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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Frigidaire - Gallery 36 in. Wide 21.5 Cu. Ft. 4-Door French Door Counter-Depth Refrigerator - Smudge Proof Stainless Steel

Frigidaire
Original price $3,428.99 - Original price $3,428.99
Original price
$3,428.99
$3,428.99 - $3,428.99
Current price $3,428.99

CrispersLettuce and broccoli stay fresh and crisp for longer with the CrispSeal Fresh crispers. The crispers block out dry air optimize humidity re...

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Original price $3,428.99 - Original price $3,428.99
Original price
$3,428.99
$3,428.99 - $3,428.99
Current price $3,428.99

Canon - EF50mm F1.8 STM Standard Prime Lens for EOS DSLR Cameras - Black

Canon
Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

Compatible with most Canon DSLR camerasWorks with cameras with Canon EF mounts.50mm focal lengthA versatile focal length for capturing crystal-clea...

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Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

Samsung - 36 in. Wide Bespoke AI 25 cu. ft. Counter Depth 3-Door French Door Refrigerator with Zero Clearance Fit - Stainless Steel

Samsung
Original price $2,394.99 - Original price $2,394.99
Original price
$2,394.99
$2,394.99 - $2,394.99
Current price $2,394.99

The fridge that fitsZero clearance fit fridges are designed to fit in all types of spaces.Special hinges and slim doors allow the fridge to open wi...

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Original price $2,394.99 - Original price $2,394.99
Original price
$2,394.99
$2,394.99 - $2,394.99
Current price $2,394.99

Peerless-AV - Modular Series Tilting Floor-to-Ceiling TV Mount for Most 32"-60" - Black

Peerless Industries
Original price $552.99 - Original price $552.99
Original price
$552.99
$552.99 - $552.99
Current price $552.99

Compatible with most 32" - 60" flat-panel TVsWeighing up to 132 lbs. for use with your existing TV. Mount holds up to 374 lbs. total.Quick-connect ...

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Original price $552.99 - Original price $552.99
Original price
$552.99
$552.99 - $552.99
Current price $552.99

TCL - 75" Class QM7L Series 4K UHD HDR SQD-Mini LED Smart TV with Google TV with Gemini (2026)

TCL
Original price $1,565.99 - Original price $1,565.99
Original price
$1,565.99
$1,565.99 - $1,565.99
Current price $1,565.99

SQD-Mini LEDAs the ultimate Mini LED TV it integrates the expansive TCL Deep Color System with the breakthrough TCL Halo Control System to ensure t...

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Original price $1,565.99 - Original price $1,565.99
Original price
$1,565.99
$1,565.99 - $1,565.99
Current price $1,565.99

LG - UltraGear 45" WQHD OLED 240Hz 0.03ms G-SYNC FreeSync Premium Pro Gaming Monitor with DisplayHDR400 TRUE - Black

LG
Original price $1,969.99 - Original price $1,969.99
Original price
$1,969.99
$1,969.99 - $1,969.99
Current price $1,969.99

OLED Gaming Just Went SmartThe UltraGear 45 OLED gaming monitor combines ultra-wide scale 240Hz speed and 0.03ms response time for sharp fluid game...

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Original price $1,969.99 - Original price $1,969.99
Original price
$1,969.99
$1,969.99 - $1,969.99
Current price $1,969.99

JLab - Nightfall Wireless Bluetooth Gaming Over the Ear Headset - Black

Lenovo
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

DUAL WIRELESS CONNECTIONSDual Wireless Connections via Bluetooth or USB-C DongleLONG BLUETOOTH PLAYTIME70+ Hours Wireless Playtime Compatible with ...

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Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Joy-Con (L/R) Wireless Controllers for Nintendo Switch - Neon Red/Neon Blue

Nintendo of America
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Includes Joy-Con (L) and Joy-Con (R) controllersTwo Joy-Cons can be used independently in each hand or together as one game controller when attache...

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Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Aiwa - Flashback Wireless Kit Retro CD Player Wireless Headphones - Black

Aiwa
Original price $78.99 - Original price $78.99
Original price
$78.99
$78.99 - $78.99
Current price $78.99

40-Hour Headphone Battery LifeKeep the music going all day with up to 40 hours of wireless headphone playtime.Built for Comfort and StyleAn adjusta...

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Original price $78.99 - Original price $78.99
Original price
$78.99
$78.99 - $78.99
Current price $78.99

Oura - Ring 5 Official Charging Case - Size 8 - Up to a month of battery life - USB-C Cord Compatible - Black

Oura
Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99

MADE BY OURAUnauthorized Oura Ring chargers may permanently damage the ring batteryUP TO A MONTH OF BATTERYGet up to 30 days of battery life from a...

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Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99

AC Adapter for Nintendo Switch - Black

Nintendo
Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

Compatible with Nintendo SwitchEnjoy a full home-console experience anywhere you go.USB Type-C connectorReversible plug that ensures ease of use.Fa...

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Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

Logitech - Z313 2.1-Channel Speaker System (3-Piece) for PC - Black/Silver

Logitech
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

50 watts peak power (25W RMS)Adds quality sound to your computer.2 satellite speakersWith 2" drivers for immersive sound.4" subwooferWith ported do...

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Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Sony - Rechargeable Lithium-Ion Battery for NP-FW50

Sony
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Compatible with most Alpha digital camerasFor efficient power.7.2V of powerWith a 1080 mAh rating.Long battery lifeFor convenient use. Info functio...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Amazon - Kids Echo Time kid-tuned Alexa customizable clock face with 1 year of Kids+ parental controls sleep support - Galactic Grape

AMAZON
Original price $256.99 - Original price $256.99
Original price
$256.99
$256.99 - $256.99
Current price $256.99

1-year Kids+ subscription includedKid-friendly audiobooks ad-free radio and age-appropriate podcasts. The Kids+ subscription auto-renews at the app...

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Original price $256.99 - Original price $256.99
Original price
$256.99
$256.99 - $256.99
Current price $256.99

Amazon - Echo Dot (newest model) Compact smart speaker with brilliant sound and smart home hub Designed for Alexa+ - Glacier White

AMAZON
Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

Brilliant sound for everyday listeningEnjoy your music podcasts and audiobooks with crisp clarity balanced sound and 1.5x the bass of the last Echo...

View full details
Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

Amazon - Echo Dot (newest model) Compact smart speaker with brilliant sound and smart home hub Designed for Alexa+ - Graphite

AMAZON
Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

Brilliant sound for everyday listeningEnjoy your music podcasts and audiobooks with crisp clarity balanced sound and 1.5x the bass of the last Echo...

View full details
Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

Amazon - Kids Echo Dot (newest model) kid-tuned Alexa 1 year of Kids+ included parental controls sleep support - Octopus

AMAZON
Original price $141.99 - Original price $141.99
Original price
$141.99
$141.99 - $141.99
Current price $141.99

Kid-tuned AlexaWith child profiles Alexa speaks their language and gives answers at their level and keeps up when they jump from topic to topic.1-y...

View full details
Original price $141.99 - Original price $141.99
Original price
$141.99
$141.99 - $141.99
Current price $141.99

Amazon - Echo Dot (newest model) Compact smart speaker with brilliant sound and smart home hub Designed for Alexa+ - Agave Green

AMAZON
Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

Brilliant sound for everyday listeningEnjoy your music podcasts and audiobooks with crisp clarity balanced sound and 1.5x the bass of the last Echo...

View full details
Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

Amazon - Echo Time (all-new) Customizable smart clock Smart alarms Ambient sounds Smart home hub Designed for Alexa+ - Glacier White

AMAZON
Original price $244.99 - Original price $244.99
Original price
$244.99
$244.99 - $244.99
Current price $244.99

Designed for Alexa+With advanced reasoning personal intelligence and seamless integration across devices Alexa+ collaborates thinks through multipl...

View full details
Original price $244.99 - Original price $244.99
Original price
$244.99
$244.99 - $244.99
Current price $244.99

NETGEAR - Orbi 260 Series WiFi 7 Mesh System Up to 5000 sq ft. Up to 3.6 Gbps Easy Set Up 70 Devices RBE263 - White

NETGEAR
Original price $305.99 - Original price $305.99
Original price
$305.99
$305.99 - $305.99
Current price $305.99

WHOLE-HOME COVERAGE WITH NO DEAD ZONESThe router plus satellites create a seamless mesh system that blanket up to 5000 sq ft in fast reliable WiFi ...

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Original price $305.99 - Original price $305.99
Original price
$305.99
$305.99 - $305.99
Current price $305.99

Aiwa - Backtrack CD Boombox - Black/Gold

Aiwa
Original price $173.99 - Original price $173.99
Original price
$173.99
$173.99 - $173.99
Current price $173.99

Bluetooth v5.3 Wireless Audio StreamingThe latest Bluetooth technology delivers a faster more stable wireless connection for uninterrupted listenin...

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Original price $173.99 - Original price $173.99
Original price
$173.99
$173.99 - $173.99
Current price $173.99

Amazon - Echo Studio with Home Camera (all-new) 13 MP Visual intelligence Immersive sound Designed for Alexa+ - Graphite

AMAZON
Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

Designed for Alexa+With advanced reasoning personal intelligence and seamless integration across devices Alexa+ collaborates thinks through multipl...

View full details
Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

Amazon - Kids Echo Dot (newest model) kid-tuned Alexa 1 year of Kids+ included parental controls sleep support - Penguin

AMAZON
Original price $141.99 - Original price $141.99
Original price
$141.99
$141.99 - $141.99
Current price $141.99

Kid-tuned AlexaWith child profiles Alexa speaks their language and gives answers at their level and keeps up when they jump from topic to topic.1-y...

View full details
Original price $141.99 - Original price $141.99
Original price
$141.99
$141.99 - $141.99
Current price $141.99

Shokz - OpenDots 2 Open-Ear Clip On True Wireless Bluetooth Earbuds - Navy Blue

Shokz
Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

Larger-than-life soundOpenDots 2 packs powerful audio into a compact design with Shokz Bassphere 2.0. Paired with MirrorPitch Technology sound is p...

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Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

Amazon - Echo Time (all-new) Customizable smart clock Smart alarms Ambient sounds Smart home hub Designed for Alexa+ - Coral Pink

AMAZON
Original price $244.99 - Original price $244.99
Original price
$244.99
$244.99 - $244.99
Current price $244.99

Designed for Alexa+With advanced reasoning personal intelligence and seamless integration across devices Alexa+ collaborates thinks through multipl...

View full details
Original price $244.99 - Original price $244.99
Original price
$244.99
$244.99 - $244.99
Current price $244.99

Razer - Reclusa Mini 65 Wireless Enthusiast Gaming Keyboard with Hot-Swappable Hall Effect Magnetic Switches - Black

Razer
Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99

Hot-Swappable Magnetic Switch DesignCustomize your key feel with a hot-swappable PCB designed for magnetic switch compatibility. Easily swap the pr...

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Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99

Amazon - Echo Time (all-new) Customizable smart clock Smart alarms Ambient sounds Smart home hub Designed for Alexa+ - Graphite

AMAZON
Original price $244.99 - Original price $244.99
Original price
$244.99
$244.99 - $244.99
Current price $244.99

Designed for Alexa+With advanced reasoning personal intelligence and seamless integration across devices Alexa+ collaborates thinks through multipl...

View full details
Original price $244.99 - Original price $244.99
Original price
$244.99
$244.99 - $244.99
Current price $244.99

Amazon - Echo Dot (newest model) Compact smart speaker with brilliant sound and smart home hub Designed for Alexa+ - Coral Pink

AMAZON
Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

Brilliant sound for everyday listeningEnjoy your music podcasts and audiobooks with crisp clarity balanced sound and 1.5x the bass of the last Echo...

View full details
Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

Shokz - OpenDots ONE Open-Ear Clip On True Wireless Bluetooth Earbuds - Midnight Blue

Shokz
Original price $161.99 - Original price $161.99
Original price
$161.99
$161.99 - $161.99
Current price $161.99

Stay Locked-in and SecureWith a durable nickel-titanium plate and a soft silicone grip OpenDots ONE stays put through your most intense workouts. N...

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Original price $161.99 - Original price $161.99
Original price
$161.99
$161.99 - $161.99
Current price $161.99

Ninja - SLUSHi XL Smart Frozen Drink Maker 128 oz 10+ Servings - Pink Violet

Ninja
Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

SMARTER SLUSHING WITH ZERO GUESSWORKNEW SlushAssist Technology senses ingredients and auto-adjusts temperature for perfect slush every time. Compar...

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Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

Ring - Outdoor Cam 2K Battery - Wide-Angle Retinal 2K Video 6x Enhanced Zoom Night Vision - Matte White

Ring
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Experience crisp clarity with Retinal 2K videoSee all the crucial details across your home or business with wide-angle Retinal 2K.Zoom in up to 6xB...

View full details
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Ring - Outdoor Cam 2K Battery - Wide-Angle Retinal 2K Video 6x Enhanced Zoom Night Vision - Matte Black

Ring
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Experience crisp clarity with Retinal 2K videoSee all the crucial details across your home or business with wide-angle Retinal 2K.Zoom in up to 6xB...

View full details
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Alienware - 16X Aurora 16" 3K OLED Gaming Laptop - Intel Core Ultra 9 Series 2 2026 16GB Memory NVIDIA GeForce RTX 5070 1TB Storage - Blue

Dell
Original price $2,254.99 - Original price $2,254.99
Original price
$2,254.99
$2,254.99 - $2,254.99
Current price $2,254.99

Brilliant displayGo deeper into games with a 16 WQXGA 240Hz display with 500 nits brightness.Intelligent processingIntel Core Ultra HX processors i...

View full details
Original price $2,254.99 - Original price $2,254.99
Original price
$2,254.99
$2,254.99 - $2,254.99
Current price $2,254.99

Bose - QuietComfort Headphones (2nd Gen) - Wireless Over Ear Active Noise Cancelling Immersive Audio USB-C Charging - Rosewood Mauve

Bose
Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

Modern updated designA sleek streamlined take on the original noise cancelling headphones. All-new pill-shaped earcups and an adjustable sliding he...

View full details
Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

Shokz - OpenRun Pro 2 Mini Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Steel Blue

Shokz
Original price $163.99 - Original price $163.99
Original price
$163.99
$163.99 - $163.99
Current price $163.99

Dual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...

View full details
Original price $163.99 - Original price $163.99
Original price
$163.99
$163.99 - $163.99
Current price $163.99

GEEKOM - A5 Pro Mini PC with AMD Ryzen 3 7330U 16GB DDR4 RAM(Not LPDDR) 256GB NVMe SSD - Silver

Geekom
Original price $511.99 - Original price $511.99
Original price
$511.99
$511.99 - $511.99
Current price $511.99

Powered by AMD Ryzen 3 7330U ProcessorBuilt on 7nm Zen3 architecture 4 Cores 8 Threads with max boost up to 4.3GHz integrated Radeon Vega 6 Graphic...

View full details
Original price $511.99 - Original price $511.99
Original price
$511.99
$511.99 - $511.99
Current price $511.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.