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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99

Oladance - OWS 2 Wearable Stereo True Wireless Open Ear Headphones - Interstellar Blue

Oladance

Wearable StereosOWS 2 lets you feel that the sound is coming from everywhere outside in a natural way a totally different listening experience with...

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Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99
Original price $232.99 - Original price $232.99
Original price
$232.99
$232.99 - $232.99
Current price $232.99

Oladance - OWS Pro Wearable Stereo True Wireless Open Ear Headphones - Luminous Titanium

Oladance

A new definition of listeningOWS Pro lets you feel that the sound is coming from everywhere outside in a natural way a totally different listening ...

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Original price $232.99 - Original price $232.99
Original price
$232.99
$232.99 - $232.99
Current price $232.99
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

CORSAIR - HS80 RGB Wired Gaming Headset for PC - Carbon

Corsair

Live the GameThe HS80 RGB USB merges iconic CORSAIR design superb sound and trusted build quality.Dolby Audio 7.1 Surround SoundBrings your game to...

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Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

SteelSeries - Arctis Nova 7 Gen 2 Wireless Over-The-Ear Multi Gaming Headset for PC PS5 Switch Handheld - Black

Steel Series

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

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Original price $218.99 - Original price $218.99
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$218.99
$218.99 - $218.99
Current price $218.99
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Logitech - G321 LIGHTSPEED Wireless Bluetooth Gaming Headset for PC PS4 PS5 Nintendo Switch Mobile - Black

Logitech

Dynamic comfort and fitWireless headset with mic that’s engineered for lightweight comfort (210 g) with thick headband high elasticity knit fabric ...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99
Original price $91.99 - Original price $91.99
Original price
$91.99
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Current price $91.99

RØDE - LAVALIER GO Professional Wearable Microphone

Rode

MicrophoneDiscreet 4.5mm miniature microphoneCondenser microphoneHigh-quality omnidirectional condenser capsule. Enables recording of voiceovers na...

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Original price $91.99 - Original price $91.99
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$91.99
$91.99 - $91.99
Current price $91.99
Original price $131.99 - Original price $131.99
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$131.99
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Current price $131.99

Audio-Technica - ATH-M40x Monitor Headphones - Black

Audio-Technica

40mm neodymium driversDeliver faithful sound reproduction.Flat tuningProvides accurate monitoring across an extended frequency range.90 swiveling e...

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Original price $131.99 - Original price $131.99
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$131.99
$131.99 - $131.99
Current price $131.99
Original price $133.99 - Original price $133.99
Original price
$133.99
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Current price $133.99

Shokz - OpenRun Pro Mini Premium Bone Conduction Open-Ear Sport Headphones - Black

Shokz

Open-ear comfortFeaturing a compact size for your best fit yet while still featuring Shokz’ signature open-ear design and delivering all-day comfor...

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Original price $133.99 - Original price $133.99
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$133.99
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Current price $133.99
Original price $185.99 - Original price $185.99
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$185.99
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Current price $185.99

Audio-Technica - ATH-M50x Monitor Headphones - Black

Audio-Technica

45mm large-aperture driversAlong with rare earth magnets and copper-clad aluminum wire voice coils ensure rich accurate sound.Circumaural designCon...

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Original price $185.99 - Original price $185.99
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$185.99
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Current price $185.99
Original price $145.99 - Original price $145.99
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$145.99
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Current price $145.99

A501 ROG PELTA/BLKASUS ROG Pelta Wireless Gaming Headset BT ROG SpeedNova 2.4GHz USBC Lightweight 309g 50mm ROG TitaniumPlated Drivers 10mm SuperWideband Mic RGB 70HR Battery For PC Switch PS5 Black

ASUS

A501 ROG PELTA/BLKASUS ROG Pelta Wireless Gaming Headset BT ROG SpeedNova 2.4GHz USBC Lightweight 309g 50mm ROG TitaniumPlated Drivers 10mm SuperWi...

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Original price $145.99 - Original price $145.99
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$145.99
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Current price $145.99
Original price $122.99 - Original price $122.99
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$122.99
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Current price $122.99

Logitech - G535 LIGHTSPEED Wireless Gaming Headset for PC PS5 PS4 - Black

Logitech

40 mm DriversWith 40 mm neodymium drivers this wireless gaming headset delivers crisp clear and deep stereo sound that makes your game come alive.L...

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Original price $122.99 - Original price $122.99
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$122.99
$122.99 - $122.99
Current price $122.99
Original price $158.99 - Original price $158.99
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$158.99
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Current price $158.99

Samsung - Galaxy Buds3 FE Wireless Earbud Headphones - Gray

Samsung

Outside noise Not your problem.Cut out unwanted noise with Galaxy Buds3 FE. With Active Noise Cancellation (ANC) you can experience the sounds you ...

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Original price $158.99 - Original price $158.99
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$158.99
$158.99 - $158.99
Current price $158.99
Original price $314.99 - Original price $314.99
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$314.99
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Current price $314.99

Apple - AirPods Pro 3 - White

Apple

WORLD’S BEST IN-EAR ACTIVE NOISE CANCELLATION—Reduces up to 2x more unwanted noise than AirPods Pro 2 so you can stay fully immersed in the moment....

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Original price $314.99 - Original price $314.99
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$314.99
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Current price $314.99
Original price $158.99 - Original price $158.99
Original price
$158.99
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Current price $158.99

Samsung - Galaxy Buds3 FE Wireless Earbud Headphones - Black

Samsung

Outside noise Not your problem.Cut out unwanted noise with Galaxy Buds3 FE. With Active Noise Cancellation (ANC) you can experience the sounds you ...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99
Original price $218.99 - Original price $218.99
Original price
$218.99
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Current price $218.99

Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Black Gold

Apple

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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Original price $218.99 - Original price $218.99
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$218.99
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Current price $218.99
Original price $94.99 - Original price $94.99
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$94.99
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Current price $94.99

Samson - MBA38 38-inch Microphone Boom Arm - Black

Samson

Articulating microphone boomFor optimally positioning.Durable steel constructionProvides a sturdy stable framework.Internal springsFor silent and e...

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Original price $94.99 - Original price $94.99
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$94.99
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Current price $94.99
Original price $107.99 - Original price $107.99
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$107.99
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Current price $107.99

Shokz - OpenFit Open-Ear True Wireless Earbuds - Black

Shokz

Open-ear comfortOpen-ear listening buds. OpenFit continues the Shokz open-ear concept with a compact earbud design. OpenFit is built around the ea...

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Original price $107.99 - Original price $107.99
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$107.99
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Current price $107.99
Original price $99.99 - Original price $99.99
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$99.99
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Current price $99.99

CORSAIR - HS Series HS55 Wireless Gaming Headset for PC PS5 and Mobile - White

Corsair

Low-Latency 2.4Ghz Wireless or BluetoothEnjoy high-quality audio without the wire featuring a range of up to 50ft and up to 24 hours of battery lif...

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Original price $99.99 - Original price $99.99
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$99.99
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Current price $99.99
Original price $108.99 - Original price $108.99
Original price
$108.99
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Current price $108.99

Samson - Q2U Dynamic USB Microphone

Samson

Compatible with most Samson digital voice recordersFor use with your existing device.Q2U Dynamic USB MicrophoneEnables recording of voiceovers narr...

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Original price $108.99 - Original price $108.99
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$108.99
$108.99 - $108.99
Current price $108.99
Original price $248.99 - Original price $248.99
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$248.99
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Current price $248.99

Marshall - Monitor II A.N.C. Wireless Noise Cancelling Over-the-Ear Headphones - Black

Marshall

MARSHALL SIGNATURE SOUNDDelivering high performance sound like you’ve never heard before. Monitor II A.N.C. headphones feature custom tuned 40 mm d...

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Original price $248.99 - Original price $248.99
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$248.99
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Current price $248.99
Original price $93.99 - Original price $93.99
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$93.99
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Current price $93.99

Beats - Solo Buds True Wireless Earbuds - Storm Gray

Apple

Custom acoustic architecture for big Beats sound with full range and clarity.The smallest case we’ve ever made making these powerful earbuds the pe...

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Original price $93.99 - Original price $93.99
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$93.99
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Current price $93.99
Original price $48.99 - Original price $48.99
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$48.99
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Current price $48.99

JLab - JBuds Lux ANC Headphones - Mauve

JLab

Lab Quality SoundPowered by advanced 40mm drivers these headphones deliver a level of depth and clarity to your music that will elevate your listen...

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Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99
Original price $48.99 - Original price $48.99
Original price
$48.99
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Current price $48.99

JLab - JBuds Lux ANC Headphones - Sage

JLab

Lab Quality SoundPowered by advanced 40mm drivers these headphones deliver a level of depth and clarity to your music that will elevate your listen...

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Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99
Original price $48.99 - Original price $48.99
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$48.99
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Current price $48.99

JLab - JBuds Lux ANC Headphones - Cloud White

JLab

Lab Quality SoundPowered by advanced 40mm drivers these headphones deliver a level of depth and clarity to your music that will elevate your listen...

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Original price $48.99 - Original price $48.99
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$48.99
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Current price $48.99
Original price $115.99 - Original price $115.99
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$115.99
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Current price $115.99

Sony - Professional Studio Headphones - Black

Sony

Folding ConstructionCompactness in storage40mm Driver UnitFor clear high quality sound reproductionClosed-Ear DesignComfort and reduction of exter...

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Original price $115.99 - Original price $115.99
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$115.99
$115.99 - $115.99
Current price $115.99
Original price $441.99 - Original price $441.99
Original price
$441.99
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Current price $441.99

Bowers Wilkins - Pi8 True Wireless Noise Cancelling In-Ear Earbuds - Midnight Blue

B&W North America

Wireless Earphones with Flagship SoundBowers Wilkins Pi8 Wireless Earbuds feature a true 24-bit connection with a Qualcomm chipset aptX Lossless ...

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Original price $441.99 - Original price $441.99
Original price
$441.99
$441.99 - $441.99
Current price $441.99
Original price $170.99 - Original price $170.99
Original price
$170.99
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Current price $170.99

Logitech - G522 LIGHTSPEED Wireless Gaming Headset for PC - Black

Logitech

Own your lookExperience the bold sleek design of this RGB gaming headset featuring customizable side-facing lighting powered by LIGHTSYNC RGB in up...

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Original price $170.99 - Original price $170.99
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$170.99
$170.99 - $170.99
Current price $170.99
Original price $108.99 - Original price $108.99
Original price
$108.99
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Current price $108.99

Poly EncorePro HW520 - headset

Plantronics

Poly EncorePro HW520 - 500 Series - headset - on-ear - wired - Quick Disconnect - black - Certified for Skype for Business

Original price $108.99 - Original price $108.99
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$108.99
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Current price $108.99
Original price $150.99 - Original price $150.99
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$150.99
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Current price $150.99

HyperX - Cloud III S Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac and Mobile - Red/Black

HP

Up to 120 Hours178; of Uninterrupted Gaming on a Single ChargeAchieve up to 120 hours of gameplay on 2.4GHz. Push the limits even further with up t...

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Original price $150.99 - Original price $150.99
Original price
$150.99
$150.99 - $150.99
Current price $150.99
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Shokz OpenDots ONE Open-Ear True Wireless Earbuds - Black

Shokz

Introducing OpenDots ONE the new open-ear clip-on earbuds from Shokz. With a fresh take on audio OpenDots ONE is designed to keep you connected wit...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Shokz OpenDots ONE Open-Ear True Wireless Earbuds - Gray

Shokz

Introducing OpenDots ONE the new open-ear clip-on earbuds from Shokz. With a fresh take on audio OpenDots ONE is designed to keep you connected wit...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Deep Brown

Apple

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Beats - Fit Pro True Wireless Noise Cancelling In-Ear Earbuds - Sage Gray

Apple

Surrounds You in SoundBeats Fit Pro is engineered to deliver powerful balanced sound via a custom acoustic platform that stays with you through you...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99
Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99

Shokz OpenDots ONE Open-Ear True Wireless Earbuds Grey - Gray

Shokz

Introducing OpenDots ONE the new open-ear clip-on earbuds from Shokz. With a fresh take on audio OpenDots ONE is designed to keep you connected wit...

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Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99
Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99

Shokz OpenDots ONE Open-Ear True Wireless Earbuds Black - Black

Shokz

Introducing OpenDots ONE the new open-ear clip-on earbuds from Shokz. With a fresh take on audio OpenDots ONE is designed to keep you connected wit...

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Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99
Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Razer - Barracuda X 2022 Edition Wireless Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile and Tablet - Black

Razer

Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

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Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.