Smart Home
Rent To Own Smart Home – Make Your Home Smarter with Flexible Financing
Transform your home into a smart home with cutting-edge technology from Finance My Cart. Whether you're looking for smart thermostats, lighting, security cameras, voice assistants, or smart appliances, we offer top brands like Nest, Ring, Amazon Echo, and more. With our rent-to-own and buy now, pay later payment plans, you can start building your smart home without the hefty upfront cost. Enjoy affordable monthly payments, free shipping, and financing options designed to fit your budget and credit situation. Create a connected and convenient home today with flexible financing that works for you!
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Ring - 3-Pack Pan-Tilt Indoor Security Cam with 360 Horizontal Pan Coverage Live View Two-Way Talk and HD Video - White
Ring360 Horizontal Pan CoveragePan 360 around your home and tilt up and down from your phone.Live ViewSee and respond to activity with Live View.Two-Wa...
View full detailsGovee - 49.2ft Wi-Fi RGBICW LED Strip Light - Multi
GoveeSmart RGBIC effectsUnlike RGB RGBIC LED strip lights present stunning segmented colors on a line. The smart LED strip lights create a colorful ligh...
View full detailsRing - Battery Doorbell Pro Smart Wi-Fi Video Doorbell - Battery-powered with Head-to-Toe HD+ Video - Satin Nickel
Ring3D Motion DetectionRing's most advanced motion detection. Customizing motion zones up to 30' away on an overhead map of your property to pinpoint m...
View full detailsArlo - Pro 5S 2K Indoor/Outdoor Wireless Spotlight Security Camera - White
ArloSee Picture Perfect DetailsMonitor your home and property and keep your loved ones safe with 2K HDR video quality. 2 times video resolution of HD l...
View full detailsTP-Link - Tapo Wire-Free Indoor/Outdoor 2K Smart Security Cameras Magnetic Base (3-pack) No Fees - White
TP LinkNo Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Up to 512GB of secure local microSD storage to k...
View full detailsArlo - Wireless Floodlight Camera - FB1001 - White
ArloNever be left in the darkBrightly illuminate your property to improve safety and visibility.Details matterZoom in on objects and see clearer detail...
View full detailsEcho Dot Kids with Alexa (newest model) Designed for kids w/ parental controls Includes 1 Year of Amazon Kids+ - Owl
AMAZONEcho Dot KidsOur most popular and cutest smart speaker with Alexa made for kids (not a toy). The improved speaker delivers clearer vocals and rich ...
View full detailsEcho Dot Kids with Alexa (newest model) Designed for kids w/ parental controls Includes 1 Year of Amazon Kids+ - Fire Dragon
AMAZONEcho Dot KidsOur most popular and cutest smart speaker with Alexa made for kids (not a toy). The improved speaker delivers clearer vocals and rich ...
View full detailsReolink - Altas Series B630 2K 4MP Battery Indoor/Outdoor Wireless WiFi Security Camera with Pre-Record and ColorX - White
ReolinkPre-Record Never Miss A MomentCapture footage of critical events BEFORE the camera triggers recording When Pre-Record is enabled camera will save ...
View full detailsReolink - Go Series G440 4K 8MP Solar Outdoor Wireless 4G LTE Pan Tilt Security Camera with 32GB SD Card - Grey - Gray
ReolinkNo Wi-Fi Required - Off-Grid ReadyOutdoor camera uses 3G or 4G LTE cellular connectivity to stream footage. Ideal for locations with spotty / no Wi...
View full detailsBlink - Wired Floodlight Camera - Smart security camera 2600 lumens HD live view enhanced motion detection 1 camera - White
BlinkSmart securityHelp protect your home day or night with Blink Wired Floodlight Camera — a smart security camera with 2600 lumens of LED lighting enh...
View full detailsReolink - Elite F751W 4K 8MP Outdoor Wired Wi - Fi Panorama Security Camera with Floodlights and AI Smart Search - White
ReolinkThe Reolink Elite F751W 4K 8MP Hardwired Wi-Fi Panoramic Security Camera with Floodlights offers crystal-clear 180 widescreen views helpful AI feat...
View full detailsMysa - Smart Programmable WiFi Thermostat (3-Pack) - White
MysaSmart deviceApp-controlled thermostat works with Android or iOS devices home's Wi-Fi and Alexa Google Assistant and Apple HomeKit voice assistantsP...
View full detailsecobee - SmartSensor for Doors and Windows (2-Pack) - White
EcoBeeReceive instant notification when a door or window is opened or closed.Real-time notifications whenever a door or window is opened or closed throug...
View full detailsReolink - 12MP Security Camera System Outdoor 16CH 4TB NVR 8 PoE Wired Cameras with 2-Way Audio NVS16-12MB8 - White
ReolinkNumber Of Channels16Recording Resolution1080p 720p 3 MP 4 MP 5 MP 8 MP 12 MPInstalled Drive4TB Hard Drive expandable to 12TBSupported Video CodecsH...
View full detailsGovee - Aura Smart Table Lamp - Multi
GoveeCreative DIY modeOur intuitive DIY mode via the Govee Home app allows you to personalize light effects and save them for later. With Finger Sketch ...
View full detailsGE - Cync 16 foot Outdoor Wet Rated Bluetooth/Wi-Fi Color Changing Smart LED Light Strip - Full Color
GEMillions of Vibrant ColorsUse the Cync App's color wheel and TRUEImage technology to easily select colors change modes adjust brightness smart timi...
View full detailsPhilips - Hue A19 Bluetooth 75W Smart LED Bulb (2-Pack) - White and Color Ambiance
PhilipsColorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...
View full detailsReolink - NVC-D12M 12MP Add-On Outdoor Network Dome Camera with Night Vision - White
ReolinkImage Sensor12 MP 1/2.5" CMOSFocal Length4mmLens Field of ViewHorizontal 100.4 Vertical 50.6Power SourceDC PoE 802.3af (15 W)Illumination2 x 850 nm...
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Philips - Hue Bluetooth 5/6" High Lumen Recessed Downlight - White and Color Ambiance
Philips - Hue Bluetooth 5/6" High Lumen Recessed Downlight - White and Color Ambiance
PhilipsColorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance. Create the ul...
View full detailsNanoleaf - Shapes Triangles Smarter Kit (7 Panels) - Multicolor
NanoleafCombine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...
View full detailsReolink - NVC-B12M 12MP Add-On Outdoor Network Bullet Camera with Night Vision - White
ReolinkImage Sensor12 MP 1/2.5" CMOSFocal Length4mmLens Field of ViewHorizontal 93 Vertical 49Power SourceDC PoE 802.3af (15 W)Illumination2 x 850 nm IR L...
View full detailsPhilips - Hue A19 Bluetooth 60W Smart LED Bulb (3-Pack) - White and Color Ambiance
PhilipsColorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance.Light recipesE...
View full detailsSimpliSafe - Keypad - White
SimplisafeQuickly arm and disarm your SimpliSafe Home Security system using Home Away or Off modesBacklit screen and keys wake with a touchBuilt-in panic but...
View full detailsEve - Aqua - Smart Water Controller with Apple HomeKit Technology - Black
EveWatering your garden or irrigation system made easy with the Aqua - Smart Water Controller with Apple HomeKit TechnologySetup your schedules for wa...
View full detailsPhilips - Hue A21 Bluetooth 100W Smart LED Bulb - White and Color Ambiance
PhilipsColorful smart lightingInstantly set the mood for any occasion with 16 million colors. Transform any room for an immersive entertainment experience...
View full detailsSwann - AdvancedX 4K Security Camera PoE Outdoor Dome Color Night Vision Smart Video Analytics/Alerts Motion Detect - White
SwannExperience Unmatched Clarity in 4KWith 4K Ultra HD image sensors enjoy crystal-clear video that makes it easy to identify faces license plates clot...
View full detailsSwann - AdvancedX Wired NVR 4K Security Camera System 8 CH 4 PoE Dome Cameras Outdoor 1TB Night Vision Motion Detect - White
SwannCapture Every Detail in 4KWith 4K (8MP) Ultra HD image sensors enjoy crystal-clear video that makes it easy to identify faces license plates clothi...
View full detailsSwann - AdvancedX 4K Security Camera PoE Outdoor Bullet Color Night Vision Smart Video Analytics/Alerts Motion Detect - White
SwannCapture Every Detail in 4KWith 4K (8MP) Ultra HD image sensors enjoy crystal-clear video that makes it easy to identify faces license plates clothi...
View full detailsMysa - Smart Programmable Wi-Fi Thermostat - White
MysaSmart deviceApp-controlled thermostat works with Android or iOS devices home's Wi-Fi and Alexa Google Assistant and Apple HomeKit voice assistantsP...
View full detailsSwann - AdvancedX Wired NVR 4K Security Camera System 16 CH 8 PoE Outdoor Cameras 2TB Color Night Vision Motion Detect - White
SwannExperience Unmatched Clarity in 4KWith 4K (8MP) Ultra HD image sensors enjoy crystal-clear video that makes it easy to identify faces license plate...
View full detailsSwann - Xtreem 4K Eco Security Camera Solar Motion Detect Color Night Vision Two-Way Audio Weatherproof 32GB MicroSD - White
SwannCrystal Clear Color Video Day or NightSee more in 4K ultra HD color with a wide 120 viewing angleSolar Powered20 minutes charging generates enough ...
View full detailsRing - Spotlight Cam Plus Outdoor/Indoor 1080p Plug-In Surveillance Camera - Black
RingLook in anytimeWatch over your home day or night in wide-angle 1080p HD video with Color Night Vision and check in at anytime with Live View.Stop i...
View full detailsHoneywell - Lyric T6 Pro Wi-Fi Programmable - WHITE - HONT TH6220WF2006/U
Honeywell HomeHoneywell - Lyric T6 Pro Wi-Fi Programmable - WHITE - HONT TH6220WF2006/U
Arlo - Ultra 2 Spotlight 3-Camera Security Bundle Indoor/Outdoor Wireless 4K Security System - White
ArloExclusive Best Buy bundle -- a 1100 value if purchased separately185;Includes (3) Ultra 2 Cameras (1) Base Station (4) rechargeable batteries (1) d...
View full detailsReolink - Altas B630 2K 4MP Battery Indoor/Outdoor Wireless Wi - Fi Security Camera with Pre-Record and ColorX - White
ReolinkPre-Record Never Miss A MomentCapture footage of critical events BEFORE the camera triggers recording When Pre-Record is enabled camera will save ...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.