls - Black

Marshall
Original price $281.99 - Original price $281.99
Original price
$281.99
$281.99 - $281.99
Current price $281.99

70 Hours Of Wireless Playtime With Active Noise Cancellation and 100 Hours WithoutYou know that moment when your favourite part of a track is about...

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Original price $281.99 - Original price $281.99
Original price
$281.99
$281.99 - $281.99
Current price $281.99

Bose - QuietComfort Ultra Headphones (2nd Gen) Wireless Noise Cancelling Over-Ear Headphones with Immersive Audio - Cherry Chocolate

Bose
Original price $443.99 - Original price $443.99
Original price
$443.99
$443.99 - $443.99
Current price $443.99

Awaken your sound.Bose’s best noise cancellation for headphones with spatialized audio for more immersive listening — no matter the content or sour...

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Original price $443.99 - Original price $443.99
Original price
$443.99
$443.99 - $443.99
Current price $443.99

Bowers Wilkins - Px7S3 Bluetooth Noise Cancelling Over-the-Ear Headphones - Indigo Blue

Bowers & Wilkins
Original price $395.99 - Original price $395.99
Original price
$395.99
$395.99 - $395.99
Current price $395.99

Px7 Series Elevated in Form FunctionGroove and get closer to your music with the Bower Wilkins Px7 S3 over-ear headphones featuring our most comf...

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Original price $395.99 - Original price $395.99
Original price
$395.99
$395.99 - $395.99
Current price $395.99

Bose - QuietComfort Ultra Headphones (2nd Gen) Wireless Noise Cancelling Over-Ear Headphones with Immersive Audio - White

Bose
Original price $443.99 - Original price $443.99
Original price
$443.99
$443.99 - $443.99
Current price $443.99

Awaken your sound.Bose’s best noise cancellation for headphones with spatialized audio for more immersive listening — no matter the content or sour...

View full details
Original price $443.99 - Original price $443.99
Original price
$443.99
$443.99 - $443.99
Current price $443.99

Marshall - Major V Wireless On-Ear Bluetooth Headphones with Lightweight Foldable Design and Microphone for Calls - Brown

Marshall
Original price $97.99 - Original price $97.99
Original price
$97.99
$97.99 - $97.99
Current price $97.99

Marshall Signature SoundThunderous bass smooth mids and crisp treble. Major V delivers the Marshall signature sound you know and love. We also redu...

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Original price $97.99 - Original price $97.99
Original price
$97.99
$97.99 - $97.99
Current price $97.99

Bose - QuietComfort Ultra Headphones (2nd Gen) Wireless Noise Cancelling Over-Ear Headphones with Immersive Audio - Driftwood Sand

Bose
Original price $443.99 - Original price $443.99
Original price
$443.99
$443.99 - $443.99
Current price $443.99

Awaken your sound.Bose’s best noise cancellation for headphones with spatialized audio for more immersive listening — no matter the content or sour...

View full details
Original price $443.99 - Original price $443.99
Original price
$443.99
$443.99 - $443.99
Current price $443.99

Soundcore - by Anker P41i Wireless Bluetooth In Ear Earbuds with Portable USB-C Phone Charger - White

Soundcore
Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Portable Phone ChargingThe case charges an iPhone 16 Pro to 50 or a Samsung Galaxy S24 to 45 with 10W of power and 3000mAh of battery capacity.Ultr...

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Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Shokz - OpenFit 2+ Open-Ear True Wireless Bluetooth Earbuds - Gray

Shokz
Original price $179.99 - Original price $179.99
Original price
$179.99
$179.99 - $179.99
Current price $179.99

Dynamic Sound with Dolby AudioHear the power of deep bass vibrant mids and crystal-clear highs. Dolby Audio creates a rich expansive soundstage tha...

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Original price $179.99 - Original price $179.99
Original price
$179.99
$179.99 - $179.99
Current price $179.99

Anker - Soundcore Space 2 Wireless Bluetooth Noise Cancelling Over-the-Ear Headphones with 50H ANC Playtime and Comfort - Black

Soundcore
Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

Enhanced Noise Cancelling for Your JourneyThe 4-stage low-frequency noise cancelling system specifically targets and blocks jet engine roar and env...

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Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

JBL - Tune Flex 2 True Wireless Noise Cancelling Earbuds - 2025 - White

JBL
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

JBL Pure Bass Sound with Spatial SoundJBL Tune Flex 2 earbuds feature 12mm dynamic drivers that deliver powerful JBL Pure Bass sound. And whether y...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

JLab - Nightfall Wired Over-Ear Gaming Headset - Black

Lenovo
Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

POWERFUL SOUND50mm Drivers with Sound Isolating Inner Shell For Immersive Powerful SoundADJUSTABLE HEADBANDSuper-Wide Adjustable Headband Stretches...

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Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

CORSAIR - HS80 MAX Wireless Gaming Headset for PC Mac PS5 PS4 and Mobile - White

Corsair
Original price $142.99 - Original price $142.99
Original price
$142.99
$142.99 - $142.99
Current price $142.99

Low-Latency 2.4Ghz Wireless Plus BluetoothEnjoy low-latency 2.4Ghz wireless audio with an amazing range of up to 50ft and high-fidelity 24bit/96kHz...

View full details
Original price $142.99 - Original price $142.99
Original price
$142.99
$142.99 - $142.99
Current price $142.99

GoPro - Wireless Mic USB Kit - Black

GoPro
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Wireless Audio RecordingProvides cable-free audio capture for greater mobility and convenience during vlogging interviews and video production.Comp...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Sennheiser - MOMENTUM 5 Bluetooth Wireless Adaptive Noise-Canceling Over-The-Ear Headphones - Bronze

Sennheiser
Original price $364.99 - Original price $364.99
Original price
$364.99
$364.99 - $364.99
Current price $364.99

Truth In Sound Engineered In GermanyThrough the craft and precision of German Engineering we create remarkable audio experiences that you don’t ju...

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Original price $364.99 - Original price $364.99
Original price
$364.99
$364.99 - $364.99
Current price $364.99

Glorious - GHS Wireless InfinitePlay 2.4/Bluetooth Over-the-Ear Wireless Gaming Headset + Base Station for PC PS5 PS4 and Switch - Black

Glorious
Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Infiniteplay The first wireless gaming headset that never disconnectsSwap between 2x 85-hour battery packs for unlimited play. The Guardian Battery...

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Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

SteelSeries - Arctis Nova Pro Wireless Over-the-Ear Gaming Headset with 2.4Ghz/Bluetooth for PC PS5 PS4 Switch and Switch 2 - Black

Steel Series
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Multi-System ConnectConnect two systems at once and toggle between PC PlayStation Switch or Mac.Active Noise CancellationAutomatically detects and ...

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Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

HyperX - Cloud Alpha Air Wireless Open-Back Gaming Headset for PC PS5 PS4 Xbox XS Nintendo Switch Mac and Mobile - Black

HP
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Don’t Lose the BassTraditional open back headsets lose the bass. Cloud Alpha Air doesn’t. With the HyperX Bass Tube it maintains the low end while ...

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Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Shokz - OpenDots 2 Open-Ear Clip-On True Wireless Bluetooth Earbuds - Pink

Shokz
Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

Larger-than-life soundOpenDots 2 packs powerful audio into a compact design with Shokz Bassphere 2.0. Paired with MirrorPitch Technology sound is p...

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Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

Google - Pixel Buds Pro 2 - Wireless Earbuds with Active Noise Cancellation Bluetooth Headphones - Olive

GOOGLE
Original price $276.99 - Original price $276.99
Original price
$276.99
$276.99 - $276.99
Current price $276.99

Made to stay putPixel Buds 2 are small light and comfortable. Use the twist-to-adjust stabilizer to lock your earbuds in during workouts or adjust ...

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Original price $276.99 - Original price $276.99
Original price
$276.99
$276.99 - $276.99
Current price $276.99

Baseus - Bowie MC2 Open-Ear Clip-On EarbudsLDAC Hi-Res55-Hour PlaytimeIP67Bluetooth 6.0 - Black

Baseus
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Personalized Open-Ear ComfortEach 5.1 g earbud uses MLand XL removable air cushions and a four-point support design to help create a securecomforta...

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Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Sony - WH-1000XM4C Wireless Noise Cancelling Headphones (M4 2nd Gen) - Black

Sony
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

1000X Series noise cancellingInspired by the premium noise cancelling performance of the 1000X Series the WH-1000XM4C helps quiet everyday distract...

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Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Sony - WH-CH530 Wireless Headphone with Microphone - White

Sony
Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Long-lasting battery quick chargingWith up to 55 hours of battery life the WH-CH530 headphones are built for long listening sessions daily commute...

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Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Bose - QuietComfort True Wireless Noise Cancelling In-Ear Earbuds with Customizable Fit - Dewdrop Mint

Bose
Original price $208.99 - Original price $208.99
Original price
$208.99
$208.99 - $208.99
Current price $208.99

Sound without compromise.Make the everyday sound epic with iconic sound and renowned noise cancellation with up to 8.5 hours 185; of go-with-the-fl...

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Original price $208.99 - Original price $208.99
Original price
$208.99
$208.99 - $208.99
Current price $208.99

Sony - WH-CH730N Wireless Noise Cancelling Headphones - White

Sony
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Premium noise cancellingDual Noise Sensor technology uses microphones in each earcup to help reduce outside noise so you can stay focused on your m...

View full details
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Shokz - OpenRun Air 2 Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Black

Shokz
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Classic bone conduction open-ear design.Powered by Shokz Bone Conduction Technology OpenRun Air 2 delivers open-ear listening that helps you stay a...

View full details
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Sony - WH-CH730N Wireless Noise Cancelling Headphones - Blue

Sony
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Premium noise cancellingDual Noise Sensor technology uses microphones in each earcup to help reduce outside noise so you can stay focused on your m...

View full details
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Sennheiser - MOMENTUM True Wireless 5 earbuds - Cream

Sennheiser
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Truth In SoundThrough the craft and precision of German Engineering we create remarkable audio experiences that you don’t just hear but feel.Germa...

View full details
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Sennheiser - MOMENTUM True Wireless 5 earbuds - Lavender

Sennheiser
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Truth In SoundThrough the craft and precision of German Engineering we create remarkable audio experiences that you don’t just hear but feel.Germa...

View full details
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Sennheiser - MOMENTUM True Wireless 5 earbuds - Copper

Sennheiser
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Truth In SoundThrough the craft and precision of German Engineering we create remarkable audio experiences that you don’t just hear but feel.Germa...

View full details
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Bose - Sport Open Earbuds Wireless Bluetooth Open-ear Running Earbuds with Secure Fit and IP54 Sweat Resistance - Black

Bose
Original price $223.99 - Original price $223.99
Original price
$223.99
$223.99 - $223.99
Current price $223.99

Stable fitA secure cuff-style design that gently anchors around your ear for a stable locked-in fit through every rep run and training session. The...

View full details
Original price $223.99 - Original price $223.99
Original price
$223.99
$223.99 - $223.99
Current price $223.99

Sony - WH-CH730N Wireless Noise Cancelling Headphones - Pink

Sony
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Premium noise cancellingDual Noise Sensor technology uses microphones in each earcup to help reduce outside noise so you can stay focused on your m...

View full details
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Bose - Sport Open Earbuds Wireless Bluetooth Open-ear Running Earbuds with Secure Fit and IP54 Sweat Resistance - Eucalyptus Green

Bose
Original price $223.99 - Original price $223.99
Original price
$223.99
$223.99 - $223.99
Current price $223.99

Stable fitA secure cuff-style design that gently anchors around your ear for a stable locked-in fit through every rep run and training session. The...

View full details
Original price $223.99 - Original price $223.99
Original price
$223.99
$223.99 - $223.99
Current price $223.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.