Smart Home
Rent To Own Smart Home – Make Your Home Smarter with Flexible Financing
Transform your home into a smart home with cutting-edge technology from Finance My Cart. Whether you're looking for smart thermostats, lighting, security cameras, voice assistants, or smart appliances, we offer top brands like Nest, Ring, Amazon Echo, and more. With our rent-to-own and buy now, pay later payment plans, you can start building your smart home without the hefty upfront cost. Enjoy affordable monthly payments, free shipping, and financing options designed to fit your budget and credit situation. Create a connected and convenient home today with flexible financing that works for you!
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Blink - Outdoor 4 Wireless smart security camera two-year battery life 1080p HD. Sync Module Core included 3 Cameras - Black
BlinkFourth GenerationOutdoor 4 is our fourth-generation wireless smart security camera with up to two-year battery life for around-the-clock peace of m...
View full detailsArlo - Wired Floodlight Security Camera - FLW2001 - White
Arlo2K HDR VideoSee more with higher resolution than 1080p HD security cameras and get better contrast with HDR.Wider Field of ViewSee the bigger pictu...
View full detailsBlink - Outdoor 4 XR — Wireless security camera with extended range up to 400 feet. Sync Module XR included — 4 Cameras - Black
BlinkBlink Sync Module XRBlink Sync Module XR is the first system hub to extend the range of your Blink Outdoor 4 wire-free smart security cameras so yo...
View full detailsBlink - Video Doorbell - Head-to-toe HD view two-year battery simple setup Sync Module Core included - White
BlinkSecond GenerationVideo Doorbell is our second-generation smart security doorbell with up to two years of battery life an expanded field of view and...
View full detailsArlo - Smart Wi-Fi Video Doorbell (2nd Generation) - Wired/Battery Operated with 2K Resolution - White
Arlo2K HDR VideoSee important details like eye color license plates and labels clearly when zooming in.See More at Your Front DoorDesigned with an opti...
View full detailsBlink - Mini 2 - Home Security Pet Camera(s) with HD video color night view motion detection two-way audio - 2 cam - White
BlinkMini Second GenerationMini 2 is our second generation plug-in smart security camera that helps you protect your home inside and out right from your...
View full detailsGovee - RGBIC Curtain Lights - Multi
GoveePattern display abilityContain 520 teardrop-shaped light beads allowing for a higher pixel densityDIY modeBring your creativity to the forefront wi...
View full detailsGovee - Dreamview TV Strip Lights for 55- 65 TVs - Multi
Govee1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...
View full detailsYale - Assure Lock 2 - Smart Lock Wi-Fi Deadbolt with Push Button Keypad Key Access - Satin Nickel
YaleKey-free accessEveryone that needs access can choose their own way to unlock whether it's the keypad voice assistant Auto-Unlock or the Yale Access...
View full detailsYale - Assure Lock 2 - Smart Lock Wi-Fi Deadbolt with Push Button Keypad Key Access - Black Suede
YaleKey-free accessEveryone that needs access can choose their own way to unlock whether it's the keypad voice assistant Auto-Unlock or the Yale Access...
View full detailsArlo - Essential Outdoor Security Camera 2K (3rd Gen 2025 Release) - Wireless Rechargeable Camera with Yard Sign 4-Cam - White
ArloExclusive bundle -- a 305 value if purchased separatelyIncludes (4) Essential Security Camera 2K (3rd Gen) and (1) Arlo Security Yard SignSimple Re...
View full detailsArlo - Essential Pan Tilt Outdoor Security Camera 2K (2025 Release) - Wired Plug-In Powered 1-Cam - White
ArloLeave No Blindspots with Plug-In Pan TiltDependable 2K protection to monitor your home family pets in clear 360 video with Dual-Band Wi-Fi connec...
View full detailsArlo - Pro 1-Camera Wireless 2K Security Camera (6th Gen) Battery Powered - White
ArloPremium Protection for Busy FamiliesA 2K HDR security camera with Smart Detections to reduce false alerts Auto Zoom Tracking to keep your home sa...
View full detailsArlo - Ultra Outdoor Security Camera 4K HDR (3rd Gen 2025 Release) - Wireless Rechargeable Battery Charging Station 3-Cam - White
ArloExclusive bundle -- a 675 value if purchased separatelyIncludes (3) Ultra Security Cameras 4K HDR (3rd Gen) (4) Rechargeable Batteries (1) Dual Cha...
View full detailsPhilips - Hue Smart A19 E26 Bulb 2pk - White and Color Ambiance
PhilipsNATURAL DAYLIGHT AT HOMEThis smart bulb offers a full daylight spectrum from relaxing tones below 2700K to invigorating high-energy white light at ...
View full detailsRing - 4W Solar Panel for Select Ring Security Cameras - Black
RingWithstands temperatures ranging from -5F to 120FDesigned for year-round use.Easy installationYou can set up everything in just a few minutes.Adjust...
View full detailsGovee - A19 1200 Lumens Wi-Fi Smart LED Bulb (4-Pack) - RGB
GoveeReliable BrightnessWith over 1200 Lumens these smart bulbs can brighten your home than most bulbs currently on the market. These RGB 12W bulbs have...
View full detailsAmazon - Smart Programmable Thermostat with Alexa C-Wire Required - White
AMAZONSmart upgradeAmazon Smart Thermostat is an easy way to switch from a traditional thermostat and help reduce energy usage.Save moneyAfter purchase A...
View full detailsTP-Link - Tapo Outdoor Battery-Powered Wireless 2K Security Camera with Solar Panels (3-Pack) - No Monthly Fees - White
TP LinkNo Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Utilize up to 512GB of secure local storage by p...
View full detailsPhilips - Hue Ambiance Gradient Bluetooth Lightstrip 80-inch Base Kit - Multi
PhilipsSeamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip.Colorful smart lightingInstantly set...
View full detailsGoogle - Nest Wi-Fi Video Doorbell - Battery Operated - Snow
GOOGLEControl with the Google Home app.View live HD video replay video recordings talk to visitors and more all from the Google Home app. The Nest Doorb...
View full detailsRing - Spotlight Cam Plus Outdoor/Indoor Wireless 1080p Battery Surveillance Camera - White
RingWatch over your home day or night in wide-angle 1080p HD video with Color Night Vision and check in at anytime with Live View.Stop intruders in the...
View full detailsRing - Spotlight Cam Plus Outdoor/Indoor Wireless 1080p Battery Surveillance Camera - Black
RingLook in anytimeWatch over your home day or night in wide-angle 1080p HD video with Color Night Vision and check in at anytime with Live View.Stop i...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.