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  • Original price $188.99 - Original price $188.99
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    Nanoleaf - Shapes Ultra Black Hexagons Smarter Kit (9 Panels) - Multicolor

    Nanoleaf

    Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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    Original price $188.99 - Original price $188.99
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  • Original price $236.99 - Original price $236.99
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    Swann - 4 Channel 4 Dome Camera Indoor/Outdoor Wired 1080p Full HD DVR Security System with 64GB Micro SD Card - Black/White

    Swann

    See more in full HD 1080pFull HD 1080p resolution lets you zoom in to discern important details which are essential for evidence such as faces and ...

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    Original price $236.99 - Original price $236.99
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  • Original price $1,131.99 - Original price $1,131.99
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    Swann - Master Series 16-Channel 10-Camera Indoor/Outdoor PoE Wired 4K UHD 2TB HDD NVR Security Surveillance System - White

    Swann

    Reliable wired connectionProtect your loved ones and property with this multi-camera wired surveillance system with everything you need to do-it-yo...

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    Original price $1,131.99 - Original price $1,131.99
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    GE - Cync Dynamic Effects Panel Lights 7pk - Full Color

    General Electric

    Custom Design Panel Lights - Create unique custom designs by designing your hex panels layout and adhering to the wall. Follow the app for design i...

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    Original price $122.99 - Original price $122.99
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  • Original price $236.99 - Original price $236.99
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    eufy Security - SoloCam S340 Outdoor Wired 2k Security Camera with Dual Lens - White

    Eufy

    Enhanced Dual-Camera Clarity at 50 FeetCapture every event around your home in stellar 3K resolution. See exactly who and what is around your home ...

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    Original price $236.99 - Original price $236.99
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  • Original price $115.99 - Original price $115.99
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    Govee - RGBIC Curtain Lights - Multi

    Govee

    Pattern display abilityContain 520 teardrop-shaped light beads allowing for a higher pixel densityDIY modeBring your creativity to the forefront wi...

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    Original price $115.99 - Original price $115.99
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  • Original price $291.99 - Original price $291.99
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    Swann - Home 8 Channel 4 Camera Indoor/Outdoor Wired 1080p 1TB HD DVR Security System with 1-Way Audio over Coax - Black

    Swann

    See more in full HD 1080pFull HD 1080p resolution lets you zoom in to discern important details which are essential for evidence such as faces and ...

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    Original price $291.99 - Original price $291.99
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  • Original price $50.99 - Original price $50.99
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    GE - CYNC 8 foot Indoor Bluetooth/Wi-Fi Color Changing Smart LED Light Strip Extension (Power Supply Sold Separately) - Full Color

    GE

    Enhance your space with dynamic light shows and music syncSync your lights to your music and watch as light shows interact with what you are listen...

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    Original price $50.99 - Original price $50.99
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    Philips - Hue A19 Bluetooth 75W Smart LED Bulb - White and Color Ambiance

    Philips

    Colorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...

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    Original price $75.99 - Original price $75.99
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  • Original price $86.99 - Original price $86.99
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    Philips - Hue White and Color Ambiance Bluetooth 5/6" High Lumen Recessed Downlight - White

    Philips

    Colorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance. Create the ul...

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    Original price $86.99 - Original price $86.99
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  • Original price $117.99 - Original price $117.99
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    Blink - Outdoor Wired 1080p Security Camera with Floodlight - White

    Blink

    Smart securityHelp protect your home day or night with Blink Wired Floodlight Camera — a smart security camera with 2600 lumens of LED lighting enh...

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    Original price $117.99 - Original price $117.99
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  • Original price $493.99 - Original price $493.99
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    SimpliSafe - 2 Camera Outdoor Wireless Security System with 5 Sensors - White

    Simplisafe

    Simple to set up. Seriously secureet ready to protect right out of the box. Just plug in the base station place your sensors and start protecting y...

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    Original price $493.99 - Original price $493.99
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  • Original price $530.99 - Original price $530.99
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    eufy Security - eufyCam 3 3-Camera Indoor/Outdoor Wireless 4K Security System - White

    Eufy

    See 4K Detail Day and NightGain full color clarity of humans or animals on your property even at night. The Starlight photosensitive system enhance...

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    Original price $530.99 - Original price $530.99
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  • Original price $49.99 - Original price $49.99
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    Ring - Indoor Plug-In 1080p Security Camera (2nd - Generation) with Privacy cover - Black

    Ring

    Ring AppSee hear and speak to people on camera in the Ring App with Live View and Two-Way Talk.Capture every momentCapture every moment nonstop wit...

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    Original price $49.99 - Original price $49.99
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  • Original price $865.99 - Original price $865.99
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    Swann - Master Series 8-Channel 8-Camera Indoor/Outdoor PoE Wired 4K UHD 2TB HDD NVR Security Surveillance System - Black

    Swann

    4K UHD NVR CCTV SECURITY CAMERA SYSTEMProvide surveillance to your home or business with this (8MP) PoE Cat5e system that delivers 4X greater clari...

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    Original price $865.99 - Original price $865.99
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  • Original price $80.99 - Original price $80.99
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    Philips - Hue Bridge - White

    Philips

    Includes one Philips Hue BridgeUnlock the power of Hue and enjoy the full suite of features for a premium smart lighting experience.Secure and stab...

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    Original price $80.99 - Original price $80.99
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  • Original price $78.99 - Original price $78.99
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    Ring - Stick Up Indoor/Outdoor Wire Free 1080p Security Camera - Black

    Ring

    Watch over your home in 1080p HD video and check in at anytime with Live View.Capture every moment nonstop with 24/7 Recording. Your 24/7 footage i...

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    Original price $78.99 - Original price $78.99
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    Ring - Stick Up Indoor/Outdoor Wire Free 1080p Security Camera - White

    Ring

    Watch over your home in 1080p HD video and check in at anytime with Live View.Capture every moment nonstop with 24/7 Recording. Your 24/7 footage i...

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    Original price $78.99 - Original price $78.99
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    Ring - Stick Up Indoor/Outdoor Wired 1080p Security Camera - White

    Ring

    Watch over your home in 1080p HD video and check in at anytime with Live View.Hear and speak to people on camera from your phone or tablet.Customiz...

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    Original price $78.99 - Original price $78.99
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  • Original price $125.99 - Original price $125.99
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    Ring - Alarm Contact Sensor (2nd Gen) (6-Pack) - White

    Ring

    Requires Ring Alarm or Ring Alarm Pro sold separately.Get alerts on your phone and tablet when doors or windows are opened.Monitor your home from a...

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    Original price $125.99 - Original price $125.99
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  • Original price $81.99 - Original price $81.99
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    Ring - Chime Pro - White

    Ring

    Extend your Wi-Fi to compatible Ring devices to stay online and reduce dead zones.Get real-time notifications anywhere in your home.Compatible with...

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    Original price $81.99 - Original price $81.99
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    Wasserstein - Solar Panel for Google Nest Cam (Battery) - White

    Wasserstein

    Zero downtimeNo need to take down the camera to charge the batteries as the solar panel keeps your camera powered.Hassle-free installationThe box i...

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    Original price $80.99 - Original price $80.99
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  • Original price $91.99 - Original price $91.99
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    Wasserstein - Solar Panel for Ring Spotlight and Ring Stick Up Surveillance Camera (2-Pack) - White

    Wasserstein

    Works with Ring Spotlight Cam Battery and Ring Stick Up Cam BatterySpecially designed for Ring Spotlight Cam Battery and Ring Stick Up Cam Battery....

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    Original price $91.99 - Original price $91.99
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  • Original price $94.99 - Original price $94.99
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    Ring - Wi-Fi Smart Video Doorbell - Wired with Chime - Black

    Ring

    Works with AlexaYou can hear audio announcements when anyone presses the doorbell or triggers the motion sensors.Ring Chime hard bundleConnect to t...

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    Original price $94.99 - Original price $94.99
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  • Original price $77.99 - Original price $77.99
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    4W Solar Panel for Select Ring Security Cameras - Black

    Ring

    Withstands temperatures ranging from -5F to 120FDesigned for year-round use.Easy installationYou can set up everything in just a few minutes.Adjust...

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    Original price $77.99 - Original price $77.99
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  • Original price $81.99 - Original price $81.99
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    4W Solar Panel for Select Ring Security Cameras - White

    Ring

    Withstands temperatures ranging from -5F to 120FDesigned for year-round use.Easy installationYou can set up everything in just a few minutes.Adjust...

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    Original price $81.99 - Original price $81.99
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  • Original price $292.99 - Original price $292.99
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    TP-Link - Tapo 3-pack 2K Indoor/Outdoor Cameras with 10000mAh Battery (Up to 300 days of power) and Magnetic Base - White

    TP Link

    300 Day Battery LifeReducing the need to frequently recharge with 300 days of uniterupted performance from Tapo's 10000mAh battery.AI DetectionTapo...

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    Original price $292.99 - Original price $292.99
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  • Original price $103.99 - Original price $103.99
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    eufy Security - Outdoor Cam Pro Wired 2K Spotlight Camera - White

    Eufy

    Ultra-clear 2K resolutionView any real-time moment in ultra-clear 2K resolution. The F2.0 aperture works to produce vivid images from an outdoor se...

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    Original price $103.99 - Original price $103.99
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  • Original price $231.99 - Original price $231.99
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    eufy Security - eufyCam 2 Pro 2-Camera Indoor/Outdoor Wireless 2K 16G Home Security System - White

    Eufy

    Stunning colors and 2K detailWhen it comes to security the key is in the detail. See exactly what’s happening in and around your home in crisp 2K c...

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    Original price $231.99 - Original price $231.99
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    SimpliSafe - SimpliCam Wired Indoor 1080p HD Security Camera - black

    Simplisafe

    Stay connected with free SimpliSafe mobile appDownload the SimpliSafe app and see what's happening at home any time from your compatible Apple or A...

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  • Original price $98.99 - Original price $98.99
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    Govee - Wi-Fi Bluetooth Smart String Bulbs - 48 feet - Multi

    Govee

    Smart app and voice control with AlexaIndependently control the color of each LED string light using Govee Home App for fantastic multicolor displa...

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    Original price $98.99 - Original price $98.99
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  • Original price $192.99 - Original price $192.99
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    Philips - Hue Play Smart LED Bar Light (2-Pack) - White and Color Ambiance

    Philips

    Small but mightyA versatile lamp available in black or white the Play light bars enhance any entertainment setup.Personalize your playtimeUse the P...

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    Original price $192.99 - Original price $192.99
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  • Original price $314.99 - Original price $314.99
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    SimpliSafe - Outdoor Home Security System (9 pieces) - White

    Simplisafe

    Simple to set up. Seriously secureGet ready to protect right out of the box. Just plug in the base station place your sensors and start protecting ...

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    Original price $314.99 - Original price $314.99
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    GE - CYNC Smart Programmable Thermostat - White

    GE

    Set your optimal temperaturePreset the ideal temperature around your schedule and adjust the temp away from home through the CYNC appVoice control ...

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    Original price $158.99 - Original price $158.99
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  • Original price $81.99 - Original price $81.99
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    Govee - RGBIC Neon Rope Light - 6.5 Ft - Multi

    Govee

    Segmented RGBIC EffectsUse the Govee Home App to access a selection of lighting effects that best suits your personal aesthetic. Your light will gl...

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    Original price $81.99 - Original price $81.99
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  • Original price $234.99 - Original price $234.99
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    SimpliSafe - Outdoor Wireless 1080p Full HD Security Camera - White

    Simplisafe

    See what’s happening outsideWith an ultra-wide 140 field of view you can keep watch over your property 24/7. There are practically no blindspots fo...

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    Original price $234.99 - Original price $234.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.