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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.
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Logitech - Z407 2.1 Bluetooth Computer Speaker System with Wireless Control (3-Piece) - Black
LogitechImmersive soundThe expertly tuned 2.1 speaker system features 80 watts of peak power and 40-watt RMS. Experience immersive lifelike sound—from cris...
View full detailsGlorious - Model O3 Lightweight Wireless Optical Gaming Mouse with InfinitePlay Swappable Battery System Charging Base Station - Wireless - Black
GloriousTrue WirelessWhen it's time to top up your battery just swap it with the charged battery housed in the base station and continue playing. No cable...
View full detailsZLINE - 30 inches - Convertible Externally Vented - Wall Range Hood - Black
ZLINEEasy-to-useEasy-to-use push button controls let's you easily control fan speed and lighting4-Speed Fan Control4-Speed Fan Control (120/240/320/400 ...
View full detailsAcer - Chromebook Plus Spin 514 -14" WUXGA Touch Laptop with Google AI- MediaTek Kompanio Ultra-12GB RAM- UFS 256GB - Wi-Fi 7 - Platinum Silver
AcerAdvanced Apps for Work and Playplay your favorite PC games on NVIDIA GeForce NOW from anywhere. Stay connected and neverNever Had a Virus - No Need...
View full detailsGoogle - Pixel Buds 2a - Wireless Earbuds with Active Noise Cancellation - Bluetooth Headphones - Iris
GOOGLEHear only what you want to hear.Active Noise Cancellation with Silent Seal 1.5 helps block external noise. Or switch to Transparency mode to hear t...
View full detailsTurtle Beach - Victrix Pro BFG Reloaded Wireless Modular Controller for Xbox Series XS Xbox One Windows - Black
Turtle BeachAnti-Drift ThumbsticksEnjoy drift-free precision premium accuracy and lasting durability from three customizable modules with Hall-Effect technolog...
View full detailsRazer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - White
RazerRazer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...
View full detailsBreville - Control Grip Immersion Blender 280W with 15 speed settings - Brushed Stainless Steel
BrevilleAnti-suction blending technologyRevolutionary bell-shaped blending base combined with internal ribbing reduces suction for greater control and more...
View full detailsFrigidaire - 26 Cu. Ft. Standard Depth Side-by-Side Refrigerator with CrispSeal Crispers - Smudge Proof Stainless Steel
FrigidaireCrispSeal CrispersKeep produce fresher longer so you waste less and save money. Unlike other crispers ours offers a seal that blocks out dry air fr...
View full detailsLenovo - IdeaCentre Tower Desktop - Intel Processor 300 - 8GB RAM - 256GB SSD - Luna Grey
LenovoMicrosoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...
View full detailsPowerA - Enhanced Wired Controller for Nintendo Switch - Sonic Boost
PowerA3.5mm audio jackMappable Advanced Gaming ButtonsDetachable 10ft (3m) USB CableNo batteries requiredOfficially licensed by Nintendo with two-year li...
View full detailsLG - 36-in Wide Counter-Depth MAX 23.7 Cu. Ft. 3-Door Smart French Door Refrigerator with Zero Clearance Hinge System - PrintProof Stainless Steel Look
LGZero Clearance Hinge SystemZero Clearance hinges let you install your refrigerator next to a wall or adjacent cabinets for a nearly built-in look. ...
View full detailsNikon - ZR Full-frame Mirrorless Cinema Camera Body for Z Mount Lenses - Black
NikonBody OnlyNikon ZR 6K Full-frame Cinema Camera Body takes Z Mount Lenses which are sold separately.24.5 Megapixels24.5 megapixels resolution deliver...
View full detailsGovee - Smart Mini Panel Lights 10 Packs - RGBIC - Multi
GoveeUnlimited DIY Modeling PossibilitiesThis square light can be freely spliced by pressing to the connecting pieces¿¿through four sides greatly enhanc...
View full detailsApple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black/Charcoal Trail Loop - S/M - Black - (2025)
AppleRUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...
View full detailsPulsar - TenZ Signature Edition Gaming Mouse - Wireless - Black
PulsarRecommended for Claw GripDesigned entirely by TenZ for a perfect fit and optimal performance.Ultra Light WeightAn ultra light weight design that cl...
View full detailsSamsung - Galaxy Tab S10 Lite - 10.9" 128GB - Wi-Fi - with S-Pen - Coral Red
SamsungBig screen entertainment right in your handsAll of your fun content pops on the 10.9" screen. Catch up on plans for the day while you cook breakfas...
View full detailsArlo - Essential XL Outdoor Security Camera 2K (3rd Gen 2025 Release) - Wireless 4x Longer Battery Life 3-Cam - White
ArloSimple Reliable Home MonitoringA wireless rechargeable camera with clear 2K video dependable Dual-Band Wi-Fi that provides critical alerts. Keep w...
View full detailsLenovo - IdeaCentre Tower Desktop - Intel Core Ultra 5 Processor 225 - 16GB RAM - 512GB SSD - Luna Grey
LenovoMicrosoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...
View full detailsRazer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - Black
RazerRazer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...
View full detailsJLab - JBuds Party Speaker - Black
JLabRoom Shaking Lab Quality SoundEnjoy chest thumping sound via dual 2.5 full-frequency drivers and two 2 passive woofers. With 30 watts of power this...
View full detailsLG - FlushFit 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack 1-Hour Wash Dry Cycle and 46dBA - Stainless Steel
LGFlushFit DesignFlush appliance installation is among the hottest kitchen trends but rest assured the sleek integrated design of this LG dishwasher ...
View full detailsCORSAIR - Sabre V2 Pro Ultralight FPS Gaming Mouse - Wireless - Black
Corsair36g Ultra-light ultra-lethalThe 36g Sabre v2 Pro is designed by pros and built to win. It’s one of the lightest mice on the planet so you’ll have ...
View full detailsSennheiser - MOMENTUM 4 Wireless Bluetooth Adaptive Noise-Canceling Over-The-Ear Headphones - Brown
SennheiserMaximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...
View full detailsWhirlpool - 7.0 Cu. Ft. Gas Dryer with AutoSensing and Adaptive Dry - White
WhirlpoolAutoSense DryAutoSense uses 1 built-in sensor to measure temperature levels to help prevent over drying and automatically stop the cycle when the l...
View full detailsGovee - RGBIC Smart Table Lamp 2S - Multi
GoveeRGBIC 16 million colors16 million RGB colors and 60+ scenes offer dynamic lighting—controllable via 4 methods.3 Control optionsConvenience via Tou...
View full detailsCanon - EOS R100 4K Video Mirrorless Camera Double Zoom Lens Kit with RF-S18-45mm and RF75-300mm Lenses - Black
CanonRF-S 18-45mm f/4.5-6.3 IS STM Standard Zoom LensThe small size of the RF-S1845mm F4.56.3 IS STM and clever lens retraction mechanism lets it fit ju...
View full detailsBose - SoundLink Micro Portable Bluetooth Speaker (2nd Gen) - Black
BoseSmall speaker. Big impact.SoundLink Micro's crisp sound and impressive bass makes it so you can break through any silence and form in-the-moment co...
View full detailsApple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black Alpine Loop - Large - Black - (2025)
AppleRUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...
View full detailsArlo - Essential Outdoor Security Camera 2K (3rd Gen 2025 Release) - Wireless Rechargeable Camera 1-Cam - White
ArloSimple Reliable Home MonitoringA wireless rechargeable camera with clear 2K video dependable Dual-B Wi-Fi that provides critical alerts. Perfect f...
View full detailsApple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black/Charcoal Trail Loop - M/L - Black - (2025)
AppleRUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...
View full detailsASUS - ROG Strix 27" 2K OLED 280Hz 0.03ms Gaming Monitor with G-SYNC/FreeSync Premium Pro and HDR (DisplayPort HDMI) - Black
ASUSOne For All26.5-inch QHD (2560 x 1440) QD-OLED gaming monitor with 280 Hz refresh rate and 0.03ms response timeASUS OLED Care ProNew ASUS OLED Care...
View full detailsFIFINE - Gaming Microphone and Stand Bundle - USB Cardioid Condenser with RGB - Black
FIFINEInstant Setup ExperienceThe USB plug-and-play design works seamlessly with PC PS4 PS5 and Mac requiring no extra drivers or software for quick and ...
View full detailsSteelSeries - QcK Cloth Gaming Mouse Pad (Medium) - Lavender
Steel SeriesLEGENDARY MICRO-WOVEN CLOTHAn optimal surface for mouse precision and performance the proprietary micro-woven cloth makes the SteelSeries QcK trust...
View full detailsBose - QuietComfort Wireless Noise Cancelling Over-the-Ear Bluetooth Headphones - Moonlight Gray
BoseTake over the tempo.Chin up shoulders back music blasting. Press play and take charge of the music with Bose QuietComfort noise cancelling headphon...
View full detailsLogitech - G321 LIGHTSPEED Wireless Over-the-Ear Bluetooth Gaming Headset for Windows PS4 PS5 Nintendo Switch Mobile - White
LogitechDynamic comfort and fitWireless headset with mic that’s engineered for lightweight comfort (210 g) with thick headband high elasticity knit fabric ...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.