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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

Original price $120.99 - Original price $120.99
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$120.99
$120.99 - $120.99
Current price $120.99

Audio-Technica - ATH-M40x Monitor Headphones - Black

Audio-Technica

40mm neodymium driversDeliver faithful sound reproduction.Flat tuningProvides accurate monitoring across an extended frequency range.90 swiveling e...

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Original price $120.99 - Original price $120.99
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$120.99
$120.99 - $120.99
Current price $120.99
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Denon - PerL True Wireless Active Noise Cancelling In-Ear Earbuds - White

Denon

Personalized SoundPerL creates a sound profile for audio that is perfectly tuned to you. Masimo AAT measures your ear's otoacoustic emissions to cr...

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Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99
Original price $143.99 - Original price $143.99
Original price
$143.99
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Current price $143.99

Marshall - Major V Wireless On-Ear Headphones - Black

Marshall

MARSHALL SIGNATURE SOUNDThunderous bass smooth mids and crisp treble. Major V delivers the Marshall signature sound you know and love. We also redu...

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Original price $143.99 - Original price $143.99
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$143.99
$143.99 - $143.99
Current price $143.99
Original price $84.99 - Original price $84.99
Original price
$84.99
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Current price $84.99

Beats - Solo Buds True Wireless Earbuds - Storm Gray

Apple

Custom acoustic architecture for big Beats sound with full range and clarity.The smallest case we’ve ever made making these powerful earbuds the pe...

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Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99
Original price $157.99 - Original price $157.99
Original price
$157.99
$157.99 - $157.99
Current price $157.99

Denon - PerL Pro True Wireless Adaptive Active Noise Cancelling In-Ear Earbuds - White

Denon

Personalized SoundPerL Pro creates a sound profile for audio that is perfectly tuned to you. Masimo AAT measures your ear's otoacoustic emissions t...

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Original price $157.99 - Original price $157.99
Original price
$157.99
$157.99 - $157.99
Current price $157.99
Original price $57.99 - Original price $57.99
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$57.99
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Current price $57.99

SaharaCase - Silicone Combo Kit Case for Apple AirPods Max Headphones - Black

SaharaCase

Designed for use with Apple AirPods Max headphonesOffers an enhanced level of protection for your headphones.Ant-islip silicone materialMade of a d...

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Original price $57.99 - Original price $57.99
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$57.99
$57.99 - $57.99
Current price $57.99
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Denon - PerL True Wireless Active Noise Cancelling In-Ear Earbuds - Black

Denon

Personalized SoundPerL creates a sound profile for audio that is perfectly tuned to you. Masimo AAT measures your ear's otoacoustic emissions to cr...

View full details
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Blue Microphones - Blue Yeti Nano Premium Wired Multi-Pattern USB Condenser Microphone

Logitech

Legendary Blue broadcast soundYeti Nano features 2 custom mic capsules to give your voice exceptional presence and detail for professional-level re...

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Original price $122.99 - Original price $122.99
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$122.99
$122.99 - $122.99
Current price $122.99
Original price $171.99 - Original price $171.99
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$171.99
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Current price $171.99

RØDE - WIRELESS MICRO - Ultra Compact Wireless Microphone for USB-C Smartphones

Rode

Ultra-CompactUltra-compact wireless microphone for smartphones with a USB-C connectionEasy to UseIn-built microphones and automatic pairing incred...

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Original price $171.99 - Original price $171.99
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$171.99
$171.99 - $171.99
Current price $171.99
Original price $194.99 - Original price $194.99
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$194.99
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Current price $194.99

Logitech - G733 LIGHTSPEED Wireless DTS HeadphoneX v2.0 Over-the-Ear Gaming Headset for PC and PlayStation - Black

Logitech

Immersive soundThis headset's PRO-G drivers are designed to significantly reduce distortion and reproduce precise consistent rich sound quality.Com...

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Original price $194.99 - Original price $194.99
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$194.99
$194.99 - $194.99
Current price $194.99
Original price $134.99 - Original price $134.99
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$134.99
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Current price $134.99

Logitech - G535 LIGHTSPEED Wireless Gaming Headset for PC PS5 PS4 - Black

Logitech

40 mm DriversWith 40 mm neodymium drivers this wireless gaming headset delivers crisp clear and deep stereo sound that makes your game come alive.L...

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Original price $134.99 - Original price $134.99
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$134.99
$134.99 - $134.99
Current price $134.99
Original price $163.99 - Original price $163.99
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$163.99
$163.99 - $163.99
Current price $163.99

Skullcandy - Crusher Evo Over-the-Ear Wireless Headphones - Matte Black

Skullcandy

40 HoursRapid Charge capability provides 4 hours of listening time on just 10 minutes of charge and a full charge lets you feel the music for an am...

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Original price $163.99 - Original price $163.99
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$163.99
$163.99 - $163.99
Current price $163.99
Original price $107.99 - Original price $107.99
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$107.99
$107.99 - $107.99
Current price $107.99

Skullcandy - Push ANC Active Noise Canceling True Wireless Earbuds - Black

Skullcandy

Adjustable 4-Mic Active Noise CancelingPush ANC Active delivers adjustable 4-mic active noise canceling when you need to block out distractions. Or...

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Original price $107.99 - Original price $107.99
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$107.99
$107.99 - $107.99
Current price $107.99
Original price $97.99 - Original price $97.99
Original price
$97.99
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Current price $97.99

Skullcandy - Sesh ANC Active Noise Canceling True Wireless Earbuds - Black

Skullcandy

Adjustable 4-Mic Active Noise CancelingPush ANC Active delivers adjustable 4-mic active noise canceling when you need to block out distractions. Or...

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Original price $97.99 - Original price $97.99
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$97.99
$97.99 - $97.99
Current price $97.99
Original price $187.99 - Original price $187.99
Original price
$187.99
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Current price $187.99

Skullcandy - Crusher ANC 2 Over-the-Ear Noise Canceling Wireless Headphones - Black/Tan

Skullcandy

60 Hours60 Hours of Battery LifeSkull-IQ Voice ControlCrusher ANC 2 is built with Skull-iQ a powerful technology that runs innovative voice feature...

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Original price $187.99 - Original price $187.99
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$187.99
$187.99 - $187.99
Current price $187.99
Original price $163.99 - Original price $163.99
Original price
$163.99
$163.99 - $163.99
Current price $163.99

Skullcandy - Crusher Evo Over-the-Ear Wireless Headphones - Midnight Blue

Skullcandy

40 HoursRapid Charge capability provides 4 hours of listening time on just 10 minutes of charge and a full charge lets you feel the music for an am...

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Original price $163.99 - Original price $163.99
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$163.99
$163.99 - $163.99
Current price $163.99
Original price $68.99 - Original price $68.99
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$68.99
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Current price $68.99

Skullcandy - Push Play True Wireless Earbuds - Black

Skullcandy

34 Hours10 Hours in the bud 24 Hours in case.True WirelessEarbuds that are designed without a cord or wire and is connected via BluetoothSupreme So...

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Original price $68.99 - Original price $68.99
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$68.99
$68.99 - $68.99
Current price $68.99
Original price $108.99 - Original price $108.99
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$108.99
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Current price $108.99

Skullcandy - Icon ANC Over-the-Ear Noise Canceling Wireless Headphones - Black

Skullcandy

BUILT TO DO BATTLEThe all-new Icon ANC can take a beating. Its IPX4 rating for sweat- and water-resistance ensures that on the hill and off it will...

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Original price $108.99 - Original price $108.99
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$108.99
$108.99 - $108.99
Current price $108.99
Original price $188.99 - Original price $188.99
Original price
$188.99
$188.99 - $188.99
Current price $188.99

Skullcandy - Crusher ANC 2 Over-the-Ear Noise Canceling Wireless Headphones - Black

Skullcandy

Skull-IQ Voice ControlCrusher ANC 2 is built with Skull-iQ a powerful technology that runs innovative voice features and enables new upgrades via t...

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Original price $188.99 - Original price $188.99
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$188.99
$188.99 - $188.99
Current price $188.99
Original price $143.99 - Original price $143.99
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$143.99
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Current price $143.99

Sennheiser - ACCENTUM Wireless Bluetooth Around-the-ear Headphones Hybrid Noise Cancelling (ANC) All-Day Comfort - Black

Sennheiser

50-hour Battery LifeEnjoy exceptional battery playtime that lasts up to 50 hours on a single charge with Bluetooth and ANC active.Sennheiser Signat...

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Original price $143.99 - Original price $143.99
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$143.99
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Current price $143.99
Original price $172.99 - Original price $172.99
Original price
$172.99
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Current price $172.99

Alienware - AW725H Tri Mode Wireless Gaming Headset for PC Xbox XS Xbox One PS5 PS4 Switch and Mobile - Dark Side of the Moon

Dell

Designed for comfortFeaturing a 45mm-wide headband and an easy-to-adjust sliding suspension unlock your optimal fit.Spacious. Breathable. Soft.Boas...

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Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99
Original price $172.99 - Original price $172.99
Original price
$172.99
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Current price $172.99

Alienware - AW725H Tri Mode Wireless Gaming Headset for PC Xbox XS Xbox One PS5 PS4 Switch and Mobile - Lunar Light

Dell

Designed for comfortFeaturing a 45mm-wide headband and an easy-to-adjust sliding suspension unlock your optimal fit.Spacious. Breathable. Soft.Boas...

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Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99
Original price $223.99 - Original price $223.99
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$223.99
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Current price $223.99

Audio-Technica - M50XBT Studio Monitor Headphones - Black

Audio-Technica

Powerful 45 mm driversExceptional clarity and deep accurate bass responseAdjust the headphone’s EQ settingsMake the changes in the A-T Connect app ...

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Original price $223.99 - Original price $223.99
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$223.99
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Current price $223.99
Original price $110.99 - Original price $110.99
Original price
$110.99
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Current price $110.99

Skullcandy - Hesh ANC - Over the Ear - Noise Canceling Wireless Headphones - True Black

Skullcandy

4-Mic Digital Hybrid Active Noise CancellationHesh ANC delivers a 4-mic digital active noise canceling experience that rivals anything out there.Bl...

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Original price $110.99 - Original price $110.99
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$110.99
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Current price $110.99
Original price $97.99 - Original price $97.99
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$97.99
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Current price $97.99

Skullcandy - Hesh Evo Over-the-Ear Wireless - True Black

Skullcandy

Noise Isolating FitWith powerful 40mm drivers and exceptional acoustics Hesh Evo features audio quality that has been refined over four generations...

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Original price $97.99 - Original price $97.99
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$97.99
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Current price $97.99
Original price $153.99 - Original price $153.99
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$153.99
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Current price $153.99

Shokz - OpenRun Pro 2 Bone Conduction Sports Headphones - Steel Blue

Shokz

Dual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...

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Original price $153.99 - Original price $153.99
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$153.99
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Current price $153.99
Original price $90.99 - Original price $90.99
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$90.99
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Current price $90.99

Audio-Technica - ATH-M30x On-Ear Headphones - Black

Audio-Technica

40mm driversAlong with rare earth magnets and copper-clad aluminum wire voice coils provide high-quality audio.Circumaural design with contoured ea...

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Original price $90.99 - Original price $90.99
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$90.99
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Current price $90.99
Original price $297.99 - Original price $297.99
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$297.99
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Current price $297.99

Shure - MV7+ USB-C/XLR Dynamic Podcast Microphone

Shure

Dual USB/XLR outputs for digital or analog recordingHighly directional dynamic element with proven Voice Isolation TechnologyCustomizable LED touch...

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Original price $297.99 - Original price $297.99
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$297.99
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Current price $297.99
Original price $188.99 - Original price $188.99
Original price
$188.99
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Current price $188.99

DJI - Mic Mini Wireless Omnidirectional Microphone System

DJI

Small but MightyThe DJI Mic Mini Transmitter is small and ultralight weighing only 10 g making it comfortable to wear discreet and aesthetically pl...

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Original price $188.99 - Original price $188.99
Original price
$188.99
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Current price $188.99
Original price $185.99 - Original price $185.99
Original price
$185.99
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Current price $185.99

Technics - Premium HiFi True Wireless Earbuds with Noise Cancelling 3 Device Multipoint Connectivity Wireless Charging - Silver

Panasonic

Legendary Technics sound for an epic listening experiencePowerful ear buds deliver reference-quality audio with depth texture for true-to-life sou...

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Original price $185.99 - Original price $185.99
Original price
$185.99
$185.99 - $185.99
Current price $185.99
Original price $65.99 - Original price $65.99
Original price
$65.99
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Current price $65.99

Sony - WFC510 Truly Wireless Earbuds - White

Sony

Compact. Lightweight. Comfortable.Light and compact to give you all-day comfort and designed for the ideal fit for an exceptional all-round listeni...

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Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99
Original price $260.99 - Original price $260.99
Original price
$260.99
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Current price $260.99

SteelSeries - Arctis Pro Wireless DTS HeadphoneX v2.0 Surround Sound Gaming Headset for PS4 and PC - Black

Steel Series

Dual-Wireless TechnologyProvides rock solid lag-free 2.4G wireless lossless audio for gaming combined with Bluetooth connectivity for mobile device...

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Original price $260.99 - Original price $260.99
Original price
$260.99
$260.99 - $260.99
Current price $260.99
Original price $221.99 - Original price $221.99
Original price
$221.99
$221.99 - $221.99
Current price $221.99

JBL - Tour Pro 3 True Wireless Noise Cancelling Earbuds - Black

JBL

A next-gen Smart Charging Case for a seamless listening experienceLeave your phone in your pocket. JBL Tour Pro 3’s newly redesigned Smart Charging...

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Original price $221.99 - Original price $221.99
Original price
$221.99
$221.99 - $221.99
Current price $221.99
Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

Sony - WFC510 Truly Wireless Earbuds - Yellow

Sony

Compact. Lightweight. Comfortable.Light and compact to give you all-day comfort and designed for the ideal fit for an exceptional all-round listeni...

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Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99
Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

Sony - WFC510 Truly Wireless Earbuds - Black

Sony

Compact. Lightweight. Comfortable.Light and compact to give you all-day comfort and designed for the ideal fit for an exceptional all-round listeni...

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Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99
Original price $221.99 - Original price $221.99
Original price
$221.99
$221.99 - $221.99
Current price $221.99

JBL - Tour One M2 True Adaptive Noise Cancelling Headphones - Black

JBL

True Adaptive Noise Cancelling with Smart AmbientEnjoy the soundtrack of your life no matter where you are. True Adaptive Noise Cancelling technolo...

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Original price $221.99 - Original price $221.99
Original price
$221.99
$221.99 - $221.99
Current price $221.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.