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  • Original price $49.99 - Original price $49.99
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    Current price $49.99

    Ring - Indoor Plug-In 1080p Security Camera (2nd - Generation) with Privacy cover - White

    Ring

    Ring AppSee hear and speak to people on camera in the Ring App with Live View and Two-Way Talk.Capture every momentCapture every moment nonstop wit...

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    Original price $49.99 - Original price $49.99
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    Current price $49.99
  • Original price $69.99 - Original price $69.99
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    Current price $69.99

    ZAGG - Messenger Folio 2 Keyboard Case for Apple iPad 10.9" 10th Gen - Black

    invisibleSHIELD

    Space efficient standing designThe case holds your iPad securely upright so you don’t need extra surface space to accommodate a kickstand. Your iPa...

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    Original price $69.99 - Original price $69.99
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  • Original price $674.99 - Original price $674.99
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    Dyson - V15 Detect Extra Cordless Vacuum with 10 accessories - Yellow/Nickel

    Dyson

    Powerful and intelligent for whole-home deep cleaning. Reveals invisible dust.V15 Detect Extra exclusively at Best Buy.100 more power. 60 minutes o...

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    Original price $674.99 - Original price $674.99
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  • Original price $339.99 - Original price $339.99
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    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi - 64GB - Yellow

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $339.99 - Original price $339.99
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  • Original price $503.99 - Original price $503.99
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    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi - 256GB - Silver

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $503.99 - Original price $503.99
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  • Original price $312.99 - Original price $312.99
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    Insignia - 3.5 Cu. Ft. Garage-Ready Chest Freezer - White

    Insignia

    Compact storageStore your favorite frozen snacks and entrees in a 3.5 cu. ft. capacity.Garage-readyWorks in temperatures from 0 to 110 F (-17.8 to ...

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    Original price $312.99 - Original price $312.99
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  • Original price $1,066.99 - Original price $1,066.99
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    Dyson - V15s Detect Submarine Cordless Vacuum with 10 accessories - Yellow/Nickel

    Dyson

    Dyson deep cleaning power now washes hard floors.All in one machine.60 minutes of run time.Advanced Dyson vacuum technology provides 100 more power...

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    Original price $1,066.99 - Original price $1,066.99
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  • Original price $310.99 - Original price $310.99
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    Yardbird - Fire Table Burner Insert Kit - Rectangular - Stainless Steel

    Yardbird

    Water resistantAdjustable flameBrushed stainless steel burner trayHave another question Visit Yardbird's Frequently Asked Questions Page

    Original price $310.99 - Original price $310.99
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  • Original price $107.99 - Original price $107.99
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    Apple - Magic Mouse - White

    Apple

    The incredibly long-lasting internal battery will power your Magic Mouse for about a month or more between chargesIt's ready to go right out of the...

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    Original price $107.99 - Original price $107.99
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  • Original price $2,195.99 - Original price $2,195.99
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    Apple - MacBook Pro 14" Laptop - M3 Pro chip - 18GB Memory - 14-core GPU - 512GB SSD (Latest Model) - Silver

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,195.99 - Original price $2,195.99
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  • Original price $689.99 - Original price $689.99
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    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi - 256GB - Blue

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $689.99 - Original price $689.99
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  • Original price $668.99 - Original price $668.99
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    Apple - Mac mini Desktop - M2 Chip - 8GB Memory - 256GB SSD (Latest Model) - Silver

    Apple

    M2 chip for exceptional speed and performance8-core CPU packs up to 18 percent faster performance to fly through everyday tasks10-core GPU with up ...

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    Original price $668.99 - Original price $668.99
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  • Original price $165.99 - Original price $165.99
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    Apple - Pencil (2nd Generation) - White

    Apple

    Intuitive precise and magical the new Apple Pencil for iPad Pro makes note-taking writing and drawing even better. Apple Pencil magnetically attach...

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    Original price $165.99 - Original price $165.99
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  • Original price $175.99 - Original price $175.99
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    Microsoft - Elite Series 2 Wireless Controller for Xbox One Xbox Series X and Xbox Series S - Black

    Microsoft

    Xbox Elite Wireless Controller Series 2Experience the Xbox Elite Wireless Controller Series 2 featuring adjustable-tension thumbsticks wrap-around ...

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    Original price $175.99 - Original price $175.99
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  • Original price $2,231.99 - Original price $2,231.99
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    Alienware - m16 QHD+ 165Hz Gaming Laptop - Intel Core i7 - 16GB Memory - NVIDIA GeForce RTX 4070 - 1TB SSD -Windows 11 Pro - Dark Metallic Moon

    Alienware

    Windows 11 Pro Operating SystemProtect your data with enterprise-grade security login from any device anywhere and boost productivity with powerful...

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    Original price $2,231.99 - Original price $2,231.99
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    $2,231.99
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  • Original price $589.99 - Original price $589.99
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    $589.99
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    Sony - E 11mm F1.8 APS-C ultra-wide-angle prime lens - Black

    Sony

    Ultra-wide-angle 11 mm large F1.8 aperture prime for stills and moviesWith an 11 mm focal length for dynamic images and a large F1.8 aperture for d...

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    Original price $589.99 - Original price $589.99
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    $589.99
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  • Original price $336.99 - Original price $336.99
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    $336.99
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    Logitech - G923 Racing Wheel and Pedals for Xbox Series XS Xbox One and PC - Black

    Logitech

    TRUEFORCE force feedbackNext-gen TRUEFORCE technology connects to game engines for high-definition feedback; experience the ultimate driving experi...

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    Original price $336.99 - Original price $336.99
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  • Original price $306.99 - Original price $306.99
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    Ninja - Foodi 10-in-1 Smart XL Air Fry Oven Countertop Convection Oven with Dehydrate Reheat Capability - Stainless Silver

    Ninja

    True Surround ConvectionUp to 10X the convection power vs. a traditional full-size convection oven for faster crispier and juicy resultsUltimate Ve...

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    Original price $306.99 - Original price $306.99
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  • Original price $145.99 - Original price $145.99
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    $145.99
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    Insignia - Computer Desk with Drawer 47" Wide - Dark Oak

    Insignia

    Sturdy designMetal legs provide stability while the particleboard tabletop provides a stable work surface that holds up to 80 lbs. (36.3 kg).Plenty...

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    Original price $145.99 - Original price $145.99
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  • Original price $1,234.99 - Original price $1,234.99
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    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 512GB SSD - Silver

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,234.99 - Original price $1,234.99
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  • Original price $1,016.99 - Original price $1,016.99
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    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 256GB SSD - Starlight

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,016.99 - Original price $1,016.99
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    $1,016.99
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  • Original price $313.99 - Original price $313.99
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    RØDE - WIRELESS GO II Dual Channel Wireless Microphone System

    Rode

    Simultaneous SoundDual channel wireless microphone system for recording two sound sources simultaneouslyCrystal-Clear AudioSeries IV 2.4GHz digital...

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    Original price $313.99 - Original price $313.99
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  • Original price $668.99 - Original price $668.99
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    Segway - Ninebot F65 Kick Scooter w/40.4 miles Operating Range 18.6 mph Max Speed - Black

    Segway

    Ride fast ride freelyThe exceptional power of the F65 lets you whiz through town at the top speed of 18.6 mph an hour conquering up to 20 grade slo...

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    Original price $668.99 - Original price $668.99
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  • Original price $333.99 - Original price $333.99
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    $333.99
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    Marshall - Stanmore III Bluetooth Speaker - Black

    Marshall

    Home-Filling SoundStanmore III has an even wider soundstage than its predecessor delivering home-filling Marshall signature sound that has been re-...

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    Original price $333.99 - Original price $333.99
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  • Original price $251.99 - Original price $251.99
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    $251.99
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    Dell - S3222DGM 32" LED Curved QHD FreeSync Gaming Monitor (DisplayPort HDMI) - Black

    Dell

    QHD 2560 x 1440 resolution with 169 aspect ratioDelivers crystal clear picture quality with stunning detail.VESA DisplayHDR 400 technologyEnsures l...

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    Original price $251.99 - Original price $251.99
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  • Original price $574.99 - Original price $574.99
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    GoTrax - G6 Commute Electric Scooter w/48mi Max operating Range 20 Max Speed - Gray

    GoTrax

    PerformanceTaking the ultimate commuter further. The G6 Commute features an incredible 48V 15aH battery for a max range up to 48 miles per charge. ...

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    Original price $574.99 - Original price $574.99
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  • Original price $434.99 - Original price $434.99
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    HP - Desktop - AMD Ryzen 3 - 8GB Memory - 256 GB SSD - Dark Black

    HP

    Operating system Windows 11 HomeFrom a rejuvenated Start menu to new ways to connect to your favorite people news games and content— Windows 11 is ...

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    Original price $434.99 - Original price $434.99
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  • Original price $496.99 - Original price $496.99
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    Klipsch - Reference Series 12" 400W Powered Subwoofer - black

    Klipsch

    New technology and cleaner bassRevamped 12 spun-copper thermoformed crystalline polymer woofers make the latest Reference subwoofers exceptionally ...

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    Original price $496.99 - Original price $496.99
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  • Original price $2,314.99 - Original price $2,314.99
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    Sony - Cinema Line FX30 Super 35 Camera - Gray

    Sony

    New 20.1 MP Exmor R APS-C image sensorSony’s new back-illuminated 20.1 megapixels APS-C Exmor R CMOS sensor (Super 35 format) achieves high sensit...

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    Original price $2,314.99 - Original price $2,314.99
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  • Original price $1,448.99 - Original price $1,448.99
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    Samsung - 28 cu. ft. Side-by-Side Smart Refrigerator with Large Capacity - Stainless Steel

    Samsung

    Large CapacityA completely redesigned interior with 28 cu. ft. capacity that fits 10 more groceries than ever.Modern DesignA modern look featuring ...

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    Original price $1,448.99 - Original price $1,448.99
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  • Original price $254.99 - Original price $254.99
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    $254.99
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    Bose - TV Speaker Bluetooth Soundbar - Black

    Bose

    Hear your TV betterThe Bose TV Speaker is a small soundbar that clarifies speech and improves overall TV sound. Inside there are two full-range dri...

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    Original price $254.99 - Original price $254.99
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  • Original price $81.99 - Original price $81.99
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    Arlo - Mounted Solar Panel Charger for Pro 5S 2K Pro 4 Pro 3 Floodlight Ultra 2 and Ultra Cameras - White

    Arlo

    Harness the power of the sunUses solar power to keep your Arlo wire-free camera powered.Continuous chargingYou can let your Arlo wire-free camera o...

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    Original price $81.99 - Original price $81.99
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    $81.99
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  • Original price $358.99 - Original price $358.99
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    Klipsch - Reference Series 5-1/4" 340-Watt Passive 2-Way Bookshelf Speakers (Pair) - black

    Klipsch

    Handles up to 300W peak power (75W continuous)For robust and controlled audio that is crisp and clear.5-1/4" spun copper injection molded graphite ...

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    Original price $358.99 - Original price $358.99
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  • Original price $930.99 - Original price $930.99
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    $930.99
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    Samsung - 4.5 Cu. Ft. High-Efficiency Top Load Washer with Vibration Reduction Technology+ - White

    Samsung

    Fit more for fewer loadsFewer loads less time in the laundry room.Quiet washing anytime anyplaceReduces noise and vibration.Keep your washer fresh ...

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    Original price $930.99 - Original price $930.99
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  • Original price $305.99 - Original price $305.99
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    Toshiba - 50" Class C350 Series LED 4K UHD Smart Fire TV

    Toshiba

    Fire TVFire TV brings live over-the-air TV streaming channels and your favorite apps together onto one convenient home screen. Subscriptions may be...

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    Original price $305.99 - Original price $305.99
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  • Original price $270.99 - Original price $270.99
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    $270.99
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    Greenworks - 80 Volt 4Ah Battery (Charger not included)

    Greenworks

    Fade free power80V 4.0 Ah Lithium-Ion Battery delivers fade-free power with no memory lossLED indicatorOn-board LED fuel indicator provides your re...

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    Original price $270.99 - Original price $270.99
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    Current price $270.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.