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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

Original price $97.99 - Original price $97.99
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$97.99
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Current price $97.99

Skullcandy - Hesh Evo Over-the-Ear Wireless - True Black

Skullcandy

Noise Isolating FitWith powerful 40mm drivers and exceptional acoustics Hesh Evo features audio quality that has been refined over four generations...

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Original price $97.99 - Original price $97.99
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Current price $97.99
Original price $153.99 - Original price $153.99
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$153.99
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Current price $153.99

Shokz - OpenRun Pro 2 Bone Conduction Sports Headphones - Steel Blue

Shokz

Dual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...

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Original price $153.99 - Original price $153.99
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$153.99
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Current price $153.99
Original price $90.99 - Original price $90.99
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$90.99
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Audio-Technica - ATH-M30x On-Ear Headphones - Black

Audio-Technica

40mm driversAlong with rare earth magnets and copper-clad aluminum wire voice coils provide high-quality audio.Circumaural design with contoured ea...

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Original price $90.99 - Original price $90.99
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$90.99
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Current price $90.99
Original price $297.99 - Original price $297.99
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$297.99
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Current price $297.99

Shure - MV7+ USB-C/XLR Dynamic Podcast Microphone

Shure

Dual USB/XLR outputs for digital or analog recordingHighly directional dynamic element with proven Voice Isolation TechnologyCustomizable LED touch...

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Original price $297.99 - Original price $297.99
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$297.99
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Current price $297.99
Original price $188.99 - Original price $188.99
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$188.99
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Current price $188.99

DJI - Mic Mini Wireless Omnidirectional Microphone System

DJI

Small but MightyThe DJI Mic Mini Transmitter is small and ultralight weighing only 10 g making it comfortable to wear discreet and aesthetically pl...

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Original price $188.99 - Original price $188.99
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$188.99
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Current price $188.99
Original price $185.99 - Original price $185.99
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$185.99
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Technics - Premium HiFi True Wireless Earbuds with Noise Cancelling 3 Device Multipoint Connectivity Wireless Charging - Silver

Panasonic

Legendary Technics sound for an epic listening experiencePowerful ear buds deliver reference-quality audio with depth texture for true-to-life sou...

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Original price $185.99 - Original price $185.99
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Original price $62.99 - Original price $62.99
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$62.99
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Current price $62.99

Sony - WFC510 Truly Wireless Earbuds - White

Sony

Compact. Lightweight. Comfortable.Light and compact to give you all-day comfort and designed for the ideal fit for an exceptional all-round listeni...

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Original price $62.99 - Original price $62.99
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$62.99
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Current price $62.99
Original price $312.99 - Original price $312.99
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$312.99
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Current price $312.99

SteelSeries - Arctis Pro Wireless DTS HeadphoneX v2.0 Surround Sound Gaming Headset for PS4 and PC - Black

Steel Series

Dual-Wireless TechnologyProvides rock solid lag-free 2.4G wireless lossless audio for gaming combined with Bluetooth connectivity for mobile device...

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Original price $312.99 - Original price $312.99
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Current price $312.99
Original price $240.99 - Original price $240.99
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$240.99
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Current price $240.99

JBL - Tour Pro 3 True Wireless Noise Cancelling Earbuds - Black

JBL

A next-gen Smart Charging Case for a seamless listening experienceLeave your phone in your pocket. JBL Tour Pro 3’s newly redesigned Smart Charging...

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Original price $240.99 - Original price $240.99
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Current price $240.99
Original price $62.99 - Original price $62.99
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$62.99
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Sony - WFC510 Truly Wireless Earbuds - Yellow

Sony

Compact. Lightweight. Comfortable.Light and compact to give you all-day comfort and designed for the ideal fit for an exceptional all-round listeni...

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Original price $62.99 - Original price $62.99
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$62.99
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Current price $62.99
Original price $62.99 - Original price $62.99
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$62.99
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Current price $62.99

Sony - WFC510 Truly Wireless Earbuds - Black

Sony

Compact. Lightweight. Comfortable.Light and compact to give you all-day comfort and designed for the ideal fit for an exceptional all-round listeni...

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Original price $62.99 - Original price $62.99
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$62.99
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Current price $62.99
Original price $240.99 - Original price $240.99
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$240.99
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Current price $240.99

JBL - Tour One M2 True Adaptive Noise Cancelling Headphones - Black

JBL

True Adaptive Noise Cancelling with Smart AmbientEnjoy the soundtrack of your life no matter where you are. True Adaptive Noise Cancelling technolo...

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Original price $240.99 - Original price $240.99
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Current price $240.99
Original price $92.99 - Original price $92.99
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$92.99
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Current price $92.99

JLab - Epic Sport ANC 3 True Wireless Earbuds - Black

JLab

Hybrid Dual DriversThe Epic Lab Edition boasts hybrid dual drivers a dynamic driver for rich bass and low frequencies and a Knowles balanced armat...

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Original price $92.99 - Original price $92.99
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$92.99
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Original price $69.99 - Original price $69.99
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$69.99
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JLab - JBuds Lux ANC Headphones - Graphite

JLab

Lab Quality SoundPowered by advanced 40mm drivers these headphones deliver a level of depth and clarity to your music that will elevate your listen...

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Original price $69.99 - Original price $69.99
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$69.99
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Current price $69.99
Original price $268.99 - Original price $268.99
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$268.99
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Current price $268.99

Google - Pixel Buds Pro 2 - Wireless Earbuds with Active Noise Cancellation Bluetooth Headphones - Hazel

GOOGLE

Made to stay putPixel Buds 2 are small light and comfortable. Use the twist-to-adjust stabilizer to lock your earbuds in during workouts or adjust ...

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Original price $268.99 - Original price $268.99
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$268.99
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Current price $268.99
Original price $276.99 - Original price $276.99
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$276.99
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Current price $276.99

Google - Pixel Buds Pro 2 - Wireless Earbuds with Active Noise Cancellation Bluetooth Headphones - Porcelain

GOOGLE

Made to stay putPixel Buds 2 are small light and comfortable. Use the twist-to-adjust stabilizer to lock your earbuds in during workouts or adjust ...

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Original price $276.99 - Original price $276.99
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$276.99
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Current price $276.99
Original price $164.99 - Original price $164.99
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$164.99
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Current price $164.99

JLab - Epic Lab Edition True Wireless Earbuds - Black

JLab

Hybrid Dual DriversThe Epic Lab Edition boasts hybrid dual drivers a dynamic driver for rich bass and low frequencies and a Knowles balanced armat...

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Original price $164.99 - Original price $164.99
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$164.99
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Current price $164.99
Original price $198.99 - Original price $198.99
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$198.99
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Current price $198.99

CORSAIR Gaming HS80 MAX WIRELESS - headset

Corsair

Low-latency 2.4Ghz wireless plus bluetoothEnjoy low-latency 2.4Ghz wireless audio with an amazing range of up to 50ft and high-fidelity 24bit/96kHz...

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Original price $198.99 - Original price $198.99
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Original price $219.99 - Original price $219.99
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Turtle Beach - Stealth 700 Gen 3 Wireless Multiplatform Amplified Gaming Headset for PC PS5 PS4 Mobile with 80-Hr Battery - Black

Turtle Beach

CrossPlay Multiplatform Wireless Audio SystemDual USB wireless transmitters and a single button on the headset allow you to quickly switch between ...

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Original price $219.99 - Original price $219.99
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Original price $275.99 - Original price $275.99
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Sennheiser - Momentum 4 Wireless Adaptive Noise-Canceling Over-The-Ear Headphones - Denim

Sennheiser

Maximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...

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Original price $275.99 - Original price $275.99
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Original price $147.99 - Original price $147.99
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SteelSeries Arctis Nova 5 - headset

Steel Series

100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

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Original price $147.99 - Original price $147.99
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Current price $147.99
Original price $179.99 - Original price $179.99
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SteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for PS5 PS4 PC Switch - Black

Steel Series

QUICK-SWITCH WIRELESSHigh-speed 2.4GHz wireless for PS5/PC/Switch and more or switch to Bluetooth 5.3 for mobile.ACTIVE NOISE CANCELLATION4-mic hyb...

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Original price $179.99 - Original price $179.99
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Current price $179.99
Original price $147.99 - Original price $147.99
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Current price $147.99

Razer - Barracuda X Chroma Wireless Multi-Platform Gaming Headset with 6 Zone Earcup Lighting - Black

Razer

Whether you’re at home or on the go experience true audio versatility and flair anywhere with the Razer Barracuda X Chroma. Featuring Razer SmartSw...

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Original price $147.99 - Original price $147.99
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Original price $194.99 - Original price $194.99
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Current price $194.99

Shure - MV6 USB Gaming Microphone

Shure

Easy SetupPlug-and-play with USB-C for laptops and computers. Start streaming or recording instantly without hassle.Auto Level ModeReal-time gain a...

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Original price $194.99 - Original price $194.99
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Current price $194.99
Original price $165.99 - Original price $165.99
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$165.99
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Current price $165.99

JBL - Live 770NC Wireless Over-Ear Headphones with True Adaptive Noise Cancelling - Black

JBL

JBL signature sound and surround soundAlong with powerful JBL signature sound the 40mm drivers offer immersive JBL Spatial Sound that turns any ste...

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Original price $165.99 - Original price $165.99
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Current price $165.99
Original price $113.99 - Original price $113.99
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$113.99
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Current price $113.99

JBL - Live 670NC Wireless On-Ear Headphones with True Adaptive Noise Cancelling - Black

JBL

JBL signature sound and surround soundAlong with powerful JBL signature sound the 40mm drivers offer immersive JBL Spatial Sound that turns any ste...

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Original price $113.99 - Original price $113.99
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$113.99
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Current price $113.99
Original price $278.99 - Original price $278.99
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$278.99
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Current price $278.99

CORSAIR - VIRTUOSO MAX Wireless Gaming Headset for PC Mac PS5 PS4 and Mobile - Carbon

Corsair

Sounds So Good. Sounds like VIRTUOSO MAXUnrivaled immersion. Cutting-edge technology. Crisp clear communication across multiple platforms. VIRTUOSO...

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Original price $278.99 - Original price $278.99
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Current price $278.99
Original price $113.99 - Original price $113.99
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$113.99
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Current price $113.99

JBL - Tune 770NC Adaptive Noise Cancelling Wireless Over-Ear Headphone - Black

JBL

Adaptive noise cancelling with Smart AmbientAdaptive noise cancelling means zero distractions when it’s time to focus on your studies—or get your g...

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Original price $113.99 - Original price $113.99
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$113.99
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Current price $113.99
Original price $84.99 - Original price $84.99
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$84.99
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Current price $84.99

Beats - Solo Buds True Wireless Earbuds - Transparent Red

Apple

Custom acoustic architecture for big Beats sound with full range and clarity.The smallest case we’ve ever made making these powerful earbuds the pe...

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Original price $84.99 - Original price $84.99
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$84.99
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Current price $84.99
Original price $158.99 - Original price $158.99
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$158.99
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Current price $158.99

Razer - Kraken Kitty V2 BT Wireless Gaming Headset with Chroma RGB - Hello Kitty Edition - Pink

Razer

Unleash your killer kitty style anywhere with the Razer Kraken Kitty V2 BT—a wireless Bluetooth headset for gaming and IRL streaming. Powered by Ra...

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Original price $158.99 - Original price $158.99
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$158.99
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Current price $158.99
Original price $74.99 - Original price $74.99
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$74.99
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Current price $74.99

JBL - Tune 670NC Adaptive Noise Cancelling Wireless On-Ear Headphone - Black

JBL

Adaptive noise cancelling with Smart AmbientAdaptive noise cancelling means zero distractions when it’s time to focus on your studies—or get your g...

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Original price $74.99 - Original price $74.99
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$74.99
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Current price $74.99
Original price $69.99 - Original price $69.99
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$69.99
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Current price $69.99

Soundcore - by Anker Liberty 4 NC Noise Canceling True Wireless Earbud Headphones - Black

Soundcore

Reduce Noise By Up to 98.5Liberty 4 NC noise cancelling earbuds have a high sensitivity in-ear sound sensor an oversized driver and an innovative n...

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Original price $69.99 - Original price $69.99
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$69.99
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Current price $69.99
Original price $115.99 - Original price $115.99
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$115.99
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Current price $115.99

HyperX - Cloud Alpha Wired Gaming Headset for PC Xbox XS Xbox One PS5 PS4 Nintendo Switch and Mobile - Black/Red

Kingston

HyperX Dual Chamber Drivers50mm drivers reduce distortion by separating bass frequencies from the mids and highs to provide more accurate smoother ...

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Original price $115.99 - Original price $115.99
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$115.99
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Current price $115.99
Original price $616.99 - Original price $616.99
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$616.99
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Current price $616.99

Apple - AirPods Max (USB-C) - Orange

Apple

ULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...

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Original price $616.99 - Original price $616.99
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$616.99
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Current price $616.99
Original price $103.99 - Original price $103.99
Original price
$103.99
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Current price $103.99

Shokz - OpenFit Air Open-Ear True Wireless Earbuds - Stone Blue

Shokz

Hooked on ComfortWobble-free Snug Fit Featuring our signature open-ear design an adaptable ear hook for improved comfort and weighing only 8.7g it’...

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Original price $103.99 - Original price $103.99
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$103.99
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Current price $103.99
Original price $401.99 - Original price $401.99
Original price
$401.99
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Current price $401.99

Razer - Kraken V4 Pro Wireless Gaming Headset with 9 Zone Chroma RGB - For PC Mac PS5 Nintendo Switch Steam Deck Smartphone - Black

Razer

Experience next-gen immersion with the Razer Kraken V4 Pro wireless gaming headset. Gain full control with an all-new OLED Control Hub featuring ov...

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Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.