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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

MB Quart - Tuned 6" x 9" Coaxial Car Speakers with Paper Cones (Pair) - Black

MB Quart
Original price $215.99 - Original price $215.99
Original price
$215.99
$215.99 - $215.99
Current price $215.99

Designed to replace/upgrade OEM rear soundbar speakers of select Jeep vehiclesIncluding Jeep 2018-2023 Wrangler (JL) and 2020-2023 Gladiator (JT) m...

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Original price $215.99 - Original price $215.99
Original price
$215.99
$215.99 - $215.99
Current price $215.99

Metra - Axxess Data Interface for Select 2006-2012 GM Vehicles - Multi

Metra Electronics Co
Original price $87.99 - Original price $87.99
Original price
$87.99
$87.99 - $87.99
Current price $87.99

Compatible with select 2006-2012 GM vehiclesDesigned for non-amplified models analog amplified models or when bypassing a factory amplifier.Provide...

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Original price $87.99 - Original price $87.99
Original price
$87.99
$87.99 - $87.99
Current price $87.99

Metra - Axxess Data Interface for Select 2002-2017 Volkswagen Vehicles - Black

Metra Electronics Co
Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

Compatible with select 2002-2017 Volkswagen vehiclesCan be used in nonamplified or analog amplified systems.Provides 12V 10-amp accessory outputFor...

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Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

Metra - Axxess USB Retention Harness for Select 2011-Up Hyundai and Kia Vehicles - Multi

Metra Electronics Co
Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

Compatible with select 2011 and newer Hyundai and Kia vehiclesIncluding Hyundai Equus (2016) Santa Fe (2013-2016) Santa Fe Sport (2015-2017) Sonata...

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Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

ASUS - ROG Kithara Wired Audiophile Open-Back Gaming Headset with ROG-Tuned HIFIMAN Planar Magnetic Drivers - Black

ASUS
Original price $311.99 - Original price $311.99
Original price
$311.99
$311.99 - $311.99
Current price $311.99

ROG-Tuned 100mm HIFIMAN Planar Magnetic DriversAudiophile-grade fidelity across an ultra-wide frequency range with vivid detail and exceptionally l...

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Original price $311.99 - Original price $311.99
Original price
$311.99
$311.99 - $311.99
Current price $311.99

Metra - Axxess Steering Wheel Control and Data Interface for Select 2013-Up Chrysler Vehicles - Black

Metra Electronics Co
Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Compatible with select 2013-up Chrysler vehiclesDesigned for use in non-amplified models or when bypassing a factory amplifier.Provides 12-volt/10-...

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Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Compustar - 2-Way G15 FM Replacement Remote - Black

CompuStar
Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99

RangeUp to 3000 feet of total range.Replacement remoteReplacement 2-way remote for RFX-2WG15-FM RF-2WG15-FM RFX-2WR3-FM and RF-2WR3-FM.Water resist...

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Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99

DJI - Mic 2 Wireless Omnidirectional Microphone System - Black

DJI
Original price $220.99 - Original price $220.99
Original price
$220.99
$220.99 - $220.99
Current price $220.99

Ready When You AreThe transmitters and receiver are pre-linked and ready to go letting you easily save time and improve efficiency. Features USB-C ...

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Original price $220.99 - Original price $220.99
Original price
$220.99
$220.99 - $220.99
Current price $220.99

Razer - Blackshark V2 Hyperspeed Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - White

Razer
Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

280g Ultra-Lightweight DesignFeaturing optimized weight reductions and an improved clamping force the headset provides seamless comfort that keeps ...

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Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

Energizer - Ultimate 15W MagSafe Magnetic Universal 3-in-1 Wireless Car Charger/Mount with Vent Dash and Windshield Mounts Included - Black

Energizer
Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

Fast Wireless ChargingDelivers up to 15W charging speed for your smartphone.Strong Magnetic AttachmentCompatible with iPhone Magsafe and Android ph...

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Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

Metra - Axxess Steering Wheel Control Interface for Select 1999-2009 Toyota and Lexus Vehicles - Multi

Metra Electronics Co
Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99

Compatible with select 1999-2009 Toyota and Lexus vehiclesOne interface does it all no additional interfaces needed.Works with major radio brandsAu...

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Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99

Metra - Axxess Camera Retention Interface for Select 2014-2017 Hyundai and Kia Vehicles - Multi

Metra Electronics Co
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

Compatible with select 2014-2017 Hyundai and Kia (without NAV) vehiclesFor use in your existing vehicle.Retains the factory backup camera to an aft...

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Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

Pioneer - 6.8" Wireless Android Auto and Apple CarPlay Bluetooth Digital Media (DM) Receiver Maestro Compatible HD Radio - Black

Pioneer
Original price $510.99 - Original price $510.99
Original price
$510.99
$510.99 - $510.99
Current price $510.99

6.8 Inch WVGA Touchscreen (Capacitive)Upgrade your ride with a capacitive WVGA touchscreen Display with built-in LED backlight color customization ...

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Original price $510.99 - Original price $510.99
Original price
$510.99
$510.99 - $510.99
Current price $510.99

SteelSeries - Arctis Nova Pro Wired Multi Gaming Headset for PC PS5 PS4 Switch - Black

Steel Series
Original price $300.99 - Original price $300.99
Original price
$300.99
$300.99 - $300.99
Current price $300.99

Almighty AudioExperience ultimate clarity and sound quality with Premium High Fidelity Drivers. Fully customize the sound experience with the Sonar...

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Original price $300.99 - Original price $300.99
Original price
$300.99
$300.99 - $300.99
Current price $300.99

Bose - Ultra Open-Ear True Wireless Open Earbuds - White Smoke

Bose
Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Open your ears to the worldNow with smoother ear-to-ear syncing and a more refined experience when not playing content. Hear all of what’s around y...

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Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Sennheiser - MOMENTUM 4 Wireless Adaptive Noise-Canceling Over-The-Ear Headphones - White

Sennheiser
Original price $286.99 - Original price $286.99
Original price
$286.99
$286.99 - $286.99
Current price $286.99

Maximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...

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Original price $286.99 - Original price $286.99
Original price
$286.99
$286.99 - $286.99
Current price $286.99

Rexing - S3 1080p 3-Channel Wi-Fi Dash Cam with Built-in GPS - Black

Rexing
Original price $305.99 - Original price $305.99
Original price
$305.99
$305.99 - $305.99
Current price $305.99

Full HD 3-channel dash camThe S3 is an enhanced complete package front camera inside cabin camera and rear camera which records video simultaneousl...

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Original price $305.99 - Original price $305.99
Original price
$305.99
$305.99 - $305.99
Current price $305.99

JLab - Go Air Sport True Wireless Earbuds - Yellow

JLab
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Long Battery Life8+ hours in each earbud and 24+ extra hours from the charging case.Sweatproof For Your JourneyIP55 sweat resistant with an ergonom...

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

KICKER - CompR 10" Dual-Voice-Coil 2-Ohm Subwoofer - Black

Kicker
Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

Features Forced-Air Cooling25 Cooler than previous versions for Increased ReliabilityHandles up to 800W peak power (400W RMS)For powerful sound.30H...

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Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

Beats - Flex Wireless Earphones - Black

Apple
Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

FLEX ALL DAYIn your ears or around your neck Beats Flex are as versatile as the life you lead. Whether you're listening to music taking calls or sc...

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Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

CORSAIR - VOID v2 Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch and Mobile - Carbon

Corsair
Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

Dolby Atmos Spatial AudioExperience dynamic and directional audio that lets you pinpoint every footstep explosion and movement with incredible dire...

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Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

Razer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - White

Razer
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Razer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...

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Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Bose - QuietComfort Wireless Noise Cancelling Over-the-Ear Bluetooth Headphones - Moonlight Gray

Bose
Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

Take over the tempo.Chin up shoulders back music blasting. Press play and take charge of the music with Bose QuietComfort noise cancelling headphon...

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Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

Car Keys Express - Chrysler Dodge and Jeep Simple Key - 3 Button Smart Key Remote and programming device - Black

Car Keys Express
Original price $140.99 - Original price $140.99
Original price
$140.99
$140.99 - $140.99
Current price $140.99

Works on Select VehiclesCheck vehicle compatibility before purchasingNo additional tools requiredSetup is fast easy and requires no toolsIncludes U...

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Original price $140.99 - Original price $140.99
Original price
$140.99
$140.99 - $140.99
Current price $140.99

Turtle Beach - Atlas 200 Wired Over-Ear Gaming Headset for PC Xbox PlayStation - Black

Turtle Beach
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

50mm Nanoclear DriversUnlock gaming audio detail like you’ve never heard before with precision-tuned 50mm Nanoclear drivers.Immersive PC Audio Enha...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Scosche - POWERUP 600 Portable Car Jump Starter

Scosche
Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

600 Peak Amps to jump-start up to 4.0-liter gas engines and up to 2.0-liter diesel engines.Built-in power bank has a 10W USB port for charging phon...

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Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

Saramonic - Air 2-Person Mini Wireless Clip-On Mic System w/ Lavaliers for Cameras Mobile Devices Computers - Black

Saramonic
Original price $174.99 - Original price $174.99
Original price
$174.99
$174.99 - $174.99
Current price $174.99

INCREDIBLY TINY BUT POWERFULEasy-to-Use 2-Person Micro Wireless Clip-On Mic System with Lavaliers that’s Ideal for Content Creation Interviews Vlog...

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Original price $174.99 - Original price $174.99
Original price
$174.99
$174.99 - $174.99
Current price $174.99

Razer - Kraken Kitty V3 X Wired Over-the-Ear Gaming Headset for PC Mac PlayStation Nintendo Switch Steam Deck Mobile - Quartz

Razer
Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Iconic Kitty EarsLet your personality shine with a headset featuring iconic kitty ears a design that’s captured global attention. Play in style exp...

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Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Alpine - S-Series 1" Car Tweeter with Silk Dome Speaker Pair - Black

Alpine Electronic
Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

Handles up to 240W peak power (80W nominal)Provides rich sound.1000Hz - 22kHz frequency responseEnsures a wide range of accurately reproduced sound...

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Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

Baseus - PicoGo 20W Qi2 Magnetic Power Bank with Rotatable Stand 5000mAh Battery Charger - Black

Baseus
Original price $40.99 - Original price $40.99
Original price
$40.99
$40.99 - $40.99
Current price $40.99

Qi2 Certified Fast ChargingOfficially Qi2-certified 15W MagSafe iPhone charging gives you a safer faster and more reliable charge powering your iPh...

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Original price $40.99 - Original price $40.99
Original price
$40.99
$40.99 - $40.99
Current price $40.99

Bose - QuietComfort Ultra Headphones (2nd Gen) - Midnight Violet

Bose
Original price $442.99 - Original price $442.99
Original price
$442.99
$442.99 - $442.99
Current price $442.99

Awaken your sound.Bose’s best noise cancellation for headphones with spatialized audio for more immersive listening — no matter the content or sour...

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Original price $442.99 - Original price $442.99
Original price
$442.99
$442.99 - $442.99
Current price $442.99

Compustar - Anti-Theft Integration Harness for Chrysler/Dodge/Jeep/RAM 2011-2022 - Black

CompuStar
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Push-to-Start LockoutDisables the vehicle’s push-to-start button while the aftermarket security system is armed — preventing engine start even with...

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Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Car Keys Express - Ford Simple Key - 5 Button Smart Key Remote and programming device - Black

Car Keys Express
Original price $140.99 - Original price $140.99
Original price
$140.99
$140.99 - $140.99
Current price $140.99

Works on Select VehiclesCheck vehicle compatibility before purchasingNo additional tools requiredSetup is fast easy and requires no toolsIncludes U...

View full details
Original price $140.99 - Original price $140.99
Original price
$140.99
$140.99 - $140.99
Current price $140.99

Soundcore - by Anker Liberty 5 Advanced In Ear Noise Cancelling Bluetooth Wireless Earbuds - Black

Soundcore
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

2 Stronger Voice ReductionWith advanced ANC 3.0 technology and a specially designed acoustic cavity this system targets dampens and blocks human vo...

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Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

JVC - On-Ear Wireless Headphones with Bluetooth 5.3 HAS59WB - Black

JVC
Original price $39.99 - Original price $39.99
Original price
$39.99
$39.99 - $39.99
Current price $39.99

All-day ComfortSoft ear cushions from our top-tier models gentle clamping force and a lightweight build offer all-day comfort.AudioAuthentic JVC so...

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Original price $39.99 - Original price $39.99
Original price
$39.99
$39.99 - $39.99
Current price $39.99

Pioneer - NTSC Universal Backup Camera - Black

Pioneer
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Installation FlexibilityThis backup camera utilizes the vehicle's power supply with minimal connections for easier installation and its compact siz...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.