PC Gaming Computers
Lease-to-Own PC Gaming Computers – Level Up Your Play
Upgrade your gaming setup with high-performance PC gaming computers from Finance My Cart. Enjoy flexible lease-to-own financing that lets you access top brands like Alienware, ASUS, MSI, Dell, and more. Whether you're gearing up for competitive esports or immersive solo adventures, our PC gaming rigs deliver cutting-edge graphics, lightning-fast processors, and customizable configurations tailored to your needs. With fast shipping, no credit hassles, and a seamless financing process, powering up your ultimate gaming experience has never been easier!
Looking to upgrade? Check out this PC upgrade guide.
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Acer - Nitro 65 Gaming Desktop - AMD Ryzen 7 8700F 2024 - NVIDIA GeForce RTX 5060 - 16GB DDR5 Memory 1TB Storage - Black
AcerWindows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...
View full detailsiBUYPOWER - Slate Gaming Desktop PC - AMD Ryzen 5 8400F 2024 NVIDIA GeForce RTX 5060 8GB 16GB DDR5 1TB NVMe SSD Storage - Black
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsAcer - Nitro 65 Gaming Desktop - AMD Ryzen 7 8700F 2024 - AMD Radeon RX 9060 XT - 16GB DDR5 Memory 1TB Storage - Black
AcerWindows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...
View full detailsSkytech Gaming - KING95 Gaming Desktop PC - AMD Ryzen 7 9700X (2024) - 16GB Memory - NVIDIA GeForce RTX 5060 Ti 16GB - 1TB NVMe Storage - White
Skytech GamingWindows 11 Home 64-bitWindows 11 Home 64-bit has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ...
View full detailsASUS - ROG G700 Gaming Desktop - Intel Core Ultra 5 225F - 16GB Memory - NVIDIA GeForce RTX 5060 8GB - 1TB SSD - Black
ASUSGame and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...
View full detailsASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 265KF - 32GB Memory - NVIDIA GeForce RTX 5070 12GB - 2TB SSD - Black
ASUSGame and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...
View full detailsMSI - Aegis Z2 Gaming Desktop - AMD Ryzen R7-8700F 2024 - 16GB Memory - NVIDIA GeForce RTX 5060 - 2TB Storage - Black
MSIWindows 11 Operating SystemEquipped with brand new Windows 11 with all its new features.AMD R7-8700FThe AMD R7-8700F processor delivers enhanced mu...
View full detailsiBUYPOWER - Trace Gaming Desktop PC AMD Ryzen 7 9800X3D 2025 AMD Radeon RX 9070XT 16GB 32GB DDR5 RGB 2TB NVMe SSD Storage - White
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsiBUYPOWER - Trace Gaming Desktop PC AMD Ryzen 7 9800X3D 2025 NVIDIA GeForce RTX 5070Ti 16GB 32GB DDR5 2TB SSD Storage - White
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsSkytech Gaming - King 95 Gaming PC - AMD Ryzen 7 9700X - 16GB Memory - NVIDIA GeForce RTX 5060 Ti 8G - 1TB NVMe SSD - White
Skytech GamingWindows 11 Home 64-bitWindows 11 Home 64-bit delivers the performance and security you expect now enhanced with a redesigned modern interface. Feat...
View full detailsCyberPowerPC - Gaming Desktop - AMD Ryzen 9 9900X 2024 - NVIDIA GeForce RTX 5080 16GB - 32GB DDR5 Memory - 2TB SSD Storage - Black
CyberPowerPCGet a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...
View full detailsAcer - Nitro 65 Gaming Desktop - AMD Ryzen 99900X 2024 - AMD Radeon RX 9070 XT - 32GB DDR5 Memory 1TB Storage - Black
AcerWindows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...
View full detailsiBUYPOWER - Slate Gaming Desktop PC - AMD Ryzen 9 9900X3D 2025 NVIDIA GeForce RTX 5070 12GB 32GB DDR5 1TB NVMe SSD Storage - Black
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsCyberPowerPC - Gaming Desktop - AMD Ryzen 5 5500 - AMD Radeon RX 9050 4GB - 8GB DDR5 - 500GB PCIe 4.0 SSD Storage - Black
CyberPowerPCGet a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...
View full detailsiBUYPOWER - Slate Gaming Desktop PC - AMD Ryzen 7 7700X3D 2026 NVIDIA GeForce RTX 5070 12GB 32GB DDR5 1TB NVMe SSD Storage - Black
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsMSI - Codex Z2 Gaming Desktop - AMD Ryzen R7-8700F 2024 - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB Storage - Black
MSIWindows 11 Operating SystemEquipped with brand new Windows 11 with all its new featuresAMD R7-8700FThis Codex Z2 is equipped with an AMD Ryzen 7 87...
View full detailsHP OMEN - 35L Gaming Desktop - AMD Ryzen 5 8400F - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black
HPAMD Ryzen 5 8400F ProcessorUnleash immense performance and graphic capabilities from the AMD Ryzen 5 8400F processor. Designed for efficiency and o...
View full detailsASUS - ROG GM700 Gaming Desktop - AMD Ryzen 7 7800X3D (2023) - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB Storage - Black
ASUSPowered by Windows 11 for Next-Level GamingGet a full-featured game-ready operating system built for smooth multitasking so you can jump between ga...
View full detailsASUS - ROG GM700 Gaming Desktop - AMD Ryzen 7 9800X3D (2024) - 32GB Memory - NVIDIA GeForce RTX 5070Ti - 2TB Storage - Black
ASUSPowered by Windows 11 for Next-Level GamingGet a full-featured game-ready operating system built for smooth multitasking so you can jump between ga...
View full detailsiBUYPOWER - Slate Gaming Desktop PC Intel Core Ultra 5 225F 2025 INTEL Arc B570 10GB 16GB DDR5 1TB NVMe SSD Storage - White
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsHP - OmniStudio 23.8" WLED Touchscreen All-in-One with Adjustable Height - Intel Core 5 315 (2026) - 8GB Memory - 512GB SSD - Cotton White
HPIntel Core 5 315 processorReady right out of the box for your favorite apps with enhanced graphics for epic streaming and behind-the-scenes AI. Thi...
View full detailsASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 270K (2026) - 32GB Memory - NVIDIA GeForce RTX 5080 - 2TB Storage - Black
ASUSPowered by Windows 11 for Next-Level GamingGet a full-featured game-ready operating system built for smooth multitasking so you can jump between ga...
View full detailsHP - OmniDesk Mini PC - Intel Core 5 315 - 8GB Memory - 512GB SSD - Cashmere White
HPIntel Core 5 315 processorReady right out of the box for your favorite apps with enhanced graphics for epic streaming and behind-the-scenes AI. Thi...
View full detailsASUS - TUF TM700 Gaming Desktop - AMD Ryzen 7 8700F (2024) - 16GB Memory - NVIDIA GeForce RTX 5060Ti 16GB - 1TB Storage - Solar Eclipse Gray
ASUSReady to Game on Windows 11The TM700 runs Windows 11 out of the box giving you a smooth ready-to-game foundation with full support for the latest d...
View full detailsASUS - TUF TM700 Gaming Desktop - AMD Ryzen 5 8400F (2024) - 16GB Memory - NVIDIA GeForce RTX 5060 Dual 8GB - 1TB Storage - Solar Eclipse Gray
ASUSReady to Game on Windows 11The TM700 runs Windows 11 out of the box giving you a smooth ready-to-game foundation with full support for the latest d...
View full detailsHP - OmniStudio 23.8" WLED Touchscreen All-in-One with Adjustable Height - Intel Core 3 304 (2026) - 8GB Memory - 512GB SSD - Cotton White
HPIntel Core 3 304 processorReady right out of the box for your favorite apps with enhanced graphics for epic streaming and behind-the-scenes AI. Thi...
View full detailsiBUYPOWER - iBUYPOWER-Element SE Gaming Desktop PC-Intel Core i5 14400F NVIDIA GeForce RTX 5060 8GB 16GB DDR4 Non-RGB1TB NVMe SSD - Black
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsHP - OmniDesk Desktop - Intel Core Ultra 5 225 - 8GB DDR5 Memory - 512GB SSD - Dark Wood
HPIntel Core Ultra 5 225 processor with Intel AI Boost (13 NPU TOPS)Work play and create with unmatched performance. Multilayer security and helpful ...
View full detailsHP - OmniDesk Mini PC - Intel Core 3 304 - 8GB Memory - 128GB UFS - Cashmere White
HPIntel Core 3 304 processorReady right out of the box for your favorite apps with enhanced graphics for epic streaming and behind-the-scenes AI. Thi...
View full detailsCyberPowerPC - Gaming Desktop - Intel Core Ultra 5 250KF Plus 2026 - NVIDIA GeForce RTX 5070 12GB - 32GB DDR5 Memory - 1TB SSD Storage - Gray
CyberPowerPCGet a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...
View full detailsCyberPowerPC - Gaming Desktop - AMD Ryzen 7 8700F 2024 - AMD Radeon RX 9060 8GB - 16GB DDR5 Memory - 1TB SSD Storage - Black
CyberPowerPCGet a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...
View full detailsMSI - Aegis Z2 Gaming Desktop - R5-8400F - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - White
MSIWindows 11 Operating SystemEquipped with brand new Windows 11 Home Plus with all its new features.AMD R5-8400FThe AMD R5-8400F processor delivers e...
View full detailsAlienware - Aurora Gaming Desktop - Intel Core Ultra 9 Series 2 285K 2024 - 32GB Memory - NVIDIA GeForce RTX 5080 16GB - 2TB Storage - Black
AlienwareWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsSkytech Gaming - KING 95 Gaming PC - AMD Ryzen 7 7800X3D (2023) - NVIDIA GeForce RTX 5070 - 32GB DDR5 Memory - 1TB NVMe Storage - White
Skytech GamingWindows 11 HomeWindows 11 Home delivers the performance and security you expect now enhanced with a redesigned modern interface. Featuring new tool...
View full detailsHP - 27" Full HD All-in-One with Adjustable Height - AMD Ryzen 7 7730U - 8GB Memory - 512GB SSD - Jet Black
HPAMD Ryzen 7 7730U processorExperience a whole new level of speed and power in a PC powered by an AMD Ryzen processor. Accelerate your work and your...
View full detailsHP - OmniDesk Mini PC with Quad Display Support - Intel Core Ultra 5 325 - 16GB Memory - 512GB SSD - Smoke Silver
HPIntel Core Ultra 5 Series 3 processorReady right out of the box for your favorite apps with enhanced graphics for epic streaming and behind-the-sce...
View full detailsUpgrade to a New Gaming PC with Lease-to-Own Financing
When you are ready to level up your gaming computer but need to spread payments over time, Finance My Cart can help with a lease-to-own plan at checkout. Shop top brands like CyberPowerPC, iBUYPOWER, Skytech Gaming, MSI, ASUS, Acer, HP and Dell, with builds running from $466 to $3,879. No matter your credit history, our lease-to-own financing options make it simple to get the gaming PC you need today while staying within your monthly budget.
How Terrace Finance Works for Your Gaming PC Needs
Terrace Finance connects you to payment solution providers offering lease-to-own plans for gaming PCs and other computers. Many applicants receive easy approval, with no credit needed offers available. Apply at checkout, and our team will help finalize your contract for the gaming PC of your choice.
Should I buy a prebuilt gaming PC or build my own?
Prebuilts from CyberPowerPC, iBUYPOWER and Skytech arrive tested, assembled and under a single warranty, which matters if something fails six months in. Building your own can save money on parts and gives you exact control over every component, but you own every compatibility problem yourself. For a first gaming PC, a prebuilt is almost always the better decision.
What specs do I actually need?
The graphics card determines your frame rate more than anything else, so put your budget there first. 16GB of RAM is the current baseline and 32GB is worth it if you stream while playing. A 1TB SSD gives you room for a realistic game library, since modern titles routinely run 100GB each. Match the GPU to your monitor: there is no point paying for frames your display cannot show.
Why Choose a Lease-to-Own Gaming PC?
Leasing to own gives you another way to pay for the gaming PC or other computer you need without having to wait and save. Spread payments over time with flexible monthly payment plans that work within your budget, and get the gaming PC you need now without applying for a traditional credit card requiring a hard credit pull.
Do I Need Good Credit to Shop at Finance My Cart for a Gaming PC?
No! We specialize in providing lease-to-own gaming PCs with average credit and no credit needed offers. Our easy approval process does not affect your credit. We have LTO gaming PC programs for customers of all credit profiles, including those with bad credit or no credit history.
Can I Pay Off My Gaming PC Early to Save Money?
Yes! We offer early buyout options and same-as-cash periods that allow you to affordably purchase your gaming PC before the agreement term is reached, making your purchase more economical.