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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

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Sony - WH-CH730N Wireless Noise Cancelling Headphones - Black

Sony
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Premium noise cancellingDual Noise Sensor technology uses microphones in each earcup to help reduce outside noise so you can stay focused on your m...

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Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Sennheiser - MOMENTUM True Wireless 5 earbuds - Denim

Sennheiser
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Truth In SoundThrough the craft and precision of German Engineering we create remarkable audio experiences that you don’t just hear but feel.Germa...

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Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Sony - WH-1000XM4C Wireless Noise Cancelling Headphones (M4 2nd Gen) - Platinum Silver

Sony
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

1000X Series noise cancellingInspired by the premium noise cancelling performance of the 1000X Series the WH-1000XM4C helps quiet everyday distract...

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Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Sennheiser - MOMENTUM True Wireless 5 earbuds - Graphite

Sennheiser
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Truth In SoundThrough the craft and precision of German Engineering we create remarkable audio experiences that you don’t just hear but feel.Germa...

View full details
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Sonos - Ace Ultra Wireless Over-the-Ear Headphones with Active noise Cancellation - Black

Sonos Inc
Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

Every note just rightA Sonos-designed driver delivers deep bass and clear detail without distortion. Tuned with the help of GRAMMY-winning audio en...

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Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

DJI - Mic 3 (2 TX + 1 mobile RX) - Black

DJI
Original price $178.99 - Original price $178.99
Original price
$178.99
$178.99 - $178.99
Current price $178.99

Small Lightweight VersatileThe DJI Mic 3 Transmitter is compact lightweight and discreet. It supports both magnetic and clip-on attachment methods....

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Original price $178.99 - Original price $178.99
Original price
$178.99
$178.99 - $178.99
Current price $178.99

Beats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Quick Sand Black

Beats
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Powerbeats Pro 2 has secure-fit earhooks that stay locked in as you train. With over 1500 hours of athlete testing to help ensure a secure comforta...

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Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Bose - Sport Open Earbuds Wireless Bluetooth Open-ear Running Earbuds with Secure Fit and IP54 Sweat Resistance - White Smoke

Bose
Original price $223.99 - Original price $223.99
Original price
$223.99
$223.99 - $223.99
Current price $223.99

Stable fitA secure cuff-style design that gently anchors around your ear for a stable locked-in fit through every rep run and training session. The...

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Original price $223.99 - Original price $223.99
Original price
$223.99
$223.99 - $223.99
Current price $223.99

Sony - WH-CH530 Wireless Headphone with Microphone - Pink

Sony
Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Long-lasting battery quick chargingWith up to 55 hours of battery life the WH-CH530 headphones are built for long listening sessions daily commute...

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Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Sonos - Ace Ultra Wireless Over-the-Ear Headphones with Active noise Cancellation - White

Sonos Inc
Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

Every note just rightA Sonos-designed driver delivers deep bass and clear detail without distortion. Tuned with the help of GRAMMY-winning audio en...

View full details
Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

Baseus - Bass BH1 NC Over-Ear Headphones-45 dB ANCLDAC Hi-Res80-Hour Playtime5-Mic Calls - White

Baseus
Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

-45 dB Adaptive Hybrid ANCThe four-layer -45 dB adaptive hybrid ANC system adjusts in real time and includes Transparency mode for quick awareness....

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Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Baseus - Bass EP10 Ultra Noise Cancelling Earbuds-55 dB Adaptive ANCDual-Driver LDAC65-Hour Playtime - Black

Baseus
Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

-55 dB Adaptive ANCDelivers up to -55 dB of adaptive noise attenuation and responds to changing ambient sound and ear fit in real time for travelwo...

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Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Baseus - Bass BH1 NC Over-Ear Headphones-45 dB ANCLDAC Hi-Res80-Hour Playtime5-Mic Calls - Black

Baseus
Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

-45 dB Adaptive Hybrid ANCThe four-layer -45 dB adaptive hybrid ANC system adjusts in real time and includes Transparency mode for quick awareness....

View full details
Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Sony - WH-1000XM6- Best Wireless Noise Cancelling Headphones - Sandstone

Sony
Original price $360.99 - Original price $360.99
Original price
$360.99
$360.99 - $360.99
Current price $360.99

The Best Noise CancellationPowered by advanced processors and an adaptive microphone system the WH-1000XM6 headphones deliver real-time noise cance...

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Original price $360.99 - Original price $360.99
Original price
$360.99
$360.99 - $360.99
Current price $360.99

SteelSeries Arctis Nova 3 - headset - USB-C

Steel Series
Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

Presets for COD Fortnite and moreControl your audio using the mobile app to hear footsteps better in game; unlock total audio control with 200+ gam...

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Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

Sony - WH-1000XM6- Best Wireless Noise Cancelling Headphones - Olive Gray

Sony
Original price $360.99 - Original price $360.99
Original price
$360.99
$360.99 - $360.99
Current price $360.99

The Best Noise CancellationPowered by advanced processors and an adaptive microphone system the WH-1000XM6 headphones deliver real-time noise cance...

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Original price $360.99 - Original price $360.99
Original price
$360.99
$360.99 - $360.99
Current price $360.99

Beats - Solo Buds True Wireless Earbuds - Orange

Beats
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Custom acoustic architecture for big Beats sound with full range and clarity.The smallest case we’ve ever made making these powerful earbuds the pe...

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Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Razer - Kraken Kitty V2 Wired Gaming Headset for PC Mac Nintendo Switch Steam Deck Mobile and Tablet - White

Razer
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Kitty EarsTopped with a pair of unique kitty ears stand out on stream with a headset that’s styled to match your personality.Stream Reactive Lighti...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Razer - Kraken Kitty V2 Wireless Gaming Headset for PC Mac Mobile and Tablet - White

Razer
Original price $108.99 - Original price $108.99
Original price
$108.99
$108.99 - $108.99
Current price $108.99

Kitty Ears and EarcupsWith access to 16.8 million colors and countless effects customize the headset lighting to your heart’s content and settle on...

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Original price $108.99 - Original price $108.99
Original price
$108.99
$108.99 - $108.99
Current price $108.99

Shokz - OpenDots Air Open-Ear Clip-On True Wireless Bluetooth Earbuds - Daybreak Purple

Shokz
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Built to move with youWith a flexible nickel-titanium plate Shokz JointArc adapts to different ear shapes while maintaining a secure comfortable ho...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

SteelSeries Arctis Nova Pro Omni - wireless headset system

Steel Series
Original price $410.99 - Original price $410.99
Original price
$410.99
$410.99 - $410.99
Current price $410.99

Hi-Res Certified Wireless 96 kHz / 24-bit AudioOfficially certified to meet the highest standards for wireless audio. Get high-fidelity with less c...

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Original price $410.99 - Original price $410.99
Original price
$410.99
$410.99 - $410.99
Current price $410.99

Logitech G G325 - headset - USB-C via Bluetooth adapter

Logitech
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Ultra-plush comfortLightweight gaming headset (748 oz) delivers all-day comfort with dual-layer memory foam ear cups and soft knit headband for lon...

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Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Razer - Kraken Kitty V2 Wireless Gaming Headset for PC Mac Mobile and Tablet - Black

Razer
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Kitty Ears and EarcupsWith access to 16.8 million colors and countless effects customize the headset lighting to your heart’s content and settle on...

View full details
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

ASUS ROG Pelta - headset

ASUS
Original price $124.99 - Original price $124.99
Original price
$124.99
$124.99 - $124.99
Current price $124.99

Tri-Mode Connectivity with SpeedNova TechnologyConnect via Bluetooth or low-latency 2.4 GHz with ROG SpeedNova wireless technology as well as a USB...

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Original price $124.99 - Original price $124.99
Original price
$124.99
$124.99 - $124.99
Current price $124.99

Shure MV7+K-BNDL - microphone - with Shure-by-Gator desktop stand

Shure
Original price $325.99 - Original price $325.99
Original price
$325.99
$325.99 - $325.99
Current price $325.99

Dual USB/XLR outputs for digital or analog recordingHighly directional dynamic element with proven Voice Isolation TechnologyCustomizable LED touch...

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Original price $325.99 - Original price $325.99
Original price
$325.99
$325.99 - $325.99
Current price $325.99

Logitech G G522 - headset - USB-A USB-C

Logitech
Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Own your lookExperience the bold sleek design of this RGB gaming headset featuring customizable side-facing lighting powered by LIGHTSYNC RGB in up...

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Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

JLab - GO LUX ANC Wireless On-Ear Headphones - Graphite

JLab
Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

Hybrid ANCHybrid Active Noise Cancelation leverages mics on the exterior and interior of the headphone for optimal noise cancelation performance ac...

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Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

Samsung Galaxy Buds4 - true wireless earphones with mic

Samsung
Original price $212.99 - Original price $212.99
Original price
$212.99
$212.99 - $212.99
Current price $212.99

Sound with exceptional detail and clarityHear the richness of the sounds you love most with Hi-Res Audio on Galaxy Buds4. Designed with a 24-bit hi...

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Original price $212.99 - Original price $212.99
Original price
$212.99
$212.99 - $212.99
Current price $212.99

Logitech G PRO X 2 LIGHTSPEED Wireless Gaming Headset Black - headset - 3.5 mm jack

Logitech
Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

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Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

Logitech G PRO X 2 LIGHTSPEED Wireless Gaming Headset White - headset - 3.5 mm jack

Logitech
Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

View full details
Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

Samsung Galaxy Buds4 Pro - true wireless earphones with mic

Samsung
Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99

Sound with exceptional detail and clarityHear the richness of the sounds you love most with Hi-Res Audio on Galaxy Buds4 Pro. Designed with a 24-bi...

View full details
Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99

Sennheiser - MOMENTUM 4 Wireless Adaptive Noise-Canceling Over-The-Ear Headphones - Denim

Sennheiser
Original price $272.99 - Original price $272.99
Original price
$272.99
$272.99 - $272.99
Current price $272.99

Maximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...

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Original price $272.99 - Original price $272.99
Original price
$272.99
$272.99 - $272.99
Current price $272.99

Razer - Barracuda X Chroma Bluetooth Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - White

Razer
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Razer SmartSwitch Dual Wireless to quick-toggle between Razer HyperSpeed and BluetoothSwitch connection from your PC or console to your phone with ...

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Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

CORSAIR Gaming HS80 MAX WIRELESS - headset

Corsair
Original price $142.99 - Original price $142.99
Original price
$142.99
$142.99 - $142.99
Current price $142.99

Low-latency 2.4Ghz wireless plus bluetoothEnjoy low-latency 2.4Ghz wireless audio with an amazing range of up to 50ft and high-fidelity 24bit/96kHz...

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Original price $142.99 - Original price $142.99
Original price
$142.99
$142.99 - $142.99
Current price $142.99

Bose - QuietComfort Headphones (2nd Gen) - Wireless Over Ear Active Noise Cancelling Immersive Audio USB-C Charging - Dewdrop Mint

Bose
Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

Modern updated designA sleek streamlined take on the original noise cancelling headphones. All-new pill-shaped earcups and an adjustable sliding he...

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Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

Beats Studio Pro - headphones with mic - 3.5 mm jack USB-C

Apple
Original price $257.99 - Original price $257.99
Original price
$257.99
$257.99 - $257.99
Current price $257.99

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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Original price $257.99 - Original price $257.99
Original price
$257.99
$257.99 - $257.99
Current price $257.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.