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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

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Shokz - OpenFit Open-Ear True Wireless Earbuds - Beige

Shokz
Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Open-ear comfortOpen-ear listening buds. OpenFit continues the Shokz open-ear concept with a compact earbud design. OpenFit is built around the ea...

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Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Bose - QuietComfort Wireless Noise Cancelling Over-the-Ear Bluetooth Headphones - Black

Bose
Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

Take over the tempo.Chin up shoulders back music blasting. Press play and take charge of the music with Bose QuietComfort noise cancelling headphon...

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Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

Shokz - OpenFit Open-Ear True Wireless Earbuds - Black

Shokz
Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Open-ear comfortOpen-ear listening buds. OpenFit continues the Shokz open-ear concept with a compact earbud design. OpenFit is built around the ea...

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Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Bose - QuietComfort True Wireless Noise Cancelling In-Ear Earbuds - White Smoke

Bose
Original price $208.99 - Original price $208.99
Original price
$208.99
$208.99 - $208.99
Current price $208.99

Sound without compromise.Make the everyday sound epic with iconic sound and renowned noise cancellation with up to 8.5 hours 185; of go-with-the-fl...

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Original price $208.99 - Original price $208.99
Original price
$208.99
$208.99 - $208.99
Current price $208.99

Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Black

Apple
Original price $245.99 - Original price $245.99
Original price
$245.99
$245.99 - $245.99
Current price $245.99

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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Original price $245.99 - Original price $245.99
Original price
$245.99
$245.99 - $245.99
Current price $245.99

Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Sandstone

Apple
Original price $245.99 - Original price $245.99
Original price
$245.99
$245.99 - $245.99
Current price $245.99

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

View full details
Original price $245.99 - Original price $245.99
Original price
$245.99
$245.99 - $245.99
Current price $245.99

RØDE - WIRELESS ME Ultra-Compact Wireless Microphone System - Black

Rode
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Single-channel compact wireless microphone systemSimple plug-and-play operation for creators of all typesAuto-paired out of the boxIntelligent Gain...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Shokz - OpenFit 2 Open-Ear True Wireless Earbuds - Beige

Shokz
Original price $141.99 - Original price $141.99
Original price
$141.99
$141.99 - $141.99
Current price $141.99

DualBoostTM Technology for Dynamic AudioOpenFit 2 introduces Shokz’s groundbreaking DualBoostTM Technology to deliver larger-than-life audio that's...

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Original price $141.99 - Original price $141.99
Original price
$141.99
$141.99 - $141.99
Current price $141.99

Shokz - OpenFit 2 Open-Ear True Wireless Earbuds - Black

Shokz
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

DualBoostTM Technology for Dynamic AudioOpenFit 2 introduces Shokz’s groundbreaking DualBoostTM Technology to deliver larger-than-life audio that's...

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Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

RØDE - WIRELESS GO (GEN 3) Compact Wireless Microphone System

Rode
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Dual ChannelDual-channel compact wireless microphone systemStable AudioRDE’s state-of-the-art Series IV 2.4 GHz digital transmission with 128-bit e...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

JLab - JBuds Lux ANC Headphones - Sage

JLab
Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99

Lab Quality SoundPowered by advanced 40mm drivers these headphones deliver a level of depth and clarity to your music that will elevate your listen...

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Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99

Bose - QuietComfort True Wireless Noise Cancelling In-Ear Earbuds - Black

Bose
Original price $208.99 - Original price $208.99
Original price
$208.99
$208.99 - $208.99
Current price $208.99

Sound without compromise.Make the everyday sound epic with iconic sound and renowned noise cancellation with up to 8.5 hours 185; of go-with-the-fl...

View full details
Original price $208.99 - Original price $208.99
Original price
$208.99
$208.99 - $208.99
Current price $208.99

Turtle Beach - Atlas Air Wireless Open Back Gaming Headset for PC PlayStation 5 PlayStation 4 Mobile - Black

Turtle Beach
Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

Open Back DesignExperience the most natural and realistic high-fidelity sound while staying in touch with your surroundings the best in game immers...

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Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

Sony - WH-1000XM5 Wireless Noise-Canceling Over-the-Ear Headphones - Blue

Sony
Original price $265.99 - Original price $265.99
Original price
$265.99
$265.99 - $265.99
Current price $265.99

Active Noise CancelationFrom airplane noise to people’s voices our WH-1000XM5 wireless headphones with multiple microphone noise canceling keep out...

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Original price $265.99 - Original price $265.99
Original price
$265.99
$265.99 - $265.99
Current price $265.99

Beats - Studio Buds + True Wireless Noise Cancelling Earbuds - Transparent

Apple
Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

Feel the emotion of powerful balanced sound from Beats’ custom acoustic platformActive Noise Cancelling (ANC) adapts to your personal fit to keep y...

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Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

Sony - WHCH720N Wireless Noise Canceling Headphones - Blue

Sony
Original price $155.99 - Original price $155.99
Original price
$155.99
$155.99 - $155.99
Current price $155.99

Headphones that let you fully immerse yourself in the musicDual Noise Sensor Technology and an Integrated Processor V1 takes noise cancelling to th...

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Original price $155.99 - Original price $155.99
Original price
$155.99
$155.99 - $155.99
Current price $155.99

JBL - Endurance Peak 3 Dust and Waterproof True Wireless Active Earbuds - 2023 - Black

JBL
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

JBL pure bass soundGet the most out of your favorite workout playlist with rich bass from a 10mm dynamic driver that delivers bold sound when you n...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Razer - Kraken V4 Pro Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile - Black

Razer
Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99

OLED Control HubCustomize and centralize the control of your battlestation with one powerful device. Check PC system metrics at a glance adjust hea...

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Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99

JLab - Epic Sport ANC 3 True Wireless Earbuds - Black

JLab
Original price $95.99 - Original price $95.99
Original price
$95.99
$95.99 - $95.99
Current price $95.99

Hybrid Dual DriversThe Epic Lab Edition boasts hybrid dual drivers a dynamic driver for rich bass and low frequencies and a Knowles balanced armat...

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Original price $95.99 - Original price $95.99
Original price
$95.99
$95.99 - $95.99
Current price $95.99

JLab - JBuds Lux ANC Wireless Bluetooth Over-Ear Headphones with Active Noise Cancelling Spatial Audio 70+ Hour Battery - Graphite

JLab
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Lab Quality SoundPowered by advanced 40mm drivers these headphones deliver a level of depth and clarity to your music that will elevate your listen...

View full details
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Apple - AirPods 4 - White

Apple
Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99

REBUILT FOR COMFORT—AirPods 4 have been redesigned for exceptional all-day comfort and greater stability. With a refined contour shorter stem and q...

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Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99

Razer - BlackShark V2 X Wired Over-the-Ear Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - White

Razer
Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

Razer TriForce 50mm DriversOur new cutting-edge proprietary design divides the driver into 3 parts for the individual tuning of highs mids and lows...

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Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

Sony - WHCH720N Wireless Noise Canceling Headphones - Black

Sony
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Headphones that let you fully immerse yourself in the musicDual Noise Sensor Technology and an Integrated Processor V1 takes noise cancelling to th...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

HyperX - Cloud III Wired Gaming Headset for PC PS5 PS4 Xbox Series XS Xbox One Nintendo Switch and Mobile - Black/Red

HyperX
Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Comfort is KingComfort’s in the Cloud III’s DNA. HyperX signature memory foam in the headband and ear cushions wrapped in soft premium leatherette ...

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Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Sony - INZONE Buds Truly Wireless Noise Canceling Gaming Earbuds Perfect for PS5 PC - White

Sony
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Superior sound helps you stay on topSmall size big impact. The INZONE Buds use an 8.4 mm driver noise cancelling technology personalized spatial so...

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Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Google - Pixel Buds Pro 2 - Wireless Earbuds with Active Noise Cancellation Bluetooth Headphones - Hazel

GOOGLE
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Made to stay putPixel Buds 2 are small light and comfortable. Use the twist-to-adjust stabilizer to lock your earbuds in during workouts or adjust ...

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Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Google - Pixel Buds Pro 2 - Wireless Earbuds with Active Noise Cancellation Bluetooth Headphones - Porcelain

GOOGLE
Original price $276.99 - Original price $276.99
Original price
$276.99
$276.99 - $276.99
Current price $276.99

Made to stay putPixel Buds 2 are small light and comfortable. Use the twist-to-adjust stabilizer to lock your earbuds in during workouts or adjust ...

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Original price $276.99 - Original price $276.99
Original price
$276.99
$276.99 - $276.99
Current price $276.99

Shokz - OpenFit Air Open-Ear True Wireless Earbuds - Stone Blue

Shokz
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Hooked on ComfortWobble-free Snug Fit Featuring our signature open-ear design an adaptable ear hook for improved comfort and weighing only 8.7g it’...

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Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Sony - ULT WEAR Wireless Noise Canceling Headphones - Forest Gray

Sony
Original price $210.99 - Original price $210.99
Original price
$210.99
$210.99 - $210.99
Current price $210.99

ULT Power SoundPress ULT and feel the power of sound and bass. ULT1 delivers deep low frequency ULT2 brings ultra-bass. Set the vibe and yourself a...

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Original price $210.99 - Original price $210.99
Original price
$210.99
$210.99 - $210.99
Current price $210.99

DJI - Mic 2 Wireless Omnidirectional Microphone System - Black

DJI
Original price $220.99 - Original price $220.99
Original price
$220.99
$220.99 - $220.99
Current price $220.99

Ready When You AreThe transmitters and receiver are pre-linked and ready to go letting you easily save time and improve efficiency. Features USB-C ...

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Original price $220.99 - Original price $220.99
Original price
$220.99
$220.99 - $220.99
Current price $220.99

RØDE - VIDEOMIC GO II On-Camera Shotgun Microphone - Black

Rode
Original price $121.99 - Original price $121.99
Original price
$121.99
$121.99 - $121.99
Current price $121.99

MicrophoneUltra-lightweight shotgun microphone (just 60g)Trs Output3.5mm TRS output for use with camerasUsb-CDigital USB-C output for use with phon...

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Original price $121.99 - Original price $121.99
Original price
$121.99
$121.99 - $121.99
Current price $121.99

Beats - Solo 4 Wireless On-Ear Headphones - Slate Blue

Apple
Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.185;Ultralight ergo...

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Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

Sony - ULT WEAR Wireless Noise Canceling Headphones - White

Sony
Original price $209.99 - Original price $209.99
Original price
$209.99
$209.99 - $209.99
Current price $209.99

ULT Power SoundPress ULT and feel the power of sound and bass. ULT1 delivers deep low frequency ULT2 brings ultra-bass. Set the vibe and yourself a...

View full details
Original price $209.99 - Original price $209.99
Original price
$209.99
$209.99 - $209.99
Current price $209.99

Sony - ULT WEAR Wireless Noise Canceling Headphones - Black

Sony
Original price $210.99 - Original price $210.99
Original price
$210.99
$210.99 - $210.99
Current price $210.99

ULT Power SoundPress ULT and feel the power of sound and bass. ULT1 delivers deep low frequency ULT2 brings ultra-bass. Set the vibe and yourself a...

View full details
Original price $210.99 - Original price $210.99
Original price
$210.99
$210.99 - $210.99
Current price $210.99

CORSAIR - HS80 RGB Wired Gaming Headset for PC - Carbon

Corsair
Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99

Live the GameThe HS80 RGB USB merges iconic CORSAIR design superb sound and trusted build quality.Dolby Audio 7.1 Surround SoundBrings your game to...

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Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99

Sennheiser - MOMENTUM 4 Wireless Adaptive Noise-Canceling Over-The-Ear Headphones - White

Sennheiser
Original price $267.99 - Original price $267.99
Original price
$267.99
$267.99 - $267.99
Current price $267.99

Maximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...

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Original price $267.99 - Original price $267.99
Original price
$267.99
$267.99 - $267.99
Current price $267.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.