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Original price $130.99 - Original price $130.99Original price$130.99$130.99 - $130.99Current price $130.99| /
Ring - 2-Pack Stick Up Indoor/Outdoor Wire Free 1080p Security Camera - White
RingWatch over your home in 1080p HD video and check in at anytime with Live ViewHear and speak to people or your pets on camera from your phone or tab...
View full detailsOriginal price $130.99 - Original price $130.99Original price$130.99$130.99 - $130.99Current price $130.99| / -
Original price $81.99 - Original price $81.99Original price$81.99$81.99 - $81.99Current price $81.99| /
Philips - Hue Bluetooth 5/6" High Lumen Recessed Downlight - White and Color Ambiance
PhilipsColorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance. Create the ul...
View full detailsOriginal price $81.99 - Original price $81.99Original price$81.99$81.99 - $81.99Current price $81.99| / -
Original price $335.99 - Original price $335.99Original price$335.99$335.99 - $335.99Current price $335.99| /
Nest x Yale - Smart Lock Wi-Fi Replacement Deadbolt - Satin Nickel
NestKeyless entry with keypad.Keyless entry on the LED keypad lets you lock and unlock your front door without a key. The keypad plays different sounds...
View full detailsOriginal price $335.99 - Original price $335.99Original price$335.99$335.99 - $335.99Current price $335.99| / -
Original price $248.99 - Original price $248.99Original price$248.99$248.99 - $248.99Current price $248.99| /
Yale - Assure Lock 2 - Smart Lock Wi-Fi Deadbolt with Touchscreen Keypad Fingerprint Access - Black Suede
YaleYour entryway. ElevatedWith multiple ways to lock and unlock your door including biometric touch home access is smarter sleeker and more convenient...
View full detailsOriginal price $248.99 - Original price $248.99Original price$248.99$248.99 - $248.99Current price $248.99| / -
Original price $303.99 - Original price $303.99Original price$303.99$303.99 - $303.99Current price $303.99| /
Yale - Assure Lock 2 - Smart Lock Keyless Wi-Fi Deadbolt with APPLE HOME KEYS Touchscreen Keypad Access - Satin Nickel
YaleTap and go with Home KeysAdd your Home Key to your Apple Wallet app and simply tap the lock with your iPhone or Apple Watch to unlock your door. To...
View full detailsOriginal price $303.99 - Original price $303.99Original price$303.99$303.99 - $303.99Current price $303.99| / -
Original price $248.99 - Original price $248.99Original price$248.99$248.99 - $248.99Current price $248.99| /
Yale - Assure Lock 2 - Smart Lock Wi-Fi Deadbolt with Touchscreen Keypad Fingerprint Access - Satin Nickel
YaleYour entryway. ElevatedWith multiple ways to lock and unlock your door including biometric touch home access is smarter sleeker and more convenient...
View full detailsOriginal price $248.99 - Original price $248.99Original price$248.99$248.99 - $248.99Current price $248.99| / -
Original price $246.99 - Original price $246.99Original price$246.99$246.99 - $246.99Current price $246.99| /
Yale - Assure Lock - Smart Lock Wi-Fi Lever with Touchscreen Keypad Key Access - Black Suede
YaleReplaces your existing lever or knobon doors with a single hole (no deadbolt) that are 1-3/8" to 1-3/4" thick with just a screwdriverLock unlock sh...
View full detailsOriginal price $246.99 - Original price $246.99Original price$246.99$246.99 - $246.99Current price $246.99| / -
Original price $166.99 - Original price $166.99Original price$166.99$166.99 - $166.99Current price $166.99| /
Yale - Assure Lock 2 - Smart Lock Keyless Bluetooth Deadbolt with Push Button Keypad Access - Black Suede
YaleKey-free access your wayUnlock using the Yale Access app on your phone or smart watch pushbutton keypad or optional Auto-UnlockFeaturing Auto-Unloc...
View full detailsOriginal price $166.99 - Original price $166.99Original price$166.99$166.99 - $166.99Current price $166.99| / -
Original price $282.99 - Original price $282.99Original price$282.99$282.99 - $282.99Current price $282.99| /
Yale - Assure Lock 2 - Smart Lock Wi-Fi Deadbolt with Push Button Keypad Key Access - Black Suede
YaleKey-free accessEveryone that needs access can choose their own way to unlock whether it's the keypad voice assistant Auto-Unlock or the Yale Access...
View full detailsOriginal price $282.99 - Original price $282.99Original price$282.99$282.99 - $282.99Current price $282.99| / -
Original price $282.99 - Original price $282.99Original price$282.99$282.99 - $282.99Current price $282.99| /
Yale - Assure Lock 2 - Smart Lock Wi-Fi Deadbolt with Push Button Keypad Key Access - Satin Nickel
YaleKey-free accessEveryone that needs access can choose their own way to unlock whether it's the keypad voice assistant Auto-Unlock or the Yale Access...
View full detailsOriginal price $282.99 - Original price $282.99Original price$282.99$282.99 - $282.99Current price $282.99| / -
Original price $248.99 - Original price $248.99Original price$248.99$248.99 - $248.99Current price $248.99| /
Yale - Assure Lock 2 - Smart Lock Wi-Fi Deadbolt with Touchscreen Keypad Fingerprint Access - Oil Rubbed Bronze
YaleYour entryway. ElevatedWith multiple ways to lock and unlock your door including biometric touch home access is smarter sleeker and more convenient...
View full detailsOriginal price $248.99 - Original price $248.99Original price$248.99$248.99 - $248.99Current price $248.99| / -
Original price $244.99 - Original price $244.99Original price$244.99$244.99 - $244.99Current price $244.99| /
Yale - Approach - Smart Lock Wi-Fi Retrofit Deadbolt with Keypad Access - Silver
YaleThe Perfect TouchEnhance your door without altering a single detail. Your lock installs on the inside of your door and comes with a biometric keypa...
View full detailsOriginal price $244.99 - Original price $244.99Original price$244.99$244.99 - $244.99Current price $244.99| / -
Original price $166.99 - Original price $166.99Original price$166.99$166.99 - $166.99Current price $166.99| /
Yale - Assure Lock 2 - Smart Lock Keyless Bluetooth Deadbolt with Push Button Keypad Access - Satin Nickel
YaleKey-free access your wayUnlock using the Yale Access app on your phone or smart watch pushbutton keypad or optional Auto-UnlockFeaturing Auto-Unloc...
View full detailsOriginal price $166.99 - Original price $166.99Original price$166.99$166.99 - $166.99Current price $166.99| / -
Original price $311.99 - Original price $311.99Original price$311.99$311.99 - $311.99Current price $311.99| /
Yale - Assure Lock 2 Smart Lock Wi-Fi with Touch Fingerprint Access - Black Suede
YaleYour entryway. ElevatedWith multiple ways to lock and unlock your door including biometric touch home access is smarter sleeker and more convenient...
View full detailsOriginal price $311.99 - Original price $311.99Original price$311.99$311.99 - $311.99Current price $311.99| / -
Original price $311.99 - Original price $311.99Original price$311.99$311.99 - $311.99Current price $311.99| /
Yale - Assure Lock 2 Smart Lock Wi-Fi with Touch Fingerprint Access - Satin Nickel
YaleYour entryway. ElevatedWith multiple ways to lock and unlock your door including biometric touch home access is smarter sleeker and more convenient...
View full detailsOriginal price $311.99 - Original price $311.99Original price$311.99$311.99 - $311.99Current price $311.99| / -
Original price $62.99 - Original price $62.99Original price$62.99$62.99 - $62.99Current price $62.99| /
GE - Cync Dynamic Effects A19 Smart LED Bulb (2-Pack) - Full Color
General ElectricMillions of Vibrant ColorsUse the Cync app Powered by Savant color wheel and TRUEImage technology to elevate the vibe and enhance your home decor; ...
View full detailsOriginal price $62.99 - Original price $62.99Original price$62.99$62.99 - $62.99Current price $62.99| / -
Original price $238.99 - Original price $238.99Original price$238.99$238.99 - $238.99Current price $238.99| /
Yale Assure YRD410-WF1-619 - door lock - satin nickel
YaleKey-free accessEveryone that needs access can choose their own way to unlock whether it's the keypad voice assistant Auto-Unlock or the Yale Access...
View full detailsOriginal price $238.99 - Original price $238.99Original price$238.99$238.99 - $238.99Current price $238.99| / -
Original price $302.99 - Original price $302.99Original price$302.99$302.99 - $302.99Current price $302.99| /
Kwikset - Halo Smart Lock Wi-Fi Replacement Deadbolt with App/Key/Fingerprint Access - Satin Nickel
KwiksetFeatures SmartKey securitySmartKey Security protects against advanced break-in techniques and allows you to re-key the lock on your own in seconds....
View full detailsOriginal price $302.99 - Original price $302.99Original price$302.99$302.99 - $302.99Current price $302.99| / -
Original price $106.99 - Original price $106.99Original price$106.99$106.99 - $106.99Current price $106.99| /
Govee - Dreamview TV Strip Lights for 75- 85 TVs - Multi
Govee1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...
View full detailsOriginal price $106.99 - Original price $106.99Original price$106.99$106.99 - $106.99Current price $106.99| / -
Original price $279.99 - Original price $279.99Original price$279.99$279.99 - $279.99Current price $279.99| /
Yale - Assure Lock 2 Smart Lock Wi-Fi with Touch Fingerprint Access - Oil Rubbed Bronze
YaleYour entryway. ElevatedWith multiple ways to lock and unlock your door including biometric touch home access is smarter sleeker and more convenient...
View full detailsOriginal price $279.99 - Original price $279.99Original price$279.99$279.99 - $279.99Current price $279.99| / -
Original price $232.99 - Original price $232.99Original price$232.99$232.99 - $232.99Current price $232.99| /
Kwikset - Halo Smart Lock Wi-Fi Replacement Deadbolt with App/Keypad/Key Access - Venetian Bronze
KwiksetFeatures SmartKey securitySmartKey Security protects against advanced break-in techniques and allows you to re-key the lock on your own in seconds....
View full detailsOriginal price $232.99 - Original price $232.99Original price$232.99$232.99 - $232.99Current price $232.99| / -
Original price $178.99 - Original price $178.99Original price$178.99$178.99 - $178.99Current price $178.99| /
SimpliSafe - Smart Alarm Wireless Indoor Security Camera - white
SimplisafeHelps stop crime in real timeWith intruder intervention powered by Fast Protect Technology our highly trained security agents can actively see and ...
View full detailsOriginal price $178.99 - Original price $178.99Original price$178.99$178.99 - $178.99Current price $178.99| / -
Original price $92.99 - Original price $92.99Original price$92.99$92.99 - $92.99Current price $92.99| /
Twinkly - Candies Heart Shaped 200 RGB LED Smart Light String Green Wire USB-C - Multicolor
TwinklyCharming multicolor RGB LED light shapesDelight in the charming light shape of hearts while adding a touch of wonder to your home decor; 200 LED li...
View full detailsOriginal price $92.99 - Original price $92.99Original price$92.99$92.99 - $92.99Current price $92.99| / -
Original price $265.99 - Original price $265.99Original price$265.99$265.99 - $265.99Current price $265.99| /
Kwikset - Halo Smart Lock Wi-Fi Replacement Deadbolt with App/Touchscreen/Key Access - Matte Black
KwiksetFeatures SmartKey securitySmartKey Security protects against advanced break-in techniques and allows you to re-key the lock on your own in seconds....
View full detailsOriginal price $265.99 - Original price $265.99Original price$265.99$265.99 - $265.99Current price $265.99| / -
Original price $232.99 - Original price $232.99Original price$232.99$232.99 - $232.99Current price $232.99| /
Kwikset - Halo Smart Lock Wi-Fi Replacement Deadbolt with App/Keypad/Key Access - Satin Nickel
KwiksetFeatures SmartKey securitySmartKey Security protects against advanced break-in techniques and allows you to re-key the lock on your own in seconds....
View full detailsOriginal price $232.99 - Original price $232.99Original price$232.99$232.99 - $232.99Current price $232.99| / -
Original price $291.99 - Original price $291.99Original price$291.99$291.99 - $291.99Current price $291.99| /
SimpliSafe - Indoor Home Security System (8-piece) - White
SimplisafeSimple to set up. Seriously secureGet ready to protect right out of the box. Just plug in the base station place your sensors and start protecting ...
View full detailsOriginal price $291.99 - Original price $291.99Original price$291.99$291.99 - $291.99Current price $291.99| / -
Original price $302.99 - Original price $302.99Original price$302.99$302.99 - $302.99Current price $302.99| /
TP-Link - Tapo 4-pack 2K Indoor/Outdoor Cameras with 10000mAh Battery (Up to 300 days of power) and Magnetic Base - White
TP LinkLocal and Cloud StorageSupports secure Local microSD storage (up to 512 GB) or Cloud Storage through Tapo Care (subscription required).300 Day Batt...
View full detailsOriginal price $302.99 - Original price $302.99Original price$302.99$302.99 - $302.99Current price $302.99| / -
Original price $127.99 - Original price $127.99Original price$127.99$127.99 - $127.99Current price $127.99| /
Arlo - Essential 2-Camera Outdoor Wireless 2K Security Camera (2nd Generation) with Color Night Vision - White
Arlo2K VideoClearly see details that are important like eye color license plates and labels by zooming in.Phone NotificationsWhen motion is detected yo...
View full detailsOriginal price $127.99 - Original price $127.99Original price$127.99$127.99 - $127.99Current price $127.99| / -
Original price $241.99 - Original price $241.99Original price$241.99$241.99 - $241.99Current price $241.99| /
Philips Hue Wired Security Camera White - White
PhilipsLet Philips Hue Keep An Eye on Your HomeCrisp 1080p HD live stream turn on lights or send an alert to your mobile device when motion or sound is de...
View full detailsOriginal price $241.99 - Original price $241.99Original price$241.99$241.99 - $241.99Current price $241.99| / -
Original price $271.99 - Original price $271.99Original price$271.99$271.99 - $271.99Current price $271.99| /
Yale - Approach Smart Lock with WiFi + Fingerprint Keypad - Silver
YaleThe Perfect TouchEnhance your door without altering a single detail. Your lock installs on the inside of your door and comes with a biometric keypa...
View full detailsOriginal price $271.99 - Original price $271.99Original price$271.99$271.99 - $271.99Current price $271.99| / -
Original price $219.99 - Original price $219.99Original price$219.99$219.99 - $219.99Current price $219.99| /
Philips Hue Battery Security Camera - White
PhilipsLet Philips Hue Keep An Eye on Your HomeCrisp 1080p HD live stream turn on lights or send an alert to your mobile device when motion or sound is de...
View full detailsOriginal price $219.99 - Original price $219.99Original price$219.99$219.99 - $219.99Current price $219.99| / -
Original price $205.99 - Original price $205.99Original price$205.99$205.99 - $205.99Current price $205.99| /
Govee - Solar Panel Path Lights 4 Packs - Multi
GoveeUnique and modern outdoor lightingGovee Pathway Lights have an adjustable 2200-6500K color temperature and 54 preset scenes.Multi-color displayRGBI...
View full detailsOriginal price $205.99 - Original price $205.99Original price$205.99$205.99 - $205.99Current price $205.99| / -
Original price $295.99 - Original price $295.99Original price$295.99$295.99 - $295.99Current price $295.99| /
Lyric T6 Pro Wi-Fi Programmable - WHITE - HONT TH6220WF2006
Honeywell HomeLyric T6 Pro Wi-Fi Programmable - WHITE - HONT TH6220WF2006
Original price $295.99 - Original price $295.99Original price$295.99$295.99 - $295.99Current price $295.99| / -
Original price $273.99 - Original price $273.99Original price$273.99$273.99 - $273.99Current price $273.99| /
Yale - Assure Lever Smart Lock Wi-Fi Replacement Handle with Touchscreen and App Access - Black Suede
YaleReplaces your existing lever or knobon doors with a single hole (no deadbolt) that are 1-3/8" to 1-3/4" thick with just a screwdriverLock unlock sh...
View full detailsOriginal price $273.99 - Original price $273.99Original price$273.99$273.99 - $273.99Current price $273.99| / -
Original price $125.99 - Original price $125.99Original price$125.99$125.99 - $125.99Current price $125.99| /
eufy Security - SoloCam S40 Outdoor Wireless 2K Solar Spotlight Camera - White
EufyForever power solar styleSunlight each day is enough to continuously power Spotlight Cam Solar 2K so you never have to worry about changing the bat...
View full detailsOriginal price $125.99 - Original price $125.99Original price$125.99$125.99 - $125.99Current price $125.99| / -
Original price $87.99 - Original price $87.99Original price$87.99$87.99 - $87.99Current price $87.99| /
Govee - Dreamview TV Strip Lights for 55- 65 TVs - Multi
Govee1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...
View full detailsOriginal price $87.99 - Original price $87.99Original price$87.99$87.99 - $87.99Current price $87.99| /
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.