Skip to content
FREE DELIVERY
FREE DELIVERY

Smart Home

Rent To Own Smart Home – Make Your Home Smarter with Flexible Financing

Transform your home into a smart home with cutting-edge technology from Finance My Cart. Whether you're looking for smart thermostats, lighting, security cameras, voice assistants, or smart appliances, we offer top brands like Nest, Ring, Amazon Echo, and more. With our rent-to-own and buy now, pay later payment plans, you can start building your smart home without the hefty upfront cost. Enjoy affordable monthly payments, free shipping, and financing options designed to fit your budget and credit situation. Create a connected and convenient home today with flexible financing that works for you!

Filters

Blink - Outdoor 2K+ Wireless Smart Security Camera 2K video Two-way audio w/ noise cancellation Smart detection - 5CAM - Black

Blink
Original price $149.99 - Original price $149.99
Original price
$149.99
$149.99 - $149.99
Current price $149.99

2K video resolutionDon't miss a detail. See every frame like never before with sharper 2K clarity and 4x zoom.Color Vision in Low LightEven in low ...

View full details
Original price $149.99 - Original price $149.99
Original price
$149.99
$149.99 - $149.99
Current price $149.99

Blink - Outdoor 2K+ Wireless Smart Security Camera 2K video Two-way audio w/ noise cancellation Smart detection - 1CAM - Black

Blink
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

2K video resolutionDon't miss a detail. See every frame like never before with sharper 2K clarity and 4x zoom.Color Vision in Low LightEven in low ...

View full details
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

Blink - Outdoor 4 Wireless smart security camera two-year battery life 1080p HD. Sync Module Core included 1 Camera - Black

Blink
Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

Fourth GenerationOutdoor 4 is our fourth-generation wireless smart security camera with up to two-year battery life for around-the-clock peace of m...

View full details
Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

Philips - Hue Bridge V3 PRO - Black

Philips
Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

More SpeedFeaturing the new Hue Chip Pro with ultra-fast processing speeds of 1.7 GHz and a quad-core Cortex-A35 CPU for super-fast response times ...

View full details
Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

First Alert - Smoke and Carbon Monoxide Detector Hardwired - White

First Alert
Original price $159.99 - Original price $159.99
Original price
$159.99
$159.99 - $159.99
Current price $159.99

SC5 Hardwire Smart Smoke Carbon Monoxide AlarmThe fire safety you trust is now connected and compatible. Add smart fire safety alerts to your home...

View full details
Original price $159.99 - Original price $159.99
Original price
$159.99
$159.99 - $159.99
Current price $159.99

Govee - Gaming Pixel Light - Multi

Govee
Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Dynamic DisplaysEnjoy dynamic animations at 30fps and unleash your creativity with the freedom to upload and display your creations.AI-Powered Pixe...

View full details
Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

First Alert - Smoke and Carbon Monoxide Detector Battery Powered - White

First Alert
Original price $154.99 - Original price $154.99
Original price
$154.99
$154.99 - $154.99
Current price $154.99

SC5 Battery Smart Smoke Carbon Monoxide AlarmThe fire safety you trust is now connected and compatible. Add smart fire safety alerts to your home ...

View full details
Original price $154.99 - Original price $154.99
Original price
$154.99
$154.99 - $154.99
Current price $154.99

Blink - Wired Floodlight Camera - Smart security camera 2600 lumens HD live view enhanced motion detection 1 camera - Black

Blink
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Smart securityHelp protect your home day or night with Blink Wired Floodlight Camera — a smart security camera with 2600 lumens of LED lighting enh...

View full details
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Yale - Assure Lock 2 - Smart Lock Wi-Fi Deadbolt with Touchscreen Keypad Fingerprint Access - Black Suede

Yale
Original price $332.99 - Original price $332.99
Original price
$332.99
$332.99 - $332.99
Current price $332.99

Your entryway. ElevatedWith multiple ways to lock and unlock your door including biometric touch home access is smarter sleeker and more convenient...

View full details
Original price $332.99 - Original price $332.99
Original price
$332.99
$332.99 - $332.99
Current price $332.99

eufy - E340 Outdoor Wired 3K PTZ Security Camera with Floodlights and Dual Lens - White

Eufy
Original price $261.99 - Original price $261.99
Original price
$261.99
$261.99 - $261.99
Current price $261.99

Double the Cameras Double the PossibilitiesExperience 3K resolution with the telephoto and wide-angle lens dual cameras. Capture distant details cl...

View full details
Original price $261.99 - Original price $261.99
Original price
$261.99
$261.99 - $261.99
Current price $261.99

eufy - S340 Outdoor Solar Powered 3K PTZ Security Camera with Dual Lens - White

Eufy
Original price $192.99 - Original price $192.99
Original price
$192.99
$192.99 - $192.99
Current price $192.99

Enhanced Dual-Camera Clarity at 50 FeetCapture every event around your home in stellar 3K resolution. See exactly who and what is around your home ...

View full details
Original price $192.99 - Original price $192.99
Original price
$192.99
$192.99 - $192.99
Current price $192.99

Twinkly - Candies Star Shaped 200 RGB LED Smart Light String Green Wire USB-C - Multicolor

Twinkly
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Charming multicolor RGB LED light shapesDelight in the charming light shape of stars while adding a touch of wonder to your home decor 200 LED ligh...

View full details
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

ecobee - Smart Video Doorbell - Wired with Advanced Person and Package Detection - Black

EcoBee
Original price $198.99 - Original price $198.99
Original price
$198.99
$198.99 - $198.99
Current price $198.99

Cinematic HD Video¿with two-way talk.Full HD 1080p HDR with two-way talk to answer your door and talk to your guests from anywhere live through you...

View full details
Original price $198.99 - Original price $198.99
Original price
$198.99
$198.99 - $198.99
Current price $198.99

Amazon - Stand for Echo Show 21 Premium Adjustable Stand with 360 Swivel for the Echo Show 21 (sold separately) - Aluminium

AMAZON
Original price $157.99 - Original price $157.99
Original price
$157.99
$157.99 - $157.99
Current price $157.99

Premium adjustable standDesigned for flexible placement of the Amazon Echo Show 21. The stand is crafted from anodized aluminum and features a slee...

View full details
Original price $157.99 - Original price $157.99
Original price
$157.99
$157.99 - $157.99
Current price $157.99

Amazon - Echo Show 15 HD 15.6" smart disp for home org built-in Fire TV Alexa - Black

AMAZON
Original price $391.99 - Original price $391.99
Original price
$391.99
$391.99 - $391.99
Current price $391.99

Echo Show 1515.6" Full-HD (up to 1080p) smart display that's ready to show you more. Use customizable widgets to keep your day on track watch your ...

View full details
Original price $391.99 - Original price $391.99
Original price
$391.99
$391.99 - $391.99
Current price $391.99

Night Owl - 12-Channel 8-Camera Indoor/Outdoor Wired IP 4K 2TB NVR Security System - Black and White - Black/White

Night Owl
Original price $860.99 - Original price $860.99
Original price
$860.99
$860.99 - $860.99
Current price $860.99

Capture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 4K r...

View full details
Original price $860.99 - Original price $860.99
Original price
$860.99
$860.99 - $860.99
Current price $860.99

SimpliSafe - Smoke Carbon Monoxide Detector - White

Simplisafe
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Instant alerts - even when you’re not homeGet alerted to dangerous levels of smoke or CO in your home in real time on your phone with the SimpliSaf...

View full details
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Amazon - Echo Show 5 Kids (3rd Generation) 5.5 inch Smart Display with Alexa - Galaxy

AMAZON
Original price $140.99 - Original price $140.99
Original price
$140.99
$140.99 - $140.99
Current price $140.99

Learn and play with AlexaKids can ask Alexa to play videos help with homework and make video calls to approved contacts.Bigger sound for big imagin...

View full details
Original price $140.99 - Original price $140.99
Original price
$140.99
$140.99 - $140.99
Current price $140.99

eufy - S380 HomeBase 3 Indoor Wired Base Station with 16GB of Storage Built In - White

Eufy
Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

BionicMind AI Empowers Your SecurityIntelligently recognizes and differentiates between family and strangers with up to 99 accuracy. The self-learn...

View full details
Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

4W Solar Panel for Select Ring Security Cameras - White

Ring
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Withstands temperatures ranging from -5F to 120FDesigned for year-round use.Easy installationYou can set up everything in just a few minutes.Adjust...

View full details
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Ring - Spotlight Cam Plus 2-pack Camera Indoor/Outdoor Wireless 1080p Security Cameras - Black

Ring
Original price $263.99 - Original price $263.99
Original price
$263.99
$263.99 - $263.99
Current price $263.99

Look in anytimeWatch over your home day or night in wide-angle 1080p HD video with Color Night Vision and check in at anytime with Live View.Stop i...

View full details
Original price $263.99 - Original price $263.99
Original price
$263.99
$263.99 - $263.99
Current price $263.99

eufy - eufyCam 3 3-Outdoor Wireless 4K Solar Powered Security Cameras with HomeBase 3 - White

Eufy
Original price $461.99 - Original price $461.99
Original price
$461.99
$461.99 - $461.99
Current price $461.99

See 4K Detail Day and NightGain full color clarity of humans or animals on your property even at night. The Starlight photosensitive system enhance...

View full details
Original price $461.99 - Original price $461.99
Original price
$461.99
$461.99 - $461.99
Current price $461.99

Wasserstein - Solar Panel for Google Nest Cam Outdoor or Indoor Battery - 2.5W Solar Power - Made for Google Nest (3-Pack) - White

Wasserstein
Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

Non-Stop Solar PowerMade of high-efficiency solar cells the Wasserstein Solar Panel can quickly charge your Nest Cam with just a few hours of sunli...

View full details
Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

Ring - Spotlight Cam Plus 2-pack Camera Indoor/Outdoor Wireless 1080p Security Cameras - White

Ring
Original price $263.99 - Original price $263.99
Original price
$263.99
$263.99 - $263.99
Current price $263.99

Look in anytimeWatch over your home day or night in wide-angle 1080p HD video with Color Night Vision and check in at anytime with Live View.Stop i...

View full details
Original price $263.99 - Original price $263.99
Original price
$263.99
$263.99 - $263.99
Current price $263.99

eufy - Smart Wi-Fi C31 2K Wired and Battery Operated Video Doorbell with 32GB MicroSD Card - Black

Eufy
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

See Visitors in Crisp 2K ClarityExperience enhanced detailed 2K FHD footage of visitors and delivery people even at night. Its 43 aspect ratio prov...

View full details
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Smart Lock E31 WiFi Replacement Deadbolt Unlock with eufy App Keypad Smart Devices and Fingerprint - Black

Eufy
Original price $215.99 - Original price $215.99
Original price
$215.99
$215.99 - $215.99
Current price $215.99

Apple Home and Third-Party SupportEnjoy multiple door unlocking options with easy integration to a range of smart home automation devices including...

View full details
Original price $215.99 - Original price $215.99
Original price
$215.99
$215.99 - $215.99
Current price $215.99

eufy - eufyCam 3 5-Outdoor Wireless 4K Solar Powered Security Cameras with HomeBase 3 - White

Eufy
Original price $724.99 - Original price $724.99
Original price
$724.99
$724.99 - $724.99
Current price $724.99

See 4K Detail Day and NightSpot tiny features on any potential trespasser (human or animal) with eufyCam S330—even at night. The Starlight photosen...

View full details
Original price $724.99 - Original price $724.99
Original price
$724.99
$724.99 - $724.99
Current price $724.99

Google - Nest Cam 3 Pack Indoor/Outdoor Wire Free Security Cameras - Snow

GOOGLE
Original price $535.99 - Original price $535.99
Original price
$535.99
$535.99 - $535.99
Current price $535.99

Control with the Google Home app.View live HD video replay video recordings talk to visitors and more all from the Google Home app. The Nest Cam (...

View full details
Original price $535.99 - Original price $535.99
Original price
$535.99
$535.99 - $535.99
Current price $535.99

ecobee - Premium Smart Programmable Touch-Screen Thermostat with Siri Alexa Apple HomeKit and Google Assistant - Black

EcoBee
Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

Smart Sensor Included and Energy Star CertifiedSave up to 26 per year on heating and cooling costs. Included SmartSensor (50 value) adjusts the tem...

View full details
Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

Skylight - Calendar 15 Inch Touchscreen Smart Calendar and Chore Chart - Silver

Skylight
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

FeaturesSkylight Calendar seamlessly auto-syncs family member's calendars so everyone's schedule is displayed in one place. With the free mobile ap...

View full details
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Echo Dot Kids with Alexa (newest model) Designed for kids w/ parental controls Includes 1 Year of Amazon Kids+ - Owl

AMAZON
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Echo Dot KidsOur most popular and cutest smart speaker with Alexa made for kids (not a toy). The improved speaker delivers clearer vocals and rich ...

View full details
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Google - Nest Cam Indoor/Outdoor Wire Free Security Camera - Snow

GOOGLE
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Control with the Google Home app.View live HD video replay video recordings talk to visitors and more all from the Google Home app. The Nest Cam (...

View full details
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Google - Nest Cam 2 Pack Indoor/Outdoor Wire Free Security Cameras - Snow

GOOGLE
Original price $394.99 - Original price $394.99
Original price
$394.99
$394.99 - $394.99
Current price $394.99

Control with the Google Home app.View live HD video replay video recordings talk to visitors and more all from the Google Home app. The Nest Cam (...

View full details
Original price $394.99 - Original price $394.99
Original price
$394.99
$394.99 - $394.99
Current price $394.99

Google - Nest Thermostat - Programmable Wi-Fi Smart Thermostat - Snow

GOOGLE
Original price $161.99 - Original price $161.99
Original price
$161.99
$161.99 - $161.99
Current price $161.99

So many ways to save.The Nest Thermostat helps you save energy. It can turn itself down when you leave the house so you don’t waste energy heating ...

View full details
Original price $161.99 - Original price $161.99
Original price
$161.99
$161.99 - $161.99
Current price $161.99

Arlo - Pro Outdoor Security Camera (6th Gen 2025 Release) - Wireless Rechareable Battery with Charging Station 3-Cam - White

Arlo
Original price $334.99 - Original price $334.99
Original price
$334.99
$334.99 - $334.99
Current price $334.99

Exclusive bundle -- a 500 value if purchased separatelyIncludes (3) Pro Security Cameras 2K (6th Gen) (4) Rechargeable Batteries (1) Dual Charging ...

View full details
Original price $334.99 - Original price $334.99
Original price
$334.99
$334.99 - $334.99
Current price $334.99

Arlo - Essential Outdoor Security Camera 2K (3rd Gen 2025 Release) - Wireless Rechargeable Camera 2-Cam - White

Arlo
Original price $142.99 - Original price $142.99
Original price
$142.99
$142.99 - $142.99
Current price $142.99

Simple Reliable Home MonitoringA wireless rechargeable camera with clear 2K video dependable Dual-B Wi-Fi that provides critical alerts. Perfect f...

View full details
Original price $142.99 - Original price $142.99
Original price
$142.99
$142.99 - $142.99
Current price $142.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.