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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

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Bose - Ultra Open-Ear True Wireless Open Earbuds - White Smoke

Bose
Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Open your ears to the worldNow with smoother ear-to-ear syncing and a more refined experience when not playing content. Hear all of what’s around y...

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Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Bose - QuietComfort Wireless Noise Cancelling Over-the-Ear Bluetooth Headphones - Petal Pink

Bose
Original price $239.99 - Original price $239.99
Original price
$239.99
$239.99 - $239.99
Current price $239.99

Take over the tempo.Chin up shoulders back music blasting. Press play and take charge of the music with Bose QuietComfort noise cancelling headphon...

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Original price $239.99 - Original price $239.99
Original price
$239.99
$239.99 - $239.99
Current price $239.99

Bose - QuietComfort True Wireless Noise Cancelling In-Ear Earbuds - Ice Blue

Bose
Original price $208.99 - Original price $208.99
Original price
$208.99
$208.99 - $208.99
Current price $208.99

Sound without compromise.Make the everyday sound epic with iconic sound and renowned noise cancellation with up to 8.5 hours 185; of go-with-the-fl...

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Original price $208.99 - Original price $208.99
Original price
$208.99
$208.99 - $208.99
Current price $208.99

Razer - BlackShark V3 X Hyperspeed Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - Black

Razer
Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

Razer TriForce 50 mm Drivers Gen-2Tuned for improved clarity and positional performance the Gen-2 drivers not only deliver more powerful audio but ...

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Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

Sennheiser - HD 560S Wired Open Aire Over-the-Ear Audiophile Headphones - Black

Sennheiser
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Audiophile SoundReference-grade headphones for analytical listening sessions with natural and accurate reference soundOptimal ListeningAngled trans...

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Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Google - Pixel Buds 2a - Wireless Earbuds with Active Noise Cancellation - Bluetooth Headphones - Iris

GOOGLE
Original price $152.99 - Original price $152.99
Original price
$152.99
$152.99 - $152.99
Current price $152.99

Hear only what you want to hear.Active Noise Cancellation with Silent Seal 1.5 helps block external noise. Or switch to Transparency mode to hear t...

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Original price $152.99 - Original price $152.99
Original price
$152.99
$152.99 - $152.99
Current price $152.99

Razer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - White

Razer
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Razer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...

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Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Razer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - Black

Razer
Original price $270.99 - Original price $270.99
Original price
$270.99
$270.99 - $270.99
Current price $270.99

Razer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...

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Original price $270.99 - Original price $270.99
Original price
$270.99
$270.99 - $270.99
Current price $270.99

Sennheiser - MOMENTUM 4 Wireless Bluetooth Adaptive Noise-Canceling Over-The-Ear Headphones - Brown

Sennheiser
Original price $258.99 - Original price $258.99
Original price
$258.99
$258.99 - $258.99
Current price $258.99

Maximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...

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Original price $258.99 - Original price $258.99
Original price
$258.99
$258.99 - $258.99
Current price $258.99

Bose - QuietComfort Wireless Noise Cancelling Over-the-Ear Bluetooth Headphones - Moonlight Gray

Bose
Original price $294.99 - Original price $294.99
Original price
$294.99
$294.99 - $294.99
Current price $294.99

Take over the tempo.Chin up shoulders back music blasting. Press play and take charge of the music with Bose QuietComfort noise cancelling headphon...

View full details
Original price $294.99 - Original price $294.99
Original price
$294.99
$294.99 - $294.99
Current price $294.99

Logitech - G321 LIGHTSPEED Wireless Over-the-Ear Bluetooth Gaming Headset for Windows PS4 PS5 Nintendo Switch Mobile - White

Logitech
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Dynamic comfort and fitWireless headset with mic that’s engineered for lightweight comfort (210 g) with thick headband high elasticity knit fabric ...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Bower - Audro M1 Wireless Microphone System with Charging Case and Noise Reduction

Bower
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Dual Wireless MicrophonesRecord with two people at once or individuallyUSB-C ReceiverConnects directly to phones tablets or computers with USB-C po...

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Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Shokz - OpenFit Pro Open-Ear True Wireless Bluetooth Active Noise Reduction Earbuds - Black

Shokz
Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

Superior Sound with Rich DetailPowered by Shokz SuperBoost and Shokz OpenBass 2.0 OpenFit Pro delivers sound that’s dynamic and distortion-free. Th...

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Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

Bose - Ultra Open-Ear True Wireless Open Earbuds - Desert Gold

Bose
Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Open your ears to the worldNow with smoother ear-to-ear syncing and a more refined experience when not playing content. Hear all of what’s around y...

View full details
Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Shokz - OpenDots ONE Open-Ear Clip-On True Wireless Bluetooth Earbuds - Pink

Shokz
Original price $161.99 - Original price $161.99
Original price
$161.99
$161.99 - $161.99
Current price $161.99

Stay Locked-in and SecureWith a durable nickel-titanium plate and a soft silicone grip OpenDots ONE stays put through your most intense workouts. N...

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Original price $161.99 - Original price $161.99
Original price
$161.99
$161.99 - $161.99
Current price $161.99

HyperX - Cloud Alpha 2 Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac Mobile and Bluetooth - Black

HyperX
Original price $255.99 - Original price $255.99
Original price
$255.99
$255.99 - $255.99
Current price $255.99

Up to 250 Hours of Battery Life on a Single ChargeEnjoy up to 250 hours in 2.4GHz mode or 125 hours with simultaneous connection keeping you powere...

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Original price $255.99 - Original price $255.99
Original price
$255.99
$255.99 - $255.99
Current price $255.99

Turtle Beach - Atlas 200 Wired Over-Ear Gaming Headset for PC Xbox PlayStation - Black

Turtle Beach
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

50mm Nanoclear DriversUnlock gaming audio detail like you’ve never heard before with precision-tuned 50mm Nanoclear drivers.Immersive PC Audio Enha...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Bose - QuietComfort Ultra Headphones (2nd Gen) - Black

Bose
Original price $443.99 - Original price $443.99
Original price
$443.99
$443.99 - $443.99
Current price $443.99

Awaken your sound.Bose’s best noise cancellation for headphones with spatialized audio for more immersive listening — no matter the content or sour...

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Original price $443.99 - Original price $443.99
Original price
$443.99
$443.99 - $443.99
Current price $443.99

Bose - QuietComfort Ultra Headphones (2nd Gen) - White

Bose
Original price $443.99 - Original price $443.99
Original price
$443.99
$443.99 - $443.99
Current price $443.99

Awaken your sound.Bose’s best noise cancellation for headphones with spatialized audio for more immersive listening — no matter the content or sour...

View full details
Original price $443.99 - Original price $443.99
Original price
$443.99
$443.99 - $443.99
Current price $443.99

Bose - QuietComfort Ultra (2nd Gen) True Wireless Noise Cancelling In-Ear Earbuds - Midnight Violet

Bose
Original price $311.99 - Original price $311.99
Original price
$311.99
$311.99 - $311.99
Current price $311.99

Heart-stopping sound with each play.CustomTune technology analyzes your ears and adapts the sound and noise cancelling to their unique shape. The r...

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Original price $311.99 - Original price $311.99
Original price
$311.99
$311.99 - $311.99
Current price $311.99

Samsung - Galaxy Buds3 FE Wireless Earbud Headphones - Gray

Samsung
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Outside noise Not your problem.Cut out unwanted noise with Galaxy Buds3 FE. With Active Noise Cancellation (ANC) you can experience the sounds you ...

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Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Soundcore - by Anker P41i Bluetooth Wireless In Ear Earbuds with Portable USB-C Phone Charger - Black

Soundcore
Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Portable Phone ChargingThe case charges an iPhone 16 Pro to 50 or a Samsung Galaxy S24 to 45 with 10W of power and 3000mAh of battery capacity.Ultr...

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Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Shokz - OpenFit 2+ Open-Ear True Wireless Bluetooth Earbuds - Stone Blue

Shokz
Original price $179.99 - Original price $179.99
Original price
$179.99
$179.99 - $179.99
Current price $179.99

Dynamic Sound with Dolby AudioHear the power of deep bass vibrant mids and crystal-clear highs. Dolby Audio creates a rich expansive soundstage tha...

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Original price $179.99 - Original price $179.99
Original price
$179.99
$179.99 - $179.99
Current price $179.99

Sony - WH-1000XM5 Wireless Noise-Canceling Over-the-Ear Headphones - Black

Sony
Original price $315.99 - Original price $315.99
Original price
$315.99
$315.99 - $315.99
Current price $315.99

Active Noise CancelationFrom airplane noise to people’s voices our WH-1000XM5 wireless headphones with multiple microphone noise canceling keep out...

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Original price $315.99 - Original price $315.99
Original price
$315.99
$315.99 - $315.99
Current price $315.99

JVC - Air Cushion In Ear Neckband Bluetooth Wireless Headphones - Black

JVC
Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Lightweight Neckband In Ear Air Cushion DesignEnjoy JVC's comfortable neckband style headphones with secure fit in ear Air Cushion design.Battery L...

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Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

CORSAIR - HS80 RGB Wireless Gaming Headset for PC Mac PS5 PS4 - White

Corsair
Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

Live the GameThe HS80 RGB WIRELESS merges iconic CORSAIR design superb audio quality industry-leading wireless technology and durable build quality...

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Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

Logitech - PRO X Wired Over-the-Ear Gaming Headset (2nd Generation)X 7.1 for PCXbox OneXbox Series XSPS5PS4 Nintendo Switch - Black

Logitech
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Blue VOCE Microphone TechnologyDetachable pro-grade microphone featuring real-time Blue VOCE technology including noise reducer compressor limiter ...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Sony - WF1000XM6 Best Truly Wireless Noise Cancelling Earbuds - Black

Sony
Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

The Best Noise CancellationExperience powerful adaptive noise cancelling that keeps distractions out and your music front and center. Powered by du...

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Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

CORSAIR - HS Series HS55 Wireless Gaming Headset for PC PS5 and Mobile - Carbon

Corsair
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Low-Latency 2.4Ghz Wireless or BluetoothEnjoy high-quality audio without the wire featuring a range of up to 50ft and up to 24 hours of battery lif...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Sony - ECMG1 Subcardoid Shotgun Microphone

Sony
Original price $204.99 - Original price $204.99
Original price
$204.99
$204.99 - $204.99
Current price $204.99

Excellent for recording human voicesThe ECM-G1 is well suited to the frequency bands of human voice characteristics capturing vocal audio clearly a...

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Original price $204.99 - Original price $204.99
Original price
$204.99
$204.99 - $204.99
Current price $204.99

Blue Microphones - Blue Yeti Professional Multi-Pattern USB Condenser Microphone - Blackout

BLUE MICROPHONES
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Blue’s legendary broadcast-quality soundMakes the professional difference for gaming and streaming.Custom three-capsule arrayThis professional USB ...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

RØDE - PODMIC Dynamic Podcasting Microphone

Rode
Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

Compatible with most RDE digital voice recordersFor use with your existing device.Detailed SoundRich detailed sound optimised for podcasting livest...

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Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

Sony - LinkBuds Fit True Wireless Noise Canceling Earbuds - Sage Green

Sony
Original price $216.99 - Original price $216.99
Original price
$216.99
$216.99 - $216.99
Current price $216.99

Small light and smart with a secure and comfortable fiteven when exercisingthanks to the newly developed earbud tips to keep you connected througho...

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Original price $216.99 - Original price $216.99
Original price
$216.99
$216.99 - $216.99
Current price $216.99

Sony - WH-CH520 Wireless Headphone with Microphone - Cappuccino

Sony
Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

Listen longer with up to 50-hour battery life and Quick ChargingKeep your music playing all day with a battery life that delivers up to 50 hours of...

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Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

Razer - Barracuda X Chroma Bluetooth Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - Black

Razer
Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99

Razer SmartSwitch Dual Wireless to quick-toggle between Razer HyperSpeed and BluetoothSwitch connection from your PC or console to your phone with ...

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Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99

Shokz - OpenRun Pro 2 Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Steel Blue

Shokz
Original price $163.99 - Original price $163.99
Original price
$163.99
$163.99 - $163.99
Current price $163.99

Dual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...

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Original price $163.99 - Original price $163.99
Original price
$163.99
$163.99 - $163.99
Current price $163.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.