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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

Sony - Noise-Canceling Wired On-Ear Headphones - Black

Sony
Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Over-the-ear designWith foam ear cushions provides comfort during extended listening sessions.30mm driversPlus neodymium magnets offer powerful sou...

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Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

PAC - Radio Replacement and Steering Wheel Control Interface with OnStar Retention for Select GM Vehicles - Blue

Pac
Original price $195.99 - Original price $195.99
Original price
$195.99
$195.99 - $195.99
Current price $195.99

Compatible with select General Motors vehiclesIncluding 2017 Buick Envision 2016 Buick LaCrosse 2014-2015 Buick Regal 2015-2016 Cadillac ATS 2014-2...

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Original price $195.99 - Original price $195.99
Original price
$195.99
$195.99 - $195.99
Current price $195.99

Razer - Hammerhead V3 HyperSpeed Wireless Multi-Platform ANC In-Ear Gaming Earbuds 2.4GHz Bluetooth 6.0 Up to 40 Hr Battery - Black

Razer
Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

Multi-Platform Wireless FreedomExperience ultra-low-latency gaming audio using 2.4 GHz Razer HyperSpeed Wireless on mobile phones tablets PCs PlayS...

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Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

Metra - Dash Kit for Select 2014-2021 Mitsubishi Outlander DIN DDIN - Charcoal

Metra Electronics Co
Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Compatible with select 2014-2015 Mitsubishi Outlander vehiclesFor a customized fit.Painted high-gloss finishOffers a complementary look for your ca...

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Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Metra - Antenna Adapter for Select 2001-2023 Ford Chevrolet Jeep Dodge GMC Mazda Chrysler - Black

Metra Electronics Co
Original price $21.99 - Original price $21.99
Original price
$21.99
$21.99 - $21.99
Current price $21.99

Chrysler factory antenna adapter with snap-lock to aftermarket radio

Original price $21.99 - Original price $21.99
Original price
$21.99
$21.99 - $21.99
Current price $21.99

CORSAIR - HS35 v3 Wired Over-the-Ear Gaming Headset for PCXbox OneXbox Series XSPS5PS4 Nintendo Switch and Mobile - Carbon

Corsair
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Massively multiplatformPlug in the universal 3.5mm connector for immersive audio wherever you play PC Mac PlayStation Nintendo Switch and more.Enh...

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Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Saramonic - Air-SE 2-Person Ultra-Mini Wireless Mic System w/ USB-C Lightning Receivers - Black

Saramonic
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Dual Wireless Mobile ReadyDual-channel wireless mic system with both USB-C Lightning outputs—ideal for mobile and social creators capturing everyt...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Shokz - OpenDots Air Open-Ear Clip-On True Wireless Bluetooth Earbuds - Black

Shokz
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Built to move with youWith a flexible nickel-titanium plate Shokz JointArc adapts to different ear shapes while maintaining a secure comfortable ho...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Sony - 1000X THE COLLEXION Wireless Noise Canceling Headphones - Platinum

Sony
Original price $548.99 - Original price $548.99
Original price
$548.99
$548.99 - $548.99
Current price $548.99

Luxury design crafted for comfort1000X THE COLLEXION headphones combine curated metal accents and soft faux leather to create a refined and luxurio...

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Original price $548.99 - Original price $548.99
Original price
$548.99
$548.99 - $548.99
Current price $548.99

Pioneer - 7" Bluetooth Digital Media (DM) Receiver - Black

Pioneer
Original price $237.99 - Original price $237.99
Original price
$237.99
$237.99 - $237.99
Current price $237.99

Connect Your Favorite Apps with WebLinkEnjoy easy access to apps like Waze for navigation and YouTube for entertainment right on your car’s screen....

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Original price $237.99 - Original price $237.99
Original price
$237.99
$237.99 - $237.99
Current price $237.99

Metra - Speaker Adapter Plate for Hyundai Accent 2018-2022 and Select KIA 2005-Up (2-Pack) - Black

Metra Electronics Co
Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

Compatible with Hyundai Accent 2018-2022 and select KIA 2005-upIncluding Hyundai Accent 2018-2022 and KIA Sportage 2005-2010 Spectra 5 2005-2008 Sp...

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Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

Metra - Dash Kit for Nissan Kicks 2021-2024 and Versa 2023-2025 (With Factory 8" Screen) Vehicles - Matte Black

Metra Electronics Co
Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

ISO Double-DIN radio provisionSupports installation of an ISO Double-DIN aftermarket radio for a clean modern upgrade.Factory-matched matte black f...

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Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

Metra - Speaker Harness for Toyota Tundra 2022-2025 (2-Pack) - Multi

Metra Electronics Co
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Upper dashboard speaker harnessDesigned for installing an aftermarket speaker in the upper dashboard location.Plug-n-play designNo cutting splicing...

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Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Rexing - Universal OBD II Scanner Engine Code Reader for 1996+ Vehicles - Black

Rexing
Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

Read Clear Check Engine Light CodesQuickly read and clear emission-related engine fault codes.Supports All Standard OBD II ProtocolsCompatible wit...

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Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

Metra - Full Dash Replacement Radio Installation Kit for 20112018 Jeep Wrangler JK Vehicles - Black

Metra Electronics Co
Original price $404.99 - Original price $404.99
Original price
$404.99
$404.99 - $404.99
Current price $404.99

Designed for Jeep Wrangler 20112018Full dash panel replacement engineered specifically for select Jeep Wrangler models from 2011 to 2018.Full dash ...

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Original price $404.99 - Original price $404.99
Original price
$404.99
$404.99 - $404.99
Current price $404.99

Insignia - 3.5 mm to Bluetooth Audio Adapter - White

Insignia
Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Bluetooth 5.3Switch between transmitting and receiving Bluetooth signals with the TX to RX switch.TX modeTransmit from 3.5 mm sources to Bluetooth ...

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Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Metra - AXXESS Steering Wheel Control Harness for 2012-2020 Toyota GR86 and 2022-2025 Subaru BRZ Vehicles - Multi

Metra Electronics Co
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Compatible with select Subaru and Toyota vehicles 20222025Designed for a precise fit in supported Subaru and Toyota models.Pre-wired for AXXESS ste...

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Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Insignia - 2000W Travel Converter and Plug Adapters - Black

Insignia
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Intended for international useFive plug adapters are included for use in various regions including North America South America China/Japan Hong Kon...

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Metra - 1' Male USB 4.0 Type-C to Female USB 4.0 Type-C Extension Cable - Black

Metra Electronics Co
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

USB 4.0 High-Speed Data TransferDelivers blazing-fast data transfer speeds up to 40Gbps to support the most demanding devices and in-vehicle system...

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Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Pioneer - 10.1" SPHERA Dolby Atmos via CarPlay Digital Media (DM) Receiver - Black

Pioneer
Original price $1,180.99 - Original price $1,180.99
Original price
$1,180.99
$1,180.99 - $1,180.99
Current price $1,180.99

Bring the Concert to Your Car with Dolby AtmosEnjoy immersive multi-dimensional sound that surrounds you—making every drive feel like a live concer...

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Original price $1,180.99 - Original price $1,180.99
Original price
$1,180.99
$1,180.99 - $1,180.99
Current price $1,180.99

Pelican - Marine Case for Apple AirPods Pro 1st and 2nd Generation - Black

Pelican
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

IP68 RatedKeeps Airpods Pros protected from water ice and snow.CompatibleWith Airpods Pro 1st 2nd generationSecure and ProtectiveWith military gra...

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Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Metra - Backup Camera Retention Harness for Select 2009-2016 Ford and Lincoln Vehicles - Multi

Metra Electronics Co
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Compatible with select Ford and Lincoln vehiclesDesigned for use with Ford (2009-2014 Expedition Nav/Radio 2011-2016 Super Duty Nav/Radio 2010-2014...

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Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Stinger - 4000 Series 8GA Power Amplifier Wiring Kit for Car Audio Systems up to 600W/60A - Red

Stinger
Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

Designed for most vehiclesOffers a customized fit. Supports car audio systems up to 600W or 60A.Tru-Spec oxygen-free copper wiresProvide pure unint...

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Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

Stinger - 4000 Series 1/0GA Power Amplifier Wiring Kit for Car Audio Systems up to 3400W/250A - Red

Stinger
Original price $236.99 - Original price $236.99
Original price
$236.99
$236.99 - $236.99
Current price $236.99

Designed for most vehiclesOffers a customized fit. Supports car audio systems up to 3400W or 250A.Tru-Spec oxygen-free copper wiresProvide pure uni...

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Original price $236.99 - Original price $236.99
Original price
$236.99
$236.99 - $236.99
Current price $236.99

CASETiFY - Impact Airpods Case for Airpods 4 Fizz - Pink

Casetify
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Apple AirPods Pro 4 Protective CaseKeep your Airpods safe from up to 6 foot dropsPartially made from recycled materialsMade from recycled and plant...

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Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Scosche - 25W Magnetic Wireless Phone Mount for Mobile Phones - Black

Scosche
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

Qi2.2 Certified Charging Head magnetically connects and now delivers up to 25W of power for fast efficient wireless charging.Two Mounting Options S...

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Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

PAC - AmpPRO Speaker Connection Harness for Select Toyota and Lexus Vehicles - Multi

Pac
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Compatible with select Toyota and Lexus vehiclesIncluding 2014-2017 CT 200H 2019-2021 ES 250 2013-2020 ES 300H 2013-2021 ES 350 2013-2020 GS 350 20...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

PAC - AmpPRO Speaker Connection Harness for Select Toyota Vehicles - Multi

Pac
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Compatible with select Toyota vehiclesIncluding 2005-2010 Avalon 2007-2011 Camry 2009-2011 Corolla 2008-2013 Highlander 2006-2011 Prius 2006-2011 R...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Metra - Speaker Harness for Select 2012-2021 Tesla and 2005-2018 Audi Vehicles (2-Pack) - Multi

Metra Electronics Co
Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Compatible with select 2012-2021 Tesla and 2005-2018 Audi vehicles For a customized fit.Speaker harnessAllows you to easily connect a speaker to yo...

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Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Stinger - enLIGHT10 Y-Adapter for Dynamic Bluetooth Controller and HEIGH10 Radio - Black

Stinger
Original price $40.99 - Original price $40.99
Original price
$40.99
$40.99 - $40.99
Current price $40.99

Designed for use with Stinger HEIGH10 and enLIGHT10Connect multiple Bluetooth controllers to your existing 10 multimedia display (sold separately)....

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Original price $40.99 - Original price $40.99
Original price
$40.99
$40.99 - $40.99
Current price $40.99

Stinger - 4000 Series 8GA Complete Amplifier Wiring Kit for Car Audio Systems up to 600W/60A - Red

Stinger
Original price $89.99 - Original price $89.99
Original price
$89.99
$89.99 - $89.99
Current price $89.99

Designed for most vehiclesOffers a customized fit. Supports car audio systems up to 600W or 60A.Tru-Spec oxygen-free copper wiresProvide pure unint...

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Original price $89.99 - Original price $89.99
Original price
$89.99
$89.99 - $89.99
Current price $89.99

MB Quart - Tuned 6-1/2" Convertible Car Speakers with Fiber Cones (Pair) - Black

MB Quart
Original price $760.99 - Original price $760.99
Original price
$760.99
$760.99 - $760.99
Current price $760.99

800W STAGE 2 systemTuned speaker system upgrade for Jeep Wrangler (JK) 2007-2018 models.Designed for aftermarket source unitsOptimized for use with...

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Original price $760.99 - Original price $760.99
Original price
$760.99
$760.99 - $760.99
Current price $760.99

Viper - 1-Way Security System with Keyless Entry (Remote Start Not Included) - Installation Included

Voxx Electronics
Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

1-way security system with keyless entryKeep your vehicle safe and lock and unlock from a distance.Two 1-Way remotesSystem control at a range of up...

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Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

Metra - Soundbar Adapter for 2024-Up Jeep Wrangler and Gladiator Vehicles - Black

Metra Electronics Co
Original price $167.99 - Original price $167.99
Original price
$167.99
$167.99 - $167.99
Current price $167.99

Designed for use with 2024 and up Jeep Gladiator JT and Wrangler JLFor a customized fit.6 to 6.75 speaker compatibilitySupports 6 to 6.75 aftermark...

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Original price $167.99 - Original price $167.99
Original price
$167.99
$167.99 - $167.99
Current price $167.99

MB Quart - Tuned 6-1/2" Coaxial Car 4-Speaker Kit with Fiber Cones for Jeep Wrangler JL and Gladiator JT - Black

MB Quart
Original price $898.99 - Original price $898.99
Original price
$898.99
$898.99 - $898.99
Current price $898.99

800W STAGE 4 systemTuned speaker system upgrade for Jeep Wrangler (JL) 2018-current and Jeep Gladiator (JT) 2020-current with aftermarket radio mod...

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Original price $898.99 - Original price $898.99
Original price
$898.99
$898.99 - $898.99
Current price $898.99

Best Buy essentials - Case for Apple AirPods 4 and AirPods 4 with Active Noise Cancellation (ANC) - Blue

Best Buy essentials
Original price $16.99 - Original price $16.99
Original price
$16.99
$16.99 - $16.99
Current price $16.99

Designed for Apple AirPods 4 and AirPods 4 with Active Noise Cancellation (ANC)Provides a proper and secure fit.Silicone constructionCradles and pr...

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Original price $16.99 - Original price $16.99
Original price
$16.99
$16.99 - $16.99
Current price $16.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.