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Headphones & Mics

  • Original price $96.99 - Original price $96.99
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    Bose - USB Link - Black

    Bose

    Work betterThe pre-paired Bose USB Link Bluetooth module provides a reliable wireless connection so you can quickly jump on calls and switch betwee...

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    Original price $96.99 - Original price $96.99
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  • Original price $240.99 - Original price $240.99
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    TOUR ONE M2 NOISE CA

    JBL

    TOUR ONE M2 NOISE CANCELLING HEADPHONES

    Original price $240.99 - Original price $240.99
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  • Original price $64.99 - Original price $64.99
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    JVC USB-C WIRED EARB

    JVC

    JVC USB-C WIRED EARBUDS HAFR17UCW WHITE

    Original price $64.99 - Original price $64.99
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  • Original price $91.99 - Original price $91.99
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    Beats Solo Buds True Wireless Earbuds - Transparent Red

    Beats

    Custom acoustic architecture for big Beats sound with full range and clarity.The smallest case we’ve ever made making these powerful earbuds the pe...

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    Original price $91.99 - Original price $91.99
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  • Original price $201.99 - Original price $201.99
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    Jabra - Elite 10 Gen 2 Dolby Atmos Noise Cancelling Wireless In-ear Headphones with Smart Case - Denim

    Jabra

    LE Audio Smart Case Streams Spatial SoundJabra's Smart Case is equipped with an advanced chip that provides seamless audio streaming from a treadmi...

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    Original price $201.99 - Original price $201.99
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    Jabra - Elite 10 Gen 2 Dolby Atmos Noise Cancelling Wireless In-ear Headphones with Smart Case - Titanium Black

    Jabra

    LE Audio Smart Case Streams Spatial SoundJabra's Smart Case is equipped with an advanced chip that provides seamless audio streaming from a treadmi...

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    Original price $201.99 - Original price $201.99
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  • Original price $91.99 - Original price $91.99
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    Beats Solo Buds True Wireless Earbuds - Matte Black

    Beats

    Custom acoustic architecture for big Beats sound with full range and clarity.The smallest case we’ve ever made making these powerful earbuds the pe...

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    Original price $91.99 - Original price $91.99
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    Current price $91.99
  • Original price $230.99 - Original price $230.99
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    Sennheiser - MOMENTUM True Wireless 4 Earbuds - Black

    Sennheiser

    Sennheiser’s signature soundDelivers exceptional artist-intended sound fidelity ensuring every detail and emotion is captured thanks to our proprie...

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    Original price $230.99 - Original price $230.99
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  • Original price $101.99 - Original price $101.99
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    JBL - Adaptive Noise Cancelling Wireless Over-Ear Headphone - Black

    JBL

    Adaptive noise cancelling with Smart AmbientAdaptive noise cancelling means zero distractions when it’s time to focus on your studies—or get your g...

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    Original price $101.99 - Original price $101.99
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  • Original price $147.99 - Original price $147.99
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    Saramonic - Blink 500 B2+ 2-Person Wireless Mic System w/ Device Mount Receiver 3.5mm USB-C Lightning Outs

    Saramonic

    IDEAL WIRELESS MIC SYSTEMIncredibly Easy-to-Use 2-Person wireless clip-on mic system that is ideal for Content Creation Interviews Vlogging Mobile ...

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    Original price $147.99 - Original price $147.99
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  • Original price $175.99 - Original price $175.99
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    Sennheiser ACCENTUM Plus Wireless Bluetooth Headphones Adaptive Hybrid ANC Smart Adaptive Features. - Black

    Sennheiser

    Ultra-Fast ChargingJust 10 minutes of charging provides 5 hours of playtime to efficiently get back to outstanding on-the-go audio.50-Hour Battery ...

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    Original price $175.99 - Original price $175.99
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  • Original price $174.99 - Original price $174.99
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    Jabra - Elite 8 Active Gen 2 Military Grade Wireless In-Ear Headphones with Smart Case - Navy

    Jabra

    LE Audio Smart Case Streams Spatial SoundJabra's Smart Case is equipped with an advanced chip that provides seamless audio streaming from a treadmi...

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    Original price $174.99 - Original price $174.99
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  • Original price $145.99 - Original price $145.99
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    JBL - Wireless Over-Ear Headphones with True Adaptive Noise Cancelling - Black

    JBL

    JBL signature sound and surround soundAlong with powerful JBL signature sound the 40mm drivers offer immersive JBL Spatial Sound that turns any ste...

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    Original price $145.99 - Original price $145.99
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  • Original price $101.99 - Original price $101.99
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    JBL - Wireless On-Ear Headphones with True Adaptive Noise Cancelling - Black

    JBL

    JBL signature sound and surround soundAlong with powerful JBL signature sound the 40mm drivers offer immersive JBL Spatial Sound that turns any ste...

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    Original price $101.99 - Original price $101.99
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    $101.99
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  • Original price $289.99 - Original price $289.99
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    Current price $289.99

    Bose - QuietComfort Ultra True Wireless Noise Cancelling In-Ear Earbuds - Black

    Bose

    Feel your music moreBreakthrough spatial audio for more immersive listening that makes your music feel more real than ever before — no matter the c...

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    Original price $289.99 - Original price $289.99
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  • Original price $145.99 - Original price $145.99
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    Jabra Elite 8 Active - true wireless earphones with mic

    Jabra

    US Military Grade for Extreme DurabilityBuilt for elite athletes these earbuds meet US Military Standard for ruggedized electronics - passing 9 dur...

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    Original price $145.99 - Original price $145.99
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  • Original price $98.99 - Original price $98.99
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    Razer - Kraken Kitty V2 Wired Gaming Headset with Chroma RGB Lighting - Black

    Razer

    Kitty EarsTopped with a pair of unique kitty ears stand out on stream with a headset that’s styled to match your personality.Stream Reactive Lighti...

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    Original price $98.99 - Original price $98.99
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  • Original price $78.99 - Original price $78.99
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    JBL - Adaptive Noise Cancelling Wireless On-Ear Headphone - Black

    JBL

    Adaptive noise cancelling with Smart AmbientAdaptive noise cancelling means zero distractions when it’s time to focus on your studies—or get your g...

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    Original price $78.99 - Original price $78.99
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    $78.99
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    Current price $78.99
  • Original price $102.99 - Original price $102.99
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    Turtle Beach - Stealth 600 Wireless Multiplatform Gaming Headset for PC PS5 PS4 Nintendo Switch Mobile with 80-Hr Battery - Black

    Turtle Beach

    Multiplatform wireless + bluetoothExperience low-latency multiplatform freedom with 2.4GHz Wireless and Bluetooth 5.2 on PC PlayStation or Nintendo...

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    Original price $102.99 - Original price $102.99
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  • Original price $185.99 - Original price $185.99
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    Denon - PerL Pro True Wireless Adaptive Active Noise Cancelling In-Ear Earbuds - White

    Denon

    Personalized SoundPerL Pro creates a sound profile for audio that is perfectly tuned to you. Masimo AAT measures your ear's otoacoustic emissions t...

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    Original price $185.99 - Original price $185.99
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  • Original price $97.99 - Original price $97.99
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    Turtle Beach - Stealth 500 Wireless Amplified Gaming Headset for PC PS5 PS4 Nintendo Switch Mobile with 40-Hr Battery Bluetooth - Black

    Turtle Beach

    Step up to wireless freedomPlay your favorite games on PC PS5 PS4 Nintendo Switch mobile devices with low-latency 2.4GHz wireless and Bluetooth 5...

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    Original price $97.99 - Original price $97.99
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  • Original price $196.99 - Original price $196.99
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    Jabra - Elite 8 Active Gen 2 Military Grade Wireless In-Ear Headphones with Smart Case - Black

    Jabra

    LE Audio Smart Case Streams Spatial SoundJabra's Smart Case is equipped with an advanced chip that provides seamless audio streaming from a treadmi...

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    Original price $196.99 - Original price $196.99
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    $196.99
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  • Original price $64.99 - Original price $64.99
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    JBL - Tune Flex True Wireless Noise Cancelling Earbuds - Black

    JBL

    JBL pure bass soundSmartly designed 12mm drivers enhanced by the stick form factor deliver JBL’s pure bass sound so you’ll feel every pulsing beat....

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    Original price $64.99 - Original price $64.99
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  • Original price $154.99 - Original price $154.99
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    HyperX Cloud III - headset

    HyperX

    Up to 120 hours of Battery LifePut on the Cloud III Wireless and you might not have to charge again for weeks. Enjoy up to 120 hours of battery lif...

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    Original price $154.99 - Original price $154.99
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  • Original price $157.99 - Original price $157.99
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    JBL - Live Buds 3 True Wireless Noise Cancelling Earbuds - Black

    JBL

    Hi-Res Audio Wireless with JBL signature soundThe JBL Live Buds 3's 10mm dynamic drivers are powered by JBL Signature Sound. Each driver is perfect...

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    Original price $157.99 - Original price $157.99
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  • Original price $120.99 - Original price $120.99
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    JBL - SoundGear Sense Hybrid Open-Ear headphones with detachable neckband - Black

    JBL

    JBL OpenSound TechnologyOpenSound technology in the JBL Soundgear Sense earbuds provides a natural sound experience with almost zero sound leakage....

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    Original price $120.99 - Original price $120.99
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  • Original price $157.99 - Original price $157.99
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    JBL - Live Beam 3 True Wireless Noise Cancelling Earbuds - Black

    JBL

    Hi-Res Audio Wireless with JBL signature soundThe JBL Live Beam 3's 10mm dynamic drivers are powered by JBL Signature Sound. Each driver is perfect...

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    Original price $157.99 - Original price $157.99
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  • Original price $123.99 - Original price $123.99
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    HyperX Cloud II - headset

    HP

    Up to 80 Hours Battery LifeNobody likes having to get out the charge cable when the game’s on the line. 80 hours of battery life should help you ki...

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    Original price $123.99 - Original price $123.99
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  • Original price $80.99 - Original price $80.99
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    $80.99
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    Marshall - Major IV Wireless On-Ear Headphones - Black

    Marshall

    MARSHALL SIGNATURE SOUNDMajor IV delivers the signature Marshall sound that you’ve come to expect. Custom-tuned dynamic drivers deliver roaring bas...

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    Original price $80.99 - Original price $80.99
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    $80.99
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    Current price $80.99
  • Original price $190.99 - Original price $190.99
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    Current price $190.99

    Beats Solo 4 True Wireless On-Ear Headphones - Matte Black

    Beats

    Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.Ultralight ergonomi...

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    Original price $190.99 - Original price $190.99
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    Current price $190.99
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    Beats Solo 4 True Wireless On-Ear Headphones - Cloud Pink

    Beats

    Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.Ultralight ergonomi...

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    Original price $190.99 - Original price $190.99
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    Current price $190.99
  • Original price $147.99 - Original price $147.99
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    SteelSeries - Arctis Nova 5 Wireless Gaming Headset for PC PS5 and PS4 - Black

    Steel Series

    100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

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    Original price $147.99 - Original price $147.99
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  • Original price $68.99 - Original price $68.99
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    SteelSeries - Arctis Nova 1 Wired Gaming Headset for PC PS5 and PS4 - Black

    Steel Series

    Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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    Original price $68.99 - Original price $68.99
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  • Original price $116.99 - Original price $116.99
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    SteelSeries - Arctis Nova 3 Wired Gaming Headset for PC PS5 and PS4 - Black

    Steel Series

    Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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    Original price $116.99 - Original price $116.99
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    Current price $116.99
  • Original price $178.99 - Original price $178.99
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    SteelSeries - Arctis Nova 7 Wireless Gaming Headset for PC PS5 and PS4 - Black

    Steel Series

    Neodymium Magnetic DriversCustom audio drivers let you hear everything you want with an ultra-detailed soundscape of crystal clear highs pinpoint m...

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    Original price $178.99 - Original price $178.99
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    Current price $178.99
  • Original price $190.99 - Original price $190.99
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    $190.99
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    Current price $190.99

    Beats Solo 4 True Wireless On-Ear Headphones - Slate Blue

    Beats

    Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.Ultralight ergonomi...

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    Original price $190.99 - Original price $190.99
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    $190.99
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    Current price $190.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.