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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.
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Frigidaire - Gallery 36 in. Wide 21.5 Cu. Ft. 4-Door French Door Counter-Depth Refrigerator - Smudge Proof Stainless Steel
FrigidaireCrispersLettuce and broccoli stay fresh and crisp for longer with the CrispSeal Fresh crispers. The crispers block out dry air optimize humidity re...
View full detailsCanon - EF50mm F1.8 STM Standard Prime Lens for EOS DSLR Cameras - Black
CanonCompatible with most Canon DSLR camerasWorks with cameras with Canon EF mounts.50mm focal lengthA versatile focal length for capturing crystal-clea...
View full detailsSamsung - 36 in. Wide Bespoke AI 25 cu. ft. Counter Depth 3-Door French Door Refrigerator with Zero Clearance Fit - Stainless Steel
SamsungThe fridge that fitsZero clearance fit fridges are designed to fit in all types of spaces.Special hinges and slim doors allow the fridge to open wi...
View full detailsPeerless-AV - Modular Series Tilting Floor-to-Ceiling TV Mount for Most 32"-60" - Black
Peerless IndustriesCompatible with most 32" - 60" flat-panel TVsWeighing up to 132 lbs. for use with your existing TV. Mount holds up to 374 lbs. total.Quick-connect ...
View full detailsTCL - 75" Class QM7L Series 4K UHD HDR SQD-Mini LED Smart TV with Google TV with Gemini (2026)
TCLSQD-Mini LEDAs the ultimate Mini LED TV it integrates the expansive TCL Deep Color System with the breakthrough TCL Halo Control System to ensure t...
View full detailsLG - UltraGear 45" WQHD OLED 240Hz 0.03ms G-SYNC FreeSync Premium Pro Gaming Monitor with DisplayHDR400 TRUE - Black
LGOLED Gaming Just Went SmartThe UltraGear 45 OLED gaming monitor combines ultra-wide scale 240Hz speed and 0.03ms response time for sharp fluid game...
View full detailsJLab - Nightfall Wireless Bluetooth Gaming Over the Ear Headset - Black
LenovoDUAL WIRELESS CONNECTIONSDual Wireless Connections via Bluetooth or USB-C DongleLONG BLUETOOTH PLAYTIME70+ Hours Wireless Playtime Compatible with ...
View full detailsJoy-Con (L/R) Wireless Controllers for Nintendo Switch - Neon Red/Neon Blue
Nintendo of AmericaIncludes Joy-Con (L) and Joy-Con (R) controllersTwo Joy-Cons can be used independently in each hand or together as one game controller when attache...
View full detailsAiwa - Flashback Wireless Kit Retro CD Player Wireless Headphones - Black
Aiwa40-Hour Headphone Battery LifeKeep the music going all day with up to 40 hours of wireless headphone playtime.Built for Comfort and StyleAn adjusta...
View full detailsOura - Ring 5 Official Charging Case - Size 8 - Up to a month of battery life - USB-C Cord Compatible - Black
OuraMADE BY OURAUnauthorized Oura Ring chargers may permanently damage the ring batteryUP TO A MONTH OF BATTERYGet up to 30 days of battery life from a...
View full detailsAC Adapter for Nintendo Switch - Black
NintendoCompatible with Nintendo SwitchEnjoy a full home-console experience anywhere you go.USB Type-C connectorReversible plug that ensures ease of use.Fa...
View full detailsLogitech - Z313 2.1-Channel Speaker System (3-Piece) for PC - Black/Silver
Logitech50 watts peak power (25W RMS)Adds quality sound to your computer.2 satellite speakersWith 2" drivers for immersive sound.4" subwooferWith ported do...
View full detailsSony - Rechargeable Lithium-Ion Battery for NP-FW50
SonyCompatible with most Alpha digital camerasFor efficient power.7.2V of powerWith a 1080 mAh rating.Long battery lifeFor convenient use. Info functio...
View full detailsAmazon - Kids Echo Time kid-tuned Alexa customizable clock face with 1 year of Kids+ parental controls sleep support - Galactic Grape
AMAZON1-year Kids+ subscription includedKid-friendly audiobooks ad-free radio and age-appropriate podcasts. The Kids+ subscription auto-renews at the app...
View full detailsAmazon - Echo Dot (newest model) Compact smart speaker with brilliant sound and smart home hub Designed for Alexa+ - Glacier White
AMAZONBrilliant sound for everyday listeningEnjoy your music podcasts and audiobooks with crisp clarity balanced sound and 1.5x the bass of the last Echo...
View full detailsAmazon - Echo Dot (newest model) Compact smart speaker with brilliant sound and smart home hub Designed for Alexa+ - Graphite
AMAZONBrilliant sound for everyday listeningEnjoy your music podcasts and audiobooks with crisp clarity balanced sound and 1.5x the bass of the last Echo...
View full detailsAmazon - Kids Echo Dot (newest model) kid-tuned Alexa 1 year of Kids+ included parental controls sleep support - Octopus
AMAZONKid-tuned AlexaWith child profiles Alexa speaks their language and gives answers at their level and keeps up when they jump from topic to topic.1-y...
View full detailsAmazon - Echo Dot (newest model) Compact smart speaker with brilliant sound and smart home hub Designed for Alexa+ - Agave Green
AMAZONBrilliant sound for everyday listeningEnjoy your music podcasts and audiobooks with crisp clarity balanced sound and 1.5x the bass of the last Echo...
View full detailsAmazon - Echo Time (all-new) Customizable smart clock Smart alarms Ambient sounds Smart home hub Designed for Alexa+ - Glacier White
AMAZONDesigned for Alexa+With advanced reasoning personal intelligence and seamless integration across devices Alexa+ collaborates thinks through multipl...
View full detailsNETGEAR - Orbi 260 Series WiFi 7 Mesh System Up to 5000 sq ft. Up to 3.6 Gbps Easy Set Up 70 Devices RBE263 - White
NETGEARWHOLE-HOME COVERAGE WITH NO DEAD ZONESThe router plus satellites create a seamless mesh system that blanket up to 5000 sq ft in fast reliable WiFi ...
View full detailsAiwa - Backtrack CD Boombox - Black/Gold
AiwaBluetooth v5.3 Wireless Audio StreamingThe latest Bluetooth technology delivers a faster more stable wireless connection for uninterrupted listenin...
View full detailsAmazon - Echo Studio with Home Camera (all-new) 13 MP Visual intelligence Immersive sound Designed for Alexa+ - Graphite
AMAZONDesigned for Alexa+With advanced reasoning personal intelligence and seamless integration across devices Alexa+ collaborates thinks through multipl...
View full detailsAmazon - Kids Echo Dot (newest model) kid-tuned Alexa 1 year of Kids+ included parental controls sleep support - Penguin
AMAZONKid-tuned AlexaWith child profiles Alexa speaks their language and gives answers at their level and keeps up when they jump from topic to topic.1-y...
View full detailsShokz - OpenDots 2 Open-Ear Clip On True Wireless Bluetooth Earbuds - Navy Blue
ShokzLarger-than-life soundOpenDots 2 packs powerful audio into a compact design with Shokz Bassphere 2.0. Paired with MirrorPitch Technology sound is p...
View full detailsAmazon - Echo Time (all-new) Customizable smart clock Smart alarms Ambient sounds Smart home hub Designed for Alexa+ - Coral Pink
AMAZONDesigned for Alexa+With advanced reasoning personal intelligence and seamless integration across devices Alexa+ collaborates thinks through multipl...
View full detailsRazer - Reclusa Mini 65 Wireless Enthusiast Gaming Keyboard with Hot-Swappable Hall Effect Magnetic Switches - Black
RazerHot-Swappable Magnetic Switch DesignCustomize your key feel with a hot-swappable PCB designed for magnetic switch compatibility. Easily swap the pr...
View full detailsAmazon - Echo Time (all-new) Customizable smart clock Smart alarms Ambient sounds Smart home hub Designed for Alexa+ - Graphite
AMAZONDesigned for Alexa+With advanced reasoning personal intelligence and seamless integration across devices Alexa+ collaborates thinks through multipl...
View full detailsAmazon - Echo Dot (newest model) Compact smart speaker with brilliant sound and smart home hub Designed for Alexa+ - Coral Pink
AMAZONBrilliant sound for everyday listeningEnjoy your music podcasts and audiobooks with crisp clarity balanced sound and 1.5x the bass of the last Echo...
View full detailsShokz - OpenDots ONE Open-Ear Clip On True Wireless Bluetooth Earbuds - Midnight Blue
ShokzStay Locked-in and SecureWith a durable nickel-titanium plate and a soft silicone grip OpenDots ONE stays put through your most intense workouts. N...
View full detailsNinja - SLUSHi XL Smart Frozen Drink Maker 128 oz 10+ Servings - Pink Violet
NinjaSMARTER SLUSHING WITH ZERO GUESSWORKNEW SlushAssist Technology senses ingredients and auto-adjusts temperature for perfect slush every time. Compar...
View full detailsRing - Outdoor Cam 2K Battery - Wide-Angle Retinal 2K Video 6x Enhanced Zoom Night Vision - Matte White
RingExperience crisp clarity with Retinal 2K videoSee all the crucial details across your home or business with wide-angle Retinal 2K.Zoom in up to 6xB...
View full detailsRing - Outdoor Cam 2K Battery - Wide-Angle Retinal 2K Video 6x Enhanced Zoom Night Vision - Matte Black
RingExperience crisp clarity with Retinal 2K videoSee all the crucial details across your home or business with wide-angle Retinal 2K.Zoom in up to 6xB...
View full detailsAlienware - 16X Aurora 16" 3K OLED Gaming Laptop - Intel Core Ultra 9 Series 2 2026 16GB Memory NVIDIA GeForce RTX 5070 1TB Storage - Blue
DellBrilliant displayGo deeper into games with a 16 WQXGA 240Hz display with 500 nits brightness.Intelligent processingIntel Core Ultra HX processors i...
View full detailsBose - QuietComfort Headphones (2nd Gen) - Wireless Over Ear Active Noise Cancelling Immersive Audio USB-C Charging - Rosewood Mauve
BoseModern updated designA sleek streamlined take on the original noise cancelling headphones. All-new pill-shaped earcups and an adjustable sliding he...
View full detailsShokz - OpenRun Pro 2 Mini Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Steel Blue
ShokzDual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...
View full detailsGEEKOM - A5 Pro Mini PC with AMD Ryzen 3 7330U 16GB DDR4 RAM(Not LPDDR) 256GB NVMe SSD - Silver
GeekomPowered by AMD Ryzen 3 7330U ProcessorBuilt on 7nm Zen3 architecture 4 Cores 8 Threads with max boost up to 4.3GHz integrated Radeon Vega 6 Graphic...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.